{"id":175484,"date":"2019-03-08T09:13:26","date_gmt":"2019-03-08T09:13:26","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=175484"},"modified":"2026-04-09T17:08:02","modified_gmt":"2026-04-09T16:08:02","slug":"car-insurance-for-drivers-over-70","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/car-insurance\/older-drivers\/car-insurance-for-drivers-over-70","title":{"rendered":"Car insurance for drivers over 70"},"content":{"rendered":"

If you’ve been driving for decades and have noticed your car insurance premiums increasing, it’s probably time you check your options to make sure you’re paying a fair price. While car insurance providers offer drivers over 50 some of the cheapest car insurance premiums<\/a> available as they generally pose the least risk on the road, drivers over 70 might not be so lucky.<\/p>

For starters, you’ll need to renew your driver’s licence once you hit 70 otherwise it will expire. You’ll need to inform the DVLA (the Driver and Vehicle Licensing Agency) about particular medical conditions that you have such as heart disease or a previous stroke, and confirm that your eyesight meets the minimum standard needed to drive. You won’t be retested, but you will need to renew your driver’s licence every three years and confirm that you’re still capable of driving safely.<\/p>

Your cover may not be as expensive as young and inexperienced drivers, but because of an increased risk, car cover premiums do tend to increase in your 70s and beyond. Read our guide to see what factors affect car insurance for drivers over 70 and how you could save money on your cover.<\/p>

What should I be looking for in a policy for drivers over 70?<\/h3>

No matter what your age, it’s worth considering each aspect of your insurance policy carefully. If you’re aged over 70, you may want to consider the following:<\/p>