{"id":170418,"date":"2019-02-14T17:08:07","date_gmt":"2019-02-14T17:08:07","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=170418"},"modified":"2026-04-13T12:55:25","modified_gmt":"2026-04-13T11:55:25","slug":"hsbc-business-credit-card","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/business-credit-cards\/hsbc-business-credit-card","title":{"rendered":"HSBC Business Credit Card review 2026"},"content":{"rendered":"

The HSBC Commercial Credit Card is issued on the Visa network (used by a whopping 4.2 billion cards), so you'll be able to use it at more than 100 million merchant locations across more than 200 countries and territories.<\/p>\n\n\n

\n\n<\/div>\n\n \n

What do customers say about HSBC?<\/h3>\n

77% of customers we surveyed<\/a> in 2026 would recommend HSBC to a friend.<\/p>\n

It provides a durable, globally accepted business card that makes expense reconciliation straightforward for companies. Customers appreciate the reliable online platform and the rewards and cashback available on business spending.<\/p>\n

While the card functions well as a primary business tool, some users have expressed frustration with recent interest rates and reported that the customer support experience can occasionally be lacking.<\/p>\n

\n<\/path><\/path>\n<\/svg> AI-generated summary from the text of customer reviews on Finder.<\/em><\/small><\/p>\n

\n
\n
\n
\n \n <\/path>\n<\/svg>\n <\/div>\n\n
\n
\"Rhochell\n <\/figure>\n\n <\/div>\n\n
\n
\n
Case study: Rhochell uses the HSBC business credit card on work trips<\/div>\n
\n

\"My company got us HSBC business credit cards because we travel a lot. I\u2019ve used mine in Ghana for work and I believe the exchange rate was quite competitive with the card.<\/p>

If there\u2019s one thing you\u2019d tell a friend who\u2019s thinking of getting this, what would it be?<\/strong><\/p>

I think it\u2019s important to have good security controls with a business card when you\u2019re travelling. I liked the HSBC security controls because they sent a text to check transactions were genuine rather than just blocking them immediately, which would mean you\u2019d have to phone up to get your card unblocked.\"<\/p>\n\n <\/div>\n <\/div>\n\n

\n Rhochell Williams\n <\/div>\n
London<\/div>\n <\/div>\n <\/div>\n<\/div>\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

How does it compare?<\/h3>\n

HSBC's card<\/h4>\n
\n
\n <\/div>\n
\n
\n
<\/div>
1 of 1 result<\/span><\/small><\/div>
<\/use><\/svg>Updated\n\t\t\t\t\tdaily<\/span><\/a><\/span><\/div><\/div><\/div>
<\/div>
\n Purchases\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Annual \/ Monthly fees\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Rewards earn rate\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Representative APR\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Key benefit\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Representative example\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th><\/tr><\/thead>\"HSBC<\/a>
<\/div>
HSBC Commercial Credit Card Visa<\/a><\/span><\/div><\/td>
\n 15.9%\n <\/div><\/td>
\n Year 1 - \u00a30, Year 2 onwards - \u00a332 per annum\n <\/div><\/td>
\n N\/A\n <\/div><\/td>
\n 22% APR (variable)\n <\/div><\/td>
\n Representative example: When you spend \u00a31,200 at a purchase rate of 15.9% (variable) p.a. with a fee of Year 1 - \u00a30, Year 2 onwards - \u00a332 per annum, your representative rate is 22% APR (variable).\n <\/div><\/td>