Your credit score is a key metric that lenders will use to determine your ability to make timely mortgage repayments, but it\u2019s not the only one.<\/p>
Lenders will consider a range of factors before making a decision on your mortgage eligibility.<\/p>
Your income, relative to the amount of money you\u2019re borrowing, is another key consideration. If this looks healthy, it\u2019s possible to be approved for a mortgage with a bad credit score, although perhaps not with the best terms.<\/p>
The amount of weight put on your credit score and your income will differ between individual lenders. A professional mortgage advisor<\/a> will be able to steer you in the direction of the lenders most likely to approve you.<\/p> Below, we explain how to put yourself in the best position to be approved for a great mortgage deal.<\/p> If you are struggling to get a mortgage via the traditional methods you could speak to a specialist lender. They can provide the expertise on a particular area of lending where you\u2019re looking for assistance.<\/p>Speak to a specialist lender<\/h3>