{"id":163576,"date":"2019-01-18T12:38:00","date_gmt":"2019-01-18T12:38:00","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=163576"},"modified":"2026-02-13T07:20:15","modified_gmt":"2026-02-13T07:20:15","slug":"american-express-membership-rewards-points","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/american-express-membership-rewards-points","title":{"rendered":"American Express Membership Rewards points"},"content":{"rendered":"

You can earn points as you spend on your credit card, which can be redeemed on a range of shopping, travel and entertainment experiences, or even donated to charity.<\/p>

You can transfer Membership Rewards points to any of the American Express airline and hotel partner programs, including British Airways, Emirates, Virgin Atlantic, Hilton Honors and Radisson Rewards programs.<\/p>

In addition to American Express Membership Rewards cards, the American Express network is also available with other rewards credit cards, such as British Airways<\/a>, Nectar<\/a>, Marriott Bonvoy<\/a>.<\/p>

How do I earn American Express Membership Rewards?<\/h3>

You can earn one American Express Membership Rewards point on every full \u00a31 spent. Certain cards<\/a> will increase your earn-rate to two points per \u00a31 spent on American Express Travel.<\/p>

Some cards offer the chance to accrue large chunks of bonus points in the first few months after opening or on your account anniversary if you spend a specified amount on purchases.<\/p>

You can earn points on most of your spending, with the exceptions being card fees, interest charges, balance transfers<\/a>, cash advances, travellers cheques or foreign currency transactions.<\/p><\/div><\/div><\/div>

\"Amex<\/p>

What are American Express Membership Rewards points worth?<\/h3>

Amex don\u2019t clarify exact point value, but they tend to work out at 1p = 2 points or \u00a31 = 200 points. For example, if you want to redeem points at one of Amex\u2019s partner retailers<\/a>, then normally 10,000 points could be transferred for a \u00a350 voucher.<\/p><\/div><\/div><\/div>

How do I redeem American Express Membership Rewards?<\/h3>

American Express has an extensive online catalogue which allows you to redeem rewards either partially or outright, or exchange to other points systems. Simply enrol online to set up a Membership Rewards account.<\/p>

You can use your points to pay or part-pay or upgrade your next holiday, shop direct from the Amex site or exchange rewards points for vouchers for retailers or subscriptions. Over 1,000 retailers accept American Express Membership Rewards points. Amex also feature special offers that change every month, which allow your points to go further on specific purchases.<\/p>

If you need more points, you can buy more, but only in increments of 1,000 points with a minimum purchase of 1,000 points. There is a maximum limit of 10,000 a year.<\/p><\/div><\/div><\/div>

What are the pros and cons of Membership Rewards?<\/h3>
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Pros<\/h4>\n
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  • Versatile and flexible.<\/li>\n
  • Charitable donations option.<\/li>\n
  • Can purchase points.<\/li>\n
  • Wide variety of cards to choose from.<\/li>\n
  • Travel benefits.<\/li>\n
  • Generous introductory offers of 0% or bonus points.<\/li>\n <\/ul>\n <\/div>\n \n
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    Cons<\/h4>\n
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    • Amex is less widely accepted than Mastercard or Visa.<\/li>\n
    • Annual fee. Some Amex cards charge an annual fee, which could go up to \u00a3450.<\/li>\n <\/ul>\n <\/div>\n <\/div>\n<\/div><\/div><\/div>

      Compare credit cards that earn American Express Membership Rewards<\/h3>
      Table: sorted by representative APR, promoted deals first<\/div>
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