{"id":161266,"date":"2019-01-10T18:00:09","date_gmt":"2019-01-10T18:00:09","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=161266"},"modified":"2026-02-18T03:43:49","modified_gmt":"2026-02-18T03:43:49","slug":"more-than-car-insurance","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/car-insurance\/more-than-car-insurance","title":{"rendered":"More Than car insurance review"},"content":{"rendered":"<style>\n#pros, #cons {font-size: 1rem !important;} .reviewCard-banner { width: 100%; border-radius: 0.7em 0.7em 0 0; background-color: #d9f4f0!important; height: 80px; } .reviewCard-ratingGrid { width: auto; border: scolid; border-radius: 2.5em; padding: 0.6em; border-width: 1px; border-color: #d5d9dc; width: 85%;} .reviewCard-decoratedGrid-1, .reviewCard-decoratedGrid-2, .reviewCard-decoratedGrid-3 {border-style: solid; border-width: 1px; border-color: #e3e5e8; margin-bottom: 0; padding: 0.5em 0.5em 0.5em 0.5em;} .reviewCard-decoratedHeader { font-size:0.8em; color: #6c7881; margin-bottom: 0;} .reviewCard-decoratedData { font-size:0.8em;   font-weight:700;} .reviewCard-productCard { margin-top: -5em; border-radius: 0.7em; } .reviewCard { border-radius: 0.7em; } .reviewCard-header { padding: 1em; font-size: 1.5em; font-weight: 700; color: #18304b; }    @media only screen and (max-width: 600px) { .reviewCard-ratingGrid { width: 85%; padding: 0em; } .reviewLogo {width:30%;} .reviewCard-decoratedData { font-size:1em;} .reviewCard-decoratedHeader { font-size:1em;} .reviewCard-header { padding: 0; font-size: 1.5em; font-weight: 700; color: #18304b; } .u-1\\\/2{width: auto !important;} }\n\n\n@media (min-width: 961px){\n.reviewCard .u-2\\\/3\\@m {\n    -webkit-flex-basis: auto !important;\n    -ms-flex-preferred-size: auto !important;\n    flex-basis: auto !important;\n    -webkit-box-flex: 0 !important;\n    -webkit-flex-grow: 0 !important;\n    -ms-flex-positive: 0 !important;\n    flex-grow: 0 !important;\n    width: auto !important;\n}\n}\n.u-1\\\/2 {\n    \/* width: auto !important; *\/\n    width: 50% !important;\n}\n<\/style>\n\n\n\n \n    \n\n\n\n\n\n \n\n\n      \n\n  \n                \n\n\n<article class=\"luna-card luna-card--border reviewCard\">\n<div class=\"reviewCard-banner\">\n<h3 id=\"verdict\" class=\"reviewCard-header is-hidden is-visible@s\">\nOur verdict\n<\/h3>\n<\/div>\n\n<div class=\"luna-card__block\">\n<div class=\"u-grid\">\n\n<div class=\"u-grid__col u-2\/3@s\">\n<h3 class=\"reviewCard-header is-hidden@s is-visible\">\nOur verdict\n<\/h3>\nMore Than is one of the most well-known and well-trusted insurance companies in the UK. It doesn't offer third-party or third-party, fire and theft cover, but you do get a choice of 3 comprehensive options: a standard policy, plus a more basic \"Essentials\" policy, and an all-singing all-dancing \"Extra\" policy. The standard and Extra policies are oth 5-star rated by Defaqto, while the Essentials cover gets 3 stars. However, the insurer could be more forthcoming on its website with information about what is and isn\u2019t covered under some of its policies, so make sure you read the small print. <br><br>All three levels of comprehensive cover get you a courtesy car and child car seat replacement included. Opt for standard or Extra, and you'll also get wrong fuel cover, personal belongings cover, and an uninsured driver promise.<br><br>If you're not impressed by any of More Than's cover options, or even if you are, always shop around. It never hurts, and could help you find the cover you need at the best possible price.\n\n<p style=\"margin-top:1em;\"><span style=\"font-weight:600;\">Best for:<\/span> A good choice of comprehensive cover options<\/p>\n\n\n<div class=\"u-grid\" style=\"margin-top: 1em\">\n<div class=\"u-grid__col u-1\/2@s\">\n<strong>Pros<\/strong>\n<ul class=\"list-4\">\n<li>More Than\u2019s top 2 levels of car insurance are 5-star Defaqto-rated<\/li>\n<li>Courtesy car included as standard<\/li>\n<\/ul>\n<\/div>\n<div class=\"u-grid__col u-1\/2@s\">\n<strong>Cons<\/strong>\n<ul class=\"list-12\">\n<li>You can't call to make a claim unless it involves an injury (standard claims can be submitted online)<\/li>\n<li>Limited online information about specific car insurance policy details<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n<\/div>\n  <div class=\"u-grid__col u-1\/3@s u-grid__col--orderLast@s u-grid__col--orderFirst\">\n<article class=\"luna-card luna-card--border reviewCard-productCard\"> \n  <div class=\"luna-card__block text-center\">\n\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/664f1ac7494eb.jpg\" data-src=\"https:\/\/www.finder.com\/niche-builder\/664f1ac7494eb.jpg\" alt=\"More Than car insurance\" srcset=\"https:\/\/www.finder.com\/niche-builder\/664f1ac7494eb.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/664f1ac7494eb.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/664f1ac7494eb.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/664f1ac7494eb.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/664f1ac7494eb.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n\n<div class=\"aligncenter\">    \n    \n\n\n\n<\/div>\n<div class=\"u-grid u-grid--gutterCollapse u-grid--alignCenter\">\n<div class=\"u-grid__col u-2\/5 u-1\/1@s u-grid__col--alignTop text-center\">\n<div class=\"luna-stars luna-stars__fill--70 luna-stars--yellow\">\u2605\u2605\u2605\u2605\u2605<\/div>\n<div class=\"has-margin-bottom-xxsmall text-x-small fin-text-grey\">User survey <span class=\"table-popover\" rel=\"popover\" data-content=\"We asked customers to rate their experience of this brand's accounts. For full details, see our &lt;a href='https:\/\/www.finder.com\/uk\/share-dealing-methodology'&gt;methodology&lt;\/a&gt;.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span>\n<\/div>\n<\/div>\n<div class=\"u-grid__col u-2\/5 u-1\/1@s u-grid__col--alignTop text-center\">\n<div class=\"luna-stars luna-stars__fill--80 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/div>\n<div class=\"has-margin-bottom-xxsmall text-x-small fin-text-grey\">Finder score <span class=\"table-popover\" rel=\"popover\" data-content=\"Our experts rated key features of the account. For full details, see our &lt;a href='https:\/\/www.finder.com\/uk\/share-dealing-methodology'&gt;methodology&lt;\/a&gt;.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div>\n<\/div>\n<\/div>\n\n\n\n\n\n<div class=\"u-grid aligncenter\">\n<\/div>\n\n<\/div>\n<\/article><\/div>\n\n<\/div>\n<\/div>\n<\/article>\n\n\n \n\n<p>More Than says its comprehensive cover will offer a courtesy car as standard and protect against accidents with uninsured drivers. What\u2019s more, the insurer claims to offer existing customers up to 15% off certain additional car insurance policies. Here\u2019s what else we think you should know about this top-rated car insurer.<\/p><h3>Who is More Than?<\/h3><p>More Than was launched in 2001 and provides a range of insurance products, including car, van, landlord, pet, home, caravan and travel insurance.<\/p><p>More Than is a trading name of Royal &amp; Sun Alliance Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.<\/p><h3>Who underwrites the car insurance from More Than?<\/h3><p>More Than car insurance policies are underwritten by Royal &amp; Sun Alliance Insurance plc.<\/p><p>More Than is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.<\/p><h3 id=\"compare\">Compare More Than policies<\/h3><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"5c887ca8-b8f2-440f-bc47-f4302d31b733\" data-template=\"comparison\" data-niche=\"UKFCI\" data-site=\"UKFCI\" data-auto-recalculate=\"true\" data-post-country=\"uk\" data-fieldset=\"ukfci-default2\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"161266\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFCI\",\"fieldset\":\"ukfci-default2\",\"template\":\"comparison\",\"category_id\":\"5c887ca8-b8f2-440f-bc47-f4302d31b733\",\"category_name\":\"UKFCI More Than Car\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778305186}' data-disable-alternative-products=\"true\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"mobileSort__root\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-5c887ca8-b8f2-440f-bc47-f4302d31b733\">2 of 2 results<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated\n\t\t\t\t\tregularly<\/span><\/a><\/span><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-mobile-compare=\"true\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKFCI\" data-site=\"UKFCI\" data-table-id=\"792\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-leadform-modal=\"\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFCI\",\"fieldset\":\"ukfci-default2\",\"template\":\"comparison\",\"category_id\":\"5c887ca8-b8f2-440f-bc47-f4302d31b733\",\"category_name\":\"UKFCI More Than Car\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778305186}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukfci\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"2\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"66e1579688fa016e0657e50b8196a07ef26ad0816087212202d8bde04803fad9\" data-table-record-type=\"product\" data-table-record-ids='[\"9ea1fb25-02e3-4bbf-af2c-b6f25242d235\",\"2e13b5ba-f599-4c02-b57e-256929c32009\"]' data-total-data=\"2\" data-enable-top-filters=\"false\" data-total-product-count=\"2\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-5\"><th class=\"comparison-table__feature  sorter-false  th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"courtesy_car_cover\">\n                                                        Courtesy car cover\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature  sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"new_car_replacement\">\n                                                        New car replacement\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKFCI.PRODUCT.TICK_EU_COVER\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"eu_cover\">\n                                                        EU cover\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.EXTRA_FIELDS.PERSONAL_ACCIDENT\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"personal_accident_cover\">\n                                                        Personal accident cover\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKFCI.PRODUCT.TICK_MULTI_CAR_DISCOUNT\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"multi-car_discount\">\n                                                        Multi-car discount\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><\/tr><\/thead><tbody><style>\n\t.rewards-infobox .deals-banner { display:flex; flex-direction: row; border-radius: 16px; border:1px solid #000; overflow: hidden; }\n\t.rewards-infobox .deals-left { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); display:flex; flex-direction: column; align-items:center; justify-content:space-between; position: relative; width: 110px; cursor:pointer; }\n\t@media 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#FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); color:#232320; font-size:32px; line-height:28px; letter-spacing: -0.75px; text-transform: uppercase; padding: 2px 4px 0 2px; border-radius: 4px; font-style: italic; font-weight: bold; font-size: 30px; }\n\t.rewards-infobox .deals-title { color: white; text-transform: uppercase; font-style:italic; font-weight:bold; font-size:16px; flex: 1; }\n\t.rewards-infobox .deals-list { display:flex; flex-direction: column; flex-wrap: wrap; gap:2px; margin: 4px 0 2px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-list { flex-direction: row; row-gap: 4px; column-gap: 20px; } }\n\t.rewards-infobox .deals-step { display:flex; align-items: baseline; gap:4px; }\n\t.rewards-infobox .deals-step-num { background:#FFD23B; color:#000; display:inline-flex; align-items:center; justify-content:center; font-weight:bold; font-style: italic; border-radius:2px; 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!important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: unset;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr data-product-id=\"9ea1fb25-02e3-4bbf-af2c-b6f25242d235\" data-provider-id=\"6607d758-426b-4b32-954f-dfc6eb9f5d3d\" data-product-name=\"More Than Third Party, Fire and Theft\" data-provider-name=\"More Than\" class=\"grid-column-count-5  mobile-column-count-5 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/more-than\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/664f1b4cf108c.jpg\" alt=\"More Than logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/664f1b4cf108c.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/664f1b4cf108c.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/664f1b4cf108c.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/664f1b4cf108c.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/664f1b4cf108c.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/more-than\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">More Than Third Party, Fire and Theft<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                         sorter-false\" data-sortvalue=\"No\" data-column-index=\"1\" data-decorator=\"text,global.value.tick_cross_optional\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Courtesy car cover\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/2000\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                         sorter-false\" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,global.value.tick_cross_optional\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"New car replacement\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/2000\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfci.product.tick_eu_cover\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"EU cover\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><span class=\"table-popover\" rel=\"popover\" data-content=\"Yes, EU cover is provided and can be extended for a small fee.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\" style=\"line-height: 36px;\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                        rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\u00a35,000\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Personal accident cover\">\n                        \u00a35,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                            border-left\n                                                                                                                        rounded-bottom-right\n                                                                                                                                                                            span-1\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfci.product.tick_multi_car_discount\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Multi-car discount\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\"><b>Finder's summary:<\/b> Despite narrowly missing out on a spot in our car insurance top 10, many of More Than\u2019s customers commented on the high level of service offered by the company. More Than\u2019s car insurance is 5-star Defaqto-rated with a range of options <br><br><b>Who it might be good for:<\/b> Someone looking for a 5 star Defaqto policy that covers all the essentials needed with many benefits included as standard.\n                  <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before {   \tdisplay: none;   }<\/style><a href=\"\" class=\"comparison-table__more-button\" title=\"More Than Third Party, Fire and Theft information\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-9ea1fb25-02e3-4bbf-af2c-b6f25242d235\" value=\"9ea1fb25-02e3-4bbf-af2c-b6f25242d235\" name=\"productID\" _productname=\"                            More Than Third Party, Fire and Theft            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"9ea1fb25-02e3-4bbf-af2c-b6f25242d235\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-9ea1fb25-02e3-4bbf-af2c-b6f25242d235\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"2e13b5ba-f599-4c02-b57e-256929c32009\" data-provider-id=\"6607d758-426b-4b32-954f-dfc6eb9f5d3d\" data-product-name=\"More Than Comprehensive\" data-provider-name=\"More Than\" class=\"grid-column-count-5  mobile-column-count-5 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/more-than\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/664f1ab4ad44b.jpg\" alt=\"More Than logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/664f1ab4ad44b.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/664f1ab4ad44b.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/664f1ab4ad44b.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/664f1ab4ad44b.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/664f1ab4ad44b.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/more-than\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">More Than Comprehensive<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                         sorter-false\" data-sortvalue=\"Yes\" data-column-index=\"1\" data-decorator=\"text,global.value.tick_cross_optional\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Courtesy car cover\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                         sorter-false\" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,global.value.tick_cross_optional\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"New car replacement\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/2000\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfci.product.tick_eu_cover\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"EU cover\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><span class=\"table-popover\" rel=\"popover\" data-content=\"Yes, can be extended to provide extra cover and time for a fee.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\" style=\"line-height: 36px;\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                        rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\u00a35,000\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Personal accident cover\">\n                        \u00a35,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                            border-left\n                                                                                                                        rounded-bottom-right\n                                                                                                                                                                            span-1\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfci.product.tick_multi_car_discount\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Multi-car discount\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><span class=\"table-popover\" rel=\"popover\" data-content=\"15% off when adding vehicles.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\" style=\"line-height: 36px;\"><\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\"><b>Finder's summary:<\/b> More Than is one of the most well-known and well-trusted insurance companies in the UK. It offers strong comprehensive options, but is not very forth-coming with information about what is and isn\u2019t covered under some of its policies, so make sure you read the small print. <br><br><b>Who it might be good for:<\/b> Someone who wants an all round comprehensive policy with great benefits for those looking to add multiple cars.\n                  <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before {   \tdisplay: none;   }<\/style><a href=\"\" class=\"comparison-table__more-button\" title=\"More Than Comprehensive information\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-2e13b5ba-f599-4c02-b57e-256929c32009\" value=\"2e13b5ba-f599-4c02-b57e-256929c32009\" name=\"productID\" _productname=\"                            More Than Comprehensive            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"2e13b5ba-f599-4c02-b57e-256929c32009\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-2e13b5ba-f599-4c02-b57e-256929c32009\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - 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You\u2019ll also have protection against any fire damage or theft of your car.<\/li><li><strong>Comprehensive.<\/strong> This is the highest level of cover on offer through More Than and will provide the same protection as TPFT as well as insuring your vehicle against accidental damage and vandalism. It\u2019s always worth checking the cost of <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/comprehensive-car-insurance\">comprehensive<\/a> as it can be cheaper than third party or TPFT.<\/li><\/ul><h3>What types of car insurance are available?<\/h3><ul><li><strong>Young driver insurance.<\/strong> More Than offers young drivers insurance through its More Than Smart Wheels telematics or \u201c<a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/young-drivers\/black-box-car-insurance\">black box<\/a>\u201d policies.<\/li><\/ul><h3>What is covered under my policy?<\/h3><div data-category=\"\" data-niche=\"UKFCI\" data-fieldset=\"coverbenefits\" class=\"UKFCI coverbenefits \">\n        <table class=\"i_infobox product_infobox\">\n        <tbody><tr><th>Product Name<\/th><td class=\"i_infobox_data product_infobox_data\">More Than Third Party, Fire and Theft<\/td><td class=\"i_infobox_data product_infobox_data\">More Than Comprehensive<\/td><\/tr><tr><th>Damage to your car<\/th><td class=\"i_infobox_data product_infobox_data\">\u2713<\/td><td class=\"i_infobox_data product_infobox_data\">\u2713<\/td><\/tr><tr><th>Damaged windscreen and window glass<\/th><td class=\"i_infobox_data product_infobox_data\">\u2713<\/td><td class=\"i_infobox_data product_infobox_data\">\u2713<\/td><\/tr><tr><th>Fire and theft<\/th><td class=\"i_infobox_data product_infobox_data\">\u2713<\/td><td class=\"i_infobox_data product_infobox_data\">\u2713<\/td><\/tr><tr><th>Personal accident cover<\/th><td class=\"i_infobox_data product_infobox_data\">\u2713<\/td><td class=\"i_infobox_data product_infobox_data\">\u2713<\/td><\/tr><tr><th>Medical expenses<\/th><td class=\"i_infobox_data product_infobox_data\">\u2713<\/td><td class=\"i_infobox_data product_infobox_data\">\u2713<\/td><\/tr><tr><th>Personal belongings<\/th><td class=\"i_infobox_data product_infobox_data\">\u2713<\/td><td class=\"i_infobox_data product_infobox_data\">\u2713<\/td><\/tr><tr><th>Liabilities to third parties<\/th><td class=\"i_infobox_data product_infobox_data\">\u2713<\/td><td class=\"i_infobox_data product_infobox_data\">\u2713<\/td><\/tr><tr><th>Replacement locks<\/th><td class=\"i_infobox_data product_infobox_data\">\u2713<\/td><td class=\"i_infobox_data product_infobox_data\">\u2713<\/td><\/tr><tr><th>Permanently fitted audio equipment<\/th><td class=\"i_infobox_data product_infobox_data\"><\/td><td class=\"i_infobox_data product_infobox_data\">\u2713<\/td><\/tr>\n        <\/tbody>\n        <\/table><\/div><p>Check your policy details carefully to ensure you have the right cover for your needs.<\/p><h3>Optional extras<\/h3><p>More Than offers a range of additional protection to bolt onto your policy, including:<\/p><ul><li><strong>Breakdown cover.<\/strong> More Than offers four levels of <a href=\"https:\/\/www.finder.com\/uk\/breakdown-cover\/rac\">RAC breakdown cover.<\/a><\/li><li><strong>Legal cover.<\/strong> Up to \u00a3100,000 of legal expenses paid.<\/li><li><strong>European use extension.<\/strong> Comprehensive EU cover for up to 93 days.<\/li><li><strong>Enhanced In-car entertainment cover.<\/strong> Greater cover for up to \u00a32,000.<\/li><\/ul><h3>What is my excess?<\/h3><p>Your insurance <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-excess\">excess<\/a> is the amount of money you will need to pay towards a claim. Your insurer won\u2019t pay out for a claim that costs less than this amount. A compulsory excess amount might vary depending on the age of your car and your driving experience.<\/p><p>A voluntary excess is on top and is normally set by you when taking out a policy. You\u2019ll have the option of adding or increasing a voluntary excess \u2013 which should lower your premium.<\/p><p>You\u2019ll find details about any compulsory or voluntary excesses in your policy document.<\/p><h3>What is the claims process for More Than?<\/h3><p>You should call the More Than claims line on 0800 300 252 to make a claim.<br>The claims line is open Mondays to Fridays 8am to 8pm and Saturdays 8am to 4pm.<\/p><p>Alternatively, you can complete the initial online claims form within the claims section of the More Than website.<\/p><p>You will need to provide the following information:<\/p><ul><li>Details about the incident<\/li><li>Names and contact details of everyone involved in the incident, including passengers, third parties, any witnesses<\/li><li>The makes, models and registration numbers of all vehicles involved<\/li><li>Third party insurance details and policy numbers<\/li><li>Crime reference number, if applicable<\/li><li>Digital photographs, if available<\/li><\/ul><p>It\u2019s vital that you let your insurer know about an incident as soon as possible, even if it\u2019s not your fault. Failure to do this could result in a rejected claim later on.<\/p><h3>More Than car insurance customer reviews<\/h3><p>Customers who took part in Finder\u2019s 2023 customer satisfaction survey were fairly positive about More Than, with many highlighting its \u201cexcellent\u201d customer service and competitive rates.<\/p><p>One customer said, \u201cMore Than are always going out of their way to make you feel secure and help when there is an issue.\u201d<\/p><p>More Than received an overall customer satisfaction score of 3.5 out of 5, and 73% of customers said they would recommend the brand to a friend.If you have read this review and decided that More Than car insurance is not for you, you can also <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/best-car-insurance\">compare other car insurance policies on the market<\/a>.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Can I get insurance that starts immediately?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes. If you wish, cover can start instantly.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Can I pay for my car insurance in monthly instalments?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes, More Than offers policies that can be paid in full or by monthly direct debit payments.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Does More Than offer temporary cover?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>No. More Than only offers annual car insurance.<\/p><\/div>\n  <\/div>\n<\/li><\/ul>\n\n\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms \"best\", \"top\", \"cheap\" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">subject to our terms of use<\/a>. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Looking for a great deal on your car insurance? Compare and review More Than car insurance and see if they provide cover that suits you. <\/p>\n","protected":false},"author":577,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[2645],"tags":[],"asset_tag":[],"class_list":["post-161266","post","type-post","status-publish","format-standard","hentry","category-car-insurance"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>More Than car insurance review 2026 | Finder UK<\/title>\n<meta name=\"description\" content=\"Review More Than car insurance and find out if it offers the cover you&#039;re looking for. 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Compare policies and buy online today.","inLanguage":"en-GB","reviewRating":[{"@type":"Rating","worstRating":"1","bestRating":"5","ratingValue":"4"}]}]}]},"article_modified_time":"2023-08-03T14:17:17+00:00"},"custom_fields":{"_content_type":["niche-content\/recommendation\/provider-review"],"_wp_page_template":["default"],"_masthead_variant":["{\"id\":\"standard-provider\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":true,\"shouldUseSecondaryCTAFieldName\":true,\"primaryCTA\":{\"label\":\"Compare More Than policies\",\"target\":\"#compare\",\"containerText\":\"\"},\"secondaryCTA\":{\"label\":\"Verdict\",\"target\":\"#verdict\",\"containerText\":\"\"},\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_masthead_subheading":["{\"text\":\"We&#039;ve analysed the car insurance from More Than to help you decide if this insurer can give you a good deal.\"}"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/161266"}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/577"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=161266"}],"version-history":[{"count":10,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/161266\/revisions"}],"predecessor-version":[{"id":573489,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/161266\/revisions\/573489"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=161266"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=161266"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=161266"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=161266"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}