{"id":161040,"date":"2019-01-30T12:32:16","date_gmt":"2019-01-30T12:32:16","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=161040"},"modified":"2025-07-11T15:51:24","modified_gmt":"2025-07-11T14:51:24","slug":"soldo-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/digital-banking\/soldo-review","title":{"rendered":"Soldo review"},"content":{"rendered":"<style>\n#user-review-promo { display: none; position: fixed; height: 100vh; width: 100vw; background: rgba(255, 255, 255, 1); top: 0; left: 0; z-index: 79; }\n#user-review-promo-content { position: absolute; top: 50%; transform: translate(-50%, -50%); padding: 10px; max-width: 40em; text-align: center; left: 50%; width: 100%; }\n#user-review-promo-element { font-size: 1.2em; }\n#user-review-promo-rating-stars { display: flex; flex-direction: row-reverse; justify-content: center; font-size: 2em; color: #9e9e9e; }\n#user-review-promo-rating-stars span { font-size: 2.3rem; }\n#user-review-promo-rating-stars span:hover { cursor: pointer; 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min-height: 100px;\"><\/textarea>\n<\/div>\n<div id=\"user-review-promo-user\">\n<div class=\"luna-form__group\"><div class=\"luna-form__field\"><label class=\"luna-label required\" style=\"display: none;\">Your Name<\/label><input id=\"user-review-promo-name\" class=\"luna-input\" type=\"text\" placeholder=\"Your Name (Required)\" required=\"\" style=\"width: 100%\"><\/div><\/div>\n<div class=\"luna-form__group\"><div class=\"luna-form__field\"><label class=\"luna-label required\" style=\"display: none;\">Email<\/label><input id=\"user-review-promo-email\" class=\"luna-input\" type=\"text\" placeholder=\"Your Email (Required)\" required=\"\" style=\"width: 100%;\"><div id=\"user-promo-email-field-error\" style=\"font-size: .8em; margin-top: .5em; margin-bottom: 0\"><\/div><\/div><\/div>\n<div id=\"optin\" class=\"luna-form__group text-left\"><div class=\"luna-form__field\"><div class=\"luna-form__selectionGroup\"><div class=\"luna-form__selection\"><input class=\"luna-checkbox\" type=\"checkbox\" id=\"check-1c\" name=\"checkGroup\" aria-describedby=\"check-error-1c\"><label class=\"luna-label\" for=\"check-1c\">\n<div style=\"font-size: 18px;\">Sign up for expert money tips + the chance to win \u00a3400!<\/div>\n<div style=\"font-size: 14px;\">By signing up you agree to receive emails from Finder and to the <a href=\"https:\/\/www.finder.com\/uk\/privacy-policy\">privacy policy<\/a> and <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\">terms &amp; 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}\nwindow.ga('send', 'event', 'ukfin email signup floater', 'signed up', null, undefined, { nonInteraction: false });\n}\n\n\n<\/script><p>Soldo brings together banking, admin and accounting features that allow you to keep an eye on your employees\u2019 expenses.<\/p><p>Our review looks at Soldo\u2019s features, fees, pros and cons to help you decide whether it would make your business\u2019s (and your own) life easier.<\/p><h3>What is Soldo?<\/h3><p>Let\u2019s start with what Soldo is not: Soldo isn\u2019t a bank nor does it offer a full bank account. It calls itself a \u201cproactive spend management solution\u201d and it ultimately comprises:<\/p><ul class=\"list-10\"><li><strong>A spending account.<\/strong> The account is in the name of the company and it can be used to allocate money to various employees, who will use it for their expenses. If an employee\u2019s expenses follow somewhat of a regular pattern, you can also set up auto top-ups so that you don\u2019t have to remember to put money on their card every month.<\/li><li><strong>Prepaid Mastercard cards.<\/strong> You\u2019ll give these directly to your employees and the number you get depends on the plan you choose. Since they\u2019re prepaid cards and not debit or credit cards, you\u2019ll only have to load them with as much money as the person you\u2019re giving it to is expected to spend. Employees can\u2019t go into an overdraft and you can also get virtual cards for online shopping, as well as multi-use team cards. Soldo\u2019s cards can be in 3 different currencies: pounds, euros or dollars. Plus, there\u2019s a fuel card for spending at fuel stations, a subscription card to help you manage renewals and cancellations on recurring expenses, and an online ad card to monitor digital ad spend.<\/li><li><strong>An app to manage everything.<\/strong> The app comes with a series of features to help you track your spending, such as reports, receipt capture and real-time notifications. Both you and your employees can get the app.<\/li><li><strong>Financial systems integration.<\/strong> You can integrate Soldo with accounting, travel, procurement and HR systems, to save time. <\/li><\/ul><p>Soldo was founded in 2015 and is currently available in the UK, in Italy and in the rest of the European Economic Area.<\/p><h3>How does Soldo work?<\/h3><p>Once you\u2019ve signed up, you need to top up your Soldo account via bank transfer from your company\u2019s main account. You can then start organising your expenses.<\/p><p>From the app you can create several users, provide your employees with a prepaid card and start allocating money.<\/p><p>Your employees will be able to add the picture of the receipt to a transaction and to tag it according to a set of categories you pick.<\/p><p>You\u2019ll get a notification when something happens and also a variety of spending reports, which can be exported into spreadsheets and uploaded to your accounting software.<\/p><h3>Soldo\u2019s pricing and fees<\/h3><p>Soldo currently offers 3 different pricing plans:<\/p><ul class=\"list-10\"><li><strong>A Standard plan.<\/strong> It costs \u00a321 per month (excluding VAT), and includes 3 users, 20 physical or virtual cards, 20 subscription or digital ad cards, 20 temporary virtual cards, 20 outbound bank transfers per month, standard receipt capture, standard reporting and standard integrations.<\/li><li><strong>A Plus plan.<\/strong> For \u00a333 per month (excluding VAT), you can get everything in the Standard plan and more, including 30 cards, rather than 20, for each category, 30 outbound bank transfers per month, multi-currency support, team cards for up to 3 users, and expense review workflows.<\/li><li><strong>An Enterprise plan.<\/strong> If you have a large organisation, you can contact sales to discuss enhanced options, including unlimited cards and bank transfers.<\/li><\/ul><p>You must also expect:<\/p><ul class=\"list-10\"><li><strong>One-off fees for each new card.<\/strong> \u00a35 for a physical card that will be shipped to you, \u00a31 for a virtual one you can start using immediately.<\/li><li><strong>ATM withdrawal fees.<\/strong> 1% (minimum \u00a32) each time one of your employees withdraws cash.<\/li><li><strong>Currency exchange fees.<\/strong> They\u2019re fixed at 1% of the transaction amount.<\/li><li><strong>Bank transfer fees.<\/strong> Transferring money from your Soldo account to another bank account costs 75p in the UK. Soldo will charge you up to \u20ac1.50 for SEPA money transfers in Europe and \u00a320 for international transfers.<\/li><\/ul><h3>Is Soldo suitable for your business?<\/h3><p>Soldo offers a somewhat unique service by putting together banking and expense management, which isn\u2019t that common among its competitors. It considers itself \u201cideal for small businesses\u201d \u2013 if you\u2019re running a big one, you\u2019ll probably do your expense management differently rather than giving each employee who needs it a prepaid card.<\/p><p>Soldo can become a bit pricey if much of your business\u2019s expenses happen abroad \u2013 its 1% foreign currency transaction fee is more competitive than most traditional banks\u2019, but some digital-only competitors offer a full business account with fee-free spending abroad in more currencies. <a href=\"https:\/\/www.finder.com\/uk\/business-banking\/revolut-business-review\">Revolut for Business, for example, comes in more than 30 different currencies.<\/a><\/p><h3>Soldo\u2019s fees and features<\/h3><div data-category=\"\" data-niche=\"UKFSA-BUS\" data-fieldset=\"general_info\" class=\"UKFSA-BUS general_info \">\n        <table class=\"i_infobox product_infobox\">\n        <tbody><tr><th><\/th><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/digital-banking\/soldo-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/602d2e5c5c436.png\" alt=\"Soldo logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/602d2e5c5c436.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/602d2e5c5c436.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/602d2e5c5c436.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/602d2e5c5c436.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/602d2e5c5c436.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><\/tr><tr><th>Product Name<\/th><td class=\"i_infobox_data product_infobox_data\">Soldo<\/td><\/tr><tr><th>FSCS protected<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Account fee<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a321<\/td><\/tr><tr><th>UK ATM charge<\/th><td class=\"i_infobox_data product_infobox_data\">1% (minimum \u00a32)<\/td><\/tr><tr><th>Account software integration<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Accounting integrations<\/th><td class=\"i_infobox_data product_infobox_data\">QuickBooks, Xero<\/td><\/tr><tr><th>Additional cards<\/th><td class=\"i_infobox_data product_infobox_data\">20 additional cards<\/td><\/tr><tr><th>Additional card fee<\/th><td class=\"i_infobox_data product_infobox_data\">Plastic = \u00a35 Virtual = \u00a31<\/td><\/tr><tr><th>Requires credit check<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Credit check<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Key benefits<\/th><td class=\"i_infobox_data product_infobox_data\">Spending limits, real time notifications, company cards<\/td><\/tr><tr><th>Overdraft<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Freeze card from app or online banking<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Instant notifications<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Interest rate<\/th><td class=\"i_infobox_data product_infobox_data\">0%<\/td><\/tr><tr><th>Current account switch guarantee<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr>\n        <\/tbody>\n        <\/table><\/div><h3>Doing business overseas with Soldo<\/h3><div data-category=\"\" data-niche=\"UKFSA-BUS\" data-fieldset=\"business_overseas\" class=\"UKFSA-BUS business_overseas \">\n        <table class=\"i_infobox product_infobox\">\n        <tbody><tr><th><\/th><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/digital-banking\/soldo-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/602d2e5c5c436.png\" alt=\"Soldo logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/602d2e5c5c436.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/602d2e5c5c436.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/602d2e5c5c436.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/602d2e5c5c436.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/602d2e5c5c436.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><\/tr><tr><th>Product Name<\/th><td class=\"i_infobox_data product_infobox_data\">Soldo<\/td><\/tr><tr><th>Overseas transaction charge<\/th><td class=\"i_infobox_data product_infobox_data\">A flat 1% FX fee for any transaction in the non-domestic currency<\/td><\/tr><tr><th>Overseas ATM charge<\/th><td class=\"i_infobox_data product_infobox_data\">Card denominated in \u00a3 withdrawal in other currency = \u00a32, \u20ac to \u20ac = \u20ac2, $ to $ = $2<\/td><\/tr>\n        <\/tbody>\n        <\/table><\/div><h3>Is Soldo safe?<\/h3><p>Soldo isn\u2019t a bank, but it is regulated by the Financial Conduct Authority and has an electronic money licence. However, your deposits are not protected by the <a href=\"https:\/\/www.finder.com\/uk\/banking\/what-is-the-fscs\">FSCS<\/a> (Financial Services Compensation Scheme).<\/p><p>Customers\u2019 money is kept in segregated accounts, which means that if something happens to Soldo, that money can\u2019t be used to pay its creditors.<\/p><p>Finally, if any of the prepaid cards are lost or stolen, you can block them instantly from the app.<\/p><h3>Pros and cons of Soldo<\/h3><div class=\"column_wrapper\"><div class=\"one_half\"><p><b>Pros<\/b><\/p><ul class=\"list-4\"><li>It brings together banking and expense management<\/li><li>Variety of different cards with different benefits<\/li><li>Useful tracking features to help you stay on top of your expenses<\/li><li>Data can be exported into your accounting software<\/li><li>Virtual cards for hyper-safe online shopping<\/li><li>It comes with both an app and a web interface<\/li><\/ul><\/div><div class=\"one_half\"><p><b>Cons<\/b><\/p><ul class=\"list-13\"><li>ATM withdrawal and foreign currency transaction fees on top of the monthly one<\/li><li>You still need a regular business bank account for most of your financial needs<\/li><li>Still safe, but not FSCS-protected<\/li><\/ul><\/div><\/div><h3>Customer service information for Soldo<\/h3><table class=\"i_infobox product_infobox has-margin-bottom\">\n<tbody>\n<tr>\n<th>Email support<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xlink:href=\"#check\"><\/use><\/svg><\/td>\n<\/tr>\n<tr>\n<th>Telephone support<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td>\n<\/tr>\n<tr>\n<th>In-app or live chat<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xlink:href=\"#check\"><\/use><\/svg><\/td>\n<\/tr>\n<tr>\n<th>Contact form<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xlink:href=\"#check\"><\/use><\/svg><\/td>\n<\/tr>\n<tr>\n<th>Branch support<\/th>\n<td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--medium luna-icon--error\"><use xlink:href=\"#close\"><\/use><\/svg><\/td>\n<\/tr>\n<\/tbody>\n<\/table><h3 id=\"verdict\">Bottom line<\/h3><p>Soldo isn\u2019t meant to be a bank, so you really shouldn\u2019t use it to manage your day-to-day business banking \u2013 it would be impractical.<\/p><p>However, it\u2019s a tailored and smart solution for expense management, and if you need that, it\u2019s probably a good investment. If you have a set of employees you often have to give your business debit card to, Soldo can save you a lot of trouble. Many business accounts are only conceived with a single user in mind, so Soldo\u2019s different approach may be what you\u2019re looking for. The prepaid cards can be personalised with the employee\u2019s name, so everything will be crystal clear and well-organised.<\/p><p>On the other hand, Soldo won\u2019t be necessary if you\u2019re the one doing most of the spending \u2013 a regular business account will probably do just fine.<\/p><p>Get started by visiting Soldo's website and sign up for an account. If you have read this review and decided that Soldo\u2019s account is not for you, you can also <a href=\"https:\/\/www.finder.com\/uk\/business-banking\/prepaid-business-cards\">compare other prepaid business cards<\/a> on the market.<\/p>                                    \n<style>\n.tablefade { height: 850px; width: 100%; overflow-x: auto; overflow-y: scroll; }\n.tablefade .luna-table { position: relative; border-left: none !important; }\n.tablefade th:first-child, .tablefade td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade .luna-table td { vertical-align: middle; }\n.tablefade tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 10rem; margin-top: -10rem; margin-bottom: 4rem; position: relative; pointer-events: none; }\n.tablefade img { min-width: 96px; min-height: 53px; }\n\n.tablefade-filtered { max-height: 500px; width: 100%; overflow-x: auto; overflow-y: auto; }\n.tablefade-filtered .luna-table { position: relative; border-left: none !important; }\n.tablefade-filtered th:first-child, .tablefade-filtered td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade-filtered .luna-table td { vertical-align: middle; }\n.tablefade-filtered tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter-filtered { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 3rem; margin-top: -3rem; margin-bottom: 4rem; position: relative; pointer-events: none; z-index: 5; }\n\n.lightbox { display: none; position: fixed; z-index: 9999; left: 0; top: 0; width: 100%; height: 100%; background-color: rgba(0, 0, 0, 0.8); }\n.lightbox img { display: block; max-width: 90%; max-height: 90%; margin: auto; position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); }\n<\/style>\n\n                    \n    \n\n<div id=\"lightbox\" class=\"lightbox\" onclick=\"closeLightbox()\">\n  <img decoding=\"async\" id=\"lightbox-img\" src=\"\" alt=\"Expanded Finder Badge\" loading=\"lazy\">\n<\/div>\n\n<script>\n  function openLightbox(event, imageUrl) {\n    event.preventDefault();\n    const lb = document.getElementById('lightbox');\n    const lbImg = document.getElementById('lightbox-img');\n    if(lb && lbImg) {\n        lbImg.src = imageUrl;\n        lb.style.display = \"block\";\n    }\n  }\n  function closeLightbox() {\n    const lb = document.getElementById('lightbox');\n    if(lb) lb.style.display = \"none\";\n  }\n<\/script><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">How do I top-up my Soldo account?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Via bank transfer. To begin with, you can transfer money from your company\u2019s main account to Soldo.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">How many prepaid cards can I get?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">That depends on the pricing plan. The standard plan gives you 20 physical or virtual Soldo cards, 20 subscription or digital ad cards and 20 temporary virtual cards.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Does Soldo offer any credit solutions?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\">No, it doesn\u2019t, and you can\u2019t go into overdraft. Always keep in mind that Soldo is not a bank.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Do I earn interest on my Soldo account?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\">No, you don\u2019t.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Will Soldo integrate with any accounting system?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Yes, it\u2019s highly likely. Soldo integrates with all major accounting systems. The app has the world\u2019s most complete application programming interface (API) connection to Xero, which is a provider of accounting software primarily for businesses. It also integrates pretty seamlessly with Quickbooks and Sage.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">Can I withdraw my money from Soldo?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\">If you find you\u2019re not happy with Soldo, you can withdraw your money at any time. To do so, just contact businesssupport@soldo.com with the amount that you\u2019d like to transfer out of your account and which bank account you want to transfer the money to. As this process has to be done manually, it may take several days to complete. <\/div>\n  <\/div>\n<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000000\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000000\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Soldo promises to revolutionise the way your business manages its expenses. 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Our review analyses its features and fees to see if it&#039;s worth it.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/digital-banking\/soldo-review\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Soldo review\" \/>\n<meta property=\"og:description\" content=\"Soldo promises to revolutionise the way your business manages its expenses. 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