{"id":159936,"date":"2019-01-30T14:06:02","date_gmt":"2019-01-30T14:06:02","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=159936"},"modified":"2026-03-23T14:52:00","modified_gmt":"2026-03-23T14:52:00","slug":"alternatives-to-monzo","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/current-accounts\/alternatives-to-monzo","title":{"rendered":"Alternatives to Monzo: A list of similar banks and apps"},"content":{"rendered":"<h3>Top alternative banks and apps to Monzo<\/h3><p>The main alternatives to Monzo are Starling and Revolut. N26 was a big player here but has recently closed down in the UK. Zempler and Monese are a bit smaller, but should fill that gap in the market.<\/p><ul><li><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/starling-bank-review\">Starling<\/a>: A digital banking app with savings goals, marketplace and accessible via app and desktop.<\/li><li><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-review\">Revolut<\/a>: A digital banking app with many features including fee-free spending abroad and rounding up spare change.<\/li><li><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/chase-digital-bank-review\">Chase<\/a>: An app-based bank account that\u2019s good for earning cashback and no overseas fees.<\/li><li><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/zempler-review\">Zempler<\/a>: A bank account that is great for improving your credit score.<\/li><li><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monese-review\">Monese<\/a>: A digital banking app that lets you open an account really easily.<\/li><li><a href=\"https:\/\/www.finder.com\/uk\/digital-banking\/curve-review\">Curve<\/a>: A banking app that helps you connect all your cards together under one card.<\/li><\/ul><h3>Main alternatives to Monzo<\/h3><p>The 2 main rivals to Monzo are considered to be Starling and Revolut. These 3 banking brands all launched within a few years of one another in the UK, they all operate digital-only accounts, and their free accounts all have similar features. <\/p><p>In our comparison below, we\u2019ve also looked at Chase and Monese.<\/p><h4>Starling<\/h4><p>Like Monzo, <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/starling-bank-review\">Starling\u2019s personal current account<\/a> is free, and you can open and manage it through a mobile app. You\u2019ll get notifications when payments leave or enter your account, and can analyse your spending to assist with budgeting. You can also set \u201cgoals\u201d to help you put money aside to save up for specific things, plus there is an overdraft facility available, if you qualify.<\/p><p>You\u2019ll also get a physical card to make purchases in-store or online, and to withdraw money from ATMs. One of the big plus-points with Starling is that it\u2019s completely fee-free to use your card in the UK and abroad, for both spending and cash withdrawals.<\/p><p>Although there are no Starling bank branches, you can deposit cash into your Starling account at a Post Office. You can also deposit cheques through your app via cheque imaging (although cheques worth more than \u00a31,000 will need to be sent to Starling through the post, for free).<\/p><div data-category=\"\" data-niche=\"UKFSA\" data-fieldset=\"alternativepages\" class=\"UKFSA alternativepages \">\n        <table class=\"i_infobox product_infobox\">\n        <tbody><tr><th><\/th><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/starling-bank-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/68caaa737d616.png\" alt=\"Starling logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68caaa737d616.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68caaa737d616.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68caaa737d616.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/68caaa737d616.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/68caaa737d616.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png\" alt=\"Monzo logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><\/tr><tr><th>Finder score<\/th><td class=\"i_infobox_data product_infobox_data\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/span><\/td><td class=\"i_infobox_data product_infobox_data\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/span><\/td><\/tr><tr><th>Interest when you're in credit<\/th><td class=\"i_infobox_data product_infobox_data\">0%<\/td><td class=\"i_infobox_data product_infobox_data\">0%<\/td><\/tr><tr><th>Free spending abroad<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>FSCS protected<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Have salary paid in<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Separate savings accounts<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Cheque scanning<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Free ATM withdrawals<\/th><td class=\"i_infobox_data product_infobox_data\">Limited to 6 withdrawals per day, with a daily limit of \u00a3300<\/td><td class=\"i_infobox_data product_infobox_data\">Up to \u00a3400 per month<\/td><\/tr><tr><th>Free foreign transactions<\/th><td class=\"i_infobox_data product_infobox_data\">Unlimited<\/td><td class=\"i_infobox_data product_infobox_data\">Unlimited<\/td><\/tr><tr><th>Free foreign ATM withdrawals<\/th><td class=\"i_infobox_data product_infobox_data\">Unlimited<\/td><td class=\"i_infobox_data product_infobox_data\">Up to \u00a3400 in EEA and \u00a3200 <br> elsewhere every 30 days<\/td><\/tr><tr><th>Credit check<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Find out more<\/th><td class=\"i_infobox_data product_infobox_data\"><div class=\"text-center\"><a class=\"luna-button luna-button--success luna-button--medium luna-button--fluid has-margin-bottom-xsmall\" title=\"See product details\" href=\"https:\/\/www.finder.com\/uk\/current-accounts?filters_preset=1261c70d1c6891fd5f2446dc972774ddde859246886ea09072dedf0264d7f8ad#0000000002\">See account<\/a><br><a class=\"comparison-table__more-button\" style=\"white-space: nowrap;\" href=\"https:\/\/www.finder.com\/uk\/current-accounts\/starling-bank-review\">Read review<\/a><\/div><\/td><td class=\"i_infobox_data product_infobox_data\"><div class=\"text-center\"><a class=\"luna-button luna-button--success luna-button--medium luna-button--fluid has-margin-bottom-xsmall\" title=\"Go to site\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/monzo-versus-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22infobox%22%2C%22fieldset%22%3A%22alternativepages%22%2C%22product_id%22%3A%227dd8d217-b6e8-4b88-ab67-fd07c8622a69%252C037ef86c-48e9-45f3-8181-0f22369768c5%22%2C%22post_id%22%3A%22159936%22%2C%22post_path%22%3A%22current-accounts%252Falternatives-to-monzo%22%2C%22post_country%22%3A%22uk%22%7D\">Go to site<\/a><br><a class=\"comparison-table__more-button\" style=\"white-space: nowrap;\" href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\">Read review<\/a><\/div><\/td><\/tr>\n        <\/tbody>\n        <\/table><\/div><p>A more comprehensive comparison can be made by reading our <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/starling-vs-monzo\">Monzo vs Starling guide<\/a>.<\/p><h4>Revolut<\/h4><p>Similar to Monzo and Starling, with the free <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-review\">Revolut Standard account<\/a> you conduct all your day-to-day banking in an app, which you can also use to analyse your spending and create savings pots called \u201cpockets\u201d. However, there is not currently an option to deposit cash or cheques.<\/p><p>The card use limits with Revolut are not quite as generous as Starling. Making purchases in the UK is free, but you can only spend up to \u00a31,000 a month abroad (weekdays only) before a 0.5% fee kicks in. You will also be charged to use an ATM if you withdraw more than \u00a3200 in a month, in either the UK or overseas.<\/p><p>Revolut does have some other attractive international options though \u2013 you can hold a balance in more than 30 currencies, and you get the interbank exchange rate when making money transfers abroad. <\/p><p>Revolut also operates several paid-for current accounts, which come with extra features and perks, in exchange for a monthly or annual fee. The 4 plans available are called <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-plus-review\">Plus<\/a>, <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-premium-review\">Premium<\/a>, <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-metal-card\">Metal<\/a> and Ultra.<br>Revolut also offers a number of invitational <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-promo-code\">promo codes<\/a> including one where new customers can receive a sign-up bonus of \u00a320.<\/p><div data-category=\"\" data-niche=\"UKFSA\" data-fieldset=\"alternativepages\" class=\"UKFSA alternativepages \">\n        <table class=\"i_infobox product_infobox\">\n        <tbody><tr><th><\/th><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6528f17e3dd0e.png\" alt=\"Revolut logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6528f17e3dd0e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6528f17e3dd0e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6528f17e3dd0e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6528f17e3dd0e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6528f17e3dd0e.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png\" alt=\"Monzo logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><\/tr><tr><th>Finder score<\/th><td class=\"i_infobox_data product_infobox_data\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.1<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/span><\/td><td class=\"i_infobox_data product_infobox_data\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/span><\/td><\/tr><tr><th>Interest when you're in credit<\/th><td class=\"i_infobox_data product_infobox_data\">0%<\/td><td class=\"i_infobox_data product_infobox_data\">0%<\/td><\/tr><tr><th>Free spending abroad<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>FSCS protected<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Have salary paid in<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Separate savings accounts<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Cheque scanning<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Free ATM withdrawals<\/th><td class=\"i_infobox_data product_infobox_data\">Limited to \u00a3200 per <br>month or 5 withdrawals<\/td><td class=\"i_infobox_data product_infobox_data\">Up to \u00a3400 per month<\/td><\/tr><tr><th>Free foreign transactions<\/th><td class=\"i_infobox_data product_infobox_data\">Limited to \u00a31,000 per month<\/td><td class=\"i_infobox_data product_infobox_data\">Unlimited<\/td><\/tr><tr><th>Free foreign ATM withdrawals<\/th><td class=\"i_infobox_data product_infobox_data\">Limited to \u00a3200 per month<\/td><td class=\"i_infobox_data product_infobox_data\">Up to \u00a3400 in EEA and \u00a3200 <br> elsewhere every 30 days<\/td><\/tr><tr><th>Credit check<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Find out more<\/th><td class=\"i_infobox_data product_infobox_data\"><div class=\"text-center\"><a class=\"luna-button luna-button--success luna-button--medium luna-button--fluid has-margin-bottom-xsmall\" title=\"See product details\" href=\"https:\/\/www.finder.com\/uk\/revolut-review#comparison-table-0000000000\">See account<\/a><br><a class=\"comparison-table__more-button\" style=\"white-space: nowrap;\" href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-review\">Read review<\/a><\/div><\/td><td class=\"i_infobox_data product_infobox_data\"><div class=\"text-center\"><a class=\"luna-button luna-button--success luna-button--medium luna-button--fluid has-margin-bottom-xsmall\" title=\"Go to site\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/monzo-versus-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22infobox%22%2C%22fieldset%22%3A%22alternativepages%22%2C%22product_id%22%3A%22cabab5c6-a479-46c8-9deb-2dbb3a42b7e5%252C037ef86c-48e9-45f3-8181-0f22369768c5%22%2C%22post_id%22%3A%22159936%22%2C%22post_path%22%3A%22current-accounts%252Falternatives-to-monzo%22%2C%22post_country%22%3A%22uk%22%7D\">Go to site<\/a><br><a class=\"comparison-table__more-button\" style=\"white-space: nowrap;\" href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\">Read review<\/a><\/div><\/td><\/tr>\n        <\/tbody>\n        <\/table><\/div><p>A more comprehensive comparison can be made by reading our <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/revolut-vs-monzo\">Monzo vs Revolut guide<\/a>.<\/p><h4>Chase<\/h4><p>Both the Monzo and Chase accounts allow you to set up direct debits, receive your salary and make transfers. Both accounts also offer round ups, enabling you to round up your card transactions and put money into a savings pot. Chase pays interest on this balance, while Monzo doesn\u2019t, but Monzo also offers separate savings accounts that pay interest.<\/p><p>Chase and Monzo both have a UK banking licence and offer FSCS protection. They also offer fee-free spending abroad, although Monzo limits the amount of fee-free ATM cash withdrawals each month. Unlike Monzo, Chase customers can earn cashback as they spend for the first year. On the other hand, Monzo offers a more established app, with budgeting tools and spending categories. It also allows international payments, while Chase doesn\u2019t. <\/p><div data-category=\"\" data-niche=\"UKFSA\" data-fieldset=\"alternativepages\" class=\"UKFSA alternativepages \">\n        <table class=\"i_infobox product_infobox\">\n        <tbody><tr><th><\/th><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/chase-digital-bank-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/62025eb77e837.png\" alt=\"Chase logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/62025eb77e837.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/62025eb77e837.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/62025eb77e837.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/62025eb77e837.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/62025eb77e837.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png\" alt=\"Monzo logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><\/tr><tr><th>Finder score<\/th><td class=\"i_infobox_data product_infobox_data\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/span><\/td><td class=\"i_infobox_data product_infobox_data\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/span><\/td><\/tr><tr><th>Interest when you're in credit<\/th><td class=\"i_infobox_data product_infobox_data\">0%<\/td><td class=\"i_infobox_data product_infobox_data\">0%<\/td><\/tr><tr><th>Free spending abroad<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>FSCS protected<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Have salary paid in<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Separate savings accounts<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Cheque scanning<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Free ATM withdrawals<\/th><td class=\"i_infobox_data product_infobox_data\">Up to \u00a3500 per day<\/td><td class=\"i_infobox_data product_infobox_data\">Up to \u00a3400 per month<\/td><\/tr><tr><th>Free foreign transactions<\/th><td class=\"i_infobox_data product_infobox_data\">Unlimited<\/td><td class=\"i_infobox_data product_infobox_data\">Unlimited<\/td><\/tr><tr><th>Free foreign ATM withdrawals<\/th><td class=\"i_infobox_data product_infobox_data\">Up to \u00a31,500 per month<\/td><td class=\"i_infobox_data product_infobox_data\">Up to \u00a3400 in EEA and \u00a3200 <br> elsewhere every 30 days<\/td><\/tr><tr><th>Credit check<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Find out more<\/th><td class=\"i_infobox_data product_infobox_data\"><div class=\"text-center\"><a class=\"luna-button luna-button--success luna-button--medium luna-button--fluid has-margin-bottom-xsmall\" title=\"See product details\" href=\"https:\/\/www.finder.com\/uk\/current-accounts?filters_preset=4e95f18f6c8d6e4f20d890c814d3a20b6a594a814661ef9d7f3771b850bdb7c0#comparison-table-0000000001\">See account<\/a><br><a class=\"comparison-table__more-button\" style=\"white-space: nowrap;\" href=\"https:\/\/www.finder.com\/uk\/current-accounts\/chase-digital-bank-review\">Read review<\/a><\/div><\/td><td class=\"i_infobox_data product_infobox_data\"><div class=\"text-center\"><a class=\"luna-button luna-button--success luna-button--medium luna-button--fluid has-margin-bottom-xsmall\" title=\"Go to site\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/monzo-versus-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22infobox%22%2C%22fieldset%22%3A%22alternativepages%22%2C%22product_id%22%3A%220ad3f3d1-5f56-44ff-9602-9d58bc46ede6%252C037ef86c-48e9-45f3-8181-0f22369768c5%22%2C%22post_id%22%3A%22159936%22%2C%22post_path%22%3A%22current-accounts%252Falternatives-to-monzo%22%2C%22post_country%22%3A%22uk%22%7D\">Go to site<\/a><br><a class=\"comparison-table__more-button\" style=\"white-space: nowrap;\" href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\">Read review<\/a><\/div><\/td><\/tr>\n        <\/tbody>\n        <\/table><\/div>A more comprehensive comparison can be made by reading our <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/chase-vs-monzo\">Monzo vs Chase guide<\/a>.<h4>Monese<\/h4><p>While Monzo offers 4 plan types, Monese offers 3. In both cases, one plan is free, while the others charge a monthly fee. Monese lets customers have both UK and European accounts and international transfers can be carried out for a fee. Customers can also receive international payments. You can send and receive international payments with Monzo too.<\/p><p>If you\u2019re looking to spend abroad, you can do so fee-free with Monzo, but ATM withdrawals are only free up to a monthly limit. Depending on the plan you choose, Monese might also limit the number of fee-free transactions you can make overseas each month.<\/p><p>Monzo is a UK bank and therefore offers FSCS protection. It also offers an overdraft. Monese does not offer an overdraft or FSCS protection. <\/p><div data-category=\"\" data-niche=\"UKFSA\" data-fieldset=\"alternativepages\" class=\"UKFSA alternativepages \">\n        <table class=\"i_infobox product_infobox\">\n        <tbody><tr><th><\/th><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monese-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5c5178873ce9b.png\" alt=\"Monese logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5c5178873ce9b.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5c5178873ce9b.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5c5178873ce9b.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5c5178873ce9b.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5c5178873ce9b.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><td class=\"i_infobox_data product_infobox_data\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png\" alt=\"Monzo logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/64d385fee2385.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/td><\/tr><tr><th>Finder score<\/th><td class=\"i_infobox_data product_infobox_data\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">Standard<\/span><\/span><\/td><td class=\"i_infobox_data product_infobox_data\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: flex-start;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/span><\/td><\/tr><tr><th>Interest when you're in credit<\/th><td class=\"i_infobox_data product_infobox_data\">0%<\/td><td class=\"i_infobox_data product_infobox_data\">0%<\/td><\/tr><tr><th>Free spending abroad<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>FSCS protected<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Have salary paid in<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Separate savings accounts<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Cheque scanning<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Free ATM withdrawals<\/th><td class=\"i_infobox_data product_infobox_data\">2% per withdrawal<\/td><td class=\"i_infobox_data product_infobox_data\">Up to \u00a3400 per month<\/td><\/tr><tr><th>Free foreign transactions<\/th><td class=\"i_infobox_data product_infobox_data\">2% fee<\/td><td class=\"i_infobox_data product_infobox_data\">Unlimited<\/td><\/tr><tr><th>Free foreign ATM withdrawals<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a31.50 fee<\/td><td class=\"i_infobox_data product_infobox_data\">Up to \u00a3400 in EEA and \u00a3200 <br> elsewhere every 30 days<\/td><\/tr><tr><th>Credit check<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Find out more<\/th><td class=\"i_infobox_data product_infobox_data\"><div class=\"text-center\"><a class=\"comparison-table__more-button\" style=\"white-space: nowrap;\" href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monese-review\">Read review<\/a><\/div><\/td><td class=\"i_infobox_data product_infobox_data\"><div class=\"text-center\"><a class=\"luna-button luna-button--success luna-button--medium luna-button--fluid has-margin-bottom-xsmall\" title=\"Go to site\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/monzo-versus-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22infobox%22%2C%22fieldset%22%3A%22alternativepages%22%2C%22product_id%22%3A%227d3fba4f-1633-4811-9f1e-57a4b245b082%252C037ef86c-48e9-45f3-8181-0f22369768c5%22%2C%22post_id%22%3A%22159936%22%2C%22post_path%22%3A%22current-accounts%252Falternatives-to-monzo%22%2C%22post_country%22%3A%22uk%22%7D\">Go to site<\/a><br><a class=\"comparison-table__more-button\" style=\"white-space: nowrap;\" href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\">Read review<\/a><\/div><\/td><\/tr>\n        <\/tbody>\n        <\/table><\/div>A more comprehensive comparison can be made by reading our <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-vs-monese\">Monzo vs Monese guide<\/a>.<h3>Are challengers safe?<\/h3><p>Monzo operates a full UK bank account, so deposits of up to \u00a3120,000 are protected by the <a href=\"https:\/\/www.finder.com\/uk\/banking\/what-is-the-fscs\">Financial Services Compensation Scheme<\/a> (FSCS), as is standard for licensed UK banks.<\/p><p>Chase, Revolut and Starling also both have a UK banking licence, and therefore offer the same deposit protection as Monzo.<\/p><p>Monese is registered with the FCA as an electronic money institution and must safeguard customer money in a separate account at a licensed UK bank, which means these funds are ring-fenced should Monese go bankrupt.<\/p><p>So the short answer is yes \u2013 main challengers are all safely regulated and if anything were to happen to them your money is as protected as it can be.<\/p><h3>Bottom line<\/h3><p>Monzo was the original poster child for digital banking in the UK and its current accounts have many useful features, particularly when it comes to analysing your spending, setting budgets and putting money aside into a savings pot. But if you\u2019ve decided that Monzo is not the right banking provider for you, then our guide and comparison table will help point you in the direction of several great alternatives out there in the UK market.<\/p><article class=\"luna-card luna-card--primary\"><div class=\"luna-card__block\">Matthew Boyle, Finder\u2019s banking publisher, says: \u201cDigital challenger banks have become really popular in the UK over the last couple of years. Their apps tend to have more developed features that those of the traditional banks \u2013 although you can still bank online and on your mobile with all the big high street banks. For a full list of UK banks, take a look at <a href=\"https:\/\/www.finder.com\/uk\/digital-banking\/challenger-banks-list\">our A-Z guide<\/a>.\u201d<\/div><\/article><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000000\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000000\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Digital bank Monzo offers a full UK current account, but it&#8217;s not the only one. We look at challengers&#8217; features and pricing to help you find others like Monzo.<\/p>\n","protected":false},"author":867,"featured_media":154146,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[3763],"tags":[],"asset_tag":[],"class_list":["post-159936","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-current-accounts"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Alternatives to Monzo: A list of similar banks and apps<\/title>\n<meta name=\"description\" content=\"We look at the features and pricing of other digital challenger banks and financial providers, to help you find others like Monzo.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/current-accounts\/alternatives-to-monzo\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Alternatives to Monzo: A list of similar banks and apps\" \/>\n<meta property=\"og:description\" content=\"We look at the features and pricing of other digital challenger banks and financial providers, to help you find others like Monzo.\" \/>\n<meta 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