{"id":158784,"date":"2019-01-09T13:52:25","date_gmt":"2019-01-09T13:52:25","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=158784"},"modified":"2026-02-18T08:46:43","modified_gmt":"2026-02-18T08:46:43","slug":"mortgages-for-over-80s","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s","title":{"rendered":"Mortgages for the over-80s"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">If you\u2019re over 80 and looking for a mortgage, check the information below to discover the options available to you, how to find the best deal, and what you need to do to be approved for a deal. <\/span><\/p><style>\r\n.gx-badge .popover-content { line-height: 19.5px; }\r\n@media screen and (max-width: 600px) {\r\n.uk-hero-rates ul { margin-left: auto !important; margin-right: auto !important; width: fit-content; }\r\n.uk-hero-rates .text-xxx-large { text-align: center; }\r\n.applylinks .luna-button--success { margin-top: 12px; }\r\n}\r\n<\/style>\r\n<article id=\"ukfeatureproduct\" class=\"luna-card luna-card--border uk-hero-rates\" style=\"max-width: 897px; margin: 0px auto 24px;\">\r\n\r\n<footer class=\"hero-rates__disclaimer-popup disclaimer_popup-with-text has-padding-xsmall no-padding-bottom\">\r\n<span class=\"disclaimer_popup--text\">Promoted<\/span>\r\n<a class=\"disclaimer_popup disclaimer_title_empty\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" href=\"#\" aria-label=\"Learn more about what Promoted means on Finder\">\r\n<svg class=\"luna-icon luna-icon--small luna-icon--primary\">\r\n<use xlink:href=\"#info-circle\"><\/use>\r\n<\/svg>\r\n<\/a>\r\n<\/footer>\r\n\r\n<div class=\"luna-card__block no-padding-top\" style=\"border: 0px;\">\r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n<div class=\"u-grid__col u-1\/4@s text-center\"><a href=\"https:\/\/www.finder.com\/redirect\/uk\/mortgages\/landc-general-mortgage-queries-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22064983ae-f801-49ac-990b-1bc452f71e23%22%2C%22product_name%22%3A%22L%255BAMPERSAND%255DC%2BGeneral%2Bmortgage%2Bqueries%22%2C%22offer_id%22%3A%223781%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.UK_COMPACT_HERO_CONTENT%22%2C%22niche_code%22%3A%22UKFHL%22%2C%22post_id%22%3A%22158784%22%2C%22post_path%22%3A%22mortgages%252Fmortgages-for-over-80s%22%2C%22post_country%22%3A%22uk%22%7D\" rel=\"sponsored\" target=\"new\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5df755de81828.png\" alt=\"L&amp;C General mortgage queries\" class=\"has-margin-bottom-xsmall has-padding-small no-padding-top has-margin-top-small\" style=\"width: 168px; min-width: 120px; max-height: 140px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5df755de81828.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5df755de81828.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5df755de81828.png?fit=504 504w\" sizes=\"(max-width: 504px) 100vw, 504px\" loading=\"lazy\"><\/a><\/div>\r\n<div class=\"u-grid__col u-1\/2@s\" style=\"margin-top: -5px;\">\r\n<div class=\"has-margin-bottom-xsmall text-xxx-large weight-normal\">Compare rates from 80+ lenders<\/div>\r\n\r\n\r\n<ul class=\"list-1 no-margin-left\">\r\n\r\n\r\n\r\n<li>The UK's largest fee-free broker<\/li>\r\n\r\n<li>No need for a credit check<\/li>\r\n\r\n<li>Support through the whole process<\/li>\r\n\r\n\r\n\r\n<\/ul>\r\n\r\n\r\n<\/div>\r\n<div class=\"applylinks u-grid__col u-1\/4@s text-center\"><a href=\"https:\/\/www.finder.com\/redirect\/uk\/mortgages\/landc-general-mortgage-queries-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22064983ae-f801-49ac-990b-1bc452f71e23%22%2C%22product_name%22%3A%22L%255BAMPERSAND%255DC%2BGeneral%2Bmortgage%2Bqueries%22%2C%22offer_id%22%3A%223781%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.UK_COMPACT_HERO_CONTENT%22%2C%22niche_code%22%3A%22UKFHL%22%2C%22post_id%22%3A%22158784%22%2C%22post_path%22%3A%22mortgages%252Fmortgages-for-over-80s%22%2C%22post_country%22%3A%22uk%22%7D\" rel=\"sponsored\" target=\"new\" class=\"luna-button luna-button--large luna-button--success luna-button\">Compare now<\/a>\r\n\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<\/article><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.<\/div><\/article><div itemscope=\"\" itemtype=\"https:\/\/schema.org\/FAQPage\"><div id=\"why\"><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">Why might I need a mortgage?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>There are a few different reasons why you might need to take out a mortgage, including:<\/p><ul class=\"list-10 has-margin-bottom\"><li><strong>Buying a home.<\/strong> You\u2019ve finally reached retirement and want to buy a home in the countryside away from the hustle and bustle of city life.<\/li><li><strong>Buying an investment property.<\/strong> You\u2019ve saved up a sizeable nest egg and you\u2019re looking to buy an investment property to bring in some rental income to supplement your pension.<\/li><li><strong>Buying a place in a retirement village.<\/strong> You may want to purchase a flat in a retirement village. It\u2019s important to remember that retirement properties often tend to depreciate and are hard to sell. Due to this many lenders are unwilling to accept them as security for a mortgage.<\/li><li><strong>Home improvement.<\/strong> Some people may be looking to get a mortgage to renovate their home by adding a conservatory or to make adjustments to their house to adapt to their changing physical health.<\/li><\/ul><\/div><\/div><\/div><\/div><div id=\"max\"><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">Is there a maximum mortgage age limit?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>The Equality Act of 2010 makes it illegal for mortgage providers and banks to discriminate against borrowers based on their age.<\/p><p>While it may seem like it means that adults of all ages can get a mortgage, there are some restrictions. That\u2019s because lenders also have a legal obligation to make sure they only lend to borrowers who have provided sufficient evidence that they can afford to repay their mortgage without facing financial adversities.<\/p><p>For example, if you\u2019re 80 years old and you apply for a mortgage with a 25-year term, the lender will view your ability to repay the mortgage with some caution. This is because most people in the UK tend to retire around the age of 65 and there is a drop in their monthly income.<\/p><p>Following the 2008 financial crisis lenders were forced to become more-judicious in their lending practices, which has led to some age restrictions on certain mortgage products. This is why it\u2019s helpful to get the advice of a mortgage broker to find out which lenders offer mortgages suitable for your needs.<\/p><\/div><\/div><\/div><\/div><div id=\"need\"><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">What do I need to do to take out a mortgage if I\u2019m aged over 80?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>If you\u2019re over 80 and applying for a mortgage, you\u2019ll need to provide a greater amount of information regarding your current and future financial position than younger borrowers. If you\u2019re already retired, or about to retire, the less likely you\u2019re to be able to fully repay the money you borrow.<\/p><p>To minimise the level of risk and to also satisfy responsible lending obligations, a lender will ask you to supply detailed information about your employment and the income you earn from all sources, including any pensions you receive. The usual information about credit history and any other outstanding debts and your ongoing expenses is required as well.<\/p><p>One possibility would be to get a guarantor mortgage where a close friend or family member may act as the guarantor.<\/p><\/div><\/div><\/div><\/div><div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"><\/circle>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">What is a guarantor mortgage?<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n            <p>A guarantor mortgage is one in which a close family member or friend agrees to assume responsibility for a mortgage should the borrower be unable to repay it. A guarantor often uses their own home as security for the borrower\u2019s mortgage.<\/p>\n        <\/div>\n    <\/div>\n<\/div>\n<div id=\"pension\"><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">What types of mortgage might be available to the over-80s?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>If you\u2019re over 80 you\u2019re eligible for all types of of mortgages available on the market, such as fixed rate, variable, or offset account mortgages, provided you can provide sufficient evidence that you\u2019ll be able to repay the mortgage. Some lenders even have specialist mortgages for older borrowers that can make it easier to get a mortgage, which include:<\/p><ul class=\"list-10\"><li><strong>Lifetime mortgage.<\/strong> A lifetime mortgage is a form of equity release that you\u2019re eligible for once you\u2019re 80. Essentially, it\u2019s a mortgage secured on your property, provided it is your main residence, but you retain ownership. You can choose to earmark some of the value of your property as an inheritance for your family. The loan amount and any accrued interest is paid back when you move into long-term care or when you die.<\/li><li><strong>Home reversion.<\/strong> This is also a form of equity release, except that in this case you sell part or all of your house to a home reversion provider in return for a lump sum or regular instalments. A home reversion allows you to continue living in the property until you die, rent-free, on the condition that you keep up maintenance and insure it. You can earmark a percentage of your property for later use, possibly for inheritance. The percentage you retain will always remain the same regardless of the change in property values, unless you decide to take further cash releases. At the end of the plan your property is sold and the sale proceeds are distributed according to the remaining percentage of ownership.<\/li><li><strong>Retirement interest only mortgage.<\/strong> These are similar to standard interest only mortgages, except that the loan is usually only repaid when you die, move into long term care or sell the house. To be eligible for this kind of mortgage, you only have to prove that you can afford the monthly interest repayments. While there\u2019s no minimum age requirement, these are generally aimed at older borrowers, who might find them easier to qualify for than a typical interest only mortgage.<\/li><li><strong><a href=\"https:\/\/www.finder.com\/uk\/mortgages\/home-ownership-hold\">Home Ownership for People with Long-Term Disabilities (HOLD)<\/a>. <\/strong>This scheme applies if you have a long-term disability. You can only apply for HOLD if the properties available through the other home ownership schemes don\u2019t meet your needs, for example, you need a ground-floor property so you don\u2019t have to climb stairs.<\/li><li><strong>Older People\u2019s Shared Ownership. <\/strong>If you\u2019re aged 55 and older, you can get help from a home ownership scheme tailored for older people. It works in the same way as the general shared ownership scheme, but you can only buy up to 75% of your home. Once you own 75%, you won\u2019t have to pay rent on the remaining share.<\/li><\/ul><\/div><\/div><\/div><\/div><h4 id=\"compare\" dir=\"ltr\">How to compare mortgages<\/h4><ul class=\"list-10 has-margin-bottom\"><li><b>Interest rates.<\/b> Interest rates are one of the most important elements to compare as interest is the biggest expense for mortgages. For pensioners, it\u2019s important to look for the lowest interest rate because this is what will help you save money.<\/li><li><b>Mortgage flexibility.<\/b> It\u2019s important for your mortgage to provide you with flexibility. This may be flexibility in repayment schedules or in making additional repayments. Compare each mortgage and see what flexibility it can offer you.<\/li><li><b>Eligibility requirements.<\/b> Some mortgages will require you to meet certain eligibilities in order to take out that mortgage. This may include a regular source of income, a good credit history and more. Pensioners, in particular, should compare the eligibility requirements of mortgages because some may be more appropriate to apply for than others.<\/li><li><b><a href=\"https:\/\/www.finder.com\/uk\/mortgages\/mortgage-fees-and-costs-the-complete-guide\">Fees and charges<\/a>.<\/b> Most mortgages have mandatory fees and charges that you may have to pay. Compare any potential fees and charges each mortgage has (these may be either upfront fees or ongoing fees) and select an option with lower fees to help save money.<\/li><li><b>Loan term.<\/b> Each mortgage provided by lenders will have different loan lengths. Compare and select the mortgage that provides you with the loan length to meet your needs.<\/li><\/ul><div id=\"disability\"><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">Am I eligible for a mortgage if I\u2019m on a disability benefit?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Generally, disability benefits are considered a valid form of income by most lenders. Therefore a mortgage application for someone on disability benefits is not treated any differently from an application where someone services their loan with other forms of income.<\/p><p>Like any applicant for a mortgage, the lender will review whether the amount of income support you receive is sufficient for you to comfortably repay the loan.<\/p><p>Most lenders will review your application on a case-by-case basis. Your eligibility for a mortgage will depend on the amount of income you receive and how much of this can be used to service a loan.<\/p><p>Other factors including your age, assets and debts will be assessed by a lender on an individual basis.<\/p><p>Each lender will have different eligibility criteria, so it\u2019s best to speak directly with your mortgage broker or lender to determine whether a mortgage is suitable for you.<\/p><\/div><\/div><\/div><\/div><h3 id=\"pros\" dir=\"ltr\"><a id=\"#pros\"><\/a>Pros and cons of mortgages for the over-80s<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li><b>Gives you funds when you need them.<\/b> These mortgages allow pensioners to enter the property market and give you the funds you need, when you need them.<\/li>\n                                    <li><b>Extra benefits.<\/b> Some mortgages available to pensioners come with extra benefits such as low or no interest rates, flexible payment plans and advance payments.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li><b>Higher interest rate.<\/b> Equity release mortgages tend to have higher interest rates compared to other mortgages.<\/li>\n                                    <li><b>Eligibilities.<\/b> Some mortgages have specific eligibility requirements you must meet that may be quite stringent.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h2 dir=\"ltr\"><\/h2><h3>Bottom line<\/h3><p>Over-80s are perfectly entitled to take out a mortgage. It\u2019s treated with a little more caution as typically people in this age bracket are retired, so monthly incomes may be lower than the average adult\u2019s. You\u2019ll need to provide more information about your finances compared to younger borrowers, but you may be eligible for extra benefits like lower interest rates and more flexible payment plans.<\/p><h3 id=\"faq\" dir=\"ltr\"><a id=\"#faq\"><\/a>Frequently asked questions about the mortgages available to pensioners<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">What is a mortgage?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>A mortgage is an advance of money provided to a borrower from a lender when they want to purchase their own home or land to build their home. The lender will give you the money you need to purchase your house or make improvements. Mortgages are primarily for those who want to enter the property market but don\u2019t have the full property value saved up. Mortgages are best suited to anyone who has a good credit history and wants to purchase a house but doesn\u2019t have all the funds required.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">How do mortgages work?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>When you want to purchase a home but don\u2019t have the full amount that you need to purchase one, then you should apply for a mortgage. Typically, you apply for a mortgage if you meet the eligibilities of each financial lender. With most mortgages, you\u2019re required to pay a deposit. Typical deposits tend to be around 20%, but in some circumstances, your deposit can be as small as 5%. The lender will give you the money you need to purchase your home and you\u2019re liable to pay the loan back within a certain amount of time, as well as interest on the loan and any additional fees.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Can I still apply for regular mortgages?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes. Getting a mortgage when you\u2019re 80 or older is just like applying for a mortgage at any other age, provided that you can meet eligibility or income requirements.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Will I need to come up with a deposit if I'm on a disability pension?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Generally, a person on a disability pension will need to come up with a 20% deposit. This is because there is no other salary or source of income that can be used to service the loan so there\u2019s little security should you default on your loan.<\/p><p>Again, this criteria varies from lender to lender.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">If I'm on a disability pension, what happens if I have a co-borrower?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>If you take out a mortgage with a co-borrower, generally your ability to meet your repayments is increased so the lender will view you as being a less risky borrower. In this case, your application may have a greater chance of being approved.<\/p><p>Some lenders may only accept your application if your co-borrower is working. For instance, some lenders will assist you if you\u2019re buying a new home together with your son or daughter. However, some banks may not be able to help you if you\u2019re borrowing on your own.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article><\/div>","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re over 80 and considering applying for a mortgage, read this guide to make sure you&#8217;re getting the right home loan.<\/p>\n","protected":false},"author":645,"featured_media":158791,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[1023],"tags":[],"asset_tag":[],"class_list":["post-158784","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgages"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mortgages for the over-80s - Finder UK<\/title>\n<meta name=\"description\" content=\"If you&#039;re over 80 and considering applying for a mortgage, read this guide to be sure you&#039;re getting the right home loan.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgages for the over-80s\" \/>\n<meta property=\"og:description\" content=\"If you&#039;re over 80 and considering applying for a mortgage, read this guide to be sure you&#039;re getting the right home loan.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2019-01-09T13:52:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/12\/UKFHL-mortgages-over-80s-250.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Matthew Boyle\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/Matthew08411738\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Matthew Boyle\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s\"},\"author\":{\"name\":\"Matthew Boyle\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/52bc07212c35752f0a3345e22921fe37\"},\"headline\":\"Mortgages for the over-80s\",\"datePublished\":\"2019-01-09T13:52:25+00:00\",\"dateModified\":\"2024-03-13T10:31:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s\"},\"wordCount\":2176,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/12\/UKFHL-mortgages-over-80s-250.jpg\",\"articleSection\":[\"Mortgages\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s#respond\"]}],\"copyrightYear\":\"2019\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.finder.com\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s\",\"url\":\"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s\",\"name\":\"Mortgages for the over-80s - Finder UK\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/12\/UKFHL-mortgages-over-80s-250.jpg\",\"datePublished\":\"2019-01-09T13:52:25+00:00\",\"dateModified\":\"2024-03-13T10:31:30+00:00\",\"description\":\"If you're over 80 and considering applying for a mortgage, read this guide to be sure you're getting the right home loan.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s#primaryimage\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/12\/UKFHL-mortgages-over-80s-250.jpg\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/12\/UKFHL-mortgages-over-80s-250.jpg\",\"width\":250,\"height\":250},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"UK\",\"item\":\"https:\/\/www.finder.com\/uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mortgages\",\"item\":\"https:\/\/www.finder.com\/uk\/mortgages\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Mortgages for the over-80s\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/uk\/#website\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"name\":\"Finder UK\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/uk\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/findercomuk\",\"https:\/\/x.com\/findercomUK\",\"https:\/\/www.linkedin.com\/company\/finder\/\",\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/52bc07212c35752f0a3345e22921fe37\",\"name\":\"Matthew Boyle\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/MattBoyleF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/MattBoyleF1_Finder_600x600.png\",\"caption\":\"Matthew Boyle\"},\"description\":\"Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife.\",\"sameAs\":[\"https:\/\/twitter.com\/Matthew08411738\",\"https:\/\/www.linkedin.com\/in\/mattboyle3\/\"],\"url\":\"https:\/\/www.finder.com\/uk\/author\/mattboyle\",\"jobTitle\":\"Publisher\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Helping first-time buyers apply for a mortgage\"},{\"@type\":\"Thing\",\"name\":\"Comparing bank accounts and highlighting useful features\"},{\"@type\":\"Thing\",\"name\":\"Publishing easy-to-understand guides\"}],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2024-03-13T10:31:30+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Mortgages for the over-80s - Finder UK","description":"If you're over 80 and considering applying for a mortgage, read this guide to be sure you're getting the right home loan.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s","og_locale":"en_GB","og_type":"article","og_title":"Mortgages for the over-80s","og_description":"If you're over 80 and considering applying for a mortgage, read this guide to be sure you're getting the right home loan.","og_url":"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s","og_site_name":"Finder UK","article_publisher":"https:\/\/www.facebook.com\/findercomuk","article_published_time":"2019-01-09T13:52:25+00:00","og_image":[{"width":250,"height":250,"url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/12\/UKFHL-mortgages-over-80s-250.jpg","type":"image\/jpeg"}],"author":"Matthew Boyle","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/Matthew08411738","twitter_site":"@findercomUK","twitter_misc":{"Written by":"Matthew Boyle","Est. reading time":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s#article","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s"},"author":{"name":"Matthew Boyle","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/52bc07212c35752f0a3345e22921fe37"},"headline":"Mortgages for the over-80s","datePublished":"2019-01-09T13:52:25+00:00","dateModified":"2024-03-13T10:31:30+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s"},"wordCount":2176,"commentCount":0,"publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/12\/UKFHL-mortgages-over-80s-250.jpg","articleSection":["Mortgages"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s#respond"]}],"copyrightYear":"2019","copyrightHolder":{"@id":"https:\/\/www.finder.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s","url":"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s","name":"Mortgages for the over-80s - Finder UK","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/12\/UKFHL-mortgages-over-80s-250.jpg","datePublished":"2019-01-09T13:52:25+00:00","dateModified":"2024-03-13T10:31:30+00:00","description":"If you're over 80 and considering applying for a mortgage, read this guide to be sure you're getting the right home loan.","breadcrumb":{"@id":"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/12\/UKFHL-mortgages-over-80s-250.jpg","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/12\/UKFHL-mortgages-over-80s-250.jpg","width":250,"height":250},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/uk\/mortgages\/mortgages-for-over-80s#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"UK","item":"https:\/\/www.finder.com\/uk\/"},{"@type":"ListItem","position":2,"name":"Mortgages","item":"https:\/\/www.finder.com\/uk\/mortgages"},{"@type":"ListItem","position":3,"name":"Mortgages for the over-80s"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/uk\/#website","url":"https:\/\/www.finder.com\/uk\/","name":"Finder UK","description":"","publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/findercomuk","https:\/\/x.com\/findercomUK","https:\/\/www.linkedin.com\/company\/finder\/","https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/52bc07212c35752f0a3345e22921fe37","name":"Matthew Boyle","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/MattBoyleF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/MattBoyleF1_Finder_600x600.png","caption":"Matthew Boyle"},"description":"Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife.","sameAs":["https:\/\/twitter.com\/Matthew08411738","https:\/\/www.linkedin.com\/in\/mattboyle3\/"],"url":"https:\/\/www.finder.com\/uk\/author\/mattboyle","jobTitle":"Publisher","knowsAbout":[{"@type":"Thing","name":"Helping first-time buyers apply for a mortgage"},{"@type":"Thing","name":"Comparing bank accounts and highlighting useful features"},{"@type":"Thing","name":"Publishing easy-to-understand guides"}],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}}]},"article_modified_time":"2024-03-13T10:31:30+00:00"},"custom_fields":{"show_author_box":["yes"],"_content_type":["niche-content\/information\/how-to"],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_masthead_subheading":["{\"text\":\"It is possible to get a mortgage in your 80s, providing you can provide sufficient evidence of being able to afford the repayments.\"}"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/158784"}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/645"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=158784"}],"version-history":[{"count":13,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/158784\/revisions"}],"predecessor-version":[{"id":573562,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/158784\/revisions\/573562"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media\/158791"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=158784"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=158784"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=158784"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=158784"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}