{"id":154330,"date":"2019-02-19T16:31:03","date_gmt":"2019-02-19T16:31:03","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=154330"},"modified":"2026-01-05T13:14:35","modified_gmt":"2026-01-05T13:14:35","slug":"icarhireinsurance","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/car-insurance\/icarhireinsurance","title":{"rendered":"iCarhireinsurance.com rental car excess insurance review"},"content":{"rendered":"<p>Whether you need to hire a car to visit a relative or you\u2019ve been planning a once-in-a-lifetime road trip abroad, it\u2019s worth thinking about getting insurance that will cover your excess if you do ever need to make a claim. Most car hire companies will charge an excess and a typical excess could leave you hundreds of pounds out of pocket, if not more. Don\u2019t just opt for car hire insurance with your car hire company as you could make big savings if you decide to search elsewhere.<\/p><p>iCarhireinsurance.com says it offers both European and worldwide insurance policies that will cover you for up to \u00a36,000 worth of excess charges with zero excess to pay on a claim. It also says it will protect you against damage to tyres, windows, roof and undercarriage. If you were thinking about picking up your hire car and getting your car excess cover at the same time, this review might make you think again.<\/p><div data-category=\"\" data-niche=\"UKFCE\" data-fieldset=\"UKFCE_default\" class=\"UKFCE UKFCE_default \"><div class=\"hero h_hero\"><a href=\"https:\/\/www.finder.com\/redirect\/uk\/car-rental-excess-insurance\/icarhireinsurance-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22hero%22%2C%22fieldset%22%3A%22UKFCE_default%22%2C%22title%22%3A%22iCarhireinsurance.com%2Bcar%2Brental%2Bexcess%2Binsurance%22%2C%22offer_id%22%3A%229701%22%2C%22niche_code%22%3A%22UKFCE%22%2C%22product_id%22%3A%2241dc784e-35ac-4676-a888-d9116e016d0f%22%2C%22product_name%22%3A%22icarhireinsurance%22%2C%22provider_id%22%3A%2228be43f1-984e-4902-bedb-4383e0fee565%22%2C%22provider_name%22%3A%22icarhireinsurance%22%2C%22post_id%22%3A%22154330%22%2C%22post_path%22%3A%22car-insurance%252Ficarhireinsurance%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" sponsorship=\"0\" src=\"https:\/\/www.finder.com\/niche-builder\/5c6c05124aa2f.png?ver=19700101-000000\" alt=\"icarhireinsurance\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5c6c05124aa2f.png?ver=19700101-000000&amp;fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5c6c05124aa2f.png?ver=19700101-000000&amp;fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5c6c05124aa2f.png?ver=19700101-000000&amp;fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5c6c05124aa2f.png?ver=19700101-000000&amp;fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5c6c05124aa2f.png?ver=19700101-000000&amp;fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><h3 class=\"h_hero_title\">iCarhireinsurance.com car rental excess insurance<\/h3><p class=\"h_hero_description\">Find car hire excess insurance for you with iCarhireinsurance.com:<\/p><ul><li>Excess insurance worth up to \u00a36,000<\/li><li>Cover for towing, breakdown and misfuelling<\/li><li>Optional extras to enhance your policy<\/li><li>65 days' continuous cover with annual policies<\/li><\/ul><ul><\/ul><div class=\"clearfix\"><\/div><div class=\"h_hero_links applylinks UKFCE\">\n    <a href=\"https:\/\/www.finder.com\/redirect\/uk\/car-rental-excess-insurance\/icarhireinsurance-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22hero%22%2C%22fieldset%22%3A%22UKFCE_default%22%2C%22title%22%3A%22iCarhireinsurance.com%2Bcar%2Brental%2Bexcess%2Binsurance%22%2C%22offer_id%22%3A%229701%22%2C%22niche_code%22%3A%22UKFCE%22%2C%22product_id%22%3A%2241dc784e-35ac-4676-a888-d9116e016d0f%22%2C%22product_name%22%3A%22icarhireinsurance%22%2C%22provider_id%22%3A%2228be43f1-984e-4902-bedb-4383e0fee565%22%2C%22provider_name%22%3A%22icarhireinsurance%22%2C%22post_id%22%3A%22154330%22%2C%22post_path%22%3A%22car-insurance%252Ficarhireinsurance%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" rel=\"sponsored\" class=\"luna-button luna-button--action luna-button--cta\">Find out more<\/a>\n        <br>\n    <a href=\"https:\/\/www.finder.com\/redirect\/uk\/car-rental-excess-insurance\/icarhireinsurance-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22hero%22%2C%22fieldset%22%3A%22UKFCE_default%22%2C%22title%22%3A%22iCarhireinsurance.com%2Bcar%2Brental%2Bexcess%2Binsurance%22%2C%22offer_id%22%3A%229701%22%2C%22niche_code%22%3A%22UKFCE%22%2C%22product_id%22%3A%2241dc784e-35ac-4676-a888-d9116e016d0f%22%2C%22product_name%22%3A%22icarhireinsurance%22%2C%22provider_id%22%3A%2228be43f1-984e-4902-bedb-4383e0fee565%22%2C%22provider_name%22%3A%22icarhireinsurance%22%2C%22post_id%22%3A%22154330%22%2C%22post_path%22%3A%22car-insurance%252Ficarhireinsurance%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" rel=\"sponsored\" class=\"h_hero_tc tc\">Read the icarhireinsurance terms and conditions.<\/a>\n<\/div>\n<\/div><\/div><h3>What is iCarhireinsurance.com?<\/h3><p>iCarhireinsurance.com was set up in 2009 and provides hire car excess insurance for personal and business use in the UK and abroad. Its insurance policies are accepted at all car hire locations worldwide.<\/p><p>iCarhireinsurance.com is the trading name of Halo Insurance Services Ltd.<\/p><p>As well as hire car excess insurance, it also offers car club, van hire, camper van and motorhome hire cover.<\/p><p>In 2017, iCarhireinsurance.com became part of the Cover-More Group, which provides travel insurance in a number of countries including the UK.<\/p><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Who underwrites iCarhireinsurance.com's insurance policies?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>iCarhireinsurance.com\u2019s insurance policies are underwritten by Zurich Insurance plc.<\/p><p>Halo Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (FCA).<\/p><\/div>\n  <\/div>\n<\/li><\/ul><h3>What are my cover options?<\/h3><ul class=\"nav nav-tabs pb-tabs\"><li class=\"active\"><a href=\"#tab8058\" data-toggle=\"tab\">Single trip<\/a><\/li><li class=\"\"><a href=\"#tab9773\" data-toggle=\"tab\">Annual<\/a><\/li><li class=\"\"><a href=\"#tab1030\" data-toggle=\"tab\">Collision damage<\/a><\/li><li class=\"\"><a href=\"#tab2054\" data-toggle=\"tab\">Loss damage<\/a><\/li><\/ul><div class=\"tab-content \"><div id=\"tab8058\" class=\"tab-pane active \"><h5>Single trip car hire excess cover<\/h5><p>Provides protection for up to 65 continuous days.<\/p><\/div><div id=\"tab9773\" class=\"tab-pane \"><h5>Annual car hire excess cover<\/h5><p>Any number of trips up to 65 continuous days during the 12-month insurance policy period.<\/p><\/div><div id=\"tab1030\" class=\"tab-pane \"><h5>Collision damage waiver cover<\/h5><p>Provides cover if you\u2019re involved in an accident or collision and damage occurs.<\/p><\/div><div id=\"tab2054\" class=\"tab-pane \"><h5>Loss damage waiver cover<\/h5><p>Provides cover in the event of theft or loss of use of your car.<\/p><\/div><\/div><h3>What is covered under my policy?<\/h3><ul class=\"list-10\"><li>Excess insurance worth up to \u00a36,000<\/li><li>Collision\/loss damage waiver<\/li><li>Towing, breakdown and misfuelling<\/li><li>Lock-out cover<\/li><li>Road rage<\/li><li>Carjacking<\/li><li>Hotel expenses<\/li><li>Travel expenses<\/li><li>Restitution cover<\/li><li>Drop-off charges<\/li><li>65 days\u2019 continuous cover<\/li><li>In-country\/local rentals<\/li><\/ul><h3>Optional extras<\/h3><ul class=\"list-10\"><li>Vehicle key replacement cover<\/li><li>Personal accident cover<\/li><li>Camper van and motorhome cover<\/li><\/ul><h3>What is my excess?<\/h3><p>Your excess is the amount of money you\u2019re expected to pay if you have to make a claim on insurance. With hire cars, these excess costs can range from \u00a3500 right up to \u00a31,500.<\/p><p>With a hire car excess insurance policy, you will be covered for any excess charges, as well as extra protection for your hire car.<\/p><p>A car hire excess insurance policy with iCarhireinsurance.com will mean you\u2019ll pay zero excess if you need to make a claim.<\/p><h3>What is the claims process for iCarhireinsurance.com?<\/h3><p>Icarhireinsurance.com uses an online claims notification process. Although iCarhireinsurance.com\u2019s policies are underwritten by Zurich Insurance plc, Allianz Global Assistance was a previous underwriter so you\u2019ll need to check which insurer underwrites your own insurance policy. This can be found on your policy document.<\/p><p>Once you have this information, you can visit <a href=\"https:\/\/www.icarhireinsurance.com\/claims\" target=\"_blank\" rel=\"noopener noreferrer\">iCarhireinsurance.com<\/a> where you will see the logos for each insurer; with each leading to an individual online claim form.<\/p><p>You\u2019ll need the following documentation at hand in order to upload them into your claim form:<\/p><ul class=\"list-10\"><li>Vehicle rental agreement<\/li><li>Rental company\u2019s damage report<\/li><li>Invoices and receipts as proof of any amount you paid relating to your claim<\/li><li>Police report, if applicable<\/li><\/ul><p>It\u2019s vital that you let your insurer know about a claim as soon as possible. Failure to do this could result in a delay or a rejected claim later on.<\/p><hr><p>\u00a0<\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms \"best\", \"top\", \"cheap\" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">subject to our terms of use<\/a>. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Compare and review car hire excess insurance from iCarhireinsurance.com. Find out if it&#8217;s the right cover for you so you can sit back and enjoy your trip.<\/p>\n","protected":false},"author":577,"featured_media":154339,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[2645],"tags":[],"asset_tag":[],"class_list":["post-154330","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance"],"apple_news_notices":[],"yoast_head":"<!-- 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