{"id":152056,"date":"2018-12-17T11:57:02","date_gmt":"2018-12-17T11:57:02","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=152056"},"modified":"2026-01-29T04:52:56","modified_gmt":"2026-01-29T04:52:56","slug":"atom-bank-mortgage-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/mortgages\/atom-bank-mortgage-review","title":{"rendered":"Atom Bank mortgage review"},"content":{"rendered":"

Atom Bank is a mortgage lender that you can only access through a smartphone app. It became the UK\u2019s first smartphone-based bank when it launched in April 2016.<\/p>

The bank prides itself on simplicity and passes on the savings from having no branches to its customers. This leads to ultra-competitive mortgage rates.<\/p>

In order to access Atom Bank mortgages, each applicant has to own a compatible smartphone. You\u2019ll monitor the application process and conduct customer service queries through the Atom Bank app.<\/p>

The bank aims to take the stress out of applying for a mortgage through this streamlined application process.<\/p>

We've teamed up with L&C Mortgages to help you compare live rates from over 80 lenders.<\/p>\n

I want to...<\/div>\n
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<\/use><\/svg>Buy my first home<\/a><\/div>\n<\/article>\n<\/div>\n
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<\/use><\/svg>Move house<\/a><\/div>\n<\/article>\n<\/div>\n
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<\/use><\/svg>Remortgage & save<\/a><\/div>\n<\/article>\n<\/div>\n
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<\/use><\/svg>Buy to let<\/a><\/div>\n<\/article>\n<\/div>\n<\/div>\n
We compare brands including:<\/div>\n\n
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\n\"Post\n<\/div>\n<\/div>\n
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\n\"NatWest\n<\/div>\n<\/div>\n
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\n\"Halifax\n<\/div>\n<\/div>\n
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\n\"HSBC\n<\/div>\n<\/div>\n
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\n\"Barclays\n<\/div>\n<\/div>\n
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\n\"Molo\n<\/div>\n<\/div>\n
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\n\"Skipton\n<\/div>\n<\/div>\n
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\n\"TSB\n<\/div>\n<\/div>\n<\/div>\n\n
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.<\/div><\/article>

Lender profile <\/h3>