{"id":150079,"date":"2018-11-26T18:14:27","date_gmt":"2018-11-26T18:14:27","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=150079"},"modified":"2026-02-18T03:51:16","modified_gmt":"2026-02-18T03:51:16","slug":"right-choice-insurance-brokers","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/car-insurance\/right-choice-insurance-brokers","title":{"rendered":"Right Choice Insurance Brokers car insurance review"},"content":{"rendered":"<p>Right Choice Insurance Brokers says it can find great deals even for convicted drivers and specialist cars. Here&#8217;s what you need to know.<\/p><h3 id=\"who_is_right_choice_insurance_brokers\">Who is Right Choice Insurance Brokers?<\/h3><p>Right Choice Insurance Brokers caters to a range of drivers, including <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/young-drivers\">young drivers<\/a>, convicted drivers and taxi drivers. It can also arrange insurance for drivers of specialist vehicles such as modified, imported and <a href=\"https:\/\/www.finder.com\/uk\/high-performance-car-insurance\">high-performance cars.<\/a><\/p><p>The broker also offers van, motorbike, motor trade, business and home insurance.<\/p><p>Right Choice Insurance Brokers also trades under Pink Pound Insurance, AutoAid Breakdown, Autonational Rescue, EuroRescue, Bike Devil and Naked Pet.<\/p><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Who underwrites the car insurance from Right Choice Insurance Brokers?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Right Choice Insurance Brokers works with a panel of more than 100 insurance companies such as Aviva, AXA, Covea, Markerstudy, Sabre and Zenith.<\/p><p>It is authorised and regulated by the Financial Conduct Authority.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><h3 id=\"what_are_right_choice_insurance_brokers_levels_of_cover\">What are Right Choice Insurance Brokers&#8217; levels of cover?<\/h3><ul class='nav nav-tabs pb-tabs'><li class=\"active\"><a href=\"#tab607\" data-toggle=\"tab\">Third party<\/a><\/li><li class=\"\"><a href=\"#tab5630\" data-toggle=\"tab\">Third party fire and theft<\/a><\/li><li class=\"\"><a href=\"#tab6878\" data-toggle=\"tab\">Comprehensive<\/a><\/li><\/ul><div class=\"tab-content \"><div id=\"tab607\" class=\"tab-pane active \"><p><strong>Right Choice Insurance Brokers&#8217; third party cover<\/strong><\/p><p><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/third-party-car-insurance\">Third party cover<\/a> is the minimum level of cover that is offered by Right Choice Insurance Brokers. To be on UK roads, all drivers are legally required to have at least this level of car insurance. If you are responsible for causing an accident, you&#8217;ll be protected for damage to third party vehicles or property. You won&#8217;t be protected for any damage to your own car.<\/p><p>Don&#8217;t assume this is the cheapest option because it offers the least protection. Sometimes, this cover may work out more expensive than comprehensive. Check each cover level to see which offers the best value for you.<\/p><\/div><div id=\"tab5630\" class=\"tab-pane \"><p><strong>Right Choice Insurance Brokers&#8217; third party, fire and theft cover<\/strong><\/p><p>You&#8217;ll get the same level of cover as third party but this will also provide protection against any fire damage or theft of your car.<\/p><\/div><div id=\"tab6878\" class=\"tab-pane \"><p><strong>Right Choice Insurance Brokers&#8217; comprehensive cover<\/strong><\/p><p>This is the greatest level of cover on offer and will provide the same protection as the other levels as well as insuring your vehicle against accidental damage and vandalism.<\/p><p>It&#8217;s always worth getting a quote for <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/comprehensive-car-insurance\">comprehensive cover<\/a>, as in some cases, it can be cheaper than lower levels of cover due to the risk profile of customers who choose them.<\/p><\/div><\/div><b><\/b><\/p><hr \/><h3 id=\"what_is_covered_under_my_right_choice_insurance_brokers_policy\">What is covered under my Right Choice Insurance Brokers policy?<\/h3><table class=\"luna-table\"><thead class=\"luna-table__header\"><tr><th>Cover benefits<\/th><th>Third party<\/th><th>Third party, fire and theft<\/th><th>Comprehensive<\/th><\/tr><\/thead><tbody><tr><td>Liability to other people and property<\/td><td>\u2713<\/td><td>\u2713<\/td><td>\u2713<\/td><\/tr><tr><td>Fire and theft<\/td><td><\/td><td>\u2713<\/td><td>\u2713<\/td><\/tr><tr><td>Accidental damage<\/td><td><\/td><td><\/td><td>\u2713<\/td><\/tr><tr><td>Courtesy car<\/td><td><\/td><td><\/td><td>\u2713<\/td><\/tr><tr><td>Windscreen cover<\/td><td><\/td><td><\/td><td>\u2713<\/td><\/tr><tr><td>Motor legal cover<\/td><td><\/td><td><\/td><td>\u2713<\/td><\/tr><tr><td>EU cover for max 30-day trips twice a year<\/td><td><\/td><td><\/td><td>\u2713<\/td><\/tr><tr><td>Audio equipment cover<\/td><td><\/td><td><\/td><td>\u2713<\/td><\/tr><\/tbody><\/table><p>Check your policy details carefully to ensure you have the right cover for your needs.<\/p><h4>Optional extras<\/h4><p>Right Choice Insurance Brokers offers<a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-optional-extras\"> extras<\/a> you can bolt onto your policy, including:<\/p><ul class=\"list-10\"><li>UK breakdown cover<\/li><li>European breakdown cover<\/li><li><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-lost-key\">Key cover<\/a><\/li><li>Excess protection<\/li><\/ul><h3 id=\"general_exclusions\">General exclusions<\/h3><p>Any cover arranged through Right Choice Insurance Brokers is likely to become invalid if any of the following arises:<\/p><ul class=\"list-12\"><li>Your car is being driven by an unnamed driver on your policy or by a person that does not have a valid driving licence.<\/li><li>Your car is used for rallies, races or competitions.<\/li><li>You fail to pay for your premium.<\/li><li>You change your car during the policy term to a car that the insurer cannot cover.<\/li><li>You do not provide the correct documents to support your application.<\/li><\/ul><p>Check your policy for further details to confirm your cover is valid.<\/p><h3 id=\"how_to_save_on_your_car_insurance_policy_through_right_choice_insurance_brokers\">How to save on your car insurance policy through Right Choice Insurance Brokers <b><\/b><\/h3><ul class=\"list-10\"><li><b>Check comprehensive. <\/b>Contrary to what you might think, comprehensive cover can be cheaper than third party (TP) or <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/third-party-fire-theft\">third party, fire and theft<\/a> so it&#8217;s always worth checking. This is because of the risk profile of many people who get TP.<\/li><li><b>Park securely.<\/b> Cars kept in a garage or on a secure driveway are usually cheaper to insure.<\/li><li><b>Reduce mileage.<\/b> If you start working part-time or your long commute becomes much shorter, letting your insurer know about a reduction in your mileage could result in cheaper insurance.<\/li><li><b>Increase the excess. <\/b>Agreeing to pay a bigger voluntary excess could make your overall premium cheaper. But remember that your insurer won&#8217;t pay out for a claim that costs less than your excess. So be careful about making it too high, as it could leave you out of pocket if damage occurs.<\/li><li><b>Pick a smaller car. <\/b>Choosing to drive a small and safe car is likely to lower your premium.<\/li><\/ul><h3 id=\"what_is_my_excess\"><b>What is my excess?<\/b><\/h3><p>Your insurance <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-excess\">excess<\/a> is the amount of money you have to pay towards a claim. Your insurer won&#8217;t pay out for a claim that costs less than this amount.<\/p><p>A voluntary excess is normally an amount set by you when taking out a policy. You&#8217;ll have the option of adding or increasing a voluntary excess, which could in turn reduce your premium.<\/p><p>Meanwhile, a compulsory excess amount might vary depending on the age of your car and your driving experience.<\/p><p>You&#8217;ll find details about any compulsory or voluntary excesses in your policy document.<\/p><h3 id=\"what_is_the_claims_process_for_right_choice_insurance_brokers\">What is the claims process for Right Choice Insurance Brokers?<\/h3><p>There is no single Right Choice claims helpline &#8211; you&#8217;ll need to check your policy documents and call the claims helpline listed there as your claims helpline will be specific to the insurance provider you&#8217;re with.<\/p><p>You&#8217;ll need to have your insurance policy details as well as all facts about the incident to hand.<\/p><p>It&#8217;s important that you let your insurer know about an incident as soon as possible, even if it&#8217;s not your fault. A delay in reporting an incident or failure to report it could result in a rejected claim later on.<\/p><h3>Right Choice Insurance Brokers customer reviews<\/h3><p>RCIB has well over 8,000 reviews on the platform Trustpilot, and more than two in three rate it &#8220;Excellent&#8221;, with many reviewers praise helpful staff. Issues from less favourable reviews include a &#8220;glitch&#8221; in an online facility for updating your policy, and high costs for cancelling. (Last updated: July 2021.)<\/p><h3>Right Choice Insurance Brokers pros and cons<\/h3><p>&nbsp;<div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Cover for convicted drivers<\/li>\n                                    <li>Cover for specialist cars<\/li>\n                                    <li>Temporary car insurance options available<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>Benefits subject to your specific policy<\/li>\n                                    <li>No single claims helpline<\/li>\n                                    <li>Cancellation fees apply<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Our verdict<\/h3><p>Right Choice Insurance Brokers offers all the usual types of cover plus optional extras including breakdown cover, key cover and excess protection.<\/p><p>Since it caters to a wide range of drivers and vehicles, it&#8217;s worth considering Right Choice particularly if you&#8217;re a young driver or convicted driver, or have a modified, imported or high-performance car.<\/p><p>If you have read this review and decided that Right Choice car insurance is not for you, you can also <a href=\"https:\/\/www.finder.com\/uk\/car-insurance#comparison-table\">compare other car insurance policies<\/a> on the market.<\/p><h3 id=\"frequently_asked_questions\">Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Can I get insurance that starts immediately?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes. If you wish, Right Choice Insurance Brokers insurance can start instantly.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">How long is a quote from Right Choice Insurance Brokers valid for?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>A quote from Right Choice Insurance Brokers is only valid on the day it is provided.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Can I pay for my car insurance in monthly installments?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes, Right Choice Insurance Brokers offers policies that can be paid in full or by monthly direct debit payments.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Can I get temporary car insurance with Right Choice Insurance Brokers?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes. Right Choice Insurance Brokers can provide temporary car insurance from 1 day to 28 days.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><hr \/><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms \"best\", \"top\", \"cheap\" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">subject to our terms of use<\/a>. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\">*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (January \u201926). 51% of Confused.com car insurance customers could save \u00a3529.15.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Find out the key details about Right Choice Insurance Brokers&#8217; car insurance in our review, and compare quotes to get the right deal for you and your car.<\/p>\n","protected":false},"author":577,"featured_media":150089,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[2645],"tags":[],"asset_tag":[],"class_list":["post-150079","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Right Choice Insurance Brokers car insurance review | finder UK<\/title>\n<meta name=\"description\" content=\"Find out the key details about Right Choice Insurance Brokers&#039; car insurance in our review, and compare quotes to get the right deal for you and your car.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/car-insurance\/right-choice-insurance-brokers\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Right Choice Insurance Brokers car insurance review\" \/>\n<meta property=\"og:description\" content=\"Find out the key details about Right Choice Insurance Brokers&#039; car insurance in our review, and 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