{"id":149464,"date":"2018-11-22T15:13:48","date_gmt":"2018-11-22T15:13:48","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=149464"},"modified":"2025-06-30T11:30:05","modified_gmt":"2025-06-30T10:30:05","slug":"capital-one-personal-loan-alternatives","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/personal-loans\/capital-one-personal-loan-alternatives","title":{"rendered":"Capital One personal loan alternatives"},"content":{"rendered":"

Capital One is known globally for serving the fair and poor credit markets with loans and credit cards. However, it doesn\u2019t offer personal loans in the UK. To make sure you can still pay for that dream wedding venue, new car or any other large personal costs, we take you through some other options.<\/p>

Why doesn\u2019t Capital One offer personal loans?<\/h3>

Capital One does not offer personal loans and recently ended its mortgage program as well. This could be part of a larger trend of big banks moving away from lending in general since the 2008 financial crisis. It also could be that Capital One just wants to focus on what it\u2019s best known for: credit cards. Or, it\u2019s possible the bank shifted its focus to experiments like the Capital One Cafe, a combination of a coffee shop and local bank branch meant to appeal to millennials.<\/p>

Compare non-mainstream lenders<\/h3>
Table: sorted by representative APR, promoted deals first<\/div>
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