{"id":148084,"date":"2018-11-13T12:09:18","date_gmt":"2018-11-13T12:09:18","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=148084"},"modified":"2026-05-11T05:29:51","modified_gmt":"2026-05-11T04:29:51","slug":"credit-card-guide-under-21-users","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/credit-card-guide-under-21-users","title":{"rendered":"Getting a credit card when you\u2019re under 21"},"content":{"rendered":"<p>To be able to apply for a credit card, you\u2019ll need to be at least 18 years old. However, even if you meet this age requirement, your eligibility will be considered on a case-by-case basis, with providers looking at your credit report and income to determine whether or not they are happy to offer you credit. 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(months)&quot;,&quot;type&quot;:&quot;range&quot;,&quot;queryParam&quot;:&quot;rates-and-fees-balance-transfers-zero-period&quot;,&quot;urlExample&quot;:&quot;?rates-and-fees-balance-transfers-zero-period=0,100&quot;},{&quot;id&quot;:&quot;rates-and-fees-foreign-usage-charge-eu&quot;,&quot;label&quot;:&quot;Foreign usage charge (EU)&quot;,&quot;type&quot;:&quot;range&quot;,&quot;queryParam&quot;:&quot;rates-and-fees-foreign-usage-charge-eu&quot;,&quot;urlExample&quot;:&quot;?rates-and-fees-foreign-usage-charge-eu=0,100&quot;},{&quot;id&quot;:&quot;general-is-charge-card&quot;,&quot;label&quot;:&quot;Charge card&quot;,&quot;type&quot;:&quot;boolean&quot;,&quot;queryParam&quot;:&quot;general-is-charge-card&quot;,&quot;default&quot;:null,&quot;urlExample&quot;:&quot;?general-is-charge-card=true&quot;},{&quot;id&quot;:&quot;special-offers&quot;,&quot;label&quot;:&quot;Special offers&quot;,&quot;type&quot;:&quot;special-offers&quot;,&quot;queryParam&quot;:&quot;special-offers&quot;,&quot;options&quot;:[{&quot;value&quot;:&quot;rewards_exclusive&quot;,&quot;label&quot;:&quot;Finder Rewards &amp; exclusives&quot;},{&quot;value&quot;:&quot;all_offers&quot;,&quot;label&quot;:&quot;All offers&quot;}],&quot;urlExample&quot;:&quot;?special-offers=rewards_exclusive&quot;},{&quot;id&quot;:&quot;general-provider-id&quot;,&quot;label&quot;:&quot;Card issuer&quot;,&quot;type&quot;:&quot;provider&quot;,&quot;queryParam&quot;:&quot;general-provider-id&quot;,&quot;urlExample&quot;:&quot;?general-provider-id=&lt;uuid&gt;,&lt;uuid&gt;&quot;}],&quot;sorts&quot;:[{&quot;field&quot;:&quot;UKCCF.PRODUCT.DATAPOINT_FINDER_SCORE_V2_M&quot;,&quot;label&quot;:&quot;Finder Score&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=UKCCF.PRODUCT.DATAPOINT_FINDER_SCORE_V2_M ASCENDING&quot;},{&quot;field&quot;:&quot;PRODUCT.RATES_AND_FEES.ACCOUNT_FEES&quot;,&quot;label&quot;:&quot;Annual\/monthly fees&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=PRODUCT.RATES_AND_FEES.ACCOUNT_FEES ASCENDING&quot;},{&quot;field&quot;:&quot;UKCCF.PRODUCT.CREDIT_LIMITS&quot;,&quot;label&quot;:&quot;Initial credit limits&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=UKCCF.PRODUCT.CREDIT_LIMITS ASCENDING&quot;},{&quot;field&quot;:&quot;PRODUCT.ELIGIBILITY.MINIMUM_INCOME&quot;,&quot;label&quot;:&quot;Minimum income&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=PRODUCT.ELIGIBILITY.MINIMUM_INCOME ASCENDING&quot;},{&quot;field&quot;:&quot;PRODUCT.RATES_AND_FEES.APR&quot;,&quot;label&quot;:&quot;Representative APR&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=PRODUCT.RATES_AND_FEES.APR ASCENDING&quot;},{&quot;field&quot;:&quot;UKCCF.PRODUCT.UKCCF_NEW_INCENTIVE&quot;,&quot;label&quot;:&quot;Incentive&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=UKCCF.PRODUCT.UKCCF_NEW_INCENTIVE ASCENDING&quot;}]}<\/script><div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"68a129a0-856d-4e27-8577-452d7877aa47\" data-template=\"comparison\" data-niche=\"UKCCF\" data-site=\"UKCCF\" data-auto-recalculate=\"true\" data-post-country=\"uk\" data-fieldset=\"newcreditbuilder\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"148084\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-featured-product-id=\"665a6351-fe9c-4ce7-bce9-53d174c09f27\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKCCF\",\"fieldset\":\"newcreditbuilder\",\"template\":\"comparison\",\"category_id\":\"68a129a0-856d-4e27-8577-452d7877aa47\",\"category_name\":\"CreditBuilderDefault\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793912882}' data-disable-alternative-products=\"false\" data-post-redirect-alternative-products-enabled=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"3f6e7a4a-8226-4e6c-8df9-51bc77100dc3\" data-niche-default-path=\"\" data-experiment-flags=\"\"><script type=\"application\/json\" class=\"js-inline-alternative-products\">{\"request\":{\"template\":\"comparison\",\"site\":\"UKCCF\",\"origin\":\"straightforward-niche\",\"category\":\"68a129a0-856d-4e27-8577-452d7877aa47\",\"fieldset\":\"newcreditbuilder\",\"post_id\":\"148084\",\"show_user_ratings\":\"false\",\"ratings_type\":\"\",\"ratings_label\":\"\",\"ratings_minimum_threshold\":\"\",\"enable_desktop_mobile_columns\":\"false\",\"coa_enabled\":\"false\",\"coa_enabled_always\":\"false\",\"offset\":\"0\",\"page_size\":\"3\",\"featuredProductId\":\"\",\"mobile_data_layout\":\"grid\",\"full_table\":\"false\",\"disable_alternative_products\":\"false\",\"force_enable_alternative_products\":\"false\",\"sponsored_field_code\":\"DERIVED.AD_RANK\",\"sponsored_max_per_provider\":\"1\",\"rewards_campaign_names\":\"finder|creditec|aug-2026~ukccf\",\"override_table_position_configuration\":\"false\",\"includeFullMarket\":\"false\",\"include_inactive\":\"false\",\"remove_coa\":\"true\",\"body_only\":\"true\",\"niche\":\"UKCCF\",\"sponsored_placements\":\"0\"},\"response\":{\"tableId\":\"5ffe2d36df096712de36df6395f7a4819ac6a9f64713004ea083a357fbe7fb3a\",\"tableRequest\":{\"filter\":null,\"filterObject\":{},\"sponsored\":null,\"sortConfigurations\":[]},\"tableRecordType\":\"product\",\"tableRecordIds\":[\"0e593d09-106b-40cd-a349-ddf7b16f5257\",\"665a6351-fe9c-4ce7-bce9-53d174c09f27\",\"fc845337-7caf-46db-9615-df17502d42e1\"],\"html\":\"\\u003Ctr data-product-id=\\\"0e593d09-106b-40cd-a349-ddf7b16f5257\\\" data-provider-id=\\\"0414c1a3-211a-439b-8659-77d8240f8a04\\\" data-product-name=\\\"118 118 Money Guaranteed Rate Card\\\" data-provider-name=\\\"118 118 Money\\\" data-rewards-campaign-name=\\\"finder|creditec|aug-2026~ukccf\\\" data-should-show-rewards=\\\"true\\\" class=\\\"grid-column-count-5  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row   rewards--element-container\\\"\\u003E\\n        \\u003Ctd class=\\\"comparison-table__name combined-column-header  rewards-row f1-clarity-header\\\"\\u003E\\n                                                          \\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/118-118-money-card\\\" data-component-id=\\\"1003\\\" data-component-version=\\\"1\\\"\\u003E\\u003Cimg border=\\\"0\\\" src=\\\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\\\" data-src=\\\"https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png\\\" alt=\\\"118 118 Money Guaranteed Rate Card image\\\" class=\\\"lazysizes\\\" srcset=\\\"https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=1200 1200w\\\" sizes=\\\"(max-width: 1200px) 100vw, 1200px\\\" loading=\\\"lazy\\\"\\u003E\\u003C\/a\\u003E\\u003Cdiv class=\\\"finder-score-container\\\"\\u003E\\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukccf')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--great\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E7.4\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--great\\\"\\u003EGreat\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/118-118-money-card\\\" target=\\\"_blank\\\" data-component-id=\\\"1014\\\" data-component-version=\\\"1\\\"\\u003E118 118 Money Guaranteed Rate Card\\u003C\/a\\u003E\\u003C\/span\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                            first-row\\n                                                                                                                        default-sort-descending\\\" data-mobile=\\\"hide\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"1\\\" data-decorator=\\\"text,ukccf.product.datapoint_finder_score_v2_m\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Finder Score\\\"\\u003E\\n                        \\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukccf')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--great\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E7.4\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--great\\\"\\u003EGreat\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                                                                                                                                                                                                    \\\" data-sortvalue=\\\"&pound;0\\\" data-column-index=\\\"2\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Annual\/monthly fees\\\"\\u003E\\n                        &pound;0\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                                                                                                                                                                                                                        \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"3\\\" data-decorator=\\\"text,ukccf.product.credit_limits\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Initial credit limits\\\"\\u003E\\n                        Min. limit &pound;500, max. limit not specified.\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                                                                                                                                                                                \\\" data-sortvalue=\\\"8400\\\" data-column-index=\\\"4\\\" data-decorator=\\\"text,ukccf.value.ukccf_income\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Minimum income\\\"\\u003E\\n                        &pound;8400\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        span-last-row\\n                                                                                                                        rounded-bottom-left\\n                                                            rounded-bottom-right\\n                                                                                                                                                                            span-2\\n                                                                                                                                                                            \\\" data-sortvalue=\\\"49\\\" data-column-index=\\\"5\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Representative APR\\\"\\u003E\\n                        49%\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"6\\\" data-decorator=\\\"text,ukccf.product.ukccf_new_incentive\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Incentive\\\"\\u003E\\n                        \\u003Cdiv class=\\\"has-padding-top-xsmall\\\"\\u003ERepresentative example: Representative 49% APR variable. 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href=\\\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/118118moneyguaranteedratecard-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22template%22%3A%22comparison%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22newcreditbuilder%22%2C%22category_id%22%3A%2268a129a0-856d-4e27-8577-452d7877aa47%22%2C%22category_name%22%3A%22CreditBuilderDefault%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793912883%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2224735%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%220e593d09-106b-40cd-a349-ddf7b16f5257%22%2C%22product_name%22%3A%22118%2B118%2BMoney%2BGuaranteed%2BRate%2BCard%22%2C%22finder_reward%22%3A%221%22%2C%22finder_reward_campaign_name%22%3A%22finder%257Ccreditec%257Caug-2026%257Eukccf%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\\\" class=\\\"luna-button luna-button--success luna-button--medium rewards--cta rewards--record-id-0e593d09-106b-40cd-a349-ddf7b16f5257 button--cta\\\" title=\\\"Go to 118 118 Money's site\\\"\\u003ECheck\\u003C\/a\\u003E\\u003Ca href=\\\"#\\\" class=\\\"js-comparison-table__view-details-button comparison-table__view-details-button\\\" title=\\\"Read more about 118 118 Money Guaranteed Rate Card\\\" data-component-id=\\\"1003\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":7.4,\\\"badges\\\":[],\\\"productId\\\":\\\"0e593d09-106b-40cd-a349-ddf7b16f5257\\\"}'\\u003E                    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E View details                \\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000004-0e593d09-106b-40cd-a349-ddf7b16f5257\\\" value=\\\"0e593d09-106b-40cd-a349-ddf7b16f5257\\\" name=\\\"productID\\\" _productname=\\\" 7.4Great                            118 118 Money Guaranteed Rate Card            \\\" _productimg=\\\"\/product\/\\\" data-custom-event-active=\\\"true\\\" data-component-id=\\\"1004\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":7.4,\\\"badges\\\":[],\\\"productId\\\":\\\"0e593d09-106b-40cd-a349-ddf7b16f5257\\\"}'\\u003E\\n        \\u003Clabel class=\\\"luna-label\\\" for=\\\"compare-product-0000000004-0e593d09-106b-40cd-a349-ddf7b16f5257\\\"\\u003ECompare\\u003C\/label\\u003E\\n    \\u003C\/fieldset\\u003E\\n\\u003C\/div\\u003E\\n\\n                                          \\u003C\/div\\u003E\\n          \\u003C\/td\\u003E\\n   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class=\\\"comparison-table__name combined-column-header   f1-clarity-header\\\"\\u003E\\n                                                          \\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/barclaycard\/barclaycard-forward-credit-card\\\" data-component-id=\\\"1003\\\" data-component-version=\\\"1\\\"\\u003E\\u003Cimg border=\\\"0\\\" src=\\\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\\\" data-src=\\\"https:\/\/www.finder.com\/niche-builder\/6613ccf8de28c.png\\\" alt=\\\"Barclaycard Forward Credit Card image\\\" class=\\\"lazysizes\\\" srcset=\\\"https:\/\/www.finder.com\/niche-builder\/6613ccf8de28c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6613ccf8de28c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6613ccf8de28c.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6613ccf8de28c.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6613ccf8de28c.png?fit=1200 1200w\\\" sizes=\\\"(max-width: 1200px) 100vw, 1200px\\\" loading=\\\"lazy\\\"\\u003E\\u003C\/a\\u003E\\u003Cdiv class=\\\"finder-score-container\\\"\\u003E\\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukccf')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--excellent\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E9.9\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--excellent\\\"\\u003EExcellent\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/barclaycard\/barclaycard-forward-credit-card\\\" target=\\\"_blank\\\" data-component-id=\\\"1014\\\" data-component-version=\\\"1\\\"\\u003EBarclaycard Forward Credit Card\\u003C\/a\\u003E\\u003C\/span\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                            first-row\\n                                                                                                                        default-sort-descending\\\" data-mobile=\\\"hide\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"1\\\" data-decorator=\\\"text,ukccf.product.datapoint_finder_score_v2_m\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Finder Score\\\"\\u003E\\n                        \\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukccf')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--excellent\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E9.9\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--excellent\\\"\\u003EExcellent\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                                                                                                                                                                                                    \\\" data-sortvalue=\\\"&pound;0\\\" data-column-index=\\\"2\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Annual\/monthly fees\\\"\\u003E\\n                        &pound;0\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                                                                                                                                                                                                                        \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"3\\\" data-decorator=\\\"text,ukccf.product.credit_limits\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Initial credit limits\\\"\\u003E\\n                        Min. limit &pound;50, max. limit &pound;1,200.\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                                                                                                                                                                                \\\" data-sortvalue=\\\"0\\\" data-column-index=\\\"4\\\" data-decorator=\\\"text,ukccf.value.ukccf_income\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Minimum income\\\"\\u003E\\n                        &pound;0\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        span-last-row\\n                                                                                                                        rounded-bottom-left\\n                                                            rounded-bottom-right\\n                                                                                                                                                                            span-2\\n                                                                                                                                                                            \\\" data-sortvalue=\\\"33.9\\\" data-column-index=\\\"5\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Representative APR\\\"\\u003E\\n                        33.9%\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"6\\\" data-decorator=\\\"text,ukccf.product.ukccf_new_incentive\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Incentive\\\"\\u003E\\n                        \\u003Cstyle\\u003Etd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }\\u003C\/style\\u003E\\u003Cdiv class=\\\"comparison-table__product-offer\\\"\\u003E\\u003Csvg class=\\\"luna-icon\\\" role=\\\"img\\\" aria-label=\\\"Special offer\\\"\\u003E\\u003Cuse href=\\\"#gift\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E Rate discounts: 3% interest rate reduction if you make all your repayments on time for the first year, and a further drop of up to 2% more if you continue to do so in the second year.\\u003C\/div\\u003E\\u003Cdiv class=\\\"has-padding-top-xsmall\\\"\\u003ERepresentative example: Representative 33.9% APR variable. Based on assumed borrowing of &pound;1,200. Rate of interest 33.9% p.a. (variable).\\u003C\/div\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                              \\n        \\n\\n        \\n                  \\n                \\n                \\n                                      \\n          \\n          \\n          \\u003Ctd class=\\\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \\\"\\u003E\\n            \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n                                              \\u003Cbutton type=\\\"button\\\" class=\\\"js-comparison-table__save-button comparison-table__save-button\\\" aria-label=\\\"Save\\\" aria-pressed=\\\"false\\\" title=\\\"Save\\\"\\u003E\\u003C\/button\\u003E\\n                            \\u003Ca data-component-props='{\\\"finderScore\\\":9.9,\\\"badges\\\":[],\\\"productId\\\":\\\"665a6351-fe9c-4ce7-bce9-53d174c09f27\\\"}' data-component-id=\\\"1026\\\" data-component-version=\\\"1\\\" target=\\\"_blank\\\" rel=\\\"sponsored\\\" href=\\\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/barclaycardforward-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22template%22%3A%22comparison%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22newcreditbuilder%22%2C%22category_id%22%3A%2268a129a0-856d-4e27-8577-452d7877aa47%22%2C%22category_name%22%3A%22CreditBuilderDefault%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793912883%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2226083%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%22665a6351-fe9c-4ce7-bce9-53d174c09f27%22%2C%22product_name%22%3A%22Barclaycard%2BForward%2BCredit%2BCard%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\\\" class=\\\"luna-button luna-button--success luna-button--medium button--cta\\\" title=\\\"Go to Barclaycard's site\\\"\\u003ECheck\\u003C\/a\\u003E\\u003Ca href=\\\"#\\\" class=\\\"js-comparison-table__view-details-button comparison-table__view-details-button\\\" title=\\\"Read more about Barclaycard Forward Credit Card\\\" data-component-id=\\\"1003\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":9.9,\\\"badges\\\":[],\\\"productId\\\":\\\"665a6351-fe9c-4ce7-bce9-53d174c09f27\\\"}'\\u003E                    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E View details                \\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000004-665a6351-fe9c-4ce7-bce9-53d174c09f27\\\" value=\\\"665a6351-fe9c-4ce7-bce9-53d174c09f27\\\" name=\\\"productID\\\" _productname=\\\" 9.9Excellent                            Barclaycard Forward Credit Card            \\\" _productimg=\\\"\/product\/\\\" data-custom-event-active=\\\"true\\\" data-component-id=\\\"1004\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":9.9,\\\"badges\\\":[],\\\"productId\\\":\\\"665a6351-fe9c-4ce7-bce9-53d174c09f27\\\"}'\\u003E\\n        \\u003Clabel class=\\\"luna-label\\\" for=\\\"compare-product-0000000004-665a6351-fe9c-4ce7-bce9-53d174c09f27\\\"\\u003ECompare\\u003C\/label\\u003E\\n    \\u003C\/fieldset\\u003E\\n\\u003C\/div\\u003E\\n\\n                                          \\u003C\/div\\u003E\\n          \\u003C\/td\\u003E\\n        \\n        \\n                  \\u003Ctd class=\\\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\\\" aria-hidden=\\\"true\\\"\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__overlay\\\"\\u003E\\u003C\/div\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__content\\\"\\u003E\\n    \\n    \\u003Cdiv class=\\\"sidepeek-modal-slider__close-wrapper\\\"\\u003E\\n      \\u003Cbutton type=\\\"button\\\" class=\\\"sidepeek-modal-slider__close js-expander-trigger\\\" aria-label=\\\"Close modal\\\"\\u003E\\n          \\u003Csvg class=\\\"luna-icon sidepeek-modal-slider__close-icon\\\"\\u003E\\n            \\u003Cuse href=\\\"#x\\\"\\u003E\\u003C\/use\\u003E\\n          \\u003C\/svg\\u003E\\n      \\u003C\/button\\u003E\\n    \\u003C\/div\\u003E\\n\\n    \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n      \\n      \\u003Cdiv class=\\\"comparison-table__expander--fetching center-over\\\"\\u003E\\n        \\u003Cdiv class=\\\"relativeloading-pulse__box loading-pulse__box-notext\\\"\\u003E\\n          \\u003Cspan class=\\\"loading-pulse loading-pulse--medium loading-pulse--primary\\\"\\u003Eloading\\u003C\/span\\u003E\\n        \\u003C\/div\\u003E\\n      \\u003C\/div\\u003E\\n\\n    \\u003C\/div\\u003E\\n  \\u003C\/div\\u003E\\n\\u003C\/td\\u003E \\n        \\n        \\n              \\u003C\/tr\\u003E\\n\\n                                                                                                                                                    \\n                        \\n                  \\n      \\n      \\u003Ctr data-product-id=\\\"fc845337-7caf-46db-9615-df17502d42e1\\\" data-provider-id=\\\"af50be4b-47a1-496b-a950-b249684d3310\\\" data-product-name=\\\"John Lewis Thrive Credit Card\\\" data-provider-name=\\\"John Lewis Finance\\\" class=\\\"grid-column-count-5  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \\\"\\u003E\\n        \\u003Ctd class=\\\"comparison-table__name combined-column-header   f1-clarity-header\\\"\\u003E\\n                                                          \\u003Cimg border=\\\"0\\\" src=\\\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\\\" data-src=\\\"https:\/\/www.finder.com\/niche-builder\/67c9e69311749.png\\\" alt=\\\"John Lewis Thrive Credit Card image\\\" class=\\\"lazysizes\\\" srcset=\\\"https:\/\/www.finder.com\/niche-builder\/67c9e69311749.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67c9e69311749.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67c9e69311749.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67c9e69311749.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67c9e69311749.png?fit=1200 1200w\\\" sizes=\\\"(max-width: 1200px) 100vw, 1200px\\\" loading=\\\"lazy\\\"\\u003E\\u003Cdiv class=\\\"finder-score-container\\\"\\u003E\\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukccf')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--standard\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E6.5\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--standard\\\"\\u003EStandard\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Cspan\\u003EJohn Lewis Thrive Credit Card\\u003C\/span\\u003E\\u003C\/span\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                            first-row\\n                                                                                                                        default-sort-descending\\\" data-mobile=\\\"hide\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"1\\\" data-decorator=\\\"text,ukccf.product.datapoint_finder_score_v2_m\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Finder Score\\\"\\u003E\\n                        \\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukccf')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--standard\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E6.5\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--standard\\\"\\u003EStandard\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                                                                                                                                                                                                    \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"2\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Annual\/monthly fees\\\"\\u003E\\n                        \\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                                                                                                                                                                                                                        \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"3\\\" data-decorator=\\\"text,ukccf.product.credit_limits\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Initial credit limits\\\"\\u003E\\n                        Min. limit not specified, max. limit not specified.\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                                                                                                                                                                                \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"4\\\" data-decorator=\\\"text,ukccf.value.ukccf_income\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Minimum income\\\"\\u003E\\n                        Not specified\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        span-last-row\\n                                                                                                                        rounded-bottom-left\\n                                                            rounded-bottom-right\\n                                                                                                                                                                            span-2\\n                                                                                                                                                                            \\\" data-sortvalue=\\\"34.9\\\" data-column-index=\\\"5\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Representative APR\\\"\\u003E\\n                        34.9%\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"6\\\" data-decorator=\\\"text,ukccf.product.ukccf_new_incentive\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Incentive\\\"\\u003E\\n                        \\u003Cdiv class=\\\"has-padding-top-xsmall\\\"\\u003ERepresentative example: When you spend &pound;1,200 at a purchase rate of 34.95% (variable) p.a., your representative rate is 34.9% APR (variable).\\u003C\/div\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                              \\n        \\n\\n        \\n                  \\n                \\n                \\n                                      \\n          \\n          \\n          \\u003Ctd class=\\\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \\\"\\u003E\\n            \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n                                              \\u003Cbutton type=\\\"button\\\" class=\\\"js-comparison-table__save-button comparison-table__save-button\\\" aria-label=\\\"Save\\\" aria-pressed=\\\"false\\\" title=\\\"Save\\\"\\u003E\\u003C\/button\\u003E\\n                            \\u003Ca data-component-props='{\\\"finderScore\\\":6.5,\\\"badges\\\":[],\\\"productId\\\":\\\"fc845337-7caf-46db-9615-df17502d42e1\\\"}' data-component-id=\\\"1026\\\" data-component-version=\\\"1\\\" target=\\\"_blank\\\" rel=\\\"sponsored\\\" href=\\\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/johnlewis-thrivecreditcard-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22template%22%3A%22comparison%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22newcreditbuilder%22%2C%22category_id%22%3A%2268a129a0-856d-4e27-8577-452d7877aa47%22%2C%22category_name%22%3A%22CreditBuilderDefault%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793912883%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2225963%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%22fc845337-7caf-46db-9615-df17502d42e1%22%2C%22product_name%22%3A%22John%2BLewis%2BThrive%2BCredit%2BCard%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\\\" class=\\\"luna-button luna-button--success luna-button--medium button--cta\\\" title=\\\"Go to John Lewis Finance's site\\\"\\u003ECheck\\u003C\/a\\u003E\\u003Ca href=\\\"#\\\" class=\\\"js-comparison-table__view-details-button comparison-table__view-details-button\\\" title=\\\"Read more about John Lewis Thrive Credit Card\\\" data-component-id=\\\"1003\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":6.5,\\\"badges\\\":[],\\\"productId\\\":\\\"fc845337-7caf-46db-9615-df17502d42e1\\\"}'\\u003E                    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E View details                \\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000004-fc845337-7caf-46db-9615-df17502d42e1\\\" value=\\\"fc845337-7caf-46db-9615-df17502d42e1\\\" name=\\\"productID\\\" _productname=\\\" 6.5Standard                            John Lewis Thrive Credit Card            \\\" _productimg=\\\"\/product\/\\\" data-custom-event-active=\\\"true\\\" data-component-id=\\\"1004\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":6.5,\\\"badges\\\":[],\\\"productId\\\":\\\"fc845337-7caf-46db-9615-df17502d42e1\\\"}'\\u003E\\n        \\u003Clabel class=\\\"luna-label\\\" for=\\\"compare-product-0000000004-fc845337-7caf-46db-9615-df17502d42e1\\\"\\u003ECompare\\u003C\/label\\u003E\\n    \\u003C\/fieldset\\u003E\\n\\u003C\/div\\u003E\\n\\n                                          \\u003C\/div\\u003E\\n          \\u003C\/td\\u003E\\n        \\n        \\n                  \\u003Ctd class=\\\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\\\" aria-hidden=\\\"true\\\"\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__overlay\\\"\\u003E\\u003C\/div\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__content\\\"\\u003E\\n    \\n    \\u003Cdiv class=\\\"sidepeek-modal-slider__close-wrapper\\\"\\u003E\\n      \\u003Cbutton type=\\\"button\\\" class=\\\"sidepeek-modal-slider__close js-expander-trigger\\\" aria-label=\\\"Close modal\\\"\\u003E\\n          \\u003Csvg class=\\\"luna-icon sidepeek-modal-slider__close-icon\\\"\\u003E\\n            \\u003Cuse href=\\\"#x\\\"\\u003E\\u003C\/use\\u003E\\n          \\u003C\/svg\\u003E\\n      \\u003C\/button\\u003E\\n    \\u003C\/div\\u003E\\n\\n    \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n      \\n      \\u003Cdiv class=\\\"comparison-table__expander--fetching center-over\\\"\\u003E\\n        \\u003Cdiv class=\\\"relativeloading-pulse__box loading-pulse__box-notext\\\"\\u003E\\n          \\u003Cspan class=\\\"loading-pulse loading-pulse--medium loading-pulse--primary\\\"\\u003Eloading\\u003C\/span\\u003E\\n        \\u003C\/div\\u003E\\n      \\u003C\/div\\u003E\\n\\n    \\u003C\/div\\u003E\\n  \\u003C\/div\\u003E\\n\\u003C\/td\\u003E \\n        \\n        \\n              \\u003C\/tr\\u003E\",\"rewardsParams\":{\"rewardsConfigs\":{\"finder|creditec|aug-2026~ukccf\":{\"startDate\":\"2026-08-23T23:00:00.000Z\",\"endDate\":null,\"showVisaLogo\":false,\"countryCode\":\"UK\",\"isAlwaysOn\":true,\"isTieredReward\":false,\"rewardCopy\":\"Get a &pound;15 bank transfer when you join Finder.\",\"hasEligibilityCriteria\":false,\"offerStacking\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"bannerConfig\":{\"badgeText\":\"CREDIT CARD REWARD\",\"title\":\"Get &pound;15 with a new credit card\",\"titleHighlight\":\"&pound;15\",\"copyText\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a &pound;15 reward from Finder. \",\"termsText\":\"T&Cs apply\",\"ctaText\":\"Go to site\",\"nicheText\":\"CREDIT CARDS\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"308bee85-a334-4500-92bc-846c1b27c6cb\"},\"logoUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/08\/creditcards_600_450.png\",\"nicheCode\":\"UKCCF\",\"value\":\"15\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-card-reward-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":null,\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":false,\"title\":\"Get &pound;15 from Finder\",\"subtitleText\":\"\",\"items\":[],\"heading\":\"Get your &pound;15 reward\",\"membersHeading\":\"\",\"text\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a &pound;15 reward from Finder. \",\"membersText\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a &pound;15 reward from Finder. \",\"emailCaption\":\"\",\"badgeText\":\"\\u003Creward_value\\u003E REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within \\u003Cfulfillment_days\\u003E days of signup or purchase.\",\"legalText\":\"By submitting your details you agree to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"YES PLEASE\",\"abortText\":\"NO THANKS\",\"copyText\":\"\",\"termsText\":\"T&Cs apply\",\"logoUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/08\/creditcards_600_450.png\",\"nicheCode\":\"UKCCF\",\"value\":\"15\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-card-reward-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":null,\"partnerRewardValue\":null}}},\"rewardsCampaignNames\":\"finder|creditec|aug-2026~ukccf\"},\"loyaltyRewardsParams\":{\"campaignName\":null,\"flow\":null,\"showBanner\":false,\"isLoggedIn\":null},\"noResultsIntroText\":\"\",\"topPicksHtml\":\"\",\"totalProductCount\":28,\"pageSize\":3,\"productCount\":3,\"nextOffset\":null,\"prevOffset\":0},\"infobox\":[{\"request\":{\"site\":\"UKCCF\",\"origin\":\"straightforward-niche\",\"recordType\":\"product\",\"id\":\"0e593d09-106b-40cd-a349-ddf7b16f5257,665a6351-fe9c-4ce7-bce9-53d174c09f27,fc845337-7caf-46db-9615-df17502d42e1,01f4bad5-f734-4aab-be4b-baeebcf21ea7,04701071-bdb8-4a32-bcf7-af8cf4e0c81a,0fd8c193-b23a-4cad-92fe-96c4544c48b6\",\"fieldset\":\"alternative_products\"},\"response\":[]},{\"request\":{\"site\":\"UKCCF\",\"origin\":\"straightforward-niche\",\"recordType\":\"product\",\"id\":\"0e593d09-106b-40cd-a349-ddf7b16f5257,665a6351-fe9c-4ce7-bce9-53d174c09f27,fc845337-7caf-46db-9615-df17502d42e1,01f4bad5-f734-4aab-be4b-baeebcf21ea7,04701071-bdb8-4a32-bcf7-af8cf4e0c81a,0fd8c193-b23a-4cad-92fe-96c4544c48b6\",\"fieldset\":\"compareInfobox\"},\"response\":[{\"title\":\"Network\",\"values\":[\"Mastercard\",\"Visa\",\"Mastercard\",\"Visa\",\"Visa\",\"Mastercard\"]},{\"title\":\"Issuer\",\"values\":[\"Madison CF UK Limited\",\"Barclaycard\",\"NewDay\",\"Transact Payments\",\"Vanquis Bank Ltd\",\"Transact Payments Limited\"]},{\"title\":\"Availability\",\"values\":[\"Available to new customers\",\"Available to new customers\",\"\",\"\",\"Available to new customers\",\"Available to new customers\"]},{\"title\":\"Annual\/monthly fees\",\"values\":[\"&pound;0\",\"&pound;0\",\"\",\"&pound;0\",\"&pound;0\",\"&pound;0\"]},{\"title\":\"Representative APR\",\"values\":[\"49% APR (variable)\",\"33.9% APR (variable)\",\"34.9% APR (variable)\",\"29.9% APR (variable)\",\"37.9% APR (variable)\",\"31.6% APR (variable)\"]},{\"title\":\"Purchases\",\"values\":[\"49%\",\"0% for 6 months\",\"34.95%\",\"29.9%\",\"37.9%\",\"31.6%\"]},{\"title\":\"Balance transfers\",\"values\":[\"49%\",\"0% for 6 months\\u003Cbr \/\\u003E(2.9% fee) \\u003Cspan class=\\\"table-popover\\\" rel=\\\"popover\\\" data-content=\\\"Transfers must be made within the first 60 days from account opening.\\\" title=\\\"More info\\\" data-original-title=\\\"\\\" tab-index=\\\"0\\\"\\u003E\\u003C\/span\\u003E\",\"\",\"\",\"\",\"\"]},{\"title\":\"Balance transfer fee\",\"values\":[\"\",\"2.9%\",\"\",\"\",\"\",\"\"]},{\"title\":\"Cash advances\",\"values\":[\"49%\",\"33.9%\",\"\",\"\",\"57.9%\",\"31.6%\"]},{\"title\":\"Cash advance fee\",\"values\":[\"0%\",\"2.99% (min. &pound;2.99)\",\"\",\"0%\",\"5% (min. &pound;3)\",\"0%\"]},{\"title\":\"Foreign usage charge (EU)\",\"values\":[\"0%\",\"2.99%\",\"\",\"0%\",\"2.99%\",\"0%\"]},{\"title\":\"Foreign usage charge\",\"values\":[\"0%\",\"2.99%\",\"\",\"0%\",\"2.99%\",\"0%\"]},{\"title\":\"Incentive\",\"values\":[\"\",\"Rate discounts: 3% interest rate reduction if you make all your repayments on time for the first year, and a further drop of up to 2% more if you continue to do so in the second year.\",\"\",\"\",\"\",\"Earn 1 point for every &pound;1 spent and up to 5 points per &pound;1 at partner locations and choose a dining, fitness or ticketed experiences in London, Manchester, Bristol or Bath. Travel experiences are available nationwide.\"]},{\"title\":\"Representative example\",\"values\":[\"Representative example: Representative 49% APR variable. Based on assumed borrowing of &pound;1,200. Rate of interest 49% p.a. (variable).\",\"Representative example: Representative 33.9% APR variable. Based on assumed borrowing of &pound;1,200. Rate of interest 33.9% p.a. (variable).\",\"Representative example: When you spend &pound;1,200 at a purchase rate of 34.95% (variable) p.a., your representative rate is 34.9% APR (variable).\",\"Representative Example: 29.9% (variable) based on a borrowing of &pound;1200 over 12 months with no annual fee.\",\"Representative example: Representative 37.9% APR variable. Based on assumed borrowing of &pound;1,000. Rate of interest 37.9% p.a. (variable).\",\"Representative example: Representative 31.6% APR variable. Based on assumed borrowing of &pound;1,200. Rate of interest 31.6% p.a. (variable).\"]}]}]}<\/script><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"comparison-actions__filterAndSort\"><div id=\"portal-table-sort-button-mobile\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile\" class=\"comparison-actions__filter\"><\/div><\/div><div id=\"portal-tableWithFilters__table\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-68a129a0-856d-4e27-8577-452d7877aa47\">6 of 28 results<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated daily<\/span><\/a><\/span><span class=\"templateTable__shareMyFilters is-hidden@xs is-hidden@sm\"><a class=\"share-filters-link\"><svg class=\"luna-icon luna-icon--small\"><use xlink:href=\"#share-fat\"><\/use><\/svg><span class=\"u-pl--1\">Share<\/span><\/a><\/span><\/div><\/div><div class=\"comparison-actions__filterAndSort--sticky\"><div id=\"portal-table-sort-button-mobile-sticky\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile-sticky\" class=\"comparison-actions__filter\"><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKCCF\" data-site=\"UKCCF\" data-table-id=\"849\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKCCF\",\"fieldset\":\"newcreditbuilder\",\"template\":\"comparison\",\"category_id\":\"68a129a0-856d-4e27-8577-452d7877aa47\",\"category_name\":\"CreditBuilderDefault\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793912882}'><div class=\"comparisonHistory__root\"><\/div><style>\n  \/* Gold gradient on reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n    margin-bottom: 12px;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: center;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: left;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  \/* &#9472;&#9472; Responsive T&C: inline (inside pill) vs below (outside pill) &#9472;&#9472; *\/\n  .rewards-pill__tc--below {\n    display: none;\n  }\n\n  .rewards-pill__icon-svg--compact {\n    display: none;\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill__tc--inline {\n      display: none;\n    }\n\n    .rewards-pill__tc--below {\n      display: block;\n    }\n\n    \/* Swap to compact icon on mobile\/tablet *\/\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--compact {\n      display: block;\n    }\n\n    \/* Revert pill to compact size when T&C moves outside *\/\n    .rewards-pill[data-show-tc=\"true\"] {\n      height: 24px;\n      padding: 0px 8px 0px 2px;\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n      top: 55%;\n      left: 3%;\n      margin-top: -19px;\n      margin-left: -6px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n      text-transform: uppercase;\n      font-size: 16px;\n      line-height: 24px;\n    }\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n  \/* Partner card (stacked rewards design) *\/\n  .rewards-pill__partner--large {\n    display: flex;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__partner--compact {\n    display: none;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__plus {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-size: 14px;\n    color: #232320;\n    z-index: 1;\n    line-height: 1;\n  }\n\n  .rewards-pill__partner-svg {\n    width: 68px;\n    height: 48px;\n    filter: drop-shadow(0px 0px 6.2px rgba(0, 0, 0, 0.15));\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--compact {\n      display: flex;\n    }\n  }\n\n<\/style><style>\n    .comparison-table__feature--offer.comparison-table__feature--offer-stacked {\n    display: flex;\n    flex-direction: column;\n  }\n\n    .comparison-table__feature.comparison-table__feature--reward-criteria {\n    padding-top: 16px;\n  }\n\n  .finder-reward-criteria,\n  .finder-reward-stack {\n    position: relative;\n    box-sizing: border-box;\n    width: 100%;\n    margin-top: 8px;\n  }\n\n  .finder-reward-criteria,\n  .finder-reward-stack__reward {\n    padding: 24px 16px 8px;\n    border: 1px solid #e6b40f;\n    border-radius: 12px;\n    background: linear-gradient(162deg, rgba(255, 210, 59, 0.5) 9.47%, rgba(255, 216, 53, 0.5) 16.17%, rgba(254, 218, 61, 0.5) 21.75%, rgba(254, 224, 83, 0.5) 29.57%, rgba(254, 234, 119, 0.5) 39.61%, rgba(253, 247, 169, 0.5) 50.78%, rgba(253, 255, 196, 0.5) 56.36%, rgba(253, 248, 172, 0.5) 58.59%, rgba(253, 238, 136, 0.5) 61.94%, rgba(254, 230, 105, 0.5) 65.29%, rgba(254, 224, 82, 0.5) 68.64%, rgba(254, 219, 65, 0.5) 73.1%, rgba(254, 216, 56, 0.5) 77.57%, rgba(255, 216, 53, 0.5) 83.15%, rgba(255, 210, 59, 0.5) 89.85%), #ffffff;\n  }\n\n  .comparison-table__feature--offer-stacked .finder-reward-stack {\n    display: flex;\n    flex-direction: column;\n    padding: 0;\n    background: none;\n    border: 0;\n  }\n\n  .finder-reward-stack__reward {\n    border-bottom-left-radius: 0;\n    border-bottom-right-radius: 0;\n  }\n\n  .finder-reward-stack__offer {\n    display: flex;\n    align-items: flex-start;\n    gap: 8px;\n    margin-top: -1px;\n    padding: 12px 16px;\n    border: 1px solid #e6b40f;\n    border-radius: 0 0 12px 12px;\n    background: #fff9e5;\n    color: #232320;\n    font-size: 14px;\n    line-height: 1.25;\n  }\n\n  .finder-reward-stack__offer .luna-icon {\n    --fill: #1dd751;\n    flex-shrink: 0;\n    width: 20px;\n    height: 20px;\n  }\n\n  .finder-reward-stack__plus {\n    display: block;\n    align-self: center;\n    box-sizing: border-box;\n    width: 20px;\n    height: 20px;\n    margin: -10px auto;\n    position: relative;\n    z-index: 2;\n    border-radius: 9999px;\n    border: 1px solid #e6b40f;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n  }\n\n    .finder-reward-stack__plus::before,\n  .finder-reward-stack__plus::after {\n    content: '';\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    width: 8px;\n    height: 2px;\n    background: #092673;\n    transform: translate(-50%, -50%);\n  }\n\n  .finder-reward-stack__plus::after {\n    transform: translate(-50%, -50%) rotate(90deg);\n  }\n\n    .finder-reward-badge {\n    position: absolute;\n    top: -8px;\n    left: 12px;\n    z-index: 1;\n    display: inline-flex;\n    align-items: center;\n    gap: 2px;\n    box-sizing: border-box;\n    height: 24px;\n    padding: 0 10px 0 4px;\n    border: 1px solid #e6b40f;\n    border-radius: 12px 999px 999px 80px;\n    background: linear-gradient(148.12deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n  }\n\n  .finder-reward-badge .finder-reward-badge__card {\n    width: 44px;\n    height: 31px;\n    margin: -4px 0 -4px -10px;\n  }\n\n    .finder-reward-badge .finder-reward-badge__card text {\n    font: italic 900 10px 'Modern Era', Arial, Helvetica, sans-serif;\n  }\n\n    .finder-reward-badge__text {\n    text-box: trim-both cap alphabetic;\n    color: #092673;\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n\n  .finder-reward-criteria__text {\n    margin: 0;\n    color: #232320;\n    font-size: 14px;\n    line-height: 1.25;\n  }\n\n  .finder-reward-criteria__text strong {\n    font-weight: 700;\n  }\n\n    .finder-reward-criteria__tc,\n  .finder-reward-criteria__tc:visited {\n    color: inherit;\n    font-weight: inherit;\n    text-decoration: underline;\n    text-underline-position: auto;\n    white-space: nowrap;\n  }\n\n    @media (max-width: 600px) {\n        table.has-combined-column-header tr.mobile-two-columns td.comparison-table__feature.comparison-table__feature--offer-stacked,\n    table.has-combined-column-header tr.mobile-two-columns td.comparison-table__feature.comparison-table__feature--reward-criteria {\n      padding-left: 16px !important;\n      padding-right: 16px !important;\n    }\n  }\n\n  .finder-reward-stack,\n  .finder-reward-criteria {\n    text-align: left;\n  }\n<\/style><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukccf\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"6\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"6\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"28\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-user-filters data-table-filter-presets=\"1818ad60fdc61005ead89c152422effcb03f407ad5ebb08cd3053570c5cfb8ba\" data-table-record-type=\"product\" data-table-record-ids='[\"0e593d09-106b-40cd-a349-ddf7b16f5257\",\"665a6351-fe9c-4ce7-bce9-53d174c09f27\",\"fc845337-7caf-46db-9615-df17502d42e1\",\"01f4bad5-f734-4aab-be4b-baeebcf21ea7\",\"04701071-bdb8-4a32-bcf7-af8cf4e0c81a\",\"0fd8c193-b23a-4cad-92fe-96c4544c48b6\"]' data-total-data=\"6\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"28\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-rewards-campaign-names=\"finder|creditec|aug-2026~ukccf\" data-rewards-component=\"template-products\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-5\"><th data-mobile=\"hide\" data-ajax-table-sorter-column=\"UKCCF.PRODUCT.DATAPOINT_FINDER_SCORE_V2_M\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"finder_score\" data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Finder Score\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.RATES_AND_FEES.ACCOUNT_FEES\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"annual\/monthly_fees\">\n                                                        Annual\/monthly fees\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.CREDIT_LIMITS\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"initial_credit_limits\">\n                                                        Initial credit limits\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.ELIGIBILITY.MINIMUM_INCOME\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"minimum_income\">\n                                                        Minimum income\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.RATES_AND_FEES.APR\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"representative_apr\">\n                                                        Representative APR\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.UKCCF_NEW_INCENTIVE\" class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"incentive\">\n                                                        Incentive\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><\/tr><\/thead><tbody><tr data-product-id=\"0e593d09-106b-40cd-a349-ddf7b16f5257\" data-provider-id=\"0414c1a3-211a-439b-8659-77d8240f8a04\" data-product-name=\"118 118 Money Guaranteed Rate Card\" data-provider-name=\"118 118 Money\" data-rewards-campaign-name=\"finder|creditec|aug-2026~ukccf\" data-should-show-rewards=\"true\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row   rewards--element-container\"><td class=\"comparison-table__name combined-column-header  rewards-row f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/118-118-money-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png\" alt=\"118 118 Money Guaranteed Rate Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">7.4<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/118-118-money-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">118 118 Money Guaranteed Rate Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">7.4<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\u00a30\" data-column-index=\"2\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual\/monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.credit_limits\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Initial credit limits\">\n                        Min. limit \u00a3500, max. limit not specified.\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"8400\" data-column-index=\"4\" data-decorator=\"text,ukccf.value.ukccf_income\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum income\">\n                        \u00a38400\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"49\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        49%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom\" data-sortvalue=\"\" data-column-index=\"6\" data-decorator=\"text,ukccf.product.ukccf_new_incentive\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><div class=\"has-padding-top-xsmall\">Representative example: Representative 49% APR variable. Based on assumed borrowing of \u00a31,200. Rate of interest 49% p.a. (variable).<\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--reward-criteria sorter-false\" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper finder-reward-criteria\"><span class=\"finder-reward-badge\"><svg width=\"44\" height=\"31\" viewbox=\"0 0 44 31\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"rewards-pill__icon-svg finder-reward-badge__card\"><g clip-path=\"url(#pill_clip0_pill_compact_2103694693)\"><rect y=\"5.56738\" width=\"40\" height=\"25.2248\" rx=\"1.61564\" transform=\"rotate(-8 0 5.56738)\" fill=\"#2857FF\"><\/rect><path d=\"M20.897 2.22497C30.3741 0.893043 39.1368 7.49621 40.4687 16.9734C41.8007 26.4505 35.1975 35.2132 25.7203 36.5451C21.4981 37.1385 17.4196 36.1536 14.0749 34.0446C11.4411 36.9939 7.79204 39.0648 3.56982 39.6582C-5.90734 40.9901 -14.67 34.387 -16.002 24.9098L-18.4137 7.74972L20.897 2.22497ZM20.554 -0.215411L-21.1973 5.65234L-18.4426 25.2531C-18.2559 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13.3191C4.255 13.0754 4.26048 12.6609 4.53014 12.4345C7.42694 9.9904 10.9171 11.1402 13.2117 13.9687C16.0252 17.4366 16.9073 23.2252 15.2044 27.3622C12.8191 33.1498 7.14051 33.3627 3.71022 28.3484C2.12112 26.0231 1.43428 23.1939 1.36521 20.4004L1.36248 20.3983Z\" fill=\"#214BFE\"><\/path><text x=\"3\" y=\"28\" fill=\"white\" font-size=\"10\" font-weight=\"900\" font-style=\"italic\" font-family=\"'Modern Era', Arial, Helvetica, sans-serif\" transform=\"rotate(-8 0 5.56738)\">\u00a315<\/text><path d=\"M38.2863 2.95925C38.6706 3.24889 38.9446 3.68537 39.0169 4.19967C39.1614 5.228 38.4446 6.17923 37.4163 6.32375L29.2061 7.47761C28.1778 7.62213 27.2266 6.90533 27.082 5.877L26.8654 4.3354C26.8405 4.15812 26.964 3.99445 27.1413 3.96953L36.8925 2.59909C37.4066 2.52685 37.9014 2.66993 38.286 2.95928L38.2863 2.95925Z\" fill=\"#092673\"><\/path><path d=\"M36.8106 5.82367C37.8472 5.67799 38.5698 4.7191 38.4241 3.68252C38.3512 3.16409 38.0752 2.72396 37.6876 2.43213C37.3 2.14056 36.8011 1.99622 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fill=\"url(#pill_paint1_pill_compact_2103694693)\"><\/path><\/g><defs><lineargradient id=\"pill_paint0_pill_compact_2103694693\" x1=\"25.2019\" y1=\"2.56791\" x2=\"36.7429\" y2=\"9.19153\" gradientunits=\"userSpaceOnUse\"><stop offset=\"0.18\" stop-color=\"#FFD23B\"><\/stop><stop offset=\"0.24\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.29\" stop-color=\"#FEDA3D\"><\/stop><stop offset=\"0.36\" stop-color=\"#FEE053\"><\/stop><stop offset=\"0.45\" stop-color=\"#FEEA77\"><\/stop><stop offset=\"0.55\" stop-color=\"#FDF7A9\"><\/stop><stop offset=\"0.6\" stop-color=\"#FDFFC4\"><\/stop><stop offset=\"0.62\" stop-color=\"#FDF8AC\"><\/stop><stop offset=\"0.65\" stop-color=\"#FDEE88\"><\/stop><stop offset=\"0.68\" stop-color=\"#FEE669\"><\/stop><stop offset=\"0.71\" stop-color=\"#FEE052\"><\/stop><stop offset=\"0.75\" stop-color=\"#FEDB41\"><\/stop><stop offset=\"0.79\" stop-color=\"#FED838\"><\/stop><stop offset=\"0.84\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.9\" stop-color=\"#FFD23B\"><\/stop><\/lineargradient><radialgradient id=\"pill_paint1_pill_compact_2103694693\" cx=\"0\" cy=\"0\" r=\"1\" gradientunits=\"userSpaceOnUse\" gradienttransform=\"translate(40.4043 24.2693) rotate(-172.006) scale(4.25594 5.99724)\"><stop offset=\"0.4\" stop-color=\"#EDEEF8\"><\/stop><stop offset=\"0.45\" stop-color=\"#F5F2E1\"><\/stop><stop offset=\"0.5\" stop-color=\"#F9CBD3\"><\/stop><stop offset=\"0.6\" stop-color=\"#DCECF6\"><\/stop><stop offset=\"0.7\" stop-color=\"#CAC5FE\"><\/stop><stop offset=\"0.9\" stop-color=\"#CBE9F3\"><\/stop><stop offset=\"1\" stop-color=\"#F9E9D0\"><\/stop><\/radialgradient><clippath id=\"pill_clip0_pill_compact_2103694693\"><rect y=\"5.56738\" width=\"40\" height=\"25.2248\" rx=\"1.61564\" transform=\"rotate(-8 0 5.56738)\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg><span class=\"finder-reward-badge__text\">\u00a315 Reward<\/span><\/span><p class=\"finder-reward-criteria__text\"><strong>Finder Rewards: <\/strong>Get a \u00a315 bank transfer when you join Finder. <a class=\"finder-reward-criteria__tc\" href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-card-reward-terms-conditions\" target=\"_blank\" rel=\"noopener noreferrer\">T&amp;Cs apply<\/a>.<\/p><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":7.4,\"badges\":[],\"productId\":\"0e593d09-106b-40cd-a349-ddf7b16f5257\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/118118moneyguaranteedratecard-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22newcreditbuilder%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2268a129a0-856d-4e27-8577-452d7877aa47%22%2C%22category_name%22%3A%22CreditBuilderDefault%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793912882%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2224735%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%220e593d09-106b-40cd-a349-ddf7b16f5257%22%2C%22product_name%22%3A%22118%2B118%2BMoney%2BGuaranteed%2BRate%2BCard%22%2C%22finder_reward%22%3A%221%22%2C%22finder_reward_campaign_name%22%3A%22finder%257Ccreditec%257Caug-2026%257Eukccf%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium rewards--cta rewards--record-id-0e593d09-106b-40cd-a349-ddf7b16f5257 button--cta\" title=\"Go to 118 118 Money's site\">Check<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about 118 118 Money Guaranteed Rate Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":7.4,\"badges\":[],\"productId\":\"0e593d09-106b-40cd-a349-ddf7b16f5257\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-0e593d09-106b-40cd-a349-ddf7b16f5257\" value=\"0e593d09-106b-40cd-a349-ddf7b16f5257\" name=\"productID\" _productname=\" 7.4Great                            118 118 Money Guaranteed Rate Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":7.4,\"badges\":[],\"productId\":\"0e593d09-106b-40cd-a349-ddf7b16f5257\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-0e593d09-106b-40cd-a349-ddf7b16f5257\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"665a6351-fe9c-4ce7-bce9-53d174c09f27\" data-provider-id=\"e12184a9-4832-4cef-85c7-e3d5d05a4f97\" data-product-name=\"Barclaycard Forward Credit Card\" data-provider-name=\"Barclaycard\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/barclaycard\/barclaycard-forward-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6613ccf8de28c.png\" alt=\"Barclaycard Forward Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6613ccf8de28c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6613ccf8de28c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6613ccf8de28c.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6613ccf8de28c.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6613ccf8de28c.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/barclaycard\/barclaycard-forward-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Barclaycard Forward Credit Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\u00a30\" data-column-index=\"2\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual\/monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.credit_limits\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Initial credit limits\">\n                        Min. limit \u00a350, max. limit \u00a31,200.\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"0\" data-column-index=\"4\" data-decorator=\"text,ukccf.value.ukccf_income\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum income\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"33.9\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        33.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom\" data-sortvalue=\"\" data-column-index=\"6\" data-decorator=\"text,ukccf.product.ukccf_new_incentive\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg> Rate discounts: 3% interest rate reduction if you make all your repayments on time for the first year, and a further drop of up to 2% more if you continue to do so in the second year.<\/div><div class=\"has-padding-top-xsmall\">Representative example: Representative 33.9% APR variable. Based on assumed borrowing of \u00a31,200. Rate of interest 33.9% p.a. (variable).<\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":9.9,\"badges\":[],\"productId\":\"665a6351-fe9c-4ce7-bce9-53d174c09f27\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/barclaycardforward-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22newcreditbuilder%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2268a129a0-856d-4e27-8577-452d7877aa47%22%2C%22category_name%22%3A%22CreditBuilderDefault%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793912882%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2226083%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%22665a6351-fe9c-4ce7-bce9-53d174c09f27%22%2C%22product_name%22%3A%22Barclaycard%2BForward%2BCredit%2BCard%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Barclaycard's site\">Check<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Barclaycard Forward Credit Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.9,\"badges\":[],\"productId\":\"665a6351-fe9c-4ce7-bce9-53d174c09f27\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-665a6351-fe9c-4ce7-bce9-53d174c09f27\" value=\"665a6351-fe9c-4ce7-bce9-53d174c09f27\" name=\"productID\" _productname=\" 9.9Excellent                            Barclaycard Forward Credit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.9,\"badges\":[],\"productId\":\"665a6351-fe9c-4ce7-bce9-53d174c09f27\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-665a6351-fe9c-4ce7-bce9-53d174c09f27\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"fc845337-7caf-46db-9615-df17502d42e1\" data-provider-id=\"af50be4b-47a1-496b-a950-b249684d3310\" data-product-name=\"John Lewis Thrive Credit Card\" data-provider-name=\"John Lewis Finance\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/67c9e69311749.png\" alt=\"John Lewis Thrive Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67c9e69311749.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67c9e69311749.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67c9e69311749.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67c9e69311749.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67c9e69311749.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">Standard<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>John Lewis Thrive Credit Card<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">Standard<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual\/monthly fees\"><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.credit_limits\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Initial credit limits\">\n                        Min. limit not specified, max. limit not specified.\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.value.ukccf_income\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum income\">\n                        Not specified\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"34.9\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        34.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom\" data-sortvalue=\"\" data-column-index=\"6\" data-decorator=\"text,ukccf.product.ukccf_new_incentive\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><div class=\"has-padding-top-xsmall\">Representative example: When you spend \u00a31,200 at a purchase rate of 34.95% (variable) p.a., your representative rate is 34.9% APR (variable).<\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":6.5,\"badges\":[],\"productId\":\"fc845337-7caf-46db-9615-df17502d42e1\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/johnlewis-thrivecreditcard-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22newcreditbuilder%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2268a129a0-856d-4e27-8577-452d7877aa47%22%2C%22category_name%22%3A%22CreditBuilderDefault%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793912882%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2225963%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%22fc845337-7caf-46db-9615-df17502d42e1%22%2C%22product_name%22%3A%22John%2BLewis%2BThrive%2BCredit%2BCard%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to John Lewis Finance's site\">Check<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about John Lewis Thrive Credit Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":6.5,\"badges\":[],\"productId\":\"fc845337-7caf-46db-9615-df17502d42e1\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-fc845337-7caf-46db-9615-df17502d42e1\" value=\"fc845337-7caf-46db-9615-df17502d42e1\" name=\"productID\" _productname=\" 6.5Standard                            John Lewis Thrive Credit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":6.5,\"badges\":[],\"productId\":\"fc845337-7caf-46db-9615-df17502d42e1\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-fc845337-7caf-46db-9615-df17502d42e1\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"01f4bad5-f734-4aab-be4b-baeebcf21ea7\" data-provider-id=\"7a5e6eeb-08f1-48f9-9888-bad43b58296b\" data-product-name=\"Tymit Credit Card\" data-provider-name=\"Tymit\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/tymit-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5efde512483cb.png\" alt=\"Tymit Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5efde512483cb.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5efde512483cb.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5efde512483cb.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5efde512483cb.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5efde512483cb.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">Standard<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/tymit-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Tymit Credit Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">Standard<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\u00a30\" data-column-index=\"2\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual\/monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.credit_limits\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Initial credit limits\">\n                        Min. limit \u00a3500, max. limit \u00a315,000.\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.value.ukccf_income\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum income\">\n                        Not specified\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"29.9\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        29.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom\" data-sortvalue=\"\" data-column-index=\"6\" data-decorator=\"text,ukccf.product.ukccf_new_incentive\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><div class=\"has-padding-top-xsmall\">Representative Example: 29.9% (variable) based on a borrowing of \u00a31200 over 12 months with no annual fee.<\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><button id=\"cta-modal-01f4bad5-f734-4aab-be4b-baeebcf21ea7\" data-component-props='{\"finderScore\":6.8,\"badges\":[],\"productId\":\"01f4bad5-f734-4aab-be4b-baeebcf21ea7\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" data-custom-event-active=\"true\" class=\"luna-button luna-button--success luna-button--medium cta-modal-trigger-01f4bad5-f734-4aab-be4b-baeebcf21ea7\" title=\"Compare alternatives to Tymit Credit Card\" type=\"button\">Continue<\/button><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Tymit Credit Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":6.8,\"badges\":[],\"productId\":\"01f4bad5-f734-4aab-be4b-baeebcf21ea7\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-01f4bad5-f734-4aab-be4b-baeebcf21ea7\" value=\"01f4bad5-f734-4aab-be4b-baeebcf21ea7\" name=\"productID\" _productname=\" 6.8Standard                            Tymit Credit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":6.8,\"badges\":[],\"productId\":\"01f4bad5-f734-4aab-be4b-baeebcf21ea7\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-01f4bad5-f734-4aab-be4b-baeebcf21ea7\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"04701071-bdb8-4a32-bcf7-af8cf4e0c81a\" data-provider-id=\"d47676a0-373a-4c42-b5c6-8e418106db57\" data-product-name=\"Vanquis Bank Ltd Credit Builder Credit Card\" data-provider-name=\"Vanquis Bank\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/vanquis\/vanquis-visa-classic-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/660ea68860e98.png\" alt=\"Vanquis Bank Ltd Credit Builder Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/660ea68860e98.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/660ea68860e98.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/660ea68860e98.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/660ea68860e98.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/660ea68860e98.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">5.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">Standard<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/vanquis\/vanquis-visa-classic-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Vanquis Bank Ltd Credit Builder Credit Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">5.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">Standard<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\u00a30\" data-column-index=\"2\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual\/monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.credit_limits\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Initial credit limits\">\n                        Min. limit \u00a3250, max. limit \u00a32,500.\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.value.ukccf_income\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum income\">\n                        Not specified\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"37.9\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        37.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom\" data-sortvalue=\"\" data-column-index=\"6\" data-decorator=\"text,ukccf.product.ukccf_new_incentive\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><div class=\"has-padding-top-xsmall\">Representative example: Representative 37.9% APR variable. Based on assumed borrowing of \u00a31,000. Rate of interest 37.9% p.a. (variable).<\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><button id=\"cta-modal-04701071-bdb8-4a32-bcf7-af8cf4e0c81a\" data-component-props='{\"finderScore\":5.6,\"badges\":[],\"productId\":\"04701071-bdb8-4a32-bcf7-af8cf4e0c81a\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" data-custom-event-active=\"true\" class=\"luna-button luna-button--success luna-button--medium cta-modal-trigger-04701071-bdb8-4a32-bcf7-af8cf4e0c81a\" title=\"Compare alternatives to Vanquis Bank Ltd Credit Builder Credit Card\" type=\"button\">Continue<\/button><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Vanquis Bank Ltd Credit Builder Credit Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":5.6,\"badges\":[],\"productId\":\"04701071-bdb8-4a32-bcf7-af8cf4e0c81a\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-04701071-bdb8-4a32-bcf7-af8cf4e0c81a\" value=\"04701071-bdb8-4a32-bcf7-af8cf4e0c81a\" name=\"productID\" _productname=\" 5.6Standard                            Vanquis Bank Ltd Credit Builder Credit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":5.6,\"badges\":[],\"productId\":\"04701071-bdb8-4a32-bcf7-af8cf4e0c81a\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-04701071-bdb8-4a32-bcf7-af8cf4e0c81a\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"0fd8c193-b23a-4cad-92fe-96c4544c48b6\" data-provider-id=\"d7af258d-28f1-40c1-a325-8fc55dd2f5b4\" data-product-name=\"Yonder Credit Card (Free Membership)\" data-provider-name=\"Yonder\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/yonder-no-fee-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/668fccaa5b1e5.png\" alt=\"Yonder Credit Card (Free Membership) image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/668fccaa5b1e5.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/668fccaa5b1e5.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/668fccaa5b1e5.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/668fccaa5b1e5.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/668fccaa5b1e5.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/yonder-no-fee-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Yonder Credit Card (Free Membership)<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body awards-badge__body hasPopover\" rel=\"popover\" data-content=\"The Finder Awards recognise innovative products and services, as well as companies that provide outstanding service to their customers. Check out &lt;a href='\/uk\/finderawards' target='_blank'&gt;all the latest winners&lt;\/a&gt;.\" data-html=\"true\"><span class=\"badge-text\">Finder Award<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\u00a30\" data-column-index=\"2\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual\/monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.credit_limits\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Initial credit limits\">\n                        Min. limit \u00a3500, max. limit \u00a315,000.\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"25000\" data-column-index=\"4\" data-decorator=\"text,ukccf.value.ukccf_income\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum income\">\n                        \u00a325000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"31.6\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        31.6%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom\" data-sortvalue=\"\" data-column-index=\"6\" data-decorator=\"text,ukccf.product.ukccf_new_incentive\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg> Earn 1 point for every \u00a31 spent and up to 5 points per \u00a31 at partner locations and choose a dining, fitness or ticketed experiences in London, Manchester, Bristol or Bath. Travel experiences are available nationwide.<\/div><div class=\"has-padding-top-xsmall\">Representative example: Representative 31.6% APR variable. Based on assumed borrowing of \u00a31,200. Rate of interest 31.6% p.a. (variable).<\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><button id=\"cta-modal-0fd8c193-b23a-4cad-92fe-96c4544c48b6\" data-component-props='{\"finderScore\":8.5,\"badges\":[\"finder_awards\"],\"productId\":\"0fd8c193-b23a-4cad-92fe-96c4544c48b6\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" data-custom-event-active=\"true\" class=\"luna-button luna-button--success luna-button--medium cta-modal-trigger-0fd8c193-b23a-4cad-92fe-96c4544c48b6\" title=\"Compare alternatives to Yonder Credit Card (Free Membership)\" type=\"button\">Continue<\/button><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Yonder Credit Card (Free Membership)\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.5,\"badges\":[\"finder_awards\"],\"productId\":\"0fd8c193-b23a-4cad-92fe-96c4544c48b6\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-0fd8c193-b23a-4cad-92fe-96c4544c48b6\" value=\"0fd8c193-b23a-4cad-92fe-96c4544c48b6\" name=\"productID\" _productname=\" 8.5Great                            Yonder Credit Card (Free Membership)Finder Award            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.5,\"badges\":[\"finder_awards\"],\"productId\":\"0fd8c193-b23a-4cad-92fe-96c4544c48b6\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-0fd8c193-b23a-4cad-92fe-96c4544c48b6\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer \"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"6\">Load More<\/button><div class=\"js-show-more-data_count-68a129a0-856d-4e27-8577-452d7877aa47 comparison-table__dataCount\">Showing\n\t\t\t6\n\t\t\tof\n\t\t\t28\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKCCF\" data-rewards-component=\"compare-products\"><\/div><div class=\"product-modal\"><section class=\"luna-modal is-invisible\" aria-hidden=\"false\" role=\"dialog\" id=\"alternative-products-modal\" aria-labelledby=\"alternative-products-modal-heading\" aria-describedby=\"modal-content\" tabindex=\"-1\"><div class=\"luna-modal__content\"><button class=\"luna-modal__close\" type=\"button\" aria-label=\"Close modal\"><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#x\"><\/use><\/svg><\/button><div class=\"luna-modal__body\" id=\"modal-content\"><div class=\"luna-modal__wrapper\"><div class=\"modal-heading\" id=\"alternative-products-modal-heading\">Compare other products<\/div><div class=\"cta-modal__body\"><p class=\"cta-modal__intro-text cta-modal__intro-text--active-cta\" style=\"display: none;\">Looking for other options? Check out these similar products.<\/p><div class=\"cta-modal__cards-container\"><\/div><span class=\"cta-modal__popover table-popover\" rel=\"popover\" data-placement=\"top\" data-content=\"This list shows products with some similar features to the one you selected. It is not a recommendation or suggestion to purchase any product. Always check details and get independent advice to make sure any product suits your own needs before applying.\">How we picked these<\/span><\/div><\/div><\/div><\/div><\/section><\/div><div class=\"finder-score-methodology\"><h3 data-toc=\"false\" id=\"finder-score-methodology\">Finder Score for credit cards<\/h3>\n\n<p>To make comparing even easier we came up with the <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">Finder Score<\/a>. Costs, perks and suitability across 120+ cards are all weighted and scaled to produce a score out of 10. The higher the score the better the card \u2013 simple.<\/p>\n\n<a class=\"luna-button luna-button--primary has-margin-bottom\" href=\"https:\/\/www.finder.com\/uk\/credit-cards\/methodology-for-rating-credit-cards\">Read the full methodology<\/a><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<\/div><div id=\"tab8902\" class=\"tab-pane \"><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"UKCCF\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\n(function () {\n  const fsniche = \"ukccf\";\n  const getEventToListenTo = () => {\n    if (window.matchMedia('(any-hover:none)').matches) {\n      if (window.matchMedia('(max-width: 450px)').matches) {\n        return \"scroll\";\n      }\n    }\n    return \"DOMContentLoaded\";\n  };\n  const eventToWatch = getEventToListenTo();\n  const waitForLoadOnTheFly = (callback, maxAttempts = 50) => {\n    let attempts = 0;\n    const checkAndExecute = () => {\n      attempts++;\n      if (window.loadOnTheFly && window.loadOnTheFly.html) {\n        callback();\n      } else if (attempts < maxAttempts) {\n        setTimeout(checkAndExecute, 100);\n      } else {\n        console.error('loadOnTheFly.html not available after maximum attempts');\n      }\n    };\n    checkAndExecute();\n  };\n  \/\/ Two tables of the same niche output this script twice; load that niche's modal once.\n  window.finderScoreModalsRequested = window.finderScoreModalsRequested || {};\n  const loadFinderScoreModal = () => {\n    window.removeEventListener(eventToWatch, loadFinderScoreModal);\n    if (window.finderScoreModalsRequested[fsniche]) return;\n    window.finderScoreModalsRequested[fsniche] = true;\n    setTimeout(function () {\n      var partialId = \"\" || 'finder-score-' + fsniche + '-modal-optimized';\n      waitForLoadOnTheFly(() => {\n        window.loadOnTheFly.html('partial', { id: partialId }, function (response) {\n          document.getElementsByTagName(\"body\")[0].appendChild(response);\n          var modal = document.getElementById('finderScoreModal-' + fsniche);\n          var closeButton = modal.querySelector(\"#closeButton\");\n          closeButton.onclick = function () { modal.classList.add(\"elementHidden\"); };\n          var btnReadMethodology = modal.querySelector(\"#btnReadMethodology\");\n          btnReadMethodology.addEventListener(\"click\", function () { modal.classList.add(\"elementHidden\"); });\n          window.addEventListener(\"click\", function (event) {\n            if (event.target == modal) { modal.classList.add(\"elementHidden\"); }\n          });\n        });\n      });\n    }, 1000);\n  };\n  window.addEventListener(eventToWatch, loadFinderScoreModal);\n  window.showFinderScoreModal = window.showFinderScoreModal || function (niche) {\n    var attempts = 0;\n    var existCondition = setInterval(function () {\n      const modalLoaded = document.getElementById('finderScoreModal-' + niche);\n      if (modalLoaded) {\n        clearInterval(existCondition);\n        modalLoaded.classList.remove('elementHidden');\n      } else if (++attempts > 40) {\n        clearInterval(existCondition);\n      }\n    }, 500);\n  };\n})();\n<\/script>\n<div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"f5284f3d-be9f-4a4a-a560-b4798abe95ad\" data-template=\"comparison\" data-niche=\"UKCCF\" data-site=\"UKCCF\" data-auto-recalculate=\"true\" data-post-country=\"uk\" data-fieldset=\"newalt\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"148084\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKCCF\",\"fieldset\":\"newalt\",\"template\":\"comparison\",\"category_id\":\"f5284f3d-be9f-4a4a-a560-b4798abe95ad\",\"category_name\":\"student\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793912884}' data-disable-alternative-products=\"false\" data-post-redirect-alternative-products-enabled=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"3f6e7a4a-8226-4e6c-8df9-51bc77100dc3\" data-niche-default-path=\"\" data-experiment-flags=\"\"><script type=\"application\/json\" class=\"js-inline-alternative-products\">{\"request\":{\"template\":\"comparison\",\"site\":\"UKCCF\",\"origin\":\"straightforward-niche\",\"category\":\"f5284f3d-be9f-4a4a-a560-b4798abe95ad\",\"fieldset\":\"newalt\",\"post_id\":\"148084\",\"show_user_ratings\":\"false\",\"ratings_type\":\"\",\"ratings_label\":\"\",\"ratings_minimum_threshold\":\"\",\"enable_desktop_mobile_columns\":\"false\",\"coa_enabled\":\"false\",\"coa_enabled_always\":\"false\",\"offset\":\"0\",\"page_size\":\"3\",\"featuredProductId\":\"\",\"mobile_data_layout\":\"grid\",\"full_table\":\"false\",\"disable_alternative_products\":\"false\",\"force_enable_alternative_products\":\"false\",\"sponsored_field_code\":\"DERIVED.AD_RANK\",\"sponsored_max_per_provider\":\"1\",\"override_table_position_configuration\":\"false\",\"includeFullMarket\":\"false\",\"include_inactive\":\"false\",\"remove_coa\":\"true\",\"body_only\":\"true\",\"niche\":\"UKCCF\",\"sponsored_placements\":\"0\"},\"response\":{\"tableId\":\"5a8d2d25b5234d45842a2bff723e5f6089ec95c9291b40d29a60cccfe851431d\",\"tableRequest\":{\"filter\":null,\"filterObject\":{},\"sponsored\":null,\"sortConfigurations\":[]},\"tableRecordType\":\"product\",\"tableRecordIds\":[\"0622d603-8694-43c4-a098-9d7a777845bf\",\"0b5df7cf-0c60-4db4-9957-1ef14c2c6045\",\"0e593d09-106b-40cd-a349-ddf7b16f5257\"],\"html\":\"\\u003Ctr data-product-id=\\\"0622d603-8694-43c4-a098-9d7a777845bf\\\" data-provider-id=\\\"7f6f8fc7-d0cc-4af5-bc01-ce3cbae8c6b7\\\" data-product-name=\\\"Virgin Money Balance Transfer Credit Card (36 Mths)\\\" data-provider-name=\\\"Virgin Money\\\" class=\\\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \\\"\\u003E\\n        \\u003Ctd class=\\\"comparison-table__name combined-column-header   f1-clarity-header\\\"\\u003E\\n                                                          \\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/virgin-money\\\" data-component-id=\\\"1003\\\" data-component-version=\\\"1\\\"\\u003E\\u003Cimg border=\\\"0\\\" src=\\\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\\\" data-src=\\\"https:\/\/www.finder.com\/niche-builder\/6862bc97cd1c3.png\\\" alt=\\\"Virgin Money Balance Transfer Credit Card (36 Mths) image\\\" class=\\\"lazysizes\\\" srcset=\\\"https:\/\/www.finder.com\/niche-builder\/6862bc97cd1c3.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6862bc97cd1c3.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6862bc97cd1c3.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6862bc97cd1c3.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6862bc97cd1c3.png?fit=1200 1200w\\\" sizes=\\\"(max-width: 1200px) 100vw, 1200px\\\" loading=\\\"lazy\\\"\\u003E\\u003C\/a\\u003E\\u003Cdiv class=\\\"finder-score-container\\\"\\u003E\\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003ENot yet rated\\u003C\/div\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/virgin-money\\\" target=\\\"_blank\\\" data-component-id=\\\"1014\\\" data-component-version=\\\"1\\\"\\u003EVirgin Money Balance Transfer Credit Card (36 Mths)\\u003C\/a\\u003E\\u003C\/span\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                            first-row\\n                                                                                                                        default-sort-descending\\\" data-mobile=\\\"hide\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"1\\\" data-decorator=\\\"text,ukccf.product.datapoint_finder_score_v2_m\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Finder Score\\\"\\u003E\\n                        \\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003ENot yet rated\\u003C\/div\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                                                                                                                                                                                                    default-sort-descending\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"2\\\" data-decorator=\\\"text,ukccf.product.purchases\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Purchases\\\"\\u003E\\n                        0% for 3 months\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                                                                                                                                                                                                                        \\\" data-sortvalue=\\\"&pound;0\\\" data-column-index=\\\"3\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Annual\/monthly fees\\\"\\u003E\\n                        &pound;0\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                                                                                                                                          bottom-order-4\\n                                                                                \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"4\\\" data-decorator=\\\"text,ukccf.product.credit_limits\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Initial credit limits\\\"\\u003E\\n                        Min. limit not specified, max. limit not specified.\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        span-last-row\\n                                                                                                                        rounded-bottom-left\\n                                                            rounded-bottom-right\\n                                                                                                                                                                            span-2\\n                                                                                                                                                                            \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"5\\\" data-decorator=\\\"text,ukccf.product.representative_apr\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Representative APR\\\"\\u003E\\n                        24.9% APR (variable)\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                                                                                \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\\\" data-sortvalue=\\\":24.9%.&pound;1,200.24.9%...\\\" data-column-index=\\\"7\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Representative example\\\"\\u003E\\n                        Representative example: Representative 24.9% APR variable. Based on assumed borrowing of &pound;1,200. Rate of interest 24.9% p.a. (variable).\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                              \\n        \\n\\n        \\n                  \\n                \\n                \\n                                      \\n          \\n          \\n          \\u003Ctd class=\\\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\\\"\\u003E\\n            \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n                                              \\u003Cbutton type=\\\"button\\\" class=\\\"js-comparison-table__save-button comparison-table__save-button\\\" aria-label=\\\"Save\\\" aria-pressed=\\\"false\\\" title=\\\"Save\\\"\\u003E\\u003C\/button\\u003E\\n                            \\u003Cstyle\\u003E.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table__cta { order: 2; } .comparison-table__feature--longtext { order: 3; } .comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}\\u003C\/style\\u003E    \\u003Ca href=\\\"#\\\" class=\\\"comparison-table__more-button\\\" title=\\\"Read more about this card\\\"\\u003E    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E    \\u003Cspan\\u003EMore info\\u003C\/span\\u003E  \\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000011-0622d603-8694-43c4-a098-9d7a777845bf\\\" value=\\\"0622d603-8694-43c4-a098-9d7a777845bf\\\" name=\\\"productID\\\" _productname=\\\"Not yet rated                            Virgin Money Balance Transfer Credit Card (36 Mths)            \\\" _productimg=\\\"\/product\/\\\" data-custom-event-active=\\\"true\\\" data-component-id=\\\"1004\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":0,\\\"badges\\\":[],\\\"productId\\\":\\\"0622d603-8694-43c4-a098-9d7a777845bf\\\"}'\\u003E\\n        \\u003Clabel class=\\\"luna-label\\\" for=\\\"compare-product-0000000011-0622d603-8694-43c4-a098-9d7a777845bf\\\"\\u003ECompare\\u003C\/label\\u003E\\n    \\u003C\/fieldset\\u003E\\n\\u003C\/div\\u003E\\n\\n                                          \\u003C\/div\\u003E\\n          \\u003C\/td\\u003E\\n        \\n        \\n                  \\u003Ctd class=\\\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\\\" aria-hidden=\\\"true\\\"\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__overlay\\\"\\u003E\\u003C\/div\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__content\\\"\\u003E\\n    \\n    \\u003Cdiv class=\\\"sidepeek-modal-slider__close-wrapper\\\"\\u003E\\n      \\u003Cbutton type=\\\"button\\\" class=\\\"sidepeek-modal-slider__close js-expander-trigger\\\" aria-label=\\\"Close modal\\\"\\u003E\\n          \\u003Csvg class=\\\"luna-icon sidepeek-modal-slider__close-icon\\\"\\u003E\\n            \\u003Cuse href=\\\"#x\\\"\\u003E\\u003C\/use\\u003E\\n          \\u003C\/svg\\u003E\\n      \\u003C\/button\\u003E\\n    \\u003C\/div\\u003E\\n\\n    \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n      \\n      \\u003Cdiv class=\\\"comparison-table__expander--fetching center-over\\\"\\u003E\\n        \\u003Cdiv class=\\\"relativeloading-pulse__box loading-pulse__box-notext\\\"\\u003E\\n          \\u003Cspan class=\\\"loading-pulse loading-pulse--medium loading-pulse--primary\\\"\\u003Eloading\\u003C\/span\\u003E\\n        \\u003C\/div\\u003E\\n      \\u003C\/div\\u003E\\n\\n    \\u003C\/div\\u003E\\n  \\u003C\/div\\u003E\\n\\u003C\/td\\u003E \\n        \\n        \\n              \\u003C\/tr\\u003E\\n\\n                                                                                                                                                    \\n                        \\n                  \\n      \\n      \\u003Ctr data-product-id=\\\"0b5df7cf-0c60-4db4-9957-1ef14c2c6045\\\" data-provider-id=\\\"1c5a1945-b6f1-4a59-a64c-6e01aef9dc29\\\" data-product-name=\\\"TSB Advance Credit Card\\\" data-provider-name=\\\"TSB\\\" class=\\\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \\\"\\u003E\\n        \\u003Ctd class=\\\"comparison-table__name combined-column-header   f1-clarity-header\\\"\\u003E\\n                                                          \\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/tsb\/tsb-advance-mastercard\\\" data-component-id=\\\"1003\\\" data-component-version=\\\"1\\\"\\u003E\\u003Cimg border=\\\"0\\\" src=\\\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\\\" data-src=\\\"https:\/\/www.finder.com\/niche-builder\/69dd28054ca90.png\\\" alt=\\\"TSB Advance Credit Card image\\\" class=\\\"lazysizes\\\" srcset=\\\"https:\/\/www.finder.com\/niche-builder\/69dd28054ca90.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/69dd28054ca90.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/69dd28054ca90.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/69dd28054ca90.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/69dd28054ca90.png?fit=1200 1200w\\\" sizes=\\\"(max-width: 1200px) 100vw, 1200px\\\" loading=\\\"lazy\\\"\\u003E\\u003C\/a\\u003E\\u003Cdiv class=\\\"finder-score-container\\\"\\u003E\\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukccf')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--standard\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E5.3\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--standard\\\"\\u003EStandard\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/tsb\/tsb-advance-mastercard\\\" target=\\\"_blank\\\" data-component-id=\\\"1014\\\" data-component-version=\\\"1\\\"\\u003ETSB Advance Credit Card\\u003C\/a\\u003E\\u003C\/span\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                            first-row\\n                                                                                                                        default-sort-descending\\\" data-mobile=\\\"hide\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"1\\\" data-decorator=\\\"text,ukccf.product.datapoint_finder_score_v2_m\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Finder Score\\\"\\u003E\\n                        \\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukccf')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--standard\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E5.3\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--standard\\\"\\u003EStandard\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                                                                                                                                                                                                    default-sort-descending\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"2\\\" data-decorator=\\\"text,ukccf.product.purchases\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Purchases\\\"\\u003E\\n                        0% for 3 months\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                                                                                                                                                                                                                        \\\" data-sortvalue=\\\"&pound;0\\\" data-column-index=\\\"3\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Annual\/monthly fees\\\"\\u003E\\n                        &pound;0\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                                                                                                                                          bottom-order-4\\n                                                                                \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"4\\\" data-decorator=\\\"text,ukccf.product.credit_limits\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Initial credit limits\\\"\\u003E\\n                        Min. limit &pound;500, max. limit not specified.\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        span-last-row\\n                                                                                                                        rounded-bottom-left\\n                                                            rounded-bottom-right\\n                                                                                                                                                                            span-2\\n                                                                                                                                                                            \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"5\\\" data-decorator=\\\"text,ukccf.product.representative_apr\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Representative APR\\\"\\u003E\\n                        12.9% APR (variable)\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                                                                                \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\\\" data-sortvalue=\\\":12.9%.&pound;1,200.12.95%...\\\" data-column-index=\\\"7\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Representative example\\\"\\u003E\\n                        Representative example: Representative 12.9% APR variable. Based on assumed borrowing of &pound;1,200. Rate of interest 12.95% p.a. (variable).\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                              \\n        \\n\\n        \\n                  \\n                \\n                \\n                                      \\n          \\n          \\n          \\u003Ctd class=\\\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\\\"\\u003E\\n            \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n                                              \\u003Cbutton type=\\\"button\\\" class=\\\"js-comparison-table__save-button comparison-table__save-button\\\" aria-label=\\\"Save\\\" aria-pressed=\\\"false\\\" title=\\\"Save\\\"\\u003E\\u003C\/button\\u003E\\n                            \\u003Cstyle\\u003E.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table__cta { order: 2; } .comparison-table__feature--longtext { order: 3; } .comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}\\u003C\/style\\u003E    \\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/tsb\/tsb-advance-mastercard\\\" class=\\\"comparison-table__more-button\\\" title=\\\"Read more about this card\\\"\\u003E    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E    \\u003Cspan\\u003EMore info\\u003C\/span\\u003E  \\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000011-0b5df7cf-0c60-4db4-9957-1ef14c2c6045\\\" value=\\\"0b5df7cf-0c60-4db4-9957-1ef14c2c6045\\\" name=\\\"productID\\\" _productname=\\\" 5.3Standard                            TSB Advance Credit Card            \\\" _productimg=\\\"\/product\/\\\" data-custom-event-active=\\\"true\\\" data-component-id=\\\"1004\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":5.3,\\\"badges\\\":[],\\\"productId\\\":\\\"0b5df7cf-0c60-4db4-9957-1ef14c2c6045\\\"}'\\u003E\\n        \\u003Clabel class=\\\"luna-label\\\" for=\\\"compare-product-0000000011-0b5df7cf-0c60-4db4-9957-1ef14c2c6045\\\"\\u003ECompare\\u003C\/label\\u003E\\n    \\u003C\/fieldset\\u003E\\n\\u003C\/div\\u003E\\n\\n                                          \\u003C\/div\\u003E\\n          \\u003C\/td\\u003E\\n        \\n        \\n                  \\u003Ctd class=\\\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\\\" aria-hidden=\\\"true\\\"\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__overlay\\\"\\u003E\\u003C\/div\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__content\\\"\\u003E\\n    \\n    \\u003Cdiv class=\\\"sidepeek-modal-slider__close-wrapper\\\"\\u003E\\n      \\u003Cbutton type=\\\"button\\\" class=\\\"sidepeek-modal-slider__close js-expander-trigger\\\" aria-label=\\\"Close modal\\\"\\u003E\\n          \\u003Csvg class=\\\"luna-icon sidepeek-modal-slider__close-icon\\\"\\u003E\\n            \\u003Cuse href=\\\"#x\\\"\\u003E\\u003C\/use\\u003E\\n          \\u003C\/svg\\u003E\\n      \\u003C\/button\\u003E\\n    \\u003C\/div\\u003E\\n\\n    \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n      \\n      \\u003Cdiv class=\\\"comparison-table__expander--fetching center-over\\\"\\u003E\\n        \\u003Cdiv class=\\\"relativeloading-pulse__box loading-pulse__box-notext\\\"\\u003E\\n          \\u003Cspan class=\\\"loading-pulse loading-pulse--medium loading-pulse--primary\\\"\\u003Eloading\\u003C\/span\\u003E\\n        \\u003C\/div\\u003E\\n      \\u003C\/div\\u003E\\n\\n    \\u003C\/div\\u003E\\n  \\u003C\/div\\u003E\\n\\u003C\/td\\u003E \\n        \\n        \\n              \\u003C\/tr\\u003E\\n\\n                                                                                                                                                    \\n                        \\n                  \\n      \\n      \\u003Ctr data-product-id=\\\"0e593d09-106b-40cd-a349-ddf7b16f5257\\\" data-provider-id=\\\"0414c1a3-211a-439b-8659-77d8240f8a04\\\" data-product-name=\\\"118 118 Money Guaranteed Rate Card\\\" data-provider-name=\\\"118 118 Money\\\" data-rewards-campaign-name=\\\"finder|creditec|aug-2026~ukccf\\\" class=\\\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \\\"\\u003E\\n        \\u003Ctd class=\\\"comparison-table__name combined-column-header   f1-clarity-header\\\"\\u003E\\n                                                          \\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/118-118-money-card\\\" data-component-id=\\\"1003\\\" data-component-version=\\\"1\\\"\\u003E\\u003Cimg border=\\\"0\\\" src=\\\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\\\" data-src=\\\"https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png\\\" alt=\\\"118 118 Money Guaranteed Rate Card image\\\" class=\\\"lazysizes\\\" srcset=\\\"https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=1200 1200w\\\" sizes=\\\"(max-width: 1200px) 100vw, 1200px\\\" loading=\\\"lazy\\\"\\u003E\\u003C\/a\\u003E\\u003Cdiv class=\\\"finder-score-container\\\"\\u003E\\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukccf')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--great\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E7.4\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--great\\\"\\u003EGreat\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/118-118-money-card\\\" target=\\\"_blank\\\" data-component-id=\\\"1014\\\" data-component-version=\\\"1\\\"\\u003E118 118 Money Guaranteed Rate Card\\u003C\/a\\u003E\\u003C\/span\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                            first-row\\n                                                                                                                        default-sort-descending\\\" data-mobile=\\\"hide\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"1\\\" data-decorator=\\\"text,ukccf.product.datapoint_finder_score_v2_m\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Finder Score\\\"\\u003E\\n                        \\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('ukccf')\\\"\\u003E \\u003Cspan class=\\\"score__badge score__badge--great\\\"\\u003E\\u003Cspan class=\\\"score__value\\\"\\u003E7.4\\u003C\/span\\u003E\\u003C\/span\\u003E\\u003Cspan class=\\\"score__text-wrapper score__text score__text--great\\\"\\u003EGreat\\u003C\/span\\u003E\\u003C\/a\\u003E\\u003C\/div\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                                                                                                                                                                                                    default-sort-descending\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"2\\\" data-decorator=\\\"text,ukccf.product.purchases\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Purchases\\\"\\u003E\\n                        49%\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                                                                                                                                                                                                                        \\\" data-sortvalue=\\\"&pound;0\\\" data-column-index=\\\"3\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Annual\/monthly fees\\\"\\u003E\\n                        &pound;0\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                                                                                                                                          bottom-order-4\\n                                                                                \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"4\\\" data-decorator=\\\"text,ukccf.product.credit_limits\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Initial credit limits\\\"\\u003E\\n                        Min. limit &pound;500, max. limit not specified.\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        span-last-row\\n                                                                                                                        rounded-bottom-left\\n                                                            rounded-bottom-right\\n                                                                                                                                                                            span-2\\n                                                                                                                                                                            \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"5\\\" data-decorator=\\\"text,ukccf.product.representative_apr\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Representative APR\\\"\\u003E\\n                        49% APR (variable)\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                                                                                \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\\\" data-sortvalue=\\\":49%.&pound;1,200.49%...\\\" data-column-index=\\\"7\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Representative example\\\"\\u003E\\n                        Representative example: Representative 49% APR variable. Based on assumed borrowing of &pound;1,200. Rate of interest 49% p.a. (variable).\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                              \\n        \\n\\n        \\n                  \\n                \\n                \\n                                      \\n          \\n          \\n          \\u003Ctd class=\\\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\\\"\\u003E\\n            \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n                                              \\u003Cbutton type=\\\"button\\\" class=\\\"js-comparison-table__save-button comparison-table__save-button\\\" aria-label=\\\"Save\\\" aria-pressed=\\\"false\\\" title=\\\"Save\\\"\\u003E\\u003C\/button\\u003E\\n                            \\u003Cstyle\\u003E.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table__cta { order: 2; } .comparison-table__feature--longtext { order: 3; } .comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}\\u003C\/style\\u003E        \\u003Ca href=\\\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/118118moneyguaranteedratecard-uk-secure.html?nb=1&amp;src_country=uk&amp;silent=1&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22template%22%3A%22comparison%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22newalt%22%2C%22category_id%22%3A%223f6e7a4a-8226-4e6c-8df9-51bc77100dc3%22%2C%22category_name%22%3A%22allactive%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793912885%22%2C%22position%22%3A%221%22%2C%22product_name%22%3A%22118%2B118%2BMoney%2BGuaranteed%2BRate%2BCard%22%2C%22product_id%22%3A%220e593d09-106b-40cd-a349-ddf7b16f5257%22%2C%22offer_id%22%3A%2224735%22%2C%22finder_reward%22%3A%221%22%2C%22finder_reward_campaign_name%22%3A%22finder%257Ccreditec%257Caug-2026%257Eukccf%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\\\" class=\\\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\\\" title=\\\"Check eligibility\\\"\\u003E        Check eligibility      \\u003C\/a\\u003E    \\u003Ca href=\\\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/118-118-money-card\\\" class=\\\"comparison-table__more-button\\\" title=\\\"Read more about this card\\\"\\u003E    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E    \\u003Cspan\\u003EMore info\\u003C\/span\\u003E  \\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000011-0e593d09-106b-40cd-a349-ddf7b16f5257\\\" value=\\\"0e593d09-106b-40cd-a349-ddf7b16f5257\\\" name=\\\"productID\\\" _productname=\\\" 7.4Great                            118 118 Money Guaranteed Rate Card            \\\" _productimg=\\\"\/product\/\\\" data-custom-event-active=\\\"true\\\" data-component-id=\\\"1004\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":7.4,\\\"badges\\\":[],\\\"productId\\\":\\\"0e593d09-106b-40cd-a349-ddf7b16f5257\\\"}'\\u003E\\n        \\u003Clabel class=\\\"luna-label\\\" for=\\\"compare-product-0000000011-0e593d09-106b-40cd-a349-ddf7b16f5257\\\"\\u003ECompare\\u003C\/label\\u003E\\n    \\u003C\/fieldset\\u003E\\n\\u003C\/div\\u003E\\n\\n                                          \\u003C\/div\\u003E\\n          \\u003C\/td\\u003E\\n        \\n        \\n                  \\u003Ctd class=\\\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\\\" aria-hidden=\\\"true\\\"\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__overlay\\\"\\u003E\\u003C\/div\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__content\\\"\\u003E\\n    \\n    \\u003Cdiv class=\\\"sidepeek-modal-slider__close-wrapper\\\"\\u003E\\n      \\u003Cbutton type=\\\"button\\\" class=\\\"sidepeek-modal-slider__close js-expander-trigger\\\" aria-label=\\\"Close modal\\\"\\u003E\\n          \\u003Csvg class=\\\"luna-icon sidepeek-modal-slider__close-icon\\\"\\u003E\\n            \\u003Cuse href=\\\"#x\\\"\\u003E\\u003C\/use\\u003E\\n          \\u003C\/svg\\u003E\\n      \\u003C\/button\\u003E\\n    \\u003C\/div\\u003E\\n\\n    \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n      \\n      \\u003Cdiv class=\\\"comparison-table__expander--fetching center-over\\\"\\u003E\\n        \\u003Cdiv class=\\\"relativeloading-pulse__box loading-pulse__box-notext\\\"\\u003E\\n          \\u003Cspan class=\\\"loading-pulse loading-pulse--medium loading-pulse--primary\\\"\\u003Eloading\\u003C\/span\\u003E\\n        \\u003C\/div\\u003E\\n      \\u003C\/div\\u003E\\n\\n    \\u003C\/div\\u003E\\n  \\u003C\/div\\u003E\\n\\u003C\/td\\u003E \\n        \\n        \\n              \\u003C\/tr\\u003E\",\"rewardsParams\":{\"rewardsConfigs\":{\"finder|creditec|aug-2026~ukccf\":{\"startDate\":\"2026-08-23T23:00:00.000Z\",\"endDate\":null,\"showVisaLogo\":false,\"countryCode\":\"UK\",\"isAlwaysOn\":true,\"isTieredReward\":false,\"rewardCopy\":\"Get a &pound;15 bank transfer when you join Finder.\",\"hasEligibilityCriteria\":false,\"offerStacking\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"bannerConfig\":{\"badgeText\":\"CREDIT CARD REWARD\",\"title\":\"Get &pound;15 with a new credit card\",\"titleHighlight\":\"&pound;15\",\"copyText\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a &pound;15 reward from Finder. \",\"termsText\":\"T&Cs apply\",\"ctaText\":\"Go to site\",\"nicheText\":\"CREDIT CARDS\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"308bee85-a334-4500-92bc-846c1b27c6cb\"},\"logoUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/08\/creditcards_600_450.png\",\"nicheCode\":\"UKCCF\",\"value\":\"15\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-card-reward-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":null,\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":false,\"title\":\"Get &pound;15 from Finder\",\"subtitleText\":\"\",\"items\":[],\"heading\":\"Get your &pound;15 reward\",\"membersHeading\":\"\",\"text\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a &pound;15 reward from Finder. \",\"membersText\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a &pound;15 reward from Finder. \",\"emailCaption\":\"\",\"badgeText\":\"\\u003Creward_value\\u003E REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within \\u003Cfulfillment_days\\u003E days of signup or purchase.\",\"legalText\":\"By submitting your details you agree to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"YES PLEASE\",\"abortText\":\"NO THANKS\",\"copyText\":\"\",\"termsText\":\"T&Cs apply\",\"logoUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2026\/08\/creditcards_600_450.png\",\"nicheCode\":\"UKCCF\",\"value\":\"15\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-card-reward-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":null,\"partnerRewardValue\":null}}},\"rewardsCampaignNames\":\"finder|creditec|aug-2026~ukccf\"},\"loyaltyRewardsParams\":{\"campaignName\":null,\"flow\":null,\"showBanner\":false,\"isLoggedIn\":null},\"noResultsIntroText\":\"\",\"topPicksHtml\":\"\",\"totalProductCount\":210,\"pageSize\":3,\"productCount\":75,\"nextOffset\":3,\"prevOffset\":0},\"infobox\":[{\"request\":{\"site\":\"UKCCF\",\"origin\":\"straightforward-niche\",\"recordType\":\"product\",\"id\":\"0622d603-8694-43c4-a098-9d7a777845bf,0b5df7cf-0c60-4db4-9957-1ef14c2c6045,0e593d09-106b-40cd-a349-ddf7b16f5257\",\"fieldset\":\"alternative_products\"},\"response\":[]},{\"request\":{\"site\":\"UKCCF\",\"origin\":\"straightforward-niche\",\"recordType\":\"product\",\"id\":\"0622d603-8694-43c4-a098-9d7a777845bf,0b5df7cf-0c60-4db4-9957-1ef14c2c6045,0e593d09-106b-40cd-a349-ddf7b16f5257\",\"fieldset\":\"compareInfobox\"},\"response\":[{\"title\":\"Network\",\"values\":[\"Mastercard\",\"Mastercard\",\"Mastercard\"]},{\"title\":\"Issuer\",\"values\":[\"Nationwide Building Society\",\"TSB Bank plc\",\"Madison CF UK Limited\"]},{\"title\":\"Availability\",\"values\":[\"\",\"\",\"Available to new customers\"]},{\"title\":\"Annual\/monthly fees\",\"values\":[\"&pound;0\",\"&pound;0\",\"&pound;0\"]},{\"title\":\"Representative APR\",\"values\":[\"24.9% APR (variable)\",\"12.9% APR (variable)\",\"49% APR (variable)\"]},{\"title\":\"Purchases\",\"values\":[\"0% for 3 months\",\"0% for 3 months\",\"49%\"]},{\"title\":\"Balance transfers\",\"values\":[\"0% for 36 months\\u003Cbr \/\\u003E(3.1% fee) \\u003Cspan class=\\\"table-popover\\\" rel=\\\"popover\\\" data-content=\\\"Transfers must be made within the first 60 days from account opening.\\\" title=\\\"More info\\\" data-original-title=\\\"\\\" tab-index=\\\"0\\\"\\u003E\\u003C\/span\\u003E\",\"0% for 3 months\\u003Cbr \/\\u003E(0% fee) \\u003Cspan class=\\\"table-popover\\\" rel=\\\"popover\\\" data-content=\\\"Transfers must be made within the first 90 days from account opening.\\\" title=\\\"More info\\\" data-original-title=\\\"\\\" tab-index=\\\"0\\\"\\u003E\\u003C\/span\\u003E\",\"49%\"]},{\"title\":\"Balance transfer fee\",\"values\":[\"3.1%\",\"0%\",\"\"]},{\"title\":\"Cash advances\",\"values\":[\"29.9%\",\"19.95%\",\"49%\"]},{\"title\":\"Cash advance fee\",\"values\":[\"5%\",\"3% (min. &pound;3)\",\"0%\"]},{\"title\":\"Foreign usage charge (EU)\",\"values\":[\"\",\"\",\"0%\"]},{\"title\":\"Foreign usage charge\",\"values\":[\"2.99%\",\"2.95%\",\"0%\"]},{\"title\":\"Incentive\",\"values\":[\"\",\"\",\"\"]},{\"title\":\"Representative example\",\"values\":[\"Representative example: Representative 24.9% APR variable. Based on assumed borrowing of &pound;1,200. Rate of interest 24.9% p.a. (variable).\",\"Representative example: Representative 12.9% APR variable. Based on assumed borrowing of &pound;1,200. Rate of interest 12.95% p.a. (variable).\",\"Representative example: Representative 49% APR variable. Based on assumed borrowing of &pound;1,200. Rate of interest 49% p.a. (variable).\"]}]}]}<\/script><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"mobileSort__root\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-f5284f3d-be9f-4a4a-a560-b4798abe95ad\">4 of 4 results<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated daily<\/span><\/a><\/span><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-mobile-compare=\"true\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKCCF\" data-site=\"UKCCF\" data-table-id=\"1002\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKCCF\",\"fieldset\":\"newalt\",\"template\":\"comparison\",\"category_id\":\"f5284f3d-be9f-4a4a-a560-b4798abe95ad\",\"category_name\":\"student\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793912884}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000005\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukccf\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"6\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"4\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"23eb6547676730aa3417ac974382208783df296b2b281150bffe80385b09c333\" data-table-record-type=\"product\" data-table-record-ids='[\"8787f704-1b13-4e94-a698-395ca4e8e5af\",\"f858036f-7676-4864-a5d5-cfd322236b8c\",\"d7597757-def9-45e6-9be0-5a2f94206fe2\",\"396fdfe2-9be6-4374-90c1-eb8b85931bdb\"]' data-total-data=\"4\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"4\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-5\"><th data-mobile=\"hide\" data-ajax-table-sorter-column=\"UKCCF.PRODUCT.DATAPOINT_FINDER_SCORE_V2_M\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"finder_score\" data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Finder Score\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.PURCHASES\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"purchases\" data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Purchases\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.RATES_AND_FEES.ACCOUNT_FEES\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"annual\/monthly_fees\">\n                                                        Annual\/monthly fees\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.CREDIT_LIMITS\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"initial_credit_limits\">\n                                                        Initial credit limits\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.REPRESENTATIVE_APR\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"representative_apr\">\n                                                        Representative APR\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.UKCCFINCENTIVE\" class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"incentive\">\n                                                        Incentive\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th class=\"comparison-table__feature comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"representative_example\">\n                                                        Representative example\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><\/tr><\/thead><tbody><tr data-product-id=\"8787f704-1b13-4e94-a698-395ca4e8e5af\" data-provider-id=\"a89dd5d0-5e35-4e75-8566-c454817fa04e\" data-product-name=\"AIB (NI) Student Credit Card\" data-provider-name=\"AIB (NI)\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/first-trust-bank\/first-trust-bank-student-mastercard\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6862d0db2e565.png\" alt=\"AIB (NI) Student Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6862d0db2e565.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6862d0db2e565.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6862d0db2e565.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6862d0db2e565.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6862d0db2e565.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.3<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/first-trust-bank\/first-trust-bank-student-mastercard\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">AIB (NI) Student Credit Card<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Existing Customers Only<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.3<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    default-sort-descending\" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.purchases\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        12.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\u00a30\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual\/monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.credit_limits\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Initial credit limits\">\n                        Min. limit \u00a3300, max. limit not specified.\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukccf.product.representative_apr\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        12.9% APR (variable)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":12.9%.\u00a31,200.12.9%...\" data-column-index=\"7\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: Representative 12.9% APR variable. Based on assumed borrowing of \u00a31,200. Rate of interest 12.9% p.a. (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table__cta { order: 2; } .comparison-table__feature--longtext { order: 3; } .comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}<\/style><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/first-trust-bank\/first-trust-bank-student-mastercard\" class=\"comparison-table__more-button\" title=\"Read more about this card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000007-8787f704-1b13-4e94-a698-395ca4e8e5af\" value=\"8787f704-1b13-4e94-a698-395ca4e8e5af\" name=\"productID\" _productname=\" 8.3Great                            AIB (NI) Student Credit CardExisting Customers Only            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.3,\"badges\":[],\"productId\":\"8787f704-1b13-4e94-a698-395ca4e8e5af\"}'><label class=\"luna-label\" for=\"compare-product-0000000007-8787f704-1b13-4e94-a698-395ca4e8e5af\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"f858036f-7676-4864-a5d5-cfd322236b8c\" data-provider-id=\"afcd2457-0828-4ab8-9760-c2633dc47b0d\" data-product-name=\"HSBC Student Credit Card\" data-provider-name=\"HSBC\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/hsbc\/hsbc-student-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/66268dd57f3e0.png\" alt=\"HSBC Student Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66268dd57f3e0.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66268dd57f3e0.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66268dd57f3e0.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66268dd57f3e0.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66268dd57f3e0.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/hsbc\/hsbc-student-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">HSBC Student Credit Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    default-sort-descending\" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.purchases\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        18.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\u00a30\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual\/monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.credit_limits\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Initial credit limits\">\n                        Min. limit \u00a3250, max. limit \u00a3500.\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukccf.product.representative_apr\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        18.9% APR (variable)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom\" data-sortvalue=\"\" data-column-index=\"6\" data-decorator=\"text,ukccf.product.ukccfincentive\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; } .comparison-table__cta .luna-button--success { white-space: normal; line-height: 16px !important; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg> Discounts and exclusive offers for dining experiences, leisure activities and shopping available through HSBC Home and Away.<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":18.9%.\u00a3250.18.9%...\" data-column-index=\"7\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: Representative 18.9% APR variable. Based on assumed borrowing of \u00a3250. Rate of interest 18.9% p.a. (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table__cta { order: 2; } .comparison-table__feature--longtext { order: 3; } .comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}<\/style><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/hsbc\/hsbc-student-credit-card\" class=\"comparison-table__more-button\" title=\"Read more about this card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000007-f858036f-7676-4864-a5d5-cfd322236b8c\" value=\"f858036f-7676-4864-a5d5-cfd322236b8c\" name=\"productID\" _productname=\" 9.5Excellent                            HSBC Student Credit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.5,\"badges\":[],\"productId\":\"f858036f-7676-4864-a5d5-cfd322236b8c\"}'><label class=\"luna-label\" for=\"compare-product-0000000007-f858036f-7676-4864-a5d5-cfd322236b8c\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"d7597757-def9-45e6-9be0-5a2f94206fe2\" data-provider-id=\"0d6710c6-d6af-43e8-87dd-dc5ca756ae7a\" data-product-name=\"Zable Credit Card\" data-provider-name=\"Zable\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/zable-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/669a634eee535.png\" alt=\"Zable Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/669a634eee535.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/669a634eee535.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/669a634eee535.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/669a634eee535.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/669a634eee535.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">7.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/zable-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Zable Credit Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">7.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    default-sort-descending\" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.purchases\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        29.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\u00a30\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual\/monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.credit_limits\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Initial credit limits\">\n                        Min. limit not specified, max. limit not specified.\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukccf.product.representative_apr\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        29.9% APR (variable)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":29.9%.\u00a31,200.29.9%...\" data-column-index=\"7\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: Representative 29.9% APR variable. Based on assumed borrowing of \u00a31,200. Rate of interest 29.9% p.a. (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table__cta { order: 2; } .comparison-table__feature--longtext { order: 3; } .comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}<\/style><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/zable-credit-card\" class=\"comparison-table__more-button\" title=\"Read more about this card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000007-d7597757-def9-45e6-9be0-5a2f94206fe2\" value=\"d7597757-def9-45e6-9be0-5a2f94206fe2\" name=\"productID\" _productname=\" 7.5Great                            Zable Credit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":7.5,\"badges\":[],\"productId\":\"d7597757-def9-45e6-9be0-5a2f94206fe2\"}'><label class=\"luna-label\" for=\"compare-product-0000000007-d7597757-def9-45e6-9be0-5a2f94206fe2\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"396fdfe2-9be6-4374-90c1-eb8b85931bdb\" data-provider-id=\"df0d19eb-2c40-42ac-a1fc-2442427fbeae\" data-product-name=\"Ocean Finance Credit Card\" data-provider-name=\"Ocean Finance\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/ocean-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6616a9b1b4c5f.png\" alt=\"Ocean Finance Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6616a9b1b4c5f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6616a9b1b4c5f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6616a9b1b4c5f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6616a9b1b4c5f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6616a9b1b4c5f.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">7.4<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/ocean-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Ocean Finance Credit Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">7.4<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    default-sort-descending\" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.purchases\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        39.94%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\u00a30\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual\/monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.credit_limits\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Initial credit limits\">\n                        Min. limit \u00a3200, max. limit \u00a31,500.\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukccf.product.representative_apr\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        39.9% APR (variable)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":39.9%.\u00a31,200.39.94%...\" data-column-index=\"7\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: Representative 39.9% APR variable. Based on assumed borrowing of \u00a31,200. Rate of interest 39.94% p.a. (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table__cta { order: 2; } .comparison-table__feature--longtext { order: 3; } .comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}<\/style><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/ocean-credit-card\" class=\"comparison-table__more-button\" title=\"Read more about this card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000007-396fdfe2-9be6-4374-90c1-eb8b85931bdb\" value=\"396fdfe2-9be6-4374-90c1-eb8b85931bdb\" name=\"productID\" _productname=\" 7.4Great                            Ocean Finance Credit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":7.4,\"badges\":[],\"productId\":\"396fdfe2-9be6-4374-90c1-eb8b85931bdb\"}'><label class=\"luna-label\" for=\"compare-product-0000000007-396fdfe2-9be6-4374-90c1-eb8b85931bdb\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer hide-comparison-table__paginationContainer\"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"\">Load More<\/button><div class=\"js-show-more-data_count-f5284f3d-be9f-4a4a-a560-b4798abe95ad comparison-table__dataCount\">Showing\n\t\t\t4\n\t\t\tof\n\t\t\t4\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKCCF\" data-rewards-component=\"compare-products\"><\/div><div class=\"product-modal\"><section class=\"luna-modal is-invisible\" aria-hidden=\"false\" role=\"dialog\" id=\"alternative-products-modal\" aria-labelledby=\"alternative-products-modal-heading\" aria-describedby=\"modal-content\" tabindex=\"-1\"><div class=\"luna-modal__content\"><button class=\"luna-modal__close\" type=\"button\" aria-label=\"Close modal\"><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#x\"><\/use><\/svg><\/button><div class=\"luna-modal__body\" id=\"modal-content\"><div class=\"luna-modal__wrapper\"><div class=\"modal-heading\" id=\"alternative-products-modal-heading\">Compare other products<\/div><div class=\"cta-modal__body\"><p class=\"cta-modal__intro-text cta-modal__intro-text--active-cta\" style=\"display: none;\">Looking for other options? Check out these similar products.<\/p><div class=\"cta-modal__cards-container\"><\/div><span class=\"cta-modal__popover table-popover\" rel=\"popover\" data-placement=\"top\" data-content=\"This list shows products with some similar features to the one you selected. It is not a recommendation or suggestion to purchase any product. Always check details and get independent advice to make sure any product suits your own needs before applying.\">How we picked these<\/span><\/div><\/div><\/div><\/div><\/section><\/div><div class=\"finder-score-methodology\"><h3 data-toc=\"false\" id=\"finder-score-methodology\">Finder Score for credit cards<\/h3>\n\n<p>To make comparing even easier we came up with the <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">Finder Score<\/a>. Costs, perks and suitability across 120+ cards are all weighted and scaled to produce a score out of 10. The higher the score the better the card \u2013 simple.<\/p>\n\n<a class=\"luna-button luna-button--primary has-margin-bottom\" href=\"https:\/\/www.finder.com\/uk\/credit-cards\/methodology-for-rating-credit-cards\">Read the full methodology<\/a><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<\/div><div id=\"tab9056\" class=\"tab-pane \"><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"UKFCR-TLS\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <!-- no filters config: `{\"includeUserFilters\":false,\"hasAnyUserFilters\":false,\"isNbNiche\":true,\"isNbTable\":true}` --><div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"7ad802b7-fc28-4cd1-a817-c5ba89aa421d\" data-template=\"comparison\" data-niche=\"UKFCR-TLS\" data-site=\"UKFCR-TLS\" data-auto-recalculate=\"true\" data-post-country=\"uk\" data-fieldset=\"default\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"148084\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-featured-product-id=\"83d332e9-07c0-43c3-a1f9-0ee3af732e57\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFCR-TLS\",\"fieldset\":\"default\",\"template\":\"comparison\",\"category_id\":\"7ad802b7-fc28-4cd1-a817-c5ba89aa421d\",\"category_name\":\"allproducts\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793912887}' data-disable-alternative-products=\"true\" data-post-redirect-alternative-products-enabled=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"comparison-actions__filterAndSort\"><div id=\"portal-table-sort-button-mobile\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile\" class=\"comparison-actions__filter\"><\/div><\/div><div id=\"portal-tableWithFilters__table\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-7ad802b7-fc28-4cd1-a817-c5ba89aa421d\">6 of 13 results<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated regularly<\/span><\/a><\/span><span class=\"templateTable__shareMyFilters is-hidden@xs is-hidden@sm\"><a class=\"share-filters-link\"><svg class=\"luna-icon luna-icon--small\"><use xlink:href=\"#share-fat\"><\/use><\/svg><span class=\"u-pl--1\">Share<\/span><\/a><\/span><\/div><\/div><div class=\"comparison-actions__filterAndSort--sticky\"><div id=\"portal-table-sort-button-mobile-sticky\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile-sticky\" class=\"comparison-actions__filter\"><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-mobile-compare=\"true\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKFCR-TLS\" data-site=\"UKFCR-TLS\" data-table-id=\"2690\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFCR-TLS\",\"fieldset\":\"default\",\"template\":\"comparison\",\"category_id\":\"7ad802b7-fc28-4cd1-a817-c5ba89aa421d\",\"category_name\":\"allproducts\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793912887}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000012\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukfcr-tls\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"6\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"6\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"13\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-user-filters data-table-filter-presets=\"c4c70749a4d0d383dc7255f43c94ddb29e7aa3f2d8de3d7763968c1e01b23f19\" data-table-record-type=\"product\" data-table-record-ids='[\"83d332e9-07c0-43c3-a1f9-0ee3af732e57\",\"caf69d63-f901-4614-9d36-6be7f89ffa5c\",\"d6430b0f-7adf-4dbe-bc3d-ed35f8730024\",\"973c61e9-7ae2-437b-9ae9-58b9c6812398\",\"3c679822-70f8-49cb-9808-c370a7b65833\",\"9338f9d5-ae56-442d-b8cd-6cc595bc265e\"]' data-total-data=\"6\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"13\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-5\"><th data-ajax-table-sorter-column=\"UKFCR-TLS.PRODUCT.DATAPOINT_STAR_RATING\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"score\">\n                                                        Score\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.FEATURES.REPORTS_TO\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"reports_to\">\n                                                        Reports to\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.FEATURES.SAVINGS_DEPOSIT\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"savings_requirement\">\n                                                        Savings requirement\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.FEATURES.CREDIT_LIMIT\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"credit_limit\">\n                                                        Credit limit\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKFCR-TLS.PRODUCT.DATAPOINT_SERVICE_FEE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"fee\">\n                                                        Fee\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"how_it_works\">\n                                                        How it works\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><\/tr><\/thead><tbody><tr data-product-id=\"83d332e9-07c0-43c3-a1f9-0ee3af732e57\" data-provider-id=\"b35300f1-3eb7-42d6-8229-31bcd62bfb18\" data-product-name=\"Wollit\" data-provider-name=\"Wollit\" class=\"grid-column-count-5  mobile-column-count-5 mobile-row-count-9  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/wollit-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6697c20510a69.png\" alt=\"Wollit logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6697c20510a69.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6697c20510a69.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6697c20510a69.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6697c20510a69.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6697c20510a69.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/wollit-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Wollit<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfcr-tls.product.datapoint_star_rating\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Score\"><div class=\"has-margin-bottom-xxsmall\">Finder Score<\/div><span class=\"luna-stars luna-stars__fill--90 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"Experian,Equifax,TransUnion\" data-column-index=\"2\" data-decorator=\"text,global.value.datapoint_add_commas_spaces_to_multiselect\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Reports to\">\n                        Experian, Equifax, TransUnion\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"N\/A\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Savings requirement\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                        rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"N\/A\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Credit limit\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                            border-left\n                                                                                                                        rounded-bottom-right\n                                                                                                                                                                            span-1\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfcr-tls.product.datapoint_service_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fee\">\n                        \u00a39.99 per month\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Build your credit score with a 12 month credit building plan starting from \u00a39.99 a month (7-day free trial). Wollit reports your payments to all major UK credit agencies and offers tools like Rent Reporting and Affordability Optimiser.\" data-column-index=\"6\" data-decorator=\"text,global.value.datapoint_table_info\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"How it works\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xsmall u-bg--sky-subtle u-rounded--xs u-color--blue-700 weight-semi-bold\" style=\"width: 100%; padding: 0.85em !important; line-height: 18px;\"><svg class=\"luna-icon\" style=\"height: 17px; width: 17px; margin-right: 6px; fill: #002ebf;\"><use xlink:href=\"#info\"><\/use><\/svg>Build your credit score with a 12 month credit building plan starting from \u00a39.99 a month (7-day free trial). Wollit reports your payments to all major UK credit agencies and offers tools like Rent Reporting and Affordability Optimiser.<\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"83d332e9-07c0-43c3-a1f9-0ee3af732e57\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-score\/wollit-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFCR-TLS%22%2C%22fieldset%22%3A%22default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%227ad802b7-fc28-4cd1-a817-c5ba89aa421d%22%2C%22category_name%22%3A%22allproducts%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793912887%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2225141%22%2C%22niche_code%22%3A%22UKFCR-TLS%22%2C%22product_id%22%3A%2283d332e9-07c0-43c3-a1f9-0ee3af732e57%22%2C%22product_name%22%3A%22Wollit%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Wollit's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Wollit\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"83d332e9-07c0-43c3-a1f9-0ee3af732e57\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"caf69d63-f901-4614-9d36-6be7f89ffa5c\" data-provider-id=\"d7cb3c7a-1d88-4216-91e7-8fb5447d6d17\" data-product-name=\"Pave Plus\" data-provider-name=\"Pave\" class=\"grid-column-count-5  mobile-column-count-5 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/pave-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/61c05d712477e.png\" alt=\"Pave logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61c05d712477e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61c05d712477e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61c05d712477e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/61c05d712477e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/61c05d712477e.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/pave-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Pave Plus<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfcr-tls.product.datapoint_star_rating\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Score\"><div class=\"has-margin-bottom-xxsmall\">Finder Score<\/div><span class=\"luna-stars luna-stars__fill--70 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"Experian,Equifax,TransUnion\" data-column-index=\"2\" data-decorator=\"text,global.value.datapoint_add_commas_spaces_to_multiselect\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Reports to\">\n                        Experian, Equifax, TransUnion\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"N\/A\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Savings requirement\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                        rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"Not specified\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Credit limit\">\n                        Not specified\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                            border-left\n                                                                                                                        rounded-bottom-right\n                                                                                                                                                                            span-1\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfcr-tls.product.datapoint_service_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fee\">\n                        \u00a39 per month\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Build your credit score with all major Credit Reference Agencies by paying your membership fee on time. Subject to eligibility, Pave may open a credit line that you can use to top up your bank account periodically.\" data-column-index=\"6\" data-decorator=\"text,global.value.datapoint_table_info\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"How it works\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xsmall u-bg--sky-subtle u-rounded--xs u-color--blue-700 weight-semi-bold\" style=\"width: 100%; padding: 0.85em !important; line-height: 18px;\"><svg class=\"luna-icon\" style=\"height: 17px; width: 17px; margin-right: 6px; fill: #002ebf;\"><use xlink:href=\"#info\"><\/use><\/svg>Build your credit score with all major Credit Reference Agencies by paying your membership fee on time. Subject to eligibility, Pave may open a credit line that you can use to top up your bank account periodically.<\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"caf69d63-f901-4614-9d36-6be7f89ffa5c\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-score\/paveplus-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFCR-TLS%22%2C%22fieldset%22%3A%22default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%227ad802b7-fc28-4cd1-a817-c5ba89aa421d%22%2C%22category_name%22%3A%22allproducts%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793912887%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2220517%22%2C%22niche_code%22%3A%22UKFCR-TLS%22%2C%22product_id%22%3A%22caf69d63-f901-4614-9d36-6be7f89ffa5c%22%2C%22product_name%22%3A%22Pave%2BPlus%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Pave's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Pave Plus\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"caf69d63-f901-4614-9d36-6be7f89ffa5c\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"d6430b0f-7adf-4dbe-bc3d-ed35f8730024\" data-provider-id=\"d7cb3c7a-1d88-4216-91e7-8fb5447d6d17\" data-product-name=\"Pave Lite\" data-provider-name=\"Pave\" class=\"grid-column-count-5  mobile-column-count-5 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/pave-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/61c0581619078.png\" alt=\"Pave logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61c0581619078.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61c0581619078.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61c0581619078.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/61c0581619078.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/61c0581619078.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/pave-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Pave Lite<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfcr-tls.product.datapoint_star_rating\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Score\"><div class=\"has-margin-bottom-xxsmall\">Finder Score<\/div><span class=\"luna-stars luna-stars__fill--60 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"TransUnion\" data-column-index=\"2\" data-decorator=\"text,global.value.datapoint_add_commas_spaces_to_multiselect\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Reports to\">\n                        TransUnion\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"N\/A\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Savings requirement\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                        rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"N\/A\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Credit limit\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                            border-left\n                                                                                                                        rounded-bottom-right\n                                                                                                                                                                            span-1\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfcr-tls.product.datapoint_service_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fee\">\n                        \u00a35 per month\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Build your Experian credit score by paying your membership fee on time (reported to Experian as loan repayments).\" data-column-index=\"6\" data-decorator=\"text,global.value.datapoint_table_info\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"How it works\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xsmall u-bg--sky-subtle u-rounded--xs u-color--blue-700 weight-semi-bold\" style=\"width: 100%; padding: 0.85em !important; line-height: 18px;\"><svg class=\"luna-icon\" style=\"height: 17px; width: 17px; margin-right: 6px; fill: #002ebf;\"><use xlink:href=\"#info\"><\/use><\/svg>Build your Experian credit score by paying your membership fee on time (reported to Experian as loan repayments).<\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"d6430b0f-7adf-4dbe-bc3d-ed35f8730024\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-score\/pavelite-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFCR-TLS%22%2C%22fieldset%22%3A%22default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%227ad802b7-fc28-4cd1-a817-c5ba89aa421d%22%2C%22category_name%22%3A%22allproducts%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793912887%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2220517%22%2C%22niche_code%22%3A%22UKFCR-TLS%22%2C%22product_id%22%3A%22d6430b0f-7adf-4dbe-bc3d-ed35f8730024%22%2C%22product_name%22%3A%22Pave%2BLite%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Pave's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Pave Lite\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"d6430b0f-7adf-4dbe-bc3d-ed35f8730024\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"973c61e9-7ae2-437b-9ae9-58b9c6812398\" data-provider-id=\"8d5d0ebf-61a4-474f-9cc6-0010f01c8893\" data-product-name=\"Full Loqbox Membership\" data-provider-name=\"Loqbox\" class=\"grid-column-count-5  mobile-column-count-5 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/loqbox\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6377bf1d761b0.png\" alt=\"Loqbox logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6377bf1d761b0.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6377bf1d761b0.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6377bf1d761b0.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6377bf1d761b0.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6377bf1d761b0.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/loqbox\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Full Loqbox Membership<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfcr-tls.product.datapoint_star_rating\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Score\"><div class=\"has-margin-bottom-xxsmall\">Finder Score<\/div><span class=\"luna-stars luna-stars__fill--90 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"Experian,Equifax,TransUnion\" data-column-index=\"2\" data-decorator=\"text,global.value.datapoint_add_commas_spaces_to_multiselect\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Reports to\">\n                        Experian, Equifax, TransUnion\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"N\/A\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Savings requirement\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                        rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"N\/A\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Credit limit\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                            border-left\n                                                                                                                        rounded-bottom-right\n                                                                                                                                                                            span-1\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfcr-tls.product.datapoint_service_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fee\">\n                        \u00a32.99 per week\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Build your credit history with TransUnion, Equifax and Experian by paying your membership fee on time. Improvements to your credit score are not guaranteed.\" data-column-index=\"6\" data-decorator=\"text,global.value.datapoint_table_info\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"How it works\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xsmall u-bg--sky-subtle u-rounded--xs u-color--blue-700 weight-semi-bold\" style=\"width: 100%; padding: 0.85em !important; line-height: 18px;\"><svg class=\"luna-icon\" style=\"height: 17px; width: 17px; margin-right: 6px; fill: #002ebf;\"><use xlink:href=\"#info\"><\/use><\/svg>Build your credit history with TransUnion, Equifax and Experian by paying your membership fee on time. Improvements to your credit score are not guaranteed.<\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"973c61e9-7ae2-437b-9ae9-58b9c6812398\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-score\/loqboxflexi-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFCR-TLS%22%2C%22fieldset%22%3A%22default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%227ad802b7-fc28-4cd1-a817-c5ba89aa421d%22%2C%22category_name%22%3A%22allproducts%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793912887%22%2C%22position%22%3A%224%22%2C%22offer_id%22%3A%2210239%22%2C%22niche_code%22%3A%22UKFCR-TLS%22%2C%22product_id%22%3A%22973c61e9-7ae2-437b-9ae9-58b9c6812398%22%2C%22product_name%22%3A%22Full%2BLoqbox%2BMembership%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Loqbox's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Full Loqbox Membership\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"973c61e9-7ae2-437b-9ae9-58b9c6812398\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"3c679822-70f8-49cb-9808-c370a7b65833\" data-provider-id=\"d7cb3c7a-1d88-4216-91e7-8fb5447d6d17\" data-product-name=\"Pave Spotlight\" data-provider-name=\"Pave\" class=\"grid-column-count-5  mobile-column-count-5 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/pave-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/61c058223c62d.png\" alt=\"Pave logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61c058223c62d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61c058223c62d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61c058223c62d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/61c058223c62d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/61c058223c62d.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/pave-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Pave Spotlight<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfcr-tls.product.datapoint_star_rating\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Score\"><div class=\"has-margin-bottom-xxsmall\">Finder Score<\/div><span class=\"luna-stars luna-stars__fill--40 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"N\/A\" data-column-index=\"2\" data-decorator=\"text,global.value.datapoint_add_commas_spaces_to_multiselect\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Reports to\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"N\/A\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Savings requirement\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                        rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"N\/A\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Credit limit\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                            border-left\n                                                                                                                        rounded-bottom-right\n                                                                                                                                                                            span-1\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfcr-tls.product.datapoint_service_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fee\">\n                        \u00a33 (one-off)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Identify the best fixes for your score and check if Pave Plus could help you build credit.\" data-column-index=\"6\" data-decorator=\"text,global.value.datapoint_table_info\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"How it works\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xsmall u-bg--sky-subtle u-rounded--xs u-color--blue-700 weight-semi-bold\" style=\"width: 100%; padding: 0.85em !important; line-height: 18px;\"><svg class=\"luna-icon\" style=\"height: 17px; width: 17px; margin-right: 6px; fill: #002ebf;\"><use xlink:href=\"#info\"><\/use><\/svg>Identify the best fixes for your score and check if Pave Plus could help you build credit.<\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"3c679822-70f8-49cb-9808-c370a7b65833\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-score\/pavebasic-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFCR-TLS%22%2C%22fieldset%22%3A%22default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%227ad802b7-fc28-4cd1-a817-c5ba89aa421d%22%2C%22category_name%22%3A%22allproducts%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793912887%22%2C%22position%22%3A%225%22%2C%22offer_id%22%3A%2220517%22%2C%22niche_code%22%3A%22UKFCR-TLS%22%2C%22product_id%22%3A%223c679822-70f8-49cb-9808-c370a7b65833%22%2C%22product_name%22%3A%22Pave%2BSpotlight%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Pave's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Pave Spotlight\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"3c679822-70f8-49cb-9808-c370a7b65833\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"9338f9d5-ae56-442d-b8cd-6cc595bc265e\" data-provider-id=\"606ce120-71f5-430c-921c-b838c88f0fa9\" data-product-name=\"Bits Basic\" data-provider-name=\"Bits\" class=\"grid-column-count-5  mobile-column-count-5 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/bits\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/62b2e8773a268.png\" alt=\"Bits logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/62b2e8773a268.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/62b2e8773a268.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/62b2e8773a268.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/62b2e8773a268.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/62b2e8773a268.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/bits\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Bits Basic<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfcr-tls.product.datapoint_star_rating\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Score\"><div class=\"has-margin-bottom-xxsmall\">Finder Score<\/div><span class=\"luna-stars luna-stars__fill--70 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"Experian,TransUnion\" data-column-index=\"2\" data-decorator=\"text,global.value.datapoint_add_commas_spaces_to_multiselect\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Reports to\">\n                        Experian, TransUnion\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"N\/A\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Savings requirement\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                        rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\u00a348\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Credit limit\">\n                        \u00a348\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                            border-left\n                                                                                                                        rounded-bottom-right\n                                                                                                                                                                            span-1\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfcr-tls.product.datapoint_service_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fee\">\n                        \u00a34 per month\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Build your credit score with Experian by paying your monthly subscription fee. You can also opt into Bits\u2019 \u201cRent reporting\u201d service to start reporting your rent payments to Equifax.\" data-column-index=\"6\" data-decorator=\"text,global.value.datapoint_table_info\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"How it works\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xsmall u-bg--sky-subtle u-rounded--xs u-color--blue-700 weight-semi-bold\" style=\"width: 100%; padding: 0.85em !important; line-height: 18px;\"><svg class=\"luna-icon\" style=\"height: 17px; width: 17px; margin-right: 6px; fill: #002ebf;\"><use xlink:href=\"#info\"><\/use><\/svg>Build your credit score with Experian by paying your monthly subscription fee. You can also opt into Bits\u2019 \u201cRent reporting\u201d service to start reporting your rent payments to Equifax.<\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Bits Basic\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"9338f9d5-ae56-442d-b8cd-6cc595bc265e\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer \"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"6\">Load More<\/button><div class=\"js-show-more-data_count-7ad802b7-fc28-4cd1-a817-c5ba89aa421d comparison-table__dataCount\">Showing\n\t\t\t6\n\t\t\tof\n\t\t\t13\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKFCR-TLS\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<\/div><\/div><p>If you\u2019re under the age of 21, it\u2019s unlikely you\u2019ll have borrowed before and you will have a limited credit history as a result. This means lenders won\u2019t be able to see whether you\u2019re good at managing and repaying credit and they may be more reluctant to offer you a credit card. Similarly, you might not be earning a regular income yet, which means lenders might have further concerns about your ability to repay your debt. <\/p><p>If you want to know more about your credit score, it\u2019s free and easy to <a data-trigger-introductory-modal=\"true\">access your credit score and report online<\/a> with a number of companies, including Finder.<\/p><div itemscope=\"\" itemtype=\"https:\/\/schema.org\/FAQPage\"><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">Can an 18 year old get a credit card?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Although it\u2019s harder to get a credit card if you\u2019re under the age of 21, it\u2019s not impossible. Before applying, there are a number of steps that are worth carrying out to build your credit score and increase your chances of success. We explain more below.<\/p><\/div><\/div><\/div><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\" id=\"howto\">How do I get a credit card if I\u2019m between 18 and 21 years old?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>One of the first steps you should take is to get <a href=\"https:\/\/www.finder.com\/uk\/credit-score\">visibility of your credit record<\/a> through a free online service. Your credit record is essentially your financial history and will indicate to lenders how reliable you are as a borrower. Whenever you apply to open a credit card or store card or take out a loan or mortgage, the bank or provider will check your credit report to determine if you\u2019re a good candidate to lend money to.<\/p><p>If you\u2019ve never borrowed before, your credit score is likely to be low. This will also be the case for someone who has borrowed in the past but has missed repayments or defaulted on their debt.<\/p><p>By checking your credit report yourself, you\u2019ll be able to see where your credit score sits and how likely you are to be accepted for a credit card. If your credit score is low, don\u2019t panic, there are steps you can take to improve it. These include correcting any mistakes on your report and making sure you\u2019re registered on the electoral roll.<\/p><p>It\u2019s also sensible to open a bank account if you don\u2019t already have one and see whether you can get an overdraft. Managing this responsibly will help you to build credit, as will paying any bills, including your mobile phone contract, on time each month.<\/p><\/div><\/div><\/div><h3>How to choose your first credit card<\/h3><p>When choosing your first credit card, you\u2019ll need to consider what you are planning to use your credit card for. Are you planning to use it to help spread the cost of your purchases? Are you looking to earn rewards? Will you be using your card overseas? Once you\u2019ve decided, you\u2019ll need to compare credit cards and look at:<\/p><ul><li><strong>The interest rate.<\/strong> It\u2019s important to find out how much interest you\u2019ll be charged if you don\u2019t pay off your balance in full each month. Some cards will charge no interest on purchases for a number of months, but you\u2019ll usually need a good credit score to qualify. Be aware that when a credit card is advertised with a representative APR (annual percentage rate), the rate only has to be offered to 51% of successful applicants. The remaining 49% are likely to be offered a higher rate.<\/li><li><strong>Rewards available.<\/strong> Some credit cards offer perks such as reward points for travel or shopping, or cashback. Again, though, you\u2019ll usually need a good credit rating.<\/li><li><strong>Fees.<\/strong> Some credit cards charge annual fees, while you\u2019ll also often be charged if you want to use your credit card overseas.<\/li><\/ul><p>Before you make an application in full, you should always use an \u201celigibility checker\u201d. Most banks or card providers now use free eligibility checkers which will give you an indication of how likely you are to get accepted for a particular credit card.<\/p><p>Because they use a \u201csoft search\u201d, this won\u2019t leave a mark on your credit file for other lenders to see and it won\u2019t impact your credit score. This means you\u2019ve got nothing to lose by using one. You\u2019ll simply get a better idea of the cards you are likely to get accepted for.<\/p><p>In comparison, if you apply for a credit card without using an eligibility checker, a \u201chard search\u201d will be carried out and this can affect your credit history.<\/p><p>Comparison sites can <\/p><div class=\"rewards--element-container rewards--container\" data-product-id=\"308bee85-a334-4500-92bc-846c1b27c6cb\" data-niche=\"UKCCF\" data-product-name=\"Credit card finder\" data-provider-name=\"Credit cards\" data-rewards-campaign-name=\"finder|creditec|aug-2026~ukccf\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"finder|creditec|aug-2026~ukccf\"] = {\"startDate\":\"2026-08-23T23:00:00.000Z\",\"endDate\":null,\"showVisaLogo\":false,\"countryCode\":\"UK\",\"isAlwaysOn\":true,\"isTieredReward\":false,\"rewardCopy\":\"Get a \\u00a315 bank transfer when you join Finder.\",\"hasEligibilityCriteria\":false,\"offerStacking\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"bannerConfig\":{\"badgeText\":\"CREDIT CARD REWARD\",\"title\":\"Get \\u00a315 with a new credit card\",\"titleHighlight\":\"\\u00a315\",\"copyText\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a \\u00a315 reward from Finder. \",\"termsText\":\"T\\u0026Cs apply\",\"ctaText\":\"Go to site\",\"nicheText\":\"CREDIT CARDS\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"308bee85-a334-4500-92bc-846c1b27c6cb\"},\"logoUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2026\\\/08\\\/creditcards_600_450.png\",\"nicheCode\":\"UKCCF\",\"value\":\"15\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/credit-card-reward-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":null,\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":false,\"title\":\"Get \\u00a315 from Finder\",\"subtitleText\":\"\",\"items\":[],\"heading\":\"Get your \\u00a315 reward\",\"membersHeading\":\"\",\"text\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a \\u00a315 reward from Finder. \",\"membersText\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a \\u00a315 reward from Finder. \",\"emailCaption\":\"\",\"badgeText\":\"\\u003Creward_value\\u003E REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within \\u003Cfulfillment_days\\u003E days of signup or purchase.\",\"legalText\":\"By submitting your details you agree to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"YES PLEASE\",\"abortText\":\"NO THANKS\",\"copyText\":\"\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2026\\\/08\\\/creditcards_600_450.png\",\"nicheCode\":\"UKCCF\",\"value\":\"15\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/credit-card-reward-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":null,\"partnerRewardValue\":null}};<\/script> <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/card-finder-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22check%2Byour%2Beligibility%22%2C%22site%22%3A%22UKCCF%22%2C%22offer_id%22%3A%2224715%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%22308bee85-a334-4500-92bc-846c1b27c6cb%22%2C%22product_name%22%3A%22Credit%2Bcard%2Bfinder%22%2C%22provider_id%22%3A%220c72737e-7b92-477b-b6a0-a8587bf6c0b5%22%2C%22provider_name%22%3A%22Credit%2Bcards%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"rewards--cta\">check your eligibility<\/a><\/div> with multiple card issuers in one go, saving you a lot of hassle.<div class=\"rewards--element-container rewards--container\" data-product-id=\"308bee85-a334-4500-92bc-846c1b27c6cb\" data-niche=\"UKCCF\" data-product-name=\"Credit card finder\" data-provider-name=\"Credit cards\" data-rewards-campaign-name=\"finder|creditec|aug-2026~ukccf\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"finder|creditec|aug-2026~ukccf\"] = {\"startDate\":\"2026-08-23T23:00:00.000Z\",\"endDate\":null,\"showVisaLogo\":false,\"countryCode\":\"UK\",\"isAlwaysOn\":true,\"isTieredReward\":false,\"rewardCopy\":\"Get a \\u00a315 bank transfer when you join Finder.\",\"hasEligibilityCriteria\":false,\"offerStacking\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"bannerConfig\":{\"badgeText\":\"CREDIT CARD REWARD\",\"title\":\"Get \\u00a315 with a new credit card\",\"titleHighlight\":\"\\u00a315\",\"copyText\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a \\u00a315 reward from Finder. \",\"termsText\":\"T\\u0026Cs apply\",\"ctaText\":\"Go to site\",\"nicheText\":\"CREDIT CARDS\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"308bee85-a334-4500-92bc-846c1b27c6cb\"},\"logoUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2026\\\/08\\\/creditcards_600_450.png\",\"nicheCode\":\"UKCCF\",\"value\":\"15\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/credit-card-reward-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":null,\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":false,\"title\":\"Get \\u00a315 from Finder\",\"subtitleText\":\"\",\"items\":[],\"heading\":\"Get your \\u00a315 reward\",\"membersHeading\":\"\",\"text\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a \\u00a315 reward from Finder. \",\"membersText\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a \\u00a315 reward from Finder. \",\"emailCaption\":\"\",\"badgeText\":\"\\u003Creward_value\\u003E REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within \\u003Cfulfillment_days\\u003E days of signup or purchase.\",\"legalText\":\"By submitting your details you agree to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"YES PLEASE\",\"abortText\":\"NO THANKS\",\"copyText\":\"\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2026\\\/08\\\/creditcards_600_450.png\",\"nicheCode\":\"UKCCF\",\"value\":\"15\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/credit-card-reward-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":null,\"partnerRewardValue\":null}};<\/script> <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/card-finder-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Check%2Beligibility%2Bfor%2Ba%2Brange%2Bof%2Bcards%22%2C%22site%22%3A%22UKCCF%22%2C%22class%22%3A%22more-link-arrow%22%2C%22offer_id%22%3A%2224715%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%22308bee85-a334-4500-92bc-846c1b27c6cb%22%2C%22product_name%22%3A%22Credit%2Bcard%2Bfinder%22%2C%22provider_id%22%3A%220c72737e-7b92-477b-b6a0-a8587bf6c0b5%22%2C%22provider_name%22%3A%22Credit%2Bcards%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"more-link-arrow rewards--cta\">Check eligibility for a range of cards<\/a><\/div><h3>What\u2019s the best credit card to get at 18<\/h3><p>The best credit card to get at 18 is simply the cheapest credit card you can get accepted for. If you can get accepted for a credit card with a low-interest rate or even one that offers an interest-free period for a number of months, this is likely to be the best credit card for you.<\/p><p>Unfortunately, you\u2019re unlikely to get accepted for these cards if you have little to no credit history. So one option that\u2019s definitely worth looking at is a <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\">credit builder credit card<\/a>. These are designed for those looking to improve their credit score over time. <\/p><p>Generally, these types of cards have a low credit limit and a high interest rate so you\u2019ll need to pay off your bill in full every month. Your provider will regularly monitor your payment history and your credit limit may be raised over time if you prove you\u2019re a responsible cardholder.<\/p><p>These cards rarely have many benefits or extras, but could pave the way for you to progress to a mainstream or low-rate credit card in the future if your credit score improves.<\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\">Full guide to credit building cards<\/a><\/p><p>Alternatively, if you\u2019re in further education, you could consider a <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/student-credit-cards\">student credit card<\/a>. These are credit cards for young adults in part-time or full-time education who are unlikely to have a sizable credit history. However, they will often require you to have a student bank account with the same provider.<\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/credit-cards\/student-credit-cards\">All you need to know about student credit cards<\/a><\/p><h3>What should you consider before getting your first credit card?<\/h3><p>Before you apply for a credit card, you need to think about exactly what you plan to use it for and be sure that you only ever spend what you can afford to pay back.<\/p><p>If you have yet to build up a credit history, you\u2019ll most likely have to apply for a credit card with a high interest rate and low credit limit. It\u2019s crucial that you stay within this credit limit and aim to pay off your balance in full each and every month. Do this and you could see an improvement in your credit score within 6 to 12 months. <\/p><p>Bear in mind that if you\u2019re late with a monthly repayment or you miss it completely, you will be charged a fee and this could have a negative impact on your credit rating. You must pay off at least the minimum monthly amount each month, ideally more. <\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-card-info-for-dummies-beginners-and-first-timers\">Beginner\u2019s guide to credit cards<\/a><\/p><style type=\"text\/css\">\n    .survey-response {\n        overflow-x: auto;\n        max-width: 800px;\n    }\n\n    .survey-response .luna-table th,\n    .survey-response .luna-table td {\n        padding: 0.3rem 1rem calc(0.20rem + 1px);\n        font-size: 12px;\n        color: rgb(117, 117, 117);\n        text-align: left;\n    }\n\n    .survey-response .luna-table {\n        border: none;\n    }\n\n    .survey-response .row-color-icon {\n        width: 10px;\n        height: 10px;\n        display: inline-block;\n        margin-right: 4px;\n        border-radius: 2px;\n    }\n\n    .survey-response .source-container {\n        top: -12px !important;\n        position: relative;\n    }\n\n    .survey-response .source {\n        color: rgb(108, 120, 129);\n        font-size: 11px;\n    }\n\n    .survey-response .source-link {\n        color: rgb(2, 113, 225);\n        font-size: 11px;\n        text-decoration: underline;\n    }\n\n    @media (min-width: 600px) {\n        .survey-response .border-fix {\n            border-radius: 12px;\n            border: 1px solid var(--light-divider-normal, #E5E7EB);\n            background: var(--light-background-main, #FFF);\n            padding: 0px\n        }\n    }\n\n    .survey-response .chart-container {\n        min-height: 250px;\n        border-radius: 12px;\n        border: 1px solid var(--light-divider-normal, #E5E7EB);\n        background: var(--light-background-main, #FFF);\n        padding: 15px;\n    }\n\n    .google-visualization-tooltip {\n        pointer-events: none;\n    }\n\n    @media screen and (min-width: 960px) {\n        .survey-response.u-grid {\n            margin-left: auto;\n            display: flex;\n            justify-content: space-between;\n            margin-right: auto;\n        }\n\n        .u-grid__col.chart-container {\n            margin-left: 0 !important;\n            margin-right: 0 !important;\n        }\n    }\n\n    .survey-response .table-container {\n        overflow-x: auto;\n        max-width: 800px;\n        display: block;\n    }\n\n    @media screen and (max-width: 959px) {\n        .survey-response .table-container {\n            display: block;\n        }\n\n        .source-container {\n            margin-left: 2rem;\n            margin-right: 2rem;\n        }\n    }\n\n<\/style><h4>What payment methods do 18-24 year-olds use for larger purchases?<\/h4><div id=\"scale-surveys-10008-4\" class=\"survey-response u-grid u-grid--gutterLarge\"><div id=\"view-what-payment-methods-do-18-24-year-olds-use-for-larger-purchases\" class=\"u-grid__col u-1\/2@s u-1\/1 aligncenter size-full chart-container\" style=\"max-width: 330px;\"><\/div><script type=\"text\/javascript\">\n\t\t\t\t(function() {\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\tvar packageToLoad = 'corechart';\n\t\t\t\t\tvar eventName = 'GoogleChartsLoaded-' + packageToLoad;\n\t\t\t\t\tvar event = new Event(eventName);\n\t\t\t\t\n\t\t\t\t\tdocument.addEventListener(eventName, function() {\n\t\t\t\t\tconsole.log('called event!', eventName);\n\t\t\t\t\n\t\t\t\t\tfunction drawChart() {\n\t\t\t\t\t\tvar chartType = 'pie';\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvar data = google.visualization.arrayToDataTable([\n\t\t\t\t\t\t\t['Response', ''],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t['PayPal Credit', 7.94],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t['PayPal', 7.94],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t['Other', 15.89],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t['Debit card', 35.98],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t['Credit card', 21.96],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t['Buy now, pay later (e.g. Klarna &amp; Clearpay)', 10.28],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t]);\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\tvar options = {\n\t\t\t\t\t\t\tlegend: { \n\t\t\t\t\t\t\t\tposition: 'none'\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\tcolors: ['#1a69e8', '#3178ea', '#4887ed', '#5f96ef', '#76a5f1', '#8db4f4', '#a3c3f6', '#bad2f8', '#1a69e8', '#3178ea', '#4887ed', '#5f96ef', '#76a5f1', '#8db4f4', '#a3c3f6', '#bad2f8']\n\t\t\t\t\t\t};\n\t\t\t\t\n\t\t\t\t\t\tvar chart;\n\t\t\t\t\t\t\t\t\t\t\t\tchart = new google.visualization.PieChart(document.getElementById('view-what-payment-methods-do-18-24-year-olds-use-for-larger-purchases'));\n\t\t\t\t\t\t\/\/ Pie chart specific options can go here\n\t\t\t\t\t\toptions.chartArea = {width:'100%',height:'100%'};\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\tchart.draw(data, (chartType == 'pie') ? options : google.charts.Bar.convertOptions(options));\n\t\t\t\t\t}\n\t\t\t\t\t\tdrawChart();\n\t\t\t\t\t});\n\t\t\t\t\n\t\t\t\t\tfunction init() {\n\t\t\t\t\t\tconsole.log('calling init', eventName);\n\t\t\t\t\t\tif (typeof google !== 'undefined' && google.charts) {\n\t\t\t\t\t\t\tconsole.log('found charts', google, packageToLoad);\n\t\t\t\t\t\t\tgoogle.charts.load('current', {'packages':[packageToLoad]});\n\t\t\t\t\t\t\tgoogle.charts.setOnLoadCallback(function() {\n\t\t\t\t\t\t\t\tdocument.dispatchEvent(event);\n\t\t\t\t\t\t\t});\n\t\t\t\t\t\t} else {\n\t\t\t\t\t\t\tconsole.log('retrying');\n\t\t\t\t\t\t\tsetTimeout(init, 100);\n\t\t\t\t\t\t}\n\t\t\t\t\t}\n\t\t\t\t\tinit();\n\t\t\t\t})()\n\t\t\t<\/script><div class=\"u-grid__col u-1\/2@s  u-1\/1 aligncenter size-full border-fix table-container\"><table class=\"luna-table js-tablesorter tablesorter tablesorter-default\" role=\"grid\"><thead class=\"luna-table__header\"><tr><th>Response<\/th><th>% of responses<\/th><\/tr><\/thead><tbody class=\"luna-table__body\" aria-live=\"polite\" aria-relevant=\"all\"><tr><td><span class=\"row-color-icon\" style=\"background-color: #1a69e8;\"><\/span>PayPal Credit<\/td><td>7.94%<\/td><\/tr><tr><td><span class=\"row-color-icon\" style=\"background-color: #3178ea;\"><\/span>PayPal<\/td><td>7.94%<\/td><\/tr><tr><td><span class=\"row-color-icon\" style=\"background-color: #4887ed;\"><\/span>Other<\/td><td>15.89%<\/td><\/tr><tr><td><span class=\"row-color-icon\" style=\"background-color: #5f96ef;\"><\/span>Debit card<\/td><td>35.98%<\/td><\/tr><tr><td><span class=\"row-color-icon\" style=\"background-color: #76a5f1;\"><\/span>Credit card<\/td><td>21.96%<\/td><\/tr><tr><td><span class=\"row-color-icon\" style=\"background-color: #8db4f4;\"><\/span>Buy now, pay later (e.g. Klarna &amp; Clearpay)<\/td><td>10.28%<\/td><\/tr><\/tbody><\/table><\/div><div class=\"source-container\"><span class=\"source\">Source: Finder survey by Censuswide of 2,000 UK shoppers    \t\t<\/span><\/div><\/div><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">What age should I get a credit card?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>The best age to get a credit card is when you fully understand how they work and can use one responsibly. This means only ever spending what you can afford to pay back, and doing your best to pay off your balance in full each month to avoid building up debt.<\/p><p>Building up a credit score sensibly and carefully over time can stand you in good stead later on in life when you apply for additional credit products including a mortgage.<\/p><\/div><\/div><\/div><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">What is the best credit card for 19 year olds?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>This will depend on whether you\u2019ve been able to build up a credit history. If you haven\u2019t, you might still be looking at credit builder cards or student credit cards. But if your credit rating has started to improve, perhaps because you\u2019ve used an overdraft responsibly, and you also have a regular source of income because you now have a job, you might qualify for a credit card that offers 0% on purchases for a set time or even rewards such as cashback. <\/p><p>You can <\/p><div class=\"rewards--element-container rewards--container\" data-product-id=\"308bee85-a334-4500-92bc-846c1b27c6cb\" data-niche=\"UKCCF\" data-product-name=\"Credit card finder\" data-provider-name=\"Credit cards\" data-rewards-campaign-name=\"finder|creditec|aug-2026~ukccf\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"finder|creditec|aug-2026~ukccf\"] = {\"startDate\":\"2026-08-23T23:00:00.000Z\",\"endDate\":null,\"showVisaLogo\":false,\"countryCode\":\"UK\",\"isAlwaysOn\":true,\"isTieredReward\":false,\"rewardCopy\":\"Get a \\u00a315 bank transfer when you join Finder.\",\"hasEligibilityCriteria\":false,\"offerStacking\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"bannerConfig\":{\"badgeText\":\"CREDIT CARD REWARD\",\"title\":\"Get \\u00a315 with a new credit card\",\"titleHighlight\":\"\\u00a315\",\"copyText\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a \\u00a315 reward from Finder. \",\"termsText\":\"T\\u0026Cs apply\",\"ctaText\":\"Go to site\",\"nicheText\":\"CREDIT CARDS\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"308bee85-a334-4500-92bc-846c1b27c6cb\"},\"logoUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2026\\\/08\\\/creditcards_600_450.png\",\"nicheCode\":\"UKCCF\",\"value\":\"15\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/credit-card-reward-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":null,\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":false,\"title\":\"Get \\u00a315 from Finder\",\"subtitleText\":\"\",\"items\":[],\"heading\":\"Get your \\u00a315 reward\",\"membersHeading\":\"\",\"text\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a \\u00a315 reward from Finder. \",\"membersText\":\"Take out a credit card from an eligible provider (HSBC, Santander, 118 118 Money) to earn a \\u00a315 reward from Finder. \",\"emailCaption\":\"\",\"badgeText\":\"\\u003Creward_value\\u003E REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within \\u003Cfulfillment_days\\u003E days of signup or purchase.\",\"legalText\":\"By submitting your details you agree to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"YES PLEASE\",\"abortText\":\"NO THANKS\",\"copyText\":\"\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2026\\\/08\\\/creditcards_600_450.png\",\"nicheCode\":\"UKCCF\",\"value\":\"15\",\"faqUrl\":null,\"validationDate\":null,\"fulfillmentDate\":null,\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/credit-card-reward-terms-conditions\",\"isAlwaysOn\":true,\"validationDaysAfterEntry\":60,\"fulfillmentDaysAfterEntry\":90,\"referAFriendValue\":null,\"partnerRewardValue\":null}};<\/script> <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/card-finder-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22check%2Byour%2Beligibility%2Bfor%2Ba%2Bselection%2Bof%2Bcards%22%2C%22site%22%3A%22UKCCF%22%2C%22offer_id%22%3A%2224715%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%22308bee85-a334-4500-92bc-846c1b27c6cb%22%2C%22product_name%22%3A%22Credit%2Bcard%2Bfinder%22%2C%22provider_id%22%3A%220c72737e-7b92-477b-b6a0-a8587bf6c0b5%22%2C%22provider_name%22%3A%22Credit%2Bcards%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"rewards--cta\">check your eligibility for a selection of cards<\/a><\/div> using a comparison site. This won\u2019t impact your credit score and can save you time and hassle.<p>If you don\u2019t qualify for a mainstream credit card, you might get offered a <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\">credit builder credit card<\/a>, or could apply for a <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/student-credit-cards\">student credit card<\/a> if you\u2019re in further education (this would be from the same bank that provides your <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/student-bank-accounts\">student current account<\/a>). <\/p><\/div><\/div><\/div><\/div><h3>How can I build credit at 18-21?<\/h3><p>If you want to build up a credit history and improve your credit score, there are several steps you can take:<\/p><ul><li><strong>Get on the electoral roll.<\/strong> This is important even if you live at home or in a shared house as the information is used by lenders to confirm your name and address.<\/li><li><strong>Open a bank account.<\/strong> If you don\u2019t already have one, opening an account and managing it well can help to improve your credit score, particularly if you have an overdraft. If you use an overdraft, try not to use the full amount and pay it off whenever you can.<\/li><li><strong>Add your name to bills such as an energy bill or mobile phone contract.<\/strong> These are classed as a form of credit and, providing you pay them on time, can help to improve your credit score.<\/li><li><strong>Use a credit card (responsibly).<\/strong> As mentioned above, any credit card you can get accepted for will help you improve your credit score, providing you use it sensibly.<\/li><\/ul><p>Alternatively, some prepaid cards can also help you to build your credit score. The big advantage of prepaid cards is that no credit checks are carried out, making them easier to get accepted for. If you choose a credit builder service on your prepaid card, the provider will effectively lend you a year\u2019s worth of monthly fees for you to repay over 12 months. If you do this on time, your credit score will go up.<\/p><p>Another option is to use a credit building service such as <a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/loqbox\">LOQBOX<\/a> or <a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/pave-review\">Pave<\/a>. With LOQBOX, you set up a direct debit to save a regular amount each month. These are then treated as finance repayments which are reported to a credit reference agency. <\/p><p>Similarly, Pave is a personal finance management app that connects your bank accounts and, for a monthly fee, works with you to improve your credit score.<\/p><p><a href=\"https:\/\/www.finder.com\/uk\/credit-score\/creditladder-review\">CreditLadder<\/a> is a tool that can help you show your timely rent payments in your credit file.<\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/credit-score\/improve-your-credit-score\">Top 10 ways to improve your credit score<\/a><\/p><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"UKFCR-TLS\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <!-- no filters config: `{\"includeUserFilters\":false,\"hasAnyUserFilters\":false,\"isNbNiche\":true,\"isNbTable\":true}` --><div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"7ad802b7-fc28-4cd1-a817-c5ba89aa421d\" data-template=\"comparison\" data-niche=\"UKFCR-TLS\" data-site=\"UKFCR-TLS\" data-auto-recalculate=\"true\" data-post-country=\"uk\" data-fieldset=\"default\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"148084\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-featured-product-id=\"83d332e9-07c0-43c3-a1f9-0ee3af732e57\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFCR-TLS\",\"fieldset\":\"default\",\"template\":\"comparison\",\"category_id\":\"7ad802b7-fc28-4cd1-a817-c5ba89aa421d\",\"category_name\":\"allproducts\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793912888}' data-disable-alternative-products=\"true\" data-post-redirect-alternative-products-enabled=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"comparison-actions__filterAndSort\"><div id=\"portal-table-sort-button-mobile\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile\" class=\"comparison-actions__filter\"><\/div><\/div><div id=\"portal-tableWithFilters__table\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-7ad802b7-fc28-4cd1-a817-c5ba89aa421d\">4 of 13 results<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated regularly<\/span><\/a><\/span><span class=\"templateTable__shareMyFilters is-hidden@xs is-hidden@sm\"><a class=\"share-filters-link\"><svg class=\"luna-icon luna-icon--small\"><use xlink:href=\"#share-fat\"><\/use><\/svg><span class=\"u-pl--1\">Share<\/span><\/a><\/span><\/div><\/div><div class=\"comparison-actions__filterAndSort--sticky\"><div id=\"portal-table-sort-button-mobile-sticky\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile-sticky\" class=\"comparison-actions__filter\"><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-mobile-compare=\"true\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKFCR-TLS\" data-site=\"UKFCR-TLS\" data-table-id=\"2690\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFCR-TLS\",\"fieldset\":\"default\",\"template\":\"comparison\",\"category_id\":\"7ad802b7-fc28-4cd1-a817-c5ba89aa421d\",\"category_name\":\"allproducts\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793912888}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000015\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukfcr-tls\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"4\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"4\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"13\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-user-filters data-table-filter-presets=\"1e8941f0acc30936f57c9bb787f450c2b3d99875b29feacdaaa77ff2786d57c6\" data-table-record-type=\"product\" data-table-record-ids='[\"83d332e9-07c0-43c3-a1f9-0ee3af732e57\",\"caf69d63-f901-4614-9d36-6be7f89ffa5c\",\"d6430b0f-7adf-4dbe-bc3d-ed35f8730024\",\"973c61e9-7ae2-437b-9ae9-58b9c6812398\"]' data-total-data=\"4\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"13\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-5\"><th data-ajax-table-sorter-column=\"UKFCR-TLS.PRODUCT.DATAPOINT_STAR_RATING\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"score\">\n                                                        Score\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.FEATURES.REPORTS_TO\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"reports_to\">\n                                                        Reports to\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.FEATURES.SAVINGS_DEPOSIT\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"savings_requirement\">\n                                                        Savings requirement\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.FEATURES.CREDIT_LIMIT\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"credit_limit\">\n                                                        Credit limit\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"UKFCR-TLS.PRODUCT.DATAPOINT_SERVICE_FEE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"fee\">\n                                                        Fee\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"how_it_works\">\n                                                        How it works\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><\/tr><\/thead><tbody><tr data-product-id=\"83d332e9-07c0-43c3-a1f9-0ee3af732e57\" data-provider-id=\"b35300f1-3eb7-42d6-8229-31bcd62bfb18\" data-product-name=\"Wollit\" data-provider-name=\"Wollit\" class=\"grid-column-count-5  mobile-column-count-5 mobile-row-count-9  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/wollit-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6697c20510a69.png\" alt=\"Wollit logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6697c20510a69.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6697c20510a69.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6697c20510a69.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6697c20510a69.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6697c20510a69.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/wollit-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Wollit<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfcr-tls.product.datapoint_star_rating\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Score\"><div class=\"has-margin-bottom-xxsmall\">Finder Score<\/div><span class=\"luna-stars luna-stars__fill--90 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"Experian,Equifax,TransUnion\" data-column-index=\"2\" data-decorator=\"text,global.value.datapoint_add_commas_spaces_to_multiselect\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Reports to\">\n                        Experian, Equifax, TransUnion\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"N\/A\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Savings requirement\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                        rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"N\/A\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Credit limit\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                            border-left\n                                                                                                                        rounded-bottom-right\n                                                                                                                                                                            span-1\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfcr-tls.product.datapoint_service_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fee\">\n                        \u00a39.99 per month\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Build your credit score with a 12 month credit building plan starting from \u00a39.99 a month (7-day free trial). Wollit reports your payments to all major UK credit agencies and offers tools like Rent Reporting and Affordability Optimiser.\" data-column-index=\"6\" data-decorator=\"text,global.value.datapoint_table_info\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"How it works\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xsmall u-bg--sky-subtle u-rounded--xs u-color--blue-700 weight-semi-bold\" style=\"width: 100%; padding: 0.85em !important; line-height: 18px;\"><svg class=\"luna-icon\" style=\"height: 17px; width: 17px; margin-right: 6px; fill: #002ebf;\"><use xlink:href=\"#info\"><\/use><\/svg>Build your credit score with a 12 month credit building plan starting from \u00a39.99 a month (7-day free trial). Wollit reports your payments to all major UK credit agencies and offers tools like Rent Reporting and Affordability Optimiser.<\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"83d332e9-07c0-43c3-a1f9-0ee3af732e57\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-score\/wollit-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFCR-TLS%22%2C%22fieldset%22%3A%22default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%227ad802b7-fc28-4cd1-a817-c5ba89aa421d%22%2C%22category_name%22%3A%22allproducts%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793912888%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2225141%22%2C%22niche_code%22%3A%22UKFCR-TLS%22%2C%22product_id%22%3A%2283d332e9-07c0-43c3-a1f9-0ee3af732e57%22%2C%22product_name%22%3A%22Wollit%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Wollit's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Wollit\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"83d332e9-07c0-43c3-a1f9-0ee3af732e57\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"caf69d63-f901-4614-9d36-6be7f89ffa5c\" data-provider-id=\"d7cb3c7a-1d88-4216-91e7-8fb5447d6d17\" data-product-name=\"Pave Plus\" data-provider-name=\"Pave\" class=\"grid-column-count-5  mobile-column-count-5 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/pave-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/61c05d712477e.png\" alt=\"Pave logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61c05d712477e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61c05d712477e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61c05d712477e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/61c05d712477e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/61c05d712477e.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/pave-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Pave Plus<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfcr-tls.product.datapoint_star_rating\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Score\"><div class=\"has-margin-bottom-xxsmall\">Finder Score<\/div><span class=\"luna-stars luna-stars__fill--70 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"Experian,Equifax,TransUnion\" data-column-index=\"2\" data-decorator=\"text,global.value.datapoint_add_commas_spaces_to_multiselect\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Reports to\">\n                        Experian, Equifax, TransUnion\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"N\/A\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Savings requirement\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                        rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"Not specified\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Credit limit\">\n                        Not specified\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                            border-left\n                                                                                                                        rounded-bottom-right\n                                                                                                                                                                            span-1\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfcr-tls.product.datapoint_service_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fee\">\n                        \u00a39 per month\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Build your credit score with all major Credit Reference Agencies by paying your membership fee on time. Subject to eligibility, Pave may open a credit line that you can use to top up your bank account periodically.\" data-column-index=\"6\" data-decorator=\"text,global.value.datapoint_table_info\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"How it works\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xsmall u-bg--sky-subtle u-rounded--xs u-color--blue-700 weight-semi-bold\" style=\"width: 100%; padding: 0.85em !important; line-height: 18px;\"><svg class=\"luna-icon\" style=\"height: 17px; width: 17px; margin-right: 6px; fill: #002ebf;\"><use xlink:href=\"#info\"><\/use><\/svg>Build your credit score with all major Credit Reference Agencies by paying your membership fee on time. Subject to eligibility, Pave may open a credit line that you can use to top up your bank account periodically.<\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"caf69d63-f901-4614-9d36-6be7f89ffa5c\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-score\/paveplus-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFCR-TLS%22%2C%22fieldset%22%3A%22default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%227ad802b7-fc28-4cd1-a817-c5ba89aa421d%22%2C%22category_name%22%3A%22allproducts%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793912888%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2220517%22%2C%22niche_code%22%3A%22UKFCR-TLS%22%2C%22product_id%22%3A%22caf69d63-f901-4614-9d36-6be7f89ffa5c%22%2C%22product_name%22%3A%22Pave%2BPlus%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Pave's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Pave Plus\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"caf69d63-f901-4614-9d36-6be7f89ffa5c\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"d6430b0f-7adf-4dbe-bc3d-ed35f8730024\" data-provider-id=\"d7cb3c7a-1d88-4216-91e7-8fb5447d6d17\" data-product-name=\"Pave Lite\" data-provider-name=\"Pave\" class=\"grid-column-count-5  mobile-column-count-5 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/pave-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/61c0581619078.png\" alt=\"Pave logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61c0581619078.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61c0581619078.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61c0581619078.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/61c0581619078.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/61c0581619078.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/pave-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Pave Lite<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfcr-tls.product.datapoint_star_rating\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Score\"><div class=\"has-margin-bottom-xxsmall\">Finder Score<\/div><span class=\"luna-stars luna-stars__fill--60 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"TransUnion\" data-column-index=\"2\" data-decorator=\"text,global.value.datapoint_add_commas_spaces_to_multiselect\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Reports to\">\n                        TransUnion\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"N\/A\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Savings requirement\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                        rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"N\/A\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Credit limit\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                            border-left\n                                                                                                                        rounded-bottom-right\n                                                                                                                                                                            span-1\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfcr-tls.product.datapoint_service_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fee\">\n                        \u00a35 per month\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Build your Experian credit score by paying your membership fee on time (reported to Experian as loan repayments).\" data-column-index=\"6\" data-decorator=\"text,global.value.datapoint_table_info\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"How it works\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xsmall u-bg--sky-subtle u-rounded--xs u-color--blue-700 weight-semi-bold\" style=\"width: 100%; padding: 0.85em !important; line-height: 18px;\"><svg class=\"luna-icon\" style=\"height: 17px; width: 17px; margin-right: 6px; fill: #002ebf;\"><use xlink:href=\"#info\"><\/use><\/svg>Build your Experian credit score by paying your membership fee on time (reported to Experian as loan repayments).<\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"d6430b0f-7adf-4dbe-bc3d-ed35f8730024\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-score\/pavelite-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFCR-TLS%22%2C%22fieldset%22%3A%22default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%227ad802b7-fc28-4cd1-a817-c5ba89aa421d%22%2C%22category_name%22%3A%22allproducts%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793912888%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2220517%22%2C%22niche_code%22%3A%22UKFCR-TLS%22%2C%22product_id%22%3A%22d6430b0f-7adf-4dbe-bc3d-ed35f8730024%22%2C%22product_name%22%3A%22Pave%2BLite%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Pave's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Pave Lite\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"d6430b0f-7adf-4dbe-bc3d-ed35f8730024\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"973c61e9-7ae2-437b-9ae9-58b9c6812398\" data-provider-id=\"8d5d0ebf-61a4-474f-9cc6-0010f01c8893\" data-product-name=\"Full Loqbox Membership\" data-provider-name=\"Loqbox\" class=\"grid-column-count-5  mobile-column-count-5 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/loqbox\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6377bf1d761b0.png\" alt=\"Loqbox logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6377bf1d761b0.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6377bf1d761b0.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6377bf1d761b0.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6377bf1d761b0.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6377bf1d761b0.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/loqbox\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Full Loqbox Membership<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfcr-tls.product.datapoint_star_rating\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Score\"><div class=\"has-margin-bottom-xxsmall\">Finder Score<\/div><span class=\"luna-stars luna-stars__fill--90 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"Experian,Equifax,TransUnion\" data-column-index=\"2\" data-decorator=\"text,global.value.datapoint_add_commas_spaces_to_multiselect\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Reports to\">\n                        Experian, Equifax, TransUnion\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"N\/A\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Savings requirement\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                        rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"N\/A\" data-column-index=\"4\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Credit limit\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                            border-left\n                                                                                                                        rounded-bottom-right\n                                                                                                                                                                            span-1\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfcr-tls.product.datapoint_service_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fee\">\n                        \u00a32.99 per week\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Build your credit history with TransUnion, Equifax and Experian by paying your membership fee on time. Improvements to your credit score are not guaranteed.\" data-column-index=\"6\" data-decorator=\"text,global.value.datapoint_table_info\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"How it works\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xsmall u-bg--sky-subtle u-rounded--xs u-color--blue-700 weight-semi-bold\" style=\"width: 100%; padding: 0.85em !important; line-height: 18px;\"><svg class=\"luna-icon\" style=\"height: 17px; width: 17px; margin-right: 6px; fill: #002ebf;\"><use xlink:href=\"#info\"><\/use><\/svg>Build your credit history with TransUnion, Equifax and Experian by paying your membership fee on time. Improvements to your credit score are not guaranteed.<\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"973c61e9-7ae2-437b-9ae9-58b9c6812398\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-score\/loqboxflexi-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFCR-TLS%22%2C%22fieldset%22%3A%22default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%227ad802b7-fc28-4cd1-a817-c5ba89aa421d%22%2C%22category_name%22%3A%22allproducts%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793912888%22%2C%22position%22%3A%224%22%2C%22offer_id%22%3A%2210239%22%2C%22niche_code%22%3A%22UKFCR-TLS%22%2C%22product_id%22%3A%22973c61e9-7ae2-437b-9ae9-58b9c6812398%22%2C%22product_name%22%3A%22Full%2BLoqbox%2BMembership%22%2C%22post_id%22%3A%22148084%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-builder-credit-cards%252Fcredit-card-guide-under-21-users%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Loqbox's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Full Loqbox Membership\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"973c61e9-7ae2-437b-9ae9-58b9c6812398\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer \"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"4\">Load More<\/button><div class=\"js-show-more-data_count-7ad802b7-fc28-4cd1-a817-c5ba89aa421d comparison-table__dataCount\">Showing\n\t\t\t4\n\t\t\tof\n\t\t\t13\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKFCR-TLS\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3>Tips for managing your credit card<\/h3><p>If you do qualify for a credit card, it\u2019s crucial that you use it sensibly to ensure your credit score improves over time. To do this, follow the tips below:<\/p><ul><li>Set up a monthly direct debit to ensure you never miss a payment.<\/li><li>Always pay more than the minimum monthly repayment if you can \u2013 these are set at low levels and can result in you paying out a lot in interest. Only paying the minimum will also take you much longer to clear your debt.<\/li><li>If you can afford to, pay off your balance in full each month to avoid paying any interest.<\/li><li>Always stay within your credit limit.<\/li><li>Never use your credit card for cash withdrawals \u2013 you\u2019ll be charged a fee for doing so and interest will accrue from the date of the withdrawal, even if you pay off your balance in full that month.<\/li><\/ul><h3>How to get a credit card if you\u2019re under 18 years old<\/h3><p>If you\u2019re under 18, you won\u2019t be able to get a credit card. By law, anyone under the age of 18 cannot enter into their own credit agreement. <\/p><p>As an under 18 year old, your two options are:<\/p><ul><li><a href=\"https:\/\/www.finder.com\/uk\/prepaid-cards\"><strong>Prepaid cards<\/strong><\/a>. Reloadable cards that act like a debit card.<\/li><li><strong>Debit cards<\/strong>. Linked to your bank account.<\/li><\/ul><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-card-options-teens\">Credit card options for teens under 18 years old<\/a><\/p><h3>Pros and cons of credit cards for 18-21-year olds<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li><b>Build or rebuild your credit.<\/b> A credit card isn't the only way to build credit, but it's an excellent choice. When you use your card and consistently pay your bills on time, your credit score will increase which could help you when you come to apply for a mortgage for example.<\/li>\n                                    <li><b>Safe and convenient.<\/b> Instead of carrying a lot of cash, you can simply use your card. Most cards have <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/contactless-payment\">contactless<\/a> technology to pay for purchases of \u00a3100 or under which don't require a PIN.<\/li>\n                                    <li><b>Payment protection.<\/b> Credit cards give you more protection than debit cards when things go wrong thanks to Section 75 of the Consumer Credit Act 1974. On purchases worth between \u00a3100 and \u00a330,000, the provider is jointly liable with the retailer if you don't get what you paid for.<\/li>\n                                    <li><b>Spreads the cost of a large purchase.<\/b> Credit cards can buy you more time if you need a large sum to pay for an expensive item, holiday or repair. You usually have up to 56 days' interest free on items purchased on your credit card, which gives you time to pay it off. Some purchase credit cards also offer 0% deals for a set time.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li><b>Encourages spending.<\/b> If you\u2019re prone to spending beyond your means, consider holding off on a credit card. You risk accruing huge amounts of <a href=\"https:\/\/www.finder.com\/uk\/debt\">debt<\/a> that will be difficult to repay.<\/li>\n                                    <li><b>Extra fees.<\/b> As well as paying interest, you might have to stump up for annual fees, penalty charges for late payments, and foreign transaction fees. Do your research before opening a credit card and aim to pay off your bill in full every month if possible to avoid high interest charges.<\/li>\n                                    <li><b>Cash withdrawals are expensive and bad for your credit record.<\/b> Nearly every provider charges instant interest on any cash withdrawals or other <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/what-is-defined-as-a-cash-advance\">cash advance transactions<\/a>, along with hefty fees. It\u2019s better to stick to your debit card for withdrawals.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Are student credit cards 'normal' cards?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes. You can use them anywhere the respective card network \u2013 such as Visa or Mastercard \u2013 is accepted. You can generally only get a student credit card from the same bank you have your student current account with. These cards have relatively low credit limits.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Do I need to be a student to apply for a student credit card?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes, you\u2019ll likely need to be a college or university student in part-time or full-time education who can show proof of enrollment and that you are over 18.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Why was my credit card application rejected?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>If you meet the general criteria, but have a history of bad debt or no credit history, you could be rejected. Also, if you have been made the subject of a <a href=\"https:\/\/www.finder.com\/uk\/credit-score\/ccjs-credit-score\">county court judgement (CCJ)<\/a> in the past or you were recently declared bankrupt, you are unlikely to be accepted.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">What happens if I can't make my payment?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>The first thing you should do is reach out to your lender to let them know your situation. They may waive the late fee one time if you\u2019ve been a responsible borrower in the past.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Can I get a student credit card that offers rewards?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Most student credit cards are pretty basic and don\u2019t come with a rewards programme. If you\u2019re interested in earning rewards for your spending, you may want to compare student credit cards and rewards credit cards to see which type of product suits your needs. You may also want to consider a rewards debit card.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><h3>Compare credit cards by feature<\/h3><div class=\"az-listing js-az-listing\">\n    <div class=\"hide-mobile\">\n        <div class=\"az-listing__nav\">\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"##\"> # <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#A\"> A <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#B\"> B <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#C\"> C <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   D\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   E\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#F\"> F <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   G\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   H\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#I\"> I <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   J\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   K\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#L\"> L <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#M\"> M <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#N\"> N <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   O\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#P\"> P <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   Q\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#R\"> R <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#S\"> S <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   T\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   U\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   V\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   W\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   X\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   Y\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   Z\n                            <\/div>\n                <\/div>\n        <hr>\n    <\/div>\n        <div class=\"az-listing__items\">\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"#\" class=\"az-listing__header\">\n                #\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/best-credit-card-to-use-overseas\"> 0% foreign fees <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/0-purchase-credit-cards\"> 0% purchases <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"A\" class=\"az-listing__header\">\n                A\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/air-miles-credit-cards\"> Air Miles <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/all-rounders\"> All-rounders <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/american-express-invites\"> American Express Experiences <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/rewards-credit-cards\/avios-credit-cards\"> Avios <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"B\" class=\"az-listing__header\">\n                B\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/balance-transfer-credit-cards\"> Balance transfer <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\"> Business <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"C\" class=\"az-listing__header\">\n                C\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/cashback-credit-cards\"> Cashback <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\"> Credit builder <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"F\" class=\"az-listing__header\">\n                F\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/free-airline-lounge-access\"> Free airport lounge access <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/frequent-flyer-credit-cards\"> Frequent flyer <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"I\" class=\"az-listing__header\">\n                I\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/interest-free-period-credit-cards\"> Interest-free <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"L\" class=\"az-listing__header\">\n                L\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/loungekey-airport-lounge-program\"> LoungeKey membership <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/low-interest-rate-credit-cards\"> Low interest rate <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"M\" class=\"az-listing__header\">\n                M\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/mastercard-priceless-cities\"> Mastercard Priceless Cities <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/rewards-credit-cards\/metal-credit-cards\"> Metal <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/money-transfer-credit-cards\"> Money transfer <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"N\" class=\"az-listing__header\">\n                N\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/nectar-credit-cards\"> Nectar <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/no-annual-fee-credit-cards\"> No annual fees <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/balance-transfer-credit-cards\/credit-cards-with-no-balance-transfer-fee\"> No balance transfer fee <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"P\" class=\"az-listing__header\">\n                P\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/platinum-credit-cards\"> Platinum <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/prepaid-cards\"> Prepaid <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"R\" class=\"az-listing__header\">\n                R\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/rewards-credit-cards\"> Rewards <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"S\" class=\"az-listing__header\">\n                S\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/secured-credit-cards\"> Secured <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/rewards-credit-cards\/compare-store-credit-cards\"> Store cards <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/student-credit-cards\"> Student <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/rewards-credit-cards\/compare-supermarket-credit-cards\"> Supermarket cards <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n            <\/div>\n        <\/div>\n<div class=\"sources sources__f1\">\n    \n  <ul class=\"luna-accordionGroup accordionGroup\">\n    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n      <div class=\"luna-accordion__summary\">\n        <h3 class=\"luna-accordion__heading\" data-toc-label=\"Sources\">\n          <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"sources_0000000018\" data-toggle=\"collapse\" data-target=\"#sources_0000000018\">\n            <span class=\"luna-accordion__title u-text--lg u-font--bold\">Sources<\/span>\n            <svg class=\"luna-icon\" aria-hidden=\"true\">\n              <use href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n              <use href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n            <\/svg>\n          <\/button>\n        <\/h3>\n      <\/div>\n      <div class=\"luna-accordion__details collapse \" aria-hidden=\"true\" id=\"sources_0000000018\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n          <p class=\"sources__description\">Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are <a href=\"https:\/\/www.finder.com\/uk\/why-trust-us\">fact checked<\/a> in line with our <a href=\"https:\/\/www.finder.com\/uk\/editorial-guidelines\">editorial guidelines<\/a>.<\/p>\n          <ol class=\"u-pl--0 u-text--lg u-font--medium\">\n                                          <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.finder.com\/uk\/credit-card-statistics\" target=\"_blank\">Finder UK credit card statistics<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.finder.com\/uk\/credit-score-statistics\" target=\"_blank\">Finder UK credit score statistics<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.citizensadvice.org.uk\/debt-and-money\/borrowing-money\/credit-cards\/choosing-and-applying-for-a-credit-card\/\" target=\"_blank\">Citizens Advice<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.moneyhelper.org.uk\/en\/everyday-money\/credit\/simple-guide-to-credit-cards\" target=\"_blank\">Moneyhelper<\/a><\/li>\n                                    <\/ol>\n        <\/div>\n      <\/div>\n    <\/li>\n  <\/ul>\n  <\/div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">Our \u201cBest for\u201d picks highlight top options in specific categories based on our independent evaluation (see our <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">full methodology<\/a>), while \u201cPromoted\u201d tags indicate sponsored placements. Selected products may not suit everyone. We track selected market offers, which may not cover every product. Products are listed in no particular order unless specified, and inclusion or ordering may be influenced by popularity or commercial agreements. Most comparison table data is provided by Defaqto or sourced directly from providers. Always evaluate your own circumstances and consider independent advice before making major financial decisions.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>You can get a credit card if you\u2019re under 21. Find out what your options are.<\/p>\n","protected":false},"author":1047,"featured_media":148089,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"Credit card guide under 21","_yoast_wpseo_title":"Under 21? Credit cards for 18 to 21-year-olds | finder UK","_yoast_wpseo_metadesc":"Get credit card options to help ages 18-21 kickstart a good credit history. Compare student, credit builder and prepaid options.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":null,"post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":null,"post_editor":"-1","post_editor_date":null,"post_author_date":"","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2024-07-30 12:58:30\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We added a credit building tools table to this guide.\"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":""},"categories":[3587],"tags":[],"asset_tag":[],"class_list":["post-148084","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-builder-credit-cards"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Under 21? 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