{"id":139810,"date":"2018-10-09T21:59:06","date_gmt":"2018-10-09T20:59:06","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=139810"},"modified":"2025-04-15T09:53:00","modified_gmt":"2025-04-15T08:53:00","slug":"loans-like-creditspring","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring","title":{"rendered":"Sites like Creditspring"},"content":{"rendered":"<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block text-center has-padding-small\"><p class=\"has-margin-bottom-xxsmall\"><strong>Warning:<\/strong> Late repayment can cause you serious money problems. For help, go to <a href=\"https:\/\/www.moneyhelper.org.uk\/en\" rel=\"follow noopener\" target=\"_blank\" class=\"fin-text-navy\">moneyhelper.org.uk<\/a>.<\/p><p><strong>Please note:<\/strong> High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.<\/p><\/div><\/article><p>Designed as an alternative to traditional, payday-style loans, Creditspring offers you 2 interest-free loans per year, in return for a monthly subscription fee. Right now it\u2019s pretty unique in doing this, however other loan companies are shaking up the short term loans market with innovative services and fast, flexible borrowing options. Here are some other loan companies like <a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/creditspring\">Creditspring<\/a> \u2013 some of which offer a \u201cline of credit\u201d and some of which offer more traditional loans:<\/p><h3 id=\"alternatives\">Online lenders like Creditspring<\/h3><style>.ukfsl td { vertical-align: middle; } .comparisonsubject { background-color: #b9defe; font-weight: bold; } .comparesubject { background-color: #f4f5f6; font-weight: bold; }<\/style>\r\n<div class=\"simpletable has-margin-bottom-large\">\r\n<table class=\"luna-table luna-table--responsiveList ukfsl\"><thead class=\"luna-table__header\"><tr><th scope=\"col\"><\/th><th scope=\"col\">Name<\/th><th scope=\"col\">Established<\/th><th scope=\"col\">Loan types<\/th><th scope=\"col\" class=\"u-1\/5@s\"><\/th><\/tr><\/thead>\r\n<tbody class=\"luna-table__body\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr class=\"comparesubject\">\r\n<td><img decoding=\"async\" alt=\"Creditspring Membership\" src=\"https:\/\/www.finder.com\/niche-builder\/5d9f5895cbd7e.png\" width=\"104\" height=\"64\" class=\"alignnone size-full lazyloaded\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5d9f5895cbd7e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5d9f5895cbd7e.png?fit=312 312w\" sizes=\"(max-width: 312px) 100vw, 312px\" loading=\"lazy\"><\/td>\r\n<td>Creditspring Membership<\/td>\r\n<td>2018<\/td>\r\n<td>Instalment loans through a membership scheme<\/td>\r\n<td><a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/creditspring\" class=\"luna-button luna-button--success luna-button--fluid\">More info<\/a><\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td><img decoding=\"async\" alt=\"Fund Ourselves (Welendus) Short Term Loan\" src=\"https:\/\/www.finder.com\/niche-builder\/60c31c334e079.png\" width=\"104\" height=\"64\" class=\"alignnone size-full lazyloaded\" srcset=\"https:\/\/www.finder.com\/niche-builder\/60c31c334e079.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/60c31c334e079.png?fit=312 312w\" sizes=\"(max-width: 312px) 100vw, 312px\" loading=\"lazy\"><\/td>\r\n<td>Fund Ourselves<\/td>\r\n<td>2016<\/td>\r\n<td>Peer-to-peer instalment loans<\/td>\r\n<td><a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/fund-ourselves\" class=\"luna-button luna-button--success luna-button--fluid\">More info<\/a><\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td><a href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/lendingstream-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFSL.NICHE.UKFSL_LIKE_PREPEND%22%2C%22code%22%3A%22UKFSL%22%2C%22post_id%22%3A%22139810%22%2C%22post_path%22%3A%22personal-loans%252Fcreditspring%252Floans-like-creditspring%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"new\" rel=\"nofollow\"><img decoding=\"async\" alt=\"Lending Stream Instalment Loan\" src=\"https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png\" width=\"104\" height=\"64\" class=\"alignnone size-full lazyloaded\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png?fit=312 312w\" sizes=\"(max-width: 312px) 100vw, 312px\" loading=\"lazy\"><\/a><\/td>\r\n<td>Lending Stream<\/td>\r\n<td>2008<\/td>\r\n<td>Instalment loans<\/td>\r\n<td><a href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/lendingstream-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFSL.NICHE.UKFSL_LIKE_PREPEND%22%2C%22code%22%3A%22UKFSL%22%2C%22post_id%22%3A%22139810%22%2C%22post_path%22%3A%22personal-loans%252Fcreditspring%252Floans-like-creditspring%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"new\" rel=\"nofollow\" class=\"luna-button luna-button--success luna-button--fluid\">Go to site<\/a><\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n<tr>\r\n<td><a href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/drafty-line-of-credit-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFSL.NICHE.UKFSL_LIKE_PREPEND%22%2C%22code%22%3A%22UKFSL%22%2C%22post_id%22%3A%22139810%22%2C%22post_path%22%3A%22personal-loans%252Fcreditspring%252Floans-like-creditspring%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"new\" rel=\"nofollow\"><img decoding=\"async\" alt=\"Drafty Line of Credit\" src=\"https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png\" width=\"104\" height=\"64\" class=\"alignnone size-full lazyloaded\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png?fit=312 312w\" sizes=\"(max-width: 312px) 100vw, 312px\" loading=\"lazy\"><\/a><\/td>\r\n<td>Drafty<\/td>\r\n<td>2015<\/td>\r\n<td>Line of credit<\/td>\r\n<td><a href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/drafty-line-of-credit-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFSL.NICHE.UKFSL_LIKE_PREPEND%22%2C%22code%22%3A%22UKFSL%22%2C%22post_id%22%3A%22139810%22%2C%22post_path%22%3A%22personal-loans%252Fcreditspring%252Floans-like-creditspring%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"new\" rel=\"nofollow\" class=\"luna-button luna-button--success luna-button--fluid\">Go to site<\/a><\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n<tr>\r\n<td><img decoding=\"async\" alt=\"Polar Credit Credit Line\" src=\"https:\/\/www.finder.com\/niche-builder\/615c10b19d3e9.png\" width=\"104\" height=\"64\" class=\"alignnone size-full lazyloaded\" srcset=\"https:\/\/www.finder.com\/niche-builder\/615c10b19d3e9.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/615c10b19d3e9.png?fit=312 312w\" sizes=\"(max-width: 312px) 100vw, 312px\" loading=\"lazy\"><\/td>\r\n<td>Polar Credit<\/td>\r\n<td>2019<\/td>\r\n<td>Line of credit<\/td>\r\n<td><a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/polar-credit\" class=\"luna-button luna-button--success luna-button--fluid\">More info<\/a><\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n<tr>\r\n<td><img decoding=\"async\" alt=\"SteadyPay\" src=\"https:\/\/www.finder.com\/niche-builder\/5f04ba3a4d1f8.png\" width=\"104\" height=\"64\" class=\"alignnone size-full lazyloaded\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f04ba3a4d1f8.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f04ba3a4d1f8.png?fit=312 312w\" sizes=\"(max-width: 312px) 100vw, 312px\" loading=\"lazy\"><\/td>\r\n<td>SteadyPay<\/td>\r\n<td>2017<\/td>\r\n<td>Instalment loans through a membership scheme<\/td>\r\n<td><a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/steadypay\" class=\"luna-button luna-button--success luna-button--fluid\">More info<\/a><\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n<\/tbody>\r\n<\/table>\r\n<\/div><h3>Companies like Creditspring: A closer look<\/h3>\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid\">\n<div class=\"u-grid__col u-1\/1 u-1\/6@m\">\n<a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/fund-ourselves\"><img decoding=\"async\" class=\"has-margin-bottom-small\" src=\"https:\/\/www.finder.com\/niche-builder\/60c31c334e079.png\" alt=\"Fund Ourselves logo\" width=\"130\" height=\"80\" srcset=\"https:\/\/www.finder.com\/niche-builder\/60c31c334e079.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/60c31c334e079.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/60c31c334e079.png?fit=390 390w\" sizes=\"(max-width: 390px) 100vw, 390px\" loading=\"lazy\"><\/a><\/div>\n<div class=\"u-grid__col u-1\/1 u-10\/12@m has-margin-bottom-small\">\n<h4>1. Fund Ourselves<\/h4>\n<p><a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/fund-ourselves\">Fund Ourselves (read review)<\/a> is a direct lender (not a broker), which offers peer-to-peer instalment loans of up to \u00a31,500 over shorter terms of up to 6 months. That's \u00a3500 more than Creditspring (although for new customers the maximum is \u00a3800) but with a lower representative APR of 1,310.4%. Peer-to-peer services bring together investors who want to lend money with borrowers who want to borrow money. In theory, peer-to-peer platforms have lower overheads and so can pass on lower interest rates. As with Creditspring, you can repay early at any point.<\/p>\n<p>Fund Ourselves representative example: Borrow \u00a3300 for 106 days at a rate of 176% p.a. (fixed). Representative 1,310.4% APR and total payable \u00a3452.97 in 4 monthly payments of \u00a3113.24.<\/p><\/div>\n<\/div>\n\n\n\n\n\n\n<div class=\"u-grid\">\n<div class=\"u-grid__col u-1\/1 u-1\/6@m\">\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/lendingstream-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Lending%2BStream%2B%2528visit%2Bsite%2529%22%2C%22site%22%3A%22UKFSL%22%2C%22image%22%3A%22https%253A%252F%252Fcdn.finder.com.au%252Fniche-builder%252F5ce7f66861eda.png%22%2C%22style%22%3A%22width%253A%2B130px%253B%22%2C%22offer_id%22%3A%227953%22%2C%22niche_code%22%3A%22UKFSL%22%2C%22product_id%22%3A%2211dccd20-42ba-4ca0-9162-8824089fbbf0%22%2C%22product_name%22%3A%22Lending%2BStream%2BInstalment%2BLoan%22%2C%22provider_id%22%3A%2256a9db89-805d-467c-a986-7624a4a966f8%22%2C%22provider_name%22%3A%22Lending%2BStream%22%2C%22post_id%22%3A%22139810%22%2C%22post_path%22%3A%22personal-loans%252Fcreditspring%252Floans-like-creditspring%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A417949%2C%22name%22%3A%22ukfsl_sites_like_content%22%2C%22country%22%3A%22uk%22%7D%7D\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png\" alt=\"Lending Stream logo\" style=\"width: 130px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png?fit=390 390w\" sizes=\"(max-width: 390px) 100vw, 390px\" loading=\"lazy\"><\/a><\/div>\n<div class=\"u-grid__col u-1\/1 u-10\/12@m has-margin-bottom-small\">\n<h4>2. Lending Stream<\/h4>\n<p>Next up, <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/lendingstream-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Lending%2BStream%2B%2528visit%2Bsite%2529%22%2C%22site%22%3A%22UKFSL%22%2C%22offer_id%22%3A%227953%22%2C%22niche_code%22%3A%22UKFSL%22%2C%22product_id%22%3A%2211dccd20-42ba-4ca0-9162-8824089fbbf0%22%2C%22product_name%22%3A%22Lending%2BStream%2BInstalment%2BLoan%22%2C%22provider_id%22%3A%2256a9db89-805d-467c-a986-7624a4a966f8%22%2C%22provider_name%22%3A%22Lending%2BStream%22%2C%22post_id%22%3A%22139810%22%2C%22post_path%22%3A%22personal-loans%252Fcreditspring%252Floans-like-creditspring%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A417949%2C%22name%22%3A%22ukfsl_sites_like_content%22%2C%22country%22%3A%22uk%22%7D%7D\">Lending Stream (visit site)<\/a> is also a direct lender, which offers instalment loans of up to \u00a31,500 over shorter terms of up to 6 months. That's \u00a3500 more than Creditspring but with a lower representative APR of 1,271%. With instalment loans, you borrow for an agreed amount of time at a fixed interest rate, and pay back a set amount each month until the loan is cleared. You'll know in advance exactly how much your loan will cost and when it'll be cleared. You can repay early at any point.<\/p>\n<p>Lending Stream representative example: Borrow \u00a3300 for 6 months at a rate of 292% p.a. (fixed). Representative 1,271% APR and total payable \u00a3578.36 in 6 monthly payments of \u00a396.39<br><\/p><\/div>\n<\/div>\n\n\n\n\n<div class=\"u-grid\">\n<div class=\"u-grid__col u-1\/1 u-1\/6@m\">\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/drafty-line-of-credit-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Drafty%2B%2528visit%2Bsite%2529%22%2C%22site%22%3A%22UKFSL%22%2C%22image%22%3A%22https%253A%252F%252Fcdn.finder.com.au%252Fniche-builder%252F5bb27bc7ef99e.png%22%2C%22style%22%3A%22width%253A%2B130px%253B%22%2C%22offer_id%22%3A%2219876%22%2C%22niche_code%22%3A%22UKFSL%22%2C%22product_id%22%3A%2256abf60b-ee38-4a1d-91d4-8075fa1901e3%22%2C%22product_name%22%3A%22Drafty%2BLine%2Bof%2BCredit%22%2C%22provider_id%22%3A%22d235693b-aa37-421e-aefc-4e17d137ae66%22%2C%22provider_name%22%3A%22Drafty%22%2C%22post_id%22%3A%22139810%22%2C%22post_path%22%3A%22personal-loans%252Fcreditspring%252Floans-like-creditspring%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A417949%2C%22name%22%3A%22ukfsl_sites_like_content%22%2C%22country%22%3A%22uk%22%7D%7D\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png\" alt=\"Drafty logo\" style=\"width: 130px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png?fit=390 390w\" sizes=\"(max-width: 390px) 100vw, 390px\" loading=\"lazy\"><\/a><\/div>\n<div class=\"u-grid__col u-1\/1 u-10\/12@m has-margin-bottom-small\">\n<h4>3. Drafty<\/h4>\n<p><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/drafty-line-of-credit-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Drafty%2B%2528visit%2Bsite%2529%22%2C%22site%22%3A%22UKFSL%22%2C%22offer_id%22%3A%2219876%22%2C%22niche_code%22%3A%22UKFSL%22%2C%22product_id%22%3A%2256abf60b-ee38-4a1d-91d4-8075fa1901e3%22%2C%22product_name%22%3A%22Drafty%2BLine%2Bof%2BCredit%22%2C%22provider_id%22%3A%22d235693b-aa37-421e-aefc-4e17d137ae66%22%2C%22provider_name%22%3A%22Drafty%22%2C%22post_id%22%3A%22139810%22%2C%22post_path%22%3A%22personal-loans%252Fcreditspring%252Floans-like-creditspring%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A417949%2C%22name%22%3A%22ukfsl_sites_like_content%22%2C%22country%22%3A%22uk%22%7D%7D\">Drafty (visit site)<\/a> is another direct lender, which offers an ongoing line of credit and could let you borrow up to \u00a33,000. That's \u00a32,000 more than Creditspring but with a higher representative APR of 96.2%. A line of credit is a bit like an overdraft or credit card \u2013 you get a personalised credit limit and can borrow as much as you like whenever you like within that limit \u2013 so it's always available and, once set-up, is fast and convenient.<\/p>\n<p>Drafty Representative Example: Assumed credit limit: \u00a31200. Representative 96.2% APR (variable). Annual interest rate 69.4% (variable).<\/p><\/div>\n<\/div>\n\n\n\n\n<div class=\"u-grid\">\n<div class=\"u-grid__col u-1\/1 u-1\/6@m\">\n<a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/polar-credit\"><img decoding=\"async\" class=\"has-margin-bottom-small\" src=\"https:\/\/www.finder.com\/niche-builder\/615c10b19d3e9.png\" alt=\"Polar Credit logo\" width=\"130\" height=\"80\" srcset=\"https:\/\/www.finder.com\/niche-builder\/615c10b19d3e9.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/615c10b19d3e9.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/615c10b19d3e9.png?fit=390 390w\" sizes=\"(max-width: 390px) 100vw, 390px\" loading=\"lazy\"><\/a><\/div>\n<div class=\"u-grid__col u-1\/1 u-10\/12@m has-margin-bottom-small\">\n<h4>4. Polar Credit<\/h4>\n<p><a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/polar-credit\">Polar Credit (read review)<\/a> is a direct lender which offers an ongoing line of credit and could let you borrow up to \u00a32,000. That's \u00a31,000 more than Creditspring but with a higher representative APR of 68.7%.<\/p>\n<p>Polar Credit Representative Example: Amount of credit: \u00a31,200, interest rate: 49.9% pa (variable) and 1.65% transaction fee. Representative 68.7% APR (variable)<\/p><\/div>\n<\/div>\n\n\n\n\n<div class=\"u-grid\">\n<div class=\"u-grid__col u-1\/1 u-1\/6@m\">\n<a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/steadypay\"><img decoding=\"async\" class=\"has-margin-bottom-small\" src=\"https:\/\/www.finder.com\/niche-builder\/5f04ba3a4d1f8.png\" alt=\"SteadyPay logo\" width=\"130\" height=\"80\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f04ba3a4d1f8.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f04ba3a4d1f8.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f04ba3a4d1f8.png?fit=390 390w\" sizes=\"(max-width: 390px) 100vw, 390px\" loading=\"lazy\"><\/a><\/div>\n<div class=\"u-grid__col u-1\/1 u-10\/12@m has-margin-bottom-small\">\n<h4>5. SteadyPay<\/h4>\n<p>Finally, <a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/steadypay\">SteadyPay (read review)<\/a> is our last direct lender, which, like Creditspring, offers instalment loans through a membership scheme of up to \u00a31,000. That's the same maximum as Creditspring but with a higher representative APR of 91.25%. You can repay early at any point.<\/p>\n<p>SteadyPay representative example: Total amount of credit of \u00a3300. Subscription \u00a390 over 120 days. Representative APR 91.25% and total payable: \u00a3390.<\/p><\/div>\n<\/div>\n\n\n\n<div id=\"lazy0000000000\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000000\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/arrow-link\\\/prod\\\/arrow-link.b54cdc282fcfbd8bdad2.css\"]}<\/script><div class=\"has-margin-bottom\"><style>\n#lazy0000000001 {\n  height:auto;\n  min-height:505px;\n}\n@media (min-width: 600px) {\n  #lazy0000000001 {\n    min-height:290px;\n  }\n}\n<\/style>\n<div id=\"lazy0000000001\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000001\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/members\\\/prod\\\/credit-score-check-banner.f28032b5935ca49ce778.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/members\\\/prod\\\/credit-score-check-banner.453f80500b18a9a0f261.css\"]}<\/script><\/div><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000002\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000002\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Creditspring offers you 2 interest-free loans per year in return for a monthly subscription fee. Find out who else is shaking up the short-term loans market.<\/p>\n","protected":false},"author":195,"featured_media":138766,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[3432],"tags":[],"asset_tag":[],"class_list":["post-139810","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-creditspring"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Loans Like Creditspring | Browse alternative short term lenders<\/title>\n<meta name=\"description\" content=\"Creditspring offers interest-free loans in return for a monthly subscription. Browse other companies taking a fresh approach to short term credit.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sites like Creditspring\" \/>\n<meta property=\"og:description\" content=\"Creditspring offers interest-free loans in return for a monthly subscription. Browse other companies taking a fresh approach to short term credit.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2018-10-09T20:59:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/10\/creditspring-logo-250.png\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Chris Lilly\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/ChrisLillyCL\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Chris Lilly\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring\"},\"author\":{\"name\":\"Chris Lilly\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/2bcd9231d1c1e8ed47cffe934574b9ad\"},\"headline\":\"Sites like Creditspring\",\"datePublished\":\"2018-10-09T20:59:06+00:00\",\"dateModified\":\"2023-04-06T11:12:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring\"},\"wordCount\":259,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/10\/creditspring-logo-250.png\",\"articleSection\":[\"Creditspring\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring#respond\"]}],\"copyrightYear\":\"2018\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.finder.com\/#organization\"},\"citation\":[{\"@type\":\"CreativeWork\",\"name\":\"Finder UK Creditspring loans review 2023\",\"url\":\"https:\/\/www.finder.com\/uk\/payday-loans\/creditspring\"}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring\",\"url\":\"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring\",\"name\":\"Loans Like Creditspring | Browse alternative short term lenders\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/10\/creditspring-logo-250.png\",\"datePublished\":\"2018-10-09T20:59:06+00:00\",\"dateModified\":\"2023-04-06T11:12:59+00:00\",\"description\":\"Creditspring offers interest-free loans in return for a monthly subscription. Browse other companies taking a fresh approach to short term credit.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring#primaryimage\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/10\/creditspring-logo-250.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/10\/creditspring-logo-250.png\",\"width\":250,\"height\":250,\"caption\":\"creditspring\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"UK\",\"item\":\"https:\/\/www.finder.com\/uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Personal Loans\",\"item\":\"https:\/\/www.finder.com\/uk\/personal-loans\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Creditspring\",\"item\":\"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Sites like Creditspring\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/uk\/#website\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"name\":\"Finder UK\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/uk\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/findercomuk\",\"https:\/\/x.com\/findercomUK\",\"https:\/\/www.linkedin.com\/company\/finder\/\",\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/2bcd9231d1c1e8ed47cffe934574b9ad\",\"name\":\"Chris Lilly\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ChrisLillyF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ChrisLillyF1_Finder_600x600.png\",\"caption\":\"Chris Lilly\"},\"description\":\"Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more.\",\"sameAs\":[\"https:\/\/twitter.com\/ChrisLillyCL\",\"https:\/\/www.linkedin.com\/in\/chris-lilly-46a15627\/\"],\"url\":\"https:\/\/www.finder.com\/uk\/author\/chrislilly\",\"jobTitle\":\"Head of publishing\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Loans & credit cards\"},{\"@type\":\"Thing\",\"name\":\"Building credit\"},{\"@type\":\"Thing\",\"name\":\"Financial health\"},{\"@type\":\"Thing\",\"name\":\"Share trading\"}],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2023-04-06T11:12:59+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Loans Like Creditspring | Browse alternative short term lenders","description":"Creditspring offers interest-free loans in return for a monthly subscription. Browse other companies taking a fresh approach to short term credit.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring","og_locale":"en_GB","og_type":"article","og_title":"Sites like Creditspring","og_description":"Creditspring offers interest-free loans in return for a monthly subscription. Browse other companies taking a fresh approach to short term credit.","og_url":"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring","og_site_name":"Finder UK","article_publisher":"https:\/\/www.facebook.com\/findercomuk","article_published_time":"2018-10-09T20:59:06+00:00","og_image":[{"width":250,"height":250,"url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/10\/creditspring-logo-250.png","type":"image\/png"}],"author":"Chris Lilly","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/ChrisLillyCL","twitter_site":"@findercomUK","twitter_misc":{"Written by":"Chris Lilly","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring#article","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring"},"author":{"name":"Chris Lilly","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/2bcd9231d1c1e8ed47cffe934574b9ad"},"headline":"Sites like Creditspring","datePublished":"2018-10-09T20:59:06+00:00","dateModified":"2023-04-06T11:12:59+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring"},"wordCount":259,"commentCount":0,"publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/10\/creditspring-logo-250.png","articleSection":["Creditspring"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring#respond"]}],"copyrightYear":"2018","copyrightHolder":{"@id":"https:\/\/www.finder.com\/#organization"},"citation":[{"@type":"CreativeWork","name":"Finder UK Creditspring loans review 2023","url":"https:\/\/www.finder.com\/uk\/payday-loans\/creditspring"}]},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring","url":"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring","name":"Loans Like Creditspring | Browse alternative short term lenders","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/10\/creditspring-logo-250.png","datePublished":"2018-10-09T20:59:06+00:00","dateModified":"2023-04-06T11:12:59+00:00","description":"Creditspring offers interest-free loans in return for a monthly subscription. Browse other companies taking a fresh approach to short term credit.","breadcrumb":{"@id":"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/10\/creditspring-logo-250.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/10\/creditspring-logo-250.png","width":250,"height":250,"caption":"creditspring"},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring\/loans-like-creditspring#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"UK","item":"https:\/\/www.finder.com\/uk\/"},{"@type":"ListItem","position":2,"name":"Personal Loans","item":"https:\/\/www.finder.com\/uk\/personal-loans"},{"@type":"ListItem","position":3,"name":"Creditspring","item":"https:\/\/www.finder.com\/uk\/personal-loans\/creditspring"},{"@type":"ListItem","position":4,"name":"Sites like Creditspring"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/uk\/#website","url":"https:\/\/www.finder.com\/uk\/","name":"Finder UK","description":"","publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/findercomuk","https:\/\/x.com\/findercomUK","https:\/\/www.linkedin.com\/company\/finder\/","https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/2bcd9231d1c1e8ed47cffe934574b9ad","name":"Chris Lilly","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ChrisLillyF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ChrisLillyF1_Finder_600x600.png","caption":"Chris Lilly"},"description":"Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more.","sameAs":["https:\/\/twitter.com\/ChrisLillyCL","https:\/\/www.linkedin.com\/in\/chris-lilly-46a15627\/"],"url":"https:\/\/www.finder.com\/uk\/author\/chrislilly","jobTitle":"Head of publishing","knowsAbout":[{"@type":"Thing","name":"Loans & credit cards"},{"@type":"Thing","name":"Building credit"},{"@type":"Thing","name":"Financial health"},{"@type":"Thing","name":"Share trading"}],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}}]},"article_modified_time":"2023-04-06T11:12:59+00:00"},"custom_fields":{"_content_type":["niche-content\/information\/products-like"],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\"}"],"_masthead_subheading":["{\"text\":\"Creditspring is one of a handful of loan companies taking a fresh approach to high-cost, short term credit. See our list of Creditspring alternatives.\"}"],"_wp_page_template":["default"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/139810"}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/195"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=139810"}],"version-history":[{"count":6,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/139810\/revisions"}],"predecessor-version":[{"id":540668,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/139810\/revisions\/540668"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media\/138766"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=139810"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=139810"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=139810"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=139810"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}