{"id":135245,"date":"2018-09-21T21:20:56","date_gmt":"2018-09-21T20:20:56","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=135245"},"modified":"2025-07-09T13:24:41","modified_gmt":"2025-07-09T12:24:41","slug":"barclaycard-platinum-all-rounder-visa","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/credit-cards\/barclaycard\/barclaycard-platinum-all-rounder-visa","title":{"rendered":"Barclaycard Platinum Balance Transfer (24\/21) review"},"content":{"rendered":"
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Repayment options<\/h3>\n\n\n

You can make manual repayments through Barclaycard's app by logging in to your online banking or over the phone (0800 151 0900). Alternatively, you may wish to set up a direct debit.<\/p>\n\n

A direct debit protects you from forgetting to make a repayment and either damaging your credit score<\/a>, getting hit with a penalty fee (12) or losing any promotional rates as a result. <\/p>\n\n\n

You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.<\/p>\n\n

Choose from the following direct debit options for your monthly repayments:<\/h4>\n\n\n\n\n\n\n
Minimum amount <\/use><\/svg><\/td><\/tr>\n
Fixed amount
A set amount each month \u2013 e.g. \u00a350<\/span>\n<\/button><\/th>		<\/use><\/svg><\/td><\/tr>\n
Fixed percentage
Pay a fixed percentage of the balance<\/span>\n<\/button><\/th>		<\/use><\/svg><\/td><\/tr>\n
Full amount
Pay off the full outstanding balance every month<\/span>\n<\/button><\/th>		<\/use><\/svg><\/td><\/tr>\n<\/tbody>\n<\/table>\n\n

How to apply<\/h3>

If you have compared cards and want to apply, completing the secure online application form takes about 15 minutes. Before you apply, it\u2019s a smart idea to quickly use the \u201celigibility checker\u201d, which can give you a good idea of your chances of approval before you apply. Crucially, because it uses a \u201csoft\u201d credit search, this tool won\u2019t affect your credit score.<\/p> \n