{"id":134749,"date":"2018-09-19T09:03:46","date_gmt":"2018-09-19T08:03:46","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=134749"},"modified":"2026-10-06T11:32:57","modified_gmt":"2026-10-06T10:32:57","slug":"halifax-clarity-credit-card","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/credit-cards\/halifax\/halifax-clarity-credit-card","title":{"rendered":"Halifax Clarity Card review"},"content":{"rendered":"

The Halifax Clarity Credit Card is issued on the Visa network (used by a whopping 5 billion credit\/debit cards), so you'll be able to use it at more than 150 million merchant locations across more than 200 countries and territories.<\/p>\n\n\n

\n\n<\/div>\n

Road test: The Clarity in action<\/h3>

We took the Clarity Card to Paris and spent 100 Euros<\/strong> in one transaction to see if it\u2019s as good as its word. Yes, we know \u2013 tough job, but somebody\u2019s got to do it etc.<\/p>

According to Mastercard\u2019s currency conversion calculator, on that day the exchange rate was .8485 pounds to the Euro<\/strong>. In other words, our \u20ac100 lunch should have cost us \u00a384.85<\/strong>.<\/p>

\"The
Putting the Clarity to the test in Paris Finder UK<\/span><\/figcaption><\/figure><\/div>
\"Screeshot
The true cost of an omelette-based lunch in Paris, according to Mastercard Finder UK<\/span><\/figcaption><\/figure><\/div>
\"Screenshot
Halifax agreeing with Mastercard\u2019s currency conversion calculation \u2013 to the penny Finder UK<\/span><\/figcaption><\/figure><\/div><\/div>

\u2026and sure enough, when the transaction appeared in the account\u2019s online banking facility moments later, it had indeed been charged at \u00a384.85<\/strong>.<\/p>

Our waiter never offered to bill us in Sterling. If he had, we would have said no, since we knew Halifax wouldn\u2019t charge forex fees, while the restaurant\u2019s bank might.<\/p>

The credit card balance was was paid off in full by direct debit shortly after, so the lunch never accrued any interest. All in all, the card delivered on what it promised.<\/p>

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

How does it compare?<\/h3>\n

Halifax's card<\/h4>\n
\n
\n <\/div>\n
\n
\n