{"id":134426,"date":"2018-09-17T17:40:26","date_gmt":"2018-09-17T16:40:26","guid":{"rendered":""},"modified":"2025-07-24T15:35:55","modified_gmt":"2025-07-24T14:35:55","slug":"santander-everyday-credit-card-mastercard","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard","title":{"rendered":"Santander Everyday No Balance Transfer Fee Credit Card review"},"content":{"rendered":"<div class=\"fin-video fin-video--horizontal\" data-player-type=\"youtube\" data-video-id=\"bmKfmXNJ_us\" style=\"\">\n    <div class=\"fin-video__container\">\n                    <img decoding=\"async\" class=\"fin-video__thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/bmKfmXNJ_us\/maxresdefault.jpg\" data-fallback-sd=\"https:\/\/img.youtube.com\/vi\/bmKfmXNJ_us\/sddefault.jpg\" data-fallback-hq=\"https:\/\/img.youtube.com\/vi\/bmKfmXNJ_us\/hqdefault.jpg\" alt=\"\" loading=\"lazy\">\n                            <div class=\"fin-video__duration\">3:00<\/div>\n                        <div class=\"fin-video__play-btn\" role=\"button\" aria-label=\"Play video\"><\/div>\n                <iframe allow=\"autoplay\" class=\"fin-video__player\" id=\"ytPlayer-bmKfmXNJ_us\" title=\"Video player\"><\/iframe>\n    <\/div>\n        <\/div>\n\n<p>The Santander Everyday No Balance Transfer Fee Credit Card is issued on the <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/mastercard\">Mastercard<\/a> network, so it's accepted at more than 50 million merchant locations across more than 210 countries and territories.<\/p>\n\n\n<div id=\"overtablehero\">\n<\/div>\n<div id=\"compare-anchor\">\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\"><p>Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow. Most of the data in Finder's comparison tables is provided by Defaqto.<\/p><\/div><\/article>\n<\/div><h3 id=\"repayment_options\">Repayment options<\/h3>\n\n\n<p>You can make manual repayments through Santander's app by logging in to your online banking or over the phone (0800 912 3123). Alternatively, you may wish to set up a direct debit.<\/p>\n\n<p>A direct debit protects you from forgetting to make a repayment and losing your promotional interest rate as a result (as well as damaging your <a data-trigger-introductory-modal=\"true\">credit score<\/a> and incurring the late payment fee of 12). You could use a fixed-amount direct debit to ensure you've cleared your debt before the 0% period expires \u2013 simply divide your outstanding balance by 12 to see what you'll need to pay each month (this assumes you don't use the card for additional spending).<\/p>\n\n\n<p>You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.<\/p>\n\n<h4>Choose from the following direct debit options for your monthly repayments:<\/h4>\n\n\n\n\n<table class=\"luna-table\">\n<tbody class=\"luna-table__body\">\n<tr><th scope=\"row\">Minimum amount <button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"Greater of: 1% of the underlying balance plus the month's interest and any applicable fees and charges; \u00a35; or the outstanding balance.\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-1\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-1\">Greater of: 1% of the underlying balance plus the month's interest and any applicable fees and charges; \u00a35; or the outstanding balance.<\/span>\n<\/button><\/th><td><svg class=\"luna-icon luna-icon--success luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr>\n<tr><th scope=\"row\">Fixed amount <button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"A set amount each month \u2013 e.g. \u00a350\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-2\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-2\">A set amount each month \u2013 e.g. \u00a350<\/span>\n<\/button><\/th><td><svg class=\"luna-icon luna-icon--success luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr>\n<tr><th scope=\"row\">Fixed percentage <button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"Pay a fixed percentage of the balance\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-3\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-3\">Pay a fixed percentage of the balance<\/span>\n<\/button><\/th><td><svg class=\"luna-icon luna-icon--error luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr>\n<tr><th scope=\"row\">Full amount <button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"Pay off the full outstanding balance every month\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-4\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-4\">Pay off the full outstanding balance every month<\/span>\n<\/button><\/th><td><svg class=\"luna-icon luna-icon--success luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr>\n<\/tbody>\n<\/table>\n\n<h3>The verdict<\/h3><p>As the name suggests, the Santander Everyday Credit Card is something of a jack-of-all-trades, with an emphasis on an extended 0% balance transfer period. While there are certainly longer 0% periods available, the 18 months offered by this card should be more than adequate for most situations and you\u2019ll also get a range of other perks from a 0% purchase period, low rate and cashback offer.<\/p><p>And with no annual fee, you can keep your costs extremely low, provided you always pay off your balance in full each month.<\/p><h3>Eligibility criteria<\/h3><p>To be eligible for the Santander Everyday Credit Card, you\u2019ll need to meet the following criteria:<\/p><ul class=\"list-1\"><li>Be at least 18 years old<\/li><li>Be a UK resident<\/li><li>Have a guaranteed annual income of at least \u00a37,500<\/li><li>Have good credit<\/li><li>Not declared bankruptcy or had a CCJ or IVA within the last six years<\/li><\/ul><p>If you already have a red Santander credit card, you\u2019ll also be unable to apply for the Santander Everyday Credit Card.<\/p><h3 id=\"how_to_apply\">How to apply for the Santander Everyday Credit Card<\/h3>\n\n\n\n\n<p>First, you can use <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/card-finder-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Finder%2527s%2Beligibility%2Bchecker%22%2C%22site%22%3A%22UKCCF%22%2C%22offer_id%22%3A%2224715%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%22308bee85-a334-4500-92bc-846c1b27c6cb%22%2C%22product_name%22%3A%22Credit%2Bcard%2Bfinder%22%2C%22provider_id%22%3A%220c72737e-7b92-477b-b6a0-a8587bf6c0b5%22%2C%22provider_name%22%3A%22Finder%22%2C%22post_id%22%3A%22134426%22%2C%22post_path%22%3A%22credit-cards%252Fsantander%252Fsantander-everyday-credit-card-mastercard%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A346719%2C%22name%22%3A%22ukccf-review-how-to-apply%22%2C%22country%22%3A%22uk%22%7D%7D\">Finder's eligibility checker<\/a> to find out if you'd be likely to get approved for the Santander Everyday No Balance Transfer Fee Credit Card. This won't impact your credit score. If it's good news, you can then proceed to Santander's online application, which takes 10\u201315 minutes to complete. You can request a balance transfer as part of your application.<\/p>\n<p>You\u2019ll need to provide the following information and documents as part of your application:<\/p><ul><li>Your name and address<\/li><li>Your date of birth and nationality<\/li><li>Personal ID, such as a driving licence<\/li><li>Proof of address, such as a bank statement or utility bill<\/li><li>Proof of income and employment<\/li><\/ul>                                    \n<style>\n.tablefade { height: 850px; width: 100%; overflow-x: auto; overflow-y: scroll; }\n.tablefade .luna-table { position: relative; border-left: none !important; }\n.tablefade th:first-child, .tablefade td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade .luna-table td { vertical-align: middle; }\n.tablefade tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 10rem; margin-top: -10rem; margin-bottom: 4rem; position: relative; pointer-events: none; }\n.tablefade img { min-width: 96px; min-height: 53px; }\n\n.tablefade-filtered { max-height: 500px; width: 100%; overflow-x: auto; overflow-y: auto; }\n.tablefade-filtered .luna-table { position: relative; border-left: none !important; }\n.tablefade-filtered th:first-child, .tablefade-filtered td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade-filtered .luna-table td { vertical-align: middle; }\n.tablefade-filtered tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter-filtered { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 3rem; margin-top: -3rem; margin-bottom: 4rem; position: relative; pointer-events: none; z-index: 5; }\n\n.lightbox { display: none; position: fixed; z-index: 9999; left: 0; top: 0; width: 100%; height: 100%; background-color: rgba(0, 0, 0, 0.8); }\n.lightbox img { display: block; max-width: 90%; max-height: 90%; margin: auto; position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); }\n<\/style>\n\n                    \n    \n\n<div id=\"lightbox\" class=\"lightbox\" onclick=\"closeLightbox()\">\n  <img decoding=\"async\" id=\"lightbox-img\" src=\"\" alt=\"Expanded Finder Badge\" loading=\"lazy\">\n<\/div>\n\n<script>\n  function openLightbox(event, imageUrl) {\n    event.preventDefault();\n    const lb = document.getElementById('lightbox');\n    const lbImg = document.getElementById('lightbox-img');\n    if(lb && lbImg) {\n        lbImg.src = imageUrl;\n        lb.style.display = \"block\";\n    }\n  }\n  function closeLightbox() {\n    const lb = document.getElementById('lightbox');\n    if(lb) lb.style.display = \"none\";\n  }\n<\/script><h3 id=\"faqs\">Frequently asked questions<\/h3>\n\n\n\n\n<div itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n\n\n<div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n<h4 itemprop=\"name\" class=\"has-padding-top-xsmall\">What credit limit will I get with the Santander Everyday No Balance Transfer Fee Credit Card?<\/h4>\n<div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n<div itemprop=\"text\">\n<p>If Santander offers you this deal, it will specify a personalised credit limit based on Santander's assessment of your situation.  Once you've had the card for a while and shown Santander you're reliable, you may wish to apply for a credit limit increase.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n<div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n<h4 itemprop=\"name\" class=\"has-padding-top-xsmall\">Can I withdraw cash using the Santander Everyday No Balance Transfer Fee Credit Card?<\/h4>\n<div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n<div itemprop=\"text\">\n<p>Although it's possible, withdrawing cash from a credit card account is generally not a good idea, as \"cash-like transactions\" (such as withdrawing cash at an ATM, getting cashback at the till, spending at a casino or buying currency) often incur steep fees and\/or higher rates of interest.<\/p>\n\n\n<p>The interest rate on this part of your balance will be 29.9%, which is 20% more than the standard purchase rate (chargeable from the day of the transaction \u2013 the card's usual \"up to 56 days interest-free\" grace period won't apply).<\/p><\/div>\n<\/div>\n<\/div>\n\n<div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n<h4 itemprop=\"name\" class=\"has-padding-top-xsmall\">How much does it cost to use the Santander Everyday No Balance Transfer Fee Credit Card abroad?<\/h4>\n<div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n<div itemprop=\"text\">\n<p>\nNon-sterling transactions are subject to a 2.95% charge (which is very standard). For example, if you spend 200 euros (\u00a3173.18), it'll cost you around \u00a35.11 in fees.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n<\/div>\n\n\n\n\n\n<script type=\"application\/ld+json\">\n{\n\"@context\": \"https:\/\/schema.org\",\n\"@type\": \"CreditCard\",\n\"image\":\"s3:\/\/findercdn.com.au\/niche-builder\/6613f02c199dd.png\",\n\"name\":\"Santander Everyday No Balance Transfer Fee Credit Card\",\n\"provider\":{\"@type\":\"Organization\",\"name\":\"Santander\"},\n\"requiredCollateral\": \"None\",\n\"annualPercentageRate\": \"24.9%\",\n\"amount\": {\n\"@type\": \"MonetaryAmount\",\n\"minValue\": \"500\",\n\"maxValue\": \"Not specified\",\n\"currency\": \"GBP\"\n}\n}\n<\/script>\n<h4>What fees will I pay?<\/h4><p>There is no annual or monthly fee on the Santander Everyday Credit Card, but you may need to pay a fee if you make a late payment, exceed your credit limit or when using your card overseas or for a cash advance. <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-card-fees\">Find out how these fees work here<\/a>.<\/p><h4>How does the Santander Everyday Credit Card cashback scheme work?<\/h4><p>The Santander Everyday cashback scheme lets you earn up to 15% cashback through Santander\u2019s Retailer Offers service. This service can be accessed through Santander\u2019s online and mobile banking, and means you can get cashback on purchases at participating retailers like Subway, Morrisons and Costa Coffee.<\/p><h4>How do I join Santander Retailer Offers?<\/h4><p>You can switch on Retailer Offers using the Santander mobile banking app or via your online banking account. You\u2019ll need to join within 60 days of activating your card.<\/p><h4>How does my interest-free period work?<\/h4><p>For the first 3 months, you\u2019ll pay no interest on purchases you make using your card. If you choose to transfer an existing card balance onto the Santander Everyday Credit Card, you\u2019ll also have 12 months to pay it off without being charged interest.<\/p><h4>What happens if I change my mind?<\/h4><p>If you decide you no longer want your Santander Everyday Card, you can return it within 14 days of receiving your card and your account will be closed. You will still need to pay off any outstanding balance, as well as interest, within 30 days.<\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Take advantage of interest-free balance transfers without the fees with this Santander credit card.<\/p>\n","protected":false},"author":195,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":null,"post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":null,"post_editor":"-1","post_editor_date":null,"post_author_date":"2025-07-04T15:18:43","post_author_manual_date_checked":"false","footnotes":""},"categories":[3363],"tags":[],"asset_tag":[],"class_list":["post-134426","post","type-post","status-publish","format-standard","hentry","category-santander"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Santander Everyday No Balance Transfer Fee Credit Card review 2026 | 24.9% rep. apr | Finder UK<\/title>\n<meta name=\"description\" content=\"Take advantage of interest-free balance transfers with no fees with Santander&#039;s credit card. Compare cards and apply online.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Santander Everyday No Balance Transfer Fee Credit Card review\" \/>\n<meta property=\"og:description\" content=\"[partial id=&quot;ukccf-review-yoast-description&quot;]Take advantage of interest-free balance transfers with no fees with Santander&#039;s credit card. Compare cards and apply online.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2018-09-17T16:40:26+00:00\" \/>\n<meta name=\"author\" content=\"Chris Lilly\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/ChrisLillyCL\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Chris Lilly\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/santander\\\/santander-everyday-credit-card-mastercard#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/santander\\\/santander-everyday-credit-card-mastercard\"},\"author\":{\"name\":\"Chris Lilly\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/person\\\/2bcd9231d1c1e8ed47cffe934574b9ad\"},\"headline\":\"Santander Everyday No Balance Transfer Fee Credit Card review\",\"datePublished\":\"2018-09-17T16:40:26+00:00\",\"dateModified\":\"2023-12-01T12:07:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/santander\\\/santander-everyday-credit-card-mastercard\"},\"wordCount\":633,\"commentCount\":3,\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\"},\"articleSection\":[\"Santander\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/santander\\\/santander-everyday-credit-card-mastercard#respond\"]}],\"comment\":[{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/santander\\\/santander-everyday-credit-card-mastercard#comment-23830\"},{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/santander\\\/santander-everyday-credit-card-mastercard#comment-12606\"},{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/santander\\\/santander-everyday-credit-card-mastercard#comment-9661\"}],\"copyrightYear\":\"2018\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/santander\\\/santander-everyday-credit-card-mastercard\",\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/santander\\\/santander-everyday-credit-card-mastercard\",\"name\":\"\\nSantander Everyday No Balance Transfer Fee Credit Card review 2026 | 24.9% rep. apr | Finder UK\\n\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#website\"},\"datePublished\":\"2018-09-17T16:40:26+00:00\",\"dateModified\":\"2023-12-01T12:07:17+00:00\",\"description\":\"[partial id=\\\"ukccf-review-yoast-description\\\"]Take advantage of interest-free balance transfers with no fees with Santander's credit card. Compare cards and apply online.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/santander\\\/santander-everyday-credit-card-mastercard#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/santander\\\/santander-everyday-credit-card-mastercard\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/santander\\\/santander-everyday-credit-card-mastercard#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"UK\",\"item\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Credit Cards\",\"item\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Santander\",\"item\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/santander\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Santander Everyday No Balance Transfer Fee Credit Card review\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#website\",\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/\",\"name\":\"Finder UK\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\",\"name\":\"Finder\",\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/3\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/findercomuk\",\"https:\\\/\\\/x.com\\\/findercomUK\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/finder\\\/\",\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#\\\/schema\\\/person\\\/2bcd9231d1c1e8ed47cffe934574b9ad\",\"name\":\"Chris Lilly\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/ChrisLillyF1_Finder_600x600.png\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/ChrisLillyF1_Finder_600x600.png\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/ChrisLillyF1_Finder_600x600.png\",\"caption\":\"Chris Lilly\"},\"description\":\"Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more.\",\"sameAs\":[\"https:\\\/\\\/twitter.com\\\/ChrisLillyCL\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/chris-lilly-46a15627\\\/\"],\"url\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/author\\\/chrislilly\",\"jobTitle\":\"Head of publishing\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Loans & credit cards\"},{\"@type\":\"Thing\",\"name\":\"Building credit\"},{\"@type\":\"Thing\",\"name\":\"Financial health\"},{\"@type\":\"Thing\",\"name\":\"Share trading\"}],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/#organization\",\"name\":\"Finder\"}},{\"@type\":\"Comment\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/santander\\\/santander-everyday-credit-card-mastercard#comment-23830\",\"author\":{\"@type\":\"Person\",\"name\":\"Tracy Davy\"},\"text\":\"Can I transfer more than one balance?\",\"datePublished\":\"2019-11-22 08:56:25\"},{\"@type\":\"Comment\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/santander\\\/santander-everyday-credit-card-mastercard#comment-12606\",\"author\":{\"@type\":\"Person\",\"name\":\"Tracey\"},\"text\":\"Can I get a credit card\",\"datePublished\":\"2019-03-25 19:57:11\"},{\"@type\":\"Comment\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/credit-cards\\\/santander\\\/santander-everyday-credit-card-mastercard#comment-9661\",\"author\":{\"@type\":\"Person\",\"name\":\"kenneth\"},\"text\":\"I am a existing everyday credit card customer. Can I balance transfer to my card? What offers are there for existing customers or is the 27 month deal just for new customers? Thanks.\",\"datePublished\":\"2019-01-09 14:03:54\"},{\"@context\":\"https:\\\/\\\/schema.org\\\/\",\"@type\":\"VideoObject\",\"name\":\"Santander Everyday Credit Card review 2021\",\"description\":\"With long interest-free balance transfer periods and no balance transfer fee, the Santander Everyday Credit Card could be a great way to consolidate and manage your existing credit card debt. \\nCompare Santander cards - https:\\\/\\\/fndr.ws\\\/CompareSantanderCards\\n\\n(Links may contain paid promotion.)\\n\\nRepresentative example: When you spend \u00a31,200 at a purchase rate of 20.9% (variable) p.a., your representative rate is 20.9% APR (variable).\\n\\n00:00 Introduction\\n00:30 Key features\\n01:22 What's the catch?\\n01:46 Am I eligible?\\n02:16 Is it worth it?\\n02:37 What next?\\n\\n\\n#santandereverydaycreditcard #creditcards #balancetransfer\",\"uploadDate\":\"2021-03-24T10:46:56Z\",\"duration\":\"PT3M\",\"url\":\"https:\\\/\\\/www.youtube.com\\\/watch?v=bmKfmXNJ_us\",\"contentUrl\":\"https:\\\/\\\/www.youtube.com\\\/watch?v=bmKfmXNJ_us\",\"embedUrl\":\"https:\\\/\\\/www.youtube.com\\\/embed\\\/bmKfmXNJ_us\",\"thumbnailUrl\":\"https:\\\/\\\/i.ytimg.com\\\/vi\\\/bmKfmXNJ_us\\\/maxresdefault.jpg\"}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2023-12-01T12:07:17+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Santander Everyday No Balance Transfer Fee Credit Card review 2026 | 24.9% rep. apr | Finder UK","description":"Take advantage of interest-free balance transfers with no fees with Santander's credit card. Compare cards and apply online.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard","og_locale":"en_GB","og_type":"article","og_title":"Santander Everyday No Balance Transfer Fee Credit Card review","og_description":"[partial id=\"ukccf-review-yoast-description\"]Take advantage of interest-free balance transfers with no fees with Santander's credit card. Compare cards and apply online.","og_url":"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard","og_site_name":"Finder UK","article_publisher":"https:\/\/www.facebook.com\/findercomuk","article_published_time":"2018-09-17T16:40:26+00:00","author":"Chris Lilly","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/ChrisLillyCL","twitter_site":"@findercomUK","twitter_misc":{"Written by":"Chris Lilly","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard#article","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard"},"author":{"name":"Chris Lilly","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/2bcd9231d1c1e8ed47cffe934574b9ad"},"headline":"Santander Everyday No Balance Transfer Fee Credit Card review","datePublished":"2018-09-17T16:40:26+00:00","dateModified":"2023-12-01T12:07:17+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard"},"wordCount":633,"commentCount":3,"publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"articleSection":["Santander"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard#respond"]}],"comment":[{"@id":"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard#comment-23830"},{"@id":"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard#comment-12606"},{"@id":"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard#comment-9661"}],"copyrightYear":"2018","copyrightHolder":{"@id":"https:\/\/www.finder.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard","url":"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard","name":"\nSantander Everyday No Balance Transfer Fee Credit Card review 2026 | 24.9% rep. apr | Finder UK\n","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/#website"},"datePublished":"2018-09-17T16:40:26+00:00","dateModified":"2023-12-01T12:07:17+00:00","description":"[partial id=\"ukccf-review-yoast-description\"]Take advantage of interest-free balance transfers with no fees with Santander's credit card. Compare cards and apply online.","breadcrumb":{"@id":"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"UK","item":"https:\/\/www.finder.com\/uk\/"},{"@type":"ListItem","position":2,"name":"Credit Cards","item":"https:\/\/www.finder.com\/uk\/credit-cards"},{"@type":"ListItem","position":3,"name":"Santander","item":"https:\/\/www.finder.com\/uk\/credit-cards\/santander"},{"@type":"ListItem","position":4,"name":"Santander Everyday No Balance Transfer Fee Credit Card review"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/uk\/#website","url":"https:\/\/www.finder.com\/uk\/","name":"Finder UK","description":"","publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/findercomuk","https:\/\/x.com\/findercomUK","https:\/\/www.linkedin.com\/company\/finder\/","https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/2bcd9231d1c1e8ed47cffe934574b9ad","name":"Chris Lilly","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ChrisLillyF1_Finder_600x600.png","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ChrisLillyF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ChrisLillyF1_Finder_600x600.png","caption":"Chris Lilly"},"description":"Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more.","sameAs":["https:\/\/twitter.com\/ChrisLillyCL","https:\/\/www.linkedin.com\/in\/chris-lilly-46a15627\/"],"url":"https:\/\/www.finder.com\/uk\/author\/chrislilly","jobTitle":"Head of publishing","knowsAbout":[{"@type":"Thing","name":"Loans & credit cards"},{"@type":"Thing","name":"Building credit"},{"@type":"Thing","name":"Financial health"},{"@type":"Thing","name":"Share trading"}],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard#comment-23830","author":{"@type":"Person","name":"Tracy Davy"},"text":"Can I transfer more than one balance?","datePublished":"2019-11-22 08:56:25"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard#comment-12606","author":{"@type":"Person","name":"Tracey"},"text":"Can I get a credit card","datePublished":"2019-03-25 19:57:11"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-everyday-credit-card-mastercard#comment-9661","author":{"@type":"Person","name":"kenneth"},"text":"I am a existing everyday credit card customer. Can I balance transfer to my card? What offers are there for existing customers or is the 27 month deal just for new customers? Thanks.","datePublished":"2019-01-09 14:03:54"},{"@context":"https:\/\/schema.org\/","@type":"VideoObject","name":"Santander Everyday Credit Card review 2021","description":"With long interest-free balance transfer periods and no balance transfer fee, the Santander Everyday Credit Card could be a great way to consolidate and manage your existing credit card debt. \nCompare Santander cards - https:\/\/fndr.ws\/CompareSantanderCards\n\n(Links may contain paid promotion.)\n\nRepresentative example: When you spend \u00a31,200 at a purchase rate of 20.9% (variable) p.a., your representative rate is 20.9% APR (variable).\n\n00:00 Introduction\n00:30 Key features\n01:22 What's the catch?\n01:46 Am I eligible?\n02:16 Is it worth it?\n02:37 What next?\n\n\n#santandereverydaycreditcard #creditcards #balancetransfer","uploadDate":"2021-03-24T10:46:56Z","duration":"PT3M","url":"https:\/\/www.youtube.com\/watch?v=bmKfmXNJ_us","contentUrl":"https:\/\/www.youtube.com\/watch?v=bmKfmXNJ_us","embedUrl":"https:\/\/www.youtube.com\/embed\/bmKfmXNJ_us","thumbnailUrl":"https:\/\/i.ytimg.com\/vi\/bmKfmXNJ_us\/maxresdefault.jpg"}]},"article_modified_time":"2023-12-01T12:07:17+00:00"},"custom_fields":{"_masthead_subheading":["{\"text\":\"[partial id=&quot;ukccf-review-h2&quot;]\"}"],"_content_type":["niche-content\/recommendation\/product-review"],"_wp_page_template":[""],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"custom_post_template":["single-product-review.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/134426","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/195"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=134426"}],"version-history":[{"count":11,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/134426\/revisions"}],"predecessor-version":[{"id":563595,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/134426\/revisions\/563595"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=134426"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=134426"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=134426"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=134426"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}