{"id":132418,"date":"2018-09-10T14:15:02","date_gmt":"2018-09-10T13:15:02","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=132418"},"modified":"2025-07-09T13:49:30","modified_gmt":"2025-07-09T12:49:30","slug":"british-airways-american-express-credit-card","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card","title":{"rendered":"British Airways American Express\u00ae Credit Card review"},"content":{"rendered":"<div id=\"overtablehero\">\n<\/div>\n<div class=\"fin-video fin-video--horizontal\" data-player-type=\"youtube\" data-video-id=\"c97o9VKIKqo\" style=\"\">\n    <div class=\"fin-video__container\">\n                    <img decoding=\"async\" class=\"fin-video__thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/c97o9VKIKqo\/maxresdefault.jpg\" data-fallback-sd=\"https:\/\/img.youtube.com\/vi\/c97o9VKIKqo\/sddefault.jpg\" data-fallback-hq=\"https:\/\/img.youtube.com\/vi\/c97o9VKIKqo\/hqdefault.jpg\" alt=\"\" loading=\"lazy\">\n                            <div class=\"fin-video__duration\">5:43<\/div>\n                        <div class=\"fin-video__play-btn\" role=\"button\" aria-label=\"Play video\"><\/div>\n                <iframe allow=\"autoplay\" class=\"fin-video__player\" id=\"ytPlayer-c97o9VKIKqo\" title=\"Video player\"><\/iframe>\n    <\/div>\n        <\/div>\n<h3 id=\"compare-anchor\" class=\"no-margin-bottom\">How does this card compare with other Avios-earning cards on the market?<\/h3><div class=\"fin-text-grey text-x-small has-margin-bottom\">Table: sorted by representative APR, promoted deals first<\/div><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        \n<script type=\"text\/javascript\">\nvar getEventToListenTo = () => {\n  if (window.matchMedia('(any-hover:none)').matches) {\n    if (window.matchMedia('(max-width: 450px)').matches) {\n      return \"scroll\";\n    }\n  }\n  return \"DOMContentLoaded\";\n};\nvar eventToWatch = getEventToListenTo();\nconst loadFinderScoreModalukccf = () => {\n  setTimeout(function(){\n   window.loadOnTheFly.html(\n      'partial', {\n          id: 'finder-score-ukccf-modal-optimized',\n      },\n      function (response) {\n          document.getElementsByTagName(\"body\")[0].appendChild(response);\n          var modal = document.getElementById('finderScoreModal-ukccf');\n          var closeButton = modal.querySelector(\"#closeButton\");\n          closeButton.onclick = function (event) {\n            modal.classList.add(\"elementHidden\");\n          };\n          var btnReadMethodology = modal.querySelector(\"#btnReadMethodology\");\n          btnReadMethodology.addEventListener(\"click\", function(e) {\n            modal.classList.add(\"elementHidden\");\n          });\n          window.onclick = function (event) {\n            if (event.target == modal) {\n              modal.classList.add(\"elementHidden\");\n            }\n          };\n      }\n  );\n  },1000);\n  window.removeEventListener(eventToWatch, loadFinderScoreModalukccf);\n};\nwindow.addEventListener(eventToWatch, loadFinderScoreModalukccf);\nvar showFinderScoreModal = (niche) => {\n  var existCondition = setInterval(function() {\n    const modalLoaded = document.getElementById('finderScoreModal-ukccf');\n    if (modalLoaded) {\n      clearInterval(existCondition);\n      modalLoaded.classList.remove('elementHidden');\n    }\n  }, 500); \/\/ check every 0.5s\n}\n<\/script><div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"65db70a4-a9e8-4415-92ad-20db66b6d291\" data-template=\"comparison\" data-niche=\"UKCCF\" data-site=\"UKCCF\" data-auto-recalculate=\"true\" data-post-country=\"uk\" data-fieldset=\"rewardsdata\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"132418\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKCCF\",\"fieldset\":\"rewardsdata\",\"template\":\"comparison\",\"category_id\":\"65db70a4-a9e8-4415-92ad-20db66b6d291\",\"category_name\":\"aviosdirect\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778349429}' data-disable-alternative-products=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"3f6e7a4a-8226-4e6c-8df9-51bc77100dc3\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"mobileSort__root\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-65db70a4-a9e8-4415-92ad-20db66b6d291\">0 of 0 results<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated\n\t\t\t\t\tdaily<\/span><\/a><\/span><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKCCF\" data-site=\"UKCCF\" data-table-id=\"1340\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-leadform-modal=\"\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKCCF\",\"fieldset\":\"rewardsdata\",\"template\":\"comparison\",\"category_id\":\"65db70a4-a9e8-4415-92ad-20db66b6d291\",\"category_name\":\"aviosdirect\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778349429}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukccf\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"0\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"a36aa8bbd4d5b9845b1b4578096db800d6bc57f6e0f4df7510a5fd5b2eaa9bc9\" data-table-record-type=\"product\" data-table-record-ids=\"[]\" data-total-data=\"0\" data-enable-top-filters=\"false\" data-total-product-count=\"0\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-6\"><th data-mobile=\"hide\" data-ajax-table-sorter-column=\"UKCCF.PRODUCT.DATAPOINT_FINDER_SCORE_V2_M\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"finder_score\" data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Finder Score\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.UKCCF_MAX_INTRO_REWARDS\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"max._intro_bonus\"><span class=\"comparison-table__nameTooltip\" rel=\"popover\" data-tooltip-type=\"Conditions such as a minimum spend may apply.\" data-content=\"Conditions such as a minimum spend may apply.\">\n                    Max. intro bonus\n                    <svg class=\"luna-icon\"><use xlink:href=\"#info\"><\/use><\/svg><\/span><svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.UKCCF_EARN_RATE_WITH_BRAND\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"earn-rate_with_brand\">\n                                                        Earn-rate with brand\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.UKCCF_DEFAULT_EARN_RATE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"default_earn-rate\">\n                                                        Default earn-rate\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature  sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"annual\/monthly_fee\">\n                                                        Annual\/monthly fee\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-mobile=\"hide\" data-ajax-table-sorter-column=\"UKCCF.PRODUCT.REPRESENTATIVE_APR\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"representative_apr\">\n                                                        Representative APR\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom no-padding-top product-table_description span-row sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"key_benefit\">\n                                                        Key benefit\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"representative_example\">\n                                                        Representative example\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><\/tr><\/thead><tbody><tr class=\"cp-no-results\"><td>Hmm, looks like there aren't any matches for that<\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer hide-comparison-table__paginationContainer\"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"\">Load More<\/button><div class=\"js-show-more-data_count-65db70a4-a9e8-4415-92ad-20db66b6d291 comparison-table__dataCount\">Showing\n\t\t\t0\n\t\t\tof\n\t\t\t0\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKCCF\" data-rewards-component=\"compare-products\"><\/div><div class=\"product-modal\"><section class=\"luna-modal is-invisible\" aria-hidden=\"false\" role=\"dialog\" id=\"alternative-products-modal\" aria-labelledby=\"alternative-products-modal-heading\" aria-describedby=\"modal-content\" tabindex=\"-1\"><div class=\"luna-modal__content\"><button class=\"luna-modal__close\" type=\"button\" aria-label=\"Close modal\"><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#x\"><\/use><\/svg><\/button><div class=\"luna-modal__body\" id=\"modal-content\"><div class=\"luna-modal__wrapper\"><h4 class=\"modal-heading\" id=\"alternative-products-modal-heading\">Compare other products<\/h4><div class=\"cta-modal__body\"><p class=\"cta-modal__intro-text\">We currently don't have that product, but here are others to consider:<\/p><div class=\"cta-modal__cards-container\"><\/div><span class=\"cta-modal__popover table-popover\" rel=\"popover\" data-placement=\"top\" data-content=\"This list shows products with some similar features to the one you selected. It is not a recommendation or suggestion to purchase any product. Always check details and get independent advice to make sure any product suits your own needs before applying.\">How we picked these<\/span><\/div><\/div><\/div><\/div><\/section><\/div><div class=\"finder-score-methodology\"><h3 data-toc=\"false\" id=\"finder-score-methodology\">Finder Score for credit cards<\/h3>\n\n<p>To make comparing even easier we came up with the <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">Finder Score<\/a>. Costs, perks and suitability across 120+ cards are all weighted and scaled to produce a score out of 10. The higher the score the better the card \u2013 simple.<\/p>\n\n<a class=\"luna-button luna-button--primary has-margin-bottom\" href=\"https:\/\/www.finder.com\/uk\/credit-cards\/methodology-for-rating-credit-cards\">Read the full methodology<\/a><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\"><p>Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow. Most of the data in Finder's comparison tables is provided by Defaqto.<\/p><\/div><\/article><div class=\"eeQuote box u-rounded--lg source-external type-experience\">\n    <div class=\"eeQuote__gridContainer\">\n        <div class=\"eeQuote__photoContainer\">\n            <div class=\"eeQuote__startQuoteIcon\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"36\" viewbox=\"0 0 32 28\" fill=\"none\">\n  <path d=\"M13.1114 3.54845C12.05 5.01898 11.1447 6.64935 10.3955 8.43956C9.64624 10.2298 9.24041 11.8282 9.17798 13.2348C10.7389 13.8102 11.9563 14.6733 12.8304 15.8242C13.767 16.975 14.2352 18.3816 14.2352 20.044C14.2352 22.0899 13.5484 23.8482 12.1749 25.3187C10.8637 26.7253 9.2092 27.4286 7.21127 27.4286C5.15091 27.4286 3.43394 26.7253 2.06036 25.3187C0.686788 23.9121 0 21.8661 0 19.1808C0 16.3037 0.749223 13.043 2.24767 9.3986C3.74611 5.75424 5.83769 2.62138 8.52241 0L13.1114 3.54845ZM30.8762 3.54845C29.8148 5.01898 28.9095 6.64935 28.1602 8.43956C27.411 10.2298 27.0052 11.8282 26.9428 13.2348C28.5036 13.8102 29.7211 14.6733 30.5952 15.8242C31.5317 16.975 32 18.3816 32 20.044C32 22.0899 31.3132 23.8482 29.9396 25.3187C28.6285 26.7253 26.974 27.4286 24.976 27.4286C22.9157 27.4286 21.1987 26.7253 19.8251 25.3187C18.4516 23.9121 17.7648 21.8661 17.7648 19.1808C17.7648 16.3037 18.514 13.043 20.0124 9.3986C21.5109 5.75424 23.6025 2.62138 26.2872 0L30.8762 3.54845Z\" fill=\"#232320\"><\/path>\n<\/svg>\n            <\/div>\n\n                            <figure class=\"eeQuote__photo\">\n                        <img decoding=\"async\" alt=\"Joe Barnard's headshot\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/02\/joe-case-study.png\" class=\"avatar avatar-200 photo finder-avatar\" height=\"200\" width=\"200\" loading=\"lazy\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/02\/joe-case-study.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/02\/joe-case-study.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/02\/joe-case-study.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\">\n                <\/figure>\n\n                                    <\/div>\n\n        <div class=\"eeQuote__contentContainer \">\n            <div class=\"eeQuote__content\">\n                                    <div class=\"eeQuote__heading\">Case study: Joe uses Avios points towards flights<\/div>\n                                <div class=\"eeQuote__quote\">\n                    <p>\"I chose this card as it was the only card I could get approved for at the time that had no costs involved. One of the perks that I have found useful is when you purchase something, you receive British Airways Avios points that can be used towards flights.<\/p><p><strong>If there\u2019s one thing you\u2019d tell a friend who\u2019s thinking of getting this, what would it be?<\/strong><\/p><p>Remember to pay it back! The interest always adds up so try and pay it off relatively quickly.\"<\/p>\n\n                <\/div>\n            <\/div>\n\n                                                <div class=\"eeQuote__authorName\">\n                        Joe Barnard\n                                            <\/div>\n                                                    <div class=\"eeQuote__authorTitle\">Buckinghamshire<\/div>\n                                    <\/div>\n    <\/div>\n<\/div>\n<h3 id=\"repayment_options\">Repayment options<\/h3>\n\n\n<p>You can make manual repayments through American Express's app by logging in to your online banking or over the phone (0800 917 8020). Alternatively, you may wish to set up a direct debit.<\/p>\n\n<p>A direct debit protects you from forgetting to make a repayment and either damaging your <a data-trigger-introductory-modal=\"true\">credit score<\/a>,  getting hit with a penalty fee (12) or losing any promotional rates as a result. <\/p>\n\n\n<p>You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.<\/p>\n\n<h4>Choose from the following direct debit options for your monthly repayments:<\/h4>\n\n\n\n\n<table class=\"luna-table\">\n<tbody class=\"luna-table__body\">\n<tr><th scope=\"row\">Minimum amount <button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"Greater of: 2% of the underlying balance plus the month's interest and any applicable fees and charges; \u00a325; or the outstanding balance.\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-1\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-1\">Greater of: 2% of the underlying balance plus the month's interest and any applicable fees and charges; \u00a325; or the outstanding balance.<\/span>\n<\/button><\/th><td><svg class=\"luna-icon luna-icon--success luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr>\n<tr><th scope=\"row\">Fixed amount <button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"A set amount each month \u2013 e.g. \u00a350\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-2\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-2\">A set amount each month \u2013 e.g. \u00a350<\/span>\n<\/button><\/th><td><svg class=\"luna-icon luna-icon--success luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr>\n<tr><th scope=\"row\">Fixed percentage <button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"Pay a fixed percentage of the balance\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-3\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-3\">Pay a fixed percentage of the balance<\/span>\n<\/button><\/th><td><svg class=\"luna-icon luna-icon--success luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr>\n<tr><th scope=\"row\">Full amount <button class=\"btn-link text-no-decoration\" style=\"vertical-align: top; position: relative; top: -3px; left: 1px;\" rel=\"popover\" data-content=\"Pay off the full outstanding balance every month\" data-placement=\"top\" aria-label=\"More information\" aria-describedby=\"fin-tooltip-4\">\n    <svg class=\"luna-icon luna-icon--xsmall\" aria-hidden=\"true\">\n        <use href=\"#info\"><\/use>\n    <\/svg>\n    <span class=\"u-screenReader\" id=\"fin-tooltip-4\">Pay off the full outstanding balance every month<\/span>\n<\/button><\/th><td><svg class=\"luna-icon luna-icon--success luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr>\n<\/tbody>\n<\/table>\n\n<div class=\"eeQuote box u-rounded--lg source-finder type-experience\">\n    <div class=\"eeQuote__gridContainer\">\n        <div class=\"eeQuote__photoContainer\">\n            <div class=\"eeQuote__startQuoteIcon\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"36\" viewbox=\"0 0 32 28\" fill=\"none\">\n  <path d=\"M13.1114 3.54845C12.05 5.01898 11.1447 6.64935 10.3955 8.43956C9.64624 10.2298 9.24041 11.8282 9.17798 13.2348C10.7389 13.8102 11.9563 14.6733 12.8304 15.8242C13.767 16.975 14.2352 18.3816 14.2352 20.044C14.2352 22.0899 13.5484 23.8482 12.1749 25.3187C10.8637 26.7253 9.2092 27.4286 7.21127 27.4286C5.15091 27.4286 3.43394 26.7253 2.06036 25.3187C0.686788 23.9121 0 21.8661 0 19.1808C0 16.3037 0.749223 13.043 2.24767 9.3986C3.74611 5.75424 5.83769 2.62138 8.52241 0L13.1114 3.54845ZM30.8762 3.54845C29.8148 5.01898 28.9095 6.64935 28.1602 8.43956C27.411 10.2298 27.0052 11.8282 26.9428 13.2348C28.5036 13.8102 29.7211 14.6733 30.5952 15.8242C31.5317 16.975 32 18.3816 32 20.044C32 22.0899 31.3132 23.8482 29.9396 25.3187C28.6285 26.7253 26.974 27.4286 24.976 27.4286C22.9157 27.4286 21.1987 26.7253 19.8251 25.3187C18.4516 23.9121 17.7648 21.8661 17.7648 19.1808C17.7648 16.3037 18.514 13.043 20.0124 9.3986C21.5109 5.75424 23.6025 2.62138 26.2872 0L30.8762 3.54845Z\" fill=\"#232320\"><\/path>\n<\/svg>\n            <\/div>\n\n                            <figure class=\"eeQuote__photo\">\n                    <img decoding=\"async\" alt=\"Liz Edwards's headshot\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2021\/07\/lizedwards_Finder_600x600.jpeg\" class=\"avatar avatar-200 photo finder-avatar\" height=\"200\" width=\"200\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2021\/07\/lizedwards_Finder_600x600.jpeg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2021\/07\/lizedwards_Finder_600x600.jpeg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2021\/07\/lizedwards_Finder_600x600.jpeg?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\">\n                <\/figure>\n\n                                    <div class=\"eeQuote__finderLozenge\">\n  <div class=\"eeQuote__finderLozenge--desktop\">\n    <svg width=\"19\" height=\"12\" viewbox=\"0 0 19 12\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n      <path d=\"M13.0023 0.332947H0.333008V5.99998C0.333008 9.12984 2.87019 11.667 6.00004 11.667C7.32857 11.667 8.55054 11.2075 9.51614 10.4384L9.55942 10.505C10.5117 11.2342 11.707 11.667 12.9989 11.667C16.1288 11.667 18.666 9.12984 18.666 5.99998C18.666 2.87013 16.1288 0.332947 12.9989 0.332947H13.0023Z\" fill=\"white\"><\/path>\n      <path d=\"M15.4225 2.71353C15.0196 2.71353 14.6434 2.8667 14.3137 3.12974C14.5834 3.33951 14.7632 3.66248 14.7632 4.03207C14.7632 4.6647 14.2505 5.17746 13.6178 5.17746C13.4813 5.17746 13.3548 5.15083 13.2316 5.10754C13.175 5.39056 13.145 5.69023 13.145 5.99988C13.145 7.81453 14.1639 9.28956 15.4225 9.28956C16.6811 9.28956 17.7 7.81786 17.7 5.99988C17.7 4.1819 16.6811 2.71021 15.4225 2.71021V2.71353Z\" fill=\"#232320\"><\/path>\n      <path d=\"M13.0022 0H0V6C0 9.30966 2.69034 12 6 12C7.30522 12 8.51054 11.5771 9.49612 10.8679C10.5216 11.6071 11.727 12 12.9989 12C16.3085 12 18.9989 9.30966 18.9989 6C18.9989 2.69034 16.3085 0 12.9989 0H13.0022ZM0.665927 6.00333V0.669256H6C8.94007 0.669256 11.3341 3.06326 11.3341 6.00333C11.3341 8.9434 8.94007 11.3374 6 11.3374C3.05993 11.3374 0.665927 8.9434 0.665927 6.00333ZM13.0022 11.3374C11.9301 11.3374 10.9145 11.0244 10.0355 10.4317C11.2408 9.33296 12.0033 7.75805 12.0033 6C12.0033 3.67592 10.6748 1.66149 8.73696 0.665927H13.0022C15.9423 0.665927 18.3363 3.05993 18.3363 6C18.3363 8.94007 15.9423 11.3341 13.0022 11.3341V11.3374Z\" fill=\"#232320\"><\/path>\n      <path d=\"M8.4242 2.71353C8.02131 2.71353 7.64506 2.8667 7.31543 3.12974C7.58513 3.33951 7.76493 3.66248 7.76493 4.03207C7.76493 4.6647 7.25217 5.17746 6.61954 5.17746C6.48302 5.17746 6.3565 5.15083 6.2333 5.10754C6.1767 5.39056 6.14673 5.69023 6.14673 5.99988C6.14673 7.81453 7.1656 9.28956 8.4242 9.28956C9.6828 9.28956 10.7017 7.81786 10.7017 5.99988C10.7017 4.1819 9.6828 2.71021 8.4242 2.71021V2.71353Z\" fill=\"#232320\"><\/path>\n    <\/svg>\n\n    <svg width=\"47\" height=\"12\" viewbox=\"0 0 47 12\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n      <path d=\"M1.98383 0.568634L-0.00195312 11.7797H2.78274L3.50933 7.6438H7.43815L7.8787 5.19116H3.94988L4.31482 3.10018H8.26008L8.71049 0.568634H1.98383Z\" fill=\"white\"><\/path>\n      <path d=\"M11.0319 2.84716C11.433 2.84716 11.7881 2.68935 12.084 2.38031C12.3831 2.07126 12.5344 1.72934 12.5344 1.36112C12.5344 0.992891 12.4062 0.670694 12.1497 0.404389C11.8933 0.134796 11.5711 0 11.1897 0C10.7919 0 10.4335 0.151235 10.1311 0.450417C9.82531 0.7496 9.67407 1.10467 9.67407 1.50249C9.67407 1.87071 9.80558 2.18962 10.0587 2.45264C10.3152 2.71565 10.6439 2.84716 11.0319 2.84716Z\" fill=\"white\"><\/path>\n      <path d=\"M9.35223 3.5802L7.90234 11.7798H10.6574L12.1073 3.5802H9.35223Z\" fill=\"white\"><\/path>\n      <path d=\"M19.9451 4.01421C19.5111 3.58023 18.8535 3.35995 17.9922 3.35995C17.1308 3.35995 16.3877 3.67229 15.7039 4.29367L15.5461 3.58023H13.2973L11.8474 11.7765H14.6025L15.3718 7.46302C15.5461 6.43726 16.0195 5.93752 16.8217 5.93752C17.4365 5.93752 17.7324 6.25643 17.7324 6.91398C17.7324 7.0685 17.716 7.24932 17.6864 7.45316L16.9269 11.7798H19.682L20.4678 7.34138C20.5533 6.83507 20.596 6.38794 20.596 6.01972C20.596 5.12875 20.3757 4.45476 19.9418 4.02079L19.9451 4.01421Z\" fill=\"white\"><\/path>\n      <path d=\"M28.6638 0.568634L28.0062 4.18512C27.855 4.0043 27.6314 3.83005 27.3421 3.67224C26.9673 3.46511 26.5169 3.36319 26.0007 3.36319C25.1262 3.36319 24.3141 3.59991 23.5875 4.07005C22.8642 4.5402 22.2856 5.16815 21.8648 5.93748C21.4439 6.71009 21.2302 7.53859 21.2302 8.39998C21.2302 9.10683 21.388 9.74136 21.6971 10.2871C22.0094 10.8362 22.4335 11.2603 22.9596 11.5562C23.4856 11.8521 24.0675 12 24.6889 12C25.5569 12 26.3328 11.6844 26.9969 11.0663L27.181 11.7797H29.4298L31.4156 0.568634H28.6605H28.6638ZM26.4544 9.18245C26.1486 9.39287 25.8001 9.49807 25.4188 9.49807C25.0111 9.49807 24.6725 9.36656 24.4127 9.10355C24.1497 8.84382 24.0182 8.49203 24.0182 8.06463C24.0182 7.66024 24.1168 7.28873 24.3141 6.95338C24.5114 6.61803 24.7744 6.34844 25.0933 6.15446C25.4089 5.9572 25.7443 5.85857 26.0829 5.85857C26.4807 5.85857 26.8062 5.98679 27.0561 6.24323C27.3092 6.49967 27.4341 6.84817 27.4341 7.27558C27.4341 7.64051 27.3454 7.99887 27.1744 8.34408C27.0035 8.68601 26.7602 8.96875 26.4511 9.18245H26.4544Z\" fill=\"white\"><\/path>\n      <path d=\"M36.328 8.83721L36.2951 8.8931C36.1767 9.09036 35.9795 9.28434 35.7132 9.46845C35.4502 9.64599 35.1115 9.73804 34.7104 9.73804C34.283 9.73804 33.9345 9.6164 33.6781 9.37311C33.4249 9.1331 33.2934 8.86022 33.277 8.5446H38.8168L38.9713 7.67336C39.0239 7.39719 39.0535 7.0717 39.0535 6.71006C39.0535 5.71388 38.7576 4.89852 38.1691 4.28701C37.5806 3.6722 36.7587 3.36316 35.7198 3.36316C34.7729 3.36316 33.9082 3.61631 33.1586 4.11933C32.409 4.61907 31.8172 5.27332 31.403 6.05909C30.9887 6.84485 30.7783 7.66678 30.7783 8.49529C30.7783 9.20214 30.9427 9.82681 31.2715 10.3528C31.6002 10.8789 32.0441 11.2898 32.5964 11.5726C33.1488 11.8553 33.7636 12 34.4244 12C35.3844 12 36.1998 11.7896 36.8507 11.372C37.4688 10.9775 37.9817 10.412 38.3894 9.70188L36.328 8.83721ZM34.2699 5.921C34.5888 5.67114 34.9932 5.54291 35.4666 5.54291C35.94 5.54291 36.2622 5.67114 36.4496 5.921C36.6436 6.17744 36.7422 6.44375 36.7422 6.70677C36.7422 6.72321 36.7422 6.73964 36.7422 6.74951H33.6189C33.7636 6.42402 33.9838 6.14457 34.2732 5.91772L34.2699 5.921Z\" fill=\"white\"><\/path>\n      <path d=\"M46.1968 3.73804C45.8582 3.48489 45.4209 3.35995 44.9014 3.35995C44.4477 3.35995 44.0401 3.46845 43.6916 3.67886C43.3989 3.8564 43.1458 4.0701 42.9354 4.30682L42.7381 3.58023H40.4926L39.0427 11.7765H41.7978L42.5672 7.46302C42.6592 6.94685 42.8466 6.5589 43.1261 6.31232C43.4022 6.06574 43.7409 5.93752 44.1288 5.93752C44.4444 5.93752 44.6976 6.00985 44.8817 6.1578L44.9606 6.22027L46.256 3.78407L46.2001 3.74133L46.1968 3.73804Z\" fill=\"white\"><\/path>\n    <\/svg>\n  <\/div>\n\n  <div class=\"eeQuote__finderLozenge--mobile\">\n    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\" fill=\"none\">\n      <path d=\"M0 12C0 5.37258 5.37258 0 12 0C18.6274 0 24 5.37258 24 12C24 18.6274 18.6274 24 12 24C5.37258 24 0 18.6274 0 12Z\" fill=\"#1D53FF\"><\/path>\n      <g clip-path=\"url(#clip0_5290_9827)\">\n        <path d=\"M15.3179 6.63123H3.31543V12C3.31543 14.9651 5.71907 17.3688 8.6842 17.3688C9.9428 17.3688 11.1005 16.9335 12.0152 16.2048L12.0562 16.2679C12.9584 16.9587 14.0908 17.3688 15.3147 17.3688C18.2799 17.3688 20.6835 14.9651 20.6835 12C20.6835 9.03487 18.2799 6.63123 15.3147 6.63123H15.3179Z\" fill=\"white\"><\/path>\n        <path d=\"M17.6107 8.88653C17.229 8.88653 16.8726 9.03163 16.5603 9.28083C16.8158 9.47956 16.9862 9.78553 16.9862 10.1357C16.9862 10.735 16.5004 11.2208 15.901 11.2208C15.7717 11.2208 15.6519 11.1955 15.5351 11.1545C15.4815 11.4227 15.4531 11.7066 15.4531 11.9999C15.4531 13.7191 16.4184 15.1165 17.6107 15.1165C18.8031 15.1165 19.7683 13.7222 19.7683 11.9999C19.7683 10.2776 18.8031 8.88338 17.6107 8.88338V8.88653Z\" fill=\"#232320\"><\/path>\n        <path d=\"M15.3179 6.3158H3V12C3 15.1355 5.54875 17.6842 8.68421 17.6842C9.92073 17.6842 11.0626 17.2836 11.9963 16.6117C12.9679 17.312 14.1098 17.6842 15.3147 17.6842C18.4502 17.6842 20.999 15.1355 20.999 12C20.999 8.86454 18.4502 6.3158 15.3147 6.3158H15.3179ZM3.63088 12.0032V6.94983H8.68421C11.4695 6.94983 13.7375 9.21784 13.7375 12.0032C13.7375 14.7885 11.4695 17.0565 8.68421 17.0565C5.89888 17.0565 3.63088 14.7885 3.63088 12.0032ZM15.3179 17.0565C14.3022 17.0565 13.3401 16.76 12.5073 16.1985C13.6492 15.1576 14.3716 13.6655 14.3716 12C14.3716 9.79824 13.113 7.88984 11.2771 6.94667H15.3179C18.1032 6.94667 20.3712 9.21468 20.3712 12C20.3712 14.7853 18.1032 17.0533 15.3179 17.0533V17.0565Z\" fill=\"#232320\"><\/path>\n        <path d=\"M10.9808 8.88653C10.5992 8.88653 10.2427 9.03163 9.93043 9.28083C10.1859 9.47956 10.3563 9.78553 10.3563 10.1357C10.3563 10.735 9.8705 11.2208 9.27117 11.2208C9.14184 11.2208 9.02197 11.1955 8.90526 11.1545C8.85163 11.4227 8.82324 11.7066 8.82324 11.9999C8.82324 13.7191 9.78849 15.1165 10.9808 15.1165C12.1732 15.1165 13.1384 13.7222 13.1384 11.9999C13.1384 10.2776 12.1732 8.88338 10.9808 8.88338V8.88653Z\" fill=\"#232320\"><\/path>\n      <\/g>\n      <defs>\n        <clippath id=\"clip0_5290_9827\">\n          <rect width=\"18\" height=\"11.3684\" fill=\"white\" transform=\"translate(3 6.3158)\"><\/rect>\n        <\/clippath>\n      <\/defs>\n    <\/svg>\n  <\/div>\n<\/div>\n                                    <\/div>\n\n        <div class=\"eeQuote__contentContainer \">\n            <div class=\"eeQuote__content\">\n                                    <div class=\"eeQuote__heading\">Hands-on test: I've been trying out the BA Amex credit card for more than a year<\/div>\n                                <div class=\"eeQuote__quote\">\n                    <p>\"American Express is known for its perks and customer service and with this particular card, you get both without a fee, while some rewards cards come with a hefty fee. Yes, Amex isn\u2019t accepted everywhere and I\u2019ve definitely had some smaller, independent shops refuse my card, but since I have a Visa credit card as well, that hasn\u2019t been an issue.<\/p><p>There are several ways to earn Avios points. First, you\u2019ll generally get a sign-up bonus. Then, you can earn 1 Avios point per \u00a31 spent on your normal shopping and transactions. Lastly, there are bonuses and offers via the Amex app where you can boost your balance. <\/p><p> You can spend your Avios points on flights with British Airways and partner airlines, and I managed to get a ticket from London to Boston in peak season in 2023 paying just \u00a3248.13 in taxes and charges. I found a similar flight for summer 2024 for 30,000 Avios plus taxes and charges.<\/p><p> The only annoyance has been that I earned a companion voucher (which gets you a 2-for-1 deal) but it expired before I could use it. With this card, your voucher lasts 1 year, while the premium version of the card gives you 2 years.\"<\/p>\n\n                <\/div>\n            <\/div>\n\n                                                <a class=\"eeQuote__authorName\" href=\"https:\/\/www.finder.com\/uk\/author\/lizedwards\" itemprop=\"url\" target=\"_blank\">\n                        Liz Edwards\n                                            <\/a>\n                                                    <div class=\"eeQuote__authorTitle\">Editor-in-chief<\/div>\n                                    <\/div>\n    <\/div>\n<\/div>\n<h3 id=\"how_to_apply\">How to apply<\/h3>\n\n\n\n\n<p>First, you can use <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/card-finder-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Finder%2527s%2Beligibility%2Bchecker%22%2C%22site%22%3A%22UKCCF%22%2C%22offer_id%22%3A%2224715%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%22308bee85-a334-4500-92bc-846c1b27c6cb%22%2C%22product_name%22%3A%22Credit%2Bcard%2Bfinder%22%2C%22provider_id%22%3A%220c72737e-7b92-477b-b6a0-a8587bf6c0b5%22%2C%22provider_name%22%3A%22Finder%22%2C%22post_id%22%3A%22132418%22%2C%22post_path%22%3A%22credit-cards%252Famerican-express%252Fbritish-airways-american-express-credit-card%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A346719%2C%22name%22%3A%22ukccf-review-how-to-apply%22%2C%22country%22%3A%22uk%22%7D%7D\">Finder's eligibility checker<\/a> to find out if you'd be likely to get approved for the British Airways American Express\u00ae Credit Card. This won't impact your credit score. If it's good news, you can then proceed to American Express's online application, which takes 10\u201315 minutes to complete.<\/p>\n<div class=\"importantText importantText__quote\">\n  <blockquote>\n    <div class=\"importantText__quoteIcon\"><\/div>\n    <p>So, is the BA Amex card worth it? With the ability to earn Avios points on all purchases, the British Airways American Express credit card is a good everyday option for those who like to travel. When you add in a generous intro points offer and no annual fee, it\u2019s also a great way to earn points while keeping your costs low, provided you pay off your balance in full each month.\u201d<\/p>\n    <footer class=\"importantText__quoteAuthor\">\u2013 <cite>Emily Herring, credit publisher<\/cite><\/footer>\n  <\/blockquote>\n<\/div>\n<p>If you\u2019re interested in applying for the BA Amex then you can check your chance of approval using Finder\u2019s free <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/card-finder-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22eligibility%2Bchecker%2B%2528no%2Beffect%2Bon%2Byour%2Bcredit%2Bscore%2529%22%2C%22site%22%3A%22UKCCF%22%2C%22offer_id%22%3A%2224715%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%22308bee85-a334-4500-92bc-846c1b27c6cb%22%2C%22product_name%22%3A%22Credit%2Bcard%2Bfinder%22%2C%22provider_id%22%3A%220c72737e-7b92-477b-b6a0-a8587bf6c0b5%22%2C%22provider_name%22%3A%22Finder%22%2C%22post_id%22%3A%22132418%22%2C%22post_path%22%3A%22credit-cards%252Famerican-express%252Fbritish-airways-american-express-credit-card%22%2C%22post_country%22%3A%22uk%22%7D\">eligibility checker (no effect on your credit score)<\/a> and apply via Amex\u2019s form. If this card is not for you, compare others in our <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\">full guide<\/a>.<\/p>                                    \n<style>\n.tablefade { height: 850px; width: 100%; overflow-x: auto; overflow-y: scroll; }\n.tablefade .luna-table { position: relative; border-left: none !important; }\n.tablefade th:first-child, .tablefade td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade .luna-table td { vertical-align: middle; }\n.tablefade tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 10rem; margin-top: -10rem; margin-bottom: 4rem; position: relative; pointer-events: none; }\n.tablefade img { min-width: 96px; min-height: 53px; }\n\n.tablefade-filtered { max-height: 500px; width: 100%; overflow-x: auto; overflow-y: auto; }\n.tablefade-filtered .luna-table { position: relative; border-left: none !important; }\n.tablefade-filtered th:first-child, .tablefade-filtered td:first-child { position: sticky; left: 0; background: #ffffff; border-left: 1px solid #d4d3ce; z-index: 2; }\n.tablefade-filtered .luna-table td { vertical-align: middle; }\n.tablefade-filtered tbody tr:hover td { background-color: #f5f4ef !important; }\n.tablefadeafter-filtered { background: linear-gradient(to bottom, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 1) 100%); width: 100%; height: 3rem; margin-top: -3rem; margin-bottom: 4rem; position: relative; pointer-events: none; z-index: 5; }\n\n.lightbox { display: none; position: fixed; z-index: 9999; left: 0; top: 0; width: 100%; height: 100%; background-color: rgba(0, 0, 0, 0.8); }\n.lightbox img { display: block; max-width: 90%; max-height: 90%; margin: auto; position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); }\n<\/style>\n\n                                                                                                                                                                                    \n            <h3 id=\"awardspanel\">American Express and Finder Awards<\/h3>\n        <div class=\"u-grid u-grid--alignTop has-margin-top has-margin-bottom\">\n            <div class=\"u-grid__col u-1\/4@s u-1\/5@l\" style=\"max-width: 200px;\">\n                <img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png\" alt=\"Finder Awards logo\" style=\"max-width: 100%; height: auto; display: block;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/06\/award_thumb.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n            <\/div>\n            <div class=\"u-grid__col u-3\/4@s u-4\/5@l\">\n                                    <p>Our <a href=\"https:\/\/www.finder.com\/uk\/finderawards\">Finder Awards<\/a> celebrate brands that truly stand out in their field. American Express is one of these brands and has won multiple awards!<\/p>\n                    <ul>\n                                                                        <li>2025 Provider of the Year Award (Rewards Credit Card)<\/li>\n                                                                                                <li>2025 Provider of the Year Award (Business Charge Card)<\/li>\n                                                                                                                                                        <\/ul>\n                            <\/div>\n        <\/div>\n    \n\n<div id=\"lightbox\" class=\"lightbox\" onclick=\"closeLightbox()\">\n  <img decoding=\"async\" id=\"lightbox-img\" src=\"\" alt=\"Expanded Finder Badge\" loading=\"lazy\">\n<\/div>\n\n<script>\n  function openLightbox(event, imageUrl) {\n    event.preventDefault();\n    const lb = document.getElementById('lightbox');\n    const lbImg = document.getElementById('lightbox-img');\n    if(lb && lbImg) {\n        lbImg.src = imageUrl;\n        lb.style.display = \"block\";\n    }\n  }\n  function closeLightbox() {\n    const lb = document.getElementById('lightbox');\n    if(lb) lb.style.display = \"none\";\n  }\n<\/script><h3 id=\"faqs\">Frequently asked questions<\/h3>\n\n\n\n\n<div itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n\n\n<div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n<h4 itemprop=\"name\" class=\"has-padding-top-xsmall\">Does the British Airways American Express card come with access to American Express Experiences?<\/h4>\n<div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n<div itemprop=\"text\">\n<p>Yes, as with other Amex cards, you'll be able to tap into all the perks of the <a href=\"https:\/\/www.finder.com\/uk\/american-express-invites\">American Express Experiences (formerly Invites)<\/a> scheme.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n<h4 itemprop=\"name\" class=\"has-padding-top-xsmall\">Is there a minimum spend requirement on the British Airways American Express card to get the intro bonus?<\/h4>\n<div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n<div itemprop=\"text\">\n<p>Yes, you'll need to spend  within  months (starting when your account is opened) \u2013 see <a href=\"#how_does_this_card_compare\" class=\"scroll\">table above<\/a>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n<h4 itemprop=\"name\" class=\"has-padding-top-xsmall\">What is a BA Amex companion voucher?<\/h4>\n<div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n<div itemprop=\"text\">\n<p> <\/p><p>When you spend \u00a315,000 on your BA Amex credit card or on your BA Amex Premium Plus credit card, within a year, you could be eligible for a companion voucher. <\/p><p>A companion voucher allows you to receive a second seat for a companion on the same flight and cabin as you or, if travelling solo, a 50% discount on the Avios price you pay for your flight. British Airways American Express Credit Card Companion Vouchers can be redeemed in economy cabins, while British Airways American Express Premium Plus Card Companion Vouchers can be redeemed across all cabins.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n<h4 itemprop=\"name\" class=\"has-padding-top-xsmall\">Can I spend my British Airways American Express card Avios on things other than flights?<\/h4>\n<div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n<div itemprop=\"text\">\n<p>Yes, as well as flights (or even simply part of the price of a flight), your <a href=\"https:\/\/www.finder.com\/uk\/avios-credit-cards\">Avios<\/a> can be redeemed for car hire, hotel rooms and flight upgrades.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n<h4 itemprop=\"name\" class=\"has-padding-top-xsmall\">Can I get rewarded if I refer a friend to the British Airways American Express card?<\/h4>\n<div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n<div itemprop=\"text\">\n<p>Yes, in fact that's a great way to boost your points earnings after the excitement of your intro bonus has worn off! Check out our <a href=\"https:\/\/www.finder.com\/uk\/your-guide-to-the-american-express-referral-programme\">guide to Amex's referral programme<\/a>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n<h4 itemprop=\"name\" class=\"has-padding-top-xsmall\">Can I apply for the British Airways American Express credit card if I have bad credit score?<\/h4>\n<div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n<div itemprop=\"text\">\n<p>American Express require you to have no history of bad debt and a good credit score. You can use <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/find-a-new-card\">Finder's eligibility checker<\/a> to find out if you'd be likely to get approved for the British Airways American Express\u00ae Credit Card. This won't impact your credit score.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n<\/div>\n\n\n\n\n\n<script type=\"application\/ld+json\">\n{\n\"@context\": \"https:\/\/schema.org\",\n\"@type\": \"CreditCard\",\n\"image\":\"s3:\/\/findercdn.com.au\/niche-builder\/660ebe25bf429.png\",\n\"name\":\"British Airways American Express&reg; Credit Card\",\n\"provider\":{\"@type\":\"Organization\",\"name\":\"American Express\"},\n\"requiredCollateral\": \"None\",\n\"annualPercentageRate\": \"29.1%\",\n\"amount\": {\n\"@type\": \"MonetaryAmount\",\n\"minValue\": \"700\",\n\"maxValue\": \"Not specified\",\n\"currency\": \"GBP\"\n}\n}\n<\/script>\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Want to earn Avios on your day-to-day spending? This card lets you do just that, with no annual fee attached.<\/p>\n","protected":false},"author":1231,"featured_media":120938,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[3093],"tags":[129554,129549,129552],"asset_tag":[],"class_list":["post-132418","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-american-express","tag-credit-card-reviews","tag-reward-credit-card-reviews","tag-travel-credit-card-reviews"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>British Airways American Express Credit Card Review 2026<\/title>\n<meta name=\"description\" content=\"Want to earn Avios on your day-to-day spending? This card lets you do just that, with no annual fee attached. Compare rates and fees and apply online.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"British Airways American Express\u00ae Credit Card review\" \/>\n<meta property=\"og:description\" content=\"[partial id=&quot;ukccf-review-yoast-description&quot;]Want to earn Avios on your day-to-day spending? This card lets you do just that, with no annual fee attached. Compare rates and fees and apply online.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2018-09-10T13:15:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/07\/americanexpress_250_250.png\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Emily Herring\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emily Herring\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card\"},\"author\":{\"name\":\"Emily Herring\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/4124ff81f216102eb53594e1b4774543\"},\"headline\":\"British Airways American Express\u00ae Credit Card review\",\"datePublished\":\"2018-09-10T13:15:02+00:00\",\"dateModified\":\"2025-07-09T13:49:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card\"},\"wordCount\":724,\"commentCount\":2,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/07\/americanexpress_250_250.png\",\"articleSection\":[\"American Express\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#respond\"]}],\"comment\":[{\"@id\":\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#comment-25444\"},{\"@id\":\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#comment-20879\"}],\"copyrightYear\":\"2018\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.finder.com\/#organization\"},\"contributor\":[{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/2fad4fd06edd1a94b4f85800c24ee764\"}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card\",\"url\":\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card\",\"name\":\"British Airways American Express Credit Card Review 2026\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/07\/americanexpress_250_250.png\",\"datePublished\":\"2018-09-10T13:15:02+00:00\",\"dateModified\":\"2025-07-09T13:49:40+00:00\",\"description\":\"[partial id=\\\"ukccf-review-yoast-description\\\"]Want to earn Avios on your day-to-day spending? This card lets you do just that, with no annual fee attached. Compare rates and fees and apply online.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#primaryimage\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/07\/americanexpress_250_250.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/07\/americanexpress_250_250.png\",\"width\":250,\"height\":250,\"caption\":\"American Express\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"UK\",\"item\":\"https:\/\/www.finder.com\/uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Credit Cards\",\"item\":\"https:\/\/www.finder.com\/uk\/credit-cards\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"American Express\",\"item\":\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"British Airways American Express\u00ae Credit Card review\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/uk\/#website\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"name\":\"Finder UK\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/uk\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/findercomuk\",\"https:\/\/x.com\/findercomUK\",\"https:\/\/www.linkedin.com\/company\/finder\/\",\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/4124ff81f216102eb53594e1b4774543\",\"name\":\"Emily Herring\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/EmilyHerringF1_Finder_600x600-1.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/EmilyHerringF1_Finder_600x600-1.png\",\"caption\":\"Emily Herring\"},\"description\":\"Emily Herring is a Publisher at Finder specialising in credit-based products including credit cards and business and personal loans. Emily has recently joined the Investments team. She has a Masters in Creative Writing &amp; Publishing and a Bachelor of Arts in Communication &amp; Media.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/emily-rose-herring\/\"],\"url\":\"https:\/\/www.finder.com\/uk\/author\/emilyherring\",\"jobTitle\":\"Publisher\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Loans & credit cards\"},{\"@type\":\"Thing\",\"name\":\"Building credit\"}],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#comment-25444\",\"author\":{\"@type\":\"Person\",\"name\":\"sarmad Khan\"},\"text\":\"Does this American Express card providesLoungeKey access\",\"datePublished\":\"2020-01-12 14:23:36\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#comment-20879\",\"author\":{\"@type\":\"Person\",\"name\":\"Georgie\"},\"text\":\"Do you have to pay off the amount you put on to your card each month or can you pay it off bit by bit?\",\"datePublished\":\"2019-09-23 21:29:02\"},{\"@context\":\"https:\/\/schema.org\/\",\"@type\":\"VideoObject\",\"name\":\"British Airways American Express Credit Card review 2024\",\"description\":\"In this review, we're taking a look at the British Airways American Express Credit Card. \\n\ud83e\udd11 Check to see if you're eligible for the BA Amex \ud83d\udc49 https:\/\/fndr.ws\/CheckBAAmex\\n\ud83d\udcb3  Read our full review of the BA Amex Credit Card \ud83d\udc49 https:\/\/fndr.ws\/BAAmexReview\\n\\n00:00 Introduction\\n00:28 Key features\\n02:00 Fee and charges\\n02:46 The card and app\\n03:10 How well does it score? \\n03:26 Reality check!\\n05:09 Wrap up\\n\\n#Ba #Amex #creditcardreview\",\"uploadDate\":\"2024-02-20T15:24:36Z\",\"duration\":\"PT5M43S\",\"url\":\"https:\/\/https:\/\/www.youtube.com\/watch?v=c97o9VKIKqo\",\"contentUrl\":\"https:\/\/www.youtube.com\/watch?v=c97o9VKIKqo\",\"embedUrl\":\"https:\/\/www.youtube.com\/embed\/c97o9VKIKqo\",\"thumbnailUrl\":\"https:\/\/i.ytimg.com\/vi\/c97o9VKIKqo\/maxresdefault.jpg\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/2fad4fd06edd1a94b4f85800c24ee764\",\"name\":\"Liz Edwards\",\"description\":\"Liz Edwards has been a widely quoted consumer writer and editor for more than 20 years. She led several teams at the campaigning publisher Which?, and leads a multiple award-winning team at Finder. Liz has covered a range of consumer rights and personal finance topics including pensions, credit, banking and insurance. Liz has appeared frequently in national media such as The Sun, The Mail, MSN, Metro, HuffPost and The Independent. She loves to cut through waffle to give consumers the real lowdown. And she loves puns.\",\"jobTitle\":\"Editor-in-chief\",\"url\":\"https:\/\/www.finder.com\/uk\/author\/lizedwards\",\"sameAs\":[\"https:\/\/twitter.com\/lizedwards8\",\"https:\/\/www.linkedin.com\/in\/liz-edwards-020b111b\/\",\"https:\/\/muckrack.com\/liz-edwards-2\"],\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Consumer rights and protection\"},{\"@type\":\"Thing\",\"name\":\"Saving money\"},{\"@type\":\"Thing\",\"name\":\"Buy now, pay later\"},{\"@type\":\"Thing\",\"name\":\"Insurance\"},{\"@type\":\"Thing\",\"name\":\"Consumer trends\"}],\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\/2fad4fd06edd1a94b4f85800c24ee764\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2021\/07\/lizedwards_Finder_600x600.jpeg\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2021\/07\/lizedwards_Finder_600x600.jpeg\",\"caption\":\"Liz Edwards\"},\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2025-07-09T13:49:40+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"British Airways American Express Credit Card Review 2026","description":"Want to earn Avios on your day-to-day spending? This card lets you do just that, with no annual fee attached. Compare rates and fees and apply online.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card","og_locale":"en_GB","og_type":"article","og_title":"British Airways American Express\u00ae Credit Card review","og_description":"[partial id=\"ukccf-review-yoast-description\"]Want to earn Avios on your day-to-day spending? This card lets you do just that, with no annual fee attached. Compare rates and fees and apply online.","og_url":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card","og_site_name":"Finder UK","article_publisher":"https:\/\/www.facebook.com\/findercomuk","article_published_time":"2018-09-10T13:15:02+00:00","og_image":[{"width":250,"height":250,"url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/07\/americanexpress_250_250.png","type":"image\/png"}],"author":"Emily Herring","twitter_card":"summary_large_image","twitter_creator":"@findercomUK","twitter_site":"@findercomUK","twitter_misc":{"Written by":"Emily Herring","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#article","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card"},"author":{"name":"Emily Herring","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/4124ff81f216102eb53594e1b4774543"},"headline":"British Airways American Express\u00ae Credit Card review","datePublished":"2018-09-10T13:15:02+00:00","dateModified":"2025-07-09T13:49:40+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card"},"wordCount":724,"commentCount":2,"publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/07\/americanexpress_250_250.png","articleSection":["American Express"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#respond"]}],"comment":[{"@id":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#comment-25444"},{"@id":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#comment-20879"}],"copyrightYear":"2018","copyrightHolder":{"@id":"https:\/\/www.finder.com\/#organization"},"contributor":[{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/2fad4fd06edd1a94b4f85800c24ee764"}]},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card","url":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card","name":"British Airways American Express Credit Card Review 2026","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/07\/americanexpress_250_250.png","datePublished":"2018-09-10T13:15:02+00:00","dateModified":"2025-07-09T13:49:40+00:00","description":"[partial id=\"ukccf-review-yoast-description\"]Want to earn Avios on your day-to-day spending? This card lets you do just that, with no annual fee attached. Compare rates and fees and apply online.","breadcrumb":{"@id":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/07\/americanexpress_250_250.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/07\/americanexpress_250_250.png","width":250,"height":250,"caption":"American Express"},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"UK","item":"https:\/\/www.finder.com\/uk\/"},{"@type":"ListItem","position":2,"name":"Credit Cards","item":"https:\/\/www.finder.com\/uk\/credit-cards"},{"@type":"ListItem","position":3,"name":"American Express","item":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express"},{"@type":"ListItem","position":4,"name":"British Airways American Express\u00ae Credit Card review"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/uk\/#website","url":"https:\/\/www.finder.com\/uk\/","name":"Finder UK","description":"","publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/findercomuk","https:\/\/x.com\/findercomUK","https:\/\/www.linkedin.com\/company\/finder\/","https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/4124ff81f216102eb53594e1b4774543","name":"Emily Herring","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/EmilyHerringF1_Finder_600x600-1.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/EmilyHerringF1_Finder_600x600-1.png","caption":"Emily Herring"},"description":"Emily Herring is a Publisher at Finder specialising in credit-based products including credit cards and business and personal loans. Emily has recently joined the Investments team. She has a Masters in Creative Writing &amp; Publishing and a Bachelor of Arts in Communication &amp; Media.","sameAs":["https:\/\/www.linkedin.com\/in\/emily-rose-herring\/"],"url":"https:\/\/www.finder.com\/uk\/author\/emilyherring","jobTitle":"Publisher","knowsAbout":[{"@type":"Thing","name":"Loans & credit cards"},{"@type":"Thing","name":"Building credit"}],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#comment-25444","author":{"@type":"Person","name":"sarmad Khan"},"text":"Does this American Express card providesLoungeKey access","datePublished":"2020-01-12 14:23:36"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/credit-cards\/american-express\/british-airways-american-express-credit-card#comment-20879","author":{"@type":"Person","name":"Georgie"},"text":"Do you have to pay off the amount you put on to your card each month or can you pay it off bit by bit?","datePublished":"2019-09-23 21:29:02"},{"@context":"https:\/\/schema.org\/","@type":"VideoObject","name":"British Airways American Express Credit Card review 2024","description":"In this review, we're taking a look at the British Airways American Express Credit Card. \n\ud83e\udd11 Check to see if you're eligible for the BA Amex \ud83d\udc49 https:\/\/fndr.ws\/CheckBAAmex\n\ud83d\udcb3  Read our full review of the BA Amex Credit Card \ud83d\udc49 https:\/\/fndr.ws\/BAAmexReview\n\n00:00 Introduction\n00:28 Key features\n02:00 Fee and charges\n02:46 The card and app\n03:10 How well does it score? \n03:26 Reality check!\n05:09 Wrap up\n\n#Ba #Amex #creditcardreview","uploadDate":"2024-02-20T15:24:36Z","duration":"PT5M43S","url":"https:\/\/https:\/\/www.youtube.com\/watch?v=c97o9VKIKqo","contentUrl":"https:\/\/www.youtube.com\/watch?v=c97o9VKIKqo","embedUrl":"https:\/\/www.youtube.com\/embed\/c97o9VKIKqo","thumbnailUrl":"https:\/\/i.ytimg.com\/vi\/c97o9VKIKqo\/maxresdefault.jpg"},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/2fad4fd06edd1a94b4f85800c24ee764","name":"Liz Edwards","description":"Liz Edwards has been a widely quoted consumer writer and editor for more than 20 years. She led several teams at the campaigning publisher Which?, and leads a multiple award-winning team at Finder. Liz has covered a range of consumer rights and personal finance topics including pensions, credit, banking and insurance. Liz has appeared frequently in national media such as The Sun, The Mail, MSN, Metro, HuffPost and The Independent. She loves to cut through waffle to give consumers the real lowdown. And she loves puns.","jobTitle":"Editor-in-chief","url":"https:\/\/www.finder.com\/uk\/author\/lizedwards","sameAs":["https:\/\/twitter.com\/lizedwards8","https:\/\/www.linkedin.com\/in\/liz-edwards-020b111b\/","https:\/\/muckrack.com\/liz-edwards-2"],"knowsAbout":[{"@type":"Thing","name":"Consumer rights and protection"},{"@type":"Thing","name":"Saving money"},{"@type":"Thing","name":"Buy now, pay later"},{"@type":"Thing","name":"Insurance"},{"@type":"Thing","name":"Consumer trends"}],"image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\/2fad4fd06edd1a94b4f85800c24ee764","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2021\/07\/lizedwards_Finder_600x600.jpeg","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2021\/07\/lizedwards_Finder_600x600.jpeg","caption":"Liz Edwards"},"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}}]},"article_modified_time":"2025-07-09T13:49:40+00:00"},"custom_fields":{"_masthead_subheading":["{\"text\":\"[partial id=&quot;ukccf-review-h2&quot;]\"}"],"_content_type":["niche-content\/recommendation\/product-review"],"_wp_page_template":[""],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"custom_post_template":["single-product-review.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/132418"}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/1231"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=132418"}],"version-history":[{"count":14,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/132418\/revisions"}],"predecessor-version":[{"id":561084,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/132418\/revisions\/561084"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media\/120938"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=132418"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=132418"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=132418"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=132418"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}