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<\/div><\/article>Additionally you can get an idea of costs by using these online currency conversion tools from Mastercard<\/a> and Visa<\/a>.<\/p>\n \n \n
Keeping your credit card (physically) safe<\/h4>
While Thailand is generally safe for tourists, you should always remain alert to street crime, such as pickpocketing, particularly in crowded places and busy tourist areas. Make sure you always know where your belongings are, and keep an eye on your credit card in places where it could be skimmed while out of view, such as at restaurants.<\/p>
Potential credit card fees<\/h3>
Some shops discourage credit and debit card payments because they have to pay transaction fees to their banks for the convenience. Others tend to charge their customers 1% or 2% extra to cover for the fee. However, this practice is considered illegal by the Reserve Bank of Thailand.<\/p>
Credit card fees can leave a noticeable dent in your pocket when you\u2019re travelling overseas, so know what you\u2019re up against well in advance and choose a card with no or low fees.<\/p>
Foreign transaction fees<\/h4>
British credit card issuers typically charge a fee equivalent to 1% to 3% of your transaction, so carefully review your card\u2019s small print to avoid statement surprises. Some cards designed for travel come with no foreign transaction fees, so this could be a good time to get one.<\/p>
Learn more about cards designed for overseas spending<\/a><\/p> If a retailer offers to bill your credit card in sterling, dynamic currency conversion comes into play. While this might sound like a good deal, you\u2019ll end up getting a worse exchange rate, and you might also end up paying currency conversion fees. Whenever you\u2019re presented with an option, choose to pay in local currency.<\/p> Using your credit card to withdraw money from an ATM may not make sense unless it\u2019s a bona fide emergency. Each time you withdraw funds from an ATM, you\u2019re likely to pay a cash advance fee. Your APR for cash advances is typically higher than your purchase APR, and you\u2019ll typically get no grace period on interest \u2014 instead, you start paying interest immediately. Again, some cards designed for overseas spending<\/a> will waive this fee.<\/p> The table below serves as an example of how much extra you may pay to use your credit card for in Thailand.<\/p>Currency conversion fees<\/h4>
Cash advance fees<\/h4>
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