{"id":127793,"date":"2017-08-08T07:39:08","date_gmt":"2017-08-08T14:39:08","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=127793"},"modified":"2024-04-19T15:12:44","modified_gmt":"2024-04-19T14:12:44","slug":"car-insurance-for-business-use","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use","title":{"rendered":"Business car insurance"},"content":{"rendered":"<p>If you drive a work van, delivery truck or any other vehicle for business, your <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\">standard car insurance policy<\/a> may not be enough to cover all damages or injuries that result from an accident while you&#8217;re on the clock. If you&#8217;re the business owner, not having the right cover could leave you with some hefty bills to pay out of your own pocket.<\/p><p>When your vehicle is essential to your income, for reasons other than just driving to work, you will likely need business car insurance. This will protect both company-owned vehicles or your own, if you use it for work.<\/p><h3 id=\"What-makes-business-car-insurance-different?\">What makes business car insurance different?<\/h3><p>Insurers view business driving differently because people who drive for work may well drive more, and to more unfamiliar roads, or they may carry extra equipment.<\/p><p>Business car insurance could be your strongest protection if you:<\/p><ul><li><strong>Own a business that requires regular driving.<\/strong> A business car insurance policy can protect you and your employees against the costs of damages and injuries that are the result of a car accident.<\/li><li><strong>Frequently use your personal vehicle for business.<\/strong> If you drive your personal car or a company-owned vehicle on business as either an employee or independent contractor, business car insurance can safeguard you while driving on the job.<\/li><li><strong>Own a vehicle registered to a business.<\/strong> Your standard car insurance provider will reject a claim for company cars.<\/li><\/ul><p>Most personal car insurance policies will automatically exclude cover for:<\/p><ul class=\"list-12\"><li>Vehicles driven primarily for business.<\/li><li>Commercial-type vehicles, like tractor-trailers, shuttle buses and limousines.<\/li><li>Cars owned by a company and available for occasional use.<\/li><\/ul><h3 id=\"types\">What are the different types of business car insurance?<\/h3><p>Depending on what you use your car for, it&#8217;s up to you to decide if you need business car insurance. If you do, there are three main categories to choose from. These are:<\/p><ul><li><strong>Business Class 1:<\/strong> Choose this if you drive to a few different places for work or perhaps switch between offices or sites. It might not be the primary use of your car but you would still require a slightly higher level of protection.<\/li><li><strong>Business Class 2:<\/strong> Choose this if you know your car will be driven by you and other people for work purposes. This might be your spouse and employees.<\/li><li><strong>Business Class 3:<\/strong> Choose this if you drive extensively for work, especially if you have to drive to an unlimited number of new destinations. For example, a sales representative.<\/li><\/ul><p>Carefully review your current personal car insurance policy and close any potentially disastrous gap by picking up a business car insurance policy.<\/p><div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"\/>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"\/>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">What if I drive for Uber or Lyft?<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n            <p>If you drive for Uber, Lyft or any of the other growing number of private or public rideshare companies out there, and your driving makes up the main aspect of your job, business car insurance won&#8217;t cover you. You&#8217;ll need to get a specific type of <strong>commercial private hire car insurance <\/strong>to suit your business needs.<\/p>\n        <\/div>\n    <\/div>\n<\/div>\n<h3 id=\"How-much-does-business-car-insurance-cost?\">How much does business car insurance cost?<\/h3><p>Cars that are used for business purposes tend to be on the road a lot more, which makes them more likely to be involved in an accident. Because of this fact, it generally costs more to insure a vehicle for business use than it does to insure it for personal use alone.<\/p><p>The cost of your business car insurance depends on factors that include:<\/p><ul><li>The type of vehicle you&#8217;re insuring \u2014 <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-breakdown-by-brand\">make and model<\/a>, year and even weight.<\/li><li>Cover limits and excesses.<\/li><li>How the vehicle is used \u2014 for instance, for office travel, to deliver supplies or to visit client or job sites.<\/li><li>The number of drivers using your car.<\/li><li>Each named driver&#8217;s experience and accident history.<\/li><\/ul><h3 id=\"How-to-find-the-right-business-car-insurance-policy\">How to find the right business car insurance<\/h3><p>When looking for business car insurance, it&#8217;s better to err on the side of caution. Overall, the right policy will meet your three main needs:<\/p><ul><li>It\u2019s affordable for your budget.<\/li><li>It adequately covers you and any potential drivers.<\/li><li>It effectively meets the specific needs of your business driving.<\/li><\/ul><p>When looking for the right cover for your needs, ask yourself about:<\/p><ul><li>The types of damage or hazards you&#8217;re likely to encounter while driving for business.<\/li><li>Whether other employees will also drive your car for business.<\/li><li>The level of liability you&#8217;re comfortable with.<\/li><li>The types of goods, equipment or passengers you tend to carry daily and the risks they could bring.<\/li><li>The type of vehicle you\u2019re insuring and how many more need cover.<\/li><\/ul><h3 id=\"How-to-keep-business-car-insurance-costs-down.\">How to keep business car insurance costs down<\/h3><p>Generally, business car insurance is likely to be more expensive than standard car insurance but there are still ways to keep your costs down.<\/p><ul><li>Consider a car with a smaller engine or a car that is more energy efficient.<\/li><li>Store your car in a secure garage overnight.<\/li><li>Install extra security devices such as alarms, immobilisers or trackers in order to keep potential thieves away.<\/li><li>Consider reducing the excess to lower your premium. But remember it needs to be realistic in case you do need to make a claim.<\/li><li>Think about your expected annual mileage and consider negotiating a realistic limit with your insurer. The more miles you travel, the greater the risk.<\/li><li>Shop around online for the best business car insurance policies that suit your needs.<\/li><\/ul><h3 id=\"Business-car-insurance-frequently-asked-questions\">Business car insurance frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Is business car insurance more expensive than standard car insurance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Generally, yes. That is because more miles driven usually means increased risks. A business car might drive further, drive during peak travel times or drive on more unfamiliar roads. For standard car insurance, you can <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/best-car-insurance\">compare the best car insurance<\/a> companies here.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">I sometimes drive my own car for work purposes but shouldn't my employer's insurance cover me?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>That depends. Some businesses may well have insurance that covers its employees to drive their own cars for business purposes. If this is the case, you might not need business car insurance. To avoid any confusion, and to save time and money, check with your employer first.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">If my employer's insurance doesn't cover me to drive my own car for work purposes, do I need to buy my own business car insurance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>More than likely, yes. You will need to inform your insurance company if the way you use your car changes. When you drive for work purposes, you will need business car insurance. Though some employers might reimburse employees for the cost of driving a personal car for business use. This is not based on the cost of fuel alone but also takes into consideration any business car insurance that you take out, in addition to the wear and tear due to the extra miles driven. Expect to be reimbursed around 45p a mile for the first 10,000 miles but this can vary according to employer and the amount driven.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">I drive a company car so do I need my own business car insurance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Chances are your employer will already have covered you to drive the company car for both business and personal use. Confirm this with your employer to avoid driving your company car without the correct cover.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\">*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (January \u201926). 51% of Confused.com car insurance customers could save \u00a3529.15.<\/div><\/article><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms \"best\", \"top\", \"cheap\" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">subject to our terms of use<\/a>. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Your personal policy may not be enough to cover you when driving on the clock. Protect your car, your business and yourself with business car insurance.<\/p>\n","protected":false},"author":680,"featured_media":374935,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[2645],"tags":[119,3172],"asset_tag":[],"class_list":["post-127793","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance","tag-business","tag-car-insurance"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Compare car insurance for business use | Finder UK<\/title>\n<meta name=\"description\" content=\"Your personal policy may not be enough to cover you when driving on the clock. Protect your car, your business and yourself with business car insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Business car insurance\" \/>\n<meta property=\"og:description\" content=\"Your personal policy may not be enough to cover you when driving on the clock. Protect your car, your business and yourself with business car insurance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2017-08-08T14:39:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2017\/08\/business-feautured-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Esther Wolffowitz\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Esther Wolffowitz\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use\"},\"author\":{\"name\":\"Esther Wolffowitz\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/61bcf55ed4e9156f55e90ebfd975640a\"},\"headline\":\"Business car insurance\",\"datePublished\":\"2017-08-08T14:39:08+00:00\",\"dateModified\":\"2021-03-24T16:13:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use\"},\"wordCount\":1284,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2017\/08\/business-feautured-1.jpg\",\"articleSection\":[\"Car insurance\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use#respond\"]}],\"copyrightYear\":\"2017\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.finder.com\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use\",\"url\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use\",\"name\":\"Compare car insurance for business use | Finder UK\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2017\/08\/business-feautured-1.jpg\",\"datePublished\":\"2017-08-08T14:39:08+00:00\",\"dateModified\":\"2021-03-24T16:13:32+00:00\",\"description\":\"Your personal policy may not be enough to cover you when driving on the clock. Protect your car, your business and yourself with business car insurance.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use#primaryimage\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2017\/08\/business-feautured-1.jpg\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2017\/08\/business-feautured-1.jpg\",\"width\":250,\"height\":250},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"UK\",\"item\":\"https:\/\/www.finder.com\/uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Car insurance\",\"item\":\"https:\/\/www.finder.com\/uk\/car-insurance\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Business car insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/uk\/#website\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"name\":\"Finder UK\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/uk\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/findercomuk\",\"https:\/\/x.com\/findercomUK\",\"https:\/\/www.linkedin.com\/company\/finder\/\",\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/61bcf55ed4e9156f55e90ebfd975640a\",\"name\":\"Esther Wolffowitz\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/EstherWolffowitzF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/EstherWolffowitzF1_Finder_600x600.png\",\"caption\":\"Esther Wolffowitz\"},\"description\":\"Esther Wolffowitz was a publisher at finder.com specialising in insurance. Esther holds an MSc in Media and Communication Governance from the London School of Economics and Political Science (LSE).\",\"url\":\"https:\/\/www.finder.com\/uk\/author\/estherwolffowitz\",\"jobTitle\":\"Publisher\",\"sameAs\":[],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2021-03-24T16:13:32+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Compare car insurance for business use | Finder UK","description":"Your personal policy may not be enough to cover you when driving on the clock. Protect your car, your business and yourself with business car insurance.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use","og_locale":"en_GB","og_type":"article","og_title":"Business car insurance","og_description":"Your personal policy may not be enough to cover you when driving on the clock. Protect your car, your business and yourself with business car insurance.","og_url":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use","og_site_name":"Finder UK","article_publisher":"https:\/\/www.facebook.com\/findercomuk","article_published_time":"2017-08-08T14:39:08+00:00","og_image":[{"width":250,"height":250,"url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2017\/08\/business-feautured-1.jpg","type":"image\/jpeg"}],"author":"Esther Wolffowitz","twitter_card":"summary_large_image","twitter_creator":"@findercomUK","twitter_site":"@findercomUK","twitter_misc":{"Written by":"Esther Wolffowitz","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use#article","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use"},"author":{"name":"Esther Wolffowitz","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/61bcf55ed4e9156f55e90ebfd975640a"},"headline":"Business car insurance","datePublished":"2017-08-08T14:39:08+00:00","dateModified":"2021-03-24T16:13:32+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use"},"wordCount":1284,"commentCount":0,"publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2017\/08\/business-feautured-1.jpg","articleSection":["Car insurance"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use#respond"]}],"copyrightYear":"2017","copyrightHolder":{"@id":"https:\/\/www.finder.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use","url":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use","name":"Compare car insurance for business use | Finder UK","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2017\/08\/business-feautured-1.jpg","datePublished":"2017-08-08T14:39:08+00:00","dateModified":"2021-03-24T16:13:32+00:00","description":"Your personal policy may not be enough to cover you when driving on the clock. Protect your car, your business and yourself with business car insurance.","breadcrumb":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2017\/08\/business-feautured-1.jpg","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2017\/08\/business-feautured-1.jpg","width":250,"height":250},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-for-business-use#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"UK","item":"https:\/\/www.finder.com\/uk\/"},{"@type":"ListItem","position":2,"name":"Car insurance","item":"https:\/\/www.finder.com\/uk\/car-insurance"},{"@type":"ListItem","position":3,"name":"Business car insurance"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/uk\/#website","url":"https:\/\/www.finder.com\/uk\/","name":"Finder UK","description":"","publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/findercomuk","https:\/\/x.com\/findercomUK","https:\/\/www.linkedin.com\/company\/finder\/","https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/61bcf55ed4e9156f55e90ebfd975640a","name":"Esther Wolffowitz","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/EstherWolffowitzF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/EstherWolffowitzF1_Finder_600x600.png","caption":"Esther Wolffowitz"},"description":"Esther Wolffowitz was a publisher at finder.com specialising in insurance. Esther holds an MSc in Media and Communication Governance from the London School of Economics and Political Science (LSE).","url":"https:\/\/www.finder.com\/uk\/author\/estherwolffowitz","jobTitle":"Publisher","sameAs":[],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}}]},"article_modified_time":"2021-03-24T16:13:32+00:00"},"custom_fields":{"_content_type":["niche-content\/information\/niche-article"],"_masthead_variant":["{\"id\":\"beta-widget\",\"showFeaturedImage\":false,\"presetId\":\"shortcode\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"[partial id=\\\"ukfci-masthead-tp\\\"]\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\"}"],"_masthead_subheading":["{\"text\":\"Looking for car insurance for business use? Here&#039;s what you should consider before applying.\"}"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/127793"}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/680"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=127793"}],"version-history":[{"count":9,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/127793\/revisions"}],"predecessor-version":[{"id":529121,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/127793\/revisions\/529121"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media\/374935"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=127793"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=127793"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=127793"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=127793"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}