{"id":127757,"date":"2017-09-10T18:40:10","date_gmt":"2017-09-11T01:40:10","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=127757"},"modified":"2025-03-19T16:51:56","modified_gmt":"2025-03-19T16:51:56","slug":"car-insurance-storm-damage","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage","title":{"rendered":"Car insurance claims for storm damage"},"content":{"rendered":"<p>Whether you were parked or on the open road, you are able to claim damage caused by a storm, including wind, hail, flooding and more, provided you have a suitable insurance policy. This article will provide guidance on what steps to take to make a successful claim if your vehicle is damaged by a storm.<\/p><div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"\/>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"\/>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">Checklist: Documenting the damage<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n            <p>The easiest way to document the damage in detail is with photos.<\/p><ul><li>Take full scene photos that show what happened, where your car was parked and the surroundings.<\/li><li>Take close-ups to show specific damage. You don&#8217;t need to take a separate picture of each dent, but should make sure that all damage is clearly shown in the photos.<\/li><li>Where necessary, you might want to label the photos with information such as &#8220;driver side door&#8221; to make them clearer.<\/li><li>Remember to check the interior. It&#8217;s important to document the damage as fully as possible.<\/li><\/ul>\n        <\/div>\n    <\/div>\n<\/div>\n<h3 id=\"covered\">First, check if you are covered<\/h3><p>First you need to know that your <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\">car insurance policy<\/a> actually covers storm damage. Typically, you will only be covered if you have a <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/comprehensive-car-insurance\">comprehensive car insurance policy<\/a>.<\/p><p>Check your policy to see exactly what you\u2019re covered for. Look for any mention of storm damage. You&#8217;ll also want to check to see if you&#8217;ve qualified for any <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/no-claims-bonus\">no-claims discount<\/a>, and how much your premiums will go up after making a storm damage claim.<\/p><p>If you can\u2019t find it, you&#8217;ll need to get in touch with your insurer to confirm whether or not you are covered.<\/p><style type=\"text\/css\">\n    .survey-response {\n        overflow-x: auto;\n        max-width: 800px;\n    }\n\n    .survey-response .luna-table th,\n    .survey-response .luna-table td {\n        padding: 0.3rem 1rem calc(0.20rem + 1px);\n        font-size: 12px;\n        color: rgb(117, 117, 117);\n        text-align: left;\n    }\n\n    .survey-response .luna-table {\n        border: none;\n    }\n\n    .survey-response .row-color-icon {\n        width: 10px;\n        height: 10px;\n        display: inline-block;\n        margin-right: 4px;\n        border-radius: 2px;\n    }\n\n    .survey-response .source-container {\n        top: -12px !important;\n        position: relative;\n    }\n\n    .survey-response .source {\n        color: rgb(108, 120, 129);\n        font-size: 11px;\n    }\n\n    .survey-response .source-link {\n        color: rgb(2, 113, 225);\n        font-size: 11px;\n        text-decoration: underline;\n    }\n\n    @media (min-width: 600px) {\n        .survey-response .border-fix {\n            border-radius: 12px;\n            border: 1px solid var(--light-divider-normal, #E5E7EB);\n            background: var(--light-background-main, #FFF);\n            padding: 0px\n        }\n    }\n\n    .survey-response .chart-container {\n        min-height: 250px;\n        border-radius: 12px;\n        border: 1px solid var(--light-divider-normal, #E5E7EB);\n        background: var(--light-background-main, #FFF);\n        padding: 15px;\n    }\n\n    .google-visualization-tooltip {\n        pointer-events: none;\n    }\n\n    @media screen and (min-width: 960px) {\n        .survey-response.u-grid {\n            margin-left: auto;\n            display: flex;\n            justify-content: space-between;\n            margin-right: auto;\n        }\n\n        .u-grid__col.chart-container {\n            margin-left: 0 !important;\n            margin-right: 0 !important;\n        }\n    }\n\n    .survey-response .table-container {\n        overflow-x: auto;\n        max-width: 800px;\n        display: block;\n    }\n\n    @media screen and (max-width: 959px) {\n        .survey-response .table-container {\n            display: block;\n        }\n\n        .source-container {\n            margin-left: 2rem;\n            margin-right: 2rem;\n        }\n    }\n\n<\/style><h4>Finder survey: Do you know everything that car insurance covers?<\/h4><div id=\"scale-surveys-10011-4190\" class=\"survey-response u-grid u-grid--gutterLarge\"><div id=\"view-do-you-know-all-of-the-potential-issues-that-are-covered-by-driving-insurance--location-\" class=\"u-grid__col u-1\/1 aligncenter size-full chart-container\" ><\/div><style>\n\t\t\t\t#scale-surveys-10011-4190 text,\n\t\t\t\t#scale-surveys-10011-4190 svg text,\n\t\t\t\t#view-do-you-know-all-of-the-potential-issues-that-are-covered-by-driving-insurance--location- text,\n\t\t\t\t#view-do-you-know-all-of-the-potential-issues-that-are-covered-by-driving-insurance--location- svg text {\n\t\t\t\t\tfont-family: 'Modern Era', sans-serif !important;\n\t\t\t\t}\n\t\t\t<\/style><script type=\"text\/javascript\">\n\t\t\t\t(function() {\n\n\t\t\t\t\tvar packageToLoad = 'bar';\n\t\t\t\t\tvar eventName = 'GoogleChartsLoaded-' + packageToLoad;\n\t\t\t\t\tvar event = new Event(eventName);\n\n\t\t\t\t\tdocument.addEventListener(eventName, function() {\n\t\t\t\t\tconsole.log('called event!', eventName);\n\n\t\t\t\t\tfunction drawChart() {\n\t\t\t\t\t\tvar chartType = 'bar';\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvar data = google.visualization.arrayToDataTable([\n\t\t\t\t\t\t\t[\" \", \"Yorkshire and the Humber\", \"West Midlands\", \"Wales\", \"South West\", \"South East\", \"Scotland\", \"Northern Ireland\", \"North West\", \"North East\", \"Greater London\", \"East of England\", \"East Midlands\", ],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t[\"No\", 62.35, 59.13, 48.48, 60.87, 53.64, 53.95, 54.17, 59.5, 61.9, 48.15, 59.77, 67.05, ],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t[\"Yes\", 37.65, 40.87, 51.52, 39.13, 46.36, 46.05, 45.83, 40.5, 38.1, 51.85, 40.23, 32.95, ],\n\t\t\t\t\t\t\t\t\t\t\t\t\t]);\n\t\t\t\t\t\t\n            var excludedLocations = \"ACT,NT,TAS\";\n\n\t\t\t\t\t\tvar options = {\n\t\t\t\t\t\t\tlegend: {\n\t\t\t\t\t\t\t\tposition: 'none'\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\tcolors: ['#1D53FF', '#00B2FF', '#FFD23B', '#C3F53C', '#B469FF', '#FF73A9', '#1DD751', '#DB2420', '#E5F7FF', '#FFF9E5', '#EEF5DC', '#F2E5FF', '#FFE5EF']\n\t\t\t\t\t\t};\n\n\t\t\t\t\t\tvar chart;\n\t\t\t\t\t\t\t\t\t\t\t\tchart = new google.charts.Bar(document.getElementById('view-do-you-know-all-of-the-potential-issues-that-are-covered-by-driving-insurance--location-'));\n\t\t\t\t\t\t\/\/ Bar chart specific options can go here\n\t\t\t\t\t\toptions.bars = 'vertical';\n\t\t\t\t\t\toptions.hAxis = {\n\t\t\t\t\t\t\tviewWindowMode: 'maximize',\n\t\t\t\t\t\t\tformat: '#,###\\'%\\'',\n\t\t\t\t\t\t\ttitle: '',\n\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\tfontName: 'Modern Era',\n\t\t\t\t\t\t\t\tfontSize: 12\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t};\n\t\t\t\t\t\toptions.vAxis = {\n\t\t\t\t\t\t\tformat: '#,###\\'%\\'',\n\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\tfontName: 'Modern Era',\n\t\t\t\t\t\t\t\tfontSize: 12\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t};\n\t\t\t\t\t\t\n\t\t\t\t\t\tchart.draw(data, (chartType == 'pie') ? options : google.charts.Bar.convertOptions(options));\n\t\t\t\t\t}\n\t\t\t\t\t\tdrawChart();\n\t\t\t\t\t});\n\n\t\t\t\t\tfunction init() {\n\t\t\t\t\t\tconsole.log('calling init', eventName);\n\t\t\t\t\t\tif (typeof google !== 'undefined' && google.charts) {\n\t\t\t\t\t\t\tconsole.log('found charts', google, packageToLoad);\n\t\t\t\t\t\t\tgoogle.charts.load('current', {'packages':[packageToLoad]});\n\t\t\t\t\t\t\tgoogle.charts.setOnLoadCallback(function() {\n\t\t\t\t\t\t\t\tdocument.dispatchEvent(event);\n\t\t\t\t\t\t\t});\n\t\t\t\t\t\t} else {\n\t\t\t\t\t\t\tconsole.log('retrying');\n\t\t\t\t\t\t\tsetTimeout(init, 100);\n\t\t\t\t\t\t}\n\t\t\t\t\t}\n\t\t\t\t\tinit();\n\t\t\t\t})()\n\t\t\t<\/script><div class=\"u-grid__col  u-1\/1 aligncenter size-full border-fix table-container\"><table class=\"luna-table js-tablesorter tablesorter tablesorter-default\" role=\"grid\"><thead class=\"luna-table__header\"><tr><th>Response<\/th><th><span class=\"row-color-icon\" style=\"background-color: #1D53FF;\"><\/span>Yorkshire and the Humber<\/th><th><span class=\"row-color-icon\" style=\"background-color: #00B2FF;\"><\/span>West Midlands<\/th><th><span class=\"row-color-icon\" style=\"background-color: #FFD23B;\"><\/span>Wales<\/th><th><span class=\"row-color-icon\" style=\"background-color: #C3F53C;\"><\/span>South West<\/th><th><span class=\"row-color-icon\" style=\"background-color: #B469FF;\"><\/span>South East<\/th><th><span class=\"row-color-icon\" style=\"background-color: #FF73A9;\"><\/span>Scotland<\/th><th><span class=\"row-color-icon\" style=\"background-color: #1DD751;\"><\/span>Northern Ireland<\/th><th><span class=\"row-color-icon\" style=\"background-color: #DB2420;\"><\/span>North West<\/th><th><span class=\"row-color-icon\" style=\"background-color: #E5F7FF;\"><\/span>North East<\/th><th><span class=\"row-color-icon\" style=\"background-color: #FFF9E5;\"><\/span>Greater London<\/th><th><span class=\"row-color-icon\" style=\"background-color: #EEF5DC;\"><\/span>East of England<\/th><th><span class=\"row-color-icon\" style=\"background-color: #F2E5FF;\"><\/span>East Midlands<\/th><\/tr><\/thead><tbody class=\"luna-table__body\" aria-live=\"polite\" aria-relevant=\"all\"><tr><td>No<\/td><td>62.35%<\/td><td>59.13%<\/td><td>48.48%<\/td><td>60.87%<\/td><td>53.64%<\/td><td>53.95%<\/td><td>54.17%<\/td><td>59.5%<\/td><td>61.9%<\/td><td>48.15%<\/td><td>59.77%<\/td><td>67.05%<\/td><\/tr><tr><td>Yes<\/td><td>37.65%<\/td><td>40.87%<\/td><td>51.52%<\/td><td>39.13%<\/td><td>46.36%<\/td><td>46.05%<\/td><td>45.83%<\/td><td>40.5%<\/td><td>38.1%<\/td><td>51.85%<\/td><td>40.23%<\/td><td>32.95%<\/td><\/tr><\/tbody><\/table><\/div><div class=\"source-container\"><span class=\"source\">Source: Finder survey by Censuswide of 1032 Brits, December 2023            <\/span><\/div><\/div><h3 id=\"stormdamage\">What to do after storm damage to your car<\/h3><ul><li><strong>Don&#8217;t drive the damaged car.<\/strong> It\u2019s not safe, and the insurer may reject your storm damage claim if you do.<\/li><li><strong>Don&#8217;t remove debris without documenting it.<\/strong> Ideally, avoid removing any debris until you have the go-ahead from your insurer. If you need to clear away dangerous glass or metal or attempt a quick fix DIY for safety reasons, take photos with your phone first.<\/li><li><strong>Call your insurer as soon as possible.<\/strong> Note that if large areas were affected by the storm there may be delays in the customer service lines.<\/li><li><strong>Don&#8217;t authorise repairs without contacting your insurer first.<\/strong> Unapproved repairs are unlikely to be covered by your insurance policy.<\/li><\/ul><h4>You will need\u2026<\/h4><ul><li>Your name, address and driver\u2019s licence details<\/li><li>Your insurance policy number<\/li><li>Your vehicle registration number<\/li><li>The date and, if possible, the exact time the damage occurred<\/li><li>Any other information requested by the insurer<\/li><\/ul><h3 id=\"damage\">Check the damage<\/h3><p>The type of claim you make will vary depending on the source of damage:<\/p><ul><li><strong>Storm:<\/strong> General storm damage caused by intense weather.<\/li><li><strong>Wind:<\/strong> Damage directly caused by wind, such as windows broken by debris.<\/li><li><strong>Hail:<\/strong> The distinct dents and cracked or broken glass caused by hail storms.<\/li><li><strong>Flood:<\/strong> Provides cover if your car is damaged by ground flooding, such as water coming up from drains.<\/li><\/ul><p>Note that these may vary depending on the insurer and the policy. Read your insurance policy carefully to see how it works for you. Many insurers will only mention broad categories like storm, weather or natural events, in which case you should claim all the damage under that.<\/p><h3 id=\"claim\">Sending in your claim<\/h3><p>Depending on your insurer, there are different ways of making a claim. You will need to send in a claims form and the documentation, either online or through the post. Online will usually get you a faster response.<\/p><ul><li>Fill out the claims form provided by your insurer. It will have sections for all the relevant information.<\/li><li>Send in your photos using the tools provided. In many cases your insurer will simply specify an email address you should send them to.<\/li><\/ul><p>If you have a comprehensive car insurance policy, it may also cover a replacement car while your vehicle is being repaired. If the storm has also damaged your home you will also need to check your <a href=\"https:\/\/www.finder.com\/uk\/home-insurance\">home and contents insurance<\/a>.<\/p><p><small>Picture: Shutterstock<\/small><\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms \"best\", \"top\", \"cheap\" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">subject to our terms of use<\/a>. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\">*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (January \u201926). 51% of Confused.com car insurance customers could save \u00a3529.15.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Steps to prepare for a claim if your car is damaged in a storm. Find out what to avoid and what to do in a claim.<\/p>\n","protected":false},"author":680,"featured_media":879987,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[2645],"tags":[3172,3269,3270],"asset_tag":[],"class_list":["post-127757","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance","tag-car-insurance","tag-claims","tag-storm"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Car damaged in a storm? Guide to claiming car insurance<\/title>\n<meta name=\"description\" content=\"Find out what to do if your car is damaged in a storm and learn how to make a successful car insurance claim.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Car insurance claims for storm damage\" \/>\n<meta property=\"og:description\" content=\"Find out what to do if your car is damaged in a storm and learn how to make a successful car insurance claim.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2017-09-11T01:40:10+00:00\" \/>\n<meta name=\"author\" content=\"Esther Wolffowitz\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Esther Wolffowitz\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage\"},\"author\":{\"name\":\"Esther Wolffowitz\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/61bcf55ed4e9156f55e90ebfd975640a\"},\"headline\":\"Car insurance claims for storm damage\",\"datePublished\":\"2017-09-11T01:40:10+00:00\",\"dateModified\":\"2024-01-18T09:08:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage\"},\"wordCount\":748,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage#primaryimage\"},\"thumbnailUrl\":\"\",\"articleSection\":[\"Car insurance\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage#respond\"]}],\"copyrightYear\":\"2017\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.finder.com\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage\",\"url\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage\",\"name\":\"Car damaged in a storm? Guide to claiming car insurance\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage#primaryimage\"},\"thumbnailUrl\":\"\",\"datePublished\":\"2017-09-11T01:40:10+00:00\",\"dateModified\":\"2024-01-18T09:08:54+00:00\",\"description\":\"Find out what to do if your car is damaged in a storm and learn how to make a successful car insurance claim.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage#primaryimage\",\"url\":\"\",\"contentUrl\":\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"UK\",\"item\":\"https:\/\/www.finder.com\/uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Car insurance\",\"item\":\"https:\/\/www.finder.com\/uk\/car-insurance\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Car insurance claims for storm damage\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/uk\/#website\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"name\":\"Finder UK\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/uk\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/findercomuk\",\"https:\/\/x.com\/findercomUK\",\"https:\/\/www.linkedin.com\/company\/finder\/\",\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/61bcf55ed4e9156f55e90ebfd975640a\",\"name\":\"Esther Wolffowitz\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/EstherWolffowitzF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/EstherWolffowitzF1_Finder_600x600.png\",\"caption\":\"Esther Wolffowitz\"},\"description\":\"Esther Wolffowitz was a publisher at finder.com specialising in insurance. Esther holds an MSc in Media and Communication Governance from the London School of Economics and Political Science (LSE).\",\"url\":\"https:\/\/www.finder.com\/uk\/author\/estherwolffowitz\",\"jobTitle\":\"Publisher\",\"sameAs\":[],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2024-01-18T09:08:54+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Car damaged in a storm? Guide to claiming car insurance","description":"Find out what to do if your car is damaged in a storm and learn how to make a successful car insurance claim.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage","og_locale":"en_GB","og_type":"article","og_title":"Car insurance claims for storm damage","og_description":"Find out what to do if your car is damaged in a storm and learn how to make a successful car insurance claim.","og_url":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage","og_site_name":"Finder UK","article_publisher":"https:\/\/www.facebook.com\/findercomuk","article_published_time":"2017-09-11T01:40:10+00:00","author":"Esther Wolffowitz","twitter_card":"summary_large_image","twitter_creator":"@findercomUK","twitter_site":"@findercomUK","twitter_misc":{"Written by":"Esther Wolffowitz","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage#article","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage"},"author":{"name":"Esther Wolffowitz","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/61bcf55ed4e9156f55e90ebfd975640a"},"headline":"Car insurance claims for storm damage","datePublished":"2017-09-11T01:40:10+00:00","dateModified":"2024-01-18T09:08:54+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage"},"wordCount":748,"commentCount":0,"publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage#primaryimage"},"thumbnailUrl":"","articleSection":["Car insurance"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage#respond"]}],"copyrightYear":"2017","copyrightHolder":{"@id":"https:\/\/www.finder.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage","url":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage","name":"Car damaged in a storm? Guide to claiming car insurance","isPartOf":{"@id":"https:\/\/www.finder.com\/uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage#primaryimage"},"thumbnailUrl":"","datePublished":"2017-09-11T01:40:10+00:00","dateModified":"2024-01-18T09:08:54+00:00","description":"Find out what to do if your car is damaged in a storm and learn how to make a successful car insurance claim.","breadcrumb":{"@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage#primaryimage","url":"","contentUrl":""},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/uk\/car-insurance\/car-insurance-storm-damage#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"UK","item":"https:\/\/www.finder.com\/uk\/"},{"@type":"ListItem","position":2,"name":"Car insurance","item":"https:\/\/www.finder.com\/uk\/car-insurance"},{"@type":"ListItem","position":3,"name":"Car insurance claims for storm damage"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/uk\/#website","url":"https:\/\/www.finder.com\/uk\/","name":"Finder UK","description":"","publisher":{"@id":"https:\/\/www.finder.com\/uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/uk\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/findercomuk","https:\/\/x.com\/findercomUK","https:\/\/www.linkedin.com\/company\/finder\/","https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/61bcf55ed4e9156f55e90ebfd975640a","name":"Esther Wolffowitz","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/EstherWolffowitzF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/EstherWolffowitzF1_Finder_600x600.png","caption":"Esther Wolffowitz"},"description":"Esther Wolffowitz was a publisher at finder.com specialising in insurance. Esther holds an MSc in Media and Communication Governance from the London School of Economics and Political Science (LSE).","url":"https:\/\/www.finder.com\/uk\/author\/estherwolffowitz","jobTitle":"Publisher","sameAs":[],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}}]},"article_modified_time":"2024-01-18T09:08:54+00:00"},"custom_fields":{"show_author_box":["yes"],"_content_type":["niche-content\/information\/niche-article"],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\"}"],"_masthead_subheading":["{\"text\":\"Discover how to make a successful car insurance claim if your vehicle has been damaged by a storm. \"}"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/127757"}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/680"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=127757"}],"version-history":[{"count":8,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/127757\/revisions"}],"predecessor-version":[{"id":556755,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/127757\/revisions\/556755"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=127757"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=127757"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=127757"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=127757"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}