{"id":127700,"date":"2018-08-16T17:04:26","date_gmt":"2018-08-16T16:04:26","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=127700"},"modified":"2026-01-29T05:43:20","modified_gmt":"2026-01-29T05:43:20","slug":"using-a-credit-card-in-cuba","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-cuba","title":{"rendered":"Using a credit card in Cuba"},"content":{"rendered":"

Overview<\/h3>

Most commonly recognised for its salsa music, Cuba is a Caribbean island which hosts a magnificent array of white beaches and diverse landscapes. If you\u2019re planning on experiencing Cuba\u2019s vibrant culture any time soon, then you\u2019ll want to know how you can use your credit card there, to ensure your trip goes without a hitch.<\/p>

Cuba is largely a cash culture, so you may find it easier to bring cash along with you for your travels. However, in more densely populated tourist areas you\u2019re more likely to find ATMs and card machines. Visa is more likely to be accepted than Mastercard, and very few stores take American Express.<\/p>

Cash machines in Cuba<\/h3>

Your first priority should be to contact your bank and confirm whether your card can be used in Cuba before you depart. Rules and regulations surrounding currency in Cuba are subject to frequent changes, so always double-check with your bank prior to travelling.<\/p>

You are more likely to find ATMs in popular tourist areas, such as Havana and Trinidad. It\u2019s smart to select your ATM carefully -only choose ones either located in banks or crowded areas. This means that if you encounter any issues, you are more likely to find someone who can help.<\/p>

Due to the country\u2019s outdated technology, most shops and restaurants are still not equipped to accept Mastercard transactions, which is why it\u2019s a good idea to use Visa.<\/p>

Cash in Cuba<\/h3>

Cuba operates a dual-currency system, whereby visitors use the Cuban convertible peso (CUC) and locals use the Cuban peso (CUP). All cash carried must be in good condition with no tears, rips or markings, otherwise it may be refused.<\/p>

Since card transactions remain limited, due to patchy Internet access, you should always carry cash to ensure you can make payments without any extra hassle or complications.<\/p>

Card payment methods in Cuba<\/h3>

Due to the rules regarding currency and methods of payment often being subject to change, try not to rely on only one source of money. If possible, arrive prepared with a combination of cash and cards.<\/p>

Cuba is in the process of transitioning from magstripes to chip-enabled cards, so it\u2019s a good idea to use your chip-enabled card when possible for added protection and a higher level of security.<\/p>

Is it safe to use my card in Cuba?<\/h3>

By exercising some caution when using your credit card in Cuba, you\u2019ll have a relatively trouble-free experience.<\/p>