{"id":127253,"date":"2018-08-15T15:58:11","date_gmt":"2018-08-15T14:58:11","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=127253"},"modified":"2025-06-30T13:40:13","modified_gmt":"2025-06-30T12:40:13","slug":"using-a-credit-card-in-usa","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-usa","title":{"rendered":"Using a credit card in the USA"},"content":{"rendered":"<style>\n.newpicks.topPicksF1 .topPicks__card { border: 2px solid #232320; border-radius: 1rem; -webkit-box-shadow: 4px 6px 0 0 #232320; box-shadow: 4px 6px 0 0 #232320; margin-right: 4px; }\n.pickfor { line-height: 20px; box-sizing: border-box; display: flex; flex-direction: column; justify-content: center; background-color: #e5f7ff; border-radius: 0.9rem 0.9rem 0 0; min-height: 58px; }\n.pickpros, .gxfcydsc { font-size: 14.75px; letter-spacing: -0.1px; line-height: 21px; }\n.topPicks__card { overflow: visible !important; }\n.topPicks__card figure.award { padding-bottom: 20px; margin: -3px auto 3px auto; }\n.topPicks__card span.gx-badge__body { box-sizing: border-box !important; }\n.topPicks__card figure.noward { padding: 10px; }\n.newpicks.flex { display: flex; flex-wrap: nowrap; overflow: auto; }\n.newpicks .flex-item { flex: 0 0 auto; margin-right: 10px !important;  width: calc((100% - 20px) \/ 3) !important; max-width: 280px; }\n.topPicks__optionalLabel span.table-popover::before { margin: 0px 0px -2px 2px; }\n.topPicks__card .text-small.dsclmr { font-size: 16px; letter-spacing: -.28px; }\n@media only screen and (min-width: 960px) { .newpicks { -webkit-box-pack: center; -webkit-justify-content: center; -ms-flex-pack: center; justify-content: center; } }\n@media only screen and (max-width: 960px) { .newpicks .flex-item { min-width: 270px; } }\n.newpicks .pick { line-height: 1.4em; min-height: 3.3em; }\n.newpicks .flex-item article { border-radius: 0.7em; }\n.standardMasthead.standardMasthead--widget, .standardMasthead__widgetSection { display: block !important }.newpicks .topPicks__optionalLabel { font-weight: 600; padding: 0.5em 0.65em 0.6em; width: auto; font-size: 0.875rem; line-height: 17px; margin-top: 0px !important; }\n<\/style>\n\n\n\n\n\n\n<div id=\"toppicks\" class=\"newpicks impression__toppicks-container u-grid u-grid--alignStretch u-grid--gutterCollapse flex has-padding-top-xsmall topPicksF1\" data-count-items=\"3\">\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nPromoted for spending abroad<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure noward\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/06\/santander.png\" class=\"topPicks__image\" alt=\"Santander All in One Credit Card logo\" width=\"128\" height=\"80\" style=\"height: 80px !important; max-width: none; display: block; margin: auto;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/06\/santander.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/06\/santander.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/06\/santander.png?fit=384 384w\" sizes=\"(max-width: 384px) 100vw, 384px\" loading=\"lazy\">\n<\/figure>\n<div class=\"pick has-padding-top-xsmall text-small fin-text-grey weight-semi-bold\">Santander All in One Credit Card<\/div>\n\n    <a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/santanderallinone-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2222130fb7-fa6a-4f2a-b7c8-882735ddefb9%22%2C%22product_name%22%3A%22Santander%2BAll%2Bin%2BOne%2BCredit%2BCard%22%2C%22offer_id%22%3A%2224702%22%2C%22decorator%22%3A%22UKCCF.PRODUCT.CTA_UKCCF_READ_REVIEW%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22post_id%22%3A%22127253%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-credit-cards%252Fusing-a-credit-card-in-usa%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" style=\"border-radius: 18px;\" title=\"Check eligibility\">Check eligibility<\/a>\n\n\n<div class=\"has-padding-bottom-small text-small dsclmr\">29.8% APR representative variable<\/div>\n\n<div class=\"ukfin_offrpll\">\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> 0.5 cashback<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> No FX fees<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> 0% purchases for 15 months<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nBest for hotel perks<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure award\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/68386f0f808b1.png\" class=\"topPicks__image\" alt=\"Marriott Bonvoy\u00ae American Express\u00ae Card logo\" width=\"128\" height=\"80\" style=\"height: 80px !important; max-width: none; display: block; margin: auto;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68386f0f808b1.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68386f0f808b1.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68386f0f808b1.png?fit=384 384w\" sizes=\"(max-width: 384px) 100vw, 384px\" loading=\"lazy\">\n<\/figure>\n \n<span style=\"height: 0px; display: flex; justify-content: center; margin: -23px auto 23px;\"><span class=\"gx-badge__body awards-badge__body hasPopover no-margin-right\" style=\"min-height: 18px;\" rel=\"popover\" data-content='American Express was highly commended in the &lt;a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/finder-credit-cards-customer-satisfaction-awards-2024\"&gt;Finder Credit Cards Customer Satisfaction Awards 2024&lt;\/a&gt;.' data-html=\"true\" data-original-title=\"\" title=\"\">Finder Award<\/span><\/span>\n<div class=\"pick has-padding-top-xsmall text-small fin-text-grey weight-semi-bold\">Marriott Bonvoy\u00ae American Express\u00ae Card<\/div>\n\n    <a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/americanexpress-starwoodpreferredguestcreditcard-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%226875efc9-da77-4647-a4b2-f64241958c2d%22%2C%22product_name%22%3A%22Marriott%2BBonvoy%25C2%25AE%2BAmerican%2BExpress%25C2%25AE%2BCard%22%2C%22offer_id%22%3A%2224711%22%2C%22decorator%22%3A%22UKCCF.PRODUCT.CTA_UKCCF_READ_REVIEW%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22post_id%22%3A%22127253%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-credit-cards%252Fusing-a-credit-card-in-usa%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" style=\"border-radius: 18px;\" title=\"Check eligibility\">Check eligibility<\/a>\n\n\n<div class=\"has-padding-bottom-small text-small dsclmr\">52.5% APR representative variable<\/div>\n\n<div class=\"ukfin_offrpll\">\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Earn reward points for virtually every \u00a31 spent.<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Option to transfer points to the Qantas Frequent Flyer program.<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Enjoy preferential treatment when you stay at SPG and Marriott properties.<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n\n\n\n\n\n\n\n<div class=\"u-grid__col flex-item has-margin-bottom-small\" style=\"margin-right: 0px !important;\">\n<article class=\"luna-card luna-card--stretch luna-card--shadow topPicks__card\">\n<div class=\"pickfor text-center has-padding-xsmall u-font--bold u-italic\">\nBest for Avios points<\/div>\n<div class=\"luna-card__block luna-card__topPick text-center\">\n<figure class=\"luna-card__figure award\">\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/61dd5ee632a8d.png\" class=\"topPicks__image\" alt=\"British Airways American Express\u00ae Credit Card logo\" width=\"128\" height=\"80\" style=\"height: 80px !important; max-width: none; display: block; margin: auto;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61dd5ee632a8d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61dd5ee632a8d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61dd5ee632a8d.png?fit=384 384w\" sizes=\"(max-width: 384px) 100vw, 384px\" loading=\"lazy\">\n<\/figure>\n \n<span style=\"height: 0px; display: flex; justify-content: center; margin: -23px auto 23px;\"><span class=\"gx-badge__body awards-badge__body hasPopover no-margin-right\" style=\"min-height: 18px;\" rel=\"popover\" data-content='American Express was highly commended in the &lt;a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/finder-credit-cards-customer-satisfaction-awards-2024\"&gt; Finder Credit Cards Customer Satisfaction Awards 2024&lt;\/a&gt;.' data-html=\"true\" data-original-title=\"\" title=\"\">Finder Award<\/span><\/span>\n<div class=\"pick has-padding-top-xsmall text-small fin-text-grey weight-semi-bold\">British Airways American Express\u00ae Credit Card<\/div>\n\n    <a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/americanexpress-britishairwayscreditcard-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22e04fef19-d6a3-47e8-b266-3a280971b1d6%22%2C%22product_name%22%3A%22British%2BAirways%2BAmerican%2BExpress%25C2%25AE%2BCredit%2BCard%22%2C%22offer_id%22%3A%2224706%22%2C%22decorator%22%3A%22UKCCF.PRODUCT.CTA_UKCCF_READ_REVIEW%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22post_id%22%3A%22127253%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-credit-cards%252Fusing-a-credit-card-in-usa%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A486358%2C%22name%22%3A%22ukfin-masthead-top-picks%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" style=\"border-radius: 18px;\" title=\"Check eligibility\">Check eligibility<\/a>\n\n\n<div class=\"has-padding-bottom-small text-small dsclmr\">29.1% APR representative variable<\/div>\n\n<div class=\"ukfin_offrpll\">\n<\/div>\n\n<div class=\"has-margin-bottom-xsmall text-left pickpros\">\n<svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Collect 1 Avios for every \u00a31 spent<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> Receive  bonus Avios when you spend  in the first  months of Cardmembership<br><svg class=\"luna-icon luna-icon--primary luna-icon--small\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"21\" viewbox=\"0 0 20 21\"><path d=\"M10.0007 1.23193C4.93804 1.23193 0.833984 5.33599 0.833984 10.3986C0.833984 15.4612 4.93804 19.5653 10.0007 19.5653C15.0633 19.5653 19.1673 15.4612 19.1673 10.3986C19.1673 5.33599 15.0633 1.23193 10.0007 1.23193Z\" fill=\"#1DD751\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.0886 8.14398C13.414 8.46942 13.414 8.99705 13.0886 9.32249L9.75527 12.6558C9.42983 12.9813 8.9022 12.9813 8.57676 12.6558L6.91009 10.9892C6.58466 10.6637 6.58466 10.1361 6.91009 9.81065C7.23553 9.48521 7.76317 9.48521 8.0886 9.81065L9.16602 10.8881L11.9101 8.14398C12.2355 7.81854 12.7632 7.81854 13.0886 8.14398Z\" fill=\"white\"><\/path><\/svg> No annual fee<\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n<\/div>\n\n\n<div id=\"toppicks-methodology\" class=\"topPicksMethodology--shortcode luna-accordionGroup accordionGroup\">\n\t<div class=\"luna-accordion\" data-accordion=\"accordion\">\n\t\t<div class=\"luna-accordion__summary\">\n\t\t\t<h4 class=\"luna-accordion__heading\">\n\t\t\t\t<button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"methodology-expander-0000000000\" data-toggle=\"collapse\" data-target=\"#methodology-expander-0000000000\">\n\t\t\t\t\t<span class=\"luna-accordion__title\">How we chose these cards<\/span>\n\t\t\t\t\t<svg class=\"luna-icon topPicksMethodology__toggleIcon\" aria-hidden=\"true\">\n\t\t\t\t\t\t<use xlink:href=\"#chevron-down\" data-toggle-icon=\"show\" class=\"topPicksMethodology__toggleIcon-down\"><\/use>\n\t\t\t\t\t\t<use xlink:href=\"#chevron-up\" data-toggle-icon=\"hide\" class=\"topPicksMethodology__toggleIcon-up is-hidden\"><\/use>\n\t\t\t\t\t<\/svg>\n\t\t\t\t<\/button>\n\t\t\t<\/h4>\n\t\t<\/div>\n\t\t<div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"methodology-expander-0000000000\" data-accordion=\"details\" style=\"height: 0px;\">\n\t\t\t<div class=\"accordionContent\">To choose the best card for each category shown above, our experts analysed rates, features and perks for cards from the current market. If we show any \u201cpromoted\u201d picks, these are based on factors that include special features or offers and the commission we receive. If we show any \u201cbest\u201d picks, these are our credit card editor\u2019s top picks for different categories and are chosen based on factors that include costs, purpose, rewards and extras. You can read our <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/methodology-for-rating-credit-cards\">full methodology here<\/a>. Keep in mind that our picks may not always be best for you \u2013 it\u2019s important to compare for yourself and find a card that does the job you need it to do.<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<p>Home to the Statue of Liberty and Hollywood Boulevard, the USA attracts over 2 million visitors from the UK each year. As the USA is such a popular destination among Brits, it\u2019s worth knowing how to use your British credit card across the pond.<\/p><p>Visa, Mastercard and American Express credit cards are all widely accepted in the USA, though you should be aware that payment methods differ slightly from those in the UK. The insert-and-sign method is the most common form of payment when making purchases in the USA, rather than the chip-and-PIN method that many Brits are now used to.<\/p><h3 id=\"compare_cards_with_fee_free_currency_conversion_in_the_usa\" class=\"no-margin-bottom\">Compare cards with fee-free currency conversion in the USA<\/h3><div class=\"fin-text-grey text-x-small has-margin-bottom\">Table: sorted by representative APR, promoted deals first<\/div><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__sidebarFilter tableWithFilters__sidebarFilter--stickyAndScrollable\" data-niche-short-code=\"UKCCF\">\n        <div class=\"tableWithFilters__filter f1\"><\/div>\n    <\/div>\n        <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\nvar getEventToListenTo = () => {\n  if (window.matchMedia('(any-hover:none)').matches) {\n    if (window.matchMedia('(max-width: 450px)').matches) {\n      return \"scroll\";\n    }\n  }\n  return \"DOMContentLoaded\";\n};\nvar eventToWatch = getEventToListenTo();\nconst loadFinderScoreModalukccf = () => {\n  setTimeout(function(){\n   window.loadOnTheFly.html(\n      'partial', {\n          id: 'finder-score-ukccf-modal-optimized',\n      },\n      function (response) {\n          document.getElementsByTagName(\"body\")[0].appendChild(response);\n          var modal = document.getElementById('finderScoreModal-ukccf');\n          var closeButton = modal.querySelector(\"#closeButton\");\n          closeButton.onclick = function (event) {\n            modal.classList.add(\"elementHidden\");\n          };\n          var btnReadMethodology = modal.querySelector(\"#btnReadMethodology\");\n          btnReadMethodology.addEventListener(\"click\", function(e) {\n            modal.classList.add(\"elementHidden\");\n          });\n          window.onclick = function (event) {\n            if (event.target == modal) {\n              modal.classList.add(\"elementHidden\");\n            }\n          };\n      }\n  );\n  },1000);\n  window.removeEventListener(eventToWatch, loadFinderScoreModalukccf);\n};\nwindow.addEventListener(eventToWatch, loadFinderScoreModalukccf);\nvar showFinderScoreModal = (niche) => {\n  var existCondition = setInterval(function() {\n    const modalLoaded = document.getElementById('finderScoreModal-ukccf');\n    if (modalLoaded) {\n      clearInterval(existCondition);\n      modalLoaded.classList.remove('elementHidden');\n    }\n  }, 500); \/\/ check every 0.5s\n}\n<\/script><script type=\"application\/json\" class=\"customTableFiltersConfig tableFiltersConfig__main\" style=\"display: none\">{&quot;userFilters&quot;:[{&quot;componentType&quot;:&quot;MULTI-SELECT CHECKBOX&quot;,&quot;options&quot;:{&quot;comparator&quot;:&quot;contains&quot;,&quot;includeAllSelection&quot;:false,&quot;defaultMatcher&quot;:&quot;ANY&quot;,&quot;values&quot;:[&quot;8.95-10&quot;,&quot;6.95-8.94999&quot;,&quot;4.95-6.94999&quot;,&quot;0-4.94999&quot;],&quot;fields&quot;:[{&quot;label&quot;:&quot;[[FINDER_SCORE_BADGE|9+]] Excellent: 9+&quot;,&quot;value&quot;:&quot;8.95-10&quot;,&quot;comparator&quot;:&quot;range&quot;},{&quot;label&quot;:&quot;[[FINDER_SCORE_BADGE|7+]] Great: 7+&quot;,&quot;value&quot;:&quot;6.95-8.94999&quot;,&quot;comparator&quot;:&quot;range&quot;},{&quot;label&quot;:&quot;[[FINDER_SCORE_BADGE|5+]] Standard: 5+&quot;,&quot;value&quot;:&quot;4.95-6.94999&quot;,&quot;comparator&quot;:&quot;range&quot;},{&quot;label&quot;:&quot;[[FINDER_SCORE_BADGE|0+]] Basic: 0+&quot;,&quot;value&quot;:&quot;0-4.94999&quot;,&quot;comparator&quot;:&quot;range&quot;}]},&quot;dataSelector&quot;:{&quot;recordType&quot;:&quot;PRODUCT&quot;,&quot;fieldCode&quot;:&quot;FINDER_SCORE.FINDER_SCORE&quot;},&quot;dataType&quot;:&quot;NUMBER&quot;,&quot;label&quot;:&quot;Finder Score&quot;,&quot;queryParameter&quot;:&quot;finderScore&quot;},{&quot;componentType&quot;:&quot;RADIO&quot;,&quot;options&quot;:{&quot;comparator&quot;:&quot;contains&quot;,&quot;values&quot;:[&quot;\\u00a30&quot;]},&quot;dataSelector&quot;:{&quot;recordType&quot;:&quot;PRODUCT&quot;,&quot;fieldCode&quot;:&quot;RATES_AND_FEES.ACCOUNT_FEES&quot;},&quot;dataType&quot;:&quot;TEXT&quot;,&quot;label&quot;:&quot;Regular account fee&quot;,&quot;queryParameter&quot;:null,&quot;order&quot;:0},{&quot;componentType&quot;:&quot;RADIO&quot;,&quot;options&quot;:{&quot;comparator&quot;:&quot;contains&quot;,&quot;values&quot;:[&quot;Amex&quot;,&quot;Mastercard&quot;,&quot;Visa&quot;]},&quot;dataSelector&quot;:{&quot;recordType&quot;:&quot;PRODUCT&quot;,&quot;fieldCode&quot;:&quot;GENERAL.NETWORK&quot;},&quot;dataType&quot;:&quot;TEXT&quot;,&quot;label&quot;:&quot;Network&quot;,&quot;queryParameter&quot;:null,&quot;order&quot;:1},{&quot;componentType&quot;:&quot;MULTI-SELECT 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offers&quot;,&quot;componentType&quot;:&quot;SpecialOffersFilter&quot;,&quot;config&quot;:{&quot;VALUES&quot;:&quot;1&quot;,&quot;fields&quot;:[{&quot;value&quot;:&quot;exclusive_only&quot;,&quot;label&quot;:&quot;Finder Rewards &amp; exclusives&quot;},{&quot;value&quot;:&quot;all_offers_no_rewards&quot;,&quot;label&quot;:&quot;All offers&quot;}]},&quot;options&quot;:{&quot;comparator&quot;:&quot;eq&quot;}},{&quot;componentType&quot;:&quot;PROVIDER&quot;,&quot;options&quot;:null,&quot;dataSelector&quot;:{&quot;recordType&quot;:&quot;PROVIDER&quot;,&quot;fieldCode&quot;:&quot;GENERAL.ID&quot;},&quot;dataType&quot;:&quot;UUID&quot;,&quot;label&quot;:&quot;Card issuer&quot;,&quot;queryParameter&quot;:null,&quot;order&quot;:3}],&quot;niche&quot;:{&quot;currencySymbol&quot;:&quot;\\u00a3&quot;,&quot;decimalPoint&quot;:&quot;.&quot;,&quot;decimalPlaces&quot;:&quot;2&quot;,&quot;thousandsSeparator&quot;:&quot;,&quot;},&quot;prefilled&quot;:false,&quot;experimental&quot;:false}<\/script><div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"9b8ef9b0-818e-4ca9-994b-cc2b8065a2b4\" data-template=\"comparison\" data-niche=\"UKCCF\" data-site=\"UKCCF\" data-auto-recalculate=\"true\" data-post-country=\"uk\" data-fieldset=\"travelcreditcards\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"127253\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKCCF\",\"fieldset\":\"travelcreditcards\",\"template\":\"comparison\",\"category_id\":\"9b8ef9b0-818e-4ca9-994b-cc2b8065a2b4\",\"category_name\":\"noforeignusagechargeworld\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778326703}' data-disable-alternative-products=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"3f6e7a4a-8226-4e6c-8df9-51bc77100dc3\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"comparison-actions__filterAndSort\"><div id=\"portal-table-sort-button-mobile\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile\" class=\"comparison-actions__filter\"><\/div><\/div><div id=\"portal-tableWithFilters__table\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-9b8ef9b0-818e-4ca9-994b-cc2b8065a2b4\">6 of 25 results<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated\n\t\t\t\t\tdaily<\/span><\/a><\/span><span class=\"templateTable__shareMyFilters is-hidden@xs is-hidden@sm\"><a class=\"share-filters-link\"><svg class=\"luna-icon luna-icon--small\"><use xlink:href=\"#share-fat\"><\/use><\/svg><span class=\"u-pl--1\">Share<\/span><\/a><\/span><\/div><\/div><div class=\"comparison-actions__filterAndSort--sticky\"><div id=\"portal-table-sort-button-mobile-sticky\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile-sticky\" class=\"comparison-actions__filter\"><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-mobile-compare=\"true\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKCCF\" data-site=\"UKCCF\" data-table-id=\"1724\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-leadform-modal=\"\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKCCF\",\"fieldset\":\"travelcreditcards\",\"template\":\"comparison\",\"category_id\":\"9b8ef9b0-818e-4ca9-994b-cc2b8065a2b4\",\"category_name\":\"noforeignusagechargeworld\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778326703}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000001\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukccf\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"6\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"6\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"25\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-user-filters data-table-filter-presets=\"d45a1b51beb13a784acd1e58e245317eeb844d25d611c3de507f45997697aa4d\" data-table-record-type=\"product\" data-table-record-ids='[\"22130fb7-fa6a-4f2a-b7c8-882735ddefb9\",\"314af8a9-b90b-4cf5-b464-a9901f8c456b\",\"0e593d09-106b-40cd-a349-ddf7b16f5257\",\"328ba488-b81f-4eb5-ada4-7de9cc463e3b\",\"78d6ea73-472e-411d-bcaf-fda4c420e07e\",\"80e39595-2a42-42d9-b784-1e37bad01ec1\"]' data-total-data=\"6\" data-enable-top-filters=\"false\" data-total-product-count=\"25\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-5\"><th data-mobile=\"hide\" data-ajax-table-sorter-column=\"UKCCF.PRODUCT.DATAPOINT_FINDER_SCORE_V2_M\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"finder_score\" data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Finder Score\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.UKCCF_OVERSEAS_USAGE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"foreign_transaction_fee\">\n                                                        Foreign transaction fee\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.UKCCF_OVERSEAS_CASH_ADVANCE_FEE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"foreign_cash_transaction_fee\"><span class=\"comparison-table__nameTooltip\" rel=\"popover\" data-tooltip-type=\"Foreign cash transaction fee\" data-content=\"Most credit cards charge a percentage-based fee for 'cash-like' transactions (buying foreign currency, withdrawing cash, getting cashback etc). If the fee was '3% (min. \u00a33)', then withdrawing \u00a320 would cost \u00a33, and withdrawing \u00a3200 would cost \u00a36.\">\n                    Foreign cash transaction fee\n                    <svg class=\"luna-icon\"><use xlink:href=\"#info\"><\/use><\/svg><\/span><svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.UKCCF_INTEREST_FREE_PERIOD_ON_FOREIGN_TRANSACTIONS\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"interest-free_days_on_foreign_transactions\"><span class=\"comparison-table__nameTooltip\" rel=\"popover\" data-tooltip-type=\"Interest-free period on foreign transactions\" data-content=\"With most credit cards on the UK market, provided you pay off your balance each month in full, you'll be able to avoid paying interest on purchases. However, non-sterling transactions are sometimes exempt from this benefit.\">\n                    Interest-free days on foreign transactions\n                    <svg class=\"luna-icon\"><use xlink:href=\"#info\"><\/use><\/svg><\/span><svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.UKCCF_INTEREST_FREE_PERIOD_ON_FOREIGN_CASH_TRANSACTIONS\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"interest-free_days_on_foreign_cash_transactions\"><span class=\"comparison-table__nameTooltip\" rel=\"popover\" data-tooltip-type=\"Interest-free period on foreign cash transactions\" data-content=\"With most credit cards on the UK market, provided you pay off your balance each month in full, you'll be able to avoid paying interest on purchases. However, cash transactions are usually exempt from this benefit.\">\n                    Interest-free days on foreign cash transactions\n                    <svg class=\"luna-icon\"><use xlink:href=\"#info\"><\/use><\/svg><\/span><svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.UKCCFINCENTIVE\" class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"incentive\">\n                                                        Incentive\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"representative_example\">\n                                                        Representative example\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><\/tr><\/thead><tbody><style>\n\t.rewards-infobox .deals-banner { display:flex; flex-direction: row; border-radius: 16px; border:1px solid #000; overflow: hidden; }\n\t.rewards-infobox .deals-left { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); display:flex; flex-direction: column; align-items:center; justify-content:space-between; position: relative; width: 110px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-left { width: 110px; } }\n\t.rewards-infobox .deals-right { background:#1a50ff; color:#fff; padding: 8px; display:flex; flex-direction: column; gap:2px; justify-content:center; flex: 1; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-right { padding: 8px; } }\n\t.rewards-infobox .deals-phone { position: absolute; top: 8px; left: 12px; }\n\t.rewards-infobox .deals-ends { color:#000; font-weight:800; font-size:12px; line-height:12px; padding:6px 10px; font-style: italic; border-radius: 9999px; display:inline-flex; align-items:center; text-transform: uppercase; display: none; }\n\t.rewards-infobox .deals-ends-text { padding-top: 2px; }\n\t.rewards-infobox .deals-header { display:flex; align-items:center; flex-wrap: nowrap; gap:4px; cursor:pointer; }\n\t.rewards-infobox .deals-amount { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); color:#232320; font-size:32px; line-height:28px; letter-spacing: -0.75px; text-transform: uppercase; padding: 2px 4px 0 2px; border-radius: 4px; font-style: italic; font-weight: bold; font-size: 30px; }\n\t.rewards-infobox .deals-title { color: white; text-transform: uppercase; font-style:italic; font-weight:bold; font-size:16px; flex: 1; }\n\t.rewards-infobox .deals-list { display:flex; flex-direction: column; flex-wrap: wrap; gap:2px; margin: 4px 0 2px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-list { flex-direction: row; row-gap: 4px; column-gap: 20px; } }\n\t.rewards-infobox .deals-step { display:flex; align-items: baseline; gap:4px; }\n\t.rewards-infobox .deals-step-num { background:#FFD23B; color:#000; display:inline-flex; align-items:center; justify-content:center; font-weight:bold; font-style: italic; border-radius:2px; font-size:12px; margin-top:2px; line-height: 12px; padding-top: 2px; min-width: 11px; }\n\t.rewards-infobox .deals-step-text { color:#fff; font-size:12px; line-height:16px; font-weight: bold; }\n\t.rewards-infobox .deals-disclaimer { color:#E8EEFF; font-size:12px; margin-top: 4px; width: fit-content; }\n\t.rewards-infobox .deals-disclaimer a { color:#BFD0FF; text-decoration: underline; font-size: 12px; }\n\t.rewards-infobox .rewards-end-date { font-size: 12px; }\n\t\n\t\t.rewards-infobox .deals-countdown {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tmargin-top: 8px;\n\t\tflex-wrap: wrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__label {\n\t\tcolor: #fff;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\tpadding-right: 6px;\n\t\twhite-space: nowrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__timer {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tgap: 4px;\n\t}\n\n\t.rewards-infobox .deals-countdown__unit {\n\t\tdisplay: inline-flex;\n\t\talign-items: center;\n\t}\n\n\t.rewards-infobox .deals-countdown__value {\n\t\tbackground: #FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; }\n\n\t\t@media (max-width: 600px) {\n\t\t.reward-col-order-3 { grid-row: 3 !important; }\n\t\t.reward-col-order-4 { grid-row: 4 !important; }\n\t\t.reward-col-order-5 { grid-row: 5 !important; }\n\t\t.reward-col-order-6 { grid-row: 6 !important; }\n\t\t.reward-col-order-7 { grid-row: 7 !important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: unset;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr data-product-id=\"22130fb7-fa6a-4f2a-b7c8-882735ddefb9\" data-provider-id=\"c9c618ba-5d07-457b-9a7c-bbe559b70f31\" data-product-name=\"Santander All in One Credit Card\" data-provider-name=\"Santander\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-all-in-one-credit-card-mastercard\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png\" alt=\"Santander All in One Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6613bf918341f.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-all-in-one-credit-card-mastercard\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Santander All in One Credit Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.ukccf_overseas_usage\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Foreign transaction fee\"><span class=\"datatpstv\">0%<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_overseas_cash_advance_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Foreign cash transaction fee\">\n                        3%<span class=\"table-popover\" rel=\"popover\" data-content='Most credit cards charge a percentage-based fee for \"cash-like\" transactions (buying foreign currency, withdrawing cash, getting cashback etc). If the fee was \"3% (min. \u00a33)\", then withdrawing \u00a320 would cost \u00a33, and withdrawing \u00a3200 would cost \u00a36.' title=\"Foreign cash transaction fees\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.ukccf_interest_free_period_on_foreign_transactions\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest-free days on foreign transactions\"><span class=\"datatpstv\">Up to 56 days <\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"With most credit cards on the UK market, provided you pay off your balance each month in full, you'll be able to avoid paying interest on purchases. However, non-sterling transactions are sometimes exempt from this benefit.\" title=\"Interest-free period on foreign transactions\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukccf.product.ukccf_interest_free_period_on_foreign_cash_transactions\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest-free days on foreign cash transactions\">\n                        0 days <span class=\"table-popover\" rel=\"popover\" data-content=\"With most credit cards on the UK market, provided you pay off your balance each month in full, you'll be able to avoid paying interest on purchases. However, cash transactions are usually exempt from this benefit.\" title=\"Interest-free period on foreign cash transactions\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"\" data-column-index=\"6\" data-decorator=\"text,ukccf.product.ukccfincentive\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; } .comparison-table__cta .luna-button--success { white-space: normal; line-height: 16px !important; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg> 0.5% cashback after \u00a31 of monthly spend. Maximum of \u00a310 paid per month. Paid monthly into Card Account.<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":29.8%.\u00a33,\u00a31,200.23.9%...\" data-column-index=\"7\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: Representative 29.8% APR variable. Based on \u00a33 monthly fee, assumed borrowing of \u00a31,200. Rate of interest 23.9% p.a. (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/santanderallinone-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22travelcreditcards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%229b8ef9b0-818e-4ca9-994b-cc2b8065a2b4%22%2C%22category_name%22%3A%22noforeignusagechargeworld%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778326703%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%221%22%2C%22product_name%22%3A%22Santander%2BAll%2Bin%2BOne%2BCredit%2BCard%22%2C%22product_id%22%3A%2222130fb7-fa6a-4f2a-b7c8-882735ddefb9%22%2C%22offer_id%22%3A%2224702%22%2C%22post_id%22%3A%22127253%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-credit-cards%252Fusing-a-credit-card-in-usa%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"Check eligibility\">              Check eligibility            <\/a><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Santander All in One Credit Card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000003-22130fb7-fa6a-4f2a-b7c8-882735ddefb9\" value=\"22130fb7-fa6a-4f2a-b7c8-882735ddefb9\" name=\"productID\" _productname=\"Finder score 8.7Great                            Santander All in One Credit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.7,\"badges\":[],\"productId\":\"22130fb7-fa6a-4f2a-b7c8-882735ddefb9\"}'><label class=\"luna-label\" for=\"compare-product-0000000003-22130fb7-fa6a-4f2a-b7c8-882735ddefb9\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"314af8a9-b90b-4cf5-b464-a9901f8c456b\" data-provider-id=\"1fab1b6e-4834-4f15-ba1b-b4c680acba7a\" data-product-name=\"Monzo Flex\" data-provider-name=\"Monzo Bank\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/monzo-flex\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6616a1715c73a.png\" alt=\"Monzo Flex image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6616a1715c73a.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6616a1715c73a.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6616a1715c73a.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6616a1715c73a.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6616a1715c73a.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">Standard<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/monzo-flex\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Monzo Flex<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">Standard<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.ukccf_overseas_usage\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Foreign transaction fee\"><span class=\"datatpstv\">0%<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_overseas_cash_advance_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Foreign cash transaction fee\">\n                        %<span class=\"table-popover\" rel=\"popover\" data-content='Most credit cards charge a percentage-based fee for \"cash-like\" transactions (buying foreign currency, withdrawing cash, getting cashback etc). If the fee was \"3% (min. \u00a33)\", then withdrawing \u00a320 would cost \u00a33, and withdrawing \u00a3200 would cost \u00a36.' title=\"Foreign cash transaction fees\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.ukccf_interest_free_period_on_foreign_transactions\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest-free days on foreign transactions\">\n                        0 days  <span class=\"table-popover\" rel=\"popover\" data-content=\"With most credit cards on the UK market, provided you pay off your balance each month in full, you'll be able to avoid paying interest on purchases. However, non-sterling transactions are sometimes exempt from this benefit.\" title=\"Interest-free period on foreign transactions\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukccf.product.ukccf_interest_free_period_on_foreign_cash_transactions\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest-free days on foreign cash transactions\">\n                        0 days <span class=\"table-popover\" rel=\"popover\" data-content=\"With most credit cards on the UK market, provided you pay off your balance each month in full, you'll be able to avoid paying interest on purchases. However, cash transactions are usually exempt from this benefit.\" title=\"Interest-free period on foreign cash transactions\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":\u00a31,20029%..,29%.\" data-column-index=\"7\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: When you spend \u00a31,200 at a purchase rate of 29% (variable) p.a., your representative rate is 29% APR (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/monzo-flex-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22travelcreditcards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%229b8ef9b0-818e-4ca9-994b-cc2b8065a2b4%22%2C%22category_name%22%3A%22noforeignusagechargeworld%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778326703%22%2C%22position%22%3A%222%22%2C%22product_name%22%3A%22Monzo%2BFlex%22%2C%22product_id%22%3A%22314af8a9-b90b-4cf5-b464-a9901f8c456b%22%2C%22offer_id%22%3A%2225676%22%2C%22post_id%22%3A%22127253%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-credit-cards%252Fusing-a-credit-card-in-usa%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"Go to site\" target=\"_blank\" rel=\"sponsored\">              Go to site            <\/a><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Monzo Flex\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000003-314af8a9-b90b-4cf5-b464-a9901f8c456b\" value=\"314af8a9-b90b-4cf5-b464-a9901f8c456b\" name=\"productID\" _productname=\"Finder score 6.6Standard                            Monzo Flex            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":6.6,\"badges\":[],\"productId\":\"314af8a9-b90b-4cf5-b464-a9901f8c456b\"}'><label class=\"luna-label\" for=\"compare-product-0000000003-314af8a9-b90b-4cf5-b464-a9901f8c456b\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"0e593d09-106b-40cd-a349-ddf7b16f5257\" data-provider-id=\"0414c1a3-211a-439b-8659-77d8240f8a04\" data-product-name=\"118 118 Money Guaranteed Rate Card\" data-provider-name=\"118 118 Money\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/118-118-money-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png\" alt=\"118 118 Money Guaranteed Rate Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/660fdf1c00b9c.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">7.4<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/118-118-money-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">118 118 Money Guaranteed Rate Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">7.4<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.ukccf_overseas_usage\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Foreign transaction fee\"><span class=\"datatpstv\">0%<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_overseas_cash_advance_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Foreign cash transaction fee\"><span class=\"datatpstv\">0%<\/span><span class=\"table-popover\" rel=\"popover\" data-content='Most credit cards charge a percentage-based fee for \"cash-like\" transactions (buying foreign currency, withdrawing cash, getting cashback etc). If the fee was \"3% (min. \u00a33)\", then withdrawing \u00a320 would cost \u00a33, and withdrawing \u00a3200 would cost \u00a36.' title=\"Foreign cash transaction fees\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.ukccf_interest_free_period_on_foreign_transactions\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest-free days on foreign transactions\"><span class=\"datatpstv\">Up to 51 days <\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"With most credit cards on the UK market, provided you pay off your balance each month in full, you'll be able to avoid paying interest on purchases. However, non-sterling transactions are sometimes exempt from this benefit.\" title=\"Interest-free period on foreign transactions\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukccf.product.ukccf_interest_free_period_on_foreign_cash_transactions\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest-free days on foreign cash transactions\"><span class=\"datatpstv\">Up to 51 days<\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"With most credit cards on the UK market, provided you pay off your balance each month in full, you'll be able to avoid paying interest on purchases. However, cash transactions are usually exempt from this benefit.\" title=\"Interest-free period on foreign cash transactions\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":49%.\u00a31,200.49%...\" data-column-index=\"7\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: Representative 49% APR variable. Based on assumed borrowing of \u00a31,200. Rate of interest 49% p.a. (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/118118moneyguaranteedratecard-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22travelcreditcards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%229b8ef9b0-818e-4ca9-994b-cc2b8065a2b4%22%2C%22category_name%22%3A%22noforeignusagechargeworld%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778326703%22%2C%22position%22%3A%223%22%2C%22product_name%22%3A%22118%2B118%2BMoney%2BGuaranteed%2BRate%2BCard%22%2C%22product_id%22%3A%220e593d09-106b-40cd-a349-ddf7b16f5257%22%2C%22offer_id%22%3A%2224735%22%2C%22post_id%22%3A%22127253%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-credit-cards%252Fusing-a-credit-card-in-usa%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"Check eligibility\">              Check eligibility            <\/a><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The 118 118 Money Guaranteed Rate Card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000003-0e593d09-106b-40cd-a349-ddf7b16f5257\" value=\"0e593d09-106b-40cd-a349-ddf7b16f5257\" name=\"productID\" _productname=\"Finder score 7.4Great                            118 118 Money Guaranteed Rate Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":7.4,\"badges\":[],\"productId\":\"0e593d09-106b-40cd-a349-ddf7b16f5257\"}'><label class=\"luna-label\" for=\"compare-product-0000000003-0e593d09-106b-40cd-a349-ddf7b16f5257\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"328ba488-b81f-4eb5-ada4-7de9cc463e3b\" data-provider-id=\"9941bdc4-da5e-43e6-bbd8-9cf0049665c1\" data-product-name=\"Lloyds Bank Ultra Credit Card\" data-provider-name=\"Lloyds Bank\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/lloyds-bank\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/68e8b8f2074ab.png\" alt=\"Lloyds Bank Ultra Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68e8b8f2074ab.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68e8b8f2074ab.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68e8b8f2074ab.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/68e8b8f2074ab.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/68e8b8f2074ab.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/lloyds-bank\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Lloyds Bank Ultra Credit Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.ukccf_overseas_usage\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Foreign transaction fee\"><span class=\"datatpstv\">0%<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_overseas_cash_advance_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Foreign cash transaction fee\"><span class=\"datatpstv\">0%<\/span><span class=\"table-popover\" rel=\"popover\" data-content='Most credit cards charge a percentage-based fee for \"cash-like\" transactions (buying foreign currency, withdrawing cash, getting cashback etc). If the fee was \"3% (min. \u00a33)\", then withdrawing \u00a320 would cost \u00a33, and withdrawing \u00a3200 would cost \u00a36.' title=\"Foreign cash transaction fees\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.ukccf_interest_free_period_on_foreign_transactions\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest-free days on foreign transactions\">\n                        0 days  <span class=\"table-popover\" rel=\"popover\" data-content=\"With most credit cards on the UK market, provided you pay off your balance each month in full, you'll be able to avoid paying interest on purchases. However, non-sterling transactions are sometimes exempt from this benefit.\" title=\"Interest-free period on foreign transactions\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukccf.product.ukccf_interest_free_period_on_foreign_cash_transactions\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest-free days on foreign cash transactions\">\n                        0 days <span class=\"table-popover\" rel=\"popover\" data-content=\"With most credit cards on the UK market, provided you pay off your balance each month in full, you'll be able to avoid paying interest on purchases. However, cash transactions are usually exempt from this benefit.\" title=\"Interest-free period on foreign cash transactions\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":12.9%.\u00a31,200.12.94%...\" data-column-index=\"7\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: Representative 12.9% APR variable. Based on assumed borrowing of \u00a31,200. Rate of interest 12.94% p.a. (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Lloyds Bank Ultra Credit Card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000003-328ba488-b81f-4eb5-ada4-7de9cc463e3b\" value=\"328ba488-b81f-4eb5-ada4-7de9cc463e3b\" name=\"productID\" _productname=\"Finder score 8.8Great                            Lloyds Bank Ultra Credit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"328ba488-b81f-4eb5-ada4-7de9cc463e3b\"}'><label class=\"luna-label\" for=\"compare-product-0000000003-328ba488-b81f-4eb5-ada4-7de9cc463e3b\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"78d6ea73-472e-411d-bcaf-fda4c420e07e\" data-provider-id=\"4687838d-50bf-4a5f-8afe-26200fdcf846\" data-product-name=\"The Ulster Bank Credit Card Mastercard\" data-provider-name=\"Ulster Bank\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/ulster-bank\/ulster-bank-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5c5add06c4f0c.png\" alt=\"The Ulster Bank Credit Card Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5c5add06c4f0c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5c5add06c4f0c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5c5add06c4f0c.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5c5add06c4f0c.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5c5add06c4f0c.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">Standard<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/ulster-bank\/ulster-bank-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">The Ulster Bank Credit Card Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">Standard<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.ukccf_overseas_usage\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Foreign transaction fee\"><span class=\"datatpstv\">0%<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_overseas_cash_advance_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Foreign cash transaction fee\">\n                        3% (min. \u00a33)%<span class=\"table-popover\" rel=\"popover\" data-content='Most credit cards charge a percentage-based fee for \"cash-like\" transactions (buying foreign currency, withdrawing cash, getting cashback etc). If the fee was \"3% (min. \u00a33)\", then withdrawing \u00a320 would cost \u00a33, and withdrawing \u00a3200 would cost \u00a36.' title=\"Foreign cash transaction fees\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.ukccf_interest_free_period_on_foreign_transactions\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest-free days on foreign transactions\"><span class=\"datatpstv\">Up to 56 days <\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"With most credit cards on the UK market, provided you pay off your balance each month in full, you'll be able to avoid paying interest on purchases. However, non-sterling transactions are sometimes exempt from this benefit.\" title=\"Interest-free period on foreign transactions\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukccf.product.ukccf_interest_free_period_on_foreign_cash_transactions\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest-free days on foreign cash transactions\">\n                        0 days <span class=\"table-popover\" rel=\"popover\" data-content=\"With most credit cards on the UK market, provided you pay off your balance each month in full, you'll be able to avoid paying interest on purchases. However, cash transactions are usually exempt from this benefit.\" title=\"Interest-free period on foreign cash transactions\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":\u00a31,20012.9%..,12.9%.\" data-column-index=\"7\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: When you spend \u00a31,200 at a purchase rate of 12.9% (variable) p.a., your representative rate is 12.9% APR (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The The Ulster Bank Credit Card Mastercard\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000003-78d6ea73-472e-411d-bcaf-fda4c420e07e\" value=\"78d6ea73-472e-411d-bcaf-fda4c420e07e\" name=\"productID\" _productname=\"Finder score 6.2Standard                            The Ulster Bank Credit Card Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":6.2,\"badges\":[],\"productId\":\"78d6ea73-472e-411d-bcaf-fda4c420e07e\"}'><label class=\"luna-label\" for=\"compare-product-0000000003-78d6ea73-472e-411d-bcaf-fda4c420e07e\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"80e39595-2a42-42d9-b784-1e37bad01ec1\" data-provider-id=\"2d9eeb3a-6df4-4f95-be4f-3edbe32a5482\" data-product-name=\"Royal Bank of Scotland Credit Card\" data-provider-name=\"Royal Bank of Scotland\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/rbs\/rbs-royal-bank-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/652d3b82c351c.png\" alt=\"Royal Bank of Scotland Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/652d3b82c351c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/652d3b82c351c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/652d3b82c351c.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/652d3b82c351c.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/652d3b82c351c.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">Standard<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/rbs\/rbs-royal-bank-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Royal Bank of Scotland Credit Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukccf')\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">6.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard\">Standard<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.ukccf_overseas_usage\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Foreign transaction fee\"><span class=\"datatpstv\">0%<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_overseas_cash_advance_fee\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Foreign cash transaction fee\">\n                        3%<span class=\"table-popover\" rel=\"popover\" data-content='Most credit cards charge a percentage-based fee for \"cash-like\" transactions (buying foreign currency, withdrawing cash, getting cashback etc). If the fee was \"3% (min. \u00a33)\", then withdrawing \u00a320 would cost \u00a33, and withdrawing \u00a3200 would cost \u00a36.' title=\"Foreign cash transaction fees\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                          bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.ukccf_interest_free_period_on_foreign_transactions\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest-free days on foreign transactions\"><span class=\"datatpstv\">Up to 56 days <\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"With most credit cards on the UK market, provided you pay off your balance each month in full, you'll be able to avoid paying interest on purchases. However, non-sterling transactions are sometimes exempt from this benefit.\" title=\"Interest-free period on foreign transactions\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukccf.product.ukccf_interest_free_period_on_foreign_cash_transactions\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest-free days on foreign cash transactions\">\n                        0 days <span class=\"table-popover\" rel=\"popover\" data-content=\"With most credit cards on the UK market, provided you pay off your balance each month in full, you'll be able to avoid paying interest on purchases. However, cash transactions are usually exempt from this benefit.\" title=\"Interest-free period on foreign cash transactions\" data-original-title=\"\" tab-index=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":12.9%.\u00a31,200.12.9%...\" data-column-index=\"7\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: Representative 12.9% APR variable. Based on assumed borrowing of \u00a31,200. Rate of interest 12.9% p.a. (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Royal Bank of Scotland Credit Card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000003-80e39595-2a42-42d9-b784-1e37bad01ec1\" value=\"80e39595-2a42-42d9-b784-1e37bad01ec1\" name=\"productID\" _productname=\"Finder score 6.2Standard                            Royal Bank of Scotland Credit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":6.2,\"badges\":[],\"productId\":\"80e39595-2a42-42d9-b784-1e37bad01ec1\"}'><label class=\"luna-label\" for=\"compare-product-0000000003-80e39595-2a42-42d9-b784-1e37bad01ec1\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - now;\n\n        if (distance < 0) {\n          \/\/ Countdown finished\n          if (daysEl) daysEl.textContent = \"00d\";\n          if (hoursEl) hoursEl.textContent = \"00h\";\n          if (minutesEl) minutesEl.textContent = \"00m\";\n          if (secondsEl) secondsEl.textContent = \"00s\";\n          if (countdownInterval) {\n            clearInterval(countdownInterval);\n          }\n          return;\n        }\n\n        const days = Math.floor(distance \/ (1000 * 60 * 60 * 24));\n        const hours = Math.floor((distance % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n        const minutes = Math.floor((distance % (1000 * 60 * 60)) \/ (1000 * 60));\n        const seconds = Math.floor((distance % (1000 * 60)) \/ 1000);\n\n        if (daysEl) daysEl.textContent = days.toString().padStart(2, \"0\") + \"d\";\n        if (hoursEl) hoursEl.textContent = hours.toString().padStart(2, \"0\") + \"h\";\n        if (minutesEl) minutesEl.textContent = minutes.toString().padStart(2, \"0\") + \"m\";\n        if (secondsEl) secondsEl.textContent = seconds.toString().padStart(2, \"0\") + \"s\";\n      };\n\n      \/\/ Update immediately\n      updateCountdown();\n\n      \/\/ Update every second\n      countdownInterval = setInterval(updateCountdown, 1000);\n\n      \/\/ Store interval ID to clear it later if needed\n      rewardsProduct.dataset.countdownInterval = countdownInterval;\n    }\n\n    const initRewards = (table) => {\n      if (!table) return;\n\n      const recordIdsAttr = table.getAttribute(\"data-table-record-ids\");\n      if (!recordIdsAttr) return;\n\n      let productIds = [];\n      try {\n        const decoded = recordIdsAttr.replace(\/&quot;\/g, '\"');\n        productIds = JSON.parse(decoded);\n      } catch (e) {\n        return;\n      }\n\n      if (!productIds.length) return;\n\n      productIds.forEach((productId) => {\n        \/\/ Handle pill clicks (minimal UX variant) - independent of infobox\n        const pill = table.querySelector(\n          `tr[data-product-id=\"${productId}\"] .rewards-pill`\n        );\n        if (pill && !pill.dataset.bound) {\n          pill.dataset.bound = \"true\";\n          pill.addEventListener(\"click\", () => {\n            const row = pill.closest(\"tr\");\n            if (!row) return;\n\n            const cta = row.querySelector(\".rewards--cta\");\n            if (!cta) return;\n\n            const linkParams = getLinkParams(cta);\n            if (!linkParams) return;\n\n            const pillModalParams = {\n              productId: linkParams.productId,\n              campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n              redirectUrl: linkParams.redirectUrl,\n              productName: linkParams.productName,\n              providerName: row.getAttribute(\"data-provider-name\") || \"\",\n              niche: linkParams.niche,\n              offerId: linkParams.offerId,\n              component: \"infobox\",\n            };\n\n            if (\n              window.rewards &&\n              typeof window.rewards.displayModal === \"function\"\n            ) {\n              window.rewards.displayModal(pillModalParams, false, cta);\n            }\n          });\n        }\n\n        const rewardsProduct = table.querySelector(\n          `div[data-rewards-product-id=\"${productId}\"]:not([data-rewards-banner-attached])`\n        );\n        if (!rewardsProduct) return;\n\n        const endDateStr = rewardsProduct.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        \/\/ Format date for Australian locale (dd MMM yyyy)\n        const formattedDate = new Intl.DateTimeFormat(\"en-AU\", {\n          day: \"2-digit\",\n          month: \"short\",\n          year: \"numeric\",\n        }).format(new Date(endDateStr));\n\n        const endDateEl = rewardsProduct.querySelector(\".rewards-end-date\");\n        if (endDateEl && endDateEl.textContent !== formattedDate) {\n          endDateEl.textContent = ` ${formattedDate}`;\n        }\n\n        \/\/ Calculate days remaining\n        const days = Math.ceil((new Date(endDateStr) - new Date()) \/ 86400000);\n\n        \/\/ Show \"Ends Soon\" badge if campaign ends within 7 days\n        if (days <= 7 && days > 0) {\n          const dealsEndsEl = rewardsProduct.querySelector(\".deals-ends\");\n          const dealsPhoneEl = rewardsProduct.querySelector(\".deals-phone\");\n\n          if (dealsEndsEl && dealsEndsEl.style.display !== \"inline-flex\") {\n            dealsEndsEl.style.display = \"inline-flex\";\n          }\n          if (dealsPhoneEl && dealsPhoneEl.style.top !== \"23px\") {\n            dealsPhoneEl.style.top = \"23px\";\n          }\n        }\n\n        \/\/ Initialize countdown timer\n        initCountdownTimer(rewardsProduct, endDateStr);\n\n        const dealsLeftEl = rewardsProduct.querySelector(\".deals-left\");\n        const dealsList = rewardsProduct.querySelector(\".deals-list\");\n        const dealsHeader = rewardsProduct.querySelector(\".deals-header\");\n\n        const handleClick = (triggerEl) => {\n          const row = triggerEl.closest(\"tr\");\n\n          if (!row) return;\n\n          const cta = row.querySelector(\".rewards--cta\");\n\n          if (!cta) return;\n\n          const linkParams = getLinkParams(cta);\n          if (!linkParams) return;\n\n          const { productId, redirectUrl, productName, niche, offerId } = linkParams;\n\n          const modalParams = {\n            productId,\n            campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n            redirectUrl,\n            productName,\n            providerName: row.getAttribute(\"data-provider-name\") || \"\",\n            niche,\n            offerId,\n            component: \"infobox\",\n          };\n\n          if (\n            window.rewards &&\n            typeof window.rewards.displayModal === \"function\"\n          ) {\n            window.rewards.displayModal(modalParams, false, cta);\n          }\n        };\n\n        if (dealsLeftEl && !dealsLeftEl.dataset.bound) {\n          dealsLeftEl.dataset.bound = \"true\";\n          dealsLeftEl.addEventListener(\"click\", () => handleClick(dealsLeftEl));\n        }\n\n        if (dealsList && !dealsList.dataset.bound) {\n          dealsList.dataset.bound = \"true\";\n          dealsList.addEventListener(\"click\", () => handleClick(dealsList));\n        }\n\n        if (dealsHeader && !dealsHeader.dataset.bound) {\n          dealsHeader.dataset.bound = \"true\";\n          dealsHeader.addEventListener(\"click\", () => handleClick(dealsHeader));\n        }\n\n        rewardsProduct.dataset.rewardsBannerAttached = \"true\";\n      });\n    };\n\n    const tables = document.querySelectorAll(\n      \"table.rewards--container[data-table-record-ids]\"\n    );\n\n    tables.forEach((table) => {\n      const tableObserver = new MutationObserver(() => {\n        setTimeout(() => initRewards(table), 0);\n      });\n\n      tableObserver.observe(table, {\n        childList: true,\n        subtree: true,\n      });\n\n      initRewards(table);\n    });\n\n    \/\/ Pill countdown timers (minimal UX)\n    function initPillCountdowns() {\n      const countdowns = document.querySelectorAll(\"[data-rewards-pill-countdown]:not([data-pill-countdown-bound])\");\n\n      countdowns.forEach((el) => {\n        el.dataset.pillCountdownBound = \"true\";\n        const endDateStr = el.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        const endTime = new Date(endDateStr).getTime();\n        if (Number.isNaN(endTime)) return;\n        const now = new Date().getTime();\n        const distance = endTime - now;\n        const sevenDaysMs = 7 * 24 * 60 * 60 * 1000;\n\n        if (distance <= 0) {\n          const wrapper = el.closest(\".rewards-pill-wrapper\");\n          if (wrapper) wrapper.style.display = \"none\";\n          return;\n        }\n\n        if (distance > sevenDaysMs) {\n          return;\n        }\n\n        el.removeAttribute(\"hidden\");\n\n        const daysEl = el.querySelector(\"[data-pill-countdown-days]\");\n        const hoursEl = el.querySelector(\"[data-pill-countdown-hours]\");\n        const minutesEl = el.querySelector(\"[data-pill-countdown-minutes]\");\n        const secondsEl = el.querySelector(\"[data-pill-countdown-seconds]\");\n\n        let interval;\n        const updatePillCountdown = () => {\n          if (!el.isConnected) {\n            if (interval) clearInterval(interval);\n            return;\n          }\n\n          const remaining = endTime - new Date().getTime();\n\n          if (remaining <= 0) {\n            if (daysEl) daysEl.textContent = \"0d\";\n            if (hoursEl) hoursEl.textContent = \"0h\";\n            if (minutesEl) minutesEl.textContent = \"0m\";\n            if (secondsEl) secondsEl.textContent = \"0s\";\n            if (interval) clearInterval(interval);\n            \/\/ Hide pill wrapper on expiry\n            const wrapper = el.closest(\".rewards-pill-wrapper\");\n            if (wrapper) wrapper.style.display = \"none\";\n            return;\n          }\n\n          const days = Math.floor(remaining \/ (1000 * 60 * 60 * 24));\n          const hours = Math.floor((remaining % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n          const minutes = Math.floor((remaining % (1000 * 60 * 60)) \/ (1000 * 60));\n          const seconds = Math.floor((remaining % (1000 * 60)) \/ 1000);\n\n          if (daysEl) daysEl.textContent = days + \"d\";\n          if (hoursEl) hoursEl.textContent = hours + \"h\";\n          if (minutesEl) minutesEl.textContent = minutes + \"m\";\n          if (secondsEl) secondsEl.textContent = seconds + \"s\";\n        };\n\n        updatePillCountdown();\n        interval = setInterval(updatePillCountdown, 1000);\n      });\n    }\n\n    initPillCountdowns();\n\n    const allTables = document.querySelectorAll(\"table\");\n    allTables.forEach((table) => {\n      const observer = new MutationObserver(() => {\n        setTimeout(initPillCountdowns, 0);\n      });\n      observer.observe(table, { childList: true, subtree: true });\n    });\n  });\n})();\n<\/script><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer \"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"6\">Load More<\/button><div class=\"js-show-more-data_count-9b8ef9b0-818e-4ca9-994b-cc2b8065a2b4 comparison-table__dataCount\">Showing\n\t\t\t6\n\t\t\tof\n\t\t\t25\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKCCF\" data-rewards-component=\"compare-products\"><\/div><div class=\"product-modal\"><section class=\"luna-modal is-invisible\" aria-hidden=\"false\" role=\"dialog\" id=\"alternative-products-modal\" aria-labelledby=\"alternative-products-modal-heading\" aria-describedby=\"modal-content\" tabindex=\"-1\"><div class=\"luna-modal__content\"><button class=\"luna-modal__close\" type=\"button\" aria-label=\"Close modal\"><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#x\"><\/use><\/svg><\/button><div class=\"luna-modal__body\" id=\"modal-content\"><div class=\"luna-modal__wrapper\"><h4 class=\"modal-heading\" id=\"alternative-products-modal-heading\">Compare other products<\/h4><div class=\"cta-modal__body\"><p class=\"cta-modal__intro-text\">We currently don't have that product, but here are others to consider:<\/p><div class=\"cta-modal__cards-container\"><\/div><span class=\"cta-modal__popover table-popover\" rel=\"popover\" data-placement=\"top\" data-content=\"This list shows products with some similar features to the one you selected. It is not a recommendation or suggestion to purchase any product. Always check details and get independent advice to make sure any product suits your own needs before applying.\">How we picked these<\/span><\/div><\/div><\/div><\/div><\/section><\/div><div class=\"finder-score-methodology\"><h3 data-toc=\"false\" id=\"finder-score-methodology\">Finder Score for credit cards<\/h3>\n\n<p>To make comparing even easier we came up with the <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">Finder Score<\/a>. Costs, perks and suitability across 120+ cards are all weighted and scaled to produce a score out of 10. The higher the score the better the card \u2013 simple.<\/p>\n\n<a class=\"luna-button luna-button--primary has-margin-bottom\" href=\"https:\/\/www.finder.com\/uk\/credit-cards\/methodology-for-rating-credit-cards\">Read the full methodology<\/a><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3 id=\"cash_machines_in_the_usa\">Cash machines in the USA<\/h3><p>ATMs are easy to find in the USA \u2013 located on streets, and at supermarkets, petrol stations and even bars and restaurants.<\/p><p>However, ATMs usually charge you a fee simply for using the ATM, and the fees are typically around $2-$3 (about \u00a31.60-\u00a32.40) per transaction, though this may change depending on location. <a href=\"https:\/\/www.moneypass.com\/atm-locator.html\" target=\"_blank\" rel=\"noopener noreferrer\">Here is an ATM locator <\/a>of all MoneyPass ATMs, which do not require you to pay a surcharge. Another way to avoid surcharge fees is to simply ask for cashback when shopping at supermarkets and stores, but make sure you present a form of ID when doing this, such as your passport.<\/p><p>If your card doesn\u2019t have a magnetic stripe on the back, you may find that your card doesn\u2019t work in some ATMs, since many are not chip-and-PIN enabled. However, the magnetic strip is slowly being phased out, so newer ATMs are more likely to have a chip reader.<\/p><p>It\u2019s worth bearing in mind that when using ATMs, you are also likely to be charged a foreign currency exchange fee per ATM transaction, and if you withdraw cash as an advance from your credit card, you\u2019ll pay interest.<\/p><h3 id=\"cash_in_the_usa\">Cash in the USA<\/h3><p>It is perfectly acceptable to use your card for most small transactions, except for paying at either small bars or food trucks. It may be handy to take some dollars with you if you plan on tipping servers at restaurants and bars, especially as the USA has a culture of tipping.<\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/current-accounts\/using-debit-card-in-america\">Find a great deal on your travel money for the USA<\/a><\/p><h3 id=\"card_payment_methods_in_the_usa_chip_and_pin_contactless_swipe_and_sign\">Card payment methods in the USA (chip and PIN, contactless, swipe and sign)<\/h3><p>While the USA has started to roll out a chip-and-PIN system across the country, it is not yet used by all stores. Most commonly, the insert-and-sign method is used, so you should be prepared to insert your card and then sign the printed slip given to you by the store. If the shop does not accept chip cards, and your card has a magnetic strip, then you can use the swipe-and-sign method instead.<\/p><p>However, as of April 2018, several card networks, including Mastercard and Visa, decided to remove the requirement for signatures on purchases. This means in some places you may be able to simply swipe or insert your card to complete a transaction, with no requirement for a signature.<\/p><p>Signing typically depends on the transaction total, as purchases amounting to less than $50 (around \u00a340) typically do not require your signature, although this may vary depending on the shop.<\/p><p>It\u2019s also worth noting that contactless payments aren\u2019t yet accepted in the USA.<\/p><style>\r\n.hero-rates__rates > header > a { margin: 0px auto 5px; }\r\n.hero-rates__rates .hero-rates__header { max-width: 95%; margin-left: auto; margin-right: auto; }\r\n@media screen and (max-width: 600px) {\r\n.hero-rates__rates > header > a { max-width: 240px; }\r\n\r\n.uk-hero-rates ul { margin-left: auto !important; margin-right: auto !important; width: fit-content; }\r\n\r\n}\r\n.hero-rates__description>ul.list-10, .hero-rates__description>ul.list-1, .hero-rates__description h3.hero-rates__offer { display: block; }\r\n\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<article id=\"ukfeatureproduct\" class=\"hero-rates uk-hero-rates\" style=\"max-width: 42rem; margin: 0 auto 20px; min-height: 0px; \">\r\n\r\n<div class=\"hero-rates__content\">\r\n<section class=\"hero-rates__rates\" style=\"flex-shrink: 0;\">\r\n  \r\n<header class=\"hero-rates__header has-margin-top-xsmall\">\r\n\r\n<a rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/santanderallinone-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2222130fb7-fa6a-4f2a-b7c8-882735ddefb9%22%2C%22product_name%22%3A%22Santander%2BAll%2Bin%2BOne%2BCredit%2BCard%22%2C%22offer_id%22%3A%2224702%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.UK_DEFAULT_HERO_CONTENT%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22post_id%22%3A%22127253%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-credit-cards%252Fusing-a-credit-card-in-usa%22%2C%22post_country%22%3A%22uk%22%7D\">\r\n\r\n  \r\n<img decoding=\"async\" alt=\"Santander All in One Credit Card\" src=\"https:\/\/www.finder.com\/niche-builder\/635a4ef61c77e.png\" width=\"210\" height=\"131\" style=\"width: 210px; height: 131px !important;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/635a4ef61c77e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/635a4ef61c77e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/635a4ef61c77e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/635a4ef61c77e.png?fit=630 630w\" sizes=\"(max-width: 630px) 100vw, 630px\" loading=\"lazy\">\r\n\r\n  \r\n<\/a>\r\n\r\n<\/header>\r\n  \r\n<\/section>\r\n\r\n<section class=\"hero-rates__description\">\r\n\r\n<h3 class=\"hero-rates__offer\">\r\nSantander All in One Credit Card\r\n\r\n<\/h3>\r\n      \r\n\r\n\r\n\r\n<ul class=\"list-1\" style=\"max-width: 95%;\">\r\n<li>0.5 cashback<\/li><li>No FX fees<\/li><li>0% purchases for 15 months<\/li><li>0% balance transfers for 15 months<\/li>\r\n\r\n<\/ul>\r\n\r\n<p>Representative example: Representative 29.8% APR variable. Based on \u00a33 monthly fee, assumed borrowing of \u00a31,200. Rate of interest 23.9% p.a. (variable).<\/p>\r\n\r\n\r\n<\/section>\r\n\r\n<section class=\"hero-rates__cta\">\r\n  \r\n<div class=\"applylinks UKCCF has-margin-top-xsmall\">\r\n\r\n<a class=\"luna-button luna-button--success luna-button--cta luna-button--large has-margin-bottom-xsmall\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/santanderallinone-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2222130fb7-fa6a-4f2a-b7c8-882735ddefb9%22%2C%22product_name%22%3A%22Santander%2BAll%2Bin%2BOne%2BCredit%2BCard%22%2C%22offer_id%22%3A%2224702%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.UK_DEFAULT_HERO_CONTENT%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22post_id%22%3A%22127253%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-credit-cards%252Fusing-a-credit-card-in-usa%22%2C%22post_country%22%3A%22uk%22%7D\">\r\nCheck eligibility\r\n\r\n<\/a>\r\n<br>\r\n\r\n\r\n  \r\n  \r\n  \r\n\r\n\r\n\r\n\r\n<a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/santander\/santander-all-in-one-credit-card-mastercard\" class=\"h_hero_tc tc\">More Info<\/a>\r\n\r\n\r\n<\/div>\r\n\r\n<\/section>\r\n\r\n\r\n  \r\n<\/div>\r\n  \r\n\r\n<footer class=\"hero-rates__disclaimer-popup disclaimer_popup-with-text\">\r\n<span class=\"disclaimer_popup--text\">Promoted<\/span>\r\n<a class=\"disclaimer_popup disclaimer_title_empty\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" href=\"#\">\r\n<svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg>\r\n<\/a>\r\n<\/footer>\r\n\r\n<\/article> <h3 id=\"is_it_safe_to_use_my_card_in_the_usa\">Is it safe to use my card in the USA?<\/h3><p>By exercising some caution when using your credit card in the USA, you\u2019ll have a relatively trouble-free experience.<\/p><ul><li><strong>Keep your PIN safe.<\/strong> Use one hand to enter the PIN and the other to shield it from prying eyes and hidden cameras.<\/li><li><strong>Select ATMs with care.<\/strong> Try and stick to ATMs in banks and avoid using ones in the street.<\/li><li><strong>Watch out for \u201cskimmers\u201d.<\/strong> When installed in an ATM, a card skimmer works by stealing information from credit and debit cards. If you feel the card slot is not as smooth as it should be or if there\u2019s a problem with the keypad, cancel your transaction and look for another ATM.<\/li><\/ul><h4>Keeping your credit card (physically) safe<\/h4><p>Remain alert to street crime, especially where two or more people work in distracting victims before decamping with their valuables. There also have been numerous instances of identity theft, so make sure you know where your card and forms of identification are at all times.<\/p><h3 id=\"potential_credit_card_fees\">Potential credit card fees<\/h3><p>Credit card fees can leave a noticeable dent in your pocket when you\u2019re travelling overseas, so know what you\u2019re up against well in advance and choose a card with no or low fees.<\/p><h4>Foreign transaction fees<\/h4><p>British credit card issuers typically charge a fee equivalent to 1% to 3% of your transaction, so check your card\u2019s terms to avoid statement surprises. Some cards designed for travel come with no foreign transaction fees, so if you\u2019re planning a trip, this could be a good time to switch.<\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/credit-cards\/best-credit-card-to-use-overseas\">Learn more about cards designed for overseas spending<\/a><\/p><h4>Currency conversion fees<\/h4><p>If a shop offers to bill your credit card in sterling, dynamic currency conversion comes into play. While this might sound like a good deal, you\u2019ll actually end up getting a worse exchange rate, and you might also end up paying currency conversion fees. Whenever you\u2019re presented with an option, choose to pay in dollars.<\/p><h4>Cash advance fees<\/h4><p>Using your credit card to withdraw money from an ATM may not make sense unless it\u2019s a bona fide emergency. Each time you withdraw funds from an ATM, you\u2019re likely to pay a cash advance fee. Your APR for cash advances is typically higher than your purchase APR, and you\u2019ll typically get no grace period on interest \u2014 instead, you start paying interest immediately. Again, some <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/best-credit-card-to-use-overseas\">cards designed for overseas spending<\/a> will waive this fee.<\/p><p>The table below serves as an example of how much extra you may pay to use your credit card in the USA.<\/p><article class=\"luna-card luna-card--shadow\"><div class=\"luna-card__block\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/03\/Screen-Shot-2018-03-29-at-16.32.49.png\" alt=\"section of credit card summary box document\" width=\"1082\" height=\"198\" class=\"alignnone size-full wp-image-98737\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/03\/Screen-Shot-2018-03-29-at-16.32.49.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/03\/Screen-Shot-2018-03-29-at-16.32.49.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/03\/Screen-Shot-2018-03-29-at-16.32.49.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/03\/Screen-Shot-2018-03-29-at-16.32.49.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/03\/Screen-Shot-2018-03-29-at-16.32.49.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/03\/Screen-Shot-2018-03-29-at-16.32.49.png?fit=3246 3246w\" sizes=\"(max-width: 3246px) 100vw, 3246px\" loading=\"lazy\"><\/div><\/article><p>Additionally you can get an idea of costs by using these online currency conversion tools from <a href=\"https:\/\/www.mastercard.us\/en-us\/consumers\/get-support\/convert-currency.html\" target=\"new\" rel=\"follow noopener noreferrer\">Mastercard<\/a> and <a href=\"https:\/\/www.visaeurope.com\/making-payments\/exchange-rates\" target=\"new\" rel=\"follow noopener noreferrer\">Visa<\/a>.<\/p><div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"><\/circle>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">What is a cash advance fee?<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n            <p>A cash advance fee is calculated (and charged) when you withdraw cash from your credit <span>card<\/span>. It\u2019s usually the greater of a flat fee or a percentage of the transaction. For example, \u201c2.5% of the transaction, minimum \u00a33.00\u201d.<\/p>\n        <\/div>\n    <\/div>\n<\/div>\n<h3 id=\"how_to_prepare_before_travelling_to_the_usa\">How to prepare before travelling to the USA<\/h3><ol><li><strong>Go with Visa or Mastercard.<\/strong> Carry at least two cards on your trip to the USA, preferably connected with Visa, Mastercard, or American Express.<\/li><li><strong>Think no foreign transaction fees.<\/strong> When you can find <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/best-credit-card-to-use-overseas\">cards that come with no foreign transaction fees<\/a>, using ones that charge 2% or 3% of each overseas transaction doesn\u2019t make sense. Some of these cards don\u2019t charge an annual fee, either.<\/li><li><strong>Keep your bank posted.<\/strong> Banks, in their efforts to thwart fraudulent transactions, block credit cards if they detect suspicious activity such as unexpected overseas transactions. To make sure this does not happen to your card, let your bank know about your travel plans before you leave the UK.<\/li><li><strong>Keep the emergency number handy.<\/strong> Know which numbers you\u2019ll need to call if you end up losing your card or if you need an emergency replacement.<\/li><li><strong>Know where you\u2019ll get cash from.<\/strong> Consider using your debit card to withdraw cash from ATMs. If you need to exchange money, stick to banks or official money-exchange offices \u2013 possessing counterfeit money in the USA is a serious crime. Try to avoid exchanging money at airports and popular tourist destinations because of typically poor exchange rates.<\/li><\/ol>  \n\n  <section class=\"js-deals-filtered deals-filtered-custom\" data-instance-id=\"1\" onclick=\"initializeDealsRedirection(event, '.js-deal-target').redirect();\">\n       <script class=\"js-deals-filtered--data\" type=\"application\/json\">\n            {\"deals\":[{\"applyUrl\":\"https:\\\/\\\/www.finder.com\\\/redirect\\\/uk\\\/credit-cards\\\/prioritypass-uk-secure.html?redirect_tracking_params=%7B%22placement_type%22%3A%22deals_filtered%22%2C%22providers%22%3A%2210850%22%2C%22format%22%3A%22p0TableStructuredData%22%2C%22niche_code%22%3A%22FSD%22%2C%22offer_id%22%3A%229123%22%2C%22product_id%22%3A%22246818%22%2C%22product_name%22%3A%22Lounge%2Baccess%2Bwith%2BPriority%2BPass%22%2C%22provider_id%22%3A%2210850%22%2C%22provider_name%22%3A%22Priority%2BPass%22%2C%22post_id%22%3A%22127253%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-credit-cards%252Fusing-a-credit-card-in-usa%22%2C%22post_country%22%3A%22uk%22%7D&type=deal&id=246818\",\"classMain\":\"4\",\"classSub\":null,\"couponCode\":null,\"custom_banner_text\":null,\"description\":\"Access 1,500+ airport lounges and premium travel experiences globally, in 600 cities across 148 countries\",\"exclusive\":\"0\",\"loggedInExclusive\":false,\"currentUser\":null,\"expirationDate\":null,\"showOnlyExpired\":\"\",\"friendlyType\":\"Deal\",\"id\":\"246818\",\"lastVerifiedDate\":{\"display\":\"24 Jan 2024\",\"datetime\":\"2024-01-24T11:26:14+00:00\",\"daysAgo\":null},\"mobileOnly\":\"0\",\"name\":\"Lounge access with Priority Pass\",\"ctaTextDeal\":\"Get deal\",\"ctaTextCoupon\":\"Show code\",\"providerFinderProviderUrl\":\"https:\\\/\\\/www.finder.com\\\/uk\\\/priority-pass\",\"providerId\":\"10850\",\"providerImageLogo\":\"https:\\\/\\\/www.finder.com.au\\\/global\\\/images\\\/providers\\\/priority-pass-logo.png\",\"dealImageUsed\":false,\"providerName\":\"Priority Pass\",\"type\":\"sale\",\"discount\":\"0\",\"discountType\":\"Fixed\",\"starburst\":null,\"priorityBand\":\"3\",\"startDate\":[\"2023-08-01 09:00:00\"],\"smartImageActive\":\"0\",\"smartImageInfo\":{\"definition\":null,\"format\":null,\"bgColor\":\"#18304b\"}}],\"filters\":{\"isSearchFilter\":null,\"isProviderFilter\":null,\"isCategoryFilter\":null},\"providers\":[{\"id\":\"10850\",\"name\":\"Priority Pass\"}],\"categories\":[{\"id\":\"4\",\"name\":\"Travel\",\"slug\":\"travel\",\"subtitle\":\"Calling all savvy travellers. Save on your travel purchases with our travel discounts and sale codes.\",\"order\":\"40\",\"image_tile_file\":\"travel.jpg\",\"visible_in_tiles\":\"1\"}]}\n    <\/script>\n\n        \n    \n    <div class=\"deals-filtered-custom--content\">\n      <div class=\"deals deals--banner deals--mobileCompressed\">\n  <div class=\"js-deals-list\">\n              <article class=\"luna-card luna-card--inline@s deals-sale deals-item \" data-deal-id=\"246818\" data-deal-link=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/prioritypass-uk-secure.html?redirect_tracking_params=%7B%22placement_type%22%3A%22deals_filtered%22%2C%22providers%22%3A%2210850%22%2C%22format%22%3A%22p0TableStructuredData%22%2C%22niche_code%22%3A%22FSD%22%2C%22offer_id%22%3A%229123%22%2C%22product_id%22%3A%22246818%22%2C%22product_name%22%3A%22Lounge%2Baccess%2Bwith%2BPriority%2BPass%22%2C%22provider_id%22%3A%2210850%22%2C%22provider_name%22%3A%22Priority%2BPass%22%2C%22post_id%22%3A%22127253%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-credit-cards%252Fusing-a-credit-card-in-usa%22%2C%22post_country%22%3A%22uk%22%7D&amp;type=deal&amp;id=246818\" data-deal-tab=\"\" data-deal-provider=\"10850\" data-deal-class-main=\"4\" data-deal-class-sub=\"\">\n\n        <div class=\"u-1\/6@s\">\n          \n\t<a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/prioritypass-uk-secure.html?redirect_tracking_params=%7B%22placement_type%22%3A%22deals_filtered%22%2C%22providers%22%3A%2210850%22%2C%22format%22%3A%22p0TableStructuredData%22%2C%22niche_code%22%3A%22FSD%22%2C%22offer_id%22%3A%229123%22%2C%22product_id%22%3A%22246818%22%2C%22product_name%22%3A%22Lounge%2Baccess%2Bwith%2BPriority%2BPass%22%2C%22provider_id%22%3A%2210850%22%2C%22provider_name%22%3A%22Priority%2BPass%22%2C%22post_id%22%3A%22127253%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-credit-cards%252Fusing-a-credit-card-in-usa%22%2C%22post_country%22%3A%22uk%22%7D&amp;type=deal&amp;id=246818\" data-origin=\"shopping-deals\" target=\"_blank\" data-deal-id=\"246818\" data-product=\"Lounge access with Priority Pass\">\n\t\t<div class=\"deals-banner__img_container\">\n\t<img decoding=\"async\" class=\"luna-image lazyload\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com.au\/global\/images\/providers\/priority-pass-logo.png\" alt=\"Priority Pass\" title=\"Priority Pass\" srcset=\"https:\/\/www.finder.com.au\/global\/images\/providers\/priority-pass-logo.png 150w\" loading=\"lazy\">\n\t<\/div>\n\n\t<\/a>\n        <\/div>\n\n        <div class=\"luna-card__block u-7\/12@s\">\n          <div class=\"deal-type-markers\">\n                        <span>Deal<\/span>\n                                  <\/div>\n\n          <p class=\"deal-title\">Lounge access with Priority Pass<\/p>\n\n                    \n                                    <div class=\"deal-description__contentNoToggle\">\n                <span class=\"deal-description\">Access 1,500+ airport lounges and premium travel experiences globally, in 600 cities across 148 countries<\/span>\n              <\/div>\n                      \n        <\/div>\n        <div class=\"luna-card__actions u-1\/4@s \">\n                  <div class=\"deal-coupon-cta\">\n                  <a class=\"luna-button luna-button--fluid deal-button deals-trigger luna-button--success\" data-product=\"Lounge access with Priority Pass\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/prioritypass-uk-secure.html?redirect_tracking_params=%7B%22placement_type%22%3A%22deals_filtered%22%2C%22providers%22%3A%2210850%22%2C%22format%22%3A%22p0TableStructuredData%22%2C%22niche_code%22%3A%22FSD%22%2C%22offer_id%22%3A%229123%22%2C%22product_id%22%3A%22246818%22%2C%22product_name%22%3A%22Lounge%2Baccess%2Bwith%2BPriority%2BPass%22%2C%22provider_id%22%3A%2210850%22%2C%22provider_name%22%3A%22Priority%2BPass%22%2C%22post_id%22%3A%22127253%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-credit-cards%252Fusing-a-credit-card-in-usa%22%2C%22post_country%22%3A%22uk%22%7D&amp;type=deal&amp;id=246818\" rel=\"sponsored\" target=\"_blank\">Get deal<\/a>\n            <\/div>\n        <\/div>\n\n        \n              <\/article>\n      <\/div>\n<\/div>\n    <\/div>\n\n    \n      <\/section>\n <h3 id=\"next_steps\">Next steps<\/h3><p>Ask yourself these simple questions before you leave so your spending in the USA does not hit any roadblocks.<\/p><ul class=\"has-margin-bottom\"><li><strong>Which cards will I take?<\/strong> Visa, Mastercard, and American Express are the favourites. If you\u2019re planning a trip, check out cards which give you complimentary <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/free-airline-lounge-access\">airport lounge access<\/a>. If you\u2019re planning well in advance, consider earning air miles for your trip with a <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/frequent-flyer-credit-cards\">frequent flyer credit card<\/a>.<\/li><li><strong>Have I let my bank know?<\/strong> If you don\u2019t inform your bank about your travel plans, you may end up with a temporarily suspended card.<\/li><li><strong>What fees do I need to pay?<\/strong> If your existing cards come with foreign transaction fees, look for one that does not. Paying in sterling outside of the UK might come with currency conversion fees.<\/li><li><strong>How will I get cash?<\/strong> Using your debit card at an ATM is the simplest way to access your own money. You can carry cash and traveler\u2019s cheques with you. Exchanging sterling to dollars is easy and you\u2019ll get several options.<\/li><\/ul><p>When you\u2019re in the USA, you don\u2019t have to worry about where and when you can use your credit card. Just keep some cash handy to pay for small purchases or for tipping.<\/p><h3 id=\"how_to_use_a_credit_card_in\">How to use a credit card in \u2026<\/h3><div class=\"az-listing js-az-listing\">\n    <div class=\"hide-mobile\">\n        <div class=\"az-listing__nav\">\n                    <div class=\"az-listing__nav-letter\">\n                                   #\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#A\"> A <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#B\"> B <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#C\"> C <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#D\"> D <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#E\"> E <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#F\"> F <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#G\"> G <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#H\"> H <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#I\"> I <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#J\"> J <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   K\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#L\"> L <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#M\"> M <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#N\"> N <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   O\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#P\"> P <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#Q\"> Q <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#R\"> R <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#S\"> S <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#T\"> T <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#U\"> U <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   V\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   W\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   X\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   Y\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   Z\n                            <\/div>\n                <\/div>\n        <hr>\n    <\/div>\n        <div class=\"az-listing__items\">\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"A\" class=\"az-listing__header\">\n                A\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-australia\"> Australia <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-austria\"> Austria <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"B\" class=\"az-listing__header\">\n                B\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-bali\"> Bali <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-bangladesh\"> Bangladesh <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-barbados\"> Barbados <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-belgium\"> Belgium <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-brazil\"> Brazil <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-bulgaria\"> Bulgaria <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"C\" class=\"az-listing__header\">\n                C\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-canada\"> Canada <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-china\"> China <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-costa-rica\"> Costa Rica <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-croatia\"> Croatia <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-cuba\"> Cuba <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-cyprus\"> Cyprus <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-prague\"> Czech Republic <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"D\" class=\"az-listing__header\">\n                D\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-denmark\"> Denmark <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-the-dominican-republic\"> Dominican Republic <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"E\" class=\"az-listing__header\">\n                E\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-egypt\"> Egypt <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-estonia\"> Estonia <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-europe\"> Europe <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"F\" class=\"az-listing__header\">\n                F\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-finland\"> Finland <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-france\"> France <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"G\" class=\"az-listing__header\">\n                G\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-germany\"> Germany <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-ghana\"> Ghana <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-greece\"> Greece <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"H\" class=\"az-listing__header\">\n                H\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-hong-kong\"> Hong Kong <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-hungary\"> Hungary <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"I\" class=\"az-listing__header\">\n                I\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-india\"> India <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-ireland\"> Ireland <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-israel\"> Israel <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-italy\"> Italy <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"J\" class=\"az-listing__header\">\n                J\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-jamaica\"> Jamaica <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-japan\"> Japan <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"L\" class=\"az-listing__header\">\n                L\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-latvia\"> Latvia <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-lithuania\"> Lithuania <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-luxembourg\"> Luxembourg <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"M\" class=\"az-listing__header\">\n                M\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-malaysia\"> Malaysia <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-malta\"> Malta <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-mexico\"> Mexico <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"N\" class=\"az-listing__header\">\n                N\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-nepal\"> Nepal <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-the-netherlands\"> Netherlands <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-new-zealand\"> New Zealand <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-nigeria\"> Nigeria <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"P\" class=\"az-listing__header\">\n                P\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-pakistan\"> Pakistan <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-the-philippines\"> Philippines <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-poland\"> Poland <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-portugal\"> Portugal <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"Q\" class=\"az-listing__header\">\n                Q\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-qatar\"> Qatar <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"R\" class=\"az-listing__header\">\n                R\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-romania\"> Romania <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-russia\"> Russia <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"S\" class=\"az-listing__header\">\n                S\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-singapore\"> Singapore <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-slovakia\"> Slovakia <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-slovenia\"> Slovenia <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-south-africa\"> South Africa <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-spain\"> Spain <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-sweden\"> Sweden <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-switzerland\"> Switzerland <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"T\" class=\"az-listing__header\">\n                T\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-taiwan\"> Taiwan <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-thailand\"> Thailand <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-turkey\"> Turkey <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"U\" class=\"az-listing__header\">\n                U\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-uae\"> UAE <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/travel-credit-cards\/using-a-credit-card-in-usa\"> United States <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n            <\/div>\n        <\/div>\n<h3 id=\"frequently_asked_questions\">Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">What is the sterling to dollar exchange rate?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">\n<div id=\"lazy0000000005\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000005\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[\"https:\\\/\\\/www.finder.com\\\/dependencies\\\/js\\\/select2\\\/4.0.3\\\/dist\\\/js\\\/select2.full.min.js\",\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/rate-graph\\\/ecb1\\\/bundle.js\"],\"scripts\":[\"\\\/\\\/www.gstatic.com\\\/charts\\\/loader.js\",\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/rate-graph-select2\\\/a60ae\\\/bundle.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/dependencies\\\/js\\\/select2\\\/4.0.3\\\/dist\\\/css\\\/select2.min.css\",\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/rate-graph\\\/ecb1\\\/bundle.css\"]}<\/script><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">How do I send money to the USA?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>We use banks to take care of all our other financial needs, so surely we should use them when sending an international money transfer, right? Not necessarily. While major UK banks offer money transfer services, they typically present less competitive exchange rates coupled with high transfer fees. <a href=\"https:\/\/www.finder.com\/uk\/international-money-transfers\/send-money-internationally\/send-money-to-usa\"><strong>Learn how to send money to the USA the smart way<\/strong><\/a>.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">What is the most commonly used credit card network in the USA?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Visa and Mastercard are almost on a par. American Express follows at a distant third.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Are there any currency restrictions for entry into the USA?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>There are no currency restrictions, although you\u2019ll need to declare if you\u2019re bringing in more than $10,000 or its equivalent in another currency.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Everything you need to know about using your credit card in the USA. We do the homework for you before you head across the pond.<\/p>\n","protected":false},"author":195,"featured_media":127435,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[6713],"tags":[3754],"asset_tag":[],"class_list":["post-127253","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel-credit-cards","tag-page_type-country"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>A guide to using credit cards in the USA in May 2026<\/title>\n<meta name=\"description\" content=\"Everything you need to know about using your credit card in the USA, from ATMs to holiday spending tips. 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