{"id":124862,"date":"2020-08-17T09:50:15","date_gmt":"2020-08-17T08:50:15","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=124862"},"modified":"2026-05-05T17:28:37","modified_gmt":"2026-05-05T16:28:37","slug":"disposable-income-around-the-uk","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/banking\/disposable-income-around-the-uk","title":{"rendered":"Disposable income in the UK: What&#8217;s left over after living costs?"},"content":{"rendered":"<p>It&#8217;s no secret that prices and salaries vary widely across the UK, and with the cost of living increasing, many Brits are likely to resort to measures such as cost-cutting and taking advantage of financial offers like <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/best-bank-switching-deals\"> bank switching deals<\/a>. Which cities are the best to live in if you want to benefit from the highest disposable income? <\/p><article class=\"luna-card luna-card--shadow\"><div class=\"luna-card__block\"><h3 class=\"luna-sectionTitle\">What is the average disposable income in the UK?<\/h3><p>The average British adult living in a UK city has \u00a3575 a month in disposable income in 2025 after paying taxes, bills and essential living costs. Disposable income can be used for savings, holidays and discretionary spending.<\/p><\/div><\/article><h3>What is the average disposable income in cities around the UK?<\/h3><ul class='nav nav-tabs pb-tabs'><li class=\"active\"><a href=\"#tab1364\" data-toggle=\"tab\">Graph<\/a><\/li><li class=\"\"><a href=\"#tab6066\" data-toggle=\"tab\">Table<\/a><\/li><\/ul><div class=\"tab-content \"><div id=\"tab1364\" class=\"tab-pane active \"><iframe id=\"https:\/\/datawrapper.dwcdn.net\/yZ3pl\/4\/\" title=\"Average disposable income in UK cities, 2026\" width=\"100%\"   scrolling=\"no\"  src=\"https:\/\/datawrapper.dwcdn.net\/yZ3pl\/4\/\"  loading=\"lazy\"><\/iframe><\/div><div id=\"tab6066\" class=\"tab-pane \"><table class=\"luna-table\n     luna-table--responsiveList\n     js-tablesorter\"\n    >\n            <thead class=\"luna-table__header\">\n        <tr>\n                            <th scope=\"col\">City<\/th>\n                            <th scope=\"col\">Disposable income<\/th>\n                    <\/tr>\n        <\/thead>\n        <tbody class=\"luna-table__body\">\n            <tr>\n                            <td>Aberdeen<\/td>\n                            <td>\u00a31,240<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Carlisle<\/td>\n                            <td>\u00a31,186<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Derby<\/td>\n                            <td>\u00a31,163<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Derry<\/td>\n                            <td>\u00a31,003<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Dunfermline<\/td>\n                            <td>\u00a3959<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Chester<\/td>\n                            <td>\u00a3918<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Liverpool<\/td>\n                            <td>\u00a3914<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Coventry<\/td>\n                            <td>\u00a3914<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Preston<\/td>\n                            <td>\u00a3908<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Sheffield<\/td>\n                            <td>\u00a3905<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Dundee<\/td>\n                            <td>\u00a3903<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Hull<\/td>\n                            <td>\u00a3899<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Glasgow<\/td>\n                            <td>\u00a3889<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Durham<\/td>\n                            <td>\u00a3886<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Milton Keynes<\/td>\n                            <td>\u00a3880<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Doncaster<\/td>\n                            <td>\u00a3880<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Wakefield<\/td>\n                            <td>\u00a3878<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Stoke on Trent<\/td>\n                            <td>\u00a3875<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Worcester<\/td>\n                            <td>\u00a3869<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Wolverhampton<\/td>\n                            <td>\u00a3864<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Sunderland<\/td>\n                            <td>\u00a3857<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Birmingham<\/td>\n                            <td>\u00a3854<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Plymouth<\/td>\n                            <td>\u00a3848<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Lancaster<\/td>\n                            <td>\u00a3831<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Colchester<\/td>\n                            <td>\u00a3828<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Lincoln<\/td>\n                            <td>\u00a3826<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Swansea<\/td>\n                            <td>\u00a3825<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Newcastle<\/td>\n                            <td>\u00a3820<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Portsmouth<\/td>\n                            <td>\u00a3817<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Bradford<\/td>\n                            <td>\u00a3810<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Leeds<\/td>\n                            <td>\u00a3809<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Salford<\/td>\n                            <td>\u00a3773<\/td>\n                    <\/tr>\n            <tr>\n                            <td>York<\/td>\n                            <td>\u00a3764<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Gloucester<\/td>\n                            <td>\u00a3762<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Hereford<\/td>\n                            <td>\u00a3758<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Peterborough<\/td>\n                            <td>\u00a3752<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Newport<\/td>\n                            <td>\u00a3752<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Southampton<\/td>\n                            <td>\u00a3748<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Edinburgh<\/td>\n                            <td>\u00a3734<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Belfast<\/td>\n                            <td>\u00a3734<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Chelmsford<\/td>\n                            <td>\u00a3733<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Cardiff<\/td>\n                            <td>\u00a3731<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Norwich<\/td>\n                            <td>\u00a3702<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Canterbury<\/td>\n                            <td>\u00a3695<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Nottingham<\/td>\n                            <td>\u00a3667<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Cambridge<\/td>\n                            <td>\u00a3648<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Leicester<\/td>\n                            <td>\u00a3615<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Manchester<\/td>\n                            <td>\u00a3581<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Oxford<\/td>\n                            <td>\u00a3577<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Exeter<\/td>\n                            <td>\u00a3564<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Bristol<\/td>\n                            <td>\u00a3554<\/td>\n                    <\/tr>\n            <tr>\n                            <td>St Albans<\/td>\n                            <td>\u00a3551<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Southend<\/td>\n                            <td>\u00a3474<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Bath<\/td>\n                            <td>\u00a3453<\/td>\n                    <\/tr>\n            <tr>\n                            <td>London<\/td>\n                            <td>\u00a3381<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Brighton<\/td>\n                            <td>\u00a3327<\/td>\n                    <\/tr>\n        <\/tbody>\n<\/table><\/div><\/div><p>We studied the income and the cost of living in 56 cities around the UK to find out which cities have the most and least money to spare. For this analysis, disposable income means the money left over after paying for essentials, including taxes, bills and recurring monthly living costs. It assumes a single UK adult is renting a 1-bedroom flat in a UK city. <\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><div class=\"has-margin-bottom-large text-center\"><h3>The 5 cities with the most disposable income each month<\/h3><p><strong>1.<\/strong> Dunfermline, \u00a31,206<br \/><strong>2.<\/strong> Chester, \u00a31,143<br \/><strong>3.<\/strong> Carlisle, \u00a31,137<br \/><strong>4.<\/strong> Aberdeen, \u00a31,057<br \/><strong>5.<\/strong> Derry, \u00a31,042<\/div><\/div><div class=\"u-grid__col u-1\/2@s\"><div class=\"has-margin-bottom-large text-center\"><h3>The 5 cities with the least disposable income each month<\/h3><p><strong>1.<\/strong> London, \u00a3217<br \/><strong>2.<\/strong> Bristol, \u00a3423<br \/><strong>3.<\/strong> Brighton, \u00a3453<br \/><strong>4.<\/strong> Canterbury, \u00a3474<br \/><strong>5.<\/strong> Nottingham, \u00a3497<\/div><\/div><\/div><p>Of the cities analysed, those in Dunfermline, Scotland had the most disposable income each month, with an average of \u00a31,206, 110% higher than the UK average of \u00a3575. They are closely followed by Chester residents, who have an average of \u00a31,143 to spare, and Carlisle residents, who have an average of \u00a31,143 left over.<\/p><p>At the other end of the spectrum, residents in London had just \u00a3217 a month. Those in Bristol were not far behind with \u00a3423 a month, while those in Brighton have just \u00a3453 left over each month.<\/p><h3>Which UK city has the highest living costs?<\/h3><p>Unsurprisingly, London has the highest living costs of the UK cities analysed, with an average monthly spend of \u00a32,722 on rent and basic costs. The cost to rent a 1-bedroom flat in London is \u00a31,620 &#8211; 45% higher than the UK average &#8211; so it\u2019s no shock that living costs are so high in the capital. <\/p><p>The cheapest city on the list for living costs was Hull, where the average single Brit could expect to spend just \u00a31,200 on rent and essentials. Other cities with low living costs include Durham (\u00a31,244), Doncaster (\u00a31,269) and Carlisle (\u00a31,291).<\/p><p>The monthly living costs for a single person in most cities were between \u00a31,200 and \u00a32,000, with just the top 7 cities leaping ahead with living costs of more than \u00a32,000.<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><div class=\"has-margin-bottom-large text-center\"><h3>The 5 cities with the highest monthly living costs<\/h3><p><strong>1.<\/strong> London, \u00a32,722<br \/><strong>2.<\/strong> Oxford, \u00a32,249<br \/><strong>3.<\/strong> Cambridge, \u00a32,151<br \/><strong>4.<\/strong> Bristol, \u00a32,122<br \/><strong>5.<\/strong> Bath, \u00a32,094<\/div><\/div><div class=\"u-grid__col u-1\/2@s\"><div class=\"has-margin-bottom-large text-center\"><h3>The 5 cities with the lowest monthly living costs<\/h3><p><strong>1.<\/strong> Hull, \u00a31,200<br \/><strong>2.<\/strong> Durham, \u00a31,244<br \/><strong>3.<\/strong> Doncaster, \u00a31,269<br \/><strong>4.<\/strong> Carlisle, \u00a31,291<br \/><strong>5.<\/strong> Dunfermline, \u00a31,305<\/div><\/div><\/div><h3>Full data for disposable income and living costs<\/h3>\n\n\n\n\n<style>.tableuxinput1_exclude, .dropdown1_exclude, .dropdown2_exclude { display: none !important; }<\/style>\n\n\n\n\n \n\n\n\n<form id=\"table-ux15\" onsubmit=\"return false\" class=\"box luna-form has-padding-left-small has-padding-right-small no-padding-bottom has-padding-top-xsmall has-margin-bottom-small\" data-tags=\"product-data-insight\">\n<fieldset class=\"luna-form__fieldset\">\n<div class=\"luna-form__group\">\n\n\n\n<div class=\"luna-form__field\">\n<label class=\"luna-label u-text--sm u-font--bold\" for=\"tableuxinput115\">Search for...<\/label>\n<input class=\"luna-input u-text--base\" type=\"text\" placeholder=\"Enter keyword here\" id=\"tableuxinput115\" oninput=\"tableux15('tableuxinput115');\" \/>\n<\/div>\n\n\n\n\n\n\n\n<\/div>\n<\/fieldset>\n<\/form>\n\n\n\n\n\n<script>\nfunction tableux15(tableuxtrigger) { \nconst thetableux = document.getElementById(\"table-ux15\");\nvar thetable;\nvar thetablefound = 0;\nvar nexttag = thetableux.nextElementSibling;\nwhile (thetablefound == 0) {\nnexttag = nexttag.nextElementSibling;\nif (nexttag.tagName == \"TABLE\") {\nthetable = nexttag; thetablefound = 1;\n} else { \nvar thetables = nexttag.getElementsByTagName(\"table\");\nif (thetables.length > 0) { thetable = thetables[0]; thetablefound = 1; }\n}\n}\n\n\nvar targetrows = thetable.querySelectorAll('tbody tr');\nfor (var i = 0; i < targetrows.length; i++) {\n\nvar tableuxinput1_value = document.getElementById(\"tableuxinput115\").value;\nif (tableuxtrigger == 'tableuxinput115') {\ntry { targetrows[i].classList.remove('tableuxinput1_exclude'); } catch { }\nif (targetrows[i].textContent.toLowerCase().indexOf(tableuxinput1_value.toLowerCase()) == -1) {\ntargetrows[i].classList.add('tableuxinput1_exclude');\n}\n}\n\n\n\n}\n\n\n};\n\n\n\n<\/script><div class=\"tablefade has-margin-bottom-small\"><table class=\"luna-table\n     luna-table--responsiveList\n     js-tablesorter\"\n    >\n            <thead class=\"luna-table__header\">\n        <tr>\n                            <th scope=\"col\">City<\/th>\n                            <th scope=\"col\">Monthly salary after tax<\/th>\n                            <th scope=\"col\">Monthly living costs<\/th>\n                            <th scope=\"col\">Single room cost<\/th>\n                            <th scope=\"col\">Total living costs<\/th>\n                            <th scope=\"col\">Disposable income<\/th>\n                    <\/tr>\n        <\/thead>\n        <tbody class=\"luna-table__body\">\n            <tr>\n                            <td>Aberdeen<\/td>\n                            <td>\u00a32,720<\/td>\n                            <td>\u00a3895<\/td>\n                            <td>\u00a3586<\/td>\n                            <td>\u00a31,481<\/td>\n                            <td>\u00a31,240<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Carlisle<\/td>\n                            <td>\u00a32,423<\/td>\n                            <td>\u00a3784<\/td>\n                            <td>\u00a3453<\/td>\n                            <td>\u00a31,237<\/td>\n                            <td>\u00a31,186<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Derby<\/td>\n                            <td>\u00a32,559<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3575<\/td>\n                            <td>\u00a31,396<\/td>\n                            <td>\u00a31,163<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Derry<\/td>\n                            <td>\u00a32,253<\/td>\n                            <td>\u00a3733<\/td>\n                            <td>\u00a3517<\/td>\n                            <td>\u00a31,250<\/td>\n                            <td>\u00a31,003<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Dunfermline<\/td>\n                            <td>\u00a32,313<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3534<\/td>\n                            <td>\u00a31,355<\/td>\n                            <td>\u00a3959<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Chester<\/td>\n                            <td>\u00a32,394<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3655<\/td>\n                            <td>\u00a31,476<\/td>\n                            <td>\u00a3918<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Liverpool<\/td>\n                            <td>\u00a32,377<\/td>\n                            <td>\u00a3837<\/td>\n                            <td>\u00a3626<\/td>\n                            <td>\u00a31,463<\/td>\n                            <td>\u00a3914<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Coventry<\/td>\n                            <td>\u00a32,432<\/td>\n                            <td>\u00a3783<\/td>\n                            <td>\u00a3735<\/td>\n                            <td>\u00a31,518<\/td>\n                            <td>\u00a3914<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Preston<\/td>\n                            <td>\u00a32,252<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3524<\/td>\n                            <td>\u00a31,345<\/td>\n                            <td>\u00a3908<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Sheffield<\/td>\n                            <td>\u00a32,368<\/td>\n                            <td>\u00a3815<\/td>\n                            <td>\u00a3648<\/td>\n                            <td>\u00a31,463<\/td>\n                            <td>\u00a3905<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Dundee<\/td>\n                            <td>\u00a32,293<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3570<\/td>\n                            <td>\u00a31,391<\/td>\n                            <td>\u00a3903<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Hull<\/td>\n                            <td>\u00a32,176<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3456<\/td>\n                            <td>\u00a31,277<\/td>\n                            <td>\u00a3899<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Glasgow<\/td>\n                            <td>\u00a32,550<\/td>\n                            <td>\u00a3873<\/td>\n                            <td>\u00a3788<\/td>\n                            <td>\u00a31,661<\/td>\n                            <td>\u00a3889<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Durham<\/td>\n                            <td>\u00a32,081<\/td>\n                            <td>\u00a3784<\/td>\n                            <td>\u00a3411<\/td>\n                            <td>\u00a31,195<\/td>\n                            <td>\u00a3886<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Milton Keynes<\/td>\n                            <td>\u00a32,629<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3928<\/td>\n                            <td>\u00a31,749<\/td>\n                            <td>\u00a3880<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Doncaster<\/td>\n                            <td>\u00a32,149<\/td>\n                            <td>\u00a3815<\/td>\n                            <td>\u00a3454<\/td>\n                            <td>\u00a31,269<\/td>\n                            <td>\u00a3880<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Wakefield<\/td>\n                            <td>\u00a32,231<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3533<\/td>\n                            <td>\u00a31,354<\/td>\n                            <td>\u00a3878<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Stoke on Trent<\/td>\n                            <td>\u00a32,166<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3471<\/td>\n                            <td>\u00a31,292<\/td>\n                            <td>\u00a3875<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Worcester<\/td>\n                            <td>\u00a32,347<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3657<\/td>\n                            <td>\u00a31,478<\/td>\n                            <td>\u00a3869<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Wolverhampton<\/td>\n                            <td>\u00a32,273<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3588<\/td>\n                            <td>\u00a31,409<\/td>\n                            <td>\u00a3864<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Sunderland<\/td>\n                            <td>\u00a32,170<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3492<\/td>\n                            <td>\u00a31,313<\/td>\n                            <td>\u00a3857<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Birmingham<\/td>\n                            <td>\u00a32,427<\/td>\n                            <td>\u00a3785<\/td>\n                            <td>\u00a3789<\/td>\n                            <td>\u00a31,574<\/td>\n                            <td>\u00a3854<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Plymouth<\/td>\n                            <td>\u00a32,320<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3652<\/td>\n                            <td>\u00a31,473<\/td>\n                            <td>\u00a3848<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Lancaster<\/td>\n                            <td>\u00a32,197<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3546<\/td>\n                            <td>\u00a31,367<\/td>\n                            <td>\u00a3831<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Colchester<\/td>\n                            <td>\u00a32,427<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3778<\/td>\n                            <td>\u00a31,599<\/td>\n                            <td>\u00a3828<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Lincoln<\/td>\n                            <td>\u00a32,259<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3613<\/td>\n                            <td>\u00a31,434<\/td>\n                            <td>\u00a3826<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Swansea<\/td>\n                            <td>\u00a32,279<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3633<\/td>\n                            <td>\u00a31,454<\/td>\n                            <td>\u00a3825<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Newcastle<\/td>\n                            <td>\u00a32,296<\/td>\n                            <td>\u00a3784<\/td>\n                            <td>\u00a3691<\/td>\n                            <td>\u00a31,475<\/td>\n                            <td>\u00a3820<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Portsmouth<\/td>\n                            <td>\u00a32,500<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3862<\/td>\n                            <td>\u00a31,683<\/td>\n                            <td>\u00a3817<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Bradford<\/td>\n                            <td>\u00a32,148<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3517<\/td>\n                            <td>\u00a31,338<\/td>\n                            <td>\u00a3810<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Leeds<\/td>\n                            <td>\u00a32,382<\/td>\n                            <td>\u00a3830<\/td>\n                            <td>\u00a3743<\/td>\n                            <td>\u00a31,573<\/td>\n                            <td>\u00a3809<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Salford<\/td>\n                            <td>\u00a32,431<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3838<\/td>\n                            <td>\u00a31,659<\/td>\n                            <td>\u00a3773<\/td>\n                    <\/tr>\n            <tr>\n                            <td>York<\/td>\n                            <td>\u00a32,393<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3808<\/td>\n                            <td>\u00a31,629<\/td>\n                            <td>\u00a3764<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Gloucester<\/td>\n                            <td>\u00a32,254<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3671<\/td>\n                            <td>\u00a31,492<\/td>\n                            <td>\u00a3762<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Hereford<\/td>\n                            <td>\u00a32,143<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3565<\/td>\n                            <td>\u00a31,386<\/td>\n                            <td>\u00a3758<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Peterborough<\/td>\n                            <td>\u00a32,237<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3665<\/td>\n                            <td>\u00a31,486<\/td>\n                            <td>\u00a3752<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Newport<\/td>\n                            <td>\u00a32,190<\/td>\n                            <td>\u00a3776<\/td>\n                            <td>\u00a3663<\/td>\n                            <td>\u00a31,439<\/td>\n                            <td>\u00a3752<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Southampton<\/td>\n                            <td>\u00a32,402<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3834<\/td>\n                            <td>\u00a31,655<\/td>\n                            <td>\u00a3748<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Edinburgh<\/td>\n                            <td>\u00a32,663<\/td>\n                            <td>\u00a3909<\/td>\n                            <td>\u00a31,021<\/td>\n                            <td>\u00a31,930<\/td>\n                            <td>\u00a3734<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Belfast<\/td>\n                            <td>\u00a32,253<\/td>\n                            <td>\u00a3733<\/td>\n                            <td>\u00a3786<\/td>\n                            <td>\u00a31,519<\/td>\n                            <td>\u00a3734<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Chelmsford<\/td>\n                            <td>\u00a32,528<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3975<\/td>\n                            <td>\u00a31,796<\/td>\n                            <td>\u00a3733<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Cardiff<\/td>\n                            <td>\u00a32,357<\/td>\n                            <td>\u00a3776<\/td>\n                            <td>\u00a3850<\/td>\n                            <td>\u00a31,626<\/td>\n                            <td>\u00a3731<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Norwich<\/td>\n                            <td>\u00a32,272<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3749<\/td>\n                            <td>\u00a31,570<\/td>\n                            <td>\u00a3702<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Canterbury<\/td>\n                            <td>\u00a32,323<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3807<\/td>\n                            <td>\u00a31,628<\/td>\n                            <td>\u00a3695<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Nottingham<\/td>\n                            <td>\u00a32,179<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3691<\/td>\n                            <td>\u00a31,512<\/td>\n                            <td>\u00a3667<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Cambridge<\/td>\n                            <td>\u00a32,765<\/td>\n                            <td>\u00a3900<\/td>\n                            <td>\u00a31,218<\/td>\n                            <td>\u00a32,118<\/td>\n                            <td>\u00a3648<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Leicester<\/td>\n                            <td>\u00a32,115<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3680<\/td>\n                            <td>\u00a31,501<\/td>\n                            <td>\u00a3615<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Manchester<\/td>\n                            <td>\u00a32,412<\/td>\n                            <td>\u00a3875<\/td>\n                            <td>\u00a3956<\/td>\n                            <td>\u00a31,831<\/td>\n                            <td>\u00a3581<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Oxford<\/td>\n                            <td>\u00a32,639<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a31,242<\/td>\n                            <td>\u00a32,063<\/td>\n                            <td>\u00a3577<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Exeter<\/td>\n                            <td>\u00a32,265<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3880<\/td>\n                            <td>\u00a31,701<\/td>\n                            <td>\u00a3564<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Bristol<\/td>\n                            <td>\u00a32,546<\/td>\n                            <td>\u00a3853<\/td>\n                            <td>\u00a31,139<\/td>\n                            <td>\u00a31,992<\/td>\n                            <td>\u00a3554<\/td>\n                    <\/tr>\n            <tr>\n                            <td>St Albans<\/td>\n                            <td>\u00a32,582<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a31,210<\/td>\n                            <td>\u00a32,031<\/td>\n                            <td>\u00a3551<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Southend<\/td>\n                            <td>\u00a32,098<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a3803<\/td>\n                            <td>\u00a31,624<\/td>\n                            <td>\u00a3474<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Bath<\/td>\n                            <td>\u00a32,367<\/td>\n                            <td>\u00a3821<\/td>\n                            <td>\u00a31,094<\/td>\n                            <td>\u00a31,915<\/td>\n                            <td>\u00a3453<\/td>\n                    <\/tr>\n            <tr>\n                            <td>London<\/td>\n                            <td>\u00a32,998<\/td>\n                            <td>\u00a31,043<\/td>\n                            <td>\u00a31,574<\/td>\n                            <td>\u00a32,617<\/td>\n                            <td>\u00a3381<\/td>\n                    <\/tr>\n            <tr>\n                            <td>Brighton<\/td>\n                            <td>\u00a32,398<\/td>\n                            <td>\u00a3899<\/td>\n                            <td>\u00a31,172<\/td>\n                            <td>\u00a32,071<\/td>\n                            <td>\u00a3327<\/td>\n                    <\/tr>\n        <\/tbody>\n<\/table><\/div><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000000\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000000\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div><article class=\"luna-card luna-card--primary\"><div class=\"luna-card__block\"><h3 class=\"luna-sectionTitle\">Methodology<\/h3><ul><li>To get the disposable income figure for each city, we used ONS data to calculate the average monthly income in each city after taxes, then the monthly single person\u2019s rent and living costs were subtracted from the average monthly income after tax.<\/li><li>For our research, disposable income refers to the money left over after paying all essential costs, including taxes, rent, bills and living costs.<\/li><\/ul><\/div><\/article><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Related research<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><a href=\"https:\/\/www.finder.com\/uk\/mortgages\/historical-price-tracker\">Historical price tracker<\/a><br \/><a href=\"https:\/\/www.finder.com\/uk\/banking\/average-price-of-a-coffee\">Average price of a coffee around the world<\/a><br \/><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/outbound-tourism-statistics\">Where do Brits go on holiday?<\/a><br \/><a href=\"https:\/\/www.finder.com\/uk\/banking\/cost-of-living-calculator\">Cost of living calculator<\/a><br \/><a href=\"https:\/\/www.finder.com\/uk\/savings-accounts\/millionaire-calculator\">Millionaire calculator<\/a><\/div>\n  <\/div>\n<\/li><\/ul><div data-tags=\"scale-surveys product-data-insight\">\n<h4>Click <a href=\"https:\/\/www.finder.com\/uk\/stats-facts\">here<\/a> for more research. For all media enquiries, please contact \u2013<\/h4>\n\n<p><strong>Matt Mckenna<\/strong><br \/>\nUK Head of Communications<br \/>\n<strong>T:<\/strong> +44 20 8191 8806<\/p>\n\n<div class=\"has-margin-bottom\"><a title=\"email Matt\" href=\"mailto:matt.mckenna@finder.com\" class=\"has-margin-right-xsmall\"><svg class=\"luna-icon\"><use xlink:href=\"#mail-fill\" width=\"24\" height=\"24\"><\/use><\/svg><\/a><a title=\"Finder UK (@findercomUK) on X\" href=\"https:\/\/twitter.com\/findercomUK\" target=\"_blank\" class=\"has-margin-right-xsmall\" rel=\"noopener\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"24\" height=\"24\"><use xlink:href=\"#f1-x\"><\/use><\/svg><\/a><a title=\"Matt Mckenna on LinkedIn\" href=\"https:\/\/www.linkedin.com\/in\/matthewmckenna2\/\" target=\"_blank\" class=\"has-margin-right-xsmall\" rel=\"noopener\"><svg class=\"luna-icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" width=\"24\" height=\"24\"><use xlink:href=\"#f1-linkedin\"><\/use><\/svg><\/a><\/div>\n<\/div><script \n    type=\"text\/javascript\">\n    function addLink() {\n    var body_element = document.getElementsByTagName('body')[0];\n    var selection;\n    selection = window.getSelection();\n    var k = document.location.href\n    var pagelink = \"<br><br> Source: \";\n    var finder = \"finder.com\"\n    var ke = (finder.link(\"https:\/\/www.finder.com\/uk\/\"));\n    var pagelink2 = \"<br> Analysis conducted by finder.com\";\n    var copytext = selection + pagelink + (k.link(document.location.href)) + pagelink2;\n    var newdiv = document.createElement('div');\n    newdiv.style.position='absolute';\n    newdiv.style.left='-99999px';\n    body_element.appendChild(newdiv);\n    newdiv.innerHTML = copytext;\n    selection.selectAllChildren(newdiv);\n    window.setTimeout(function() {\n    body_element.removeChild(newdiv);\n    },0);\n    }\n    document.oncopy = addLink;\n    <\/script>\n  ","protected":false},"excerpt":{"rendered":"<p>Our analysis shows how much UK residents have left after paying for food and rent. Which are the best and worst cities for disposable income?<\/p>\n","protected":false},"author":645,"featured_media":368870,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[1045],"tags":[2560],"asset_tag":[],"class_list":["post-124862","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","tag-latest-2"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Disposable income in the UK: What&#039;s left over after living costs?<\/title>\n<meta name=\"description\" content=\"Our analysis shows how much UK residents have left after paying for food and rent. 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