{"id":124432,"date":"2018-08-13T14:37:36","date_gmt":"2018-08-13T13:37:36","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=124432"},"modified":"2024-12-06T16:56:11","modified_gmt":"2024-12-06T16:56:11","slug":"how-to-get-a-universal-credit-budgeting-advance","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance","title":{"rendered":"How to get a universal credit budgeting advance"},"content":{"rendered":"<h3>What is a universal credit budgeting advance?<\/h3><p>A universal credit budgeting advance is an interest-free loan designed to help universal credit claimants pay for one-off or unforeseen expenses. Learn about how much you can borrow, and compare your other options with our guide.<\/p><h3 id=\"howdoesitwork\">How does a budgeting advance loan work?<\/h3><p>If you&#8217;re on universal credit or other benefits and need to cover a large upcoming expense, you can choose to receive some of your benefit upfront as a loan. The loan is then repaid over the next 12 months through your regular universal credit payments, which means you&#8217;ll receive a lower monthly payment until the loan amount has been paid off.<\/p><h4>How much can I borrow?<\/h4><p>The minimum amount you can claim on a budgeting advance loan is \u00a3100. The maximum amount depends on your personal circumstances and how much money you have in savings.<\/p><ul><li>For singles without dependent children, it&#8217;s \u00a3348.<\/li><li>For couples without dependent children, it&#8217;s \u00a3464.<\/li><li>For those with dependent children, it&#8217;s \u00a3812.<\/li><\/ul><p>However, if you have more than \u00a31,000 in savings, the amount you can borrow will be the figure above, less whatever savings you have above \u00a31,000. For example, if you&#8217;re a single person without any dependent children and you have \u00a31,100 in savings, the maximum you can borrow is reduced to \u00a3248 (\u00a3348 minus \u00a3100).<\/p><h3>How long does it take to get a budgeting advance?<\/h3><p>When you apply for a universal credit budgeting advance, you should receive a decision on the same day. The budgeting advance should then be paid into your bank account within 3 days but can be transferred on the same day in the case of an emergency.<\/p><h3>How to apply for a universal credit budgeting advance<\/h3><p>You can apply for a universal credit budgeting advance online, by contacting your local Jobcentre Plus work coach or by calling one of the universal credit helplines below. You&#8217;ll need to prove you have a valid need for the loan and can pay it back.<\/p><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><h4>Universal credit contact information<\/h4><p><strong>Universal Credit helpline<\/strong><\/p><ul class=\"list-1\"><li><strong>Telephone:<\/strong> 0800 328 5644<\/li><li><strong>Textphone:<\/strong> 0800 328 1344<\/li><li><strong>Relay UK (if you cannot hear or speak on the phone):<\/strong> call 18001 then 0800 328 5644<\/li><li><strong>Welsh language:<\/strong> 0800 328 1744<\/li><\/ul><p>Call centres are open Monday to Friday from 8am to 6pm.<\/p><\/div><\/article><h3 id=\"amieligible\">Am I eligible for a universal credit budgeting advance?<\/h3><p>The loan isn&#8217;t only available for universal credit claimants. You may be eligible for the loan if you&#8217;ve claimed any of the following benefits in the last 6 months:<\/p><ul><li>Universal credit<\/li><li>Jobseeker&#8217;s allowance (income-based)<\/li><li>Employment and support allowance (income-related)<\/li><li>Income support<\/li><li>Pension credit<\/li><\/ul><p>You must have earned less than \u00a32,600 in the past 6 months (or \u00a33,600 if you&#8217;re part of a couple) to be eligible for a loan.<\/p><p>However, you&#8217;ll likely be refused a budgeting advance if it appears that you may be unable to pay it back.<\/p><p>If you&#8217;ve claimed a budgeting advance in the past, you must have paid it back before you can claim another one.<\/p><p>If you&#8217;re struggling to meet essential expenses like rent or food while waiting for your first UC payment, you can ask for a <strong>universal credit advance<\/strong> instead. This is a different interest-free loan, although it&#8217;s also paid back via deductions from future UC payments.<\/p><h3>What can I use a universal credit budgeting advance for?<\/h3><p>A universal credit budgeting advance will only be approved if it&#8217;s being used for essential one-off expenses or charges, such as:<\/p><ul><li>Essential household items such as cookers, fridges or beds<\/li><li>Unexpected bills or a fine<\/li><li><a href=\"https:\/\/england.shelter.org.uk\/housing_advice\/private_renting\/rent_in_advance\" title=\"see also: paying rent in advance\" target=\"_blank\" rel=\"noopener noreferrer\"><\/a>Rent in advance<\/li><li>Removal costs if moving home<\/li><li>One-off expenses required for your job, such as uniform or equipment<\/li><li>Home repairs or essential improvements<\/li><\/ul><p>You&#8217;ll be asked what you&#8217;re planning to spend the money on. If you&#8217;re trying to claim a budgeting advance for ongoing costs (like food, travel or childcare) or one-off luxury purchases (like a new TV or event tickets), your claim will be denied.<\/p><h3>How do I repay a universal credit budgeting advance?<\/h3><p>Repayments are automatically deducted from future universal credit payments. These deductions are usually spread across your next 12 universal credit payments, and you can request that your payments not start for 3 months in exceptional circumstances.<\/p><p>If you no longer receive universal credit, you&#8217;ll still need to pay off the budgeting advance loan amount.<\/p><h3>What are my other options?<\/h3><p>If you&#8217;re struggling to afford rent, you could explore whether you&#8217;re eligible for a discretionary housing payment. This is another benefit available to those claiming housing benefits.<\/p><p>Benefit claimants are likely to have limited options when it comes to claiming loans. You may be eligible for a <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\/bad-credit-rating-credit-cards\">credit-builder credit card<\/a> or a short-term loan, but these have higher interest rates attached to them and could cause more problems than they solve. Only apply if you can afford to make the repayments on time and don&#8217;t have better options.<\/p><p>If you&#8217;re in extreme financial hardship, you may be eligible for financial assistance from your local council.<\/p><p>If you&#8217;re really struggling for ideas to cover an unexpected expense, consider seeking debt advice from an independent body, such as the <a href=\"https:\/\/www.moneyhelper.org.uk\" target=\"_blank\" rel=\"noopener noreferrer\">MoneyHelper<\/a>.<\/p><h3>The bottom line<\/h3><p>A universal credit budgeting advance is a useful option that could get universal credit claimants out of a sticky financial situation. Although the loan is interest-free, it will reduce your benefits for the next 12 months, so it should only be claimed if you can get by with a reduced benefit payment.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">How do I claim a universal credit budgeting advance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You can apply for a budgeting advance through your local Jobcentre Plus, either by phone, online or in-branch.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">How long will it take to receive my advance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>A decision on your application is usually made on the same day as your claim, and you typically won&#8217;t have to wait longer than the next working day to receive your loan.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">What are my options if I am refused a universal credit budgeting advance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You can&#8217;t appeal against your rejection, although you&#8217;re free to make a fresh application at any time.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">What happens if I stop receiving universal credit payments?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You&#8217;ll still have to pay back your loan. The Department for Work and Pensions will contact you to arrange for the payments to be deducted from your salary or other benefits.<\/p><\/div>\n  <\/div>\n<\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>Are you claiming universal credit and need to cover an unexpected expense? Find out how you can get an interest-free budgeting advance.<\/p>\n","protected":false},"author":195,"featured_media":123733,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[2603],"tags":[],"asset_tag":[],"class_list":["post-124432","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loans"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to get a universal credit budgeting advance - Finder UK<\/title>\n<meta name=\"description\" content=\"Are you claiming universal credit and need to cover an unexpected expense? 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to get a universal credit budgeting advance - Finder UK\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2017\/07\/secured_loans.jpg\",\"datePublished\":\"2018-08-13T13:37:36+00:00\",\"dateModified\":\"2023-08-24T11:18:13+00:00\",\"description\":\"Are you claiming universal credit and need to cover an unexpected expense? 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We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/2bcd9231d1c1e8ed47cffe934574b9ad\",\"name\":\"Chris Lilly\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ChrisLillyF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ChrisLillyF1_Finder_600x600.png\",\"caption\":\"Chris Lilly\"},\"description\":\"Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more.\",\"sameAs\":[\"https:\/\/twitter.com\/ChrisLillyCL\",\"https:\/\/www.linkedin.com\/in\/chris-lilly-46a15627\/\"],\"url\":\"https:\/\/www.finder.com\/uk\/author\/chrislilly\",\"jobTitle\":\"Head of publishing\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Loans & credit cards\"},{\"@type\":\"Thing\",\"name\":\"Building credit\"},{\"@type\":\"Thing\",\"name\":\"Financial health\"},{\"@type\":\"Thing\",\"name\":\"Share trading\"}],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-18233\",\"author\":{\"@type\":\"Person\",\"name\":\"Chloe\"},\"text\":\"Hi  could you tell me how to apply for a budgeting advance online I cant seem to find it\",\"datePublished\":\"2019-08-06 12:23:59\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-17921\",\"author\":{\"@type\":\"Person\",\"name\":\"nigel\"},\"text\":\"i had a advance of 600 from universal credit to pay my rent and food while i got my first payment my fridge freezer and microwave has broke can i get a loan from universal credit even though ive only paid 150 of the advance back\",\"datePublished\":\"2019-07-31 18:49:27\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-17020\",\"author\":{\"@type\":\"Person\",\"name\":\"Carol\"},\"text\":\"Can u pay a previous budgeting advance off early in order to apply for another?\",\"datePublished\":\"2019-07-10 08:21:33\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-16741\",\"author\":{\"@type\":\"Person\",\"name\":\"Sara westwood\"},\"text\":\"I am thinking of leaving my current job due to stress and deppression which is causing health problems. I am wondering what money I would get from universal credit.\",\"datePublished\":\"2019-07-04 15:47:14\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-15750\",\"author\":{\"@type\":\"Person\",\"name\":\"Stephen\"},\"text\":\"I want to make take out a loan am on universal credit\",\"datePublished\":\"2019-05-28 17:13:46\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-14958\",\"author\":{\"@type\":\"Person\",\"name\":\"Margaret\"},\"text\":\"Can you get a budgeting advance loan if you currently work?\",\"datePublished\":\"2019-05-09 13:19:28\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-14811\",\"author\":{\"@type\":\"Person\",\"name\":\"Chloe\"},\"text\":\"How do i claim online for a budgeting advance\",\"datePublished\":\"2019-05-05 22:03:54\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-14810\",\"author\":{\"@type\":\"Person\",\"name\":\"Julie\"},\"text\":\"Need to apply for budgeting advance. Cooker has broken.\",\"datePublished\":\"2019-05-05 21:57:22\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-14569\",\"author\":{\"@type\":\"Person\",\"name\":\"Sarah\"},\"text\":\"Can I get a budgeting advance I'm on universal credit and not enough money too live on plus not working due too health problems?\",\"datePublished\":\"2019-04-30 09:28:10\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-14526\",\"author\":{\"@type\":\"Person\",\"name\":\"Hazel\"},\"text\":\"I'd like to know why I am receiving no universal credit. We cannot live on my partner as his wages didn't cover outgoings. I have worked all my life and I feel wronged.\",\"datePublished\":\"2019-04-29 14:30:45\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-14315\",\"author\":{\"@type\":\"Person\",\"name\":\"Kelly\"},\"text\":\"Can I have a budgeting payment please for house hold items for beds ect\",\"datePublished\":\"2019-04-24 09:16:30\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-12771\",\"author\":{\"@type\":\"Person\",\"name\":\"Shaun\"},\"text\":\"Hi, \\n\\nI've currently just paid back my budgeting advance. I have a 3-year-old daughter in my care. What's the earnings threshold because I know single is 2,600 and a couple is 3,600 but nothing if you have kids? I work part-time and earn over 2,600 in 6 months so now not eligible for one?\",\"datePublished\":\"2019-03-28 17:28:48\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-12451\",\"author\":{\"@type\":\"Person\",\"name\":\"Lisa\"},\"text\":\"How do I get a budgeting loan\",\"datePublished\":\"2019-03-22 09:00:57\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-12277\",\"author\":{\"@type\":\"Person\",\"name\":\"Daniel\"},\"text\":\"Hello I would like to apply for working tax credit or universal credit  as I am told I am able to apply for it seen as though I'm working and not on a great income\",\"datePublished\":\"2019-03-18 12:16:32\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-11801\",\"author\":{\"@type\":\"Person\",\"name\":\"Ciaran\"},\"text\":\"I applied for a budgeting advance about a month ago and was only offered \u00a318. I have now paid back a loan and was wondering if I would be able to apply for one?\",\"datePublished\":\"2019-03-07 14:50:51\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-11673\",\"author\":{\"@type\":\"Person\",\"name\":\"Sarah\"},\"text\":\"Would I be able to get a budgeting loan for deposit on a new house as I\u2019m currently joint tenant with my friend and needing to move back to my home town an no means of paying a deposit on new house\",\"datePublished\":\"2019-03-04 19:09:25\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-11672\",\"author\":{\"@type\":\"Person\",\"name\":\"Danny\"},\"text\":\"Hi can anyone shed some light on the things we are entitled to but the dole don't tell us I ask for things and my work coach rather don't want to enquier about it or doesn't want to actknoledge I'm entitled to things thank you I mean things such as clothing vouchers ex as I am no fixed aboad\",\"datePublished\":\"2019-03-04 19:07:19\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-11475\",\"author\":{\"@type\":\"Person\",\"name\":\"Bella\"},\"text\":\"Hi Kirsty,\\n\\nThanks for your inquiry.\\n\\nYes. To apply for a Universal Credit advance you can:\\n\\n\u2013 speak to your Jobcentre Plus work coach\\n\u2013 apply through your online account\\n\u2013 call the Universal Credit helpline\\n\\nI hope this information helped.\\n\\nKind regards,\\nBella\",\"datePublished\":\"2019-02-27 20:43:16\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-11393\",\"author\":{\"@type\":\"Person\",\"name\":\"Tracey\"},\"text\":\"Would I be able to get an emergency budgeting advance for a new fridge and cooker? Only the oven and my cooler work now and I haven't had a fridge for several months as a can't afford them.\",\"datePublished\":\"2019-02-26 10:57:56\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-11271\",\"author\":{\"@type\":\"Person\",\"name\":\"Melisa\"},\"text\":\"I have been trying to apply for a loan but as I have no credit at all I have been refused all the time. I am in desperate need of a new bed for my 4-year-old and new fridge. Do you have a solution to help with funds today?\",\"datePublished\":\"2019-02-22 12:34:50\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-10974\",\"author\":{\"@type\":\"Person\",\"name\":\"Sharon\"},\"text\":\"Hi! I get universal credit. I sent messages as I have Crohn's and my purse was stolen in the post office and handed in without my money. Those were bills and food money. I don't get paid till 29th. I'm getting worried and upset. I have no credit on my phone I have a lot of pain today. Thank you.\",\"datePublished\":\"2019-02-15 13:58:58\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-10730\",\"author\":{\"@type\":\"Person\",\"name\":\"Jade\"},\"text\":\"Hi, I am in need of a budgeting advance as am moving house but I am currently paying my advance payment off, will I still be accepted?\",\"datePublished\":\"2019-02-10 20:17:31\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-10396\",\"author\":{\"@type\":\"Person\",\"name\":\"Kaci-may\"},\"text\":\"How do I apply for a Unversal credit loan.\",\"datePublished\":\"2019-01-31 21:40:15\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-10180\",\"author\":{\"@type\":\"Person\",\"name\":\"Anita\"},\"text\":\"Can I get a loan even if I don't receive Universal Credit?\",\"datePublished\":\"2019-01-27 13:29:40\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-10089\",\"author\":{\"@type\":\"Person\",\"name\":\"Ashley\"},\"text\":\"Hi. I applied today for a universal credit budgeting advance it was accepted will I get this today into my account or will I wait as she said it could be Monday \ud83d\ude25\",\"datePublished\":\"2019-01-24 12:53:43\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-10069\",\"author\":{\"@type\":\"Person\",\"name\":\"Simon\"},\"text\":\"When will I be next eligible for a budgeting advance?\",\"datePublished\":\"2019-01-23 22:04:57\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-9922\",\"author\":{\"@type\":\"Person\",\"name\":\"Andrew\"},\"text\":\"I've paid back all of my budgeting advance payment. Will I be able to get another one?\",\"datePublished\":\"2019-01-18 10:05:13\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-9856\",\"author\":{\"@type\":\"Person\",\"name\":\"Nazish\"},\"text\":\"Hi! Can I get budgeting advance if I only got one more payment to pay?\",\"datePublished\":\"2019-01-16 13:10:27\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-9827\",\"author\":{\"@type\":\"Person\",\"name\":\"Margaret\"},\"text\":\"I would like to apply for \u00a3300 until I next get paid, please?\",\"datePublished\":\"2019-01-15 15:57:05\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-9818\",\"author\":{\"@type\":\"Person\",\"name\":\"Elizabeth\"},\"text\":\"How can I find out if I've paid all my universal credit budgeting advance loan?\",\"datePublished\":\"2019-01-15 10:42:54\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-9763\",\"author\":{\"@type\":\"Person\",\"name\":\"David\"},\"text\":\"Can I get a universal advance payment loan?\",\"datePublished\":\"2019-01-13 09:16:56\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-9245\",\"author\":{\"@type\":\"Person\",\"name\":\"Linda\"},\"text\":\"I would like to know what a budgeting advance is please? Is it like a budgeting loan or different.\",\"datePublished\":\"2018-12-24 07:34:06\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-9154\",\"author\":{\"@type\":\"Person\",\"name\":\"Roberta\"},\"text\":\"Hi! I had a universal credit budgeting advance in June and was wondering if I would be allowed to get another one?\",\"datePublished\":\"2018-12-19 12:16:06\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-9151\",\"author\":{\"@type\":\"Person\",\"name\":\"Ian\"},\"text\":\"Hi just would like to know if I can apply for an advance payment?\",\"datePublished\":\"2018-12-19 11:13:32\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-8983\",\"author\":{\"@type\":\"Person\",\"name\":\"Thomas\"},\"text\":\"Can I apply for another advance loan if I still owe some money?\",\"datePublished\":\"2018-12-12 17:51:23\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-8468\",\"author\":{\"@type\":\"Person\",\"name\":\"Chenice\"},\"text\":\"Hello, Can I apply for a loan on the universal credit site?\",\"datePublished\":\"2018-11-26 14:19:05\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-7971\",\"author\":{\"@type\":\"Person\",\"name\":\"Billy\"},\"text\":\"Hi, I'm on universal credit. Is there any way I can get some money for today for bills as I'm not paid till 15.\",\"datePublished\":\"2018-11-11 10:10:53\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-7833\",\"author\":{\"@type\":\"Person\",\"name\":\"Becky\"},\"text\":\"How can I apply online? I have been looking for the right link for days.\",\"datePublished\":\"2018-11-04 08:31:24\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-7154\",\"author\":{\"@type\":\"Person\",\"name\":\"Rose\"},\"text\":\"Has universal credits stopped giving out budgeting advances just before Christmas now?\",\"datePublished\":\"2018-10-10 20:30:55\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-6906\",\"author\":{\"@type\":\"Person\",\"name\":\"Marilyn\"},\"text\":\"I have got into arrears with the rent is there any help available please\",\"datePublished\":\"2018-10-02 14:46:45\"},{\"@type\":\"Comment\",\"@id\":\"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-5710\",\"author\":{\"@type\":\"Person\",\"name\":\"Robert\"},\"text\":\"I have previously received a budgeting advance on universal credit but as I\u2019m due to start work in a few days would I be entitled to get another one to secure my new employment even if the prior advance hasn\u2019t been paid in full\",\"datePublished\":\"2018-08-29 17:14:20\"}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2023-08-24T11:18:13+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"How to get a universal credit budgeting advance - Finder UK","description":"Are you claiming universal credit and need to cover an unexpected expense? 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In his spare time Chris likes forcing his kids to exercise more.","sameAs":["https:\/\/twitter.com\/ChrisLillyCL","https:\/\/www.linkedin.com\/in\/chris-lilly-46a15627\/"],"url":"https:\/\/www.finder.com\/uk\/author\/chrislilly","jobTitle":"Head of publishing","knowsAbout":[{"@type":"Thing","name":"Loans & credit cards"},{"@type":"Thing","name":"Building credit"},{"@type":"Thing","name":"Financial health"},{"@type":"Thing","name":"Share trading"}],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/uk\/#organization","name":"Finder"}},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-18233","author":{"@type":"Person","name":"Chloe"},"text":"Hi  could you tell me how to apply for a budgeting advance online I cant seem to find it","datePublished":"2019-08-06 12:23:59"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-17921","author":{"@type":"Person","name":"nigel"},"text":"i had a advance of 600 from universal credit to pay my rent and food while i got my first payment my fridge freezer and microwave has broke can i get a loan from universal credit even though ive only paid 150 of the advance back","datePublished":"2019-07-31 18:49:27"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-17020","author":{"@type":"Person","name":"Carol"},"text":"Can u pay a previous budgeting advance off early in order to apply for another?","datePublished":"2019-07-10 08:21:33"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-16741","author":{"@type":"Person","name":"Sara westwood"},"text":"I am thinking of leaving my current job due to stress and deppression which is causing health problems. I am wondering what money I would get from universal credit.","datePublished":"2019-07-04 15:47:14"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-15750","author":{"@type":"Person","name":"Stephen"},"text":"I want to make take out a loan am on universal credit","datePublished":"2019-05-28 17:13:46"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-14958","author":{"@type":"Person","name":"Margaret"},"text":"Can you get a budgeting advance loan if you currently work?","datePublished":"2019-05-09 13:19:28"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-14811","author":{"@type":"Person","name":"Chloe"},"text":"How do i claim online for a budgeting advance","datePublished":"2019-05-05 22:03:54"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-14810","author":{"@type":"Person","name":"Julie"},"text":"Need to apply for budgeting advance. Cooker has broken.","datePublished":"2019-05-05 21:57:22"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-14569","author":{"@type":"Person","name":"Sarah"},"text":"Can I get a budgeting advance I'm on universal credit and not enough money too live on plus not working due too health problems?","datePublished":"2019-04-30 09:28:10"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-14526","author":{"@type":"Person","name":"Hazel"},"text":"I'd like to know why I am receiving no universal credit. We cannot live on my partner as his wages didn't cover outgoings. I have worked all my life and I feel wronged.","datePublished":"2019-04-29 14:30:45"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-14315","author":{"@type":"Person","name":"Kelly"},"text":"Can I have a budgeting payment please for house hold items for beds ect","datePublished":"2019-04-24 09:16:30"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-12771","author":{"@type":"Person","name":"Shaun"},"text":"Hi, \n\nI've currently just paid back my budgeting advance. I have a 3-year-old daughter in my care. What's the earnings threshold because I know single is 2,600 and a couple is 3,600 but nothing if you have kids? I work part-time and earn over 2,600 in 6 months so now not eligible for one?","datePublished":"2019-03-28 17:28:48"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-12451","author":{"@type":"Person","name":"Lisa"},"text":"How do I get a budgeting loan","datePublished":"2019-03-22 09:00:57"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-12277","author":{"@type":"Person","name":"Daniel"},"text":"Hello I would like to apply for working tax credit or universal credit  as I am told I am able to apply for it seen as though I'm working and not on a great income","datePublished":"2019-03-18 12:16:32"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-11801","author":{"@type":"Person","name":"Ciaran"},"text":"I applied for a budgeting advance about a month ago and was only offered \u00a318. I have now paid back a loan and was wondering if I would be able to apply for one?","datePublished":"2019-03-07 14:50:51"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-11673","author":{"@type":"Person","name":"Sarah"},"text":"Would I be able to get a budgeting loan for deposit on a new house as I\u2019m currently joint tenant with my friend and needing to move back to my home town an no means of paying a deposit on new house","datePublished":"2019-03-04 19:09:25"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-11672","author":{"@type":"Person","name":"Danny"},"text":"Hi can anyone shed some light on the things we are entitled to but the dole don't tell us I ask for things and my work coach rather don't want to enquier about it or doesn't want to actknoledge I'm entitled to things thank you I mean things such as clothing vouchers ex as I am no fixed aboad","datePublished":"2019-03-04 19:07:19"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-11475","author":{"@type":"Person","name":"Bella"},"text":"Hi Kirsty,\n\nThanks for your inquiry.\n\nYes. To apply for a Universal Credit advance you can:\n\n\u2013 speak to your Jobcentre Plus work coach\n\u2013 apply through your online account\n\u2013 call the Universal Credit helpline\n\nI hope this information helped.\n\nKind regards,\nBella","datePublished":"2019-02-27 20:43:16"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-11393","author":{"@type":"Person","name":"Tracey"},"text":"Would I be able to get an emergency budgeting advance for a new fridge and cooker? Only the oven and my cooler work now and I haven't had a fridge for several months as a can't afford them.","datePublished":"2019-02-26 10:57:56"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-11271","author":{"@type":"Person","name":"Melisa"},"text":"I have been trying to apply for a loan but as I have no credit at all I have been refused all the time. I am in desperate need of a new bed for my 4-year-old and new fridge. Do you have a solution to help with funds today?","datePublished":"2019-02-22 12:34:50"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-10974","author":{"@type":"Person","name":"Sharon"},"text":"Hi! I get universal credit. I sent messages as I have Crohn's and my purse was stolen in the post office and handed in without my money. Those were bills and food money. I don't get paid till 29th. I'm getting worried and upset. I have no credit on my phone I have a lot of pain today. Thank you.","datePublished":"2019-02-15 13:58:58"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-10730","author":{"@type":"Person","name":"Jade"},"text":"Hi, I am in need of a budgeting advance as am moving house but I am currently paying my advance payment off, will I still be accepted?","datePublished":"2019-02-10 20:17:31"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-10396","author":{"@type":"Person","name":"Kaci-may"},"text":"How do I apply for a Unversal credit loan.","datePublished":"2019-01-31 21:40:15"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-10180","author":{"@type":"Person","name":"Anita"},"text":"Can I get a loan even if I don't receive Universal Credit?","datePublished":"2019-01-27 13:29:40"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-10089","author":{"@type":"Person","name":"Ashley"},"text":"Hi. I applied today for a universal credit budgeting advance it was accepted will I get this today into my account or will I wait as she said it could be Monday \ud83d\ude25","datePublished":"2019-01-24 12:53:43"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-10069","author":{"@type":"Person","name":"Simon"},"text":"When will I be next eligible for a budgeting advance?","datePublished":"2019-01-23 22:04:57"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-9922","author":{"@type":"Person","name":"Andrew"},"text":"I've paid back all of my budgeting advance payment. Will I be able to get another one?","datePublished":"2019-01-18 10:05:13"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-9856","author":{"@type":"Person","name":"Nazish"},"text":"Hi! Can I get budgeting advance if I only got one more payment to pay?","datePublished":"2019-01-16 13:10:27"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-9827","author":{"@type":"Person","name":"Margaret"},"text":"I would like to apply for \u00a3300 until I next get paid, please?","datePublished":"2019-01-15 15:57:05"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-9818","author":{"@type":"Person","name":"Elizabeth"},"text":"How can I find out if I've paid all my universal credit budgeting advance loan?","datePublished":"2019-01-15 10:42:54"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-9763","author":{"@type":"Person","name":"David"},"text":"Can I get a universal advance payment loan?","datePublished":"2019-01-13 09:16:56"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-9245","author":{"@type":"Person","name":"Linda"},"text":"I would like to know what a budgeting advance is please? Is it like a budgeting loan or different.","datePublished":"2018-12-24 07:34:06"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-9154","author":{"@type":"Person","name":"Roberta"},"text":"Hi! I had a universal credit budgeting advance in June and was wondering if I would be allowed to get another one?","datePublished":"2018-12-19 12:16:06"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-9151","author":{"@type":"Person","name":"Ian"},"text":"Hi just would like to know if I can apply for an advance payment?","datePublished":"2018-12-19 11:13:32"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-8983","author":{"@type":"Person","name":"Thomas"},"text":"Can I apply for another advance loan if I still owe some money?","datePublished":"2018-12-12 17:51:23"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-8468","author":{"@type":"Person","name":"Chenice"},"text":"Hello, Can I apply for a loan on the universal credit site?","datePublished":"2018-11-26 14:19:05"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-7971","author":{"@type":"Person","name":"Billy"},"text":"Hi, I'm on universal credit. Is there any way I can get some money for today for bills as I'm not paid till 15.","datePublished":"2018-11-11 10:10:53"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-7833","author":{"@type":"Person","name":"Becky"},"text":"How can I apply online? I have been looking for the right link for days.","datePublished":"2018-11-04 08:31:24"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-7154","author":{"@type":"Person","name":"Rose"},"text":"Has universal credits stopped giving out budgeting advances just before Christmas now?","datePublished":"2018-10-10 20:30:55"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-6906","author":{"@type":"Person","name":"Marilyn"},"text":"I have got into arrears with the rent is there any help available please","datePublished":"2018-10-02 14:46:45"},{"@type":"Comment","@id":"https:\/\/www.finder.com\/uk\/personal-loans\/how-to-get-a-universal-credit-budgeting-advance#comment-5710","author":{"@type":"Person","name":"Robert"},"text":"I have previously received a budgeting advance on universal credit but as I\u2019m due to start work in a few days would I be entitled to get another one to secure my new employment even if the prior advance hasn\u2019t been paid in full","datePublished":"2018-08-29 17:14:20"}]},"article_modified_time":"2023-08-24T11:18:13+00:00"},"custom_fields":{"_content_type":["niche-content\/information\/how-to"],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\"}"],"_masthead_subheading":["{\"text\":\"Are you claiming universal credit and need to cover an unexpected expense? Find out how you can get an interest-free budgeting advance.\"}"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/124432"}],"collection":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/users\/195"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/comments?post=124432"}],"version-history":[{"count":11,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/124432\/revisions"}],"predecessor-version":[{"id":550312,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/posts\/124432\/revisions\/550312"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media\/123733"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/media?parent=124432"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/categories?post=124432"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/tags?post=124432"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/uk\/wp-json\/wp\/v2\/asset_tag?post=124432"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}