{"id":108475,"date":"2018-05-15T19:00:57","date_gmt":"2018-05-15T09:00:57","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=108475"},"modified":"2025-04-15T09:57:23","modified_gmt":"2025-04-15T08:57:23","slug":"stellar","status":"publish","type":"post","link":"https:\/\/www.finder.com\/uk\/cryptocurrency\/coins\/stellar","title":{"rendered":"What is Stellar Lumens (XLM)? A beginner\u2019s guide"},"content":{"rendered":"<p>Stellar is both a distributed payments network focused on fast and affordable cross-border transactions and a platform for hosting ICOs. Founded in 2014, the Stellar network also has its own digital currency unit, the Lumen (XLM), which is essential for making international payments and conducting quick transactions between different currencies.<\/p><p>If you want to know how Stellar works, the benefits it offers to users and why Lumens have become one of the world\u2019s top 10 cryptocurrencies by market cap at the time of writing, this guide will run you through everything you need to know.<\/p><div class=\"cryptoDisclaimer luna-card luna-card--alt\">\n    <div class=\"luna-card__block\">\n        <b>Disclaimer:<\/b> This information should not be interpreted as an endorsement of cryptocurrency or any specific\n        provider, service or offering. It is not a recommendation to trade.\n    <\/div>\n<\/div>\n<p>\t\t\t<script src=\"https:\/\/sandbox.finderlabs.co\/iframe-generic\/embed.js\"><\/script>\t\t\t<iframe id=\"\" class=\"js-iframe-generic-embed\" src=\"https:\/\/sandbox.finderlabs.co\/crypto-live\/?from=XLM&amp;to=GBP&amp;period=month\" width=\"100%\" scrolling=\"no\"><\/iframe><\/p><h3 id=\"Learn\"><b>What is Stellar (the network)?<\/b><\/h3><p>Stellar is a decentralised platform designed to make it fast, easy and affordable for users to transfer assets all around the world. Designed to connect banks, payment systems and people, Stellar allows you to \u201cmove money across borders quickly, reliably, and for fractions of a penny.\u201d In short, it wants to make cross-border payments quicker, cheaper and more secure than they are using current banking and remittance systems.<\/p><p>However, the Stellar network also acts as a platform for the launch of ICOs. Mobius Network, Smartlands and SureRemit are a few of the projects that have either held or are planning to run ICOs on Stellar.<\/p><div class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><h4>Skip ahead<\/h4><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><section id=\"toc\" class=\"wp\"><ul class=\"list-10\"><li><a class=\"scroll\" href=\"#Buy\">Where to buy Stellar Lumens<\/a><\/li><li><a class=\"scroll\" href=\"#Lumens\">What are Stellar Lumens?<\/a><\/li><li><a class=\"scroll\" href=\"#Unique\">What makes Stellar unique?<\/a><\/li><li><a class=\"scroll\" href=\"#Distribution\">Lumen distribution<\/a><\/li><li><a class=\"scroll\" href=\"#VS\">Stellar vs Ripple<\/a><\/li><li><a class=\"scroll\" href=\"#Technology\">The technology behind Stellar<\/a><\/li><li><a class=\"scroll\" href=\"#Works\">How Stellar works<\/a><\/li><\/ul><\/section><\/div><div class=\"u-grid__col u-1\/2@s\"><ul class=\"list-10\"><li><a class=\"scroll\" href=\"#Team\">Stellar team and history<\/a><\/li><li><a class=\"scroll\" href=\"#Partnerships\">Notable partnerships<\/a><\/li><li><a class=\"scroll\" href=\"#Next\">What\u2019s next for Stellar: the road map<\/a><\/li><li><a class=\"scroll\" href=\"#Watch\">What to watch out for<\/a><\/li><li><a class=\"scroll\" href=\"#Conclusion\">The bottom line<\/a><\/li><li><a class=\"scroll\" href=\"#FAQs\">Stellar Lumens FAQs<\/a><\/li><\/ul><\/div><\/div><\/div><\/div><h3 id=\"Buy\" class=\"no-margin-bottom\">Where to buy Stellar Lumens (XLM)<\/h3><div class=\"fin-text-grey text-x-small has-margin-bottom\">Table: shows partner brands and other brands, sorted by popularity<\/div><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        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class=\"mobileSort__root\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col \"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-136b88f2-1257-4b99-bd5e-bcd2c3b47994\">5 of 8 results<\/span><\/small><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"GXFCY\" data-site=\"GXFCY\" data-table-id=\"537\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-leadform-modal=\"\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"GXFCY\",\"fieldset\":\"exchanges\",\"template\":\"comparison\",\"category_id\":\"136b88f2-1257-4b99-bd5e-bcd2c3b47994\",\"category_name\":\"Stellar Lumens (XLM) - UK\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778334018}'><div class=\"comparisonHistory__root\"><\/div><table 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data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Finder Score\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"GXFCY.PRODUCT.DATAPOINT_FIAT_CURRENCIES_TABLE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"fiat_currencies\">\n                                                        Fiat currencies\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"GXFCY.PRODUCT.TEST_EXCHANGE_CRYPTOS_SUPPORTED_TABLE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"cryptocurrencies\">\n                                                        Cryptocurrencies\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature  sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"deposit_methods\">\n                                                        Deposit methods\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"disclaimer\">\n                                                        Disclaimer\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg 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font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr data-product-id=\"f12b5435-a490-4cf1-bb2a-df1fe9e05602\" data-provider-id=\"3916fa7a-0793-434f-b0e7-b2c701ce7e35\" data-product-name=\"Bitpanda Broker UK\" data-provider-name=\"Bitpanda\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/exchanges\/bitpanda-uk-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/688cb8c63b4dd.png\" alt=\"Bitpanda logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/688cb8c63b4dd.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/688cb8c63b4dd.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/688cb8c63b4dd.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/688cb8c63b4dd.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/688cb8c63b4dd.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('gxfcy')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/exchanges\/bitpanda-uk-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Bitpanda Broker UK<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,gxfcy.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('gxfcy')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                        border-top\n                                                                                rounded-top-left\n                                                            rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,gxfcy.product.datapoint_fiat_currencies_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fiat currencies\"><span><span class=\"detail-highlight\">1<\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"GBP only\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                                                                                                                                                middle-row\n                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,gxfcy.product.test_exchange_cryptos_supported_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Cryptocurrencies\"><span><span class=\"detail-highlight\">602<\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;strong&gt;Including:&lt;\/strong&gt; BTC, ETH, XRP, BCH, FET, LTC, ADA, XLM, TRX, NEO, DASH, XEM, VET, USDT, ETC, ICX, QTUM, BNB, OMG, ZEC, ZIL, LSK, ONT, ZRX, SC, WAN, DCR, WAVES, MKR, DOGE, IOST, SNT, DGB, BAT, LRC, ELF, KNC, LOOM, GAS, BNT, HT, SYS, LINK, POWR, HOT, MANA, ACT, RLC, REQ, THETA, CVC, STORJ, GTC, ZEN, ENJ, BLZ, GNO, MTL, DENT, AGI, DATA, TRAC, ADX, REN, AST, UTK, RVN, FUEL, MLN, SWFTC, STX, KEY, AIT, OMNI, ATM, MDT, OAX, NMR, CAT, LA, WCT, DOT, MEME, NTRN, ZRC, BIO, ALT, ACE, SAGA, XCN, GUN, TRUMP, IMX, CXT, LUNA, AI, GMT, UNI, SUPER, CHESS, RED, J, SCRT, VC, HONEY, SOIL, XTZ, ICNT, USDC, IOTX, EDU, PORTAL, MXC, ANKR, RIF, BTT, CELR, TFUEL, ORBS, ALGO, ONE, VRA, CHR, HYPER, QNT, PI, AERGO, LPT, HBAR, SNX, WAXP, DUSK, OKB, TRIO, STO, DMC, GOAL, HYPE, VTHO, AKRO, NKN, PROM, CHZ, CAM, CTK, GOAT, SHELL, ARB, RAD, ARPA, FURY, SPX, SOLO, TIA, RONIN, BST, NPC, EURC, OP, APT, DCK, TOKEN, GT, TAO, EGO, XVS, MAT, COMP, BMT, ASTR, PHB, BAND, OXT, TROY, KAVA, DEFI, XDC, MBL, CKB, IRIS, RSR, TT, OGN, HIVE, AVA, KSM, SXP, COTI, POL, CTSI, SOL, KDA, TRB, NOS, SCR, USDQ, ZORO, TWT, RPL, JST, ERG, DEEP, CTC, STMX, AR, WIN, BAL, DIA, UMA, YFI, FIO, CRV, AVAX, HNT, SUN, SUSHI, SAND, RUNE, EGLD, FIL, AAVE, ALPHA, BEL, CAKE, FLM, IDEX, INJ, NEAR, WEMIX, AUDIO, ROSE, STRAX, AXS, UNFI, SLP, BAKE, WOO, ACH, DF, FIS, PHA, JUV, PSG, SKL, GRT, GLM, 1INCH, CELO, ASR, GHST, REEF, SFP, TRU, API3, BADGER, FLOW, POLS, POND, DODO, AUCTION, FXS, BOND, ACM, OM, ALICE, PERP, XYM, FIDA, FORTH, CFX, TLM, XCH, ICP, CSPR, SHIB, PIXEL, ATA, FARM, LQTY, NFT, TAI, FORM, XCAD, MASK, AIOZ, JUP, VELO, FLUX, ORAI, PUNDIX, XEC, MINA, AKT, ZIG, XNO, CLV, LAYER, CVX, PYR, STRK, JASMY, LIME, ILV, METIS, DOG, RAY, CORE, QI, C98, PENDLE, GALA, LDO, MBOX, VSN, XFI, YGG, RARE, ORCA, CITY, AGLD, SAMO, DYDX, MOVR, MNT, LAZIO, SSV, ZK, CPOOL, FLOKI, ENS, PEOPLE, ADS, PORTO, SANTOS, BICO, BOBA, GMX, VOXEL, HIGH, OSMO, JOE, LOOKS, SYN, GLMR, ACA, COW, MAGIC, SIDUS, LOKA, AXL, ICE, TH, WAL, ALPINE, BABY, XAI, REI, APE, SD, RITE, STG, LUNC, XRD, ULTI, ACX, BLAST, ERA, COOKIE, CCD, LEVER, POLYX, SIGN, IAG, CHEQ, ETHW, SWEAT, NAKA, ID, NIL, NFP, WLD, HFT, DEGEN, ZORA, ZERO, HOOK, FOMO, HIPPO, RDNT, BONK, KAS, THE, HIFI, WSI, BLUR, PRIME, CGPT, PEPE, SUI, TURBO, ORDI, LMWR, LAI, CETUS, MAV, VELODROME, LYX, COREUM, SOPH, ARKM, WIFI, CYBER, SEI, G, C, AITECH, BIGTIME, PYTH, JTO, FLIP, ARTY, COQ, VANRY, VIC, MYRO, ONDO, WIF, MANTA, ZETA, SNEK, SAROS, SQR, DCB, GTAI, HGPT, CHAPZ, SERSH, F3, APP, DMAIL, OBT, DUEL, MAVIA, DYM, FPS, NAVX, DEVVE, BOME, ETHFI, AEVO, SLN, BCUT, ENA, W, AERO, TNSR, VENOM, BRETT, MEW, MOG, SLERF, ZBCN, PONKE, ATR, CREO, POPCAT, ESE, ZEUS, MERL, LL, SAFE, KMNO, REZ, MSN, BB, GIGA, BEAMX, QUBIC, APU, VIRTUAL, DRIFT, SQD, XSWAP, VDA, WSDM, PIRATE, TAIKO, WLTH, EURCV, RENDER, IO, ATH, ZRO, LISTA, BEER, LKI, UXLINK, SUNDOG, SLF, L3, NEIRO, ORDER, PIXFI, A8, CLOUD, MOCA, AVAIL, RFRM, TOSHI, DEAI, PHIL, BUZ, AGENT, EIGEN, CARV, MOODENG, PUFFER, SYNT, DBR, MOVE, LUMIA, PNUT, GRASS, FWOG, AIC, SWELL, LVLY, HPOS10I, SYRUP, MORPHO, OL, ME, SUPRA, PEAQ, F, GOATS, ZEREBRO, SDM, KIMA, WOD, HAPPY, FARTCOIN, PENGU, AI16Z, GRIFFAIN, LINGO, MELANIA, S, VINE, ANIME, AIXBT, ALCH, D, GPS, PLUME, SONIC, SWARMS, VANA, BERA, KAIA, HEI, IP, KAITO, SOSO, RBNT, TMAI, SUIAI, WMTX, MUBARAK, ROAM, EPIC, LGCT, PARTI, TUT, MLC, QBX, FHE, KERNEL, PROMPT, EUROP, HAEDAL, INIT, DOLO, NXPC, SXT, AWE, HUMA, DOOD, ZKSYNC, A, BDXN, OBOL, SPK, TREE, SAHARA, NEWT, ES, QUICKNEW, NEIROCTO, RWAINC, MRSOON, H\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                                                  border-bottom\n                                                                                                                                                     sorter-false\" data-sortvalue=\"Bank transfer (ACH),Debit card,PayPal,Apple Pay\" data-column-index=\"4\" data-decorator=\"text,global.value.list\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Deposit methods\">\n                        Bank transfer (ACH),           Debit card,           PayPal,          Apple Pay\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a aria-hidden=\"false\" data-product-id=\"f12b5435-a490-4cf1-bb2a-df1fe9e05602\" data-product-name=\"Bitpanda Broker UK\" data-niche=\"Cryptocurrency\" data-provider-name=\"Bitpanda\" data-rewards-campaign-name=\"\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/gx\/cryptocurrency\/bitpanda-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22GXFCY%22%2C%22fieldset%22%3A%22exchanges%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22136b88f2-1257-4b99-bd5e-bcd2c3b47994%22%2C%22category_name%22%3A%22Stellar%2BLumens%2B%2528XLM%2529%2B-%2BUK%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778334018%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%221%22%2C%22product_name%22%3A%22Bitpanda%2BBroker%2BUK%22%2C%22product_id%22%3A%22f12b5435-a490-4cf1-bb2a-df1fe9e05602%22%2C%22offer_id%22%3A%2226431%22%2C%22post_id%22%3A%22108475%22%2C%22post_path%22%3A%22cryptocurrency%252Fcoins%252Fstellar%22%2C%22post_country%22%3A%22uk%22%7D\" class=\" luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to the Bitpanda website to learn more about this product\">    Go to site  <\/a><p class=\"disclaimer-text disclaimer-text__right\">    Capital at risk  <\/p><a href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/exchanges\/bitpanda-uk-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Further details about the Bitpanda Broker UK\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-f12b5435-a490-4cf1-bb2a-df1fe9e05602\" value=\"f12b5435-a490-4cf1-bb2a-df1fe9e05602\" name=\"productID\" _productname=\" 9.8Excellent                            Bitpanda Broker UK            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.8,\"badges\":[],\"productId\":\"f12b5435-a490-4cf1-bb2a-df1fe9e05602\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-f12b5435-a490-4cf1-bb2a-df1fe9e05602\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"58db55b5-5ede-401b-8ab4-030a1670e562\" data-provider-id=\"93014eb4-9ea4-4f99-b53e-99658eaff0c4\" data-product-name=\"Crypto.com App\" data-provider-name=\"Crypto.com\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/exchanges\/crypto-com-app-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/66f191bac8871.png\" alt=\"Crypto.com logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66f191bac8871.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66f191bac8871.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66f191bac8871.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66f191bac8871.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66f191bac8871.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('gxfcy')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/exchanges\/crypto-com-app-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Crypto.com App<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body awards-badge__body hasPopover\" rel=\"popover\" data-content=\"Crypto.com was the winner of the &lt;b&gt;Altcoins&lt;\/b&gt; and &lt;b&gt;Extra Features&lt;\/b&gt; awards in the &lt;a href='https:\/\/www.finder.com\/uk\/finder-crypto-trading-platform-awards-2023'&gt;Finder Crypto Trading Platform Awards 2023&lt;\/a&gt;.\" data-html=\"true\"><span class=\"badge-text\">Finder Award<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,gxfcy.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('gxfcy')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                        border-top\n                                                                                rounded-top-left\n                                                            rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,gxfcy.product.datapoint_fiat_currencies_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fiat currencies\"><span><span class=\"detail-highlight\">31<\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;strong&gt;Including:&lt;\/strong&gt; GBP, AUD, EUR, INR, BRL, BGN, CAD, CLP, CNY, COP, DKK, USD, HKD, IDR, JPY, CHF, MOP, MYR, MXN, MDL, ZAR, NOK, PHP, RON, SAR, SGD, KRW, SEK, TWD, THB, TRY\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                                                                                                                                                middle-row\n                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,gxfcy.product.test_exchange_cryptos_supported_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Cryptocurrencies\"><span><span class=\"detail-highlight\">299<\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;strong&gt;Including:&lt;\/strong&gt; BTC, ETH, XRP, BCH, EOS, FET, LTC, ADA, XLM, NEO, VET, USDT, ETC, ICX, QTUM, OMG, ZIL, LSK, ONT, ZRX, SC, WAVES, REP, MKR, DOGE, IOST, SNT, DGB, WTC, BAT, LRC, ELF, KNC, GAS, BNT, LINK, POWR, HOT, MANA, RLC, REQ, THETA, STORJ, GTC, ANT, ENJ, BLZ, GNO, DATA, CRPT, REN, RVN, MLN, DAI, STX, AMP, MDT, NMR, DOT, DAR, ONG, ATOM, IMX, GMT, UNI, HERO, SUPER, CHESS, XTZ, XYO, KRL, FTM, IOTX, MXC, ANKR, CRO, PLA, CELR, MATIC, TFUEL, ALGO, ONE, VRA, CHR, QNT, AERGO, LIT, LPT, HBAR, SNX, WAXP, IQ, WBTC, PAXG, VTHO, ZBC, NKN, OCEAN, CHZ, ARB, RAD, ARPA, OP, NUM, APT, BOSON, MULTI, COMP, ASTR, BAND, COS, OXT, KAVA, MBL, CKB, IRIS, RSR, BIFI, KLAY, OGN, KSM, COTI, CTSI, SOL, TRB, ALI, RPL, AR, BAL, DIA, UMA, YFI, CRV, AVAX, HNT, SUSHI, SAND, RUNE, ORN, EGLD, FIL, AAVE, ALPHA, IDEX, INJ, NEAR, MLK, WEMIX, AUDIO, KP3R, STRAX, AXS, UNFI, SLP, WOO, ACH, FIS, SKL, GRT, GLM, 1INCH, GHST, REEF, TRU, API3, BADGER, FLOW, POLS, POND, FXS, BOND, RLY, ALICE, PERP, ALCX, FORTH, RARI, XCH, ICP, CSPR, SHIB, PRQ, CUDOS, ELON, FARM, LEASH, LQTY, QUICK, MASK, AIOZ, VELO, FLUX, RNDR, CQT, MINA, AKT, XNO, ERN, CVX, PYR, JASMY, ILV, METIS, QI, HOD, C98, SPS, PENDLE, GALA, LDO, YGG, EFI, GAL, PUSH, RARE, ORCA, SDN, SPELL, MC, AGLD, DYDX, GEL, QRDO, MOVR, FLOKI, ENS, GODS, DERC, VVS, BICO, BOBA, GMX, VOXEL, HIGH, RADAR, OSMO, FLR, RBN, JOE, OOKI, AURORA, TONIC, SYN, GARI, GLMR, ACA, MAGIC, LOKA, AXL, T, PSTAKE, APE, SD, STG, BONE, FITFI, NEON, EPX, LUNC, LUNA2, GNS, MMF, POLYX, OLE, ETHW, MTD, SWEAT, FER, WLD, HFT, BEAT, ARCH, DIP, XPLA, RDNT, BONK, CANTO, BLUR, SUDO, VNO, SUI, ORDI, LMWR, MAV, BRICK, KYVE, COQ, VANRY, ONDO, CROID, DYM, BOME, MOBILE, SLN, SQT, ENA, AERO, PRCL, SAFE\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                                                  border-bottom\n                                                                                                                                                     sorter-false\" data-sortvalue=\"Cryptocurrency,Debit card,SEPA,Faster Payments (FPS),Apple Pay,Google Pay\" data-column-index=\"4\" data-decorator=\"text,global.value.list\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Deposit methods\">\n                        Cryptocurrency,           Debit card,           SEPA,           Faster Payments (FPS),           Apple Pay,          Google Pay\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a aria-hidden=\"false\" data-product-id=\"58db55b5-5ede-401b-8ab4-030a1670e562\" data-product-name=\"Crypto.com App\" data-niche=\"Cryptocurrency\" data-provider-name=\"Crypto.com\" data-rewards-campaign-name=\"\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/gx\/cryptocurrency\/crypto-com-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22GXFCY%22%2C%22fieldset%22%3A%22exchanges%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22136b88f2-1257-4b99-bd5e-bcd2c3b47994%22%2C%22category_name%22%3A%22Stellar%2BLumens%2B%2528XLM%2529%2B-%2BUK%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778334018%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%222%22%2C%22product_name%22%3A%22Crypto.com%2BApp%22%2C%22product_id%22%3A%2258db55b5-5ede-401b-8ab4-030a1670e562%22%2C%22offer_id%22%3A%2226687%22%2C%22post_id%22%3A%22108475%22%2C%22post_path%22%3A%22cryptocurrency%252Fcoins%252Fstellar%22%2C%22post_country%22%3A%22uk%22%7D\" class=\" luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to the Crypto.com website to learn more about this product\">    Go to site  <\/a><p class=\"disclaimer-text disclaimer-text__right\">    Capital at risk  <\/p><a href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/exchanges\/crypto-com-app-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Further details about the Crypto.com App\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-58db55b5-5ede-401b-8ab4-030a1670e562\" value=\"58db55b5-5ede-401b-8ab4-030a1670e562\" name=\"productID\" _productname=\" 9.8Excellent                            Crypto.com AppFinder Award            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.8,\"badges\":[\"finder_awards\"],\"productId\":\"58db55b5-5ede-401b-8ab4-030a1670e562\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-58db55b5-5ede-401b-8ab4-030a1670e562\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"62107bc8-e032-4f03-8881-3319dbf6bc45\" data-provider-id=\"349657f8-f93f-44a3-8006-410ed29fadb9\" data-product-name=\"IG\" data-provider-name=\"IG Markets\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/69577251d62e7.png\" alt=\"IG Markets logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/69577251d62e7.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/69577251d62e7.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/69577251d62e7.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/69577251d62e7.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/69577251d62e7.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('gxfcy')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>IG<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,gxfcy.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('gxfcy')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                        border-top\n                                                                                rounded-top-left\n                                                            rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,gxfcy.product.datapoint_fiat_currencies_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fiat currencies\"><span><span class=\"detail-highlight\">1<\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"Government-issued fiat currencies which can be deposited and used to purchase cryptocurrency. only\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                                                                                                                                                middle-row\n                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,gxfcy.product.test_exchange_cryptos_supported_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Cryptocurrencies\"><span><span class=\"detail-highlight\">58<\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;strong&gt;Including:&lt;\/strong&gt; BTC, ETH, XRP, FET, LTC, ADA, XLM, ZRX, MKR, DOGE, BAT, LINK, GNO, STX, DOT, ATOM, IMX, USDC, ANKR, ALGO, CHZ, ARB, TIA, OP, APT, COMP, POL, SOL, BAL, YFI, CRV, AVAX, SUSHI, SAND, FIL, AAVE, INJ, NEAR, AXS, GRT, 1INCH, ICP, SHIB, AIOZ, RNDR, AKT, CHAIN, LDO, ZK, FLOKI, ENS, BONK, PEPE, SUI, SEI, ONDO, WIF, RENDER\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                                                  border-bottom\n                                                                                                                                                     sorter-false\" data-sortvalue=\"Bank transfer,Debit card,Apple Pay\" data-column-index=\"4\" data-decorator=\"text,global.value.list\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Deposit methods\">\n                        Bank transfer,           Debit card,          Apple Pay\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a aria-hidden=\"false\" data-product-id=\"62107bc8-e032-4f03-8881-3319dbf6bc45\" data-product-name=\"IG\" data-niche=\"Cryptocurrency\" data-provider-name=\"IG Markets\" data-rewards-campaign-name=\"\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/gx\/cryptocurrency\/ig-crypto-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22GXFCY%22%2C%22fieldset%22%3A%22exchanges%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22136b88f2-1257-4b99-bd5e-bcd2c3b47994%22%2C%22category_name%22%3A%22Stellar%2BLumens%2B%2528XLM%2529%2B-%2BUK%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778334018%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%223%22%2C%22product_name%22%3A%22IG%22%2C%22product_id%22%3A%2262107bc8-e032-4f03-8881-3319dbf6bc45%22%2C%22offer_id%22%3A%2226931%22%2C%22post_id%22%3A%22108475%22%2C%22post_path%22%3A%22cryptocurrency%252Fcoins%252Fstellar%22%2C%22post_country%22%3A%22uk%22%7D\" class=\" luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to the IG Markets website to learn more about this product\">    Go to site  <\/a><p class=\"disclaimer-text \">    Capital at risk  <\/p><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Further details about the IG\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-62107bc8-e032-4f03-8881-3319dbf6bc45\" value=\"62107bc8-e032-4f03-8881-3319dbf6bc45\" name=\"productID\" _productname=\" 9Excellent                            IG            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"62107bc8-e032-4f03-8881-3319dbf6bc45\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-62107bc8-e032-4f03-8881-3319dbf6bc45\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"508c660e-c2e9-4381-b137-368eac23bb3a\" data-provider-id=\"cbcbf242-3414-4b27-ac3c-102c0bb27cb1\" data-product-name=\"Kraken\" data-provider-name=\"Kraken\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/exchanges\/kraken-exchange-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/66f190d28c6bb.png\" alt=\"Kraken logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66f190d28c6bb.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66f190d28c6bb.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66f190d28c6bb.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66f190d28c6bb.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66f190d28c6bb.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('gxfcy')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">10<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/exchanges\/kraken-exchange-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Kraken<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body awards-badge__body hasPopover\" rel=\"popover\" data-content=\"Kraken was the winner of the &lt;b&gt;Overall&lt;\/b&gt; and &lt;b&gt;Advanced Trading&lt;\/b&gt; awards in the &lt;a href='https:\/\/www.finder.com\/uk\/finder-crypto-trading-platform-awards-2023'&gt;Finder Crypto Trading Platform Awards 2023&lt;\/a&gt;. It was also a winner in the &lt;a href='https:\/\/www.finder.com\/uk\/cryptocurrency\/finder-crypto-innovation-awards-2023'&gt;Finder Crypto Innovation Awards 2023&lt;\/a&gt;\" data-html=\"true\"><span class=\"badge-text\">Finder Award<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,gxfcy.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('gxfcy')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">10<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                        border-top\n                                                                                rounded-top-left\n                                                            rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,gxfcy.product.datapoint_fiat_currencies_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fiat currencies\"><span><span class=\"detail-highlight\">7<\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;strong&gt;Including:&lt;\/strong&gt; GBP, AUD, EUR, CAD, USD, JPY, CHF\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                                                                                                                                                middle-row\n                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,gxfcy.product.test_exchange_cryptos_supported_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Cryptocurrencies\"><span><span class=\"detail-highlight\">469<\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;strong&gt;Including:&lt;\/strong&gt; BTC, ETH, XRP, BCH, EOS, FET, LTC, ADA, XLM, TRX, DASH, XMR, USDT, ETC, ICX, QTUM, BNB, RAIIN, OMG, ZEC, DRV, Farm, kBTC, LOCKIN, MICHI, SIGMA, LSK, NANO, ZRX, SC, REP, MKR, DOGE, BAT, LRC, KNC, BNT, SKY, KIN, LINK, POWR, MANA, ACT, RLC, REQ, CVC, STORJ, GTC, ENJ, BLZ, GNO, DENT, TRAC, ADX, REN, MLN, DAI, PRO, STX, KEY, AURA, OMNI, MOON, , NMR, CAT, TUSD, POLIS, OXY, WCT, AVT, AIR, DOT, MEME, NTRN, BIO, ALT, SAGA, XCN, ARC, GUN, TRUMP, ATOM, IMX, CXT, LUNA, GMT, UNI, GAIA, SUPER, RED, SCRT, HONEY, XTZ, ICNT, ANON, BSX, GST, USDC, PORTAL, MXC, BEAM, ANKR, CRO, BTT, PLA, CELR, ALGO, CHR, QNT, LIT, LPT, HBAR, SNX, EURT, WBTC, PAXG, BIT, DMC, OCEAN, USDS, CHZ, GOAT, ARB, RAD, ARPA, SPX, TIA, NPC, OP, APT, TOKEN, B3, TAO, MAT, MULTI, COMP, BMT, ASTR, PUMP, BAND, OXT, KAVA, RSR, EWT, LCX, BNC, OGN, KSM, SXP, COTI, POL, CTSI, SOL, NOS, USDQ, RPL, JST, DEEP, AR, KAR, WIN, BAL, UMA, YFI, SRM, REPV2, CRV, AVAX, HNT, SUN, SUSHI, SAND, RUNE, EGLD, FIL, AAVE, ALPHA, CAKE, IDEX, INJ, NEAR, AUDIO, KP3R, AXS, UNFI, KEEP, TBTC, WOO, XRT, ACH, FIS, PHA, GRT, 1INCH, CELO, GHST, TRU, API3, BADGER, FLOW, POLS, POND, AUCTION, FXS, BOND, TVK, OM, ALICE, PERP, MIR, ALCX, ROOK, FIDA, FORTH, TLM, RARI, ICP, SHIB, CORN, LQTY, MASK, AIOZ, JUP, FLUX, GENS, MINA, AKT, CLV, LAYER, CVX, CFG, STRK, JASMY, METIS, DOG, STEP, RAY, RBC, QI, TON, USDG, DUCK, C98, PENDLE, GALA, LDO, PICA, VSN, YGG, GAL, RARE, MNGO, ORCA, SDN, SPELL, MC, AGLD, SAMO, DYDX, TOKE, MOVR, MNT, SSV, CPOOL, SGB, FLOKI, ENS, BICO, ATLAS, BOBA, MSOL, GMX, OSMO, FLR, JOE, KILT, GFI, SYN, GARI, GLMR, ACA, COW, SBR, KINT, EPT, T, JUNO, PSTAKE, DOGS, WAL, BABY, SPICE, APE, MV, STG, NYM, USDD, LUNA2, TEER, ACX, USTC, COOKIE, EUL, CCD, WELL, INTR, CSM, ETHW, NODL, SWEAT, WAXL, NIL, WLD, HFT, DEGEN, ZORA, HIPPO, BONK, KAS, CHEX, BLUR, HDX, LSETH, PRIME, KUJI, PEPE, SUI, TURBO, LMWR, APENFT, VELODROME, GOMINING, ARKM, BRICK, CYBER, SEI, PYUSD, G, OTP, BIGTIME, PYTH, JTO, COQ, VANRY, METH, ONDO, WIF, ZETA, SNEK, WEN, DYM, ETHFI, AEVO, ENA, W, AERO, TNSR, MEW, MOG, PONKE, PRCL, POPCAT, ZEUS, MERL, SAFE, KMNO, REZ, TREMP, NOT, GIGA, APU, VIRTUAL, DRIFT, RENDER, ATH, BODEN, ZRO, ZEX, SUNDOG, L3, NEIRO, ORDER, CLOUD, HMSTR, TOSHI, STRD, EIGEN, MOODENG, PUFFER, DBR, MOVE, PNUT, GRASS, FWOG, CHEEMS, SWELL, HPOS10I, RETARDIO, SYRUP, MORPHO, EURQ, USUAL, ME, PEAQ, ZEREBRO, FARTCOIN, PENGU, AI16Z, GRIFFAIN, MELANIA, S, VINE, AIXBT, ALCH, CLANKER, PLUME, SONIC, SWARMS, UFD, BERA, VVV, IP, EURR, USDR, JAILSTOOL, ANLOG, KAITO, AVAAI, SOSO, LOFI, BANANAS31, PARTI, EDGE, ELX, GHIBLI, K, CMETH, FHE, ODOS, KERNEL, PROMPT, RLUSD, EUROP, TERM, TITCOIN, INIT, DOLO, SXT, RIZE, KOBAN, A, BDXN, ASRR, ESX, JITOSOL, M, RUJI, SOGNI, SPK, TANSSI, TREE, USDUC, CHILLHOUSE, XNY, ES, LSSOL, KET, MUBAR\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                                                  border-bottom\n                                                                                                                                                     sorter-false\" data-sortvalue=\"Bank transfer,Cryptocurrency,Debit card,PayPal,Faster Payments (FPS),Apple Pay,Google Pay,SWIFT\" data-column-index=\"4\" data-decorator=\"text,global.value.list\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Deposit methods\">\n                        Bank transfer,           Cryptocurrency,           Debit card,           PayPal,           Faster Payments (FPS),           Apple Pay,           Google Pay,          SWIFT\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"&lt;strong&gt;Not available in Japan&lt;\/strong&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Disclaimer\"><strong>Not available in Japan<\/strong><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a aria-hidden=\"false\" data-product-id=\"508c660e-c2e9-4381-b137-368eac23bb3a\" data-product-name=\"Kraken\" data-niche=\"Cryptocurrency\" data-provider-name=\"Kraken\" data-rewards-campaign-name=\"\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/gx\/cryptocurrency\/kraken-exchange-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22GXFCY%22%2C%22fieldset%22%3A%22exchanges%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22136b88f2-1257-4b99-bd5e-bcd2c3b47994%22%2C%22category_name%22%3A%22Stellar%2BLumens%2B%2528XLM%2529%2B-%2BUK%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778334018%22%2C%22position%22%3A%224%22%2C%22product_name%22%3A%22Kraken%22%2C%22product_id%22%3A%22508c660e-c2e9-4381-b137-368eac23bb3a%22%2C%22offer_id%22%3A%2225978%22%2C%22post_id%22%3A%22108475%22%2C%22post_path%22%3A%22cryptocurrency%252Fcoins%252Fstellar%22%2C%22post_country%22%3A%22uk%22%7D\" class=\" luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to the Kraken website to learn more about this product\">    Go to site  <\/a><p class=\"disclaimer-text disclaimer-text__right\">    Capital at risk  <\/p><a href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/exchanges\/kraken-exchange-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Further details about the Kraken\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-508c660e-c2e9-4381-b137-368eac23bb3a\" value=\"508c660e-c2e9-4381-b137-368eac23bb3a\" name=\"productID\" _productname=\" 10Excellent                            KrakenFinder Award            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":10,\"badges\":[\"finder_awards\"],\"productId\":\"508c660e-c2e9-4381-b137-368eac23bb3a\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-508c660e-c2e9-4381-b137-368eac23bb3a\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"4e5d1d07-20eb-4ce4-9979-8ac011b31cac\" data-provider-id=\"af88b507-6960-4cbd-b552-f8f6d85bc49e\" data-product-name=\"Coinbase\" data-provider-name=\"Coinbase\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/exchanges\/coinbase-exchange-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/623097f3de10c.png\" alt=\"Coinbase logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/623097f3de10c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/623097f3de10c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/623097f3de10c.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/623097f3de10c.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/623097f3de10c.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('gxfcy')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/exchanges\/coinbase-exchange-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Coinbase<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,gxfcy.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('gxfcy')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                        border-top\n                                                                                rounded-top-left\n                                                            rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,gxfcy.product.datapoint_fiat_currencies_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fiat currencies\"><span><span class=\"detail-highlight\">23<\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;strong&gt;Including:&lt;\/strong&gt; GBP, AUD, EUR, BGN, CAD, CLP, HRK, CZK, DKK, USD, GIP, HUF, ISK, CHF, MXN, NOK, PLN, RON, SGD, SEK, GGP, IMP, JEP\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                                                                                                                                                middle-row\n                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,gxfcy.product.test_exchange_cryptos_supported_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Cryptocurrencies\"><span><span class=\"detail-highlight\">256<\/span><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;strong&gt;Including:&lt;\/strong&gt; BTC, ETH, BCH, EOS, FET, LTC, ADA, XLM, DASH, USDT, ETC, OMG, ZEC, ZRX, REP, MKR, DOGE, SNT, BAT, LRC, POLY, KNC, LOOM, ELA, BNT, LINK, POWR, MANA, RLC, REQ, CVC, STORJ, QSP, GTC, ANT, ENJ, BLZ, ABT, GNO, MTL, TRAC, CRPT, REN, AST, DNT, MLN, DAI, SWFTC, STX, AMP, MUSE, MDT, NMR, NCT, TIME, PLU, AVT, COVAL, DOT, DAR, ATOM, CTX, IMX, GMT, UNI, SUPER, XTZ, XYO, PAX, KRL, SHPING, FOX, GST, USDC, BSV, GUSD, IOTX, MXC, ANKR, CRO, PLA, CELR, MATIC, ALGO, QNT, AERGO, LIT, LPT, HBAR, SNX, WBTC, BIT, FX, NKN, OCEAN, BUSD, CHZ, ARB, RAD, ARPA, OP, APT, INV, RAI, COMP, BAND, OXT, KAVA, LCX, VGX, OGN, KSM, SYLO, COTI, CTSI, SOL, TRB, NEST, DREP, NU, RPL, CGLD, BAL, DIA, UMA, YFI, CRV, AVAX, YFII, SUSHI, SAND, ORN, EGLD, FIL, AAVE, IDEX, INJ, NEAR, AUDIO, ROSE, AXS, UNFI, KEEP, ACH, FIS, SKL, GRT, GLM, 1INCH, GHST, TRU, API3, BADGER, FLOW, POLS, POND, AUCTION, BOND, RLY, SUKU, TVK, ALICE, PERP, MIR, ALCX, FIDA, FORTH, RARI, ICP, SHIB, ATA, PRQ, DEXT, FARM, LQTY, QUICK, MASK, AIOZ, JUP, ALEPH, PUNDIX, INDEX, RNDR, MINA, GYEN, CLV, ERN, CVX, MATH, PYR, TONE, JASMY, ILV, METIS, HOPR, TRIBE, QI, PNG, C98, ASM, ACS, DDX, GALA, LDO, RGT, GAL, RARE, ORCA, SPELL, GNT1, BTRST, AGLD, MCO2, ENS, GODS, BICO, BOBA, MEDIA, MSOL, VOXEL, DESO, HIGH, FLR, WCFG, MPL, OOKI, AURORA, SYN, GFI1, PRO1, MAGIC, LOKA, AXL, MUSD, UPI, T, APE, STG, WAMPL, MNDE, XMON, EUROC, MONA1, FORT1, CBETH, WAXL, 00, HFT, XCN2, BLUR, DYP1, RBN2, LSETH, PRIME, DIMO, 0\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                     data-row                     \n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                                                  border-bottom\n                                                                                                                                                     sorter-false\" data-sortvalue=\"Bank transfer,Credit card,Cryptocurrency,Debit card,PayPal\" data-column-index=\"4\" data-decorator=\"text,global.value.list\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Deposit methods\">\n                        Bank transfer,           Credit card,           Cryptocurrency,           Debit card,          PayPal\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a aria-hidden=\"false\" data-product-id=\"4e5d1d07-20eb-4ce4-9979-8ac011b31cac\" data-product-name=\"Coinbase\" data-niche=\"Cryptocurrency\" data-provider-name=\"Coinbase\" data-rewards-campaign-name=\"\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/gx\/cryptocurrency\/coinbase-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22GXFCY%22%2C%22fieldset%22%3A%22exchanges%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22136b88f2-1257-4b99-bd5e-bcd2c3b47994%22%2C%22category_name%22%3A%22Stellar%2BLumens%2B%2528XLM%2529%2B-%2BUK%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778334018%22%2C%22position%22%3A%225%22%2C%22product_name%22%3A%22Coinbase%22%2C%22product_id%22%3A%224e5d1d07-20eb-4ce4-9979-8ac011b31cac%22%2C%22offer_id%22%3A%2217163%22%2C%22post_id%22%3A%22108475%22%2C%22post_path%22%3A%22cryptocurrency%252Fcoins%252Fstellar%22%2C%22post_country%22%3A%22uk%22%7D\" class=\" luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to the Coinbase website to learn more about this product\">    Go to site  <\/a><p class=\"disclaimer-text disclaimer-text__right\">    Capital at risk  <\/p><a href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/exchanges\/coinbase-exchange-review\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Further details about the Coinbase\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-4e5d1d07-20eb-4ce4-9979-8ac011b31cac\" value=\"4e5d1d07-20eb-4ce4-9979-8ac011b31cac\" name=\"productID\" _productname=\" 9.7Excellent                            Coinbase            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.7,\"badges\":[],\"productId\":\"4e5d1d07-20eb-4ce4-9979-8ac011b31cac\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-4e5d1d07-20eb-4ce4-9979-8ac011b31cac\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - now;\n\n        if (distance < 0) {\n          \/\/ Countdown finished\n          if (daysEl) daysEl.textContent = \"00d\";\n          if (hoursEl) hoursEl.textContent = \"00h\";\n          if (minutesEl) minutesEl.textContent = \"00m\";\n          if (secondsEl) secondsEl.textContent = \"00s\";\n          if (countdownInterval) {\n            clearInterval(countdownInterval);\n          }\n          return;\n        }\n\n        const days = Math.floor(distance \/ (1000 * 60 * 60 * 24));\n        const hours = Math.floor((distance % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n        const minutes = Math.floor((distance % (1000 * 60 * 60)) \/ (1000 * 60));\n        const seconds = Math.floor((distance % (1000 * 60)) \/ 1000);\n\n        if (daysEl) daysEl.textContent = days.toString().padStart(2, \"0\") + \"d\";\n        if (hoursEl) hoursEl.textContent = hours.toString().padStart(2, \"0\") + \"h\";\n        if (minutesEl) minutesEl.textContent = minutes.toString().padStart(2, \"0\") + \"m\";\n        if (secondsEl) secondsEl.textContent = seconds.toString().padStart(2, \"0\") + \"s\";\n      };\n\n      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window.rewards.displayModal(pillModalParams, false, cta);\n            }\n          });\n        }\n\n        const rewardsProduct = table.querySelector(\n          `div[data-rewards-product-id=\"${productId}\"]:not([data-rewards-banner-attached])`\n        );\n        if (!rewardsProduct) return;\n\n        const endDateStr = rewardsProduct.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        \/\/ Format date for Australian locale (dd MMM yyyy)\n        const formattedDate = new Intl.DateTimeFormat(\"en-AU\", {\n          day: \"2-digit\",\n          month: \"short\",\n          year: \"numeric\",\n        }).format(new Date(endDateStr));\n\n        const endDateEl = rewardsProduct.querySelector(\".rewards-end-date\");\n        if (endDateEl && endDateEl.textContent !== formattedDate) {\n          endDateEl.textContent = ` ${formattedDate}`;\n        }\n\n        \/\/ Calculate days remaining\n        const days = Math.ceil((new Date(endDateStr) - new Date()) \/ 86400000);\n\n        \/\/ Show \"Ends Soon\" badge if campaign ends within 7 days\n        if (days <= 7 && days > 0) {\n          const dealsEndsEl = rewardsProduct.querySelector(\".deals-ends\");\n          const dealsPhoneEl = rewardsProduct.querySelector(\".deals-phone\");\n\n          if (dealsEndsEl && dealsEndsEl.style.display !== \"inline-flex\") {\n            dealsEndsEl.style.display = \"inline-flex\";\n          }\n          if (dealsPhoneEl && dealsPhoneEl.style.top !== \"23px\") {\n            dealsPhoneEl.style.top = \"23px\";\n          }\n        }\n\n        \/\/ Initialize countdown timer\n        initCountdownTimer(rewardsProduct, endDateStr);\n\n        const dealsLeftEl = rewardsProduct.querySelector(\".deals-left\");\n        const dealsList = rewardsProduct.querySelector(\".deals-list\");\n        const dealsHeader = rewardsProduct.querySelector(\".deals-header\");\n\n        const handleClick = (triggerEl) => {\n          const row = triggerEl.closest(\"tr\");\n\n          if (!row) return;\n\n          const cta = row.querySelector(\".rewards--cta\");\n\n          if (!cta) return;\n\n          const linkParams = getLinkParams(cta);\n          if (!linkParams) return;\n\n          const { productId, redirectUrl, productName, niche, offerId } = linkParams;\n\n          const modalParams = {\n            productId,\n            campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n            redirectUrl,\n            productName,\n            providerName: row.getAttribute(\"data-provider-name\") || \"\",\n            niche,\n            offerId,\n            component: \"infobox\",\n          };\n\n          if (\n            window.rewards &&\n            typeof window.rewards.displayModal === \"function\"\n          ) {\n            window.rewards.displayModal(modalParams, false, cta);\n          }\n        };\n\n        if (dealsLeftEl && !dealsLeftEl.dataset.bound) {\n          dealsLeftEl.dataset.bound = \"true\";\n          dealsLeftEl.addEventListener(\"click\", () => handleClick(dealsLeftEl));\n        }\n\n        if (dealsList && !dealsList.dataset.bound) {\n          dealsList.dataset.bound = \"true\";\n          dealsList.addEventListener(\"click\", () => handleClick(dealsList));\n        }\n\n        if (dealsHeader && !dealsHeader.dataset.bound) {\n          dealsHeader.dataset.bound = \"true\";\n          dealsHeader.addEventListener(\"click\", () => handleClick(dealsHeader));\n        }\n\n        rewardsProduct.dataset.rewardsBannerAttached = \"true\";\n      });\n    };\n\n    const tables = document.querySelectorAll(\n      \"table.rewards--container[data-table-record-ids]\"\n    );\n\n    tables.forEach((table) => {\n      const tableObserver = new MutationObserver(() => {\n        setTimeout(() => initRewards(table), 0);\n      });\n\n      tableObserver.observe(table, {\n        childList: true,\n        subtree: true,\n      });\n\n      initRewards(table);\n    });\n\n    \/\/ Pill countdown timers (minimal UX)\n    function initPillCountdowns() {\n      const countdowns = document.querySelectorAll(\"[data-rewards-pill-countdown]:not([data-pill-countdown-bound])\");\n\n      countdowns.forEach((el) => {\n        el.dataset.pillCountdownBound = \"true\";\n        const endDateStr = el.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        const endTime = new Date(endDateStr).getTime();\n        if (Number.isNaN(endTime)) return;\n        const now = new Date().getTime();\n        const distance = endTime - now;\n        const sevenDaysMs = 7 * 24 * 60 * 60 * 1000;\n\n        if (distance <= 0) {\n          const wrapper = el.closest(\".rewards-pill-wrapper\");\n          if (wrapper) wrapper.style.display = \"none\";\n          return;\n        }\n\n        if (distance > sevenDaysMs) {\n          return;\n        }\n\n        el.removeAttribute(\"hidden\");\n\n        const daysEl = el.querySelector(\"[data-pill-countdown-days]\");\n        const hoursEl = el.querySelector(\"[data-pill-countdown-hours]\");\n        const minutesEl = el.querySelector(\"[data-pill-countdown-minutes]\");\n        const secondsEl = el.querySelector(\"[data-pill-countdown-seconds]\");\n\n        let interval;\n        const updatePillCountdown = () => {\n          if (!el.isConnected) {\n            if (interval) clearInterval(interval);\n            return;\n          }\n\n          const remaining = endTime - new Date().getTime();\n\n          if (remaining <= 0) {\n            if (daysEl) daysEl.textContent = \"0d\";\n            if (hoursEl) hoursEl.textContent = \"0h\";\n            if (minutesEl) minutesEl.textContent = \"0m\";\n            if (secondsEl) secondsEl.textContent = \"0s\";\n            if (interval) clearInterval(interval);\n            \/\/ Hide pill wrapper on expiry\n            const wrapper = el.closest(\".rewards-pill-wrapper\");\n            if (wrapper) wrapper.style.display = \"none\";\n            return;\n          }\n\n          const days = Math.floor(remaining \/ (1000 * 60 * 60 * 24));\n          const hours = Math.floor((remaining % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n          const minutes = Math.floor((remaining % (1000 * 60 * 60)) \/ (1000 * 60));\n          const seconds = Math.floor((remaining % (1000 * 60)) \/ 1000);\n\n          if (daysEl) daysEl.textContent = days + \"d\";\n          if (hoursEl) hoursEl.textContent = hours + \"h\";\n          if (minutesEl) minutesEl.textContent = minutes + \"m\";\n          if (secondsEl) secondsEl.textContent = seconds + \"s\";\n        };\n\n        updatePillCountdown();\n        interval = setInterval(updatePillCountdown, 1000);\n      });\n    }\n\n    initPillCountdowns();\n\n    const allTables = document.querySelectorAll(\"table\");\n    allTables.forEach((table) => {\n      const observer = new MutationObserver(() => {\n        setTimeout(initPillCountdowns, 0);\n      });\n      observer.observe(table, { childList: true, subtree: true });\n    });\n  });\n})();\n<\/script><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer \"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"5\">Load More<\/button><div class=\"js-show-more-data_count-136b88f2-1257-4b99-bd5e-bcd2c3b47994 comparison-table__dataCount\">Showing\n\t\t\t5\n\t\t\tof\n\t\t\t8\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"GXFCY\" data-rewards-component=\"compare-products\"><\/div><div class=\"finder-score-methodology\"><h3 data-toc=\"false\" id=\"finder-score-methodology\">Finder Score for crypto exchanges<\/h3>\n\n<p>To make comparing even easier we came up with the <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">Finder Score<\/a>. Fees, features and asset-support across the most popular platforms are all weighted and scaled to produce a score out of 10. The higher the score the better the exchange \u2013 simple.<\/p><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3 id=\"how\">A step-by-step guide to buying XLM with Coinbase<\/h3><div class=\"fin-video fin-video--horizontal\" data-player-type=\"youtube\" data-video-id=\"krYCTWutAaU\" style=\"\">\n    <div class=\"fin-video__container\">\n                    <img decoding=\"async\" class=\"fin-video__thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/krYCTWutAaU\/maxresdefault.jpg\" data-fallback-sd=\"https:\/\/img.youtube.com\/vi\/krYCTWutAaU\/sddefault.jpg\" data-fallback-hq=\"https:\/\/img.youtube.com\/vi\/krYCTWutAaU\/hqdefault.jpg\" alt=\"\" loading=\"lazy\">\n                            <div class=\"fin-video__duration\">13:53<\/div>\n                        <div class=\"fin-video__play-btn\" role=\"button\" aria-label=\"Play video\"><\/div>\n                <iframe allow=\"autoplay\" class=\"fin-video__player\" id=\"ytPlayer-krYCTWutAaU\" title=\"Video player\"><\/iframe>\n    <\/div>\n        <\/div>\n<div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul class=\"list-9\"><li><a href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/coins\/how-to-buy-stellar-lumens\" target=\"_blank\" rel=\"noopener noreferrer\">See our in-depth guide on how to buy XLM in the UK<\/a><\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul class=\"list-9\"><li><a href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/exchanges\/coinbase-exchange-review\" target=\"_blank\" rel=\"noopener noreferrer\">Read our comprehensive Coinbase review<\/a><\/li><\/ul><\/div><\/div><section class=\"hero-rates__cta\">\r\n  \r\n<\/section><h3 id=\"Lumens\"><b>What are Stellar Lumens?<\/b><\/h3><p><a href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/coins\/how-to-buy-stellar-lumens\" target=\"_blank\" rel=\"noopener noreferrer\">Lumens are the native asset<\/a> of the Stellar network. When the network was launched in 2014, 100 billion lumens (originally called stellars) were created, with an annual inflation rate of 1%.<\/p><p>Lumens serve two purposes:<\/p><ul class=\"list-10\"><li><b>Preventing spam. <\/b>Lumens are used to cover the cost of transaction fees on the Stellar network and also to ensure minimum account balances are kept. This is designed to prevent the network from being overwhelmed. Each transaction comes with a fee of 0.00001 Lumens.<\/li><li><b>Facilitating multi-currency transactions.<\/b> Lumens also act as a bridge between currencies, facilitating trades between two separate currencies when there is not a large enough direct market.<\/li><\/ul><h3 id=\"Unique\"><b>What makes Stellar unique? <\/b><\/h3><p>Stellar provides a wide range of services that you\u2019d expect from your normal bank, but with a couple of key differences.<\/p><p>Transactions are carried out on a decentralised network, with much lower fees and faster processing times than you can get from a traditional bank. Payments can be processed within 2-5 seconds, exchanging one currency for another is fairly straightforward, and the network\u2019s fees are infinitesimally small \u2013 a single 600,000th of a cent per transaction.<\/p><p>And all these services are provided with a different approach to many other crypto projects. While a lot of popular projects are focused on corporate partnerships and profits, Stellar has the noble goal of achieving a more inclusive digital economy.<\/p><p>By connecting people around the world to low-cost financial services, Stellar says it plans to \u201cfight poverty and maximise individual potential\u201d.<\/p><h3 id=\"Distribution\"><b>Lumen distribution<\/b><\/h3><p>The Stellar Development Foundation, also known as stellar.org, is a non-profit corporation with a mission to promote global financial access, literacy and inclusion by expanding worldwide access to low-cost financial services.<\/p><p>In pursuit of its ambitious mission, stellar.org has the job of ensuring that 95% of all Lumens are distributed to the world. The foundation\u2019s operations are funded in part by 5% of the initially created Lumens, which are periodically auctioned off on various exchanges. The remaining 95% will be distributed as follows:<\/p><ul class=\"list-9\"><li><b>50% given away to individuals.<\/b> Various amounts of XLM Lumens were originally given away to unique individuals who signed up to Stellar through an invitation link. Unfortunately, <a href=\"https:\/\/stellarorg.zendesk.com\/hc\/en-us\/articles\/205113595-Educational-Giveaway-Program-Temporarily-Paused\" target=\"_blank\" rel=\"noopener noreferrer\">this program has been put on pause<\/a>, with a new giveaway program set to replace it in the future.<\/li><li><b>25% given away to partners. <\/b>Partners are businesses, governments, institutions or nonprofit organisations that contribute to the growth and adoption of the Stellar ecosystem.<\/li><li><b>20% given away to bitcoin (BTC) and Ripple (XRP) holders.<\/b> Stellar.org distributed Lumens to holders of bitcoin and XRP (19% for bitcoin holders and 1% for XRP holders) during distribution rounds in October 2016 and August 2017.<\/li><\/ul><p>As of May 2018, more than 8.1 billion Lumens had been given away.<\/p><h3 id=\"VS\"><b>Stellar vs Ripple<\/b><\/h3><p>Any examination of Stellar inevitably draws comparisons to <a href=\"https:\/\/www.finder.com\/uk\/ripple\" target=\"_blank\" rel=\"noopener noreferrer\">Ripple<\/a>, the top five (by market cap) cryptocurrency and payment network that\u2019s widely seen as Stellar\u2019s main competitor. Jeb McCaleb founded both projects, and both projects share a number of similarities.<\/p><p>However, there are also some key differences between the two platforms. From a philosophical standpoint, while Ripple has largely focused on securing partnerships with major banks and financial institutions, Stellar has focused on global financial literacy and inclusion.<\/p><p>From a technical standpoint, while the two projects originally shared a decent amount of code, that\u2019s no longer the case. Stellar\u2019s payment protocol, Stellar Core, uses the Stellar Consensus Protocol algorithm, which relies on a consensus model called Federated Byzantine Agreement. Meanwhile, Ripple\u2019s protocol uses a proof-of-correctness consensus mechanism which, according to its white paper, \u201cis applied every few seconds by all nodes, in order to maintain the correctness and agreement of the network\u201d.<\/p><p>For more details on how the two projects differ, take a look at the table below.<\/p><table class=\" custom-table js-custom-table\"><thead><tr><th><\/th><th><b>Stellar <\/b><\/th><th><b>Ripple<\/b><\/th><\/tr><\/thead><tbody><tr><td><b>Date established<\/b><\/td><td>30 July 2014<\/td><td>1 January 2012<\/td><\/tr><tr><td><b>Total supply<\/b><\/td><td>100 billion XLM initially<p>(approx. 103.9 billion XLM as of May 2018 due to inflation)<\/p><\/td><td>100 billion XRP<\/td><\/tr><tr><td><b>Inflationary?<\/b><\/td><td>Yes, increases at a rate of 1% per year<\/td><td>No, decreases based on variable burn rate<\/td><\/tr><tr><td><b>Consensus mechanism<\/b><\/td><td>Stellar Consensus Protocol (SCP)<\/td><td>Proof of Correctness (PoC)<\/td><\/tr><tr><td><b>Transaction time<\/b><\/td><td>2-5 seconds<\/td><td>4 seconds<\/td><\/tr><tr><td><b>Programming language<\/b><\/td><td>C\/C++, JavaScript, GO<\/td><td>C\/C++, JavaScript, Java, GO<\/td><\/tr><tr><td><b>Target market<\/b><\/td><td>Individuals<\/td><td>Financial institutions<\/td><\/tr><\/tbody><\/table><h3 id=\"Technology\"><b>The technology behind Stellar<\/b><\/h3><p>Stellar\u2019s distributed network comprises servers running the Stellar Core software, each maintained by different people and organisations. Stellar Core maintains a local copy of the network ledger and communicates and syncs with other Stellar Core servers on the network.<\/p><p>While currencies like bitcoin are based on mining, Stellar is based on a consensus algorithm known as the Stellar Consensus Protocol (SCP). This protocol provides a way to reach consensus without relying on a closed system to accurately record financial transactions. According to Stellar, it\u2019s the \u201cfirst provably safe consensus mechanism that simultaneously enjoys four key properties: decentralised control, low latency, flexible trust and asymptotic security\u201d.<\/p><figure class=\"luna-figure\"><figcaption class=\"luna-caption\"><img decoding=\"async\" class=\"wp-image-1494908 size-full aligncenter\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/StellarLumens-HowItWorks.png\" alt=\"\" width=\"623\" height=\"335\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/StellarLumens-HowItWorks.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/StellarLumens-HowItWorks.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/StellarLumens-HowItWorks.png?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/StellarLumens-HowItWorks.png?fit=900 900w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/StellarLumens-HowItWorks.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/StellarLumens-HowItWorks.png?fit=1869 1869w\" sizes=\"(max-width: 1869px) 100vw, 1869px\" loading=\"lazy\"><\/figcaption><figcaption class=\"luna-caption\">Reaching consensus on the Stellar network<span class=\"luna-caption__credit\"> Stellar Development Foundation<\/span><\/figcaption><\/figure><h3 id=\"Works\"><b>How Stellar works<\/b><\/h3><p>Before you can interact with the Stellar network, you will first need to create an account. Each account has a public key and a secret seed, and public key cryptography is used to ensure the security of transactions.<\/p><p>The next step is to upload funds to an anchor on the Stellar network. An anchor is an entity that you trust to hold your deposit and issue virtual credit into your account on the Stellar network. These anchors act as a bridge between existing currencies and the network, and most anchors are entities like banks, savings institutions and remittance companies.<\/p><p>Once you\u2019ve uploaded your funds to an anchor, you can then send a near-instant transfer on the network.<\/p><p>The image below demonstrates how a request for currency \u201cA\u201d at one anchor is facilitated through the network of anchors, despite each anchor dealing in a different currency, and is settled in mere seconds.<\/p><p><img decoding=\"async\" class=\"aligncenter size-large wp-image-1494934\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/Screen-Shot-2018-05-15-at-2.33.49-PM-1024x555.png\" alt=\"\" width=\"623\" height=\"335\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/Screen-Shot-2018-05-15-at-2.33.49-PM-1024x555.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/Screen-Shot-2018-05-15-at-2.33.49-PM-1024x555.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/Screen-Shot-2018-05-15-at-2.33.49-PM-1024x555.png?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/Screen-Shot-2018-05-15-at-2.33.49-PM-1024x555.png?fit=900 900w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/Screen-Shot-2018-05-15-at-2.33.49-PM-1024x555.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/Screen-Shot-2018-05-15-at-2.33.49-PM-1024x555.png?fit=1869 1869w\" sizes=\"(max-width: 1869px) 100vw, 1869px\" loading=\"lazy\"><\/p><figure class=\"luna-figure\"><figcaption class=\"luna-caption\">How a multi-currency transaction is made<span class=\"luna-caption__credit\"> Stellar Development Foundation<\/span><\/figcaption><\/figure><h3 id=\"Team\"><b>Stellar team and history<\/b><\/h3><p>Jed McCaleb and Joyce Kim founded Stellar in 2014. McCaleb is a programmer credited with creating bitcoin exchange Mt Gox and the eDonkey file sharing network. He was also one of the co-founders of Ripple. However, due to a difference of opinion and philosophy with the rest of the Ripple team, McCaleb left Ripple to form Stellar.<\/p><p>Other key players on the Stellar team include chief scientist David Mazi\u00e8res, a professor of computer science at Stanford University, and CTO Nicolas Barry.<\/p><h3 id=\"Partnerships\"><b>Notable partnerships<\/b><\/h3><p>Establishing strategic partnerships is a key way that platforms like Stellar can encourage widespread adoption and growth. The following are some of Stellar\u2019s significant partnerships:<\/p><ul class=\"list-10\"><li><b>IBM. <\/b>Stellar\u2019s partnership with IBM, <a href=\"https:\/\/www-03.ibm.com\/press\/us\/en\/pressrelease\/53290.wss\" target=\"_blank\" rel=\"noopener noreferrer\">announced in October 2017<\/a>, sees Stellar helping the tech giant improve cross-border transactions. The partnership is fairly big news and has already delivered real-world results, as outlined by IBM\u2019s blockchain vice president Jesse Lund. This deal also includes a network of banks that will use Stellar to move money across borders.<\/li><li><b>Tempo.<\/b> The France-based money transfer provider now serves as a Euro anchor on the Stellar network.<\/li><\/ul><p>In a <a href=\"https:\/\/www.stellar.org\/blog\/Q1-2018-stellar-and-state-of-crypto\/\" target=\"_blank\" rel=\"noopener noreferrer\">January 2018 blog post<\/a> looking back at 2017, Stellar included the following table outlining the partnerships it had created in the previous 12 months:<\/p><table class=\" custom-table js-custom-table\"><thead><tr><th><b>Region<\/b><\/th><th><b>Number of new partnerships<\/b><\/th><th><b>Notable partners<\/b><\/th><\/tr><\/thead><tbody><tr><td>Africa<\/td><td>6<\/td><td>SureRemit, Flutterwave<\/td><\/tr><tr><td>Asia Pacific<\/td><td>8<\/td><td>KlickEx, Novatti<\/td><\/tr><tr><td>Europe<\/td><td>3<\/td><td>TEMPO, SatoshiPay, EXCH.one<\/td><\/tr><tr><td>Persian Gulf<\/td><td>5<\/td><td>Bahrain Finance Company (BFC)<\/td><\/tr><tr><td>Americas<\/td><td>4<\/td><td>B&amp;T Corredora, Remitr<\/td><\/tr><\/tbody><\/table><p>\u00a0<\/p><h3 id=\"Next\"><b>What\u2019s next for Stellar: the roadmap<\/b><\/h3><p>Stellar\u2019s <a href=\"https:\/\/www.stellar.org\/blog\/2018-Stellar-Roadmap\/\" target=\"_blank\" rel=\"noopener noreferrer\">2018 roadmap<\/a> lists two main goals:<\/p><ul class=\"list-6\"><li><b>The Stellar Decentralised Exchange (SDEX). <\/b>At the end of 2017, Stellar recruited a team to build the front end of its inherent decentralised exchange. This will enable on-chain, protocol-level trades for any Stellar token, and the Stellar team also indicated that it would create liquidity to minimise spreads and maximise choice of assets. Highlights of SDEX will include the following:<ul class=\"list-2\"><li>Day one trading for any Stellar ICO token<\/li><li>Atomic pathfinding to discover the cheapest rates between any two assets<\/li><li>Low trading fees<\/li><li>User control of secret keys<\/li><\/ul><\/li><li style=\"font-weight: 400\"><strong>Lightning Network on Stellar.<\/strong> In response to market demand for private transactions, Stellar plans to implement Lightning Network in 2018. This should have scalability and security benefits for the platform.<\/li><\/ul><h3 id=\"Watch\"><b>What to watch out for<\/b><\/h3><p>While there are plenty of opportunities for Stellar in the months and years ahead, there are also some key challenges that Stellar will need to overcome. One of those will be its competition with Ripple, which has a long list of big-name partners and significant financial backing. Although the two projects are based on different ideologies, they\u2019re still working in the same field.<\/p><p>As an ICO platform, Stellar will be <a href=\"https:\/\/www.finder.com\/uk\/ethereum\" target=\"_blank\" rel=\"noopener noreferrer\">going against Ethereum<\/a>, which boasts the world\u2019s second-largest cryptocurrency, Ether (ETH), and has hosted an extensive list of ICOs. Whether Stellar can compete with its bigger rivals and achieve mainstream adoption remains to be seen.<\/p><p>Another issue to be aware of is simply the fact that Stellar is based on an altruistic ethos. With a goal of promoting financial inclusion and backed by a non-profit foundation, Stellar doesn\u2019t have the same focus on delivering maximum profits as some other projects. As a result, it may not deliver the same astronomical price rises that the buyers of some other coins and tokens have enjoyed.<\/p><h3 id=\"Conclusion\"><b>The bottom line<\/b><\/h3><p>Stellar is an interesting project that\u2019s attracting plenty of attention throughout the cryptosphere. While it does face stiff competition, it has a wide range of use cases and offers several impressive features. In particular, its relationship with IBM and its growing list of partners around the globe could lead to a bright future.<\/p><p>However, make sure you carry out your own balanced assessment of what the future holds for Stellar before deciding whether you should buy any XLM.<\/p><h3 id=\"FAQs\"><b>Stellar Lumens FAQs <\/b><\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Which wallets can I use to hold Lumens?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">You can store XLM in a range of wallets including the Stellar Desktop Client, the <a href=\"https:\/\/www.finder.com\/uk\/ledger-nano-s-wallet-review\" target=\"_blank\" rel=\"noopener noreferrer\">Ledger Nano S<\/a> hardware wallet and the Lobstr web and mobile wallet.<p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/wallets\" target=\"_blank\" rel=\"noopener noreferrer\">Find out more on how to choose the right Stellar wallet for your needs.<\/a><\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">What is the minimum Lumens account balance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">The Stellar network requires all accounts to hold a balance of at least 0.5 XLM. This requirement is in place to encourage users to declutter the ledger by getting rid of abandoned accounts.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">How can I buy Stellar Lumens?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\">You can buy and sell Lumens on a wide range of cryptocurrency exchanges. Check out our <a href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/coins\/how-to-buy-stellar-lumens\">how to buy Lumens guide<\/a> for step-by-step instructions.<\/div>\n  <\/div>\n<\/li><\/ul><div class=\"cryptoDisclaimer luna-card luna-card--alt\">\n    <div class=\"luna-card__block\">\n        <b>Disclaimer:<\/b> Cryptocurrencies are speculative, complex and involve significant risks \u2013 they are highly\n        volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of\n        future performance. Consider your own circumstances, and obtain your own advice, before relying on this information.\n        You should also verify the nature of any product or service (including its legal status and relevant regulatory\n        requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may\n        have holdings in the cryptocurrencies discussed.\n    <\/div>\n<\/div>\n<hr><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><a class=\"sectionCard luna-card luna-card--border luna-card--stretch\" href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/coins\/how-to-buy-stellar-lumens\">\n        <div class=\"luna-card__block\">\n          <h4 class=\"sectionCard__title\"><i class=\"sectionCard__icon icon-forex-solid\"><\/i>How to buy Stellar Lumens (XLM)<\/h4>\n          <p>A step-by-step guide to buying Lumens.<\/p>\n        <\/div>\n        <div class=\"luna-card__figure\">\n          <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/stellar-tile-1.png\" alt=\"How to buy Stellar Lumens (XLM)\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/stellar-tile-1.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/stellar-tile-1.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/stellar-tile-1.png?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/stellar-tile-1.png?fit=900 900w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/stellar-tile-1.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n        <\/div>\n      <\/a><\/div><div class=\"u-grid__col u-1\/2@s\"><a class=\"sectionCard luna-card luna-card--border luna-card--stretch\" href=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/wallets\">\n        <div class=\"luna-card__block\">\n          <h4 class=\"sectionCard__title\"><i class=\"sectionCard__icon icon-short-loans-solid\"><\/i>Best wallets for Stellar Lumens<\/h4>\n          <p>Find out how to securely hold Lumens in one of these popular wallets.<\/p>\n        <\/div>\n        <div class=\"luna-card__figure\">\n          <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/stellar-tile-3.png\" alt=\"Best wallets for Stellar Lumens\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/stellar-tile-3.png?fit=180 180w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/stellar-tile-3.png?fit=360 360w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/stellar-tile-3.png?fit=600 600w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/stellar-tile-3.png?fit=900 900w, https:\/\/www.finder.com\/finder-au\/wp-uploads\/2018\/05\/stellar-tile-3.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n        <\/div>\n      <\/a><\/div><\/div><p><i>Disclosure: At the time of writing the author holds IOTA and XLM.<\/i><\/p>","protected":false},"excerpt":{"rendered":"<p>Take an in-depth look at the Stellar network, how it works and the key features of its native cryptocurrency, Stellar Lumens (XLM).<\/p>\n","protected":false},"author":516,"featured_media":108486,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[2156],"tags":[],"asset_tag":[],"class_list":["post-108475","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-coins"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Stellar Lumens (XLM): A step-by-step beginner\u2019s guide | Finder UK<\/title>\n<meta name=\"description\" content=\"Get to know Stellar Lumens in our comprehensive guide to how it works, where to buy XLM and what might be in store for the network and its native cryptocurrency over the next few years.\" \/>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is Stellar Lumens (XLM)? A beginner\u2019s guide\" \/>\n<meta property=\"og:description\" content=\"Get to know Stellar Lumens in our comprehensive guide to how it works, where to buy XLM and what might be in store for the network and its native cryptocurrency over the next few years.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/cryptocurrency\/coins\/stellar\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"article:published_time\" content=\"2018-05-15T09:00:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/05\/shutterstock_1023733105.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tim Falk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tim Falk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"12 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/uk\/cryptocurrency\/coins\/stellar#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/cryptocurrency\/coins\/stellar\"},\"author\":{\"name\":\"Tim Falk\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/e84372ad54f89a7447d88eab25817464\"},\"headline\":\"What is Stellar Lumens (XLM)? 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A beginner\u2019s guide\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/uk\/#website\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"name\":\"Finder UK\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/uk\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/uk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/findercomuk\",\"https:\/\/x.com\/findercomUK\",\"https:\/\/www.linkedin.com\/company\/finder\/\",\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/e84372ad54f89a7447d88eab25817464\",\"name\":\"Tim Falk\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.finder.com\/uk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/TimFalkF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/TimFalkF1_Finder_600x600.png\",\"caption\":\"Tim Falk\"},\"description\":\"Tim Falk is a freelance writer for Finder. Over the course of his 20-year writing career, he has reported on a wide range of personal finance topics. Whether you're investing in stocks and ETFs, comparing savings accounts or choosing a credit card, Tim wants to make it easier for you to understand. When he\u2019s not staring at his computer, you can usually find him exploring the great outdoors.\",\"url\":\"https:\/\/www.finder.com\/uk\/author\/timfalk\",\"jobTitle\":\"Writer\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Banking\"},{\"@type\":\"Thing\",\"name\":\"Personal Loans\"},{\"@type\":\"Thing\",\"name\":\"Car Loans\"},{\"@type\":\"Thing\",\"name\":\"Stock Trading\"},{\"@type\":\"Thing\",\"name\":\"Cryptocurrency\"}],\"sameAs\":[],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/uk\/#organization\",\"name\":\"Finder\"}},{\"@context\":\"https:\/\/schema.org\/\",\"@type\":\"VideoObject\",\"name\":\"How to buy Stellar Lumens with USD, EUR, GBP & more! (Beginner's Guide)\",\"description\":\"Learn how to purchase Stellar Lumens [XLM] with the globally available Coinbase exchange, with this simple step-by-step guide. PLUS! Sign up for Coinbase through Finder and receive $10 of free Bitcoin when you spend $100 USD or equivalent on cryptocurrency https:\/\/www.finder.com\/coinbase-exchange-review?utm_source=youtube&utm_medium=video&utm_campaign=tdx&utm_content=HTBstellar&utm_term=provider_details \\n\\nWe explain how to purchase Stellar Lumens for the first time using the globally available Coinbase exchange. Get $10 of Bitcoin for free, when you sign up for Coinbase with finder and spend $100 USD or more on cryptocurrency. Coinbase is available around the world, with support for over 50 fiat currencies, and over a dozen cryptocurrencies ready for instant purchase.\\n\\nThis tutorial also shows you how to compare dozens of other exchanges that offer Stellar Lumens (XLM), as well as how to use the Coinbase Pro exchange for more experienced cryptocurrency buyers. Compare exchanges here https:\/\/www.finder.com\/how-to-buy-stellar-lumens?utm_source=youtube&utm_medium=video&utm_campaign=tdx&utm_content=HTBstellar&utm_term=provider_details \\n\\nIn addition to this tutorial, read our comprehensive guide on Stellar, or check out some of the other useful guides below.\\n\u27a4 The ultimate guide to Stellar & XLM https:\/\/www.finder.com\/stellar?utm_source=youtube&utm_medium=video&utm_campaign=tdx&utm_content=HTBstellar&utm_term=provider_details \\n\u27a4 How to buy XLM https:\/\/www.finder.com\/how-to-buy-stellar-lumens?utm_source=youtube&utm_medium=video&utm_campaign=tdx&utm_content=HTBstellar&utm_term=provider_details\\n\u27a4 Best XLM & cryptocurrency wallets https:\/\/www.finder.com\/best-stellar-lumens-wallets?utm_source=youtube&utm_medium=video&utm_campaign=tdx&utm_content=HTBstellar&utm_term=comparisons \\n\u27a4 Stellar XLM vs Ripple XRP https:\/\/www.finder.com\/ripple-vs-stellar-lumens?utm_source=youtube&utm_medium=video&utm_campaign=tdx&utm_content=HTBstellar&utm_term=comparisons\\n\u27a4 Coinbase review https:\/\/www.finder.com\/coinbase-exchange-review?utm_source=youtube&utm_medium=video&utm_campaign=tdx&utm_content=HTBstellar&utm_term=provider_details\\n\\n#stellar #lumens #xlm\\n\\n\u2705 Why you can trust this review: At Finder, we value and respect our editorial independence. We keep our reviews completely factual so you can use them to make better decisions. While we may receive revenue and referral fees from advertising and affiliate links, advertisers do not approve our reviews. 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Learn more in our editorial guidelines. https:\/\/www.finder.com.au\/editorial-guidelines=\n\nFOLLOW CRYPTO FINDER \n\u25b6\ufe0f Twitter - https:\/\/twitter.com\/cryptofindertv \n\ud83d\udc4d Facebook - https:\/\/www.facebook.com\/cryptofindertv \n\nProducer, Writer & Host: James Edwards \u27a4 LinkedIn https:\/\/www.linkedin.com\/in\/james-f-edwards\/ | Twitter https:\/\/twitter.com\/js_halicon \nEditor: Joel Rennie \u27a4 LinkedIn https:\/\/www.linkedin.com\/in\/joel-rennie\/ | Twitter \nhttp:\/\/www.twitter.com\/Lontray \n\nFind all the latest cryptocurrency news, analysis and how to's here: https:\/\/www.finder.com\/cryptocurrency?utm_source=youtube&utm_medium=video&utm_campaign=tdx&utm_content=yt-desc&utm_term=EDCONpanel  \n\n.","uploadDate":"2019-08-23T12:56:11Z","duration":"PT13M53S","url":"https:\/\/www.youtube.com\/embed\/krYCTWutAaU","contentUrl":"https:\/\/www.youtube.com\/watch?v=krYCTWutAaU","embedUrl":"https:\/\/www.youtube.com\/embed\/krYCTWutAaU","thumbnailUrl":"https:\/\/i.ytimg.com\/vi\/krYCTWutAaU\/maxresdefault.jpg"}]},"article_modified_time":"2021-04-19T23:02:40+00:00"},"custom_fields":{"_wp_page_template":["default"],"show_author_box":["true"],"_masthead_subheading":["{\"text\":\"Learn everything you need to know about the Stellar network and its native cryptocurrency, Stellar Lumens.\"}"],"_masthead_variant":["{\"id\":\"beta-widget\",\"showFeaturedImage\":false,\"presetId\":\"shortcode\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"[nb:product niche_code=\\\"GXFCY\\\" id=\\\"183b88d9-d5ce-42ab-a777-8a2398b69652\\\" decorator=\\\"GLOBAL.PRODUCT.UK_MASTHEAD_HERO\\\" TITLE=\\\"Buy Stellar Lumens today\\\" BULLET_ONE=\\\"Own XLM &amp; 70+ other cryptoassets\\\" BULLET_TWO=\\\"Join a community of 25+ million\\\" SMALLPRINT=\\\"Cryptoassets are highly volatile and unregulated in the UK. 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