{"id":80872,"date":"2018-03-01T17:30:13","date_gmt":"2018-03-01T17:30:13","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=80872"},"modified":"2026-02-19T04:32:39","modified_gmt":"2026-02-19T04:32:39","slug":"loans-for-young-people","status":"publish","type":"page","link":"https:\/\/www.finder.com\/uk\/personal-loans\/loans-for-young-people","title":{"rendered":"Compare UK loans for young people aged 18 or over"},"content":{"rendered":"<p>Loans enable you to borrow a lump sum of cash that you then repay in fixed monthly instalments over a set term. They can be a popular way to borrow money to help you pay for a new car, consolidate existing debt or pay for home improvements.<\/p><p>If you apply for a loan, you\u2019ll pay interest on your repayments. The amount of interest charged on your loan depends on a range of factors, including your credit score. The better your credit score and history, the more likely you are to qualify for the best rates. <\/p><p>By the same token, if you\u2019re young and have yet to build up a credit history, you\u2019ll likely struggle to secure the most competitive interest rates or even get accepted for a loan at all.<\/p><div class=\"tableui has-padding-bottom-x-small clearfix\">\n    <div class=\"form__panel content-area-grey tableui__panel\">\n                <div class=\"form__group-inline clearfix\">\n            <label for=\"tableui0000000000\" class=\"fin-text-blue form__label-inline\">Search for...<\/label>\n            <input id=\"tableui0000000000\" class=\"js-table-search pull-s-right form__input-text form__input-text--long\" type=\"text\" data-table=\"table:eq(0)\" placeholder=\"Enter lender here\">\n        <\/div>\n                    <\/div>\n    <\/div>\n<style>\r\n.form__group-inline { margin-bottom: 0px; }\r\n#agetable { margin-bottom: 50px; }\r\n.loanages td { vertical-align: middle; }\r\n.loanages td img { min-width: 80px; }\r\n.tablefade { height: 850px; overflow: scroll; position: relative; }\r\n.tablefade td a { display: block; text-decoration: none; font-weight: bold; }\r\n.tablefadeafter { background: linear-gradient(to bottom, rgba(255,255,255,0) 0%,rgba(255,255,255,0.7) 50%,rgba(255,255,255,1) 100%); width: 100%; height: 10rem;  margin-top: -10rem; position: relative; }\r\n<\/style>\r\n\r\n<div class=\"tablefade has-padding-bottom-large\">\r\n<table id=\"agetable\" class=\"luna-table luna-table--responsiveList loanages\">\r\n<thead class=\"luna-table__header\">\r\n<tr>\r\n<th scope=\"col\" class=\"u-1\/5@s u-1\/6@m\">Lender<\/th>\r\n<th scope=\"col\">Minimum age<\/th>\r\n<th scope=\"col\">Minimum income<\/th>\r\n<th scope=\"col\">Customer type<\/th>\r\n<th scope=\"col\" class=\"u-1\/5@s u-1\/6@m\">Link<\/th>\r\n<\/tr>\r\n<\/thead>\r\n<tbody class=\"luna-table__body\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Lendable<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/lendable-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/663b25a1f0f01.png\" alt=\"Lendable\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/663b25a1f0f01.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/663b25a1f0f01.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/663b25a1f0f01.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/663b25a1f0f01.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/663b25a1f0f01.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">9600<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/lendable-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Guarantor My Loan<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/guarantor-my-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5f9acef15127d.png\" alt=\"Guarantor My Loan\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f9acef15127d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f9acef15127d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f9acef15127d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f9acef15127d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f9acef15127d.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/guarantor-my-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Evlo<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/everyday-loans-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/68525bba9d2dd.png\" alt=\"Evlo\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68525bba9d2dd.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68525bba9d2dd.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68525bba9d2dd.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/68525bba9d2dd.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/68525bba9d2dd.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">10000<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/everyday-loans-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">118 118 Money<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/118-118-money-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5c9a3e6447fc8.png\" alt=\"118 118 Money\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5c9a3e6447fc8.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5c9a3e6447fc8.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5c9a3e6447fc8.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5c9a3e6447fc8.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5c9a3e6447fc8.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">8400<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/118-118-money-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">NatWest<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/natwest\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5b48a1ab63446.png\" alt=\"NatWest\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5b48a1ab63446.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5b48a1ab63446.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5b48a1ab63446.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5b48a1ab63446.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5b48a1ab63446.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">Existing customers only<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/natwest\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Royal Bank of Scotland<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/rbs\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/684abab941ea3.png\" alt=\"Royal Bank of Scotland\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/684abab941ea3.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/684abab941ea3.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/684abab941ea3.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/684abab941ea3.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/684abab941ea3.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">Existing customers only<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/rbs\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Bamboo<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/bamboo-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5c641500f33e2.png\" alt=\"Bamboo\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5c641500f33e2.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5c641500f33e2.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5c641500f33e2.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5c641500f33e2.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5c641500f33e2.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/bamboo-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">HSBC<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/hsbc-existing-customer-personal-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5c65921f718d6.png\" alt=\"HSBC\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5c65921f718d6.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5c65921f718d6.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5c65921f718d6.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5c65921f718d6.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5c65921f718d6.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">10000<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/hsbc-existing-customer-personal-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Zopa<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/zopa-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5ab0ee715db93.png\" alt=\"Zopa\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5ab0ee715db93.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5ab0ee715db93.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5ab0ee715db93.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5ab0ee715db93.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5ab0ee715db93.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">20<\/td>\r\n<td data-title=\"Minimum income\">12000<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/zopa-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Fluro<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/fluro-loans-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/638dea12dc09e.png\" alt=\"Fluro\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/638dea12dc09e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/638dea12dc09e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/638dea12dc09e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/638dea12dc09e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/638dea12dc09e.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">21<\/td>\r\n<td data-title=\"Minimum income\">10200<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/fluro-loans-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">My Community Bank<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/my-community-finance\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5f3a57442601f.png\" alt=\"My Community Bank\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f3a57442601f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f3a57442601f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f3a57442601f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f3a57442601f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f3a57442601f.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">21<\/td>\r\n<td data-title=\"Minimum income\">18000<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/my-community-finance\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">AA<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/aa-member-loans-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5c80f3a5cf5b2.png\" alt=\"AA\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5c80f3a5cf5b2.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5c80f3a5cf5b2.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5c80f3a5cf5b2.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5c80f3a5cf5b2.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5c80f3a5cf5b2.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/aa-member-loans-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Shawbrook Bank<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/shawbrook-bank-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/62dfa31f518ec.png\" alt=\"Shawbrook Bank\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/62dfa31f518ec.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/62dfa31f518ec.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/62dfa31f518ec.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/62dfa31f518ec.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/62dfa31f518ec.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">21<\/td>\r\n<td data-title=\"Minimum income\">15000<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/shawbrook-bank-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Bank of Scotland<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/bank-of-scotland\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5fc9048725232.png\" alt=\"Bank of Scotland\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5fc9048725232.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5fc9048725232.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5fc9048725232.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5fc9048725232.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5fc9048725232.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">Existing customers only<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/bank-of-scotland\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">M&amp;S Bank<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/mandsbank-loans-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/68502df0dee47.png\" alt=\"M&amp;S Bank\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68502df0dee47.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68502df0dee47.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68502df0dee47.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/68502df0dee47.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/68502df0dee47.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">10000<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/mandsbank-loans-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Barclays Bank<\/div><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5c65a1078a7f6.png\" alt=\"Barclays Bank\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5c65a1078a7f6.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5c65a1078a7f6.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5c65a1078a7f6.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5c65a1078a7f6.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5c65a1078a7f6.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">Existing customers only<\/td>\r\n<td data-title=\"\">\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Ulster Bank<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/ulster-bank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/684abbad5896b.png\" alt=\"Ulster Bank\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/684abbad5896b.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/684abbad5896b.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/684abbad5896b.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/684abbad5896b.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/684abbad5896b.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">Existing customers only<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/ulster-bank\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">AIB (NI)<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/aib\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5f50b48cf0227.png\" alt=\"AIB (NI)\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f50b48cf0227.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f50b48cf0227.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f50b48cf0227.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f50b48cf0227.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f50b48cf0227.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">Existing customers only<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/aib\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Halifax<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/halifax\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6409bde2708fd.png\" alt=\"Halifax\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6409bde2708fd.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6409bde2708fd.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6409bde2708fd.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6409bde2708fd.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6409bde2708fd.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/halifax\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Virgin Money<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/virgin-money\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6110e0d9b5039.png\" alt=\"Virgin Money\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6110e0d9b5039.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6110e0d9b5039.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6110e0d9b5039.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6110e0d9b5039.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6110e0d9b5039.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">No minimum income specified<\/td>\r\n<td data-title=\"Customer type\">Existing customers only<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/virgin-money\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Nationwide BS<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/nationwide-loans\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6527daa5cb289.png\" alt=\"Nationwide BS\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6527daa5cb289.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6527daa5cb289.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6527daa5cb289.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6527daa5cb289.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6527daa5cb289.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">8400<\/td>\r\n<td data-title=\"Customer type\">Existing customers only<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/nationwide-loans\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Monzo Bank<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/monzo\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5d9340c70d776.png\" alt=\"Monzo Bank\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5d9340c70d776.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5d9340c70d776.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5d9340c70d776.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5d9340c70d776.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5d9340c70d776.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">No minimum income specified<\/td>\r\n<td data-title=\"Customer type\">Existing customers only<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/monzo\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Tesco Bank<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/tesco\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5fc901a7f1088.png\" alt=\"Tesco Bank\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5fc901a7f1088.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5fc901a7f1088.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5fc901a7f1088.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5fc901a7f1088.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5fc901a7f1088.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/tesco\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">TSB<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/tsb\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/68502db924229.png\" alt=\"TSB\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68502db924229.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68502db924229.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68502db924229.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/68502db924229.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/68502db924229.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">10200<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/tsb\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">MBNA Limited<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/mbna\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5fc9006510e2c.png\" alt=\"MBNA Limited\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5fc9006510e2c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5fc9006510e2c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5fc9006510e2c.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5fc9006510e2c.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5fc9006510e2c.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/mbna\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Abound<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/fintern-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/638ddc4f258f0.png\" alt=\"Abound\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/638ddc4f258f0.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/638ddc4f258f0.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/638ddc4f258f0.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/638ddc4f258f0.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/638ddc4f258f0.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/fintern-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Lloyds Bank<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/lloyds\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5c65a253226e5.png\" alt=\"Lloyds Bank\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5c65a253226e5.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5c65a253226e5.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5c65a253226e5.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5c65a253226e5.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5c65a253226e5.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">Existing customers only<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/lloyds\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">First Direct<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/first-direct\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5fc9006a04b43.png\" alt=\"First Direct\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5fc9006a04b43.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5fc9006a04b43.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5fc9006a04b43.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5fc9006a04b43.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5fc9006a04b43.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">10000<\/td>\r\n<td data-title=\"Customer type\">Existing customers only<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/first-direct\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Admiral<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/admiral-loans-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/60e70d55987b8.png\" alt=\"Admiral\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/60e70d55987b8.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/60e70d55987b8.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/60e70d55987b8.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/60e70d55987b8.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/60e70d55987b8.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">19000<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/admiral-loans-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Novuna Personal Finance<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/novuna-personal-finance-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/693bed6ae01a6.png\" alt=\"Novuna Personal Finance\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/693bed6ae01a6.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/693bed6ae01a6.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/693bed6ae01a6.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/693bed6ae01a6.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/693bed6ae01a6.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">21<\/td>\r\n<td data-title=\"Minimum income\">10000<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/novuna-personal-finance-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Santander<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/santander-loans-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64d4a07469811.png\" alt=\"Santander\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64d4a07469811.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64d4a07469811.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64d4a07469811.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/64d4a07469811.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/64d4a07469811.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">21<\/td>\r\n<td data-title=\"Minimum income\">10500<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/santander-loans-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Creation Financial Services<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/creation\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/652d50563e30c.png\" alt=\"Creation Financial Services\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/652d50563e30c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/652d50563e30c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/652d50563e30c.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/652d50563e30c.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/652d50563e30c.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">23<\/td>\r\n<td data-title=\"Minimum income\">9600<\/td>\r\n<td data-title=\"Customer type\">Existing customers only<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/creation\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Reevo Money<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/reevo-money-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64faf9ece49a4.png\" alt=\"Reevo Money\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64faf9ece49a4.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64faf9ece49a4.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64faf9ece49a4.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/64faf9ece49a4.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/64faf9ece49a4.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">21 years or older<\/td>\r\n<td data-title=\"Minimum income\">15000<\/td>\r\n<td data-title=\"Customer type\">Not specified<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/reevo-money-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Fluent Money<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/fluent-money-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6273a36fa8194.png\" alt=\"Fluent Money\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6273a36fa8194.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6273a36fa8194.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6273a36fa8194.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6273a36fa8194.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6273a36fa8194.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">No minimum income specified<\/td>\r\n<td data-title=\"Customer type\">Not specified<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/fluent-money-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Minty Loans<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/munzee-loans-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64ef1042da222.png\" alt=\"Minty Loans\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64ef1042da222.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64ef1042da222.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64ef1042da222.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/64ef1042da222.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/64ef1042da222.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">21 years<\/td>\r\n<td data-title=\"Minimum income\">No minimum income specified<\/td>\r\n<td data-title=\"Customer type\">Not specified<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/munzee-loans-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Plata<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/plata-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64f8849e560d0.png\" alt=\"Plata\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64f8849e560d0.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64f8849e560d0.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64f8849e560d0.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/64f8849e560d0.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/64f8849e560d0.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/plata-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Salad<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/salad-money-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/685160903468a.png\" alt=\"Salad\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/685160903468a.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/685160903468a.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/685160903468a.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/685160903468a.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/685160903468a.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">18000<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/salad-money-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Oakbrook Loans<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/oakbrook-loans-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64f87c346340f.png\" alt=\"Oakbrook Loans\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64f87c346340f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64f87c346340f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64f87c346340f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/64f87c346340f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/64f87c346340f.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/oakbrook-loans-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Finio Loans<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/finio-loans-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/693c169e2ebcb.png\" alt=\"Finio Loans\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/693c169e2ebcb.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/693c169e2ebcb.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/693c169e2ebcb.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/693c169e2ebcb.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/693c169e2ebcb.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/finio-loans-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">John Lewis Money<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/john-lewis-money-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/67161da426af1.png\" alt=\"John Lewis Money\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67161da426af1.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67161da426af1.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67161da426af1.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67161da426af1.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67161da426af1.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">20<\/td>\r\n<td data-title=\"Minimum income\">12000<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/john-lewis-money-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Munzee<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/munzee-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/684ab1745cad2.png\" alt=\"Munzee\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/684ab1745cad2.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/684ab1745cad2.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/684ab1745cad2.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/684ab1745cad2.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/684ab1745cad2.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">21<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/munzee-loan-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Loans by Mal<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/loans-by-mal-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/647efe55b10da.png\" alt=\"Loans by Mal\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/647efe55b10da.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/647efe55b10da.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/647efe55b10da.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/647efe55b10da.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/647efe55b10da.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">21<\/td>\r\n<td data-title=\"Minimum income\">15600<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/loans-by-mal-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Norwich Trust<\/div><a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/ukcredithomeowner-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/693bf6cb1d716.png\" alt=\"Norwich Trust\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/693bf6cb1d716.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/693bf6cb1d716.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/693bf6cb1d716.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/693bf6cb1d716.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/693bf6cb1d716.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">21<\/td>\r\n<td data-title=\"Minimum income\">15600<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/redirect\/uk\/personal-loans\/ukcredithomeowner-new-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFPL.NICHE.UKFPL_MIN_AGE_TABLE%22%2C%22code%22%3A%22UKFPL%22%2C%22post_id%22%3A%2280872%22%2C%22post_path%22%3A%22personal-loans%252Floans-for-young-people%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"_blank\" class=\"luna-button luna-button--success\">Check eligibility<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Churchill<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64e754295d21f.png\" alt=\"Churchill\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64e754295d21f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64e754295d21f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64e754295d21f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/64e754295d21f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/64e754295d21f.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18 years<\/td>\r\n<td data-title=\"Minimum income\">10200<\/td>\r\n<td data-title=\"Customer type\">Not specified<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Toot Loans<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64ef1235290bf.png\" alt=\"Toot Loans\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64ef1235290bf.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64ef1235290bf.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64ef1235290bf.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/64ef1235290bf.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/64ef1235290bf.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">23 years or older<\/td>\r\n<td data-title=\"Minimum income\">12000<\/td>\r\n<td data-title=\"Customer type\">Not specified<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Plend<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6448e64c13715.png\" alt=\"Plend\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6448e64c13715.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6448e64c13715.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6448e64c13715.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6448e64c13715.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6448e64c13715.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">21<\/td>\r\n<td data-title=\"Minimum income\">No minimum income specified<\/td>\r\n<td data-title=\"Customer type\">Not specified<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">BetterBorrow<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/betterborrow\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/647ef15f7a82f.png\" alt=\"BetterBorrow\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/647ef15f7a82f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/647ef15f7a82f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/647ef15f7a82f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/647ef15f7a82f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/647ef15f7a82f.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18 years<\/td>\r\n<td data-title=\"Minimum income\">No minimum income specified<\/td>\r\n<td data-title=\"Customer type\">Not specified<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/betterborrow\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">JustUs<\/div><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/684ab96570820.png\" alt=\"JustUs\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/684ab96570820.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/684ab96570820.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/684ab96570820.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/684ab96570820.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/684ab96570820.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">12000<\/td>\r\n<td data-title=\"Customer type\">New or existing customers<\/td>\r\n<td data-title=\"\">\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Danske Bank<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/danskebank\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5fc902fcac326.png\" alt=\"Danske Bank\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5fc902fcac326.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5fc902fcac326.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5fc902fcac326.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5fc902fcac326.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5fc902fcac326.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">0<\/td>\r\n<td data-title=\"Customer type\">Existing customers only<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/danskebank\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">LiveLend<\/div><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64db90a88c003.png\" alt=\"LiveLend\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64db90a88c003.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64db90a88c003.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64db90a88c003.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/64db90a88c003.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/64db90a88c003.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">18<\/td>\r\n<td data-title=\"Minimum income\">\u00a312,000 per year<\/td>\r\n<td data-title=\"Customer type\">Not specified<\/td>\r\n<td data-title=\"\">\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<tr>\r\n<td data-title=\"Lender\">\r\n<div class=\"is-hidden\">Loans 2 Go<\/div><a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/loans-2-go\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5f07077e25f93.png\" alt=\"Loans 2 Go\" class=\"alignnone size-full\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f07077e25f93.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f07077e25f93.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f07077e25f93.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f07077e25f93.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f07077e25f93.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a>\r\n\r\n<\/td>\r\n<td data-title=\"Minimum age\">21<\/td>\r\n<td data-title=\"Minimum income\">No minimum income specified<\/td>\r\n<td data-title=\"Customer type\">Not specified<\/td>\r\n<td data-title=\"\">\r\n<a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/loans-2-go\" class=\"luna-button luna-button--success\">Read our review<\/a>\r\n  \r\n<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<\/tbody>\r\n<\/table>\r\n<\/div>\r\n<div class=\"tablefadeafter\"><\/div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">Late repayments can cause you serious money problems. See our <a href=\"https:\/\/www.finder.com\/uk\/debt\" class=\"fin-text-navy\">debt help<\/a> guides.<\/div><\/article><h3 id=\"learn\">What loans are available to young people?<\/h3><p>Turning 18 can be exciting. After all, you\u2019ll now be legally allowed to vote and drink. You\u2019ll also be able to take out a loan.<\/p><p>However, getting a first time loan as a young person may be more difficult than simply applying and getting approved. That\u2019s because you\u2019ll have little to no credit history which means lenders cannot assess how reliable you are as a borrower. You may also not have much in the way of savings. This means your loan options may be more limited. <\/p><p>But the good news is you may be able to access one of the following options:<\/p><ul class=\"has-margin-bottom\"><li><h4>Personal loans<\/h4><p>A personal loan lets you borrow a fixed sum of money over a set term and you repay this in monthly instalments. To increase your chances of getting accepted when you\u2019re young, it can be worth applying for a loan with your current bank.<\/p><p>Because you\u2019ll have already established a relationship with your current bank \u2013 perhaps you hold a bank account and a savings account with that provider \u2013 they might be more willing to give you a loan. The downside is that it might not offer the best rate on the market.<\/p><p>Alternatively, you could <a href=\"https:\/\/www.finder.com\/uk\/personal-loans\">compare other lenders<\/a> and use an eligibility checker or \u201csoft search\u201d which will show you the loans you\u2019re more likely to get accepted for without damaging your credit score.<\/p><\/li><li><h4>Guarantor loans<\/h4><p>With a <a href=\"https:\/\/www.finder.com\/uk\/guarantor-personal-loans\">guarantor loan<\/a>, a friend or family member guarantees the loan you apply for. This means that if you are unable to repay the loan, your guarantor will be responsible for paying it off.<\/p><\/li><li><h4>Car loans<\/h4><p>If you\u2019re looking to buy a car, there\u2019s a number of different <a href=\"https:\/\/www.finder.com\/uk\/car-loans\">car finance options<\/a> to suit a wide range of monthly budgets.<\/p><\/li><li><h4>Student loans<\/h4><p>If you\u2019re planning to go to university, you\u2019ll be able to apply for <a href=\"https:\/\/www.finder.com\/uk\/personal-loans\/student-finance\">student finance<\/a>, including a tuition fee loan and a maintenance loan to help with your living costs. You\u2019ll repay this loan once you\u2019ve graduated and start earning above a certain income threshold.<\/p><\/li><li><h4>Arranged overdrafts<\/h4><p>If you\u2019re a student, there are <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/student-bank-accounts\">student bank accounts<\/a> available with favourable overdraft terms. If you\u2019re not, an arranged overdraft can offer you flexibility but you\u2019ll want to look closely at the fees and interest charges involved.<\/p><\/li><\/ul><div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"><\/circle>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">Loans jargon explained<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n            <ul id=\"glossary\"><li><strong>APR.<\/strong> The annual percentage rate (APR) takes into account the headline interest rate as well as any compulsory charges.<\/li><li><strong>Representative example.<\/strong> Used to show consumers the standard costs that would apply to most successful loan, credit card or mortgage applicants.<\/li><li><strong>Interest rate.<\/strong>The interest rate is a charge for borrowing and is a percentage of the amount of credit.<\/li><li><strong>Eligibility.<\/strong> This is how likely you are to get accepted for a credit product such as a loan, and will take a number of factors into consideration.<\/li><\/ul>\n        <\/div>\n    <\/div>\n<\/div>\n<h3>How do loans for young people work?<\/h3><p>Loans for young people work in the same way as any standard loan. You borrow a sum of cash (usually between \u00a31,000 and \u00a325,000) and you then pay back that amount in monthly instalments, with interest added on top. Personal loan terms typically range from 1 to 7 years. <\/p><p>If you\u2019re a young person with a limited credit history, the amount of interest you pay on your loan will likely be higher compared to someone who has an established credit history. Most personal loan rates are fixed, so your monthly repayments remain the same during the term of the loan. <\/p><p>Be aware that if you want to pay off your loan early, you\u2019ll often be charged a penalty fee (sometimes referred to as an early repayment charge).<\/p><h3>Should I take out a loan for young people?<\/h3><p>Before taking out a loan it\u2019s crucial to work out whether you would be able to afford to repay it. This can be much harder when you\u2019re young because your financial circumstances are likely to be more changeable and less established.<\/p><p>Taking out a loan comes with risks, and it\u2019s important to understand these risks before you dive in. Get it wrong, and you could land yourself in serious financial difficulty or damage your credit record \u2013 making things much harder when you need to get a loan in the future.<\/p><p>Consider whether you really need to borrow the money and if you do, whether you could use an alternative, cheaper option such as a credit card or overdraft. If you still want to apply for a loan, it\u2019s a good idea to start small and borrow a small amount over a short term.<\/p><h3>Can I get a loan at 18 years old?<\/h3><p>Yes, once you turn 18, you\u2019re eligible to take out a loan or other credit product. Whether you\u2019ll be able to get a loan will depend on a range of factors, such as:<\/p><ul class=\"list-1 has-margin-bottom\"><li>You\u2019re a UK resident<\/li><li>You don\u2019t have a bad history of credit<\/li><li>You have a regular income<\/li><li>The loan won\u2019t be used for purposes such as gambling or setting up a business<\/li><\/ul><p><img decoding=\"async\" class=\"luna-image aligncenter\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/07\/AvgAPRIllo_Finder_632x380.png\" alt=\"Image of a man with laptop and caption: the average apr of a \u00a35,000 loan is around 8%.\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/07\/AvgAPRIllo_Finder_632x380.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/07\/AvgAPRIllo_Finder_632x380.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/07\/AvgAPRIllo_Finder_632x380.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/07\/AvgAPRIllo_Finder_632x380.png?fit=632 632w\" sizes=\"(max-width: 632px) 100vw, 632px\" loading=\"lazy\"><\/p><h3>What is a credit score and how does it affect me getting a loan?<\/h3><p>Your <a href=\"https:\/\/www.finder.com\/uk\/credit-score\">credit score<\/a> is used by lenders to determine your creditworthiness. If you have a good credit score, this indicates to lenders that you have paid back debts in the past and have not missed payments. The higher your credit score, the more likely you are to get accepted for a loan.<\/p><h3>Why is it harder for young people to take out loans?<\/h3><p>It can be harder for young people to take out loans simply because you\u2019re likely to have a limited credit history. This means lenders will have difficulty assessing your creditworthiness and how responsible you are as a borrower. Without knowing how likely you are to repay the loan, lenders will be more reluctant to offer you money.<\/p><p>Because lenders will view you as higher risk, if you are accepted for a loan, you\u2019ll probably pay a higher interest rate and you might not be able to borrow as much.<\/p><p>If you get accepted for a loan and repay it on time, your credit score will gradually improve. However, if you miss payments and default on the loan, this will be recorded on your credit report which could negatively affect your credit score.<\/p><p>Your employment status could be another reason why it\u2019s harder to be accepted for a loan. Lenders tend to favour borrowers who have remained in the same job for a few years as this stability reassures them that you\u2019re more likely to meet your monthly loan repayments.<\/p><h3>How can a young person improve their credit rating and their chances of getting a loan?<\/h3><p>Firstly, check you\u2019re registered on the electoral roll as this will show lenders you have a fixed address. Next, check your <a href=\"https:\/\/www.finder.com\/uk\/credit-score\/free-credit-report\">credit report<\/a> to see if there are any errors. If there are, contact the credit reference agency to get them corrected.<\/p><p>Also ensure you pay bills on time and if your landlord includes your bills in your rent, ask if your name can be put down on some of them.<\/p><h3>5 tips for getting first time loans<\/h3><ol><li><strong>Show that you can save.<\/strong> If you can show the lender you have a savings pot to fall back on if you struggle to meet your repayments, the lender may be more willing to approve you. If you apply for a loan with your current bank, they will be able to easily view your savings history.<\/li><li><strong>Apply for a lower amount.<\/strong> Start small. Applying for too much when you have little credit history or don\u2019t earn a high income can be a red flag to lenders and result in an automatic rejection. Instead, opt for a lower amount and prove to lenders that you\u2019re a responsible borrower.<\/li><li><strong>Get on the electoral roll.<\/strong> Now that you\u2019re old enough and have the power to vote, get yourself registered! This has the added bonus of bolstering your credit score.<\/li><li><strong>Get a letter from your employer.<\/strong> If you\u2019re only employed casually or have not been employed for long, a letter from your employer stating the security of your employment may help your application.<\/li><li><strong>Use an eligibility checker.<\/strong> This only uses a soft credit check to tell you how likely you are to be accepted for a particular loan, so you can apply with confidence. This stops you from making multiple loan applications that can have a negative impact on your credit score.<\/li><\/ol><p>At Finder, we run soft searches with a range of lenders in seconds, meaning that you\u2019ll be able to get realistic rate quotes for loans you\u2019re likely to be approved for, without any impact on your credit score. This can be a really smart way to avoid disappointment, protect your credit record and to only focus on lenders who are likely to approve you.<br><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/03\/personal_loans_application1.png\" alt=\"Infographic showing loan application process\" width=\"350\" height=\"510\" class=\"alignright size-full wp-image-117851\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/03\/personal_loans_application1.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/03\/personal_loans_application1.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/03\/personal_loans_application1.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/03\/personal_loans_application1.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/03\/personal_loans_application1.png?fit=1050 1050w\" sizes=\"(max-width: 1050px) 100vw, 1050px\" loading=\"lazy\"><\/p><h3>How to compare loans for teens and young people<\/h3><p>The quickest and easiest way is to use Finder\u2019s personal loan comparison tables. Compare interest rates carefully and aim to keep the overall cost as low as possible, while ensuring you can still afford the repayments.<\/p><p>Once you\u2019ve found a suitable loan, use an eligibility checker to check your chances of being accepted for the loan, whether there are any fees and how much you will be able to borrow.<\/p><ol><li><strong>The overall cost.<\/strong><br>This should be your primary focus when considering different loans (or other types of credit). Aim to keep the overall cost as low as possible while ensuring you can afford the repayments.<\/li><li><strong>Whether you\u2019re eligible<\/strong><br>At 18 years old or as a young person, you may well find that the lenders offering the best rates aren\u2019t interested in you. That\u2019s because each lender has a limited pool of funds to lend out, and they\u2019ll aim to lend it to the safest prospects they can, to reduce the risk of losing any money if a borrower defaults on (fails to repay) their loan. But this doesn\u2019t mean you can\u2019t shop around. Use our \u201csoft search\u201d eligibility checker to quickly work out whether or not you\u2019re likely to get approved.<\/li><li><strong>The interest rate.<\/strong><br>Is the rate competitive? Is it fixed or variable? A fixed rate will remain the same for the full term of the loan, while a variable rate could change \u2013 not good at a time when interest rates are rising. Keep in mind that the advertised  \u201crepresentative APR\u201d only has to be given to  51% of successful applicants. The remaining 49% (usually those with a lower credit score or limited credit history) will likely be offered a higher rate.<\/li><li><strong>How much you\u2019re able to borrow.<\/strong><br>Lenders offer varying minimum and maximum loan amounts, but what you\u2019ll be allowed to borrow will ultimately depend on what the lender deems you can afford to repay. Lenders must lend \u201cresponsibly\u201d, which means considering each borrower\u2019s unique situation (income, outgoings, job stability, credit history etc.) to ensure they are only offered loans that are affordable.<\/li><li><strong>Early repayment terms.<\/strong><br>Clearing expensive debt can save you money in interest, but different products have different early repayment terms. Will paying the money back early have a penalty? Will it actually save you any money? It\u2019s worth checking before you apply. A fractionally better rate that comes with unforgiving early repayment terms could be a false economy.<\/li><li><strong>Any special features of the offer.<\/strong><br>It\u2019s important to take into account any value-adding features of any credit, whether it\u2019s cashback on a loan or a points scheme on a credit card. Weigh up the real financial benefits of these, but don\u2019t be too swayed by them. \t<\/li><li><strong>The fees you\u2019ll be charged.<\/strong><br>There are different types of fees you can be charged, ranging from setup fees to annual fees and early repayment fees. Find out what fees are associated with your loan before signing on the dotted line.<\/li><\/ol><article class=\"luna-card luna-card--primary\"><div class=\"luna-card__block\"><h4>Personal loan cost comparison<\/h4><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><h5>Loan amount: \u00a35,000<\/h5><ul><li>Loan term: 3 years<\/li><li>Interest rate: 19.9%<\/li><li>Monthly repayment: \u00a3181<\/li><li>Total interest: \u00a31,533<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><h5>Loan amount: \u00a35,000<\/h5><ul><li>Loan term: 3 years<\/li><li>Interest rate: 29.3%<\/li><li>Monthly repayment: \u00a3201<\/li><li>Total interest: \u00a32,250<\/li><\/ul><\/div><\/div><\/div><\/article><h4>What about a loans broker?<\/h4><p>A broker will find the best rate available to you from its panel of lenders, taking into account your individual circumstances. Normally this service is free, because the broker will earn a referral fee from the lender.<\/p><p>As long as you bear in mind that they don\u2019t normally scan the whole market and will use selected lenders, a broker can take the strain out of finding a competitive deal.<\/p><h3>Alternatives to loans for 18 year olds and above<\/h3><p>Used correctly, <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\">credit builder cards<\/a> can help you to improve your credit score over time. However, they typically come with low credit limits and high interest rates so it\u2019s important to pay off your balance in full each month.<\/p><p>Alternatively, you could speak to your bank about extending your overdraft and asking for more favourable conditions. Interest rates on overdrafts can be high so they may not always be the best option.<\/p><h3>Pros and cons of loans for under-21s<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li><strong>Easy access to the funds you need.<\/strong> This is an obvious \u2018pro\u2019. Get access to the funds you want to make the purchase you need.<\/li>\n                                    <li><strong>Build up your credit history.<\/strong> A loan can help you to establish and build your credit history. This ultimately affects your eligibility for other types of loans and can give you access to better interest rates in the future.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li><strong>You may only be eligible for a small loan.<\/strong> If you have no credit history or limited credit history, you may only be eligible for a small loan, which may not be enough for what you need.<\/li>\n                                    <li><strong>Risk of getting into debt.<\/strong> Taking on any loan comes with risk, so make sure to budget your repayments and don't apply for a higher loan amount than you can afford to repay.<\/li>\n                                    <li><strong>Potentially high rates.<\/strong> As harsh as it may seem, to a lender, 18-year olds represent a greater risk, which they'll normally look to offset by charging a higher rate.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>Bottom line<\/h3><p>Taking out a loan can be an easy way to borrow extra funds and, providing you\u2019re sensible, it can also help to build up your credit score. However, interest rates can be high and if you\u2019re unable to keep up with your repayments, you could do your credit score more harm than good. Always consider your options carefully before applying.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">How old do I have to be to take out a loan?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">For most lenders, you\u2019ll need to be 18 years old to get a loan, but some will require you to be 21 or over.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">I have never had any credit, will this mean I have a bad credit score?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">If you\u2019ve never borrowed before, you will have no history of credit. This means your credit score will be lower, or the credit reference agency may not even be able to generate a score. Lenders will be less willing to let you borrow if you have no credit history as they won\u2019t be able to judge how you have handled credit in the past.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Can you get loans for 17-year-olds?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\">For almost all UK lenders, you need to be at least 18 years old to get a loan. You\u2019ll only be able to apply for a student loan at 17.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Is it true that my credit score will increase if I get a loan?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\">That depends on how you manage it. If you keep up with your monthly repayments and fully repay the amount borrowed within the loan term, your credit score is likely to increase. However, if you regularly miss payments or are unable to repay the amount borrowed, your credit score could go down.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">How do I check my credit score?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\">You can <a href=\"https:\/\/www.finder.com\/uk\/credit-score\">check your credit score<\/a> directly with the credit reference agencies that produce your credit score. The biggest ones in the UK are Equifax, Experian and TransUnion.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">I applied for a loan but was rejected, how quickly can I apply for another one?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Loan applications involve a type of credit search known as an \u201capplication search\u201d or \u201chard search\u201d which will show on your credit report, and which can negatively affect your credit score. Re-applying for a number of loans in a short space of time can be a red flag to potential lenders so it\u2019s best to wait 3 to 6 months before applying again.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000006\" data-toggle=\"collapse\" data-target=\"#accordion0000000006\">\n        <span class=\"luna-accordion__title\">Can I get a home loan at 18 years old?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000006\" data-accordion=\"details\">\n    <div class=\"accordionContent\">If you\u2019re 18, you will legally be allowed to apply for a mortgage. However, whether you will get accepted will depend on a range of factors, including how much of a deposit you have to put down and your affordability.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000007\" data-toggle=\"collapse\" data-target=\"#accordion0000000007\">\n        <span class=\"luna-accordion__title\">Can I get a loan if I'm 18 years old with no credit history?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000007\" data-accordion=\"details\">\n    <div class=\"accordionContent\">While it\u2019s still technically possible to get approved for a personal loan if you have no credit history, it\u2019s far less likely. You may have more luck with a guarantor loan or secured loan, but these types of loans are not available to everyone. Instead, it can be worth applying for a <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/credit-builder-credit-cards\">credit builder credit card<\/a>.<\/div>\n  <\/div>\n<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000000\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000000\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>If you\u2019re 18 or over, you\u2019ll be able to apply for a loan. Find out how to compare your options and discover the best deal. <\/p>\n","protected":false},"author":1047,"featured_media":92743,"parent":77835,"menu_order":0,"comment_status":"open","ping_status":"open","template":"page-masthead-two-column.php","meta":{"footnotes":""},"tags":[],"class_list":["post-80872","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Loans for young people and 18 year olds | No credit history<\/title>\n<meta name=\"description\" content=\"Discover which loans are available to young people and 18 year olds with no credit history. 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