{"id":79256,"date":"2018-12-19T15:06:36","date_gmt":"2018-12-19T15:06:36","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=79256"},"modified":"2026-02-27T14:16:59","modified_gmt":"2026-02-27T14:16:59","slug":"home-insurance","status":"publish","type":"page","link":"https:\/\/www.finder.com\/uk\/home-insurance","title":{"rendered":"Compare home insurance"},"content":{"rendered":"

Good home insurance can give you confidence that you\u2019re financially protected if your home or its contents are damaged or destroyed, or if you\u2019re the victim of theft or burglary. But the level of cover can vary, so it\u2019s important to do your research before you buy.<\/p>

What is home insurance?<\/h3>

Home insurance is designed to cover any unexpected harm to your home and belongings. It means that if your house or flat \u2013 or its contents \u2013 are damaged or destroyed, or if valuable items are stolen during a burglary, you will receive a financial payout to cover the cost of all or some of your loss. This will enable you to repair or rebuild your home or to replace your belongings.<\/p>

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\n \n \n <\/circle>\n <\/path>\n <\/svg>\n <\/span>\n Home insurance jargon explained<\/span>\n <\/h4>\n
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Certificate of home insurance.<\/strong> A document you get from your insurer that provides legal evidence that you\u2019re insured.
Duty of disclosure.<\/strong> A requirement for you to tell the insurer about anything that might affect your policy. This applies both when you take out the policy and if anything changes, such as an increase in the number of people living in your home.
Sum insured.<\/strong> The maximum amount that will be paid out towards repairing or rebuilding your home, or replacing your belongings. The sum insured amount is set when you take out your policy.
Proof of ownership.<\/strong> A document, such as a receipt or a photo of you with an item, that proves that you owned something you make a home insurance claim for. This is particularly important for high-value items.<\/p>\n <\/div>\n <\/div>\n<\/div>\n

How to compare home insurance<\/h3>

To compare home insurance policies effectively, you\u2019ll need to follow a few simple steps.<\/p>