{"id":74537,"date":"2017-12-19T14:44:47","date_gmt":"2017-12-19T14:44:47","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=74537"},"modified":"2025-12-02T07:38:20","modified_gmt":"2025-12-02T07:38:20","slug":"payday-loans","status":"publish","type":"page","link":"https:\/\/www.finder.com\/uk\/payday-loans","title":{"rendered":"Compare payday and short term loans"},"content":{"rendered":"<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block text-center has-padding-small\"><p class=\"has-margin-bottom-xxsmall\"><strong>Warning:<\/strong> Late repayment can cause you serious money problems. For help, go to <a href=\"https:\/\/www.moneyhelper.org.uk\/en\" rel=\"follow noopener\" target=\"_blank\" class=\"fin-text-navy\">moneyhelper.org.uk<\/a>.<\/p><p><strong>Please note:<\/strong> High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.<\/p><\/div><\/article><p>Payday loans are designed for borrowing money in the short term. They typically come with high interest rates and should be used with caution. Read our guide to find out more about how payday loans work and what you should know if you are considering applying for one.<\/p><h3 id=\"calculatecosts\" class=\"no-margin-bottom\">Calculate the cost of your loan<\/h3><div class=\"fin-text-grey text-x-small has-margin-bottom\">Table: promoted deals, sorted by total payable<\/div><div id=\"ukfslcompare\" class=\"has-margin-bottom-large\"><div class=\"u-grid has-padding-medium\"><div class=\"u-grid__col u-1\/2@s\"><h5 class=\"no-margin-bottom\">How much do you need to borrow?<\/h5><p><label><span id=\"outputone\">\u00a3300<\/span><\/label><br><input id=\"inputone\" class=\"has-margin-top-small no-margin-left\" type=\"range\" min=\"50\" max=\"1000\" step=\"10\" value=\"300\" oninput=\"amountx=this.value;fslSliders();\" onchange=\"amountx=this.value;fslShowResults();\"><\/p><\/div><div class=\"u-grid__col u-1\/2@s\"><h5 class=\"no-margin-bottom\">How long do you need to borrow for?<\/h5><p><label><span id=\"outputtwo\">3 months<\/span><\/label><br><input id=\"inputtwo\" class=\"has-margin-top-small no-margin-left\" type=\"range\" min=\"1\" max=\"10\" step=\"1\" value=\"3\" oninput=\"termx=this.value;fslSliders();\" onchange=\"termx=this.value;fslShowResults();\"><\/p><\/div><\/div><div class=\"loader\" id=\"loader\"><\/div><div class=\"results\" id=\"results\"><div id=\"table-1\"><div class=\"content tableWithFilters\n         topFiltersEnabled\n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div id=\"portal-table-top-filters-modal\"><\/div>\n\n<div class=\"contentWrapper tableWithFilters__contentWrapper\">\n    <div class=\"tableWithFilters__table content\">\n        <div class=\"js-comparison-calculator comparison-calculator f1   \" data-category=\"b0fea84a-464e-4f96-8061-3bc6586b8893\" data-template=\"comparison\" data-niche=\"UKFSL\" data-site=\"UKFSL\" data-auto-recalculate=\"true\" data-post-country=\"uk\" data-fieldset=\"ukfsldetailed\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"74537\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"true\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFSL\",\"fieldset\":\"ukfsldetailed\",\"template\":\"comparison\",\"category_id\":\"b0fea84a-464e-4f96-8061-3bc6586b8893\",\"category_name\":\"Calculated Set\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778319013}' data-disable-alternative-products=\"true\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"mobileSort__root\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-mobile-compare=\"true\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKFSL\" data-site=\"UKFSL\" data-table-id=\"1507\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-leadform-modal=\"\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFSL\",\"fieldset\":\"ukfsldetailed\",\"template\":\"comparison\",\"category_id\":\"b0fea84a-464e-4f96-8061-3bc6586b8893\",\"category_name\":\"Calculated Set\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778319013}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-tablesorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukfsl\" data-sorted=\"false\" data-sorting=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"47efc1f91ba5bf4496549d2044d86a0d8f09033922f522f0dca4259788651bca\" data-table-record-type=\"product\" data-table-record-ids='[\"56abf60b-ee38-4a1d-91d4-8075fa1901e3\",\"a6fc7c15-b8a8-4fdd-91a4-8ff1805c5b3f\",\"2e28beb5-9f1e-4397-afd5-637206388a3a\",\"056efcdd-fe22-49f8-b102-15dfbd0e5694\",\"11dccd20-42ba-4ca0-9162-8824089fbbf0\"]' data-total-data=\"5\" data-enable-top-filters=\"true\" data-total-product-count=\"5\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-3\"><th class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"available_amounts\">\n                                                        Available Amounts\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"monthly_repayment\"><span class=\"comparison-table__nameTooltip\" rel=\"popover\" data-tooltip-type=\"Monthly repayment\" data-content=\"Monthly repayment\">\n                    Monthly repayment\n                    <svg class=\"luna-icon\"><use xlink:href=\"#info\"><\/use><\/svg><\/span><svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"total_payable\"><span class=\"comparison-table__nameTooltip\" rel=\"popover\" data-tooltip-type=\"Total payable\" data-content=\"Total payable\">\n                    Total payable\n                    <svg class=\"luna-icon\"><use xlink:href=\"#info\"><\/use><\/svg><\/span><svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><\/tr><\/thead><tbody><style>\n\t.rewards-infobox .deals-banner { display:flex; flex-direction: row; border-radius: 16px; border:1px solid #000; overflow: hidden; }\n\t.rewards-infobox .deals-left { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); display:flex; flex-direction: column; align-items:center; justify-content:space-between; position: relative; width: 110px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-left { width: 110px; } }\n\t.rewards-infobox .deals-right { background:#1a50ff; color:#fff; padding: 8px; display:flex; flex-direction: column; gap:2px; justify-content:center; flex: 1; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-right { padding: 8px; } }\n\t.rewards-infobox .deals-phone { position: absolute; top: 8px; left: 12px; }\n\t.rewards-infobox .deals-ends { color:#000; font-weight:800; font-size:12px; line-height:12px; padding:6px 10px; font-style: italic; border-radius: 9999px; display:inline-flex; align-items:center; text-transform: uppercase; display: none; }\n\t.rewards-infobox .deals-ends-text { padding-top: 2px; }\n\t.rewards-infobox .deals-header { display:flex; align-items:center; flex-wrap: nowrap; gap:4px; cursor:pointer; }\n\t.rewards-infobox .deals-amount { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); color:#232320; font-size:32px; line-height:28px; letter-spacing: -0.75px; text-transform: uppercase; padding: 2px 4px 0 2px; border-radius: 4px; font-style: italic; font-weight: bold; font-size: 30px; }\n\t.rewards-infobox .deals-title { color: white; text-transform: uppercase; font-style:italic; font-weight:bold; font-size:16px; flex: 1; }\n\t.rewards-infobox .deals-list { display:flex; flex-direction: column; flex-wrap: wrap; gap:2px; margin: 4px 0 2px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-list { flex-direction: row; row-gap: 4px; column-gap: 20px; } }\n\t.rewards-infobox .deals-step { display:flex; align-items: baseline; gap:4px; }\n\t.rewards-infobox .deals-step-num { background:#FFD23B; color:#000; display:inline-flex; align-items:center; justify-content:center; font-weight:bold; font-style: italic; border-radius:2px; font-size:12px; margin-top:2px; line-height: 12px; padding-top: 2px; min-width: 11px; }\n\t.rewards-infobox .deals-step-text { color:#fff; font-size:12px; line-height:16px; font-weight: bold; }\n\t.rewards-infobox .deals-disclaimer { color:#E8EEFF; font-size:12px; margin-top: 4px; width: fit-content; }\n\t.rewards-infobox .deals-disclaimer a { color:#BFD0FF; text-decoration: underline; font-size: 12px; }\n\t.rewards-infobox .rewards-end-date { font-size: 12px; }\n\t\n\t\t.rewards-infobox .deals-countdown {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tmargin-top: 8px;\n\t\tflex-wrap: wrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__label {\n\t\tcolor: #fff;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\tpadding-right: 6px;\n\t\twhite-space: nowrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__timer {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tgap: 4px;\n\t}\n\n\t.rewards-infobox .deals-countdown__unit {\n\t\tdisplay: inline-flex;\n\t\talign-items: center;\n\t}\n\n\t.rewards-infobox .deals-countdown__value {\n\t\tbackground: #FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; }\n\n\t\t@media (max-width: 600px) {\n\t\t.reward-col-order-3 { grid-row: 3 !important; }\n\t\t.reward-col-order-4 { grid-row: 4 !important; }\n\t\t.reward-col-order-5 { grid-row: 5 !important; }\n\t\t.reward-col-order-6 { grid-row: 6 !important; }\n\t\t.reward-col-order-7 { grid-row: 7 !important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: unset;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr data-product-id=\"56abf60b-ee38-4a1d-91d4-8075fa1901e3\" data-provider-id=\"d235693b-aa37-421e-aefc-4e17d137ae66\" data-product-name=\"Drafty Line of Credit\" data-provider-name=\"Drafty\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/drafty\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png\" alt=\"Drafty logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/drafty\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Drafty Line of Credit<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body awards-badge__body hasPopover\" rel=\"popover\" data-content=\"Drafty was a winner in the &lt;a href='https:\/\/www.finder.com\/uk\/lending-innovation-awards-2021'&gt;Finder Lending Innovation Awards 2021&lt;\/a&gt;.\" data-html=\"true\"><span class=\"badge-text\">Finder Award<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"{{ DESCRIPTIONS.MIN_AMOUNT }} to {{ DESCRIPTIONS.MAX_AMOUNT }}\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Available Amounts\">\n                        \u00a350 to \u00a33,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsl.product.calculated_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly repayment\"><span class=\"monthlyrepayment\"><\/span><div class=\"rates\" style=\"display: none;\"><span class=\"intonly\">No<\/span><span class=\"rate rate1\">96.200000000000000000000000000000<\/span><span class=\"rateminamt rate1minamt\">50.000000000000000000000000000000<\/span><span class=\"ratemaxamt rate1maxamt\">3000.000000000000000000000000000000<\/span><span class=\"rateminterm rate1minterm\">1.000000000000000000000000000000<\/span><span class=\"ratemaxterm rate1maxterm\">12.000000000000000000000000000000<\/span><span class=\"rate rate2\">0E-30<\/span><span class=\"rateminamt rate2minamt\">0E-30<\/span><span class=\"ratemaxamt rate2maxamt\">0E-30<\/span><span class=\"rateminterm rate2minterm\">0E-30<\/span><span class=\"ratemaxterm rate2maxterm\">0E-30<\/span><span class=\"rate rate3\">0E-30<\/span><span class=\"rateminamt rate3minamt\">0E-30<\/span><span class=\"ratemaxamt rate3maxamt\">0E-30<\/span><span class=\"rateminterm rate3minterm\">0E-30<\/span><span class=\"ratemaxterm rate3maxterm\">0E-30<\/span><span class=\"rate rate4\">0E-30<\/span><span class=\"rateminamt rate4minamt\">0E-30<\/span><span class=\"ratemaxamt rate4maxamt\">0E-30<\/span><span class=\"rateminterm rate4minterm\">0E-30<\/span><span class=\"ratemaxterm rate4maxterm\">0E-30<\/span><span class=\"rate rate5\">0E-30<\/span><span class=\"rateminamt rate5minamt\"><\/span><span class=\"ratemaxamt rate5maxamt\">0E-30<\/span><span class=\"rateminterm rate5minterm\">0E-30<\/span><span class=\"ratemaxterm rate5maxterm\">0E-30<\/span><span class=\"rate rate6\">0E-30<\/span><span class=\"rateminamt rate6minamt\">0E-30<\/span><span class=\"ratemaxamt rate6maxamt\">0E-30<\/span><span class=\"rateminterm rate6minterm\">0E-30<\/span><span class=\"ratemaxterm rate6maxterm\">0E-30<\/span><span class=\"rate rate7\">0E-30<\/span><span class=\"rateminamt rate7minamt\">0E-30<\/span><span class=\"ratemaxamt rate7maxamt\">0E-30<\/span><span class=\"rateminterm rate7minterm\">0E-30<\/span><span class=\"ratemaxterm rate7maxterm\">0E-30<\/span><span class=\"rate rate8\">0E-30<\/span><span class=\"rateminamt rate8minamt\">0E-30<\/span><span class=\"ratemaxamt rate8maxamt\">0E-30<\/span><span class=\"rateminterm rate8minterm\">0E-30<\/span><span class=\"ratemaxterm rate8maxterm\">0E-30<\/span><span class=\"rate rate9\">0E-30<\/span><span class=\"rateminamt rate9minamt\">0E-30<\/span><span class=\"ratemaxamt rate9maxamt\">0E-30<\/span><span class=\"rateminterm rate9minterm\">0E-30<\/span><span class=\"ratemaxterm rate9maxterm\">0E-30<\/span><span class=\"rate rate10\">0E-30<\/span><span class=\"rateminamt rate10minamt\">0E-30<\/span><span class=\"ratemaxamt rate10maxamt\">0E-30<\/span><span class=\"rateminterm rate10minterm\">0E-30<\/span><span class=\"ratemaxterm rate10maxterm\">0E-30<\/span><span class=\"rate rate11\">0E-30<\/span><span class=\"rateminamt rate11minamt\">0E-30<\/span><span class=\"ratemaxamt rate11maxamt\">0E-30<\/span><span class=\"rateminterm rate11minterm\">0E-30<\/span><span class=\"ratemaxterm rate11maxterm\">0E-30<\/span><span class=\"rate rate12\">0E-30<\/span><span class=\"rateminamt rate12minamt\">0E-30<\/span><span class=\"ratemaxamt rate12maxamt\">0E-30<\/span><span class=\"rateminterm rate12minterm\">0E-30<\/span><span class=\"ratemaxterm rate12maxterm\">0E-30<\/span><span class=\"rate rate13\">0E-30<\/span><span class=\"rateminamt rate13minamt\">0E-30<\/span><span class=\"ratemaxamt rate13maxamt\">0E-30<\/span><span class=\"rateminterm rate13minterm\">0E-30<\/span><span class=\"ratemaxterm rate13maxterm\">0E-30<\/span><span class=\"rate rate14\">0E-30<\/span><span class=\"rateminamt rate14minamt\">0E-30<\/span><span class=\"ratemaxamt rate14maxamt\">0E-30<\/span><span class=\"rateminterm rate14minterm\">0E-30<\/span><span class=\"ratemaxterm rate14maxterm\">0E-30<\/span><span class=\"rate rate15\">0E-30<\/span><span class=\"rateminamt rate15minamt\">0E-30<\/span><span class=\"ratemaxamt rate15maxamt\">0E-30<\/span><span class=\"rateminterm rate15minterm\">0E-30<\/span><span class=\"ratemaxterm rate15maxterm\">0E-30<\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue='&lt;span class=\"totalpayable\"&gt;&lt;\/span&gt;' data-column-index=\"3\" data-decorator=\"text,ukfsl.product.calculated_total\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Total payable\"><span class=\"totalpayable\"><\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\">\n                      Representative Example: Assumed credit limit: \u00a31200. Representative 96.2% APR (variable). Annual interest rate 69.4% (variable).\n                  <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; }.comparison-table tr { display: grid !important; }.comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}<\/style><a target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/drafty-line-of-credit-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSL%22%2C%22fieldset%22%3A%22ukfsldetailed%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22b0fea84a-464e-4f96-8061-3bc6586b8893%22%2C%22category_name%22%3A%22Calculated%2BSet%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778319013%22%2C%22position%22%3A%221%22%2C%22product_name%22%3A%22Drafty%2BLine%2Bof%2BCredit%22%2C%22product_id%22%3A%2256abf60b-ee38-4a1d-91d4-8075fa1901e3%22%2C%22offer_id%22%3A%2219876%22%2C%22post_id%22%3A%2274537%22%2C%22post_path%22%3A%22payday-loans%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta \" title=\"Drafty Line of Credit\">Go to site       <\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Drafty Line of Credit\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-56abf60b-ee38-4a1d-91d4-8075fa1901e3\" value=\"56abf60b-ee38-4a1d-91d4-8075fa1901e3\" name=\"productID\" _productname=\"                            Drafty Line of CreditFinder Award            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"56abf60b-ee38-4a1d-91d4-8075fa1901e3\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-56abf60b-ee38-4a1d-91d4-8075fa1901e3\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"a6fc7c15-b8a8-4fdd-91a4-8ff1805c5b3f\" data-provider-id=\"e85f5ef6-be23-4d30-a6af-05bcadd3c690\" data-product-name=\"QuidMarket Short Term Loan\" data-provider-name=\"QuidMarket\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5bca25a20f028.png\" alt=\"QuidMarket logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5bca25a20f028.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5bca25a20f028.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5bca25a20f028.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5bca25a20f028.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5bca25a20f028.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>QuidMarket Short Term Loan<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"{{ DESCRIPTIONS.MIN_AMOUNT }} to {{ DESCRIPTIONS.MAX_AMOUNT }}\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Available Amounts\">\n                        \u00a3300 to \u00a31,500\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsl.product.calculated_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly repayment\"><span class=\"monthlyrepayment\"><\/span><div class=\"rates\" style=\"display: none;\"><span class=\"intonly\">No<\/span><span class=\"rate rate1\">292.000000000000000000000000000000<\/span><span class=\"rateminamt rate1minamt\">300.000000000000000000000000000000<\/span><span class=\"ratemaxamt rate1maxamt\">1000.000000000000000000000000000000<\/span><span class=\"rateminterm rate1minterm\">3.000000000000000000000000000000<\/span><span class=\"ratemaxterm rate1maxterm\">6.000000000000000000000000000000<\/span><span class=\"rate rate2\">0E-30<\/span><span class=\"rateminamt rate2minamt\">0E-30<\/span><span class=\"ratemaxamt rate2maxamt\">0E-30<\/span><span class=\"rateminterm rate2minterm\">0E-30<\/span><span class=\"ratemaxterm rate2maxterm\">0E-30<\/span><span class=\"rate rate3\">0E-30<\/span><span class=\"rateminamt rate3minamt\">0E-30<\/span><span class=\"ratemaxamt rate3maxamt\">0E-30<\/span><span class=\"rateminterm rate3minterm\">0E-30<\/span><span class=\"ratemaxterm rate3maxterm\">0E-30<\/span><span class=\"rate rate4\">0E-30<\/span><span class=\"rateminamt rate4minamt\">0E-30<\/span><span class=\"ratemaxamt rate4maxamt\">0E-30<\/span><span class=\"rateminterm rate4minterm\">0E-30<\/span><span class=\"ratemaxterm rate4maxterm\">0E-30<\/span><span class=\"rate rate5\">0E-30<\/span><span class=\"rateminamt rate5minamt\"><\/span><span class=\"ratemaxamt rate5maxamt\">0E-30<\/span><span class=\"rateminterm rate5minterm\">0E-30<\/span><span class=\"ratemaxterm rate5maxterm\">0E-30<\/span><span class=\"rate rate6\">0E-30<\/span><span class=\"rateminamt rate6minamt\">0E-30<\/span><span class=\"ratemaxamt rate6maxamt\">0E-30<\/span><span class=\"rateminterm rate6minterm\">0E-30<\/span><span class=\"ratemaxterm rate6maxterm\">0E-30<\/span><span class=\"rate rate7\">0E-30<\/span><span class=\"rateminamt rate7minamt\">0E-30<\/span><span class=\"ratemaxamt rate7maxamt\">0E-30<\/span><span class=\"rateminterm rate7minterm\">0E-30<\/span><span class=\"ratemaxterm rate7maxterm\">0E-30<\/span><span class=\"rate rate8\">0E-30<\/span><span class=\"rateminamt rate8minamt\">0E-30<\/span><span class=\"ratemaxamt rate8maxamt\">0E-30<\/span><span class=\"rateminterm rate8minterm\">0E-30<\/span><span class=\"ratemaxterm rate8maxterm\">0E-30<\/span><span class=\"rate rate9\">0E-30<\/span><span class=\"rateminamt rate9minamt\">0E-30<\/span><span class=\"ratemaxamt rate9maxamt\">0E-30<\/span><span class=\"rateminterm rate9minterm\">0E-30<\/span><span class=\"ratemaxterm rate9maxterm\">0E-30<\/span><span class=\"rate rate10\">0E-30<\/span><span class=\"rateminamt rate10minamt\">0E-30<\/span><span class=\"ratemaxamt rate10maxamt\">0E-30<\/span><span class=\"rateminterm rate10minterm\">0E-30<\/span><span class=\"ratemaxterm rate10maxterm\">0E-30<\/span><span class=\"rate rate11\">0E-30<\/span><span class=\"rateminamt rate11minamt\">0E-30<\/span><span class=\"ratemaxamt rate11maxamt\">0E-30<\/span><span class=\"rateminterm rate11minterm\">0E-30<\/span><span class=\"ratemaxterm rate11maxterm\">0E-30<\/span><span class=\"rate rate12\">0E-30<\/span><span class=\"rateminamt rate12minamt\">0E-30<\/span><span class=\"ratemaxamt rate12maxamt\">0E-30<\/span><span class=\"rateminterm rate12minterm\">0E-30<\/span><span class=\"ratemaxterm rate12maxterm\">0E-30<\/span><span class=\"rate rate13\">0E-30<\/span><span class=\"rateminamt rate13minamt\">0E-30<\/span><span class=\"ratemaxamt rate13maxamt\">0E-30<\/span><span class=\"rateminterm rate13minterm\">0E-30<\/span><span class=\"ratemaxterm rate13maxterm\">0E-30<\/span><span class=\"rate rate14\">0E-30<\/span><span class=\"rateminamt rate14minamt\">0E-30<\/span><span class=\"ratemaxamt rate14maxamt\">0E-30<\/span><span class=\"rateminterm rate14minterm\">0E-30<\/span><span class=\"ratemaxterm rate14maxterm\">0E-30<\/span><span class=\"rate rate15\">0E-30<\/span><span class=\"rateminamt rate15minamt\">0E-30<\/span><span class=\"ratemaxamt rate15maxamt\">0E-30<\/span><span class=\"rateminterm rate15minterm\">0E-30<\/span><span class=\"ratemaxterm rate15maxterm\">0E-30<\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue='&lt;span class=\"totalpayable\"&gt;&lt;\/span&gt;' data-column-index=\"3\" data-decorator=\"text,ukfsl.product.calculated_total\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Total payable\"><span class=\"totalpayable\"><\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\">\n                      Representative example: Borrow \u00a3500 for 5 months at a fixed annual interest rate of 292%. Total amount repayable \u00a3865.80, in 5 payments of \u00a3173.16. Representative 1298.9% APR.<br><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; }.comparison-table tr { display: grid !important; }.comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}<\/style><a target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/quidmarket-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSL%22%2C%22fieldset%22%3A%22ukfsldetailed%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22b0fea84a-464e-4f96-8061-3bc6586b8893%22%2C%22category_name%22%3A%22Calculated%2BSet%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778319013%22%2C%22position%22%3A%222%22%2C%22product_name%22%3A%22QuidMarket%2BShort%2BTerm%2BLoan%22%2C%22product_id%22%3A%22a6fc7c15-b8a8-4fdd-91a4-8ff1805c5b3f%22%2C%22offer_id%22%3A%229647%22%2C%22post_id%22%3A%2274537%22%2C%22post_path%22%3A%22payday-loans%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta \" title=\"QuidMarket Short Term Loan\">Go to site       <\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The QuidMarket Short Term Loan\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-a6fc7c15-b8a8-4fdd-91a4-8ff1805c5b3f\" value=\"a6fc7c15-b8a8-4fdd-91a4-8ff1805c5b3f\" name=\"productID\" _productname=\"                            QuidMarket Short Term Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"a6fc7c15-b8a8-4fdd-91a4-8ff1805c5b3f\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-a6fc7c15-b8a8-4fdd-91a4-8ff1805c5b3f\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"2e28beb5-9f1e-4397-afd5-637206388a3a\" data-provider-id=\"3ef519f7-10a0-4cf4-ae40-1cd22935ed6a\" data-product-name=\"Moneyboat Short Term Loan\" data-provider-name=\"Moneyboat\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/moneyboat\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6213b964827e5.png\" alt=\"Moneyboat logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6213b964827e5.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6213b964827e5.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6213b964827e5.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6213b964827e5.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6213b964827e5.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/moneyboat\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Moneyboat Short Term Loan<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"{{ DESCRIPTIONS.MIN_AMOUNT }} to {{ DESCRIPTIONS.MAX_AMOUNT }}\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Available Amounts\">\n                        \u00a3200 to \u00a31,500\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsl.product.calculated_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly repayment\"><span class=\"monthlyrepayment\"><\/span><div class=\"rates\" style=\"display: none;\"><span class=\"intonly\">No<\/span><span class=\"rate rate1\">255.500000000000000000000000000000<\/span><span class=\"rateminamt rate1minamt\">200.000000000000000000000000000000<\/span><span class=\"ratemaxamt rate1maxamt\">1500.000000000000000000000000000000<\/span><span class=\"rateminterm rate1minterm\">2.000000000000000000000000000000<\/span><span class=\"ratemaxterm rate1maxterm\">6.000000000000000000000000000000<\/span><span class=\"rate rate2\">0E-30<\/span><span class=\"rateminamt rate2minamt\">0E-30<\/span><span class=\"ratemaxamt rate2maxamt\">0E-30<\/span><span class=\"rateminterm rate2minterm\">0E-30<\/span><span class=\"ratemaxterm rate2maxterm\">0E-30<\/span><span class=\"rate rate3\">0E-30<\/span><span class=\"rateminamt rate3minamt\">0E-30<\/span><span class=\"ratemaxamt rate3maxamt\">0E-30<\/span><span class=\"rateminterm rate3minterm\">0E-30<\/span><span class=\"ratemaxterm rate3maxterm\">0E-30<\/span><span class=\"rate rate4\">0E-30<\/span><span class=\"rateminamt rate4minamt\">0E-30<\/span><span class=\"ratemaxamt rate4maxamt\">0E-30<\/span><span class=\"rateminterm rate4minterm\">0E-30<\/span><span class=\"ratemaxterm rate4maxterm\">0E-30<\/span><span class=\"rate rate5\">0E-30<\/span><span class=\"rateminamt rate5minamt\"><\/span><span class=\"ratemaxamt rate5maxamt\">0E-30<\/span><span class=\"rateminterm rate5minterm\">0E-30<\/span><span class=\"ratemaxterm rate5maxterm\">0E-30<\/span><span class=\"rate rate6\">0E-30<\/span><span class=\"rateminamt rate6minamt\">0E-30<\/span><span class=\"ratemaxamt rate6maxamt\">0E-30<\/span><span class=\"rateminterm rate6minterm\">0E-30<\/span><span class=\"ratemaxterm rate6maxterm\">0E-30<\/span><span class=\"rate rate7\">0E-30<\/span><span class=\"rateminamt rate7minamt\">0E-30<\/span><span class=\"ratemaxamt rate7maxamt\">0E-30<\/span><span class=\"rateminterm rate7minterm\">0E-30<\/span><span class=\"ratemaxterm rate7maxterm\">0E-30<\/span><span class=\"rate rate8\">0E-30<\/span><span class=\"rateminamt rate8minamt\">0E-30<\/span><span class=\"ratemaxamt rate8maxamt\">0E-30<\/span><span class=\"rateminterm rate8minterm\">0E-30<\/span><span class=\"ratemaxterm rate8maxterm\">0E-30<\/span><span class=\"rate rate9\">0E-30<\/span><span class=\"rateminamt rate9minamt\">0E-30<\/span><span class=\"ratemaxamt rate9maxamt\">0E-30<\/span><span class=\"rateminterm rate9minterm\">0E-30<\/span><span class=\"ratemaxterm rate9maxterm\">0E-30<\/span><span class=\"rate rate10\">0E-30<\/span><span class=\"rateminamt rate10minamt\">0E-30<\/span><span class=\"ratemaxamt rate10maxamt\">0E-30<\/span><span class=\"rateminterm rate10minterm\">0E-30<\/span><span class=\"ratemaxterm rate10maxterm\">0E-30<\/span><span class=\"rate rate11\">0E-30<\/span><span class=\"rateminamt rate11minamt\">0E-30<\/span><span class=\"ratemaxamt rate11maxamt\">0E-30<\/span><span class=\"rateminterm rate11minterm\">0E-30<\/span><span class=\"ratemaxterm rate11maxterm\">0E-30<\/span><span class=\"rate rate12\">0E-30<\/span><span class=\"rateminamt rate12minamt\">0E-30<\/span><span class=\"ratemaxamt rate12maxamt\">0E-30<\/span><span class=\"rateminterm rate12minterm\">0E-30<\/span><span class=\"ratemaxterm rate12maxterm\">0E-30<\/span><span class=\"rate rate13\">0E-30<\/span><span class=\"rateminamt rate13minamt\">0E-30<\/span><span class=\"ratemaxamt rate13maxamt\">0E-30<\/span><span class=\"rateminterm rate13minterm\">0E-30<\/span><span class=\"ratemaxterm rate13maxterm\">0E-30<\/span><span class=\"rate rate14\">0E-30<\/span><span class=\"rateminamt rate14minamt\">0E-30<\/span><span class=\"ratemaxamt rate14maxamt\">0E-30<\/span><span class=\"rateminterm rate14minterm\">0E-30<\/span><span class=\"ratemaxterm rate14maxterm\">0E-30<\/span><span class=\"rate rate15\">0E-30<\/span><span class=\"rateminamt rate15minamt\">0E-30<\/span><span class=\"ratemaxamt rate15maxamt\">0E-30<\/span><span class=\"rateminterm rate15minterm\">0E-30<\/span><span class=\"ratemaxterm rate15maxterm\">0E-30<\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue='&lt;span class=\"totalpayable\"&gt;&lt;\/span&gt;' data-column-index=\"3\" data-decorator=\"text,ukfsl.product.calculated_total\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Total payable\"><span class=\"totalpayable\"><\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\">\n                      Representative Example: Borrow \u00a3400 for 4 months: 3 monthly repayments of \u00a3156.09 followed by a final repayment of \u00a3156.07. Total repayment \u00a3624.34. Interest rate p.a. (fixed) 288.35%. Representative APR 1,267.9%.\n                  <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; }.comparison-table tr { display: grid !important; }.comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}<\/style><a target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/moneyboat-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSL%22%2C%22fieldset%22%3A%22ukfsldetailed%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22b0fea84a-464e-4f96-8061-3bc6586b8893%22%2C%22category_name%22%3A%22Calculated%2BSet%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778319013%22%2C%22position%22%3A%223%22%2C%22product_name%22%3A%22Moneyboat%2BShort%2BTerm%2BLoan%22%2C%22product_id%22%3A%222e28beb5-9f1e-4397-afd5-637206388a3a%22%2C%22offer_id%22%3A%2210023%22%2C%22post_id%22%3A%2274537%22%2C%22post_path%22%3A%22payday-loans%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta \" title=\"Moneyboat Short Term Loan\">Go to site       <\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Moneyboat Short Term Loan\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-2e28beb5-9f1e-4397-afd5-637206388a3a\" value=\"2e28beb5-9f1e-4397-afd5-637206388a3a\" name=\"productID\" _productname=\"                            Moneyboat Short Term Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"2e28beb5-9f1e-4397-afd5-637206388a3a\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-2e28beb5-9f1e-4397-afd5-637206388a3a\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"056efcdd-fe22-49f8-b102-15dfbd0e5694\" data-provider-id=\"17b3f897-a3e6-4d8f-b97e-bc719b143502\" data-product-name=\"The Money Platform Short Term Loan\" data-provider-name=\"The Money Platform\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5b3221db049ef.png\" alt=\"The Money Platform logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5b3221db049ef.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5b3221db049ef.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5b3221db049ef.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5b3221db049ef.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5b3221db049ef.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>The Money Platform Short Term Loan<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"{{ DESCRIPTIONS.MIN_AMOUNT }} to {{ DESCRIPTIONS.MAX_AMOUNT }}\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Available Amounts\">\n                        \u00a3100 to \u00a31,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsl.product.calculated_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly repayment\"><span class=\"monthlyrepayment\"><\/span><div class=\"rates\" style=\"display: none;\"><span class=\"intonly\">No<\/span><span class=\"rate rate1\">255.500000000000000000000000000000<\/span><span class=\"rateminamt rate1minamt\">250.000000000000000000000000000000<\/span><span class=\"ratemaxamt rate1maxamt\">749.000000000000000000000000000000<\/span><span class=\"rateminterm rate1minterm\">2.000000000000000000000000000000<\/span><span class=\"ratemaxterm rate1maxterm\">3.000000000000000000000000000000<\/span><span class=\"rate rate2\">255.500000000000000000000000000000<\/span><span class=\"rateminamt rate2minamt\">750.000000000000000000000000000000<\/span><span class=\"ratemaxamt rate2maxamt\">1000.000000000000000000000000000000<\/span><span class=\"rateminterm rate2minterm\">1.000000000000000000000000000000<\/span><span class=\"ratemaxterm rate2maxterm\">3.000000000000000000000000000000<\/span><span class=\"rate rate3\">0E-30<\/span><span class=\"rateminamt rate3minamt\">0E-30<\/span><span class=\"ratemaxamt rate3maxamt\">0E-30<\/span><span class=\"rateminterm rate3minterm\">0E-30<\/span><span class=\"ratemaxterm rate3maxterm\">0E-30<\/span><span class=\"rate rate4\">0E-30<\/span><span class=\"rateminamt rate4minamt\">0E-30<\/span><span class=\"ratemaxamt rate4maxamt\">0E-30<\/span><span class=\"rateminterm rate4minterm\">0E-30<\/span><span class=\"ratemaxterm rate4maxterm\">0E-30<\/span><span class=\"rate rate5\">0E-30<\/span><span class=\"rateminamt rate5minamt\"><\/span><span class=\"ratemaxamt rate5maxamt\">0E-30<\/span><span class=\"rateminterm rate5minterm\">0E-30<\/span><span class=\"ratemaxterm rate5maxterm\">0E-30<\/span><span class=\"rate rate6\">0E-30<\/span><span class=\"rateminamt rate6minamt\">0E-30<\/span><span class=\"ratemaxamt rate6maxamt\">0E-30<\/span><span class=\"rateminterm rate6minterm\">0E-30<\/span><span class=\"ratemaxterm rate6maxterm\">0E-30<\/span><span class=\"rate rate7\">0E-30<\/span><span class=\"rateminamt rate7minamt\">0E-30<\/span><span class=\"ratemaxamt rate7maxamt\">0E-30<\/span><span class=\"rateminterm rate7minterm\">0E-30<\/span><span class=\"ratemaxterm rate7maxterm\">0E-30<\/span><span class=\"rate rate8\">0E-30<\/span><span class=\"rateminamt rate8minamt\">0E-30<\/span><span class=\"ratemaxamt rate8maxamt\">0E-30<\/span><span class=\"rateminterm rate8minterm\">0E-30<\/span><span class=\"ratemaxterm rate8maxterm\">0E-30<\/span><span class=\"rate rate9\">0E-30<\/span><span class=\"rateminamt rate9minamt\">0E-30<\/span><span class=\"ratemaxamt rate9maxamt\">0E-30<\/span><span class=\"rateminterm rate9minterm\">0E-30<\/span><span class=\"ratemaxterm rate9maxterm\">0E-30<\/span><span class=\"rate rate10\">0E-30<\/span><span class=\"rateminamt rate10minamt\">0E-30<\/span><span class=\"ratemaxamt rate10maxamt\">0E-30<\/span><span class=\"rateminterm rate10minterm\">0E-30<\/span><span class=\"ratemaxterm rate10maxterm\">0E-30<\/span><span class=\"rate rate11\">0E-30<\/span><span class=\"rateminamt rate11minamt\">0E-30<\/span><span class=\"ratemaxamt rate11maxamt\">0E-30<\/span><span class=\"rateminterm rate11minterm\">0E-30<\/span><span class=\"ratemaxterm rate11maxterm\">0E-30<\/span><span class=\"rate rate12\">0E-30<\/span><span class=\"rateminamt rate12minamt\">0E-30<\/span><span class=\"ratemaxamt rate12maxamt\">0E-30<\/span><span class=\"rateminterm rate12minterm\">0E-30<\/span><span class=\"ratemaxterm rate12maxterm\">0E-30<\/span><span class=\"rate rate13\">0E-30<\/span><span class=\"rateminamt rate13minamt\">0E-30<\/span><span class=\"ratemaxamt rate13maxamt\">0E-30<\/span><span class=\"rateminterm rate13minterm\">0E-30<\/span><span class=\"ratemaxterm rate13maxterm\">0E-30<\/span><span class=\"rate rate14\">0E-30<\/span><span class=\"rateminamt rate14minamt\">0E-30<\/span><span class=\"ratemaxamt rate14maxamt\">0E-30<\/span><span class=\"rateminterm rate14minterm\">0E-30<\/span><span class=\"ratemaxterm rate14maxterm\">0E-30<\/span><span class=\"rate rate15\">0E-30<\/span><span class=\"rateminamt rate15minamt\">0E-30<\/span><span class=\"ratemaxamt rate15maxamt\">0E-30<\/span><span class=\"rateminterm rate15minterm\">0E-30<\/span><span class=\"ratemaxterm rate15maxterm\">0E-30<\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue='&lt;span class=\"totalpayable\"&gt;&lt;\/span&gt;' data-column-index=\"3\" data-decorator=\"text,ukfsl.product.calculated_total\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Total payable\"><span class=\"totalpayable\"><\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\">\n                      Representative Example: If you borrow \u00a3500 over 6 weeks at a Representative rate of 497% APR and an annual interest rate of 23.1% (fixed), you would pay 1 payment of \u00a3615.50. The total charge for credit will be \u00a3115.50 and the total amount payable will be \u00a3615.50.<br><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; }.comparison-table tr { display: grid !important; }.comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}<\/style><a target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/eligibility-themoneyplatform-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSL%22%2C%22fieldset%22%3A%22ukfsldetailed%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22b0fea84a-464e-4f96-8061-3bc6586b8893%22%2C%22category_name%22%3A%22Calculated%2BSet%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778319013%22%2C%22position%22%3A%224%22%2C%22product_name%22%3A%22The%2BMoney%2BPlatform%2BShort%2BTerm%2BLoan%22%2C%22product_id%22%3A%22056efcdd-fe22-49f8-b102-15dfbd0e5694%22%2C%22offer_id%22%3A%22%22%2C%22post_id%22%3A%2274537%22%2C%22post_path%22%3A%22payday-loans%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"The Money Platform Short Term Loan\">Check eligibility<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The The Money Platform Short Term Loan\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-056efcdd-fe22-49f8-b102-15dfbd0e5694\" value=\"056efcdd-fe22-49f8-b102-15dfbd0e5694\" name=\"productID\" _productname=\"                            The Money Platform Short Term Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"056efcdd-fe22-49f8-b102-15dfbd0e5694\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-056efcdd-fe22-49f8-b102-15dfbd0e5694\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"11dccd20-42ba-4ca0-9162-8824089fbbf0\" data-provider-id=\"56a9db89-805d-467c-a986-7624a4a966f8\" data-product-name=\"Lending Stream Instalment Loan\" data-provider-name=\"Lending Stream\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/lending-stream\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png\" alt=\"Lending Stream logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/lending-stream\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Lending Stream Instalment Loan<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"{{ DESCRIPTIONS.MIN_AMOUNT }} to {{ DESCRIPTIONS.MAX_AMOUNT }}\" data-column-index=\"1\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Available Amounts\">\n                        \u00a350 to \u00a31,500\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsl.product.calculated_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly repayment\"><span class=\"monthlyrepayment\"><\/span><div class=\"rates\" style=\"display: none;\"><span class=\"intonly\">No<\/span><span class=\"rate rate1\">292.000000000000000000000000000000<\/span><span class=\"rateminamt rate1minamt\">50.000000000000000000000000000000<\/span><span class=\"ratemaxamt rate1maxamt\">800.000000000000000000000000000000<\/span><span class=\"rateminterm rate1minterm\">6.000000000000000000000000000000<\/span><span class=\"ratemaxterm rate1maxterm\">12.000000000000000000000000000000<\/span><span class=\"rate rate2\">0E-30<\/span><span class=\"rateminamt rate2minamt\">0E-30<\/span><span class=\"ratemaxamt rate2maxamt\">0E-30<\/span><span class=\"rateminterm rate2minterm\">0E-30<\/span><span class=\"ratemaxterm rate2maxterm\">0E-30<\/span><span class=\"rate rate3\">0E-30<\/span><span class=\"rateminamt rate3minamt\">0E-30<\/span><span class=\"ratemaxamt rate3maxamt\">0E-30<\/span><span class=\"rateminterm rate3minterm\">0E-30<\/span><span class=\"ratemaxterm rate3maxterm\">0E-30<\/span><span class=\"rate rate4\">0E-30<\/span><span class=\"rateminamt rate4minamt\">0E-30<\/span><span class=\"ratemaxamt rate4maxamt\">0E-30<\/span><span class=\"rateminterm rate4minterm\">0E-30<\/span><span class=\"ratemaxterm rate4maxterm\">0E-30<\/span><span class=\"rate rate5\">0E-30<\/span><span class=\"rateminamt rate5minamt\"><\/span><span class=\"ratemaxamt rate5maxamt\">0E-30<\/span><span class=\"rateminterm rate5minterm\">0E-30<\/span><span class=\"ratemaxterm rate5maxterm\">0E-30<\/span><span class=\"rate rate6\">0E-30<\/span><span class=\"rateminamt rate6minamt\">0E-30<\/span><span class=\"ratemaxamt rate6maxamt\">0E-30<\/span><span class=\"rateminterm rate6minterm\">0E-30<\/span><span class=\"ratemaxterm rate6maxterm\">0E-30<\/span><span class=\"rate rate7\">0E-30<\/span><span class=\"rateminamt rate7minamt\">0E-30<\/span><span class=\"ratemaxamt rate7maxamt\">0E-30<\/span><span class=\"rateminterm rate7minterm\">0E-30<\/span><span class=\"ratemaxterm rate7maxterm\">0E-30<\/span><span class=\"rate rate8\">0E-30<\/span><span class=\"rateminamt rate8minamt\">0E-30<\/span><span class=\"ratemaxamt rate8maxamt\">0E-30<\/span><span class=\"rateminterm rate8minterm\">0E-30<\/span><span class=\"ratemaxterm rate8maxterm\">0E-30<\/span><span class=\"rate rate9\">0E-30<\/span><span class=\"rateminamt rate9minamt\">0E-30<\/span><span class=\"ratemaxamt rate9maxamt\">0E-30<\/span><span class=\"rateminterm rate9minterm\">0E-30<\/span><span class=\"ratemaxterm rate9maxterm\">0E-30<\/span><span class=\"rate rate10\">0E-30<\/span><span class=\"rateminamt rate10minamt\">0E-30<\/span><span class=\"ratemaxamt rate10maxamt\">0E-30<\/span><span class=\"rateminterm rate10minterm\">0E-30<\/span><span class=\"ratemaxterm rate10maxterm\">0E-30<\/span><span class=\"rate rate11\">0E-30<\/span><span class=\"rateminamt rate11minamt\">0E-30<\/span><span class=\"ratemaxamt rate11maxamt\">0E-30<\/span><span class=\"rateminterm rate11minterm\">0E-30<\/span><span class=\"ratemaxterm rate11maxterm\">0E-30<\/span><span class=\"rate rate12\">0E-30<\/span><span class=\"rateminamt rate12minamt\">0E-30<\/span><span class=\"ratemaxamt rate12maxamt\">0E-30<\/span><span class=\"rateminterm rate12minterm\">0E-30<\/span><span class=\"ratemaxterm rate12maxterm\">0E-30<\/span><span class=\"rate rate13\">0E-30<\/span><span class=\"rateminamt rate13minamt\">0E-30<\/span><span class=\"ratemaxamt rate13maxamt\">0E-30<\/span><span class=\"rateminterm rate13minterm\">0E-30<\/span><span class=\"ratemaxterm rate13maxterm\">0E-30<\/span><span class=\"rate rate14\">0E-30<\/span><span class=\"rateminamt rate14minamt\">0E-30<\/span><span class=\"ratemaxamt rate14maxamt\">0E-30<\/span><span class=\"rateminterm rate14minterm\">0E-30<\/span><span class=\"ratemaxterm rate14maxterm\">0E-30<\/span><span class=\"rate rate15\">0E-30<\/span><span class=\"rateminamt rate15minamt\">0E-30<\/span><span class=\"ratemaxamt rate15maxamt\">0E-30<\/span><span class=\"rateminterm rate15minterm\">0E-30<\/span><span class=\"ratemaxterm rate15maxterm\">0E-30<\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue='&lt;span class=\"totalpayable\"&gt;&lt;\/span&gt;' data-column-index=\"3\" data-decorator=\"text,ukfsl.product.calculated_total\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Total payable\"><span class=\"totalpayable\"><\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\">\n                      Representative example: Borrow \u00a3300 for 6 months at a rate of 292% p.a. (fixed). Representative 1,271% APR and total payable \u00a3578.36 in 6 monthly payments of \u00a396.39<br><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; }.comparison-table tr { display: grid !important; }.comparison-table td.comparison-table__cta a { white-space: normal; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; }}<\/style><a target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/lendingstream-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSL%22%2C%22fieldset%22%3A%22ukfsldetailed%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22b0fea84a-464e-4f96-8061-3bc6586b8893%22%2C%22category_name%22%3A%22Calculated%2BSet%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778319013%22%2C%22position%22%3A%225%22%2C%22product_name%22%3A%22Lending%2BStream%2BInstalment%2BLoan%22%2C%22product_id%22%3A%2211dccd20-42ba-4ca0-9162-8824089fbbf0%22%2C%22offer_id%22%3A%227953%22%2C%22post_id%22%3A%2274537%22%2C%22post_path%22%3A%22payday-loans%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta \" title=\"Lending Stream Instalment Loan\">Go to site       <\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Lending Stream Instalment Loan\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-11dccd20-42ba-4ca0-9162-8824089fbbf0\" value=\"11dccd20-42ba-4ca0-9162-8824089fbbf0\" name=\"productID\" _productname=\"                            Lending Stream Instalment Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"11dccd20-42ba-4ca0-9162-8824089fbbf0\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-11dccd20-42ba-4ca0-9162-8824089fbbf0\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - now;\n\n        if (distance < 0) {\n          \/\/ Countdown finished\n          if (daysEl) daysEl.textContent = \"00d\";\n          if (hoursEl) hoursEl.textContent = \"00h\";\n          if (minutesEl) minutesEl.textContent = \"00m\";\n          if (secondsEl) secondsEl.textContent = \"00s\";\n          if (countdownInterval) {\n            clearInterval(countdownInterval);\n          }\n          return;\n        }\n\n        const days = Math.floor(distance \/ (1000 * 60 * 60 * 24));\n        const hours = Math.floor((distance % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n        const minutes = Math.floor((distance % (1000 * 60 * 60)) \/ (1000 * 60));\n        const seconds = Math.floor((distance % (1000 * 60)) \/ 1000);\n\n        if (daysEl) daysEl.textContent = days.toString().padStart(2, \"0\") + \"d\";\n        if (hoursEl) hoursEl.textContent = hours.toString().padStart(2, \"0\") + \"h\";\n        if (minutesEl) minutesEl.textContent = minutes.toString().padStart(2, \"0\") + \"m\";\n        if (secondsEl) secondsEl.textContent = seconds.toString().padStart(2, \"0\") + \"s\";\n      };\n\n      \/\/ Update immediately\n      updateCountdown();\n\n      \/\/ Update every second\n      countdownInterval = setInterval(updateCountdown, 1000);\n\n      \/\/ Store interval ID to clear it later if needed\n      rewardsProduct.dataset.countdownInterval = countdownInterval;\n    }\n\n    const initRewards = (table) => {\n      if (!table) return;\n\n      const recordIdsAttr = table.getAttribute(\"data-table-record-ids\");\n      if (!recordIdsAttr) return;\n\n      let productIds = [];\n      try {\n        const decoded = recordIdsAttr.replace(\/&quot;\/g, '\"');\n        productIds = JSON.parse(decoded);\n      } catch (e) {\n        return;\n      }\n\n      if (!productIds.length) return;\n\n      productIds.forEach((productId) => {\n        \/\/ Handle pill clicks (minimal UX variant) - independent of infobox\n        const pill = table.querySelector(\n          `tr[data-product-id=\"${productId}\"] .rewards-pill`\n        );\n        if (pill && !pill.dataset.bound) {\n          pill.dataset.bound = \"true\";\n          pill.addEventListener(\"click\", () => {\n            const row = pill.closest(\"tr\");\n            if (!row) return;\n\n            const cta = row.querySelector(\".rewards--cta\");\n            if (!cta) return;\n\n            const linkParams = getLinkParams(cta);\n            if (!linkParams) return;\n\n            const pillModalParams = {\n              productId: linkParams.productId,\n              campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n              redirectUrl: linkParams.redirectUrl,\n              productName: linkParams.productName,\n              providerName: row.getAttribute(\"data-provider-name\") || \"\",\n              niche: linkParams.niche,\n              offerId: linkParams.offerId,\n              component: \"infobox\",\n            };\n\n            if (\n              window.rewards &&\n              typeof window.rewards.displayModal === \"function\"\n            ) {\n              window.rewards.displayModal(pillModalParams, false, cta);\n            }\n          });\n        }\n\n        const rewardsProduct = table.querySelector(\n          `div[data-rewards-product-id=\"${productId}\"]:not([data-rewards-banner-attached])`\n        );\n        if (!rewardsProduct) return;\n\n        const endDateStr = rewardsProduct.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        \/\/ Format date for Australian locale (dd MMM yyyy)\n        const formattedDate = new Intl.DateTimeFormat(\"en-AU\", {\n          day: \"2-digit\",\n          month: \"short\",\n          year: \"numeric\",\n        }).format(new Date(endDateStr));\n\n        const endDateEl = rewardsProduct.querySelector(\".rewards-end-date\");\n        if (endDateEl && endDateEl.textContent !== formattedDate) {\n          endDateEl.textContent = ` ${formattedDate}`;\n        }\n\n        \/\/ Calculate days remaining\n        const days = Math.ceil((new Date(endDateStr) - new Date()) \/ 86400000);\n\n        \/\/ Show \"Ends Soon\" badge if campaign ends within 7 days\n        if (days <= 7 && days > 0) {\n          const dealsEndsEl = rewardsProduct.querySelector(\".deals-ends\");\n          const dealsPhoneEl = rewardsProduct.querySelector(\".deals-phone\");\n\n          if (dealsEndsEl && dealsEndsEl.style.display !== \"inline-flex\") {\n            dealsEndsEl.style.display = \"inline-flex\";\n          }\n          if (dealsPhoneEl && dealsPhoneEl.style.top !== \"23px\") {\n            dealsPhoneEl.style.top = \"23px\";\n          }\n        }\n\n        \/\/ Initialize countdown timer\n        initCountdownTimer(rewardsProduct, endDateStr);\n\n        const dealsLeftEl = rewardsProduct.querySelector(\".deals-left\");\n        const dealsList = rewardsProduct.querySelector(\".deals-list\");\n        const dealsHeader = rewardsProduct.querySelector(\".deals-header\");\n\n        const handleClick = (triggerEl) => {\n          const row = triggerEl.closest(\"tr\");\n\n          if (!row) return;\n\n          const cta = row.querySelector(\".rewards--cta\");\n\n          if (!cta) return;\n\n          const linkParams = getLinkParams(cta);\n          if (!linkParams) return;\n\n          const { productId, redirectUrl, productName, niche, offerId } = linkParams;\n\n          const modalParams = {\n            productId,\n            campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n            redirectUrl,\n            productName,\n            providerName: row.getAttribute(\"data-provider-name\") || \"\",\n            niche,\n            offerId,\n            component: \"infobox\",\n          };\n\n          if (\n            window.rewards &&\n            typeof window.rewards.displayModal === \"function\"\n          ) {\n            window.rewards.displayModal(modalParams, false, cta);\n          }\n        };\n\n        if (dealsLeftEl && !dealsLeftEl.dataset.bound) {\n          dealsLeftEl.dataset.bound = \"true\";\n          dealsLeftEl.addEventListener(\"click\", () => handleClick(dealsLeftEl));\n        }\n\n        if (dealsList && 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class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKFSL\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<\/div><\/div><\/div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block text-center\"><strong>Important information:<\/strong><br>You should always refer to your loan agreement for exact repayment amounts, as they may vary from our results.<\/div><\/article><div itemscope itemtype=\"https:\/\/schema.org\/FAQPage\"><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 id=\"learn\" itemprop=\"name\">What are payday\/short term loans?<\/h3><div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Payday loans are high-interest loans over relatively short periods of up to a month. As the name suggests, they are designed to tide you over until you receive your pay cheque.<\/p><p>Payday loans, along with other short term, unsecured personal loans where the <a href=\"#apr\" class=\"scroll\">APR (annual percentage rate)<\/a> is 100% or higher are defined as \u201chigh-cost short-term credit\u201d by the Financial Conduct Authority (FCA). You generally won\u2019t see high street banks providing these \u2013 a number of predominantly online companies <a href=\"https:\/\/www.finder.com\/uk\/sites-like-wonga\">like the now-defunct Wonga<\/a> and QuickQuid found success in the early 2000s offering payday loans over the internet.<\/p><\/div><\/div><\/div><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">Are they a good idea?<\/h3><div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Payday loans are a very expensive method of borrowing and should only be considered as a last resort. They may not solve your money problems, and they\u2019re not a good idea for borrowing over longer periods or for sustained borrowing.<\/p><p>Before you apply for one, make sure you\u2019ve considered other options, such as a <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\">credit card<\/a> or a <a href=\"https:\/\/www.finder.com\/uk\/personal-loans\">personal loan<\/a>. Is the expenditure absolutely essential? If you can defer a purchase, then you could save yourself money in the long run. If you\u2019re struggling to pay a bill, talk to your electricity, gas, phone or water provider to see if you can work out a payment plan. Read more about alternatives to payday loans at <a href=\"https:\/\/www.moneyhelper.org.uk\/en\" target=\"_blank\" rel=\"noopener\">MoneyHelper<\/a>.<\/p><\/div><\/div><\/div><h3>How are payday loans different from other types of credit?<\/h3><ul class=\"has-margin-bottom\"><li><strong>Shorter loan terms.<\/strong> Payday loans are designed to be short term solutions to financial shortfalls. Although lenders are starting to move towards longer loans, the norm is around 1 to 6 months. A few lenders still offer loans as short as <a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/1-week-payday-loans\">1 week<\/a>.<\/li><li><strong>Smaller loan amounts.<\/strong> How much you can borrow depends on the particular lender, but payday loans typically range from \u00a350 to \u00a31,000. For new customers, the maximum is likely to be at the lower end of the scale.<\/li><li><strong>Less strict eligibility criteria.<\/strong> While payday lenders will always conduct a credit search before approving you, they\u2019re often less interested in your credit rating and more interested in whether you can afford to repay the loan.<\/li><li><strong>Higher rates.<\/strong> Payday loans come with much higher APRs than almost all other forms of credit. In the UK, the interest and fees are capped at 0.8% per day, but it\u2019s always important to take into account the full cost of the loan before you apply.<\/li><\/ul><p><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/08\/paydayloans_application_process_5.png\" alt=\"Payday loan application process\" width=\"400\" height=\"949\" class=\"alignright size-full wp-image-123589\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/08\/paydayloans_application_process_5.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/08\/paydayloans_application_process_5.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/08\/paydayloans_application_process_5.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/08\/paydayloans_application_process_5.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/08\/paydayloans_application_process_5.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/p><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">How do payday loans work?<\/h3><div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Like most lenders, payday or short term loan providers charge interest on the money they lend to you. Interest is a fee for borrowing and is normally a percentage of the amount you borrow \u2013 so if you borrow more money, you pay more interest. If you decide to take out a payday loan, you can expect to pay up to 0.8% interest each day \u2013 that\u2019s \u00a34 for every \u00a3500 borrowed, every day.<\/p><p>For loans of <a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/1-month-payday-loans\">1 month<\/a> or less, you\u2019ll generally repay the money borrowed (plus interest) in 1 payment, but for loans of more than 1 month, you\u2019ll generally pay 1 \u201cinstalment\u201d each month. In the majority of cases, with each instalment you pay off part of the capital (the amount you have borrowed) as well as the interest you have accrued so far. This means that your first instalment would mostly go towards paying interest, while your last instalment would mostly go towards clearing the capital.<\/p><p>Some lenders, however, provide short term loans on an \u201cinterest-only\u201d basis. That means that each month, you pay only the interest that your capital has accrued, and then in the last instalment, you\u2019ll pay the interest and clear the capital. This might seem like a good idea, because all but the final instalment will be smaller than if you were steadily chipping away at the capital. However, you\u2019ll pay more interest overall with an interest-only loan (compared to an interest and capital repayment loan at the same rate).<\/p><p>Although the majority of lenders do not charge a fee to apply for these loans, heavy fees can be incurred if you don\u2019t make payments on time. Late payments are also likely to damage your credit rating and, therefore, your ability to borrow money in the future. Only consider a payday or short term loan if you\u2019re certain you can meet the repayment schedule.<\/p><\/div><\/div><\/div><h3>How to compare payday loans or short term loans?<\/h3><p>When you\u2019re in urgent need of money, even a bad deal can look good. Be sure to compare lenders to get a loan with the best rates that fits your needs. Here are some things to consider:<\/p><ul class=\"has-margin-bottom\"><li><strong>Loan amounts and durations.<\/strong> Does the lender you\u2019re considering offer the loan amount and term you require? Don\u2019t forget that new customers are unlikely to get approved for a lender\u2019s maximum available loan. Choosing a longer loan term reduces monthly repayments but also means you pay more in interest overall.<\/li><li><strong>Eligibility.<\/strong> If you don\u2019t meet the required eligibility criteria, there\u2019s no point in applying and doing so might damage your credit rating. Checking the eligibility criteria ahead of time minimises the chance of a rejected application. To be eligible for a short term loan, you will usually need to be a UK resident, be at least 18 years old, have a UK bank account and have a steady income.<\/li><li><strong>Interest rates.<\/strong> Interest rates for payday loans can be eye-wateringly high, so compare them carefully.<\/li><li><strong>Fees.<\/strong> Generally, payday lenders don\u2019t charge any upfront fees such as \u201cproduct\u201d or \u201capplication\u201d fees (although it\u2019s still smart to make sure), but many charge up to \u00a315 for late repayment. There are plenty of other good reasons not to miss a payment, however \u2013 not least the damage to your credit score.<\/li><li><strong>Total payable.<\/strong> Perhaps the single most important factor to consider is the total amount the loan will cost you (provided you don\u2019t miss any repayments). The amount consists of the original amount borrowed plus the interest. Because different lenders structure their loans in different ways, the total payable helps consumers to easily work out which lender is cheapest.<\/li><li><strong>Money processing.<\/strong> Check how quickly you will receive your funds. Online lenders can often transfer the money on the same day, but in some cases, it could take 1 to 2 business days for the funds to reach your account.<\/li><\/ul><p>When considering any loan, it\u2019s a good idea to work out the total amount you\u2019ll need to repay. Lenders should be upfront about this figure, and in many cases, it\u2019s a more useful figure than the interest rate. A lower rate might not benefit you if the loan term is longer than you need. If there are no penalties for repaying the loan early and you think you can, then a better rate could outweigh a shorter term.<\/p><h3>Why should I read a short term loan review?<\/h3><p>There are still dozens of short term lenders across the country. However, while many are trustworthy and follow all the rules and regulations, others are predatory and use payday loans as a way to take advantage of borrowers.<\/p><p>By reading reviews and comparing lenders, you\u2019ll help make sure you find the short term loan that\u2019s best for you and save yourself a lot of time and money.<\/p><p>A good review covers the benefits and drawbacks of the lender without too much bias. If the review is too positive or negative, watch out. It could be someone paid to leave a good review or someone with bad budgeting skills leaving a bad one. The more moderate a review is, the more trustworthy it may be.<\/p><p>If you think there might be a chance the lending company you\u2019re looking at is a scam, then avoid them at all costs.<\/p><h3>What can you find out from a short term loan review?<\/h3><p>A good short term loan review gives you all the information you need to make an informed decision and should cover these aspects:<\/p><ul><li><strong>Interest rate and APR.<\/strong> While you have to pay interest on a short term loan, the APR represents the true cost. It includes the interest as well as all associated fees. The amount varies considerably from 1 lender to the next.<\/li><li><strong>Fees.<\/strong> Short term loan reviews should give you a clear indication of all the fees and charges you could end up paying throughout your loan, including early repayment and late payment fees.<\/li><li><strong>Repayment options.<\/strong> There are a number of ways you can repay a loan, but some lenders don\u2019t allow all of them. Read reviews to find out what the company you\u2019re looking at prefers.<\/li><li><strong>Application process.<\/strong> A good review should tell you how simple or complicated the application process is and how long it might take to complete.<\/li><li><strong>About the lender.<\/strong> Reading a short term lender\u2019s review should give you some idea about the company\u2019s history and the other products the lender offers.<\/li><\/ul><h3>How to tell if a short term lender is legitimate<\/h3><p>The following should help you find legit short term loans easily:<\/p><ul><li><strong>It has FCA authorisation.<\/strong> If the lender you are borrowing from is legitimate, it should be in the <a href=\"https:\/\/register.fca.org.uk\/\" target=\"_blank\" rel=\"noopener\">FCA register<\/a>.<\/li><li><strong>It gives various active contact details.<\/strong> Take some time to find a lender\u2019s contact details \u2013 typically in the footer of its site. If a lender provides no more than a contact form or an email address, see how responsive it is before you apply. A legitimate short term lender shouldn\u2019t shy away from providing a physical address, phone support or live chat.<\/li><li><strong>It\u2019s upfront about costs.<\/strong> Direct lenders of legit short term loans should be upfront about the fees and charges you have to pay during the loan term, and to adhere to all given maximum limits (if a lender\u2019s quoting a rate higher than 0.8% per day, steer clear). The loan contract should clearly set out all applicable fees and charges.<\/li><li><strong>It doesn\u2019t require money upfront.<\/strong> One of the biggest red flags when researching a lender is if it requests money upfront. You shouldn\u2019t have to pay anything before you borrow.<\/li><\/ul><h3>How are payday loans repaid?<\/h3><p>The majority of lenders will insist on debiting your account on the day you get paid, using a \u201cContinuous Payment Authority\u201d (CPA). However, some lenders accept payments by other means, such as direct debit or a manual transfer.<\/p><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h4 id=\"cpa\" itemprop=\"name\">What is a Continuous Payment Authority (CPA)?<\/h4><div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>A <strong>CPA<\/strong> is a payment arrangement in which you give a company permission to withdraw money from your account on a recurring basis. CPAs differ from direct debits because they give the company being paid the ability to withdraw money from your account whenever they wish and take payments of different amounts without consulting you. <\/p><p>  Most <a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/a-to-z-list\">payday loan companies<\/a> use CPAs to collect your repayments. However, you can cancel this at any time by consulting with either your lender or your bank. If you do cancel a CPA, make sure you arrange to make repayments by another means. If you miss a repayment, it will affect your credit score and potentially cost you extra in fees and additional interest.<\/p><\/div><\/div><\/div><h3>Can I use a payday loan broker?<\/h3><p>You may wish to consider using a payday loan broker. Brokers will usually have a panel of lenders that they refer applicants to, so if you\u2019re not successful with one, your application is passed to the next, then the next, and so on. You\u2019ll only have to complete a single application form with the broker rather than going through the process several times with different lenders.<\/p><div id=\"apr\" class=\"luna-card luna-card--alt calloutBox\"><div class=\"luna-card__block\"><h4 class=\"info-box-special-header\">What is APR?<\/h4><p>The annual percentage rate (APR) is a measure designed to help consumers compare loans from different providers.<\/p><p>All payday or short term loan providers must calculate the APR of their products and services using the same calculation. It\u2019s calculated based on a 1 year term (even if the loan is only for 1 month), which can make already-high rates seem even higher. It also takes into consideration both the interest and charges.<\/p><p>While APR is certainly useful to compare short term loans and makes it clear how they are much more expensive than other kinds of loans, it doesn\u2019t really tell the whole story. It\u2019s important to consider other factors besides the representative APR, namely the total amount repayable.<\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/payday-loans\/payday-loan-apr-explained\"><strong>APR for payday loans explained<\/strong><\/a><\/p><\/div><\/div><h3>How much do payday loans cost?<\/h3><p>How much your loan costs depends on how much you borrow, the interest rate charged and the term of the loan. Payday loans are, by design, an expensive form of credit and are usually geared towards people who have trouble finding credit from more mainstream sources, such as banks and credit unions. It\u2019s always important to be clear about the fees and charges involved when taking out a short term loan. <\/p><h4>What will I definitely have to pay?<\/h4><ul><li><strong>Interest.<\/strong> This is calculated as a percentage of the amount borrowed and is usually charged daily for payday loans.<\/li><\/ul><h4>What might I have to pay?<\/h4><ul><li><strong>Late payment fees. <\/strong>If you\u2019re late on a payment, you may be charged a fee by your lender. These fees are regulated by the government.<\/li><li><strong>Fees charged by your bank. <\/strong>If the lender attempts to withdraw money from your account and there are insufficient funds, your bank may authorise the payment but charge you an unauthorised overdraft fee. Make sure you have enough money to cover your repayments on the day they are due.<\/li><\/ul><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">What can I use my payday loan for?<\/h3><div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Though payday loans can be used for a wide range of purposes, they\u2019re generally designed to cover unexpected expenses. Common uses for payday loans include forgotten bills, car repairs, emergency medical expenses or any other sudden event. Payday loans are unlikely to help when it comes to ongoing financial issues, however.<\/p><\/div><\/div><\/div><p>Here are some common scenarios: <\/p><table class=\"luna-table luna-table--responsiveList has-margin-bottom\"><thead class=\"luna-table__header\"><tr><th scope=\"col\"><h4>You need\u2026<\/h4><\/th><th scope=\"col\"><h4>Could a payday loan help?<\/h4><\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td data-title=\"You need...\">To fix a fault on your car, costing around \u00a3400<\/td><td data-title=\"Could a payday loan help?\"><ul class=\"list-1\"><li>Potentially<\/li><\/ul><\/td><\/tr><tr><td data-title=\"You need...\">To fix your laptop, costing around \u00a3100<\/td><td data-title=\"Could a payday loan help?\"><ul class=\"list-1\"><li>Potentially<\/li><\/ul><\/td><\/tr><tr><td data-title=\"You need...\">To replace a broken heating element, costing around \u00a3100<\/td><td data-title=\"Could a payday loan help?\"><ul class=\"list-1\"><li>Potentially<\/li><\/ul><\/td><\/tr><tr><td data-title=\"You need...\">To buy a \u00a35,000 <a title=\"Car Loans \u2013 How to finance a car\" href=\"https:\/\/www.finder.com\/uk\/car-loans\">secondhand car<\/a><\/td><td data-title=\"Could a payday loan help?\"><ul class=\"list-12\"><li>No, it wouldn\u2019t be suitable<\/li><\/ul><\/td><\/tr><tr><td data-title=\"You need...\">To pay for a family vacation, costing \u00a35,000<\/td><td data-title=\"Could a payday loan help?\"><ul class=\"list-12\"><li>No, it wouldn\u2019t be suitable<\/li><\/ul><\/td><\/tr><tr><td data-title=\"You need...\">\u00a3100 for a night out<\/td><td data-title=\"Could a payday loan help?\"><ul class=\"list-12\"><li>No, it wouldn\u2019t be suitable<\/li><\/ul><\/td><\/tr><tr><td data-title=\"You need...\">\u00a350 each month to top-up your income and tide you over<\/td><td data-title=\"Could a payday loan help?\"><ul class=\"list-12\"><li>No, it wouldn\u2019t be suitable<\/li><\/ul><\/td><\/tr><tr><td data-title=\"You need...\">To spread the cost of a new \u00a3600 sofa over 10 months<\/td><td data-title=\"Could a payday loan help?\"><ul class=\"list-12\"><li>No, it wouldn\u2019t be suitable<\/li><\/ul><\/td><\/tr><\/tbody><\/table><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">Are payday lenders regulated by the government?<\/h3><div itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>The rise of payday loans brought about a number of unscrupulous lenders that were exploiting borrowers with extortionate interest rates, fees and penalties. In 2014, the Financial Conduct Authority (FCA) took over regulation of this area and brought in new rules to rein in outrageous lending practices.<\/p><ul><li><strong>Interest cap of 0.8% per day.<\/strong> Interest and fees must not exceed 0.8% per day of the amount borrowed. That\u2019s \u00a34 per \u00a3500.<\/li><li><strong>Fixed default fees capped at \u00a315.<\/strong> If borrowers fail to make a payment on time, the default charge must not exceed \u00a315.<\/li><li><strong>Total cost cap of 100%.<\/strong> Borrowers must never have to pay back more in fees and interest than the original amount borrowed.<\/li><li><strong>Rollover cap.<\/strong> Under the new FCA rules, you can only roll over your loan twice.<\/li><\/ul><\/div><\/div><\/div><\/div><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">I've never taken out a payday loan before! What do I do?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">First off, make sure you\u2019ve exhausted all <a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/alternatives-to-payday-loans\">other borrowing options<\/a> before deciding to take out a payday loan.<br><br>Next, you should compare lenders and loan durations to find the cheapest loan that would be affordable for you. You can get an idea of the repayments using the table above.<br><br>Once you\u2019ve chosen a lender (and checked that you\u2019re eligible to apply), the entire application usually takes place online. You\u2019ll need to give the lender enough details to run a credit search (like your address history for the last 3 years), and you\u2019ll then find out whether or not you\u2019ve been accepted.<br><br>If you\u2019re formally offered the loan, make a note of the terms and the repayment amounts (and dates) and ensure you have enough in your account to repay your loan.<br><br>Speak to your lender if you have any questions, and always contact them as early as possible if you are struggling to make a repayment.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">What information do I need to provide when I apply?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">When applying, you\u2019ll need to provide your full name and date of birth, as well as up to 3 years of address history to enable a credit check, plus details of your income and outgoings.<br><br>Payday and short term loan companies often look beyond poor credit but will need to make sure they only offer you a loan that would be affordable.<br><br>In rare cases, you may be asked to provide additional documentation.<br><br>Some short term lenders in the UK will request access to your online banking. This sometimes requires you to <a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/payday-loan-internet-banking\">provide your login details<\/a> (if you don\u2019t <a href=\"#legit\" class=\"scroll\">trust the lender<\/a>, then don\u2019t do this) or may alternatively require you to log in to your internet banking to give your bank permission to legitimately share transactional data with a specific third party. (Your bank will verify that the lender is authorised before securely sharing your data).<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">How much can I borrow?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Payday and short term loans are typically for sums of between \u00a350 and \u00a31,000. One of the main factors that dictates how much you can borrow is how much you can afford to repay each month (or week or fortnight). Lenders might not be dissuaded by bad credit, but they will care about affordability.<br><br>If you opt to borrow over a longer timeframe, you can usually reduce the size of each repayment \u2013 potentially making the loan more affordable \u2013 but this will push up the overall cost. Bear in mind that if it\u2019s the first time you\u2019re using a lender, they\u2019ll want to start fairly small. Similarly, lenders may see a longer loan term as a greater chance for a borrower to default.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Will my repayments be deducted from my paycheck?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\">The majority of lenders will take the necessary funds from your account on the same day you get paid but won\u2019t take the money directly from your pay. In other words, it won\u2019t show up on your payslip \u2013 your pay will land in your account, and then shortly after, the payment will be deducted from your account.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">How long does it take for the loan to be funded?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\">It\u2019s usually incredibly quick, with some lenders promising \u201cinstant\u201d loans. Realistically it can take as little as 15 minutes, although some lenders are slower outside of office hours.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">Can I pay off my payday loan early?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Many payday lenders allow you to pay off your loan early without incurring any extra fees. Contact your payday loan credit provider if you need to organise an early payment.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000006\" data-toggle=\"collapse\" data-target=\"#accordion0000000006\">\n        <span class=\"luna-accordion__title\">I already have a payday loan. Can I get another one?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000006\" data-accordion=\"details\">\n    <div class=\"accordionContent\">This is often possible at the lender\u2019s discretion. Payday loans are regulated by the government and designed to be a \u201cstop-gap\u201d solution to financial problems. There are restrictions around \u201crolling over\u201d loans. If you find yourself needing more than 1 payday loan, you should consider other forms of credit or seek debt counselling. You can read more about alternatives to payday loans at <a href=\"https:\/\/www.moneyhelper.org.uk\/en\" target=\"_blank\" rel=\"noopener\">moneyhelper.org.uk<\/a> and also in our own <a href=\"https:\/\/www.finder.com\/uk\/payday-loans\/alternatives-to-payday-loans\">comprehensive guide<\/a>.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000007\" data-toggle=\"collapse\" data-target=\"#accordion0000000007\">\n        <span class=\"luna-accordion__title\">Is it a bad idea to keep taking out payday loans?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000007\" data-accordion=\"details\">\n    <div class=\"accordionContent\">If you make all your repayments on time, a lender may approve you for another loan. Some lenders have benefits for repeat borrowers, such as increased borrowing amounts, quicker funding or <em>slightly<\/em> better rates. But keep in mind these loans are not a long-term solution, and if you frequently need to borrow money, you may need to consider a longer term borrowing option or a more stable line of credit.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000008\" data-toggle=\"collapse\" data-target=\"#accordion0000000008\">\n        <span class=\"luna-accordion__title\">How do I know if my details and account are secure?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000008\" data-accordion=\"details\">\n    <div class=\"accordionContent\">UK payday loan companies use a secure online system. Payday loan applications are generally carried out on a secure online application form to help protect your privacy. The system uses a 128-bit secure server and SSL encryption to ensure your personal information cannot be stolen.<br><br>To verify your income, some payday lenders need a snapshot of your account for the past 90 days. The services involved are safe and secure and only provide a \u201cread-only\u201d view of your account. There are no personal details transmitted, and no access to any other information besides your financial history is needed.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000009\" data-toggle=\"collapse\" data-target=\"#accordion0000000009\">\n        <span class=\"luna-accordion__title\">Can you get a payday loan on a Sunday?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000009\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>It\u2019s possible to get a payday loan on a Sunday from a few online lenders that may be able to get your application approved quickly, and the funds sent to you on the same day, no matter what day it is.<\/p><p>Other lenders may let you apply and approve your loan on a Sunday, but won\u2019t send you the funds until Monday \u2013 the next business day.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><div id=\"uklogobar\"><h4 id=\"wecompare\" class=\"text-center no-margin-bottom\" style=\"margin-top: 2em;\"> We compare payday\/short term loans from <\/h4>\r\n<div class=\"text-center\"><div class=\"has-padding-bottom-large\" style=\"margin:auto\"><div style=\"width: 12%; min-width: 111px; display:inline-block;\"><div class=\"has-padding-top-large has-padding-right-medium has-padding-left-medium\"><a href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/drafty-line-of-credit-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFSL.NICHE.WECOMPARE%22%2C%22code%22%3A%22UKFSL%22%2C%22post_id%22%3A%2274537%22%2C%22post_path%22%3A%22payday-loans%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"new\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png\" alt=\"Drafty Line of Credit\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5bb27bc7ef99e.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/div><\/div><div style=\"width: 12%; min-width: 111px; display:inline-block;\"><div class=\"has-padding-top-large has-padding-right-medium has-padding-left-medium\"><a href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/quidmarket-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFSL.NICHE.WECOMPARE%22%2C%22code%22%3A%22UKFSL%22%2C%22post_id%22%3A%2274537%22%2C%22post_path%22%3A%22payday-loans%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"new\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5bca25a20f028.png\" alt=\"QuidMarket Short Term Loan\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5bca25a20f028.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5bca25a20f028.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5bca25a20f028.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5bca25a20f028.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5bca25a20f028.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/div><\/div><div style=\"width: 12%; min-width: 111px; display:inline-block;\"><div class=\"has-padding-top-large has-padding-right-medium has-padding-left-medium\"><a href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/moneyboat-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFSL.NICHE.WECOMPARE%22%2C%22code%22%3A%22UKFSL%22%2C%22post_id%22%3A%2274537%22%2C%22post_path%22%3A%22payday-loans%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"new\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6213b964827e5.png\" alt=\"Moneyboat Short Term Loan\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6213b964827e5.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6213b964827e5.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6213b964827e5.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6213b964827e5.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6213b964827e5.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/div><\/div><div style=\"width: 12%; min-width: 111px; display:inline-block;\"><div class=\"has-padding-top-large has-padding-right-medium has-padding-left-medium\"><a href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/eligibility-themoneyplatform-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFSL.NICHE.WECOMPARE%22%2C%22code%22%3A%22UKFSL%22%2C%22post_id%22%3A%2274537%22%2C%22post_path%22%3A%22payday-loans%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"new\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5b3221db049ef.png\" alt=\"The Money Platform Short Term Loan\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5b3221db049ef.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5b3221db049ef.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5b3221db049ef.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5b3221db049ef.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5b3221db049ef.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/div><\/div><div style=\"width: 12%; min-width: 111px; display:inline-block;\"><div class=\"has-padding-top-large has-padding-right-medium has-padding-left-medium\"><a href=\"https:\/\/www.finder.com\/redirect\/uk\/short-term-loans\/lendingstream-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-niche%22%2C%22decorator%22%3A%22UKFSL.NICHE.WECOMPARE%22%2C%22code%22%3A%22UKFSL%22%2C%22post_id%22%3A%2274537%22%2C%22post_path%22%3A%22payday-loans%22%2C%22post_country%22%3A%22uk%22%7D\" target=\"new\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png\" alt=\"Lending Stream Instalment Loan\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5ce7f66861eda.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/div><\/div><\/div><\/div><\/div><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000003\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000003\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Estimate costs for payday loans and short term loans of up to 12 months from a range of lenders. Clear information and advice about borrowing options.<\/p>\n","protected":false},"author":195,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-masthead-two-column.php","meta":{"footnotes":""},"tags":[3767],"class_list":["post-74537","page","type-page","status-publish","hentry","tag-money-loans"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Compare Payday Loans and Short Term Loans - Finder UK<\/title>\n<meta name=\"description\" content=\"Calculate costs for loans of up to 12 months from a range of popular lenders and apply online. Clear information and advice on your borrowing options.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/payday-loans\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Compare payday and short term loans\" \/>\n<meta property=\"og:description\" content=\"Calculate costs for loans of up to 12 months from a range of popular lenders and apply online. Clear information and advice on your borrowing options.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/payday-loans\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/08\/paydayloans_application_process_5.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@findercomUK\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"20 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/uk\/payday-loans\",\"url\":\"https:\/\/www.finder.com\/uk\/payday-loans\",\"name\":\"Compare Payday Loans and Short Term Loans - Finder UK\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/uk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/uk\/payday-loans#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/uk\/payday-loans#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2018\/08\/paydayloans_application_process_5.png\",\"datePublished\":\"2017-12-19T14:44:47+00:00\",\"dateModified\":\"2024-05-29T12:45:29+00:00\",\"description\":\"Calculate costs for loans of up to 12 months from a range of popular lenders and apply online. 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