{"id":63510,"date":"2018-04-20T14:40:07","date_gmt":"2018-04-20T13:40:07","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=63510"},"modified":"2026-03-18T16:39:29","modified_gmt":"2026-03-18T16:39:29","slug":"business-credit-cards","status":"publish","type":"page","link":"https:\/\/www.finder.com\/uk\/business-credit-cards","title":{"rendered":"Compare business credit cards"},"content":{"rendered":"<p>Just as with personal credit cards, there\u2019s a range of factors to consider before deciding if a business credit or charge card is right for you. Use the table below to compare UK business credit cards and find the lowest rates and fees.<\/p><div class=\"content tableWithFilters\n         topFiltersEnabled\n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div id=\"portal-table-top-filters-modal\"><\/div>\n\n<div class=\"contentWrapper tableWithFilters__contentWrapper\">\n    <div class=\"tableWithFilters__table content\">\n        <div class=\"content tableWithFilters\n         topFiltersEnabled\n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div id=\"portal-table-top-filters-modal\"><\/div>\n\n<div class=\"contentWrapper tableWithFilters__contentWrapper\">\n    <div class=\"tableWithFilters__table content\">\n        <div class=\"customTableFiltersConfig tableFiltersConfig__main\" style=\"display: none\">{\"userFilters\":[{\"config\":{\"MULTISELECT\":true,\"VALUES\":\"All-round,Balance transfer,Balance transfer and purchase,Business,Cashback,Credit builder,Frequent flyer,Fuel,Low rate,Matched,Money transfer,Overseas,Platinum,Purchase,Reward,Store card,Student\"},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"GENERAL.FIN_CARD_TYPE\"},\"dataType\":\"TEXT\",\"label\":\"Card type\",\"order\":1},{\"config\":{},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"REWARDS.CASHBACK\"},\"dataType\":\"BOOLEAN\",\"label\":\"Cashback\",\"order\":2},{\"config\":{},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"RATES_AND_FEES.PURCHASES_ZERO_PERIOD\"},\"dataType\":\"NUMBER\",\"label\":\"0% purchases offer (months)\",\"order\":4},{\"config\":{},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"RATES_AND_FEES.BALANCE_TRANSFERS_ZERO_PERIOD\"},\"dataType\":\"NUMBER\",\"label\":\"0% balance transfer offer (months)\",\"order\":5},{\"config\":{},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"RATES_AND_FEES.FOREIGN_USAGE_CHARGE_EU\"},\"dataType\":\"PERCENTAGE\",\"label\":\"Foreign usage charge (EU)\",\"order\":6},{\"config\":{},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"GENERAL.IS_CHARGE_CARD\"},\"dataType\":\"BOOLEAN\",\"label\":\"Charge card\",\"order\":7},{\"config\":{\"MULTISELECT\":true,\"VALUES\":\"Mastercard,Visa,Amex\"},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"GENERAL.NETWORK\"},\"dataType\":\"TEXT\",\"label\":\"Network\",\"order\":8},{\"dataSelector\":{\"recordType\":\"UI_FILTER_COMPONENT\",\"fieldCode\":\"SPECIAL_OFFERS\"},\"dataType\":\"BOOLEAN\",\"label\":\"Special offers\",\"componentType\":\"SpecialOffersFilter\",\"config\":{\"VALUES\":\"1\",\"fields\":[{\"value\":\"exclusive_only\",\"label\":\"Finder Rewards &amp; exclusives\"},{\"value\":\"all_offers_no_rewards\",\"label\":\"All offers\"}]},\"options\":{\"comparator\":\"eq\"}},{\"config\":{},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"GENERAL.PROVIDER_ID\"},\"dataType\":\"UUID\",\"label\":\"Card issuer\",\"order\":9}],\"niche\":{\"currencySymbol\":\"\\u00a3\",\"decimalPoint\":\".\",\"decimalPlaces\":\"2\",\"thousandsSeparator\":\",\",\"filterBoundsMap\":{\"product.GENERAL.FIN_CARD_TYPE\":null,\"product.REWARDS.CASHBACK\":null,\"product.RATES_AND_FEES.PURCHASES_ZERO_PERIOD\":{\"minimum\":\"0\",\"maximum\":\"27\"},\"product.RATES_AND_FEES.BALANCE_TRANSFERS_ZERO_PERIOD\":{\"minimum\":\"0\",\"maximum\":\"38\"},\"product.RATES_AND_FEES.FOREIGN_USAGE_CHARGE_EU\":{\"minimum\":\"0\",\"maximum\":\"3\"},\"product.GENERAL.IS_CHARGE_CARD\":null,\"product.GENERAL.NETWORK\":null}},\"prefilled\":false,\"experimental\":false}<\/div><div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"c9397cf6-8d34-4d29-8601-fb8e3ac14a5a\" data-template=\"comparison\" data-niche=\"UKCCF\" data-site=\"UKCCF\" data-auto-recalculate=\"true\" data-post-country=\"uk\" data-fieldset=\"BusinessDefault\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"63510\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"true\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKCCF\",\"fieldset\":\"BusinessDefault\",\"template\":\"comparison\",\"category_id\":\"c9397cf6-8d34-4d29-8601-fb8e3ac14a5a\",\"category_name\":\"Business\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778345343}' data-disable-alternative-products=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"3f6e7a4a-8226-4e6c-8df9-51bc77100dc3\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"tableWithFilters__topFilter tableWithFilters_shareFiltersPill\" data-niche-short-code=\"UKCCF\"><div class=\"tableWithFilters__filter\"><\/div><\/div><div id=\"portal-table-top-filters\" class=\"comparison-actions__topFilters\"><\/div><div class=\"comparison-actions__filterAndSort\"><div id=\"portal-table-sort-button-mobile\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile\" class=\"comparison-actions__filter\"><\/div><\/div><div id=\"portal-tableWithFilters__table\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-c9397cf6-8d34-4d29-8601-fb8e3ac14a5a\">7 of 29 results<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated\n\t\t\t\t\tdaily<\/span><\/a><\/span><span class=\"templateTable__shareMyFilters is-hidden@xs is-hidden@sm\"><a class=\"share-filters-link\"><svg class=\"luna-icon luna-icon--small\"><use xlink:href=\"#share-fat\"><\/use><\/svg><span class=\"u-pl--1\">Share<\/span><\/a><\/span><\/div><\/div><div class=\"comparison-actions__filterAndSort--sticky\"><div id=\"portal-table-sort-button-mobile-sticky\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile-sticky\" class=\"comparison-actions__filter\"><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKCCF\" data-site=\"UKCCF\" data-table-id=\"816\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-leadform-modal=\"\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKCCF\",\"fieldset\":\"BusinessDefault\",\"template\":\"comparison\",\"category_id\":\"c9397cf6-8d34-4d29-8601-fb8e3ac14a5a\",\"category_name\":\"Business\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778345343}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukccf\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"7\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"7\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"29\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-user-filters data-table-filter-presets=\"49acb05ec610e7f3d99ecf3d49827eef3f5ba35170b402a1e6595916b605aecb\" data-table-record-type=\"product\" data-table-record-ids='[\"ff954c31-f541-4e24-97d6-2785e365b40e\",\"e8e26366-a62b-42c2-a68b-ccd4f0f496c8\",\"39b4c7a9-e43c-4e27-8272-1d8018cb9f50\",\"24dc25e7-438c-4a36-a474-e80a9882f44d\",\"c5f9f3c8-c9a3-456f-860e-49546997d14d\",\"acd15bfe-e4f2-4005-8340-3e4a449b4ca3\",\"077b3334-aff0-4b2f-b3b6-0d868b27c333\"]' data-total-data=\"7\" data-enable-top-filters=\"true\" data-total-product-count=\"29\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-4\"><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.PURCHASES\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"purchases\" data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Purchases\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.TEST_BUSINESSANNUALFEES\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"annual_\/_monthly_fees\">\n                                                        Annual \/ Monthly fees\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.UKCCF_EARN_RATE\" class=\"comparison-table__feature rewardsEarnRate tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"rewards_earn_rate\">\n                                                        Rewards earn rate\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKCCF.PRODUCT.REPRESENTATIVE_APR\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"representative_apr\">\n                                                        Representative APR\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom no-padding-top product-table_description span-row sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"key_benefit\">\n                                                        Key benefit\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"representative_example\">\n                                                        Representative example\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><\/tr><\/thead><tbody><style>\n\t.rewards-infobox .deals-banner { display:flex; flex-direction: row; border-radius: 16px; border:1px solid #000; overflow: hidden; }\n\t.rewards-infobox .deals-left { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); display:flex; flex-direction: column; align-items:center; justify-content:space-between; position: relative; width: 110px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-left { width: 110px; } }\n\t.rewards-infobox .deals-right { background:#1a50ff; color:#fff; padding: 8px; display:flex; flex-direction: column; gap:2px; justify-content:center; flex: 1; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-right { padding: 8px; } }\n\t.rewards-infobox .deals-phone { position: absolute; top: 8px; left: 12px; }\n\t.rewards-infobox .deals-ends { color:#000; font-weight:800; font-size:12px; line-height:12px; padding:6px 10px; font-style: italic; border-radius: 9999px; display:inline-flex; align-items:center; text-transform: uppercase; display: none; }\n\t.rewards-infobox .deals-ends-text { padding-top: 2px; }\n\t.rewards-infobox .deals-header { display:flex; align-items:center; flex-wrap: nowrap; gap:4px; cursor:pointer; }\n\t.rewards-infobox .deals-amount { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); color:#232320; font-size:32px; line-height:28px; letter-spacing: -0.75px; text-transform: uppercase; padding: 2px 4px 0 2px; border-radius: 4px; font-style: italic; font-weight: bold; font-size: 30px; }\n\t.rewards-infobox .deals-title { color: white; text-transform: uppercase; font-style:italic; font-weight:bold; font-size:16px; flex: 1; }\n\t.rewards-infobox .deals-list { display:flex; flex-direction: column; flex-wrap: wrap; gap:2px; margin: 4px 0 2px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-list { flex-direction: row; row-gap: 4px; column-gap: 20px; } }\n\t.rewards-infobox .deals-step { display:flex; align-items: baseline; gap:4px; }\n\t.rewards-infobox .deals-step-num { background:#FFD23B; color:#000; display:inline-flex; align-items:center; justify-content:center; font-weight:bold; font-style: italic; border-radius:2px; font-size:12px; margin-top:2px; line-height: 12px; padding-top: 2px; min-width: 11px; }\n\t.rewards-infobox .deals-step-text { color:#fff; font-size:12px; line-height:16px; font-weight: bold; }\n\t.rewards-infobox .deals-disclaimer { color:#E8EEFF; font-size:12px; margin-top: 4px; width: fit-content; }\n\t.rewards-infobox .deals-disclaimer a { color:#BFD0FF; text-decoration: underline; font-size: 12px; }\n\t.rewards-infobox .rewards-end-date { font-size: 12px; }\n\t\n\t\t.rewards-infobox .deals-countdown {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tmargin-top: 8px;\n\t\tflex-wrap: wrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__label {\n\t\tcolor: #fff;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\tpadding-right: 6px;\n\t\twhite-space: nowrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__timer {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tgap: 4px;\n\t}\n\n\t.rewards-infobox .deals-countdown__unit {\n\t\tdisplay: inline-flex;\n\t\talign-items: center;\n\t}\n\n\t.rewards-infobox .deals-countdown__value {\n\t\tbackground: #FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; }\n\n\t\t@media (max-width: 600px) {\n\t\t.reward-col-order-3 { grid-row: 3 !important; }\n\t\t.reward-col-order-4 { grid-row: 4 !important; }\n\t\t.reward-col-order-5 { grid-row: 5 !important; }\n\t\t.reward-col-order-6 { grid-row: 6 !important; }\n\t\t.reward-col-order-7 { grid-row: 7 !important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: unset;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr data-product-id=\"ff954c31-f541-4e24-97d6-2785e365b40e\" data-provider-id=\"66d2f49f-0d55-4138-bf09-e5b4cf4d449f\" data-product-name=\"Capital on Tap Business Credit Card\" data-provider-name=\"Capital on Tap\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/capital-on-tap-business-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/661650b52ab64.png\" alt=\"Capital on Tap Business Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/661650b52ab64.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/661650b52ab64.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/661650b52ab64.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/661650b52ab64.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/661650b52ab64.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/capital-on-tap-business-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Capital on Tap Business Credit Card<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body awards-badge__body hasPopover\" rel=\"popover\" data-content=\"Capital on Tap was the Business Credit Cards winner in our &lt;a href='https:\/\/www.finder.com\/uk\/finderawards'&gt;2025 Provider of the Year Awards&lt;\/a&gt;.\" data-html=\"true\"><span class=\"badge-text\">Finder Award<\/span><\/span><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        default-sort-descending\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.purchases\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        34.65%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.test_businessannualfees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual \/ Monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                rewardsEarnRate\" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_earn_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards earn rate\">\n                        1 point per \u00a31 spent\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                      bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.representative_apr\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        34.65% APR (variable)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom no-padding-top product-table_description span-row sorter-false\" data-sortvalue=\"1%,,.&amp;.\" data-column-index=\"5\" data-decorator=\"text,global.value.table_offer\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key benefit\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Earn uncapped 1% cashback on all card spending and redeem points against your balance, for cash, for gift cards and more. T&amp;Cs apply.<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":\u00a31,20034.65%..,34.65%.\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: When you spend \u00a31,200 at a purchase rate of 34.65% (variable) p.a., your representative rate is 34.65% APR (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/capital-on-tap-business-credit-card-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22BusinessDefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22c9397cf6-8d34-4d29-8601-fb8e3ac14a5a%22%2C%22category_name%22%3A%22Business%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778345343%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%221%22%2C%22product_name%22%3A%22Capital%2Bon%2BTap%2BBusiness%2BCredit%2BCard%22%2C%22product_id%22%3A%22ff954c31-f541-4e24-97d6-2785e365b40e%22%2C%22offer_id%22%3A%2222030%22%2C%22post_id%22%3A%2263510%22%2C%22post_path%22%3A%22business-credit-cards%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"Go to site\" target=\"_blank\" rel=\"sponsored\">              Go to site            <\/a><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Capital on Tap Business Credit Card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-ff954c31-f541-4e24-97d6-2785e365b40e\" value=\"ff954c31-f541-4e24-97d6-2785e365b40e\" name=\"productID\" _productname=\"                            Capital on Tap Business Credit CardFinder AwardCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"ff954c31-f541-4e24-97d6-2785e365b40e\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-ff954c31-f541-4e24-97d6-2785e365b40e\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"e8e26366-a62b-42c2-a68b-ccd4f0f496c8\" data-provider-id=\"d4d388d0-137e-406f-96fe-7c69cff4dd3a\" data-product-name=\"Moss Business Cashback Card\" data-provider-name=\"Moss\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/moss-corporate-card-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6613ec6248796.png\" alt=\"Moss Business Cashback Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6613ec6248796.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6613ec6248796.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6613ec6248796.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6613ec6248796.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6613ec6248796.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/moss-corporate-card-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Moss Business Cashback Card<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        default-sort-descending\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.purchases\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        N\/A (this product is a charge card).\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.test_businessannualfees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual \/ Monthly fees\">\n                        Subject to plan<div class=\"has-margin-bottom-xxsmall\"><span class=\"table-popover\" rel=\"popover\" data-content=\"Moss offers 3 different plans: Starter, Professional and Enterprise. Pricing is dependant on the plan your business is eligible for and you\u2019ll pay for the transactions you use - not the number of people on the platform.\" title=\"\" data-orginal-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                rewardsEarnRate\" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_earn_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards earn rate\">\n                        Up to 1% cashback\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                      bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.representative_apr\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        N\/A (this product is a charge card).\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom no-padding-top product-table_description span-row sorter-false\" data-sortvalue=\"-,0%1%.&amp;.\" data-column-index=\"5\" data-decorator=\"text,global.value.table_offer\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key benefit\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Spend-controlled business cards with automated receipt capture, approvals and accounting sync plus 0% interest and up to 1% cashback. T&amp;Cs apply.<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/moss-corporate-card-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22BusinessDefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22c9397cf6-8d34-4d29-8601-fb8e3ac14a5a%22%2C%22category_name%22%3A%22Business%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778345343%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%222%22%2C%22product_name%22%3A%22Moss%2BBusiness%2BCashback%2BCard%22%2C%22product_id%22%3A%22e8e26366-a62b-42c2-a68b-ccd4f0f496c8%22%2C%22offer_id%22%3A%2224158%22%2C%22post_id%22%3A%2263510%22%2C%22post_path%22%3A%22business-credit-cards%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"Go to site\" target=\"_blank\" rel=\"sponsored\">              Go to site            <\/a><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Moss Business Cashback Card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-e8e26366-a62b-42c2-a68b-ccd4f0f496c8\" value=\"e8e26366-a62b-42c2-a68b-ccd4f0f496c8\" name=\"productID\" _productname=\"                            Moss Business Cashback CardCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"e8e26366-a62b-42c2-a68b-ccd4f0f496c8\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-e8e26366-a62b-42c2-a68b-ccd4f0f496c8\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"39b4c7a9-e43c-4e27-8272-1d8018cb9f50\" data-provider-id=\"62bf9107-3f41-4661-942b-dbb8e0780a38\" data-product-name=\"American Express\u00ae Business Gold Card\" data-provider-name=\"American Express\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/american-express-business\/american-express-gold-business-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/66155db332487.png\" alt=\"American Express\u00ae Business Gold Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66155db332487.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66155db332487.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66155db332487.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66155db332487.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66155db332487.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/american-express-business\/american-express-gold-business-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">American Express\u00ae Business Gold Card<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body awards-badge__body hasPopover\" rel=\"popover\" data-content=\"American Express was highly commended in the &lt;a href='https:\/\/www.finder.com\/uk\/business-banking\/finder-business-cards-customer-satisfaction-awards-2024'&gt;Finder Business Cards Customer Satisfaction Awards 2024&lt;\/a&gt;.\" data-html=\"true\"><span class=\"badge-text\">Finder Award<\/span><\/span><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Offer<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        default-sort-descending\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.purchases\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        29.1% (applies if you use the Flexible Payment Option <span class=\"table-popover\" rel=\"popover\" data-content=\"Purchase rates can vary for several reasons. Your Amex purchase rate will move up and down in line with the Bank of England Base Rate. Rates may also vary based on your individual circumstances, either when you apply for a product or afterwards.\" title=\"\" data-orginal-title=\"More info\" tabindex=\"0\"><\/span>)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.test_businessannualfees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual \/ Monthly fees\">\n                        Year 1 - \u00a30, Year 2 onwards - \u00a3195\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                rewardsEarnRate\" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_earn_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards earn rate\">\n                        1 point per \u00a31 spent<span class=\"table-popover\" rel=\"popover\" data-content=\"The value of points can vary depending on redemption opportunities, but these particular points are normally worth 0.5p.\" title=\"More info\" data-original-title=\"More info\" tabindex=\"0\" style=\"position: relative; top: 3px; height: 16px; overflow: hidden; display: inline-block; margin-top: -6px; left: 2px;\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                      bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.representative_apr\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        N\/A (this product is not a credit card).\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom no-padding-top product-table_description span-row sorter-false\" data-sortvalue=\"Earn 20,000 Membership Rewards points when you spend \u00a33,000 in your first three months of Cardmembership.\" data-column-index=\"5\" data-decorator=\"text,global.value.table_offer\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key benefit\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Earn 20,000 Membership Rewards points when you spend \u00a33,000 in your first three months of Cardmembership.<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/americanexpress-goldbusinesscard-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22BusinessDefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22c9397cf6-8d34-4d29-8601-fb8e3ac14a5a%22%2C%22category_name%22%3A%22Business%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778345343%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%223%22%2C%22product_name%22%3A%22American%2BExpress%25C2%25AE%2BBusiness%2BGold%2BCard%22%2C%22product_id%22%3A%2239b4c7a9-e43c-4e27-8272-1d8018cb9f50%22%2C%22offer_id%22%3A%2218293%22%2C%22post_id%22%3A%2263510%22%2C%22post_path%22%3A%22business-credit-cards%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"Go to site\" target=\"_blank\" rel=\"sponsored\">              Go to site            <\/a><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The American Express\u00ae Business Gold Card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-39b4c7a9-e43c-4e27-8272-1d8018cb9f50\" value=\"39b4c7a9-e43c-4e27-8272-1d8018cb9f50\" name=\"productID\" _productname=\"                            American Express\u00ae Business Gold CardFinder AwardOffer            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"39b4c7a9-e43c-4e27-8272-1d8018cb9f50\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-39b4c7a9-e43c-4e27-8272-1d8018cb9f50\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"24dc25e7-438c-4a36-a474-e80a9882f44d\" data-provider-id=\"8effc49f-5cfa-4e35-a4ad-9e981179236c\" data-product-name=\"Funding Circle Business Cashback Card\" data-provider-name=\"Funding Circle\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/671667cd3b5e4.png\" alt=\"Funding Circle Business Cashback Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/671667cd3b5e4.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/671667cd3b5e4.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/671667cd3b5e4.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/671667cd3b5e4.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/671667cd3b5e4.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>Funding Circle Business Cashback Card<\/span><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        default-sort-descending\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.purchases\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        34.9%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.test_businessannualfees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual \/ Monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                rewardsEarnRate\" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_earn_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards earn rate\">\n                        1% cashback\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                      bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.representative_apr\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        34.9% APR (variable)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom no-padding-top product-table_description span-row sorter-false\" data-sortvalue=\"2%\u00a320006,1%.&amp;.\" data-column-index=\"5\" data-decorator=\"text,global.value.table_offer\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key benefit\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Earn 2% cashback up to \u00a32000 for 6 months, 1% after that. T&amp;Cs apply.<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":34.9%.,\u00a31,20034.9%\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative Example: The standard interest rate on purchases is 34.9% pa. (variable), so if you borrow \u00a31,200 the Representative APR will be 34.9% APR (variable)\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/funding-circle-cashback-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22BusinessDefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22c9397cf6-8d34-4d29-8601-fb8e3ac14a5a%22%2C%22category_name%22%3A%22Business%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778345343%22%2C%22position%22%3A%224%22%2C%22product_name%22%3A%22Funding%2BCircle%2BBusiness%2BCashback%2BCard%22%2C%22product_id%22%3A%2224dc25e7-438c-4a36-a474-e80a9882f44d%22%2C%22offer_id%22%3A%2225938%22%2C%22post_id%22%3A%2263510%22%2C%22post_path%22%3A%22business-credit-cards%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"Go to site\" target=\"_blank\" rel=\"sponsored\">              Go to site            <\/a><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Funding Circle Business Cashback Card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-24dc25e7-438c-4a36-a474-e80a9882f44d\" value=\"24dc25e7-438c-4a36-a474-e80a9882f44d\" name=\"productID\" _productname=\"                            Funding Circle Business Cashback CardCashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"24dc25e7-438c-4a36-a474-e80a9882f44d\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-24dc25e7-438c-4a36-a474-e80a9882f44d\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"c5f9f3c8-c9a3-456f-860e-49546997d14d\" data-provider-id=\"7739d8c2-a6af-4de8-a861-47ce25433b5a\" data-product-name=\"Barclaycard Select Cashback Business Credit Card \" data-provider-name=\"Barclaycard Payments\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/barclaycard-business\/barclaycard-business-select-cashback-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/660ea94200e39.png\" alt=\"Barclaycard Select Cashback Business Credit Card  image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/660ea94200e39.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/660ea94200e39.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/660ea94200e39.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/660ea94200e39.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/660ea94200e39.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/barclaycard-business\/barclaycard-business-select-cashback-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Barclaycard Select Cashback Business Credit Card <\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Cashback<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        default-sort-descending\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.purchases\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        25.5%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.test_businessannualfees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual \/ Monthly fees\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                rewardsEarnRate\" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_earn_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards earn rate\">\n                        1% cashback\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                      bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.representative_apr\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        25.5% APR (variable)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom no-padding-top product-table_description span-row sorter-false\" data-sortvalue='1%\u00a32,000.&amp;*&lt;=\"-\"=\"\"-=\"*&amp;.1%\u00a32,000..,.\"=\"\"--=\"\"=\"0\"&gt;&lt;\/&gt;' data-column-index=\"5\" data-decorator=\"text,global.value.table_offer\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key benefit\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Get 1% cashback uncapped on all your business spend when you spend at least \u00a32,000 per statement month. T&amp;Cs apply* <span class=\"table-popover\" rel=\"popover\" data-content=\"*Standard Cashback T&amp;Cs apply. 1% cashback on all eligible business spend of \u00a32,000 or more per statement month. Your credit limit and available balance may impact your ability to earn cashback. The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/div><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":\u00a31,20025.5%..,25.5%.\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: When you spend \u00a31,200 at a purchase rate of 25.5% (variable) p.a., your representative rate is 25.5% APR (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Barclaycard Select Cashback Business Credit Card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-c5f9f3c8-c9a3-456f-860e-49546997d14d\" value=\"c5f9f3c8-c9a3-456f-860e-49546997d14d\" name=\"productID\" _productname=\"                            Barclaycard Select Cashback Business Credit Card Cashback            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"c5f9f3c8-c9a3-456f-860e-49546997d14d\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-c5f9f3c8-c9a3-456f-860e-49546997d14d\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"acd15bfe-e4f2-4005-8340-3e4a449b4ca3\" data-provider-id=\"66d2f49f-0d55-4138-bf09-e5b4cf4d449f\" data-product-name=\"Capital on Tap Pro Credit Card\" data-provider-name=\"Capital on Tap\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/671bb3ace46e4.png\" alt=\"Capital on Tap Pro Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/671bb3ace46e4.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/671bb3ace46e4.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/671bb3ace46e4.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/671bb3ace46e4.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/671bb3ace46e4.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Capital on Tap Pro Credit Card<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body awards-badge__body hasPopover\" rel=\"popover\" data-content=\"Capital on Tap was a winner in the &lt;a href='https:\/\/www.finder.com\/uk\/finder-lending-innovation-awards-2023'&gt;Finder Lending Innovation Awards 2023&lt;\/a&gt;.\" data-html=\"true\"><span class=\"badge-text\">Finder Award<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        default-sort-descending\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.purchases\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        34.65%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.test_businessannualfees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual \/ Monthly fees\">\n                        \u00a3299\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                rewardsEarnRate\" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_earn_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards earn rate\">\n                        1 point per \u00a31 spent\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                      bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.representative_apr\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        110.33% APR (variable)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom no-padding-top product-table_description span-row sorter-false\" data-sortvalue=\"1.25%..&amp;.\" data-column-index=\"5\" data-decorator=\"text,global.value.table_offer\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key benefit\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Earn 1.25% on all preloaded card spend and convert points to Avios or Virgin Points. Unlimited airport lounge access included. T&amp;Cs apply.<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-top no-margin-bottom no-padding-bottom product-table_description span-row sorter-false\" data-sortvalue=\":\u00a31,20034.65%..,110.33%.\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\">\n                        Representative example: When you spend \u00a31,200 at a purchase rate of 34.65% (variable) p.a., your representative rate is 110.33% APR (variable).\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/capital-on-tap-pro-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKCCF%22%2C%22fieldset%22%3A%22BusinessDefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22c9397cf6-8d34-4d29-8601-fb8e3ac14a5a%22%2C%22category_name%22%3A%22Business%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778345343%22%2C%22position%22%3A%226%22%2C%22product_name%22%3A%22Capital%2Bon%2BTap%2BPro%2BCredit%2BCard%22%2C%22product_id%22%3A%22acd15bfe-e4f2-4005-8340-3e4a449b4ca3%22%2C%22offer_id%22%3A%2225530%22%2C%22post_id%22%3A%2263510%22%2C%22post_path%22%3A%22business-credit-cards%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta button-eligibility--cta\" title=\"Go to site\" target=\"_blank\" rel=\"sponsored\">              Go to site            <\/a><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Capital on Tap Pro Credit Card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-acd15bfe-e4f2-4005-8340-3e4a449b4ca3\" value=\"acd15bfe-e4f2-4005-8340-3e4a449b4ca3\" name=\"productID\" _productname=\"                            Capital on Tap Pro Credit CardFinder Award            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"acd15bfe-e4f2-4005-8340-3e4a449b4ca3\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-acd15bfe-e4f2-4005-8340-3e4a449b4ca3\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"077b3334-aff0-4b2f-b3b6-0d868b27c333\" data-provider-id=\"3aca333a-0931-4d72-aca7-aef68b17d1ce\" data-product-name=\"Barclaycard Select Charge Card\" data-provider-name=\"Barclaycard Business\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/barclaycard-business\/barclaycard-select-business-charge-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/661650962b628.png\" alt=\"Barclaycard Select Charge Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/661650962b628.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/661650962b628.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/661650962b628.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/661650962b628.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/661650962b628.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/barclaycard-business\/barclaycard-select-business-charge-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Barclaycard Select Charge Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        default-sort-descending\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukccf.product.purchases\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchases\">\n                        N\/A (this product is a charge card).\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukccf.product.test_businessannualfees\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual \/ Monthly fees\">\n                        \u00a342 per annum\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                rewardsEarnRate\" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukccf.product.ukccf_earn_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards earn rate\">\n                        N\/A\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                      bottom-order-4\n                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukccf.product.representative_apr\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative APR\">\n                        N\/A (this product is a charge card).\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom no-padding-top product-table_description span-row sorter-false\" data-sortvalue=\"Control spend and manage business expenses. Access to business rewards with discounts and offers from leading retailers and suppliers. T&amp;Cs apply.\" data-column-index=\"5\" data-decorator=\"text,global.value.table_offer\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key benefit\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Control spend and manage business expenses. Access to business rewards with discounts and offers from leading retailers and suppliers. T&amp;Cs apply.<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-5\"><div class=\"comparison-table__cellWrapper\"><style>.comparison-table td.comparison-table__cta [data-heading]:before { display: none; } .comparison-table td.comparison-table__cta a { white-space: normal; word-break: normal !important; line-height: 1.25; }@media (min-width: 600px) { .button-eligibility--cta { max-width: 124px; padding: 4px 16px; } }.wlIframe__container .comparison-table .luna-button--success, .form__buttonContainer button.btn.btn-secondary { background-color: #007ac8; border-radius: 8px !important; font-style: normal !important; text-transform: none !important; }.wlIframe__container .comparison-table .luna-button--success:hover { background-color: #003186; }.wlIframe__container .comparison-table [data-heading*=\"Rewards earn rate\"] { display: block !important; }<\/style><a href=\"#\" target=\"_blank\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read More About The Barclaycard Select Charge Card\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-077b3334-aff0-4b2f-b3b6-0d868b27c333\" value=\"077b3334-aff0-4b2f-b3b6-0d868b27c333\" name=\"productID\" _productname=\"                            Barclaycard Select Charge Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"077b3334-aff0-4b2f-b3b6-0d868b27c333\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-077b3334-aff0-4b2f-b3b6-0d868b27c333\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - 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now;\n        const sevenDaysMs = 7 * 24 * 60 * 60 * 1000;\n\n        if (distance <= 0) {\n          const wrapper = el.closest(\".rewards-pill-wrapper\");\n          if (wrapper) wrapper.style.display = \"none\";\n          return;\n        }\n\n        if (distance > sevenDaysMs) {\n          return;\n        }\n\n        el.removeAttribute(\"hidden\");\n\n        const daysEl = el.querySelector(\"[data-pill-countdown-days]\");\n        const hoursEl = el.querySelector(\"[data-pill-countdown-hours]\");\n        const minutesEl = el.querySelector(\"[data-pill-countdown-minutes]\");\n        const secondsEl = el.querySelector(\"[data-pill-countdown-seconds]\");\n\n        let interval;\n        const updatePillCountdown = () => {\n          if (!el.isConnected) {\n            if (interval) clearInterval(interval);\n            return;\n          }\n\n          const remaining = endTime - new Date().getTime();\n\n          if (remaining <= 0) {\n            if (daysEl) daysEl.textContent = \"0d\";\n            if (hoursEl) hoursEl.textContent = \"0h\";\n            if (minutesEl) minutesEl.textContent = \"0m\";\n            if (secondsEl) secondsEl.textContent = \"0s\";\n            if (interval) clearInterval(interval);\n            \/\/ Hide pill wrapper on expiry\n            const wrapper = el.closest(\".rewards-pill-wrapper\");\n            if (wrapper) wrapper.style.display = \"none\";\n            return;\n          }\n\n          const days = Math.floor(remaining \/ (1000 * 60 * 60 * 24));\n          const hours = Math.floor((remaining % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n          const minutes = Math.floor((remaining % (1000 * 60 * 60)) \/ (1000 * 60));\n          const seconds = Math.floor((remaining % (1000 * 60)) \/ 1000);\n\n          if (daysEl) daysEl.textContent = days + \"d\";\n          if (hoursEl) hoursEl.textContent = hours + \"h\";\n          if (minutesEl) minutesEl.textContent = minutes + \"m\";\n          if (secondsEl) secondsEl.textContent = seconds + \"s\";\n        };\n\n        updatePillCountdown();\n        interval = setInterval(updatePillCountdown, 1000);\n      });\n    }\n\n    initPillCountdowns();\n\n    const allTables = document.querySelectorAll(\"table\");\n    allTables.forEach((table) => {\n      const observer = new MutationObserver(() => {\n        setTimeout(initPillCountdowns, 0);\n      });\n      observer.observe(table, { childList: true, subtree: true });\n    });\n  });\n})();\n<\/script><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer \"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"7\">Load More<\/button><div class=\"js-show-more-data_count-c9397cf6-8d34-4d29-8601-fb8e3ac14a5a comparison-table__dataCount\">Showing\n\t\t\t7\n\t\t\tof\n\t\t\t29\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKCCF\" data-rewards-component=\"compare-products\"><\/div><div class=\"product-modal\"><section class=\"luna-modal is-invisible\" aria-hidden=\"false\" role=\"dialog\" id=\"alternative-products-modal\" aria-labelledby=\"alternative-products-modal-heading\" aria-describedby=\"modal-content\" tabindex=\"-1\"><div class=\"luna-modal__content\"><button class=\"luna-modal__close\" type=\"button\" aria-label=\"Close modal\"><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#x\"><\/use><\/svg><\/button><div class=\"luna-modal__body\" id=\"modal-content\"><div class=\"luna-modal__wrapper\"><h4 class=\"modal-heading\" id=\"alternative-products-modal-heading\">Compare other products<\/h4><div class=\"cta-modal__body\"><p class=\"cta-modal__intro-text\">We currently don't have that product, but here are others to consider:<\/p><div class=\"cta-modal__cards-container\"><\/div><span class=\"cta-modal__popover table-popover\" rel=\"popover\" data-placement=\"top\" data-content=\"This list shows products with some similar features to the one you selected. It is not a recommendation or suggestion to purchase any product. Always check details and get independent advice to make sure any product suits your own needs before applying.\">How we picked these<\/span><\/div><\/div><\/div><\/div><\/section><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n\n    <\/div>\n<\/div>\n    <\/div>\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\"><p>Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow. Most of the data in Finder's comparison tables is provided by Defaqto.<\/p><\/div><\/article><ul class=\"has-margin-bottom\"><li><a href=\"#besttravel\" class=\"scroll\">Best for travel:<\/a> Capital on Tap Business Credit Card<\/li><li><a href=\"#cashback\" class=\"scroll\">Best for cashback:<\/a> Funding Circle Business Cashback Card<\/li><li><a href=\"#rewards\" class=\"scroll\">Best for rewards:<\/a> American Express Business Gold Card<\/li><li><a href=\"#frequent_flyer\" class=\"scroll\">Best for frequent flyers:<\/a> British Airways American Express Accelerating Business Card<\/li><li><a href=\"#adverse\" class=\"scroll\">Best for improving your credit score:<\/a> Capital on Tap Business Credit Card<\/li><li><a href=\"#purchases\" class=\"scroll\">Best for 0% purchases:<\/a> Barclaycard Premium Plus Credit Card<\/li><li><a href=\"#lowrate\" class=\"scroll\">Best for low rate:<\/a> Funding Circle FlexiPay Business Credit Card<\/li><li><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/best-business-credit-cards-for-startups\">Best for startups:<\/a> Capital on Tap Business Credit Card<\/li><\/ul><h3>Best business credit cards by types<\/h3><p>Our experts put the full UK business credit market to the test and picked out the best credit cards and charge cards available for May 2026 listed below.<\/p><h3 id=\"besttravel\">Our best pick for travel<\/h3><div class=\"best-hero\" id=\"best-hero-ff954c31f5414e2497d62785e365b40e\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/62bea7441cd88.png\" width=\"140\" height=\"88\" alt=\"Capital on Tap Business Credit Card\" srcset=\"https:\/\/www.finder.com\/niche-builder\/62bea7441cd88.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/62bea7441cd88.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/62bea7441cd88.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\"><\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great persist\" style=\"display: flex;\">\nGreat\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"hero_hotstats\" class=\"UKCCF hero_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">34.65%<\/td><\/tr><tr><th>Rewards earn rate<\/th><td class=\"i_infobox_data product_infobox_data\">1 point per \u00a31 spent<\/td><\/tr><\/tbody><\/table><\/div>\n\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/capital-on-tap-business-credit-card-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKCCF%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-xsmall%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2222030%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%22ff954c31-f541-4e24-97d6-2785e365b40e%22%2C%22product_name%22%3A%22Capital%2Bon%2BTap%2BBusiness%2BCredit%2BCard%22%2C%22provider_id%22%3A%2266d2f49f-0d55-4138-bf09-e5b4cf4d449f%22%2C%22provider_name%22%3A%22Capital%2Bon%2BTap%22%2C%22post_id%22%3A%2263510%22%2C%22post_path%22%3A%22business-credit-cards%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\">Go to site<\/a>\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/capital-on-tap-business-credit-card\">Read review<\/a>\n    \nRepresentative example: When you spend \u00a31,200 at a purchase rate of 34.65% (variable) p.a., your representative rate is 34.65% APR (variable).\n<\/div><p>The <b>Capital on Tap Business Credit Card<\/b> is our top pick for travel, as it comes with fee-free spending abroad. There\u2019s also no fee for withdrawing cash, although cardholders will be charged interest on the amount they take out of a cash machine from the date they withdraw it. The Capital on Tap card is aimed at small businesses, and users can get 1% cashback on their everyday business spending, as well as unlimited additional cards for employees at no extra cost. The preloading feature means that the card\u2019s credit card limit can be topped up with your own funds, and a Capital on Tap card account can also be linked up with accounting software.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>Out-of-the-box integrations with Xero, Quickbooks, FreeAgent and Sage.<\/li><li>42 days to spread the cost of purchases provided you pay off your balance in full each month. This even applies to non-sterling transactions (which isn't always the case).<\/li><li>Top-notch Android\/iPhone app for both the main account holder and supplementary cardholders (main account holder can access more features).<\/li><li>Unlimited additional cards at no additional cost.<\/li><li>No currency conversion charges when you use your card overseas.<\/li><li>Applicants with low credit scores may be eligible.<\/li><li>Earn unlimited cashback on business spending.<\/li><li>Top up your account with additional funds to use alongside your credit limit and earn even more cashback!<\/li><li>Fee-free transfers out to your linked business account.<\/li><li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>Although there are no fees for cash withdrawals, you will be charged interest from the moment you get your cash. <\/li><li>Transfers to your business bank account always incur interest from the day of the transaction (so your usual \"up to 42 days\" interest-free won't apply to this part of your balance).<\/li><li>The fee-free transfers out from your Capital on Tap account can only be to your linked business account (this will be the account that your direct debit for repayments is taken from).<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"bestpage\" class=\"UKCCF bestpage \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Issuer<\/th><td class=\"i_infobox_data product_infobox_data\">Capital on Tap<\/td><\/tr><tr><th>Network<\/th><td class=\"i_infobox_data product_infobox_data\">Visa<\/td><\/tr><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">34.65%<\/td><\/tr><tr><th>Purchases interest-free period<\/th><td class=\"i_infobox_data product_infobox_data\">Up to 42 days<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\nRepresentative example: When you spend \u00a31,200 at a purchase rate of 34.65% (variable) p.a., your representative rate is 34.65% APR (variable).\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"hero_hotstats\" class=\"UKCCF hero_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">34.65%<\/td><\/tr><tr><th>Rewards earn rate<\/th><td class=\"i_infobox_data product_infobox_data\">1 point per \u00a31 spent<\/td><\/tr><\/tbody><\/table><\/div><\/div>\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/capital-on-tap-business-credit-card-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKCCF%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2222030%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%22ff954c31-f541-4e24-97d6-2785e365b40e%22%2C%22product_name%22%3A%22Capital%2Bon%2BTap%2BBusiness%2BCredit%2BCard%22%2C%22provider_id%22%3A%2266d2f49f-0d55-4138-bf09-e5b4cf4d449f%22%2C%22provider_name%22%3A%22Capital%2Bon%2BTap%22%2C%22post_id%22%3A%2263510%22%2C%22post_path%22%3A%22business-credit-cards%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-bottom-xsmall\">Go to site<\/a>\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/capital-on-tap-business-credit-card\">Read review<\/a><center class=\"has-padding-top-small\">34.65% APR representative variable<\/center><\/div><\/div><\/div><\/div><\/article><\/div><h4 class=\"luna-sectionTitle\">Travel business credit cards: Spend abroad with no fees<\/h4><p>Fees for spending in a currency other than pounds sterling can be as much as 3%. That means if you make a \u00a3500 foreign transaction, you\u2019ll be charged \u00a315 in fees. If you do a lot of business spending abroad, that can quickly add up. With a travel business credit card, making payments abroad is free; and some also offer reward points for your spending. Travel credit cards can also sometimes offer fee-free cash withdrawals, but keep in mind that interest is usually charged from the moment you get your cash out. <\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/business-credit-cards-no-foreign-transaction-fees\">Compare business cards with no foreign transaction fees<\/a><\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Avoid expensive currency conversion fees when you spend overseas.<\/li>\n                                    <li>These cards sometimes come with additional travel rewards and perks.<\/li>\n                                    <li>As long as they're on the Mastercard or Visa networks, these cards will be widely accepted abroad.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>Not necessarily the cheapest option if you can't clear your balance in full every month.<\/li>\n                                    <li>Even though cash withdrawals abroad may also be free, you'll usually still be charged interest on the amount you take out.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">How can I find the best travel credit card for my business?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><ol><li><strong> Will the fee-free deal apply to the countries you\u2019re visiting?<\/strong> Some travel credit cards only allow fee-free spending abroad in Europe, so make sure that\u2019s not the case for your card if you often need to travel outside the continent.<\/li><li><strong>Does the card offer any other rewards or travel perks?<\/strong> You may find a travel credit card that also lets you collect air miles, or offers added benefits such as travel insurance or airport lounge access.<\/li><li><strong>Are you eligible?<\/strong> Read the eligibility criteria carefully before <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/how-to-get-a-business-credit-card\">applying<\/a>. Some providers will also offer a so-called \u201celigibility checker\u201d, that will perform a soft search on your business\u2019 credit history and let you know how likely it is to be accepted for the card.<\/li><li><strong>How much will the card cost to run?<\/strong> Check to see if there\u2019s an annual fee. If there is, weigh it up against how much you would pay in foreign currency transaction fees with a different business credit card and decide if it\u2019s worth it.<\/li><li><strong>What happens if you don\u2019t clear the balance in full?<\/strong> Check what interest rate you\u2019d be paying on a typical balance.<\/li><\/ol><\/div>\n  <\/div>\n<\/li><\/ul><h3 id=\"cashback\">Our best pick for cashback<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n    \n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n.best-hero .hotstats .product_infobox tr { display: flex; flex-direction: column; flex-basis: 0; flex-grow: 1; }\n.best-hero .hotstats .product_infobox th { border-bottom: 0px; width: 100%; padding-left: 0px; padding-bottom: 4px; font-size: 14px; }\n.best-hero .hotstats .product_infobox td { border-bottom: 0px; width: 100%; padding-left: 0px; padding-top: 0px;  }\n.best-hero .hotstats .product_infobox td svg.luna-icon--medium { height: 24px; width: 24px; }\n.best-hero .luna-button--success { white-space: normal; line-height: 1.2; }\n@media only screen and (max-width: 600px) {\n.best-hero .hotstats .product_infobox tbody { display: flex; }\n.best-hero .hotstats .product_infobox th { text-align: center; line-height: 16px !important; padding-left: 3px; padding-right: 3px; }\n.best-hero .hotstats .product_infobox td { flex-grow: 1; align-content: center; text-align: center; line-height: 20px !important; padding-left: 3px; padding-right: 3px;  }\n.best-hero .hotstats .product_infobox tr:first-of-type td, .best-hero .hotstats .product_infobox tr:first-of-type th { padding-left: 0px !important; }\n.best-hero .hotstats .product_infobox tr:last-of-type td, .best-hero .hotstats .product_infobox tr:last-of-type th { padding-right: 0px !important; }\n}\n<\/style><div class=\"best-hero\" id=\"best-hero-24dc25e7438c4a36a474e80a9882f44d\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/671667ccebe76.png\" width=\"140\" height=\"88\" alt=\"Funding Circle Business Cashback Card\" srcset=\"https:\/\/www.finder.com\/niche-builder\/671667ccebe76.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/671667ccebe76.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/671667ccebe76.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\"><\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent persist\" style=\"display: flex;\">\nExcellent\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"hero_hotstats\" class=\"UKCCF hero_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">34.9%<\/td><\/tr><tr><th>Rewards earn rate<\/th><td class=\"i_infobox_data product_infobox_data\">1% cashback<\/td><\/tr><\/tbody><\/table><\/div>\n\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/funding-circle-cashback-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKCCF%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-xsmall%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2225938%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%2224dc25e7-438c-4a36-a474-e80a9882f44d%22%2C%22product_name%22%3A%22Funding%2BCircle%2BBusiness%2BCashback%2BCard%22%2C%22provider_id%22%3A%228effc49f-5cfa-4e35-a4ad-9e981179236c%22%2C%22provider_name%22%3A%22Funding%2BCircle%22%2C%22post_id%22%3A%2263510%22%2C%22post_path%22%3A%22business-credit-cards%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\">Go to site<\/a>\n    \n    \nRepresentative Example: The standard interest rate on purchases is 34.9% pa. (variable), so if you borrow \u00a31,200 the Representative APR will be 34.9% APR (variable)\n<\/div><p>The <b>Funding Circle Business Cashback Card<\/b> is tailored for small businesses, offering 2% cashback on all spending for the first 6 months, up to \u00a32,000, and 1% uncapped cashback thereafter. With no monthly fees and rates starting from 14.9% per year, it provides a cost-effective solution for managing everyday business expenses.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>1% cashback uncapped<\/li><li>No annual or monthly fees<\/li><li>Up to \u00a3250K credit limit<\/li><li>No non-Sterling transaction fee<\/li><li>Out-of-the-box integrations with Xero, Sage and FreeAgent<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>No out-of-the-box integration with QuickBooks as yet<\/li><li>Only available for limited companies<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"bestpage\" class=\"UKCCF bestpage \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Issuer<\/th><td class=\"i_infobox_data product_infobox_data\">Monavate Ltd<\/td><\/tr><tr><th>Network<\/th><td class=\"i_infobox_data product_infobox_data\">Visa<\/td><\/tr><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">34.9%<\/td><\/tr><tr><th>Introductory Rewards<\/th><td class=\"i_infobox_data product_infobox_data\">Earn 2% cashback up to \u00a32000 for 6 months, 1% after that. T&amp;Cs apply.<\/td><\/tr><tr><th>Purchases interest-free period<\/th><td class=\"i_infobox_data product_infobox_data\">Up to 42 days<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\nRepresentative Example: The standard interest rate on purchases is 34.9% pa. (variable), so if you borrow \u00a31,200 the Representative APR will be 34.9% APR (variable)\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"hero_hotstats\" class=\"UKCCF hero_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">34.9%<\/td><\/tr><tr><th>Rewards earn rate<\/th><td class=\"i_infobox_data product_infobox_data\">1% cashback<\/td><\/tr><\/tbody><\/table><\/div><\/div>\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/funding-circle-cashback-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKCCF%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2225938%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%2224dc25e7-438c-4a36-a474-e80a9882f44d%22%2C%22product_name%22%3A%22Funding%2BCircle%2BBusiness%2BCashback%2BCard%22%2C%22provider_id%22%3A%228effc49f-5cfa-4e35-a4ad-9e981179236c%22%2C%22provider_name%22%3A%22Funding%2BCircle%22%2C%22post_id%22%3A%2263510%22%2C%22post_path%22%3A%22business-credit-cards%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-bottom-xsmall\">Go to site<\/a>\n\n<center class=\"has-padding-top-small\">34.9% APR representative variable<\/center><\/div><\/div><\/div><\/div><\/article><\/div><p>Just as with personal credit cards, certain providers focus on specific card types. To find the most suitable credit card for your business, delve into what different cards do. Here are some of the most popular business credit card categories in the UK.<\/p><h4 class=\"luna-sectionTitle\" id=\"cashback\">Cashback business credit cards: Earn when you spend<\/h4><p>With cashback credit cards, you earn cashback every time you use your business card. Cashback is usually paid into your business current account, so you can use it as you wish. Why not use it to treat your team to lunch?<\/p><p>Many of these cards come with an annual fee and may also offer added rewards or perks, such as travel insurance. They don\u2019t tend to have the most competitive APRs, so they\u2019re best for businesses that plan to use the credit card heavily, to maximise their cashback, and then pay back the balance in full every month.<\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/cashback-business-credit-cards\">Compare cashback business credit cards<\/a><\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Get back a percentage of your credit card spending.<\/li>\n                                    <li>All your business spending counts, so you should be able to earn cashback quite quickly.<\/li>\n                                    <li>Earning cash instead of rewards points means freedom in how you use this benefit.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>The annual card fee can be expensive.<\/li>\n                                    <li>The interest rates on purchases aren\u2019t especially competitive, so these cards aren\u2019t great for borrowing.<\/li>\n                                    <li>There are usually strict eligibility criteria for cards with the best cashback rates.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">How can I find the best cashback credit card for my business?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><ol><li><strong>What\u2019s the earn rate?<\/strong> It\u2019s usually expressed as a percentage, so if a card offers 1% cashback, for example, you\u2019ll get \u00a31 for every \u00a3100 you spend.<\/li><li><strong>Do you get a bonus when you open the account?<\/strong> A provider might offer double the earn rate for the first few months. This isn\u2019t the most important factor, since you\u2019re likely to want your card for the long term, but it\u2019s worth having a look at.<\/li><li><strong>How much will the card cost to run?<\/strong> Cashback credit cards tend to have high annual fees, so you should weigh up whether you\u2019ll earn enough in cashback to make the fee worth paying.<\/li><li><strong>What happens if you don\u2019t clear the balance in full?<\/strong> Check what interest rate you\u2019d be paying on your typical balance.<\/li><li><strong>Is your business eligible?<\/strong> Read the eligibility criteria carefully before applying. Some providers will also offer a so-called \u201celigibility checker\u201d, which will perform a soft search on your business\u2019 credit history and let you know how likely it is to be accepted for the card.<\/li><li><strong>What else can the card do for you?<\/strong> Some cashback cards offer added benefits, such as travel insurance or a concierge service.<\/li><\/ol><\/div>\n  <\/div>\n<\/li><\/ul><h3 id=\"rewards\">Our best pick for rewards<\/h3><div class=\"best-hero\" id=\"best-hero-39b4c7a9e43c4e2782721d8018cb9f50\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/656d9f7862ebb.png\" width=\"140\" height=\"88\" alt=\"American Express\u00ae Business Gold Card\" srcset=\"https:\/\/www.finder.com\/niche-builder\/656d9f7862ebb.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/656d9f7862ebb.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/656d9f7862ebb.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\"><\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great persist\" style=\"display: flex;\">\nGreat\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"hero_hotstats\" class=\"UKCCF hero_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">Year 1 - \u00a30, Year 2 onwards - \u00a3195<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">29.1% (applies if you use the Flexible Payment Option <span class=\"table-popover\" rel=\"popover\" data-content=\"Purchase rates can vary for several reasons. Your Amex purchase rate will move up and down in line with the Bank of England Base Rate. Rates may also vary based on your individual circumstances, either when you apply for a product or afterwards.\" title=\"\" data-orginal-title=\"More info\" tabindex=\"0\"><\/span>)<\/td><\/tr><tr><th>Rewards earn rate<\/th><td class=\"i_infobox_data product_infobox_data\">1 point per \u00a31 spent<span class=\"table-popover\" rel=\"popover\" data-content=\"The value of points can vary depending on redemption opportunities, but these particular points are normally worth 0.5p.\" title=\"More info\" data-original-title=\"More info\" tabindex=\"0\" style=\"position: relative; top: 3px; height: 16px; overflow: hidden; display: inline-block; margin-top: -6px; left: 2px;\"><\/span><\/td><\/tr><\/tbody><\/table><\/div>\n\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/americanexpress-goldbusinesscard-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKCCF%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-xsmall%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2218293%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%2239b4c7a9-e43c-4e27-8272-1d8018cb9f50%22%2C%22product_name%22%3A%22American%2BExpress%25C2%25AE%2BBusiness%2BGold%2BCard%22%2C%22provider_id%22%3A%2262bf9107-3f41-4661-942b-dbb8e0780a38%22%2C%22provider_name%22%3A%22American%2BExpress%22%2C%22post_id%22%3A%2263510%22%2C%22post_path%22%3A%22business-credit-cards%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\">Go to site<\/a>\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/american-express-business\/american-express-gold-business-card\">Read review<\/a><\/div><p>The <b>American Express Business Gold Card<\/b> is our top pick for rewards. With this card, customers can earn Amex Membership Rewards points with their day-to-day business spending, in addition to bagging themselves a hefty intro points bonus. These points can be redeemed in several ways, including on flights, hotel stays, experiences or gift cards. There\u2019s no annual fee for the first year of having this card, but from the second year onwards the annual fee rises to \u00a3195.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000006\" data-toggle=\"collapse\" data-target=\"#accordion0000000006\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000006\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>Welcome bonus offer<\/li><li>Points on eligible spend<\/li><li>No annual fee in year 1<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>\u00a3195 annual fee applies after year 1<\/li><li>Applicants with low credit scores are unlikely to be eligible<\/li><li>2.99% non-sterling transaction fee<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000007\" data-toggle=\"collapse\" data-target=\"#accordion0000000007\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000007\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"bestpage\" class=\"UKCCF bestpage \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Network<\/th><td class=\"i_infobox_data product_infobox_data\">Amex<\/td><\/tr><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">Year 1 - \u00a30, Year 2 onwards - \u00a3195<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">29.1% (applies if you use the Flexible Payment Option <span class=\"table-popover\" rel=\"popover\" data-content=\"Purchase rates can vary for several reasons. Your Amex purchase rate will move up and down in line with the Bank of England Base Rate. Rates may also vary based on your individual circumstances, either when you apply for a product or afterwards.\" title=\"\" data-orginal-title=\"More info\" tabindex=\"0\"><\/span>)<\/td><\/tr><tr><th>Introductory Rewards<\/th><td class=\"i_infobox_data product_infobox_data\">Earn 20,000 Membership Rewards points when you spend \u00a33,000 in your first three months of Cardmembership.<\/td><\/tr><tr><th>Purchases interest-free period<\/th><td class=\"i_infobox_data product_infobox_data\">Up to 54 days<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\n\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"hero_hotstats\" class=\"UKCCF hero_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">Year 1 - \u00a30, Year 2 onwards - \u00a3195<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">29.1% (applies if you use the Flexible Payment Option <span class=\"table-popover\" rel=\"popover\" data-content=\"Purchase rates can vary for several reasons. Your Amex purchase rate will move up and down in line with the Bank of England Base Rate. Rates may also vary based on your individual circumstances, either when you apply for a product or afterwards.\" title=\"\" data-orginal-title=\"More info\" tabindex=\"0\"><\/span>)<\/td><\/tr><tr><th>Rewards earn rate<\/th><td class=\"i_infobox_data product_infobox_data\">1 point per \u00a31 spent<span class=\"table-popover\" rel=\"popover\" data-content=\"The value of points can vary depending on redemption opportunities, but these particular points are normally worth 0.5p.\" title=\"More info\" data-original-title=\"More info\" tabindex=\"0\" style=\"position: relative; top: 3px; height: 16px; overflow: hidden; display: inline-block; margin-top: -6px; left: 2px;\"><\/span><\/td><\/tr><\/tbody><\/table><\/div><\/div>\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/americanexpress-goldbusinesscard-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKCCF%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2218293%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%2239b4c7a9-e43c-4e27-8272-1d8018cb9f50%22%2C%22product_name%22%3A%22American%2BExpress%25C2%25AE%2BBusiness%2BGold%2BCard%22%2C%22provider_id%22%3A%2262bf9107-3f41-4661-942b-dbb8e0780a38%22%2C%22provider_name%22%3A%22American%2BExpress%22%2C%22post_id%22%3A%2263510%22%2C%22post_path%22%3A%22business-credit-cards%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-bottom-xsmall\">Go to site<\/a>\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/american-express-business\/american-express-gold-business-card\">Read review<\/a><\/div><\/div><\/div><\/div><\/article><\/div><h4 class=\"luna-sectionTitle\" id=\"rewards\">Rewards business credit cards: Free treats from your business spending<\/h4><p>These business cards reward you for paying with your credit card or charge card, usually offering reward points for every \u00a31 spent on eligible purchases. A business card with rewards will let you earn points on your work spending (potentially even on your <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/best-business-credit-cards-for-ppc\">PPC spending<\/a>). <\/p><p>It\u2019s important to remember that these business cards usually come with higher annual fees and interest rates. So, like cashback cards, these are best for businesses that plan to use their credit card quite heavily and pay off their credit card bill in full every month (and in the case of charge cards, you will need to clear your balance each month). What\u2019s more, you\u2019ll need to make sure that the value of the rewards outweighs the card fee.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Earn rewards on your business card spending.<\/li>\n                                    <li>All your business spending counts, so you should be able to earn points more quickly than with your personal credit card.<\/li>\n                                    <li>Treat yourself and your team to benefits and experiences you wouldn't normally get.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>The annual card fee can be high, so weigh it up against your card usage.<\/li>\n                                    <li>Many of these cards leave much to be desired when it comes to the cost of borrowing.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000008\" data-toggle=\"collapse\" data-target=\"#accordion0000000008\">\n        <span class=\"luna-accordion__title\">How can I find the best rewards credit card for my business?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000008\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><ol><li><strong>What kind of rewards do you want to redeem?<\/strong> It\u2019s a good idea to compare not only rewards credit cards, but also rewards schemes. You\u2019ll be able to redeem your reward points for a range of discounts and perks, from shopping to travel.<\/li><li><strong>What\u2019s the earn rate?<\/strong> Check how many points the card give you for every \u00a31 you spend and how much each point is worth.<\/li><li><strong>Is there a bonus on account opening?<\/strong> Many rewards cards come with an introductory bonus. Of course, it\u2019s just a one-off benefit, but it\u2019s still worth checking it out.<\/li><li><strong>How much will the card cost to run?<\/strong> Rewards credit cards tend to have high annual fees, so you should do the maths and make sure you\u2019ll use the card enough to make it worth it.<\/li><li><strong>What happens if you don\u2019t clear the balance in full?<\/strong> Check what interest rate you\u2019d be paying on a typical balance.<\/li><li><strong>Is your business eligible?<\/strong> Read the eligibility criteria carefully before applying. Some providers will also offer a so-called \u201celigibility checker\u201d, that will perform a soft search on your business\u2019 credit history and let you know how likely it is to be accepted for the card.<\/li><li><strong>What else can the card do for you?<\/strong> Some rewards cards offer added benefits, such as travel insurance or a concierge service.<\/li><\/ol><\/div>\n  <\/div>\n<\/li><\/ul><h3 id=\"frequent_flyer\">Our best pick for frequent flyers<\/h3><div class=\"best-hero\" id=\"best-hero-3da407b9d5fe44f781f30968835672ad\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66d09edb3ed7c.png\" width=\"140\" height=\"88\" alt=\"British Airways American Express\u00ae Accelerating Business Card\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66d09edb3ed7c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66d09edb3ed7c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66d09edb3ed7c.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\"><\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent persist\" style=\"display: flex;\">\nExcellent\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"hero_hotstats\" class=\"UKCCF hero_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a3250 per annum<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">26.6%<\/td><\/tr><tr><th>Rewards earn rate<\/th><td class=\"i_infobox_data product_infobox_data\">1.5 Avios per \u00a31 spent<span class=\"table-popover\" rel=\"popover\" data-content=\"The value of one Avios is hard to pin down, because it can vary a surprising amount depending on the redemption opportunity. You can use our &lt;a href='https:\/\/www.finder.com\/uk\/avios-calculator'&gt;Avios calculator&lt;\/a&gt; to find out how many Avios points you could get.\" title=\"More info\" data-original-title=\"More info\" tabindex=\"0\" style=\"position: relative; top: 3px; height: 16px; overflow: hidden; display: inline-block; margin-top: -6px; left: 2px;\"><\/span><\/td><\/tr><\/tbody><\/table><\/div>\n\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/british-airways-american-express-accelerating-business-card-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKCCF%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-xsmall%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2218290%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%223da407b9-d5fe-44f7-81f3-0968835672ad%22%2C%22product_name%22%3A%22British%2BAirways%2BAmerican%2BExpress%25C2%25AE%2BAccelerating%2BBusiness%2BCard%22%2C%22provider_id%22%3A%2262bf9107-3f41-4661-942b-dbb8e0780a38%22%2C%22provider_name%22%3A%22American%2BExpress%22%2C%22post_id%22%3A%2263510%22%2C%22post_path%22%3A%22business-credit-cards%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\">Go to site<\/a>\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/american-express-business\/british-airways-american-express-accelerating-business-card\">Read review<\/a>\n    \nRepresentative example: When you spend \u00a31,200 at a purchase rate of 26.6% (variable) p.a. with a fee of \u00a3250 per annum, your representative rate is 104.9% APR (variable).\n<\/div><p>The <b>British Airways American Express Accelerating Business Card<\/b> ideal for companies that frequently travel with British Airways. With a \u00a3250 annual fee, it allows cardholders to earn Avios points on every purchase and offers 30,000 bonus Avios when spending \u00a35,000 in the first 3 months. The card also accelerates points collection for BA spending, making it easier to earn free flights, hotel stays and upgrades. Additionally, the card provides access to the On Business programme, enhancing rewards for frequent travellers.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000009\" data-toggle=\"collapse\" data-target=\"#accordion0000000009\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000009\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>Welcome bonus offer<\/li><li>Complimentary employee cards<\/li><li>1.5 Avios for every eligible \u00a31 spent<\/li><li>Earn double On Business Points for every eligible \u00a31 spent with British Airways<\/li><li>Customers report excellent customer service when dealing with American Express<\/li><li>Earn points on day-to-day spending<\/li><li>Up to 30,000 points introductory bonus<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>\u00a3250 annual account fee - only worthwhile for frequent business travellers. The fee is tax deductible and refundable pro-rata if you cancel during the year<\/li><li>Extra fee on foreign exchange transactions<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000010\" data-toggle=\"collapse\" data-target=\"#accordion0000000010\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000010\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"bestpage\" class=\"UKCCF bestpage \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Issuer<\/th><td class=\"i_infobox_data product_infobox_data\">American Express<\/td><\/tr><tr><th>Network<\/th><td class=\"i_infobox_data product_infobox_data\">Amex<\/td><\/tr><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a3250 per annum<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">26.6%<\/td><\/tr><tr><th>Introductory Rewards<\/th><td class=\"i_infobox_data product_infobox_data\">Earn 30,000 bonus Avios points when you spend \u00a35,000 in first 3 months of Cardmembership. Terms apply. <br><\/td><\/tr><tr><th>Purchases interest-free period<\/th><td class=\"i_infobox_data product_infobox_data\">Up to 56 days<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\nRepresentative example: When you spend \u00a31,200 at a purchase rate of 26.6% (variable) p.a. with a fee of \u00a3250 per annum, your representative rate is 104.9% APR (variable).\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"hero_hotstats\" class=\"UKCCF hero_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a3250 per annum<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">26.6%<\/td><\/tr><tr><th>Rewards earn rate<\/th><td class=\"i_infobox_data product_infobox_data\">1.5 Avios per \u00a31 spent<span class=\"table-popover\" rel=\"popover\" data-content=\"The value of one Avios is hard to pin down, because it can vary a surprising amount depending on the redemption opportunity. You can use our &lt;a href='https:\/\/www.finder.com\/uk\/avios-calculator'&gt;Avios calculator&lt;\/a&gt; to find out how many Avios points you could get.\" title=\"More info\" data-original-title=\"More info\" tabindex=\"0\" style=\"position: relative; top: 3px; height: 16px; overflow: hidden; display: inline-block; margin-top: -6px; left: 2px;\"><\/span><\/td><\/tr><\/tbody><\/table><\/div><\/div>\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/british-airways-american-express-accelerating-business-card-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKCCF%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2218290%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%223da407b9-d5fe-44f7-81f3-0968835672ad%22%2C%22product_name%22%3A%22British%2BAirways%2BAmerican%2BExpress%25C2%25AE%2BAccelerating%2BBusiness%2BCard%22%2C%22provider_id%22%3A%2262bf9107-3f41-4661-942b-dbb8e0780a38%22%2C%22provider_name%22%3A%22American%2BExpress%22%2C%22post_id%22%3A%2263510%22%2C%22post_path%22%3A%22business-credit-cards%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-bottom-xsmall\">Go to site<\/a>\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/american-express-business\/british-airways-american-express-accelerating-business-card\">Read review<\/a><center class=\"has-padding-top-small\">104.9% APR representative variable<\/center><\/div><\/div><\/div><\/div><\/article><\/div><h4 class=\"luna-sectionTitle\" id=\"frequent_flyer\">Frequent flyer business credit cards: Earn air miles for your business trips<\/h4><p>This is a particular type of rewards business credit card which will be linked to an existing frequent flyer programme, such as Avios. Some frequent flyer schemes are tied to a specific airline, while others allow you to get points which can be redeemed at a number of airlines. <\/p><p>This kind of business credit card can be particularly lucrative for companies that do a lot of travelling, but as these are rewards cards which may have a higher APR, it\u2019s best to clear the balance in full each month.<\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/avios-business-credit-cards\">Compare frequent flyer business credit cards earning Avios<\/a><\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Earn air miles every time you use your card.<\/li>\n                                    <li>All your business spending counts, so you should be able to earn points more quickly than with your personal credit card.<\/li>\n                                    <li>Exchange your miles or points for free flights, hotel stays or flight and room upgrades.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>These cards usually come with a not-so-cheap annual fee.<\/li>\n                                    <li>The interest rate typically offered by these cards isn't great.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000011\" data-toggle=\"collapse\" data-target=\"#accordion0000000011\">\n        <span class=\"luna-accordion__title\">How can I find the best frequent flyer credit card for my business?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000011\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><ol><li><strong>Which airlines do you normally fly with?<\/strong> Make sure they\u2019re included in the deal. Don\u2019t be tempted to change your flying habits unless you\u2019re 100% confident it\u2019s going to be cheaper or better: a good credit card should adapt to your business, not the other way around.<\/li><li><strong>What\u2019s the earn rate?<\/strong> Check how many points the card will give you for every \u00a31 you spend. If you can, also try to figure out how much each point will be worth.<\/li><li><strong>Is there a bonus on account opening?<\/strong> Introductory bonuses are especially worth considering if you\u2019re only looking for a card for the short term.<\/li><li><strong>How much is the foreign currency transaction fee?<\/strong> If you spend much time abroad, foreign currency transaction fees can become really expensive, so either you find a frequent flyer credit card that also offers fee-free spending abroad, or you may want to consider using a different card when you travel.<\/li><li><strong>How much will the card cost to run?<\/strong> Check for an annual fee. Will you earn enough rewards to make it worth it?<\/li><li><strong>What happens if you don\u2019t clear the balance in full?<\/strong> Look at the interest rate.<\/li><li><strong>Is your business eligible?<\/strong> Read the eligibility criteria carefully before applying. Some providers will also offer a so-called \u201celigibility checker\u201d, that will perform a soft search on your business\u2019 credit history and let you know how likely it is to be accepted for the card.<\/li><li><strong>What else can the card do for you?<\/strong> Some frequent flyer cards offer added benefits, such as travel insurance or airport lounge access. If you want to travel in comfort, these extra perks can be a game changer.<\/li><\/ol><\/div>\n  <\/div>\n<\/li><\/ul><h3 id=\"adverse\">Our best pick for improving your credit score<\/h3><div class=\"best-hero\" id=\"best-hero-ff954c31f5414e2497d62785e365b40e\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/62bea7441cd88.png\" width=\"140\" height=\"88\" alt=\"Capital on Tap Business Credit Card\" srcset=\"https:\/\/www.finder.com\/niche-builder\/62bea7441cd88.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/62bea7441cd88.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/62bea7441cd88.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\"><\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great persist\" style=\"display: flex;\">\nGreat\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"hero_hotstats\" class=\"UKCCF hero_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">34.65%<\/td><\/tr><tr><th>Rewards earn rate<\/th><td class=\"i_infobox_data product_infobox_data\">1 point per \u00a31 spent<\/td><\/tr><\/tbody><\/table><\/div>\n\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/capital-on-tap-business-credit-card-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKCCF%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-xsmall%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2222030%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%22ff954c31-f541-4e24-97d6-2785e365b40e%22%2C%22product_name%22%3A%22Capital%2Bon%2BTap%2BBusiness%2BCredit%2BCard%22%2C%22provider_id%22%3A%2266d2f49f-0d55-4138-bf09-e5b4cf4d449f%22%2C%22provider_name%22%3A%22Capital%2Bon%2BTap%22%2C%22post_id%22%3A%2263510%22%2C%22post_path%22%3A%22business-credit-cards%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\">Go to site<\/a>\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/capital-on-tap-business-credit-card\">Read review<\/a>\n    \nRepresentative example: When you spend \u00a31,200 at a purchase rate of 34.65% (variable) p.a., your representative rate is 34.65% APR (variable).\n<\/div><p>The <b>Capital on Tap Business Credit Card<\/b> is our top pick for improving your credit score, as applicants with a low credit rating may be eligible for this business credit card. Responsible use of this card can then help users build their credit score. The Capital on Tap card is designed for small businesses and is a great all-rounder. Users can get 1% cashback on their everyday business spending, and the preloading feature means the card\u2019s credit limit can be topped up with your own funds. Unlimited additional cards for employees are available at no extra cost, and Capital on Tap also integrates with accounting software packages such as Xero and Quickbooks.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000012\" data-toggle=\"collapse\" data-target=\"#accordion0000000012\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000012\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>Out-of-the-box integrations with Xero, Quickbooks, FreeAgent and Sage.<\/li><li>42 days to spread the cost of purchases provided you pay off your balance in full each month. This even applies to non-sterling transactions (which isn't always the case).<\/li><li>Top-notch Android\/iPhone app for both the main account holder and supplementary cardholders (main account holder can access more features).<\/li><li>Unlimited additional cards at no additional cost.<\/li><li>No currency conversion charges when you use your card overseas.<\/li><li>Applicants with low credit scores may be eligible.<\/li><li>Earn unlimited cashback on business spending.<\/li><li>Top up your account with additional funds to use alongside your credit limit and earn even more cashback!<\/li><li>Fee-free transfers out to your linked business account.<\/li><li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>Although there are no fees for cash withdrawals, you will be charged interest from the moment you get your cash. <\/li><li>Transfers to your business bank account always incur interest from the day of the transaction (so your usual \"up to 42 days\" interest-free won't apply to this part of your balance).<\/li><li>The fee-free transfers out from your Capital on Tap account can only be to your linked business account (this will be the account that your direct debit for repayments is taken from).<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000013\" data-toggle=\"collapse\" data-target=\"#accordion0000000013\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000013\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"bestpage\" class=\"UKCCF bestpage \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Issuer<\/th><td class=\"i_infobox_data product_infobox_data\">Capital on Tap<\/td><\/tr><tr><th>Network<\/th><td class=\"i_infobox_data product_infobox_data\">Visa<\/td><\/tr><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">34.65%<\/td><\/tr><tr><th>Purchases interest-free period<\/th><td class=\"i_infobox_data product_infobox_data\">Up to 42 days<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\nRepresentative example: When you spend \u00a31,200 at a purchase rate of 34.65% (variable) p.a., your representative rate is 34.65% APR (variable).\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"hero_hotstats\" class=\"UKCCF hero_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">34.65%<\/td><\/tr><tr><th>Rewards earn rate<\/th><td class=\"i_infobox_data product_infobox_data\">1 point per \u00a31 spent<\/td><\/tr><\/tbody><\/table><\/div><\/div>\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/capital-on-tap-business-credit-card-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKCCF%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2222030%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%22ff954c31-f541-4e24-97d6-2785e365b40e%22%2C%22product_name%22%3A%22Capital%2Bon%2BTap%2BBusiness%2BCredit%2BCard%22%2C%22provider_id%22%3A%2266d2f49f-0d55-4138-bf09-e5b4cf4d449f%22%2C%22provider_name%22%3A%22Capital%2Bon%2BTap%22%2C%22post_id%22%3A%2263510%22%2C%22post_path%22%3A%22business-credit-cards%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-bottom-xsmall\">Go to site<\/a>\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/capital-on-tap-business-credit-card\">Read review<\/a><center class=\"has-padding-top-small\">34.65% APR representative variable<\/center><\/div><\/div><\/div><\/div><\/article><\/div><h4 class=\"luna-sectionTitle\" id=\"bad_credit\">Bad credit business credit cards: Get your business credit score back on track<\/h4><p>These cards can offer a credit facility to your company even if a few funding issues in the past mean that your company\u2019s credit score is less than ideal \u2013 for example, if you\u2019ve repeatedly missed credit repayments in the past.<\/p><p>Bad credit credit cards tend to have a high interest rate, so you must clear your card balance in full every month. Using a bad credit credit card correctly for a while will help your business rebuild its credit history and improve its credit score.<\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/business-credit-cards-for-bad-credit\">Compare bad credit business credit cards<\/a><\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>You can successfully apply for a credit card to help with your business' cash flow even if your credit history isn't perfect.<\/li>\n                                    <li>Improve your business' credit score by paying the credit card bill in full every month.<\/li>\n                                    <li>Have your credit limit reviewed as your credit score improves.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>High interest rates mean you need to avoid carrying a balance on these cards.<\/li>\n                                    <li>Very few perks and rewards.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000014\" data-toggle=\"collapse\" data-target=\"#accordion0000000014\">\n        <span class=\"luna-accordion__title\">How can I find the best bad credit credit card for my business?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000014\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><ol><li><strong>Are you eligible?<\/strong> Bad credit credit cards typically have quite loose eligibility criteria, but it\u2019s still worth using an eligibility checker if available. It\u2019ll tell you how likely your business is to be accepted for the card without impacting your credit score.<\/li><li><strong>How much will the card cost to run?<\/strong> Check for an annual fee.<\/li><li><strong>What credit limits are available and when are they reviewed?<\/strong> If your business\u2019 credit score isn\u2019t great, at the beginning you may be offered a low credit limit, which could then be increased if you clear your credit card balance on time for a while and never exceed your credit limit.<\/li><li><strong>What else can the card do for you?<\/strong> Bad credit credit cards aren\u2019t exactly known for their perks, but you may still be able to get some discounts or treats.<\/li><\/ol><\/div>\n  <\/div>\n<\/li><\/ul><h3 id=\"purchases\">Our best pick for 0% purchases<\/h3><div class=\"best-hero\" id=\"best-hero-a878dd50d61a4c8386587671e9c0c239\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6287b635e9abd.png\" width=\"140\" height=\"88\" alt=\"Barclaycard Premium Plus Credit Card\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6287b635e9abd.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6287b635e9abd.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6287b635e9abd.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\"><\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great persist\" style=\"display: flex;\">\nGreat\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"hero_hotstats\" class=\"UKCCF hero_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a3150 per annum<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">0% for 6 months reverting to 18.4%<\/td><\/tr><tr><th>Rewards earn rate<\/th><td class=\"i_infobox_data product_infobox_data\">0.5% cashback<\/td><\/tr><\/tbody><\/table><\/div>\n\n\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/barclaycard-business\/barclaycard-business-premium-plus-credit-card\">Read review<\/a>\n    \nRepresentative example: When you spend \u00a31,200 at a purchase rate of 18.4% (variable) p.a. with a fee of \u00a3150 per annum, your representative rate is 54.3% APR (variable).\n<\/div><p>The <b>Barclaycard Premium Plus Credit Card<\/b> is our current top pick for 0% purchases, with new cardholders benefitting from an introductory offer of 6 months 0% interest on purchases. After that the purchase rate on any unpaid credit card balance reverts to 19%. There is an account fee of \u00a3150 per year, but this also covers any additional cards for eligible employees, plus there\u2019s 0.5% cashback on spending. You\u2019ll also get other perks with the Barclaycard Premium Plus Credit Card, including free worldwide travel insurance and access to Barclaycard Business Rewards, which includes exclusive offers and discounts on hotel stays, restaurants, car hire and entertainment.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000015\" data-toggle=\"collapse\" data-target=\"#accordion0000000015\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000015\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>6 months of 0% interest on purchases. <span class=\"table-popover\" rel=\"popover\" data-content=\"If you miss your monthly minimum payment or exceed your business credit limit, you will immediately lose any promotional rates. If you do lose your promotional rate, or when your promotional rate ends, Barclays will transfer promotional balances to your standard balance, or cash balance if they relate to cash transactions.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/li><li>Earn 0.5% cashback on all business spend, up to \u00a3400 per year.* <span class=\"table-popover\" rel=\"popover\" data-content=\"*Standard Cashback T&amp;Cs apply. The maximum amount of cashback you can earn in any cashback year is \u00a3400. The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/li><li>Thereafter, up to 56 days of 0% interest on your purchases each billing cycle (provided you pay off your balance in full each month). <span class=\"table-popover\" rel=\"popover\" data-content=\"*Standard Cashback T&amp;Cs apply. The maximum amount of cashback you can earn in any cashback year is \u00a3400.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/li><li>Complimentary travel insurance including up to \u00a32m medical and personal liability cover worldwide, flight delay\/cancellation cover up to \u00a36,000 and baggage delay\/loss cover up to \u00a33,000. <span class=\"table-popover\" rel=\"popover\" data-content=\"Free enhanced travel insurance that covers you overseas if you pay your trip in full with your Premium Plus credit card.* T&amp;Cs apply. *Insurance T&amp;Cs apply. If you opt out of insurance, you won't be eligible for the insurance benefits and won't be able to make a claim.\" title=\"\" data-original-title=\"More info\" tabindex=\"0\"><\/span><\/li><li>Handpicked perks, only for our business cardholders through business rewards. T&amp;Cs apply.<\/li><li>Customers report excellent customer service when dealing with Barclaycard Business.<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>Account fee of \u00a3150.<\/li><li>The Barclaycard Business app offers very limited services and has received negative reviews in App Store and Google Play \u2013\u00a0for now you're likely better off using the online MyControls portal.<\/li><li>The cash back is capped annually, although in fairness you'd need to spend \u00a380,000 to hit that cap.<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000016\" data-toggle=\"collapse\" data-target=\"#accordion0000000016\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000016\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"bestpage\" class=\"UKCCF bestpage \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Issuer<\/th><td class=\"i_infobox_data product_infobox_data\">Barclaycard Payments<\/td><\/tr><tr><th>Network<\/th><td class=\"i_infobox_data product_infobox_data\">Mastercard<\/td><\/tr><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a3150 per annum<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">0% for 6 months reverting to 18.4%<\/td><\/tr><tr><th>Purchases interest-free period<\/th><td class=\"i_infobox_data product_infobox_data\">Up to 56 days<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\nRepresentative example: When you spend \u00a31,200 at a purchase rate of 18.4% (variable) p.a. with a fee of \u00a3150 per annum, your representative rate is 54.3% APR (variable).\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"hero_hotstats\" class=\"UKCCF hero_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a3150 per annum<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">0% for 6 months reverting to 18.4%<\/td><\/tr><tr><th>Rewards earn rate<\/th><td class=\"i_infobox_data product_infobox_data\">0.5% cashback<\/td><\/tr><\/tbody><\/table><\/div><\/div><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/barclaycard-business\/barclaycard-business-premium-plus-credit-card\">Read review<\/a><center class=\"has-padding-top-small\">54.3% APR representative variable<\/center><\/div><\/div><\/div><\/div><\/article><\/div><h4 class=\"luna-sectionTitle\" id=\"0_purchase\">0% purchase business credit cards: Spread the cost of a large purchase<\/h4><p>These credit cards charge no interest on your purchases for a few months, allowing you more time and flexibility to pay for them: ideal if your company needs to spread the cost of a major purchase, or if it\u2019s expecting to spend more than usual for a few months. Unlike with personal 0% purchase cards, the introductory deal won\u2019t usually be super long, but if you need to buy, say, a piece of equipment, it\u2019ll give you a bit more time to even out your cash flow. Don\u2019t forget to make a note in your calendar of when the 0% period ends, because that\u2019s when your balance will go back to accruing interest.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Get a few months to pay back the cost of a large purchase or deal with an emergency without paying interest.<\/li>\n                                    <li>Some of these cards may come with extra rewards and perks.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>The revert rate can be quite high, so you need to clear your balance before the 0% deal ends.<\/li>\n                                    <li>The introductory 0% period usually only lasts a few months.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000017\" data-toggle=\"collapse\" data-target=\"#accordion0000000017\">\n        <span class=\"luna-accordion__title\">How can I find the best 0% purchase credit card for my business?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000017\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><ol><li><strong>How long is the 0% offer?<\/strong> Consider whether it gives you enough time to recuperate or if you should opt for a different type of business finance instead.<\/li><li><strong>What\u2019s the revert rate?<\/strong> This will tell you how much it\u2019s going to cost you in interest if you haven\u2019t cleared your balance by the end of the 0% introductory period.<\/li><li><strong>How much will the card cost to run?<\/strong> Check for an annual fee.<\/li><li><strong>Are you eligible?<\/strong> Read the eligibility criteria carefully before applying. Some providers will also offer a so-called \u201celigibility checker\u201d, that will perform a soft search on your business\u2019 credit history and let you know how likely it is to be accepted for the card.<\/li><li><strong>What else can the card do for you?<\/strong> Does it offer any extra perks or discounts that could be appealing for your business?<\/li><\/ol><\/div>\n  <\/div>\n<\/li><\/ul><h3 id=\"lowrate\">Our best pick for low rate<\/h3><div class=\"best-hero\" id=\"best-hero-8e6a4fca5d434accbb6a84fb2d3b97ad\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/671667b0ce756.png\" width=\"140\" height=\"88\" alt=\"Funding Circle FlexiPay Business Credit Card\" srcset=\"https:\/\/www.finder.com\/niche-builder\/671667b0ce756.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/671667b0ce756.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/671667b0ce756.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\"><\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--standard\"><span class=\"score__value\">5.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--standard persist\" style=\"display: flex;\">\nStandard\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"hero_hotstats\" class=\"UKCCF hero_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">0% interest, flat fee per transaction%<\/td><\/tr><tr><th>Rewards earn rate<\/th><td class=\"i_infobox_data product_infobox_data\">N\/A<\/td><\/tr><\/tbody><\/table><\/div><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/funding-circle-business-credit-card-review\">Read review<\/a>\n    \nRepresentative example: If you spend \u00a31,200 with a fee of 4.9%, your representative rate is 38.0% APR.\n<\/div><p>The <b>Funding Circle FlexiPay Business Credit Card<\/b> is our pick for a low rate card. Business cardholders have the option to spread the cost of their purchases over 3 months. With the FlexiPay card, users are charged a flat fee for every transaction they make. The fee ranges from 3.9% to 5.9% depending on the assessment Funding Circle makes when customers apply for the card. The card transactions are then grouped together in a monthly balance, which can be paid off over the course of 3 equal monthly instalments. If the monthly balance is under \u00a3100, it will be rolled over to the next month. You can\u2019t use the FlexiPay card to withdraw cash from an ATM.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000018\" data-toggle=\"collapse\" data-target=\"#accordion0000000018\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000018\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>No annual or set-up fees<\/li><li>Manage and track business expenses in one place<\/li><li>Pay off balance over 1, 3, 6, 9 or 12 months<\/li><li>No fees on international spending<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>You'll be charged a flat fee for every transaction<\/li><li>No integration with accounting platforms<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000019\" data-toggle=\"collapse\" data-target=\"#accordion0000000019\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000019\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"bestpage\" class=\"UKCCF bestpage \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Issuer<\/th><td class=\"i_infobox_data product_infobox_data\">Monavate Ltd<\/td><\/tr><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">0% interest, flat fee per transaction%<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\nRepresentative example: If you spend \u00a31,200 with a fee of 4.9%, your representative rate is 38.0% APR.\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"hero_hotstats\" class=\"UKCCF hero_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">0% interest, flat fee per transaction%<\/td><\/tr><tr><th>Rewards earn rate<\/th><td class=\"i_infobox_data product_infobox_data\">N\/A<\/td><\/tr><\/tbody><\/table><\/div><\/div><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/funding-circle-business-credit-card-review\">Read review<\/a><center class=\"has-padding-top-small\">38% APR representative variable<\/center><\/div><\/div><\/div><\/div><\/article><\/div><h4 class=\"luna-sectionTitle\" id=\"low_rate\">Low rate business credit cards: Borrow at a competitive rate<\/h4><p>These business credit cards have low standard variable interest rates for purchases and can give companies a more affordable option if they need to pay off spending over a longer period of time. This makes them a good choice for small businesses, businesses with seasonal or otherwise variable revenue, or any businesses that want a credit card on hand for any unexpected costs.<\/p><p>Some business credit cards with low rates even extend the same standard interest rate for purchases to cover cash advances and balance transfers. Additionally, a number of these business credit cards with low rates come with a minimal annual fee.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Affordable rates allow for some flexibility when it comes to paying back the credit card balance.<\/li>\n                                    <li>Annual fees are usually quite competitive as far as business credit cards go.<\/li>\n                                    <li>Good choice if you're more worried about the financial features of a card than about earning rewards.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>They require a good credit score (or your business won't get the advertised rate).<\/li>\n                                    <li>Don't expect many rewards or perks to come with these cards.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000020\" data-toggle=\"collapse\" data-target=\"#accordion0000000020\">\n        <span class=\"luna-accordion__title\">How can I find the best low rate credit card for my business?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000020\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><ol><li><strong>How low is the rate?<\/strong> If you\u2019re expecting to sometimes have to carry a balance on the card, this is the main thing you should be looking at. It tells you how much borrowing with the card will cost you. Keep in mind that not everyone who applies will get the advertised rate and that your actual deal will also depend on your credit score.<\/li><li><strong>How much will the card cost to run?<\/strong> Check to see if there\u2019s an annual fee.<\/li><li><strong>What credit limits are available?<\/strong> How much could you be able to borrow?<\/li><li><strong>Are you eligible?<\/strong> Read the eligibility criteria carefully before applying. Some providers will also offer a so-called \u201celigibility checker\u201d, that will perform a soft search on your business\u2019 credit history and let you know how likely it is to be accepted for the card.<\/li><li><strong>What else can the card do for you?<\/strong> Perks and rewards aren\u2019t really these cards\u2019 main focus, but they could make a nice extra that can help you choose between two otherwise similar cards.<\/li><\/ol><\/div>\n  <\/div>\n<\/li><\/ul><div itemscope=\"\" itemtype=\"https:\/\/schema.org\/FAQPage\"><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">What are business credit cards?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Business credit cards are designed to suit the financial needs of different types of companies, ranging from small <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/best-business-credit-cards-for-startups\">startups<\/a> to major corporations. These cards allow you to keep your business and personal expenses separate, assign cards to employees, manage your cash flow, track your finances and earn rewards.<\/p><\/div><\/div><\/div><div class=\"fin-video fin-video--horizontal\" data-player-type=\"youtube\" data-video-id=\"YW-ffGvOrUs\" style=\"\">\n    <div class=\"fin-video__container\">\n                    <img decoding=\"async\" class=\"fin-video__thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/YW-ffGvOrUs\/maxresdefault.jpg\" data-fallback-sd=\"https:\/\/img.youtube.com\/vi\/YW-ffGvOrUs\/sddefault.jpg\" data-fallback-hq=\"https:\/\/img.youtube.com\/vi\/YW-ffGvOrUs\/hqdefault.jpg\" alt=\"\" loading=\"lazy\">\n                            <div class=\"fin-video__duration\">1:22<\/div>\n                        <div class=\"fin-video__play-btn\" role=\"button\" aria-label=\"Play video\"><\/div>\n                <iframe allow=\"autoplay\" class=\"fin-video__player\" id=\"ytPlayer-YW-ffGvOrUs\" title=\"Video player\"><\/iframe>\n    <\/div>\n        <\/div>\n<h3 id=\"learn\">How to choose the best business credit card in May 2026<\/h3><ol><li><strong>Work out what you need from a credit card.<\/strong> Are you looking for a business credit card with the lowest rates and fees? Do you want extra features, like rewards when you spend? Or do you want a card designed for business travel?<\/li><li><strong>Find providers that offer the type of card you\u2019re after.<\/strong> Some business credit card providers specialise in just one type of card and may not offer other types at all.<\/li><li><strong>Compare cards.<\/strong> Once you\u2019ve identified providers, compare cards to find the one that best suits your business.<\/li><li><strong>Check the whole package.<\/strong> Look at the APR, annual fees, foreign exchange fees, and perks when making your decision.<\/li><li><strong>Check you qualify.<\/strong> Most business credit cards have specific eligibility criteria that you must meet to be able to get that card. These typically include a minimum trading period and minimum turnover. Make sure you meet these requirements before applying for any credit product.<\/li><\/ol><h3 id=\"business-vs-personal-cards\">Business credit cards vs personal credit cards<\/h3><p>Unlike personal credit cards, business credit cards are designed for work spending and many include features such as additional cards for employees, customisable spending limits for different users and expense tracking. Some business credit cards may even have analytics tools to help with business reporting and budgeting.<\/p><p>But in most other ways, business credit cards are similar to personal credit cards. With either option, you\u2019ll get access to funds up to a specified limit and be able to pay off what you spend over time (with interest charges). They both also have annual fees and interest rates, as well as perks such as rewards or complimentary insurance.<\/p><h3 id=\"charge_cards\">What are business charge cards?<\/h3><p>A charge card is an alternative to a business credit card and acts as a short term (usually monthly) loan to a business for items you buy which are charged to the card. These cards allow you to defer payment until the end of the statement period, when you must pay off the account in full. Interest rates don\u2019t apply but many providers apply a hefty late fee.<\/p><p>Business charge cards are designed for organisations that can clear their balance each billing cycle, which is typically between 25 and 51 days. If you are looking to borrow funds over a longer period, business credit cards may offer more flexibility.<\/p><p>Despite having a different account structure, charge cards share features with traditional credit cards, including expense tracking tools, supplementary cards, rewards programmes and complimentary extras.<\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/business-charge-cards\">Full guide to business charge cards<\/a><\/p><h3>Does your business use company cars?<\/h3><p>If you or your team frequently use company vehicles or rental cars as part of their day-to-day job, it\u2019s worth considering getting a fuel card. Fuel cards are a simplified form of business charge cards that can only be used to purchase petrol and related products, and generally offer discounts on fuel. They are popular with transport companies or those with multiple company cars as they let drivers pay for their fuel costs without having to give them a full-featured credit card.<\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/uk\/credit-cards\/fuel-cards\">Full guide to fuel cards<\/a><\/p><h3>How to compare business credit cards<\/h3><p>Comparing business credit cards side-by-side allows you to find an option that is suited to your business\u2019s specific needs. Some of the core factors to compare when weighing up business credit cards include:<\/p><ul><li><strong>Business spending habits.<\/strong> The card you need depends largely on the spending habits of your business. If your business uses a credit card to purchase flights, and regularly pays it off, then a frequent flyer card might offer competitive value. On the other hand, if your business needs the card primarily for borrowing, look for a low-interest rate, low fee and\/or interest-free days. Business cards offering a lot of \u201cbells and whistles\u201d may seem appealing, but ask yourself if they will have a positive impact on your bottom line.<\/li><li><strong>Interest rates.<\/strong> Interest rates can vary hugely from card to card. Some cards charge the same rate for all transactions and others apply different rates depending on whether the transaction is a purchase, cash advance or balance transfer.<\/li><li><strong>Fees and charges.<\/strong> Business credit cards feature a range of fees and charges. Some of the most common include:<ul class=\"has-margin-bottom\"><li><strong>Annual or monthly fees.<\/strong> Business credit card annual fees are usually around \u00a330 a year but can be more.<\/li><li><strong>Supplementary cardholder fees.<\/strong> While some business credit cards offer additional cardholders at no extra cost, others may charge up to \u00a375 for extra cards. Check whether fees are \u201cone-offs\u201d or regular charges.<\/li><li><strong>Currency conversion fees.<\/strong> This charge is applied for transactions made overseas or in a foreign currency and is typically 3% to 3.5% of the transaction value.<\/li><li><strong>Over-limit fees.<\/strong> If you or an employee goes over the credit limit on the account, a fee of around \u00a312 may be applied. Additionally, this may be visible in your business\u2019s credit history.<\/li><li><strong>Late payment fees.<\/strong> If you don\u2019t make the minimum payment on your business credit card by its due date, a fee is likely to be applied. This may be visible in your business\u2019s credit history.<\/li><\/ul><\/li><li><strong>Interest-free days.<\/strong> Business credit cards offer an interest-free period on purchases \u2013 usually around 55 or 56 days \u2013 provided you pay your balance in full by the statement due date. This can offer valuable short term cash flow flexibility. Note that non-sterling transactions and cash advances will usually be exempt from this perk.<\/li><li><strong>Minimum required monthly payments.<\/strong> Business credit cards generally have minimum payments of 2% to 4% of the outstanding balance, unless they are charge cards, in which case they need to be paid in full each statement cycle.<\/li><li><strong>Extra perks.<\/strong> These may include:<ul><li><strong>Rewards points.<\/strong> Collect reward points per pound spent and redeem these with anything from equipment to days out.<\/li><li><strong>Air miles.<\/strong> Collect air miles for popular programmes such as Avios.<\/li><li><strong>Online business banking.<\/strong> Business credit cards usually give you all the access you would expect from banking online, such as 24\/7 access to your account plus business security options such as encryption technology for peace of mind. Business applications may also allow mobile management so you can bank on-the-go with your business.<\/li><li><strong>Complimentary insurance.<\/strong> Many business credit cards include complimentary travel insurance and liability insurance for the account.<\/li><li><strong>Airport lounge access.<\/strong> Travel like a VIP with free access for cardholders and, potentially, their guests too.<\/li><li><strong>Expense management systems.<\/strong> Keeping on top of business expenses and consolidating your credit card transactions can be difficult among all the other tasks involved in running a business. Expense management systems give you 24\/7 control and visibility with standard or custom reports.<\/li><\/ul><\/li><\/ul><div class=\"importantText importantText__quote\">\n  <blockquote>\n    <div class=\"importantText__quoteIcon\"><\/div>\n    <p>When comparing business credit cards, check if you need to sign a personal guarantee to be approved. This is more likely if your business has a limited credit history and means you\u2019ll be personal liable for the debt if your business can\u2019t repay it.\u201d<\/p>\n    <footer class=\"importantText__quoteAuthor\">\u2013 <cite>Rachel Wait, personal finance expert<\/cite><\/footer>\n  <\/blockquote>\n<\/div>\n<h3 id=\"pros_cons\">Pros and cons of business credit cards<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Potential tax deductions for claiming annual fees.<\/li>\n                                    <li>Simplified bookkeeping\/accounting process.<\/li>\n                                    <li>Expense and cash flow management.<\/li>\n                                    <li>Liability options.<\/li>\n                                    <li>Security features.<\/li>\n                                    <li>Customisable credit limits.<\/li>\n                                    <li>Builds business credit.<\/li>\n                                    <li>Additional cardholders.<\/li>\n                                    <li>Complimentary extras specifically designed for businesses.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>Require a good credit record and business turnover.<\/li>\n                                    <li>Potentially expensive fees.<\/li>\n                                    <li>Interest charges if you carry a balance.<\/li>\n                                    <li>Can be hard to keep track of employee spending if you\u2019re a small business.<\/li>\n                                    <li>Limits spending to business expenses only.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">Are there eligibility checker tools for business credit cards?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Business credit card providers, such as Capital on Tap, have an eligibility verification tool on their website. Currently, you can only assess your eligibility for specific cards on the issuer\u2019s site and you can\u2019t yet check multiple card issuers in one go.<\/p><\/div><\/div><\/div><p><img decoding=\"async\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/05\/business-credit-cards632380.png\" alt=\"Business Credit card illo \" class=\"size-full wp-image-374206 aligncenter\" width=\"632\" height=\"380\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/05\/business-credit-cards632380.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/05\/business-credit-cards632380.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/05\/business-credit-cards632380.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/05\/business-credit-cards632380.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/05\/business-credit-cards632380.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/05\/business-credit-cards632380.png?fit=1896 1896w\" sizes=\"(max-width: 1896px) 100vw, 1896px\" loading=\"lazy\">    <\/p><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\" id=\"how-to-apply\">How to apply for a business credit card<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>If you\u2019re interested in getting a business credit card, the first step is to compare a range of options to find one that is convenient and affordable for your business. Once you have found one, you can usually apply online. Before you apply for a credit card, you\u2019ll need to make sure that you meet the following eligibility requirements and have organised the necessary documents to complete the application:<\/p><h4>Eligibility requirements<\/h4><p>Much like personal credit cards, cardholders will need to be over 18 and residents of the UK. More often than not, your business needs to be UK-based too. Some lenders will also stipulate a minimum annual turnover and how many years you\u2019ve been trading for. While cards are available for pretty much any size and kind of company, lenders may have specific products for specific categories of businesses (for example sole traders, limited companies, self-employed and freelancers).<\/p><h4>Documents and details you need to supply<\/h4><p>The details you\u2019ll be asked to provide vary depending on the card, but generally include:<\/p><ul class=\"list-1 has-margin-bottom\"><li><strong>Contact details.<\/strong> Contact details for you and\/or your business.<\/li><li><strong>Proof of identification.<\/strong> A valid form of identification, such as your driver\u2019s licence or passport.<\/li><li><strong>Financial information.<\/strong> You may need to provide information about your business income and\/or revenue as well as any assets and liabilities, including investments, debts and regular expenses.<\/li><li><strong>Additional cardholders.<\/strong> If you wish to manage employee spending under one account, you\u2019ll also need to provide details of all cardholders.<\/li><li><strong>Accountant\u2019s information.<\/strong> Information on the person or organisation that manages your company books and financial records.<\/li><li><strong>Other documents.<\/strong> Supporting documentation such as tax statements and investor reports may also be required.<\/li><\/ul><p>If you\u2019re approved, you could have your card in as few as 5-10 business days (depending on the account and issuer). You can then activate the card, and start using it for your business.<\/p><p>With expense tracking features, additional cards, interest free periods and reward options, credit cards can be a convenient option for both big and small businesses. Now that you know more about them, you can compare your options and find a product that suits your business\u2019 needs.<\/p><\/div><\/div><\/div><\/div><h3>Have you considered a card payment machine for your business?<\/h3><p>Business credit cards are only one element of managing your company\u2019s cash flow. When it comes to streamlining payments, a card payment machine could be a game-changer. <\/p><p>If your business needs to take card payments, having a dedicated card machine to process payments swiftly and securely can avoid the hassle of manual inputs, and also help free up your accounts team\u2019s time that could then be put back into the business.<\/p><p>Card readers can also provide valuable insights through detailed transaction data, enabling better financial management and informed decision-making for your business. You can compare a range of card payment machines in our <a href=\"https:\/\/www.finder.com\/uk\/card-readers\">guide<\/a>.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n<h3>Overview of  business credit cards <\/h3>\n\n<table class=\"i_infobox product_infobox\">\n<tbody>\n<tr>\n<th>Lowest representative APR<\/th>\n<td class=\"i_infobox_data product_infobox_data\">16%\n<\/td>\n<\/tr>\n<tr>\n<th>Longest 0% purchases offer<\/th>\n<td class=\"i_infobox_data product_infobox_data\">6 months\n<\/td>\n<\/tr>\n<tr>\n<th>Longest 0% money transfer offer<\/th>\n<td class=\"i_infobox_data product_infobox_data\">14 months\n<\/td>\n<\/tr>\n<tr>\n<th>Lowest cash advance<\/th>\n<td class=\"i_infobox_data product_infobox_data\">13.9%\n<\/td>\n<\/tr>\n<tr>\n<th>Highest credit limit<\/th>\n<td class=\"i_infobox_data product_infobox_data\">\u00a3250,000\n<\/td>\n<\/tr>\n<tr>\n<th>Highest cashback earn-rate<\/th>\n<td class=\"i_infobox_data product_infobox_data\">1%\n<\/td>\n<\/tr>\n<tr>\n<th>Highest introductory bonus offer<\/th>\n<td class=\"i_infobox_data product_infobox_data\">75,000 points\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3 id=\"customer-satisfaction\">The best business card issuer for customer satisfaction<\/h3><p>Our <a href=\"https:\/\/www.finder.com\/uk\/finderawards\/business-credit-cards-customer-satisfaction-awards\">independent survey<\/a> of 420 business card customers was carried out in February 2026. The table is ordered by the percentage of customers who said they\u2019d recommend the brand to a friend.<\/p><table class=\"luna-table customer-satisfaction\" id=\"customer-satisfaction\"><thead class=\"luna-table__header\"><tr><th scope=\"col\" class=\"u-1\/5@s\">Brand<\/th><th scope=\"col\">Customers who\u2019d recommend<\/th><th scope=\"col\" class=\"is-hidden is-visible@m\">Details<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\" data-brand=\"payhawk\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/payhawk-corporate-card-review\">Payhawk<\/a><\/th><td>90%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/payhawk-corporate-card-review\">Payhawk<\/a> is highly regarded for its efficient tracking and control features. The service is consistently described as high quality and dependable for business needs.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"bankofscotland\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/bank-of-scotland-business-credit-card\">Bank of Scotland<\/a><\/th><td>87%<\/td><td>Highly valued for its helpful staff and reliable rates, <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/bank-of-scotland-business-credit-card\">Bank of Scotland<\/a> is a trusted partner that is simple to navigate and always professional.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"moss\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/moss-corporate-card-review\">Moss<\/a><\/th><td>87%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/moss-corporate-card-review\">Moss<\/a> earns exceptional praise for its top-tier customer service and professional design. Reviewers frequently highlight the seamless expense tracking and useful rewards.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"thecooperativebank\"><a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/the-co-op-bank\">The Co-operative Bank<\/a><\/th><td>87%<\/td><td>Known for its strong ethical values, <a href=\"https:\/\/www.finder.com\/uk\/credit-cards\/the-co-op-bank\">The Co-operative Bank<\/a> provides a brilliant and straightforward service. The brand is a firm favourite for its transparency.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"santander\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/santander-business-cashback-credit-card\">Santander<\/a><\/th><td>87%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/santander-business-cashback-credit-card\">Santander<\/a> offers a secure and flexible way to separate business expenses. Customers find the ordering process quick and appreciate the overall ease of use.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"rbs\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/rbs-business\/rbs-business-credit-card\">Royal Bank of Scotland<\/a><\/th><td>83%<\/td><td>This trusted provider is praised for its professional UK-based call centres and reliable transaction handling. <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/rbs-business\/rbs-business-credit-card\">Royal Bank of Scotland<\/a> is seen as a solid, supportive choice.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"amex\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/american-express-business\">American Express<\/a><\/th><td>83%<\/td><td>Consistently praised for its brilliant reward scheme and intuitive app, <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/american-express-business\">American Express<\/a> is a premier choice. Users value the high-quality service and seamless transactions.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"barclaycard\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/barclaycard-business\">Barclaycard<\/a><\/th><td>80%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/barclaycard-business\">Barclaycard<\/a> is noted for its professional design and smooth processing. Borrowers appreciate the unique products and the supportive nature of the brand.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"natwest\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/natwest-business\">NatWest<\/a><\/th><td>77%<\/td><td>Widely accepted and simple to use, <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/natwest-business\">NatWest<\/a> is a strong and reputable brand. However, some users find the app hard to navigate.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"juni\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/juni-platinum-card-review\">Juni<\/a><\/th><td>77%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/juni-platinum-card-review\">Juni<\/a> is valued for its free card and helpful ad spend tracking. Many customers appreciate the cashback offers and the way it supports business growth.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"hsbc\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/hsbc-business-credit-card\">HSBC<\/a><\/th><td>77%<\/td><td>Accepted worldwide, <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/hsbc-business-credit-card\">HSBC<\/a> provides a durable card and easy online platform. Conversely, multiple reviewers highlight that customer support can be difficult to deal with.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"lloyds\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/lloyds-bank-business-credit-card\">Lloyds Bank<\/a><\/th><td>73%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/lloyds-bank-business-credit-card\">Lloyds Bank<\/a> offers good cashback and a reliable way to store funds. However, some customers mentioned high fees and difficulty contacting support.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"capitalontap\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/capital-on-tap-business-credit-card\">Capital on Tap<\/a><\/th><td>73%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/capital-on-tap-business-credit-card\">Capital on Tap<\/a> is praised for its 1% cashback and effective, fast service. While useful, some reviewers noted that interest rates are relatively high.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"fundingcircle\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/funding-circle-business-credit-card-review\">Funding Circle<\/a><\/th><td>73%<\/td><td>Borrowers value <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/funding-circle-business-credit-card-review\">Funding Circle<\/a> for its fast response times. Nevertheless, several users felt customer service was less professional than that of competitors.<\/td><\/tr><\/tbody><\/table><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000021\" data-toggle=\"collapse\" data-target=\"#accordion0000000021\">\n        <span class=\"luna-accordion__title\">Customer satisfaction scores methodology<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000021\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>We asked people who\u2019d used a business card within the previous 12 months to rate their satisfaction with the service they received and whether they\u2019d recommend the provider to a friend. Our independent survey of 420 business card customers was carried out in February 2026.<\/p><p>We have shown the percentage recommended score in the table above and used these ratings to decide the winners of our awards. Where there was a draw on the \u201cwould recommend percentage\u201d, we used the overall rating out of 5 as a tie-breaker.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><style type=\"text\/css\">\n    .survey-response {\n        overflow-x: auto;\n        max-width: 800px;\n    }\n\n    .survey-response .luna-table th,\n    .survey-response .luna-table td {\n        padding: 0.3rem 1rem calc(0.20rem + 1px);\n        font-size: 12px;\n        color: rgb(117, 117, 117);\n        text-align: left;\n    }\n\n    .survey-response .luna-table {\n        border: none;\n    }\n\n    .survey-response .row-color-icon {\n        width: 10px;\n        height: 10px;\n        display: inline-block;\n        margin-right: 4px;\n        border-radius: 2px;\n    }\n\n    .survey-response .source-container {\n        top: -12px !important;\n        position: relative;\n    }\n\n    .survey-response .source {\n        color: rgb(108, 120, 129);\n        font-size: 11px;\n    }\n\n    .survey-response .source-link {\n        color: rgb(2, 113, 225);\n        font-size: 11px;\n        text-decoration: underline;\n    }\n\n    @media (min-width: 600px) {\n        .survey-response .border-fix {\n            border-radius: 12px;\n            border: 1px solid var(--light-divider-normal, #E5E7EB);\n            background: var(--light-background-main, #FFF);\n            padding: 0px\n        }\n    }\n\n    .survey-response .chart-container {\n        min-height: 250px;\n        border-radius: 12px;\n        border: 1px solid var(--light-divider-normal, #E5E7EB);\n        background: var(--light-background-main, #FFF);\n        padding: 15px;\n    }\n\n    .google-visualization-tooltip {\n        pointer-events: none;\n    }\n\n    @media screen and (min-width: 960px) {\n        .survey-response.u-grid {\n            margin-left: auto;\n            display: flex;\n            justify-content: space-between;\n            margin-right: auto;\n        }\n\n        .u-grid__col.chart-container {\n            margin-left: 0 !important;\n            margin-right: 0 !important;\n        }\n    }\n\n    .survey-response .table-container {\n        overflow-x: auto;\n        max-width: 800px;\n        display: block;\n    }\n\n    @media screen and (max-width: 959px) {\n        .survey-response .table-container {\n            display: block;\n        }\n\n        .source-container {\n            margin-left: 2rem;\n            margin-right: 2rem;\n        }\n    }\n\n<\/style><h4>How satisfied are UK business owners with their business credit card provider?<\/h4><div id=\"scale-surveys-10037-5\" class=\"survey-response u-grid u-grid--gutterLarge\"><div id=\"view-how-satisfied-are-uk-business-owners-with-their-business-credit-card-provider\" class=\"u-grid__col u-1\/2@s u-1\/1 aligncenter size-full chart-container\" style=\"max-width: 330px;\"><\/div><script type=\"text\/javascript\">\n\t\t\t\t(function() {\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\tvar packageToLoad = 'corechart';\n\t\t\t\t\tvar eventName = 'GoogleChartsLoaded-' + packageToLoad;\n\t\t\t\t\tvar event = new Event(eventName);\n\t\t\t\t\n\t\t\t\t\tdocument.addEventListener(eventName, function() {\n\t\t\t\t\tconsole.log('called event!', eventName);\n\t\t\t\t\n\t\t\t\t\tfunction drawChart() {\n\t\t\t\t\t\tvar chartType = 'pie';\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvar data = google.visualization.arrayToDataTable([\n\t\t\t\t\t\t\t['Response', ''],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t['Very satisfied', 37.75],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t['Reasonably satisfied', 45.25],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t['Neither satisfied nor dissatisfied', 12.50],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t['Moderately dissatisfied', 3.25],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t['Highly dissatisfied', 1.25],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t]);\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\tvar options = {\n\t\t\t\t\t\t\tlegend: { \n\t\t\t\t\t\t\t\tposition: 'none'\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\tcolors: ['#1a69e8', '#3178ea', '#4887ed', '#5f96ef', '#76a5f1', '#8db4f4', '#a3c3f6', '#bad2f8', '#1a69e8', '#3178ea', '#4887ed', '#5f96ef', '#76a5f1', '#8db4f4', '#a3c3f6', '#bad2f8']\n\t\t\t\t\t\t};\n\t\t\t\t\n\t\t\t\t\t\tvar chart;\n\t\t\t\t\t\t\t\t\t\t\t\tchart = new google.visualization.PieChart(document.getElementById('view-how-satisfied-are-uk-business-owners-with-their-business-credit-card-provider'));\n\t\t\t\t\t\t\/\/ Pie chart specific options can go here\n\t\t\t\t\t\toptions.chartArea = {width:'100%',height:'100%'};\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\tchart.draw(data, (chartType == 'pie') ? options : google.charts.Bar.convertOptions(options));\n\t\t\t\t\t}\n\t\t\t\t\t\tdrawChart();\n\t\t\t\t\t});\n\t\t\t\t\n\t\t\t\t\tfunction init() {\n\t\t\t\t\t\tconsole.log('calling init', eventName);\n\t\t\t\t\t\tif (typeof google !== 'undefined' && google.charts) {\n\t\t\t\t\t\t\tconsole.log('found charts', google, packageToLoad);\n\t\t\t\t\t\t\tgoogle.charts.load('current', {'packages':[packageToLoad]});\n\t\t\t\t\t\t\tgoogle.charts.setOnLoadCallback(function() {\n\t\t\t\t\t\t\t\tdocument.dispatchEvent(event);\n\t\t\t\t\t\t\t});\n\t\t\t\t\t\t} else {\n\t\t\t\t\t\t\tconsole.log('retrying');\n\t\t\t\t\t\t\tsetTimeout(init, 100);\n\t\t\t\t\t\t}\n\t\t\t\t\t}\n\t\t\t\t\tinit();\n\t\t\t\t})()\n\t\t\t<\/script><div class=\"u-grid__col u-1\/2@s  u-1\/1 aligncenter size-full border-fix table-container\"><table class=\"luna-table js-tablesorter tablesorter tablesorter-default\" role=\"grid\"><thead class=\"luna-table__header\"><tr><th>Response<\/th><th>% of respondents<\/th><\/tr><\/thead><tbody class=\"luna-table__body\" aria-live=\"polite\" aria-relevant=\"all\"><tr><td><span class=\"row-color-icon\" style=\"background-color: #1a69e8;\"><\/span>Very satisfied<\/td><td>37.75%<\/td><\/tr><tr><td><span class=\"row-color-icon\" style=\"background-color: #3178ea;\"><\/span>Reasonably satisfied<\/td><td>45.25%<\/td><\/tr><tr><td><span class=\"row-color-icon\" style=\"background-color: #4887ed;\"><\/span>Neither satisfied nor dissatisfied<\/td><td>12.50%<\/td><\/tr><tr><td><span class=\"row-color-icon\" style=\"background-color: #5f96ef;\"><\/span>Moderately dissatisfied<\/td><td>3.25%<\/td><\/tr><tr><td><span class=\"row-color-icon\" style=\"background-color: #76a5f1;\"><\/span>Highly dissatisfied<\/td><td>1.25%<\/td><\/tr><\/tbody><\/table><\/div><div class=\"source-container\"><span class=\"source\">Source: Finder survey by OnePoll of 400 Brits    \t\t<\/span><\/div><\/div>\n\n\n<h3 id=\"faq\">Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000022\" data-toggle=\"collapse\" data-target=\"#accordion0000000022\">\n        <span class=\"luna-accordion__title\">Does my business credit card come with travel insurance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000022\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>It depends on the card: many do. However, the level of coverage, exclusions and so on differs between cards. If you\u2019re choosing a card specifically for the travel insurance, check the terms and conditions of the card\u2019s travel insurance policy carefully before you apply, to make sure the policy provides the coverage you need.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000023\" data-toggle=\"collapse\" data-target=\"#accordion0000000023\">\n        <span class=\"luna-accordion__title\">Can I make a balance transfer to a business credit card? How much can I transfer?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000023\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Credit card companies generally won\u2019t allow you to make a transfer a balance equivalent to your entire credit limit: there\u2019s usually a maximum of 80-95%. The specific amount will depend on your application, credit history and the bank\u2019s lending criteria.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000024\" data-toggle=\"collapse\" data-target=\"#accordion0000000024\">\n        <span class=\"luna-accordion__title\">How many additional cardholders can I get?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000024\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>It depends on the card. Business credit cards in general can offer up to 99 additional cardholders.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000025\" data-toggle=\"collapse\" data-target=\"#accordion0000000025\">\n        <span class=\"luna-accordion__title\">Are business credit cards eligible for instant approval?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000025\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Most business credit cards will not be eligible for instant approval, as there is typically increased risk for business lending. However, depending on your application criteria you could get a response in just a few minutes.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000026\" data-toggle=\"collapse\" data-target=\"#accordion0000000026\">\n        <span class=\"luna-accordion__title\">What's the difference between a business and corporate credit card?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000026\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Corporate credit cards are designed for larger businesses that want one account for business expenses. Corporate business credit cards may provide up to 99 supplementary cards (or more in some cases) and offer pre-set spending limits for each additional cardholder.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000027\" data-toggle=\"collapse\" data-target=\"#accordion0000000027\">\n        <span class=\"luna-accordion__title\">Are there tax implications for using a business credit card?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000027\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Fees and charges paid as a result of using a credit card for business purposes are tax deductible. But there are exceptions and complications when the transaction could be deemed to be for personal benefit, either to you or an employee who uses the card. Check with your bank, accountant, or HMRC about what you can and can\u2019t deduct.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000028\" data-toggle=\"collapse\" data-target=\"#accordion0000000028\">\n        <span class=\"luna-accordion__title\">What business credit card does Martin Lewis recommend?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000028\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Martin Lewis and MoneySavingExpert.com mainly focuses on consumer credit, not business, and hasn\u2019t recommended a specific business credit card for several years.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000029\" data-toggle=\"collapse\" data-target=\"#accordion0000000029\">\n        <span class=\"luna-accordion__title\">Do business credit cards require a credit check?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000029\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>If you make a formal application for a business credit card then that will be subject to a hard credit check. If you have a new or startup business that hasn\u2019t built up a credit history yet, then the lender will likely check your personal credit score to help it assess the application.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000030\" data-toggle=\"collapse\" data-target=\"#accordion0000000030\">\n        <span class=\"luna-accordion__title\">How do I check my business credit score?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000030\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Much like your personal credit score, you can find out your business credit score by contacting a credit reference agency. UK credit reference agencies that monitor business credit scores include Experian, Equifax and Dun &amp; Bradstreet. <a href=\"https:\/\/www.finder.com\/uk\/credit-score\/business-credit-score\">Find out more about business credit scores here<\/a>.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000031\" data-toggle=\"collapse\" data-target=\"#accordion0000000031\">\n        <span class=\"luna-accordion__title\">Do business credit cards help your personal credit score?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000031\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>There are some circumstances in which applying for and using a business credit card could affect your <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/can-a-business-card-affect-my-personal-credit\">personal credit score<\/a>. However, you shouldn\u2019t rely on this as a way to boost your personal credit score \u2013 here are some much more <a href=\"https:\/\/www.finder.com\/uk\/credit-score\/improve-your-credit-score\">effective ways to improve your own credit score<\/a>.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000032\" data-toggle=\"collapse\" data-target=\"#accordion0000000032\">\n        <span class=\"luna-accordion__title\">Do business credit cards help build your business credit score?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000032\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes, business credit cards could help build your business credit score as long as you keep on top of all your repayments and use the card responsibly.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000033\" data-toggle=\"collapse\" data-target=\"#accordion0000000033\">\n        <span class=\"luna-accordion__title\">Can I use a personal credit card for business?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000033\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes; but as your business grows and you spend more, you may find that a business credit card helps you keep your personal and business finances separate, give additional cards to your employees, and build up a business credit score. You\u2019re also likely to get a higher credit limit on a business credit card than you can on a personal one. <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/business-credit-cards-vs-personal-cards\">Find out more about business versus personal credit cards here<\/a>.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000034\" data-toggle=\"collapse\" data-target=\"#accordion0000000034\">\n        <span class=\"luna-accordion__title\">Is the Brex Credit Card available in the UK?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000034\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>No, UK-based businesses can\u2019t apply for a Brex Credit Card.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000035\" data-toggle=\"collapse\" data-target=\"#accordion0000000035\">\n        <span class=\"luna-accordion__title\">Can you get a limited company credit card?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000035\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Depending on the credit card provider, limited companies can apply for a business credit card as long as they meet the other criteria.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000003\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000003\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\"><p>Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow. Most of the data in Finder's comparison tables is provided by Defaqto.<\/p><\/div><\/article><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article><style>\n#floaterscroll .content { justify-content: center; }\n#floaterscrollcta { min-width: 200px; }\n@media only screen and (min-width: 961px) { #floaterscroll .content > div { flex: none !important; } }\n@media only screen and (max-width: 601px) { #floaterscroll .cookie-footer-bar__text { margin-top: 7px; } }\n@-webkit-keyframes fadein { 0% { opacity: 0; } 100% { opacity: 1; } }\n@keyframes fadein { 0% { opacity:0; } 100% { opacity: 1; } }\n.fadeIn { opacity: 1; -moz-animation: fadein 0.5s linear; -webkit-animation: fadein 0.5s linear; animation: fadein 0.5s linear; }\n<\/style>\n\n\n<div id=\"floaterscroll\" style=\"display:none;\">\n<div class=\"fixed-footer cookie-footer-bar cookie-footer-bar__show\" style=\"background-color: #c3f53c;\">\n<div class=\"cookie-footer-bar__content content\">\n<div class=\"cookie-footer-bar__text u-font--medium\" style=\"font-size: medium; line-height: 22px; display: flex; align-items: center;\">\n<img decoding=\"async\" width=\"39\" height=\"25\" border=\"0\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/08\/franklyn.png\" alt=\"Finder logo\" class=\"ls-is-cached lazyloaded\" style=\"margin-right: 10px;\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/08\/franklyn.png?fit=117 117w\" sizes=\"(max-width: 117px) 100vw, 117px\" loading=\"lazy\">\nReady to compare cards?<\/div><div class=\"cookie-footer-bar__actions\">\n<a id=\"floaterscrollcta\" class=\"luna-button luna-button--primary luna-button--fluid luna-button--small scroll\" data-smooth-scroll=\"true\" href=\"#compare\">Get started<\/a>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<script>\nvar myScrollFunc = function() {\nvar floaterscroll = document.getElementById(\"floaterscroll\");\nvar y = document.documentElement.scrollTop;\nif (y > 1800) {\nfloaterscroll.style.display = \"block\"; floaterscroll.classList.add(\"fadeIn\");\n} else { \nfloaterscroll.classList.remove(\"fadeIn\"); floaterscroll.style.display = \"none\";\n}\n};\nwindow.addEventListener(\"scroll\", myScrollFunc);\n<\/script>","protected":false},"excerpt":{"rendered":"<p>Compare business credit cards available on the market and find the right one for your company&#8217;s needs and objectives. Whether you want to earn points, get insurance or manage employee spending, there is a card to suit your requirements.<\/p>\n","protected":false},"author":1231,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-masthead-one-column.php","meta":{"footnotes":""},"tags":[3668],"class_list":["post-63510","page","type-page","status-publish","hentry","tag-business-credit-cards"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Compare the best business credit cards UK 2026 [Checked daily]<\/title>\n<meta name=\"description\" content=\"Track expenses, gain cash flow insights and earn rewards with a business credit card. Compare low rates from 16% and apply online today.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Compare business credit cards\" \/>\n<meta property=\"og:description\" content=\"Track expenses, gain cash flow insights and earn rewards with a business credit card. 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