{"id":63507,"date":"2017-10-03T14:58:21","date_gmt":"2017-10-03T13:58:21","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=63507"},"modified":"2026-01-09T10:39:11","modified_gmt":"2026-01-09T10:39:11","slug":"balance-transfer-credit-cards","status":"publish","type":"page","link":"https:\/\/www.finder.com\/uk\/credit-cards\/balance-transfer-credit-cards","title":{"rendered":"Compare balance transfer credit cards"},"content":{"rendered":"

Approval for any credit card depends on your status. The representative APRs shown represent the interest rate offered to most successful applicants. Depending on your personal circumstances, the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow. Most of the data in Finder's comparison tables is provided by Defaqto.<\/p><\/div><\/article>

Today\u2019s longest Balance transfer deals at a glance<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Rank<\/th>\nProduct<\/th>\nMonths at 0%<\/th>\n<\/tr>\n<\/thead>\n
1<\/th>\nTSB Platinum Balance Transfer Card<\/td>\n38<\/td>\n<\/tr>\n
2<\/th>\nVirgin Money Balance Transfer Credit Card (36 Mths)<\/td>\n36<\/td>\n<\/tr>\n
3<\/th>\nRoyal Bank of Scotland Longer Balance Transfer Credit Card<\/td>\n36<\/td>\n<\/tr>\n
4<\/th>\nUlster Bank Longer Balance Transfer Credit Card<\/td>\n36<\/td>\n<\/tr>\n
5<\/th>\nNatWest Longer Balance Transfer Credit Card<\/td>\n36<\/td>\n<\/tr>\n
6<\/th>\nMBNA Ltd Long Balance Transfer Credit Card<\/td>\n36<\/td>\n<\/tr>\n
7<\/th>\nHSBC Balance Transfer Credit Card (36 Mths)<\/td>\n36<\/td>\n<\/tr>\n
8<\/th>\nBarclaycard Platinum Balance Transfer (36 Mths)<\/td>\n36<\/td>\n<\/tr>\n
9<\/th>\nTesco Bank Balance Transfer Credit Card<\/td>\n36<\/td>\n<\/tr>\n
10<\/th>\nLloyds Bank Long 0% Balance Transfer Card<\/td>\n35<\/td>\n<\/tr>\n
11<\/th>\nHalifax Longest 0% Balance Transfer Credit Card<\/td>\n35<\/td>\n<\/tr>\n
12<\/th>\nSantander Everyday Long Term Balance Transfer Credit Card<\/td>\n34<\/td>\n<\/tr>\n
13<\/th>\nM&S Bank Transfer Plus Credit Card<\/td>\n30<\/td>\n<\/tr>\n
14<\/th>\nNationwide Building Society Member Credit Card (BT Offer)<\/td>\n30<\/td>\n<\/tr>\n
15<\/th>\nVirgin Money Balance Transfer Credit Card (30 Mths)<\/td>\n30<\/td>\n<\/tr>\n<\/tbody>\n<\/table>

Picking the best long 0% balance transfer deal<\/h3>

To access the longest<\/em> available 0% deals, you\u2019ll need good credit and you\u2019ll probably have to pay a small transfer fee \u2013 this can be added onto the balance you\u2019re transferring. The absolute longest 0% deal currently available is months, but it\u2019s important to factor in the transfer fee and any ongoing fees when you\u2019re picking the right deal for you.<\/p>

If you don\u2019t need quite so long at 0%, you should consider a low- or no-fee balance transfer deal. Although these offers won\u2019t have the very longest 0% interest periods on the market, if the 0% periods that they do offer can give you long enough to clear your card debt, they\u2019re likely to be the cheapest option. You can use the filters on our comparison above to quickly find the longest deals with and without a balance transfer fee.<\/p>

\n
\n \"\"\n
4:08<\/div>\n
<\/div>\n