{"id":550980,"date":"2024-12-17T12:38:23","date_gmt":"2024-12-17T12:38:23","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=550980"},"modified":"2025-04-17T04:39:47","modified_gmt":"2025-04-17T03:39:47","slug":"finder-score","status":"publish","type":"page","link":"https:\/\/www.finder.com\/uk\/finder-score","title":{"rendered":"Finder Score"},"content":{"rendered":"

What is the Finder Score?<\/h3>

At Finder, we\u2019re committed to helping you save money and make better financial decisions. That\u2019s why we created the Finder Score, a simple way to compare different financial products like bank accounts, savings accounts, trading apps, credit cards and more, based on their overall value and benefits.<\/p>

We\u2019ve spent years assessing hundreds of financial products annually for our Finder Awards program. This experience has shaped our understanding of what makes a financial product truly valuable for consumers and shaped our methodology for Finder Score.<\/p><\/div>

\"Finder<\/div><\/div>

How does it work?<\/h3>

Our expert team evaluates various products in our database, assigning each one a score out of 10. A higher score means the product is more competitive and may offer better value.<\/p>

We carefully consider a range of factors and features, weighting them according to the typical user of each product. For example, with low-rate credit cards, the interest rate is a key factor, while for frequent flyer cards, the bonus points and points per spend hold more weight.<\/p>

Our goal is to highlight the features that matter most to you. Each score is determined objectively, without any commercial bias or influence from partnerships.<\/p>

This methodology applies only to products with a Finder Score displayed.<\/p>

Why did we come up with the Finder Score?<\/h3>
\"Expert<\/center>

Comparison made easy<\/h4>

Comparing your household bills is hard work. We thought there should be an easier and more objective way to make sense of all the options we compare.<\/p><\/div><\/div>

\"Free\"<\/center>

Price isn\u2019t everything<\/h4>

About a quarter million use Finder each month to compare. Finder Score can help you make sense of your options and choose the right product.<\/p><\/div><\/div>

\"Help<\/center>

We\u2019re here to help<\/h4>

Finder is editorially independent. The Finder Rating is designed to help you make an informed decision and get better value for money.<\/p><\/div><\/div><\/div><\/div><\/div>

Finder Scores: What they mean<\/h3>
<\/section>
\"Finder<\/div>

If you want peace of mind, this rating will give it to you. These products offer the best value and outcomes considering various product features, terms, conditions and price.<\/p><\/div><\/div>

\"Finder<\/div>

Well-balanced products that provide what you need, offering a healthy mix of competitive features at a good price. However, they\u2019re not quite the best in class.<\/p><\/div><\/div>

\"Finder<\/div>

Bottom line: You can find better, but these products still offer reasonable value and have the basics sorted.<\/p><\/div><\/div>

\"Finder<\/div>

These products may not offer much value in the long run, and there are better options available.<\/p><\/div><\/div>

How do we source our data for Finder Scores?<\/h3>

A Finder Score is a number between 0.1 and 10 that reflects a product\u2019s value and features compared to similar products in its category. The higher the score, the better the product.<\/p>

How do we calculate the score?<\/h3>

Our editorial team at Finder selects up to 10 key product features, such as annual fees, interest rates or bonus rewards points. We score each product\u2019s features out of 10, comparing them to other products in the same category. Then, we weight the scores based on how important each feature is to the average consumer for that particular product.<\/p>

Our data drives the scores<\/h3>

Finder Scores are calculated using our extensive product dataset, which contains information on thousands of financial products. We strive to keep this dataset up-to-date, updating it whenever a product feature changes, like an interest rate or fee. While we aim to include as many products in the UK marketplace for each category as possible, our dataset is continually expanding, so some products may not yet be included.<\/p>

How often do Finder Scores change?<\/h3>

Our scores aren\u2019t static. They\u2019re dynamic and adapt whenever a product changes. In fact, scores are instantly re-calculated every time a relevant product feature is updated. If there are broader changes that affect a whole group of products, such as an interest rate adjustment, we\u2019ll update the score for every product in that group. This means you\u2019ll always see the most accurate and up-to-date scores, helping you make informed decisions about your finances.<\/p>

See Finder Score across categories<\/h3>