{"id":351429,"date":"2022-11-01T09:49:36","date_gmt":"2022-11-01T09:49:36","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?p=351429"},"modified":"2026-09-14T09:19:57","modified_gmt":"2026-09-14T08:19:57","slug":"best-bank-switch-deals","status":"publish","type":"page","link":"https:\/\/www.finder.com\/uk\/current-accounts\/best-bank-switch-deals","title":{"rendered":"Best bank account switching offers 2026"},"content":{"rendered":"

These are free current and e-money accounts where you can get \u00a3100 or more plus other incentives for opening an account. However, for some accounts you will need to switch and close your old account to get the bonus. We have a separate guide on banking apps with sign-up bonuses<\/a> and other ways to earn free money<\/a>.<\/p>

The latest bank switch offers as of 22 September<\/h3>

The following list includes switching and new customer offers including bonuses from banks and banking apps. <\/p>
Bank \/ Banking app<\/th>Account name<\/th>Cash incentive amount<\/th>Expires<\/th><\/tr><\/thead>
Santander<\/a><\/th>Santander Everyday Current Account<\/td>\u00a3240 switch bonus<\/td>7 October 2026<\/td><\/tr>
HSBC<\/a><\/th>HSBC Bank Account<\/td>\u00a3220 switch bonus<\/td>Unknown \u2013 Can be withdrawn at any time<\/td><\/tr>
NatWest<\/a><\/th>Select & Reward accounts<\/td>\u00a3200 switch bonus<\/td>Unknown \u2013 Can be withdrawn at any time<\/td><\/tr>
RBS<\/a><\/th>Select & Reward accounts<\/td>\u00a3200 switch bonus<\/td>Unknown \u2013 Can be withdrawn at any time<\/td><\/tr>
first direct<\/a><\/th>1st Account<\/td>\u00a3175 switch bonus<\/td>Unknown \u2013 Can be withdrawn at any time<\/td><\/tr>
Nationwide<\/a><\/th> FlexDirect, FlexAccount or FlexPlus accounts<\/td>\u00a3175 switch bonus<\/td>Unknown \u2013 Can be withdrawn at any time<\/td><\/tr>
Revolut<\/a><\/th>Standard account<\/td>\u00a320 sign-up bonus offer for new customers<\/td>31 December 2026<\/td><\/tr><\/tbody><\/table>
\n
\n
\n
\n \n <\/path>\n<\/svg>\n <\/div>\n\n
\n
\"Kate\n <\/figure>\n\n
\n
\n \n <\/path>\n <\/path>\n <\/path>\n <\/path>\n <\/svg>\n <\/div>\n\n
\n \n <\/circle>\n \n <\/path>\n <\/path>\n <\/path>\n <\/g>\n <\/svg>\n <\/div>\n<\/div>\n <\/div>\n\n
\n
\n
Our expert says: What\u2019s the best switching deal right now?<\/div>\n
\n

\"The best deal overall is Nationwide\u2019s \u00a3175 offer. If you opt for FlexDirect, you get 5% AER on balances up to \u00a31,500 for 12 months. If you keep that in your account for the full year, you could earn up to \u00a375 in interest. You also get up to a maximum of \u00a3120 cashback on debit card purchases for 12 months and access to the Flex Regular Saver at 6.50% AER. If you save the maximum of \u00a3200 every month, you\u2019ll earn \u00a384.50 in interest in a year. That\u2019s a chunky \u00a3454.50 in your first year, including switching bonus, maximum savings interest and cashback.<\/p>

If you\u2019re looking for the biggest switching incentive, then Santander\u2019s \u00a3240 offer is the clear winner. In addition to the switching bonus, as part of the deal, you\u2019ll need to open a Santander Regular Saver at 8%. If you save the maximum of \u00a3200 every month, you\u2019ll earn \u00a3104 in interest in a year, taking your overall total to \u00a3344. \"<\/p>\n\n <\/div>\n <\/div>\n\n

\n
\n
\n \"Kate\n <\/figure>\n
\n
\n \n <\/path>\n <\/path>\n <\/path>\n <\/path>\n <\/svg>\n <\/div>\n\n
\n \n <\/circle>\n \n <\/path>\n <\/path>\n <\/path>\n <\/g>\n <\/svg>\n <\/div>\n<\/div>\n <\/div>\n
\n \n Kate Steere\n <\/a>\n
Editor<\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n

Latest current account switching offers<\/h3>
\"Santander

Santander Everyday Current Account \u2013 \u00a3240 switch bonus<\/h4><\/div>

Requirements to get the \u00a3240 switching bonus<\/strong><\/p>