{"id":344959,"date":"2020-10-21T09:14:26","date_gmt":"2020-10-21T08:14:26","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=344959"},"modified":"2026-03-23T15:25:29","modified_gmt":"2026-03-23T15:25:29","slug":"childrens-banking","status":"publish","type":"page","link":"https:\/\/www.finder.com\/uk\/banking\/childrens-banking","title":{"rendered":"Compare bank cards for kids"},"content":{"rendered":"<div class=\"fin-video fin-video--horizontal\" data-player-type=\"youtube\" data-video-id=\"uYmRtqBIrcs\" style=\"\">\n    <div class=\"fin-video__container\">\n                    <img decoding=\"async\" class=\"fin-video__thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/uYmRtqBIrcs\/maxresdefault.jpg\" data-fallback-sd=\"https:\/\/img.youtube.com\/vi\/uYmRtqBIrcs\/sddefault.jpg\" data-fallback-hq=\"https:\/\/img.youtube.com\/vi\/uYmRtqBIrcs\/hqdefault.jpg\" alt=\"\" loading=\"lazy\">\n                            <div class=\"fin-video__duration\">6:29<\/div>\n                        <div class=\"fin-video__play-btn\" role=\"button\" aria-label=\"Play video\"><\/div>\n                <iframe allow=\"autoplay\" class=\"fin-video__player\" id=\"ytPlayer-uYmRtqBIrcs\" title=\"Video player\"><\/iframe>\n    <\/div>\n        <\/div>\n\n\n\n<p>It\u2019s never too early to teach your kids about money and there are now loads of options designed to help you do just that and give them some control over their finances. You can choose a prepaid kids\u2019 debit card where they can only spend the money you load onto the card, which can be controlled through an app. Alternatively, there are more traditional current accounts designed especially for children.<\/p><h3 id=\"top2\">Prepaid cards for kids<\/h3><ul><li><strong>Best overall:<\/strong> <a href=\"#best-overall\">Starling Kite<\/a><\/li><li><strong>Best for learning tools:<\/strong> <a href=\"#best-for-learning-tools\">GoHenry<\/a><\/li><li><strong>Best for older kids:<\/strong> <a href=\"#best-for-older-kids\">Revolut Kids &amp; Teens<\/a><\/li><li><strong>Best for regular saving:<\/strong> <a href=\"#best-for-regular-saving\">nimbl Account<\/a><\/li><li><strong>Good for parental controls:<\/strong> <a href=\"#good-for-parental-controls\">NatWest Rooster Money Account<\/a><\/li><\/ul><div class=\"content tableWithFilters\n        \n        \n         best-cards-table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\nvar getEventToListenTo = () => {\n  if (window.matchMedia('(any-hover:none)').matches) {\n    if (window.matchMedia('(max-width: 450px)').matches) {\n      return \"scroll\";\n    }\n  }\n  return \"DOMContentLoaded\";\n};\nvar eventToWatch = getEventToListenTo();\nconst loadFinderScoreModalukfsappc = () => {\n  setTimeout(function(){\n   window.loadOnTheFly.html(\n      'partial', {\n          id: 'finder-score-ukfsa-ppc-modal-optimized',\n      },\n      function (response) {\n          document.getElementsByTagName(\"body\")[0].appendChild(response);\n          var modal = document.getElementById('finderScoreModal-ukfsa-ppc');\n          var closeButton = modal.querySelector(\"#closeButton\");\n          closeButton.onclick = function (event) {\n   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class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"2b93301a-5b40-43ff-99b2-7e9589c60e64\" data-template=\"comparison\" data-niche=\"UKFSA-PPC\" data-site=\"UKFSA-PPC\" data-auto-recalculate=\"true\" data-post-country=\"uk\" data-fieldset=\"best_UKFSA-PPC_kids_cards\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"344959\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFSA-PPC\",\"fieldset\":\"best_UKFSA-PPC_kids_cards\",\"template\":\"comparison\",\"category_id\":\"2b93301a-5b40-43ff-99b2-7e9589c60e64\",\"category_name\":\"Best cards - Kids cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778304883}' data-disable-alternative-products=\"true\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"fdefb35a-fe89-45b8-aabd-fea5cacece01\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKFSA-PPC\" data-site=\"UKFSA-PPC\" data-table-id=\"3720\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-leadform-modal=\"\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFSA-PPC\",\"fieldset\":\"best_UKFSA-PPC_kids_cards\",\"template\":\"comparison\",\"category_id\":\"2b93301a-5b40-43ff-99b2-7e9589c60e64\",\"category_name\":\"Best cards - Kids cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778304883}'><div class=\"comparisonHistory__root\"><\/div><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukfsa-ppc\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"5\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"50113ec8bfb7d5bc220d5ae12d056310dead93ac877ee653edc482e9ed649c88\" data-table-record-type=\"product\" data-table-record-ids='[\"30dbeb20-4eb7-49d3-816d-213e56a573b1\",\"0a11fe2a-73c8-496f-8a22-6e15e03bfd38\",\"09c64103-95ea-4cab-96a4-331c96f3cb5b\",\"de10ecc5-301b-48f7-94a6-414d23386e69\",\"f48dd993-2af3-4268-8385-1f20451ecc66\"]' data-total-data=\"5\" data-enable-top-filters=\"false\" data-total-product-count=\"5\" data-sponsored-placements=\"0\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-5\"><th data-mobile=\"hide\" data-ajax-table-sorter-column=\"UKFSA-PPC.PRODUCT.DATAPOINT_FINDER_SCORE_V2_M\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"finder_score\" data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Finder Score\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"age_range\">\n                                                        Age range\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.EXTRA_FIELDS.MONTHLY_FEE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"monthly_fee\">\n                                                        Monthly fee\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.EXTRA_FIELDS.SAVINGS_GOALS\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"savings_goals\">\n                                                        Savings goals\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.EXTRA_FIELDS.SET_CHORES\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"set_chores\">\n                                                        Set chores\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><\/tr><\/thead><tbody><style>\n\t.rewards-infobox .deals-banner { display:flex; flex-direction: row; border-radius: 16px; border:1px solid #000; overflow: hidden; }\n\t.rewards-infobox .deals-left { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 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12px;\n\t\tfont-weight: 800;\n\t\tpadding-right: 6px;\n\t\twhite-space: nowrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__timer {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tgap: 4px;\n\t}\n\n\t.rewards-infobox .deals-countdown__unit {\n\t\tdisplay: inline-flex;\n\t\talign-items: center;\n\t}\n\n\t.rewards-infobox .deals-countdown__value {\n\t\tbackground: #FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; 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'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr class=\"best-card__attached-row\"><td><h3 id=\"best-overall\" class=\"best-card__header\">Best overall<\/h3><\/td><\/tr><tr data-product-id=\"30dbeb20-4eb7-49d3-816d-213e56a573b1\" data-provider-id=\"9e9c4bae-71b9-4c0b-b1e0-77aa291b3d5e\" data-product-name=\"Starling Kite\" data-provider-name=\"Starling\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/starling-kite-debit-card-for-kids\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/693953896e92a.png\" alt=\"Starling logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/693953896e92a.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/693953896e92a.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/693953896e92a.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/693953896e92a.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/693953896e92a.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-ppc')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/starling-kite-debit-card-for-kids\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Starling Kite<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body awards-badge__body hasPopover\" rel=\"popover\" data-content=\"Starling Kite was a winner in the &lt;a href='https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/finder-kids-cards-customer-satisfaction-awards-2025'&gt; Finder Customer Satisfaction Awards 2025&lt;\/a&gt;.\" data-html=\"true\"><span class=\"badge-text\">Finder Award<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-ppc.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-ppc')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-ppc.product.datapoint_age_range\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Age range\">\n                        6-15\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"0\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly fee\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"1\" data-column-index=\"4\" data-decorator=\"text,ukfsa-ppc.value.tick_cross\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Savings goals\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"1\" data-column-index=\"5\" data-decorator=\"text,ukfsa-ppc.value.tick_cross\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Set chores\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Starling Kite\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.9,\"badges\":[\"finder_awards\"],\"productId\":\"30dbeb20-4eb7-49d3-816d-213e56a573b1\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-30dbeb20-4eb7-49d3-816d-213e56a573b1\" value=\"30dbeb20-4eb7-49d3-816d-213e56a573b1\" name=\"productID\" _productname=\"Finder score 9.9Excellent                            Starling KiteFinder Award            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.9,\"badges\":[\"finder_awards\"],\"productId\":\"30dbeb20-4eb7-49d3-816d-213e56a573b1\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-30dbeb20-4eb7-49d3-816d-213e56a573b1\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Starling is our top scorer for kids' debit cards. Much like the parent account, it has all the key features you\u2019d expect from a digital bank. There are no overseas fees for spending, so you can rest easy when your child is spending their holiday money. You also stay in control, with real-time notifications and spending limits. \n<br><br>\nFor them, they get their own bank card and app to learn how to manage their money. When they\u2019re a little older (13+), they can also add their card to their mobile wallet. There are no monthly fees or extra charges for top-ups, just easy transfers from your Starling app to theirs.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__30dbeb20-4eb7-49d3-816d-213e56a573b1\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__30dbeb20-4eb7-49d3-816d-213e56a573b1\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo fees for topping up the card\u2019s prepaid card.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tRobust parental controls.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEasy for parents to manage from their existing mobile banking app.\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tParents already need to be a Starling account holder to order and use Kite.\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-for-learning-tools\" class=\"best-card__header\">Best for learning tools<\/h3><\/td><\/tr><tr data-product-id=\"0a11fe2a-73c8-496f-8a22-6e15e03bfd38\" data-provider-id=\"761a1110-6b53-4dce-ac38-9c0d1fdf6e2a\" data-product-name=\"GoHenry Account - with \u00a320 pocket money and 2 months free\" data-provider-name=\"gohenry\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/gohenry-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6447b96c4eacf.png\" alt=\"gohenry logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6447b96c4eacf.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6447b96c4eacf.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6447b96c4eacf.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6447b96c4eacf.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6447b96c4eacf.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-ppc')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/gohenry-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">GoHenry Account - with \u00a320 pocket money and 2 months free<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-ppc.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-ppc')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-ppc.product.datapoint_age_range\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Age range\">\n                        6-18\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"3.99\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly fee\">\n                        \u00a33.99\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"1\" data-column-index=\"4\" data-decorator=\"text,ukfsa-ppc.value.tick_cross\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Savings goals\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"1\" data-column-index=\"5\" data-decorator=\"text,ukfsa-ppc.value.tick_cross\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Set chores\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\"><strong>Welcome bonus<\/strong>: Get an exclusive 2 months free and \u00a320 pocket money offer when you sign up with CODE: AFFFDR220. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":9.5,\"badges\":[],\"productId\":\"0a11fe2a-73c8-496f-8a22-6e15e03bfd38\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/gohenry-card3monthfree-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22fieldset%22%3A%22best_UKFSA-PPC_kids_cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%222b93301a-5b40-43ff-99b2-7e9589c60e64%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BKids%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778304883%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2217292%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%220a11fe2a-73c8-496f-8a22-6e15e03bfd38%22%2C%22product_name%22%3A%22GoHenry%2BAccount%2B-%2Bwith%2B%25C2%25A320%2Bpocket%2Bmoney%2Band%2B2%2Bmonths%2Bfree%22%2C%22post_id%22%3A%22344959%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to gohenry's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about GoHenry Account - with \u00a320 pocket money and 2 months free\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.5,\"badges\":[],\"productId\":\"0a11fe2a-73c8-496f-8a22-6e15e03bfd38\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-0a11fe2a-73c8-496f-8a22-6e15e03bfd38\" value=\"0a11fe2a-73c8-496f-8a22-6e15e03bfd38\" name=\"productID\" _productname=\"Finder score 9.5Excellent                            GoHenry Account - with \u00a320 pocket money and 2 months free            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.5,\"badges\":[],\"productId\":\"0a11fe2a-73c8-496f-8a22-6e15e03bfd38\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-0a11fe2a-73c8-496f-8a22-6e15e03bfd38\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">GoHenry is an obvious choice for the best kids debit card for learning resources. One of the original kids' pocket money apps, it has a range of rich features designed to help your child learn how to manage their money. \n<br><br>\nBut what makes it stand out is its Money Missions. These are bite-sized lessons and gamified quizzes for every age range, with more advanced modules for older children. Your child will earn a digital badge for each skill they master, and you can add your own rewards for completing modules. Topics include banking basics, savings, interest, borrowing and much more.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__0a11fe2a-73c8-496f-8a22-6e15e03bfd38\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__0a11fe2a-73c8-496f-8a22-6e15e03bfd38\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFull parental control thanks to instant notifications and spending limits\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tOne-month free trial\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tIt can be used by children as young as six\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tReward system for completed tasks\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tChildren learn about personal finance in a controlled environment\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tRelatives can also send money to the children\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou can manage up to four child accounts from the same parent account\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo fees to spend or withdraw cash abroad - these were scrapped in 2020\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tMonthly fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tOnly one free top-up to the child account a month\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tSafe, but not as safe and regulated as a bank\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tIt doesn\u2019t pay any interest\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThere are cheaper cards available\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-for-older-kids\" class=\"best-card__header\">Best for older kids<\/h3><\/td><\/tr><tr data-product-id=\"09c64103-95ea-4cab-96a4-331c96f3cb5b\" data-provider-id=\"a4f1f53f-091d-4ff8-962e-f3416710a1df\" data-product-name=\"Revolut Kids &amp; Teens\" data-provider-name=\"Revolut\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/revolut-junior-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6568933215515.png\" alt=\"Revolut logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6568933215515.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6568933215515.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6568933215515.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6568933215515.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6568933215515.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-ppc')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/revolut-junior-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Revolut Kids &amp; Teens<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body generic-badge__body hasPopover\" data-content=\"\" data-html=\"true\"><span class=\"badge-text\">Free Trial<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-ppc.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-ppc')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-ppc.product.datapoint_age_range\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Age range\">\n                        6-17\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"0\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly fee\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"1\" data-column-index=\"4\" data-decorator=\"text,ukfsa-ppc.value.tick_cross\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Savings goals\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"1\" data-column-index=\"5\" data-decorator=\"text,ukfsa-ppc.value.tick_cross\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Set chores\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Revolut Kids &amp; Teens\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.6,\"badges\":[],\"productId\":\"09c64103-95ea-4cab-96a4-331c96f3cb5b\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-09c64103-95ea-4cab-96a4-331c96f3cb5b\" value=\"09c64103-95ea-4cab-96a4-331c96f3cb5b\" name=\"productID\" _productname=\"Finder score 9.6Excellent                            Revolut Kids &amp; TeensFree Trial            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.6,\"badges\":[],\"productId\":\"09c64103-95ea-4cab-96a4-331c96f3cb5b\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-09c64103-95ea-4cab-96a4-331c96f3cb5b\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Revolut Kids &amp; Teens is perfect for older kids who want a taste of freedom, but you want to have some sensible parental controls in place. Kids can pay friends, link their card to Apple Pay or Google Pay, and enjoy discounts and rewards with top brands. They can even customise their card with their own doodles. \n<br><br>\nMeanwhile, you can set yourselves up as co-parents to top up the account, manage activity and set challenges for them to complete.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__09c64103-95ea-4cab-96a4-331c96f3cb5b\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__09c64103-95ea-4cab-96a4-331c96f3cb5b\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tA parent can digitally top up their child\u2019s account with spending money.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tInstant parental notifications are generated whenever the child makes a purchase with the prepaid debit card.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tParental controls mean rules can be set on where the child\u2019s card can be used.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThe child gets their own account and payment card, which helps teach them financial skills.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThe dedicated Revolut children's app lets kids check their account balance and transactions.\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThe parent has to be a Revolut account holder.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tIf you have more than one child and want more than one Revolut Kids &amp; Teens account, you\u2019ll have to sign up to one of the fee-charging Revolut accounts.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThere are charges for ATM withdrawals exceeding \u00a340 per month.\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-for-regular-saving\" class=\"best-card__header\">Best for regular saving<\/h3><\/td><\/tr><tr data-product-id=\"de10ecc5-301b-48f7-94a6-414d23386e69\" data-provider-id=\"5ae2ad1b-947f-4e18-8747-b38dfb8186f3\" data-product-name=\"nimbl Account\" data-provider-name=\"nimbl\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/nimbl-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6686b7e66d669.png\" alt=\"nimbl logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6686b7e66d669.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6686b7e66d669.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6686b7e66d669.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6686b7e66d669.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6686b7e66d669.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-ppc')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/nimbl-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">nimbl Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-ppc.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-ppc')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-ppc.product.datapoint_age_range\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Age range\">\n                        6-18\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"2.67\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly fee\">\n                        \u00a32.67\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"1\" data-column-index=\"4\" data-decorator=\"text,ukfsa-ppc.value.tick_cross\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Savings goals\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"1\" data-column-index=\"5\" data-decorator=\"text,ukfsa-ppc.value.tick_cross\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Set chores\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\"><strong>Welcome bonus<\/strong>: Get 6 months free when you sign up via Finder - that's \u00a31.33 per month for the first child. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"de10ecc5-301b-48f7-94a6-414d23386e69\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/nimblcard-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22fieldset%22%3A%22best_UKFSA-PPC_kids_cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%222b93301a-5b40-43ff-99b2-7e9589c60e64%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BKids%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778304883%22%2C%22position%22%3A%224%22%2C%22offer_id%22%3A%2219719%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22de10ecc5-301b-48f7-94a6-414d23386e69%22%2C%22product_name%22%3A%22nimbl%2BAccount%22%2C%22post_id%22%3A%22344959%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to nimbl's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about nimbl Account\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"de10ecc5-301b-48f7-94a6-414d23386e69\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-de10ecc5-301b-48f7-94a6-414d23386e69\" value=\"de10ecc5-301b-48f7-94a6-414d23386e69\" name=\"productID\" _productname=\"Finder score 8.8Great                            nimbl Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"de10ecc5-301b-48f7-94a6-414d23386e69\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-de10ecc5-301b-48f7-94a6-414d23386e69\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Nimbl\u2019s micro-savings feature makes it our top choice for regular saving. This allows children to automatically save between 5p and \u00a35 every time they spend on their card. Like other kids\u2019 cards, your child can also save a set amount each week or make one-off savings, but it\u2019s the micro-savings feature which takes Nimbl\u2019s savings to the next level.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__de10ecc5-301b-48f7-94a6-414d23386e69\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__de10ecc5-301b-48f7-94a6-414d23386e69\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFull control on how children spend their money thanks to spending control settings and instant notifications.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tChildren as young as six years old can use it.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tIt helps you to educate your children to manage their finances.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou can turn off online payments or cash withdrawals.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tSafe and secure. The card can be blocked online or via the app.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou can manage more than one Child Account from the same Parent Account.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo fees for topping up the Parent Account or child\u2019s card, or for \u201cGifting\u201d.\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWhile most mainstream bank accounts for children are for free, nimbl charges a monthly fee.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou cannot top up the account using cash.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWith nimbl, children earn no interest on any savings.\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"good-for-parental-controls\" class=\"best-card__header\">Good for parental controls<\/h3><\/td><\/tr><tr data-product-id=\"f48dd993-2af3-4268-8385-1f20451ecc66\" data-provider-id=\"0c3f2f65-3c98-4615-a46c-f2c9c0dca827\" data-product-name=\"NatWest Rooster Money Account\" data-provider-name=\"NatWest\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/roostermoney-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/628df8870bbd7.png\" alt=\"NatWest logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/628df8870bbd7.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/628df8870bbd7.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/628df8870bbd7.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/628df8870bbd7.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/628df8870bbd7.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-ppc')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/roostermoney-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">NatWest Rooster Money Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-ppc.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-ppc')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfsa-ppc.product.datapoint_age_range\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Age range\">\n                        6-17\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"0\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Monthly fee\">\n                        \u00a30\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"1\" data-column-index=\"4\" data-decorator=\"text,ukfsa-ppc.value.tick_cross\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Savings goals\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"1\" data-column-index=\"5\" data-decorator=\"text,ukfsa-ppc.value.tick_cross\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Set chores\"><svg class=\"luna-icon luna-icon--success luna-icon--medium\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Subscription free for NatWest, Royal Bank of Scotland or Ulster Bank customers. Otherwise \u00a31.99\/mo or \u00a319.99\/yr. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\">\n                      Eligibility \u2013 Ages 6-17. Criteria &amp; T&amp;Cs apply. Other fees may apply.\n                  <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":9.7,\"badges\":[],\"productId\":\"f48dd993-2af3-4268-8385-1f20451ecc66\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/roostermoneycard-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSA-PPC%22%2C%22fieldset%22%3A%22best_UKFSA-PPC_kids_cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%222b93301a-5b40-43ff-99b2-7e9589c60e64%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BKids%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778304883%22%2C%22position%22%3A%225%22%2C%22offer_id%22%3A%2225573%22%2C%22niche_code%22%3A%22UKFSA-PPC%22%2C%22product_id%22%3A%22f48dd993-2af3-4268-8385-1f20451ecc66%22%2C%22product_name%22%3A%22NatWest%2BRooster%2BMoney%2BAccount%22%2C%22post_id%22%3A%22344959%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to NatWest's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about NatWest Rooster Money Account\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.7,\"badges\":[],\"productId\":\"f48dd993-2af3-4268-8385-1f20451ecc66\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-f48dd993-2af3-4268-8385-1f20451ecc66\" value=\"f48dd993-2af3-4268-8385-1f20451ecc66\" name=\"productID\" _productname=\"Finder score 9.7Excellent                            NatWest Rooster Money Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.7,\"badges\":[],\"productId\":\"f48dd993-2af3-4268-8385-1f20451ecc66\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-f48dd993-2af3-4268-8385-1f20451ecc66\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">NatWest Rooster Money\u2019s parental controls are flexible and can be adjusted to suit how you want your child to manage their money. You can choose where and how much your kids spend. The Rooster Card also has a dynamic CVV to keep their money safe, where a new CVV is generated for each online purchase. \n<br><br>\nThe app also has a Contactless Counter, which helps you keep track of whether your child is near their contactless limit. If they hit it and have forgotten their PIN, you\u2019re able to reset contactless via your family dashboard, and they can continue to tap away without any issues.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__f48dd993-2af3-4268-8385-1f20451ecc66\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__f48dd993-2af3-4268-8385-1f20451ecc66\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tGreat educational value; a slick app with lots of features to personalise the way you teach your children about finance.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tChildren as young as 4 years old can use it (6 for the card).\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tTotal control over where your children use the card and how much they can spend.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tSafe and secure. The card can be frozen from the app.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo fees for using the card (including abroad).\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tOne-month free trial.\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tIf not a NatWest customer, monthly\/annual fee to access the full range of features.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tCaps on the maximum number of parent account loads per day and per month.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo interest paid on the account balance.\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n 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clearInterval(countdownInterval);\n          }\n          return;\n        }\n\n        const days = Math.floor(distance \/ (1000 * 60 * 60 * 24));\n        const hours = Math.floor((distance % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n        const minutes = Math.floor((distance % (1000 * 60 * 60)) \/ (1000 * 60));\n        const seconds = Math.floor((distance % (1000 * 60)) \/ 1000);\n\n        if (daysEl) daysEl.textContent = days.toString().padStart(2, \"0\") + \"d\";\n        if (hoursEl) hoursEl.textContent = hours.toString().padStart(2, \"0\") + \"h\";\n        if (minutesEl) minutesEl.textContent = minutes.toString().padStart(2, \"0\") + \"m\";\n        if (secondsEl) secondsEl.textContent = seconds.toString().padStart(2, \"0\") + \"s\";\n      };\n\n      \/\/ Update immediately\n      updateCountdown();\n\n      \/\/ Update every second\n      countdownInterval = setInterval(updateCountdown, 1000);\n\n      \/\/ Store interval ID to clear it later if needed\n      rewardsProduct.dataset.countdownInterval = countdownInterval;\n    }\n\n    const initRewards = (table) => {\n      if (!table) return;\n\n      const recordIdsAttr = table.getAttribute(\"data-table-record-ids\");\n      if (!recordIdsAttr) return;\n\n      let productIds = [];\n      try {\n        const decoded = recordIdsAttr.replace(\/&quot;\/g, '\"');\n        productIds = JSON.parse(decoded);\n      } catch (e) {\n        return;\n      }\n\n      if (!productIds.length) return;\n\n      productIds.forEach((productId) => {\n        \/\/ Handle pill clicks (minimal UX variant) - independent of infobox\n        const pill = table.querySelector(\n          `tr[data-product-id=\"${productId}\"] .rewards-pill`\n        );\n        if (pill && !pill.dataset.bound) {\n          pill.dataset.bound = \"true\";\n          pill.addEventListener(\"click\", () => {\n            const row = pill.closest(\"tr\");\n            if (!row) return;\n\n            const cta = row.querySelector(\".rewards--cta\");\n            if (!cta) return;\n\n            const linkParams = getLinkParams(cta);\n            if (!linkParams) return;\n\n            const pillModalParams = {\n              productId: linkParams.productId,\n              campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n              redirectUrl: linkParams.redirectUrl,\n              productName: linkParams.productName,\n              providerName: row.getAttribute(\"data-provider-name\") || \"\",\n              niche: linkParams.niche,\n              offerId: linkParams.offerId,\n              component: \"infobox\",\n            };\n\n            if (\n              window.rewards &&\n              typeof window.rewards.displayModal === \"function\"\n            ) {\n              window.rewards.displayModal(pillModalParams, false, cta);\n            }\n          });\n        }\n\n        const rewardsProduct = table.querySelector(\n          `div[data-rewards-product-id=\"${productId}\"]:not([data-rewards-banner-attached])`\n        );\n        if (!rewardsProduct) return;\n\n        const endDateStr = rewardsProduct.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        \/\/ Format date for Australian locale (dd MMM yyyy)\n        const formattedDate = new Intl.DateTimeFormat(\"en-AU\", {\n          day: \"2-digit\",\n          month: \"short\",\n          year: \"numeric\",\n        }).format(new Date(endDateStr));\n\n        const endDateEl = rewardsProduct.querySelector(\".rewards-end-date\");\n        if (endDateEl && endDateEl.textContent !== formattedDate) {\n          endDateEl.textContent = ` ${formattedDate}`;\n        }\n\n        \/\/ Calculate days remaining\n        const days = Math.ceil((new Date(endDateStr) - new Date()) \/ 86400000);\n\n        \/\/ Show \"Ends Soon\" badge if campaign ends within 7 days\n        if (days <= 7 && days > 0) {\n          const dealsEndsEl = rewardsProduct.querySelector(\".deals-ends\");\n          const dealsPhoneEl = rewardsProduct.querySelector(\".deals-phone\");\n\n          if (dealsEndsEl && dealsEndsEl.style.display !== \"inline-flex\") {\n            dealsEndsEl.style.display = \"inline-flex\";\n          }\n          if (dealsPhoneEl && dealsPhoneEl.style.top !== \"23px\") {\n            dealsPhoneEl.style.top = \"23px\";\n          }\n        }\n\n        \/\/ Initialize countdown timer\n        initCountdownTimer(rewardsProduct, endDateStr);\n\n        const dealsLeftEl = rewardsProduct.querySelector(\".deals-left\");\n        const dealsList = rewardsProduct.querySelector(\".deals-list\");\n        const dealsHeader = rewardsProduct.querySelector(\".deals-header\");\n\n        const handleClick = (triggerEl) => {\n          const row = triggerEl.closest(\"tr\");\n\n          if (!row) return;\n\n          const cta = row.querySelector(\".rewards--cta\");\n\n          if (!cta) return;\n\n          const linkParams = getLinkParams(cta);\n          if (!linkParams) return;\n\n          const { productId, redirectUrl, productName, niche, offerId } = linkParams;\n\n          const modalParams = {\n            productId,\n            campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n            redirectUrl,\n            productName,\n            providerName: row.getAttribute(\"data-provider-name\") || \"\",\n            niche,\n            offerId,\n            component: \"infobox\",\n          };\n\n          if (\n            window.rewards &&\n            typeof window.rewards.displayModal === \"function\"\n          ) {\n            window.rewards.displayModal(modalParams, false, cta);\n          }\n        };\n\n        if (dealsLeftEl && !dealsLeftEl.dataset.bound) {\n          dealsLeftEl.dataset.bound = \"true\";\n          dealsLeftEl.addEventListener(\"click\", () => handleClick(dealsLeftEl));\n        }\n\n        if (dealsList && !dealsList.dataset.bound) {\n          dealsList.dataset.bound = \"true\";\n          dealsList.addEventListener(\"click\", () => handleClick(dealsList));\n        }\n\n        if (dealsHeader && !dealsHeader.dataset.bound) {\n          dealsHeader.dataset.bound = \"true\";\n          dealsHeader.addEventListener(\"click\", () => handleClick(dealsHeader));\n        }\n\n        rewardsProduct.dataset.rewardsBannerAttached = \"true\";\n      });\n    };\n\n    const tables = document.querySelectorAll(\n      \"table.rewards--container[data-table-record-ids]\"\n    );\n\n    tables.forEach((table) => {\n      const tableObserver = new MutationObserver(() => {\n        setTimeout(() => initRewards(table), 0);\n      });\n\n      tableObserver.observe(table, {\n        childList: true,\n        subtree: true,\n      });\n\n      initRewards(table);\n    });\n\n    \/\/ Pill countdown timers (minimal UX)\n    function initPillCountdowns() {\n      const countdowns = document.querySelectorAll(\"[data-rewards-pill-countdown]:not([data-pill-countdown-bound])\");\n\n      countdowns.forEach((el) => {\n        el.dataset.pillCountdownBound = \"true\";\n        const endDateStr = el.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        const endTime = new Date(endDateStr).getTime();\n        if (Number.isNaN(endTime)) return;\n        const now = new Date().getTime();\n        const distance = endTime - now;\n        const sevenDaysMs = 7 * 24 * 60 * 60 * 1000;\n\n        if (distance <= 0) {\n          const wrapper = el.closest(\".rewards-pill-wrapper\");\n          if (wrapper) wrapper.style.display = \"none\";\n          return;\n        }\n\n        if (distance > sevenDaysMs) {\n          return;\n        }\n\n        el.removeAttribute(\"hidden\");\n\n        const daysEl = el.querySelector(\"[data-pill-countdown-days]\");\n        const hoursEl = el.querySelector(\"[data-pill-countdown-hours]\");\n        const minutesEl = el.querySelector(\"[data-pill-countdown-minutes]\");\n        const secondsEl = el.querySelector(\"[data-pill-countdown-seconds]\");\n\n        let interval;\n        const updatePillCountdown = () => {\n          if (!el.isConnected) {\n            if (interval) clearInterval(interval);\n            return;\n          }\n\n          const remaining = endTime - new Date().getTime();\n\n          if (remaining <= 0) {\n            if (daysEl) daysEl.textContent = \"0d\";\n            if (hoursEl) hoursEl.textContent = \"0h\";\n            if (minutesEl) minutesEl.textContent = \"0m\";\n            if (secondsEl) secondsEl.textContent = \"0s\";\n            if (interval) clearInterval(interval);\n            \/\/ Hide pill wrapper on expiry\n            const wrapper = el.closest(\".rewards-pill-wrapper\");\n            if (wrapper) wrapper.style.display = \"none\";\n            return;\n          }\n\n          const days = Math.floor(remaining \/ (1000 * 60 * 60 * 24));\n          const hours = Math.floor((remaining % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n          const minutes = Math.floor((remaining % (1000 * 60 * 60)) \/ (1000 * 60));\n          const seconds = Math.floor((remaining % (1000 * 60)) \/ 1000);\n\n          if (daysEl) daysEl.textContent = days + \"d\";\n          if (hoursEl) hoursEl.textContent = hours + \"h\";\n          if (minutesEl) minutesEl.textContent = minutes + \"m\";\n          if (secondsEl) secondsEl.textContent = seconds + \"s\";\n        };\n\n        updatePillCountdown();\n        interval = setInterval(updatePillCountdown, 1000);\n      });\n    }\n\n    initPillCountdowns();\n\n    const allTables = document.querySelectorAll(\"table\");\n    allTables.forEach((table) => {\n      const observer = new MutationObserver(() => {\n        setTimeout(initPillCountdowns, 0);\n      });\n      observer.observe(table, { childList: true, subtree: true });\n    });\n  });\n})();\n<\/script><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKFSA-PPC\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3 id=\"top\">Kids\u2019 bank accounts with debit cards<\/h3><ul><li><strong>Best for interest:<\/strong> <a href=\"#best-for-interest\">Santander 123 Mini Current Account<\/a><\/li><li><strong>Great for no fees:<\/strong> <a href=\"#great-for-no-fees\">Monzo Under 16s<\/a><\/li><li><strong>Good for parental oversight:<\/strong> <a href=\"#good-for-parental-oversight\">Lloyds Bank Smart Start Spending Account<\/a><\/li><li><strong>Best for overseas spending:<\/strong> <a href=\"#best-for-overseas-spending\">Nationwide Building Society FlexOne<\/a><\/li><li><strong>Best for teens:<\/strong> <a href=\"#best-for-teens\">Starling Teen Bank Account (16\/17)<\/a><\/li><\/ul><div class=\"content tableWithFilters\n        \n        \n         best-cards-table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\nvar getEventToListenTo = () => {\n  if (window.matchMedia('(any-hover:none)').matches) {\n    if (window.matchMedia('(max-width: 450px)').matches) {\n      return \"scroll\";\n    }\n  }\n  return \"DOMContentLoaded\";\n};\nvar eventToWatch = getEventToListenTo();\nconst loadFinderScoreModalukfsacur = () => {\n  setTimeout(function(){\n   window.loadOnTheFly.html(\n      'partial', {\n          id: 'finder-score-ukfsa-cur-modal-optimized',\n      },\n      function (response) {\n          document.getElementsByTagName(\"body\")[0].appendChild(response);\n          var modal = document.getElementById('finderScoreModal-ukfsa-cur');\n          var closeButton = modal.querySelector(\"#closeButton\");\n          closeButton.onclick = function (event) {\n            modal.classList.add(\"elementHidden\");\n          };\n          var btnReadMethodology = modal.querySelector(\"#btnReadMethodology\");\n          btnReadMethodology.addEventListener(\"click\", function(e) {\n            modal.classList.add(\"elementHidden\");\n          });\n          window.onclick = function (event) {\n            if (event.target == modal) {\n              modal.classList.add(\"elementHidden\");\n            }\n          };\n      }\n  );\n  },1000);\n  window.removeEventListener(eventToWatch, loadFinderScoreModalukfsacur);\n};\nwindow.addEventListener(eventToWatch, loadFinderScoreModalukfsacur);\nvar showFinderScoreModal = (niche) => {\n  var existCondition = setInterval(function() {\n    const modalLoaded = document.getElementById('finderScoreModal-ukfsa-cur');\n    if (modalLoaded) {\n      clearInterval(existCondition);\n      modalLoaded.classList.remove('elementHidden');\n    }\n  }, 500); \/\/ check every 0.5s\n}\n<\/script><div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"c590b3e5-8d66-4c94-b1f8-010bc161dfe6\" data-template=\"comparison\" data-niche=\"UKFSA-CUR\" data-site=\"UKFSA-CUR\" data-auto-recalculate=\"true\" data-post-country=\"uk\" data-fieldset=\"best_UKFSA-CUR_kids_bank_accounts\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"344959\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFSA-CUR\",\"fieldset\":\"best_UKFSA-CUR_kids_bank_accounts\",\"template\":\"comparison\",\"category_id\":\"c590b3e5-8d66-4c94-b1f8-010bc161dfe6\",\"category_name\":\"Best cards - Kids bank accounts\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778304883}' data-disable-alternative-products=\"true\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"8cdd5b71-04b8-420e-8d5f-a60b78fcd0c7\" data-niche-default-path=\"\/business-banking\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKFSA-CUR\" data-site=\"UKFSA-CUR\" data-table-id=\"3721\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-leadform-modal=\"\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFSA-CUR\",\"fieldset\":\"best_UKFSA-CUR_kids_bank_accounts\",\"template\":\"comparison\",\"category_id\":\"c590b3e5-8d66-4c94-b1f8-010bc161dfe6\",\"category_name\":\"Best cards - Kids bank accounts\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778304883}'><div class=\"comparisonHistory__root\"><\/div><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000003\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukfsa-cur\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"5\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"ef2bfa8f85b5437dfa6d9c712c477285b627ab3777784a2cd4f177cc8239deda\" data-table-record-type=\"product\" data-table-record-ids='[\"e66cddd4-a9c9-43f6-89fc-b556e0b95686\",\"26a65ffe-aeaf-413a-a6cf-06e2b4bc8174\",\"d83f3444-abe0-413a-a3e0-fdb412d8f31b\",\"d885fbac-363e-4d2d-b0fb-12973ff98d13\",\"7888ed60-03fe-4f76-b030-19c3d10aa8d8\"]' data-total-data=\"5\" data-enable-top-filters=\"false\" data-total-product-count=\"5\" data-sponsored-placements=\"0\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-4\"><th data-mobile=\"hide\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"finder_score\" data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Finder Score\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.MONEYFACTS.INCREDIT1_RATE1_AER\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"interest\">\n                                                        Interest (AER)\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.MONEYFACTS.ELIGIBILITY_AGEMINTXT\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"minimum_eligibility_age\">\n                                                        Minimum eligibility age\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature  sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"maximum_eligibility_age\">\n                                                        Maximum eligibility age\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.UKFSA_CUR_KEY_BENEFITS_MF_PLAIN\" class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"incentive\">\n                                                        Incentive\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKFSA-CUR.PRODUCT.UKFSA_CUR_REP_EX\" class=\"comparison-table__feature comparison-table__feature--longtext tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"representative_example\">\n                                                        Representative example\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><\/tr><\/thead><tbody><style>\n\t.rewards-infobox .deals-banner { display:flex; flex-direction: row; border-radius: 16px; border:1px solid #000; overflow: hidden; }\n\t.rewards-infobox .deals-left { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); display:flex; flex-direction: column; align-items:center; justify-content:space-between; position: relative; width: 110px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-left { width: 110px; } }\n\t.rewards-infobox .deals-right { background:#1a50ff; color:#fff; padding: 8px; display:flex; flex-direction: column; gap:2px; justify-content:center; flex: 1; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-right { padding: 8px; } }\n\t.rewards-infobox .deals-phone { position: absolute; top: 8px; left: 12px; }\n\t.rewards-infobox .deals-ends { color:#000; font-weight:800; font-size:12px; line-height:12px; padding:6px 10px; font-style: italic; border-radius: 9999px; display:inline-flex; align-items:center; text-transform: uppercase; display: none; }\n\t.rewards-infobox .deals-ends-text { padding-top: 2px; }\n\t.rewards-infobox .deals-header { display:flex; align-items:center; flex-wrap: nowrap; gap:4px; cursor:pointer; }\n\t.rewards-infobox .deals-amount { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); color:#232320; font-size:32px; line-height:28px; letter-spacing: -0.75px; text-transform: uppercase; padding: 2px 4px 0 2px; border-radius: 4px; font-style: italic; font-weight: bold; font-size: 30px; }\n\t.rewards-infobox .deals-title { color: white; text-transform: uppercase; font-style:italic; font-weight:bold; font-size:16px; flex: 1; }\n\t.rewards-infobox .deals-list { display:flex; flex-direction: column; flex-wrap: wrap; gap:2px; margin: 4px 0 2px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-list { flex-direction: row; row-gap: 4px; column-gap: 20px; } }\n\t.rewards-infobox .deals-step { display:flex; align-items: baseline; gap:4px; }\n\t.rewards-infobox .deals-step-num { background:#FFD23B; color:#000; display:inline-flex; align-items:center; justify-content:center; font-weight:bold; font-style: italic; border-radius:2px; font-size:12px; margin-top:2px; line-height: 12px; padding-top: 2px; min-width: 11px; }\n\t.rewards-infobox .deals-step-text { color:#fff; font-size:12px; line-height:16px; font-weight: bold; }\n\t.rewards-infobox .deals-disclaimer { color:#E8EEFF; font-size:12px; margin-top: 4px; width: fit-content; }\n\t.rewards-infobox .deals-disclaimer a { color:#BFD0FF; text-decoration: underline; font-size: 12px; }\n\t.rewards-infobox .rewards-end-date { font-size: 12px; }\n\t\n\t\t.rewards-infobox .deals-countdown {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tmargin-top: 8px;\n\t\tflex-wrap: wrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__label {\n\t\tcolor: #fff;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\tpadding-right: 6px;\n\t\twhite-space: nowrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__timer {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tgap: 4px;\n\t}\n\n\t.rewards-infobox .deals-countdown__unit {\n\t\tdisplay: inline-flex;\n\t\talign-items: center;\n\t}\n\n\t.rewards-infobox .deals-countdown__value {\n\t\tbackground: #FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; }\n\n\t\t@media (max-width: 600px) {\n\t\t.reward-col-order-3 { grid-row: 3 !important; }\n\t\t.reward-col-order-4 { grid-row: 4 !important; }\n\t\t.reward-col-order-5 { grid-row: 5 !important; }\n\t\t.reward-col-order-6 { grid-row: 6 !important; }\n\t\t.reward-col-order-7 { grid-row: 7 !important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: unset;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr class=\"best-card__attached-row\"><td><h3 id=\"best-for-interest\" class=\"best-card__header\">Best for interest<\/h3><\/td><\/tr><tr data-product-id=\"e66cddd4-a9c9-43f6-89fc-b556e0b95686\" data-provider-id=\"83cae5b3-dd0d-43c0-9732-d62cdaf18112\" data-product-name=\"Santander 123 Mini Current Account\" data-provider-name=\"Santander\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/santander-child-account-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5df0e10735e7a.png\" alt=\"Santander logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5df0e10735e7a.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5df0e10735e7a.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5df0e10735e7a.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5df0e10735e7a.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5df0e10735e7a.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur-kids')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">7.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/santander-child-account-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Santander 123 Mini Current Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_kids_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur-kids')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">7.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"1\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.value.ukfsa_cur_if_empty_0_percent\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        1%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"13\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum eligibility age\">\n                        13\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                     sorter-false\" data-sortvalue=\"17\" data-column-index=\"4\" data-decorator=\"text,global.value.datapoint_uk_na_if_empty_or_zero\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Maximum eligibility age\">\n                        17\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_key_benefits_mf_plain\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Claim a \u00a315 Love2shop voucher when you open a 123 Mini Current Account and gain access to over 80 different retailers. Offer may be withdrawn at any time. T&amp;Cs apply.<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before { display: none; }<\/style><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/santander123miniaccount-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22fieldset%22%3A%22best_UKFSA-CUR_kids_bank_accounts%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22c590b3e5-8d66-4c94-b1f8-010bc161dfe6%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BKids%2Bbank%2Baccounts%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778304883%22%2C%22position%22%3A%221%22%2C%22product_name%22%3A%22Santander%2B123%2BMini%2BCurrent%2BAccount%22%2C%22product_id%22%3A%22e66cddd4-a9c9-43f6-89fc-b556e0b95686%22%2C%22offer_id%22%3A%2217136%22%2C%22post_id%22%3A%22344959%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Apply now for the Santander 123 Mini Current Account\">        Go to site    <\/a><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/santander-child-account-review\" class=\"comparison-table__more-button\" title=\"Read more about Santander 123 Mini Current Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-e66cddd4-a9c9-43f6-89fc-b556e0b95686\" value=\"e66cddd4-a9c9-43f6-89fc-b556e0b95686\" name=\"productID\" _productname=\"Finder score 7.8Great                            Santander 123 Mini Current Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":7.8,\"badges\":[],\"productId\":\"e66cddd4-a9c9-43f6-89fc-b556e0b95686\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-e66cddd4-a9c9-43f6-89fc-b556e0b95686\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">With no minimum age requirement, Santander\u2019s 123 Mini current account lets your child earn interest from the get go. The monthly interest on the account is tiered, but the maximum they can earn is 3% AER on balances over \u00a31,500, up to \u00a32,000. \n<br><br>\nFor children under 13, the account is opened in trust by an adult. When your child reaches 11, you can choose to hand over the account to the child or continue to manage the account until they turn 18. If your child is 13 or older, they can get a contactless debit card or a cash card and manage the account themselves.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__e66cddd4-a9c9-43f6-89fc-b556e0b95686\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__e66cddd4-a9c9-43f6-89fc-b556e0b95686\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tCan be opened from the age of zero\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo monthly fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tInterest paid on balances\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tChoice of debit card and cash card\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tInterest only paid on set amount\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo standard savings account for children\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"great-for-no-fees\" class=\"best-card__header\">Great for no fees<\/h3><\/td><\/tr><tr data-product-id=\"26a65ffe-aeaf-413a-a6cf-06e2b4bc8174\" data-provider-id=\"d6e38f30-245c-4f36-8654-5f6a652c1ddd\" data-product-name=\"Monzo Under 16s\" data-provider-name=\"Monzo\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/64aff8171da0f.png\" alt=\"Monzo logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64aff8171da0f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64aff8171da0f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64aff8171da0f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/64aff8171da0f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/64aff8171da0f.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur-kids')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.3<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Monzo Under 16s<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_kids_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur-kids')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.3<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"0\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.value.ukfsa_cur_if_empty_0_percent\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"6\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum eligibility age\">\n                        6\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                     sorter-false\" data-sortvalue=\"15\" data-column-index=\"4\" data-decorator=\"text,global.value.datapoint_uk_na_if_empty_or_zero\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Maximum eligibility age\">\n                        15\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom\" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_key_benefits_mf_plain\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Incentive\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"comparison-table__product-offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><div>Help them save, with 3.00% AER variable interest - it's calculated daily (and paid monthly), so they'll see even small savings add up over time. \u00a310,000 maximum deposit. Ts&amp;Cs apply.<\/div><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"\" data-column-index=\"6\" data-decorator=\"text,ukfsa-cur.product.ukfsa_cur_rep_ex\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Representative example\"><div class=\"fin-text-dark-blue has-padding-bottom-xsmall\">Ages 6-15. Parents \/ legal guardians require a personal Monzo account to access Monzo for Under 16s. UK residents only. Ts&amp;Cs apply.<\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before { display: none; }<\/style><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/savings-accounts\/monzou16s-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFSA-CUR%22%2C%22fieldset%22%3A%22best_UKFSA-CUR_kids_bank_accounts%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22c590b3e5-8d66-4c94-b1f8-010bc161dfe6%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BKids%2Bbank%2Baccounts%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778304883%22%2C%22position%22%3A%222%22%2C%22product_name%22%3A%22Monzo%2BUnder%2B16s%22%2C%22product_id%22%3A%2226a65ffe-aeaf-413a-a6cf-06e2b4bc8174%22%2C%22offer_id%22%3A%2226005%22%2C%22post_id%22%3A%22344959%22%2C%22post_path%22%3A%22banking%252Fchildrens-banking%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Apply now for the Monzo Under 16s\">        Go to site    <\/a><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/monzo-review\" class=\"comparison-table__more-button\" title=\"Read more about Monzo Under 16s\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-26a65ffe-aeaf-413a-a6cf-06e2b4bc8174\" value=\"26a65ffe-aeaf-413a-a6cf-06e2b4bc8174\" name=\"productID\" _productname=\"Finder score 9.3Excellent                            Monzo Under 16s            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.3,\"badges\":[],\"productId\":\"26a65ffe-aeaf-413a-a6cf-06e2b4bc8174\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-26a65ffe-aeaf-413a-a6cf-06e2b4bc8174\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Monzo for Under 16s has no monthly fees, no transaction fees, no cash withdrawal fees, no fees for paying abroad\u2026.you see where we\u2019re going here. It\u2019s also a feature-rich bank account with interest-earning savings pots, easy transfers between the parent and child accounts, and all the parental controls you would want. \n<br><br>\nKids get their own app, where they can set up savings pots and manage their own money, as well as boost their learning with Monzo\u2019s educational cards.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__26a65ffe-aeaf-413a-a6cf-06e2b4bc8174\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__26a65ffe-aeaf-413a-a6cf-06e2b4bc8174\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFree for every child\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn interest with Savings\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tTheir own neon card\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAccount for kids with controls set by parents\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tParent needs a Monzo account\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tLack of educational features\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"good-for-parental-oversight\" class=\"best-card__header\">Good for parental oversight<\/h3><\/td><\/tr><tr data-product-id=\"d83f3444-abe0-413a-a3e0-fdb412d8f31b\" data-provider-id=\"7229d635-b007-4d5d-801f-205775a1a2f5\" data-product-name=\"Lloyds Bank Smart Start Spending Account\" data-provider-name=\"Lloyds Bank\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/lloyds-current-accounts\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png\" alt=\"Lloyds Bank logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5d1b6eb0513e7.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur-kids')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/lloyds-current-accounts\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Lloyds Bank Smart Start Spending Account<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_kids_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur-kids')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"0\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.value.ukfsa_cur_if_empty_0_percent\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"11\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum eligibility age\">\n                        11\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                     sorter-false\" data-sortvalue=\"15\" data-column-index=\"4\" data-decorator=\"text,global.value.datapoint_uk_na_if_empty_or_zero\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Maximum eligibility age\">\n                        15\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before { display: none; }<\/style><a href=\"https:\/\/www.finder.com\/uk\/current-accounts\/lloyds-current-accounts\" class=\"comparison-table__more-button\" title=\"Read more about Lloyds Bank Smart Start Spending Account\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-d83f3444-abe0-413a-a3e0-fdb412d8f31b\" value=\"d83f3444-abe0-413a-a3e0-fdb412d8f31b\" name=\"productID\" _productname=\"Finder score 8.8Great                            Lloyds Bank Smart Start Spending Account            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"d83f3444-abe0-413a-a3e0-fdb412d8f31b\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-d83f3444-abe0-413a-a3e0-fdb412d8f31b\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">We like that Lloyds\u2019s Smart Start account is a spending and savings account in one. Also that this high street account gives parents complete oversight. So you can keep an eye on your child\u2019s account through your own mobile banking app, and you can rest easy as spending isn\u2019t allowed in over-18 outlets like off-licenses. \n<br><br>\nJust bear in mind that you\u2019ll need a Club Lloyds Current Account in order for your child to have a Smart Start account. As Lloyds is also part of the Lloyds Banking Group, you\u2019ll find that Halifax Smart Start and Bank of Scotland Smart Start accounts have the same features.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__d83f3444-abe0-413a-a3e0-fdb412d8f31b\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__d83f3444-abe0-413a-a3e0-fdb412d8f31b\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo monthly fees\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tSpending controls\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFSCS protected\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tChildren can manage the account online or using the mobile app\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tParent or guardian will need a Club Lloyds Current Account\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo current account or prepaid card for children under 11\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-for-overseas-spending\" class=\"best-card__header\">Best for overseas spending<\/h3><\/td><\/tr><tr data-product-id=\"d885fbac-363e-4d2d-b0fb-12973ff98d13\" data-provider-id=\"bfef86a7-ca8a-40c6-8890-09f7a9626287\" data-product-name=\"Nationwide Building Society FlexOne\" data-provider-name=\"Nationwide BS\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/nationwide-flexone-current-account-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6523df3343a62.png\" alt=\"Nationwide BS logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6523df3343a62.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6523df3343a62.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6523df3343a62.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6523df3343a62.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6523df3343a62.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur-kids')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.3<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/nationwide-flexone-current-account-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Nationwide Building Society FlexOne<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_kids_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur-kids')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.3<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"2\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.value.ukfsa_cur_if_empty_0_percent\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        2%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"11\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum eligibility age\">\n                        11\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                     sorter-false\" data-sortvalue=\"17\" data-column-index=\"4\" data-decorator=\"text,global.value.datapoint_uk_na_if_empty_or_zero\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Maximum eligibility age\">\n                        17\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before { display: none; }<\/style><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/nationwide-flexone-current-account-review\" class=\"comparison-table__more-button\" title=\"Read more about Nationwide Building Society FlexOne\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-d885fbac-363e-4d2d-b0fb-12973ff98d13\" value=\"d885fbac-363e-4d2d-b0fb-12973ff98d13\" name=\"productID\" _productname=\"Finder score 9.3Excellent                            Nationwide Building Society FlexOne            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.3,\"badges\":[],\"productId\":\"d885fbac-363e-4d2d-b0fb-12973ff98d13\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-d885fbac-363e-4d2d-b0fb-12973ff98d13\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Nationwide FlexOne is our top pick for a kids account with no fees for making a payment or withdrawing cash from an ATM while overseas. As your child grows they\u2019ll want to explore more of the world. Be it on a school trip or a post-GCSE holiday, you\u2019ll want to make sure that they can spend their money abroad without any issues. \n<br><br>\nThis account also offers interest on balances and your child can keep it until they\u2019re 23, when they\u2019ll be moved across to a FlexAccount or FlexDirect account.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__d885fbac-363e-4d2d-b0fb-12973ff98d13\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__d885fbac-363e-4d2d-b0fb-12973ff98d13\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAccount is free to open and manage\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFee-free transactions abroad\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tInterest paid on credit balances\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tChoice of cash card or Visa debit card\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tFSCS protection\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tInterest only paid on balances up to \u00a31,000\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tMust be at least 11 to apply\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAccounts for 11 and 12 year olds can only be opened over the phone or at certain branches with a tablet\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo specific app for children\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><tr class=\"best-card__attached-row\"><td><h3 id=\"best-for-teens\" class=\"best-card__header\">Best for teens<\/h3><\/td><\/tr><tr data-product-id=\"7888ed60-03fe-4f76-b030-19c3d10aa8d8\" data-provider-id=\"314efc73-4d15-4e77-9098-5db0e6ace1d5\" data-product-name=\"Starling Teen Bank Account (16\/17 yrs)\" data-provider-name=\"Starling\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-8  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/starling-bank-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/68caa991a58aa.png\" alt=\"Starling logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68caa991a58aa.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68caa991a58aa.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68caa991a58aa.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/68caa991a58aa.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/68caa991a58aa.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur-kids')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/starling-bank-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Starling Teen Bank Account (16\/17 yrs)<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfsa-cur.product.datapoint_finder_score_v2_kids_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfsa-cur-kids')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"0\" data-column-index=\"2\" data-decorator=\"text,ukfsa-cur.value.ukfsa_cur_if_empty_0_percent\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Interest (AER)\">\n                        0%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"16\" data-column-index=\"3\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum eligibility age\">\n                        16\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                     sorter-false\" data-sortvalue=\"17\" data-column-index=\"4\" data-decorator=\"text,global.value.datapoint_uk_na_if_empty_or_zero\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Maximum eligibility age\">\n                        17\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><style>  .comparison-table td.comparison-table__cta [data-heading]:before { display: none; }<\/style><a href=\"https:\/\/www.finder.com\/uk\/starling-bank-review\" class=\"comparison-table__more-button\" title=\"Read more about Starling Teen Bank Account (16\/17 yrs)\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>More info<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000005-7888ed60-03fe-4f76-b030-19c3d10aa8d8\" value=\"7888ed60-03fe-4f76-b030-19c3d10aa8d8\" name=\"productID\" _productname=\"Finder score 9.8Excellent                            Starling Teen Bank Account (16\/17 yrs)            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.8,\"badges\":[],\"productId\":\"7888ed60-03fe-4f76-b030-19c3d10aa8d8\"}'><label class=\"luna-label\" for=\"compare-product-0000000005-7888ed60-03fe-4f76-b030-19c3d10aa8d8\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Starling\u2019s Teen account is specifically designed for 16 and 17 year olds. It does nearly everything Starling\u2019s main current account does, but doesn\u2019t have an overdraft option. It can be set up in minutes through the app and has all the money management tools Starling is known for, including instant notifications, spending insights and dedicated Savings Spaces. \n<br><br>\nAlongside this, your teen can settle payments with friends by sending a payment link directly from their phone, or by using Starling\u2019s \u201cSettle up with Nearby Payments\u201d feature.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__7888ed60-03fe-4f76-b030-19c3d10aa8d8\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__7888ed60-03fe-4f76-b030-19c3d10aa8d8\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAccount is free to open and operate\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tApp is packed with features to help young people better manage their money\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t24\/7 customer support\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAccount can only be operated via the app\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYour teen will need to have a mobile phone\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tOnly available to 16- and 17-year-olds\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - 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Most prepaid accounts will have either a monthly or yearly fee.<\/li><li><strong>Spending limits.<\/strong> Look for cards that let you cap daily spending, set limits for ATM withdrawals or block specific stores.<\/li><li><strong>Shopping online.<\/strong> Consider whether being able to buy online is a benefit or a downside, and opt for a kids\u2019 debit card that can restrict or block online spending if needed.<\/li><\/ul><div class=\"eeQuote box u-rounded--lg source-finder type-expert\">\n    <div class=\"eeQuote__gridContainer\">\n        <div class=\"eeQuote__photoContainer\">\n            <div class=\"eeQuote__startQuoteIcon\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"36\" viewbox=\"0 0 32 28\" fill=\"none\">\n  <path d=\"M13.1114 3.54845C12.05 5.01898 11.1447 6.64935 10.3955 8.43956C9.64624 10.2298 9.24041 11.8282 9.17798 13.2348C10.7389 13.8102 11.9563 14.6733 12.8304 15.8242C13.767 16.975 14.2352 18.3816 14.2352 20.044C14.2352 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Kids can also learn to budget and set goals through innovative apps that effectively gamify money management.<\/p><p>Some cards have monthly fees. These include NatWest\u2019s Rooster Money, GoHenry, Starling Kite and Nimbl. GoHenry is famous for its tools to help children learn about money, with quizzes, rewards, badges and the ability for them to earn money by doing chores. The personalised cards are also fun for children to have. <\/p><p>Starling and Revolut, which are well known as digital-only banking apps for adults, require you to have your own account with them if you\u2019re setting an account up for your child. While Revolut\u2019s Kids &amp; Teens account has no monthly fee, you\u2019ll get an extra level of control over your child\u2019s account if you have one of Revolut\u2019s paid-for accounts yourself.<\/p><p>HyperJar Kids is another option with no monthly fee. Its digital jars let children save money for specific things and set goals, and they can choose names and colours for each. It means they can learn to save and budget without even realising it.\"<\/p>\n\n                <\/div>\n            <\/div>\n\n                            <div class=\"eeQuote__authorInfo\">\n                                            <div class=\"eeQuote__authorPhoto--mobile\">\n                            <figure class=\"eeQuote__photo\">\n                                <img decoding=\"async\" alt=\"Cathy Hudson's headshot\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/03\/cathyhudson_supplied_400x400.jpg\" class=\"avatar avatar-200 photo finder-avatar\" height=\"200\" width=\"200\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/03\/cathyhudson_supplied_400x400.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/03\/cathyhudson_supplied_400x400.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/2025\/03\/cathyhudson_supplied_400x400.jpg?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\">\n 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6.94667 20.3712 9.21468 20.3712 12C20.3712 14.7853 18.1032 17.0533 15.3179 17.0533V17.0565Z\" fill=\"#232320\"><\/path>\n        <path d=\"M10.9808 8.88653C10.5992 8.88653 10.2427 9.03163 9.93043 9.28083C10.1859 9.47956 10.3563 9.78553 10.3563 10.1357C10.3563 10.735 9.8705 11.2208 9.27117 11.2208C9.14184 11.2208 9.02197 11.1955 8.90526 11.1545C8.85163 11.4227 8.82324 11.7066 8.82324 11.9999C8.82324 13.7191 9.78849 15.1165 10.9808 15.1165C12.1732 15.1165 13.1384 13.7222 13.1384 11.9999C13.1384 10.2776 12.1732 8.88338 10.9808 8.88338V8.88653Z\" fill=\"#232320\"><\/path>\n      <\/g>\n      <defs>\n        <clippath id=\"clip0_5290_9827\">\n          <rect width=\"18\" height=\"11.3684\" fill=\"white\" transform=\"translate(3 6.3158)\"><\/rect>\n        <\/clippath>\n      <\/defs>\n    <\/svg>\n  <\/div>\n<\/div>\n                                                    <\/div>\n                                        <div class=\"eeQuote__authorDetails\">\n                                                    <a class=\"eeQuote__authorName\" href=\"https:\/\/www.finder.com\/uk\/author\/cathyhudson\" itemprop=\"url\" target=\"_blank\">\n                                Cathy Hudson\n                            <\/a>\n                                                                            <div class=\"eeQuote__authorTitle\">Money expert<\/div>\n                                            <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n<div itemscope=\"\" itemtype=\"https:\/\/schema.org\/FAQPage\"><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\" id=\"how\" class=\"has-padding-top-small\">How do prepaid debit cards for kids work?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Many debit cards for kids are prepaid cards. You can load money onto them from the parent\u2019s bank account using a mobile app that accompanies the physical card.<\/p><p>A lot of these cards and apps come with extra features, like the ability to see how your child spends their money or the option to pay them <a href=\"https:\/\/www.finder.com\/uk\/pocket-money-apps\">pocket money for doing their chores<\/a>. <\/p><\/div><\/div><\/div><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\" class=\"has-padding-top-small\">At what age can my child get a prepaid debit card?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Prepaid cards can be available <a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/how-old-do-you-have-to-be-to-get-a-debit-card\">for kids as young as 6<\/a>. You can let your child keep their prepaid card as they get older, or help them open a <a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/best-bank-account-for-teens\">current account for teenagers<\/a> when they\u2019ve outgrown the prepaid card.<\/p><\/div><\/div><\/div><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\" class=\"has-padding-top-small\">What\u2019s the difference between a kids\u2019 prepaid debit card and a children\u2019s bank account?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Debit cards are available with both the app-based digital accounts mentioned in this guide, as well as with traditional children\u2019s bank accounts. So the difference is actually between the accounts themselves. <a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/bank-accounts-for-kids\">Children\u2019s bank accounts<\/a> are current accounts, operated by traditional banks in a similar way to <a href=\"https:\/\/www.finder.com\/uk\/current-accounts\">adult current accounts<\/a>, although they don\u2019t have overdrafts and sometimes have spending limits. There\u2019s usually not a fee involved for having the account, and kids can use the accompanying debit card to make purchases and ATM withdrawals. Obviously children will need money in their bank account in order to do this, and you can add funds as a parent, have family members pay monetary gifts in, or they can even have some wages from a part-time job paid in if they\u2019re old enough to be working.<\/p><p>With the app-based accounts, usually run by digital-only providers, the kids\u2019 debit cards are prepaid, so you\u2019ll have to load money onto them. Often it\u2019s only the account owner, which is the parent, who can do this. There\u2019s sometimes a subscription fee associated with these accounts, but in return you get more digital features and innovative ways to manage the account through the app (including parental controls and digital notifications), than you would with a traditional children\u2019s bank account. This type of digital account plus card is also available for kids who might be too young to open a traditional bank account.<\/p><p><a href=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/08\/kid-debit-card.png\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/08\/kid-debit-card.png\" alt=\"Kid debit cards\" width=\"600\" height=\"1247\" class=\"aligncenter size-full wp-image-277921\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/08\/kid-debit-card.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/08\/kid-debit-card.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/08\/kid-debit-card.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/08\/kid-debit-card.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/08\/kid-debit-card.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2020\/08\/kid-debit-card.png?fit=1800 1800w\" sizes=\"(max-width: 1800px) 100vw, 1800px\" loading=\"lazy\"><\/a><\/p><\/div><\/div><\/div><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\" class=\"has-padding-top-small\">Can I get a credit card for my child?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>You have to be 18 to get a credit card in the UK, so it won\u2019t be possible for your child to have one. However, parents can get a prepaid card (like the ones outlined in this guide) for children as young as 6. Another option is to set up a <a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/bank-accounts-for-kids\">children\u2019s bank account<\/a>, as these often come with a debit card or a cash card that kids can use from around the age of 11.<\/p><\/div><\/div><\/div><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\" id=\"pros\" class=\"has-padding-top-small\">What are the pros and cons of prepaid debit cards for kids?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Before you get a debit card for your child, consider these features and drawbacks:<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li><strong>Control.<\/strong> Keep track of your child's spending online and cap the daily limit as you see fit.<\/li>\n                                    <li><strong>Security.<\/strong> You can monitor your child's spending in the mobile app and see where they're shopping.<\/li>\n                                    <li><strong>Safety.<\/strong> Because you can quickly and easily lock the debit card if it's misplaced, debit cards are often safer than carrying cash.<\/li>\n                                    <li><strong>Good practice.<\/strong> Using a debit card will teach your child how money works digitally, as well as create good budgeting habits.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li><strong>Not a current account.<\/strong> These types of debit cards are prepaid cards and not actual current accounts.<\/li>\n                                    <li><strong>Not good for large purchases.<\/strong> The spending limits on these prepaid debit cards for kids are generally much lower than those found on traditional adult debit cards.<\/li>\n                                    <li><strong>Account fees.<\/strong> Many of these cards and their associated apps come with a monthly or annual fee.<\/li>\n                                    <li><strong>No interest.<\/strong> These types of prepaid accounts usually don't pay interest.<\/li>\n                                    <li><strong>Age limits.<\/strong> Each debit card or app can set its own age limit.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<\/div><\/div><\/div><\/div><h3 id=\"customer-satisfaction\">Kids\u2019 prepaid cards customer satisfaction league table 2026<\/h3><table class=\"luna-table customer-satisfaction\" id=\"customer-satisfaction\"><thead class=\"luna-table__header\"><tr><th scope=\"col\" class=\"u-1\/5@s\">Brand<\/th><th scope=\"col\">Customers who\u2019d recommend<\/th><th scope=\"col\" class=\"is-hidden is-visible@m\">Details<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\" data-brand=\"nimbl\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/nimbl-review\">Nimbl<\/a><\/th><td>95%<\/td><td>Parents find <a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/nimbl-review\">Nimbl<\/a> very easy to set up and value the effective parental control features. It is frequently recommended for teaching children money management skills.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"revolut\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/revolut-junior-review\">Revolut Kids &amp; Teens<\/a><\/th><td>94%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/revolut-junior-review\">Revolut Kids &amp; Teens<\/a> is highly valued for its easy-to-use interface and seamless integration. Reviewers also appreciate that it offers a reliable, fee-free option.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"roostermoney\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/roostermoney-review\">NatWest Rooster Money<\/a><\/th><td>93%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/roostermoney-review\">NatWest Rooster Money<\/a> is consistently praised for making financial education fun through chore tracking. Families find the app simple to navigate and highly reliable.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"monzo\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/monzo-under-16s\">Monzo for Under 16s<\/a><\/th><td>91%<\/td><td>The <a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/monzo-under-16s\">Monzo for Under 16s<\/a> app is frequently described as intuitive and a great way to monitor spending. Many parents prefer it because it is free to use.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"starling\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/starling-kite-debit-card-for-kids\">Starling Kite<\/a><\/th><td>89%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/starling-kite-debit-card-for-kids\">Starling Kite<\/a> is a popular choice due to its lack of monthly fees and excellent parental control tools. Reviewers also highlight how easy the app is to use.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"gohenry\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/kids-banking\/gohenry-review\">GoHenry<\/a><\/th><td>87%<\/td><td><a href=\"https:\/\/www.finder.com\/uk\/banking\/kids-banking\/gohenry-review\">GoHenry<\/a> is widely praised for its educational tools and for giving children independence. However, many users find the monthly subscription fees to be quite high.<\/td><\/tr><tr><th scope=\"row\" data-brand=\"osper\"><a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/osper-review\">Osper<\/a><\/th><td>81%<\/td><td>Users appreciate <a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/osper-review\">Osper<\/a> for its simple navigation and the sense of freedom it gives children. The brand is also noted for providing innovative and trustworthy features.<\/td><\/tr><\/tbody><\/table><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Customer satisfaction scores methodology<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">We asked people who\u2019d used a kids\u2019 prepaid card within the previous 12 months to rate their satisfaction with the service they received and whether they\u2019d recommend the provider to a friend. Our independent survey of 572 kids\u2019 prepaid card customers was carried out in February 2026.<p>We have shown the percentage recommended score in the table above and used these ratings to decide the winners of our awards. Where there was a draw on the \u201cwould recommend percentage\u201d, we used the overall rating out of 5 as a tie-breaker.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><h3>Which factors are most important in a kids\u2019 prepaid card?<\/h3><p>As part of our <a href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\/finder-kids-cards-customer-satisfaction-awards-2025\">customer satisfaction survey<\/a>, we received feedback from customers on the elements they value most in a card for children. Below, you can see the results of this analysis, highlighting the most important factors when you\u2019re looking for the best kids\u2019 prepaid card or debit card.<\/p><table class=\"luna-table has-margin-bottom-large\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Ranking<\/th><th scope=\"col\">Kids\u2019 card factor<\/th><th scope=\"col\">% of customers it\u2019s a priority for<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><th scope=\"row\">1<\/th><td>Ease of use and accessibility<\/td><td>42.5%<\/td><\/tr><tr><th scope=\"row\">2<\/th><td>Fees and charges<\/td><td>8.8%<\/td><\/tr><tr><th scope=\"row\">3<\/th><td>Teaching tools and learning features<\/td><td>7.8%<\/td><\/tr><tr><th scope=\"row\">4<\/th><td>Customer service and support<\/td><td>7.5%<\/td><\/tr><tr><th scope=\"row\">5<\/th><td>App quality and digital technology<\/td><td>7.5%<\/td><\/tr><tr><th scope=\"row\">6<\/th><td>Trust and transparency<\/td><td>4.4%<\/td><\/tr><tr><th scope=\"row\">7<\/th><td>Security and safety<\/td><td>3.1%<\/td><\/tr><tr><th scope=\"row\">8<\/th><td>Parental controls and spending limits<\/td><td>2.5%<\/td><\/tr><tr><th scope=\"row\">9<\/th><td>Speed and efficiency<\/td><td>1.6%<\/td><\/tr><tr><th scope=\"row\">10<\/th><td>Money management and child autonomy<\/td><td>1.6%<\/td><\/tr><\/tbody><\/table><h3>Bottom line<\/h3><p>Prepaid kids\u2019 debit cards with apps to control them are a great way for kids to learn how to manage their money and make it fun and accessible. GoHenry is probably the best known but there are a range of alternatives you can consider. Read our guide to GoHenry and similar alternatives to find out more. <\/p><p>If you would prefer your child to have an account with a fuller range of banking features or one just for savings visit our guides to current accounts for children and savings accounts for children.<\/p><div id=\"report3\"><article id=\"report\" class=\"luna-card luna-card--alt\">\n<div class=\"luna-card__block has-margin-xsmall\">\n<div class=\"u-grid u-grid--alignMiddle\">\n<div class=\"u-grid__col u-1\/3@s text-center u-grid__col--orderLast@s\"><img decoding=\"async\" class=\"has-padding-top-xsmall has-padding-bottom-xsmall\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/08\/Finder_financial_education_report1_cover.png\" width=\"250\" alt=\"Finder whitepaper cover\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/08\/Finder_financial_education_report1_cover.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/08\/Finder_financial_education_report1_cover.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/08\/Finder_financial_education_report1_cover.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/08\/Finder_financial_education_report1_cover.png?fit=750 750w\" sizes=\"(max-width: 750px) 100vw, 750px\" loading=\"lazy\"><\/div>\n<div class=\"u-grid__col u-2\/3@s u-grid__col--orderFirst@s\">\n<h3 data-toc=\"false\">Financial education: Are parents equipped to fill the gap?<\/h3>\nFinder published a paper in August 2023 exploring financial education in the UK and how parents are stepping in to teach their children about money. The report includes the findings of our survey of 1,007 of UK adults with children either at primary or secondary school, and insights from teachers, an academic and experts at GoHenry, HyperJar and All Things Money.\n<div class=\"has-padding-top-xsmall\">\n<a href=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/11\/finder_financial_education_report.pdf\" class=\"luna-button luna-button--primary luna-button--large luna-button--fluid has-margin-bottom-xsmall\" target=\"_blank\" rel=\"noopener noreferrer\">Download your free copy<\/a>\n<div class=\"text-center\">\n<div class=\"js-socialShareModal__button socialShareModal socialShareModal--primary socialShareModal--withText\" style=\"margin: 0px auto 10px; display: inline-block;\">\n<button type=\"button\" class=\"luna-button js-modal-trigger\" data-modal-id=\"modal-5fdb53c41311e\" style=\"background-color: #232230; border: 1px solid #232320; border-radius: 12px;\"><span style=\"display: 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class=\"luna-icon footer__socialIconF1 no-padding-right\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" width=\"24\" style=\"fill: #232320;\"><use xlink:href=\"#icon-facebook\"><\/use><\/svg>\n<\/span>\n<span class=\"luna-list__content\" data-social-channel=\"\">Facebook<\/span>\n<\/a>\n<\/li>\n<li class=\"luna-list__item\">\n<a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/www.finder.com\/uk\/debit-cards-for-kids#report3\" data-sharebutton=\"\" target=\"_blank\" rel=\"noopener noreferrer\">\n<span class=\"luna-list__prefix\">\n<svg class=\"luna-icon footer__socialIconF1 no-padding-right\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" width=\"24\" style=\"fill: #232320;\"><use xlink:href=\"#icon-linkedin\"><\/use><\/svg>\n<\/span>\n<span class=\"luna-list__content\" data-social-channel=\"\">LinkedIn<\/span>\n<\/a>\n<\/li>\n<li class=\"luna-list__item\">\n<div class=\"socialShareModal__copy\" data-children-count=\"2\">\n<div class=\"luna-inset luna-inset--small\" data-sharebutton=\"\" data-children-count=\"1\">\n<input readonly class=\"luna-input\" type=\"text\" value=\"https:\/\/www.finder.com\/uk\/debit-cards-for-kids#report3\" data-social-link=\"\"><button class=\"luna-inset__action\" type=\"button\" data-social-channel=\"\" data-children-count=\"0\">Copy<\/button>\n<\/div>\n<input readonly class=\"luna-input\" type=\"text\" value=\"https:\/\/www.finder.com\/uk\/debit-cards-for-kids#report3\" data-sharebutton-copy-link=\"\">\n<span class=\"luna-form__feedback\">Copied to clipboard<\/span>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<script src=\"https:\/\/cdn.finder.com.au\/parent-theme\/shortcodes\/modal\/42fea\/bundle.js\" defer><\/script>\n<\/div>\n<\/div>\n<p>All the content may be republished with a link to <a href=\"https:\/\/www.finder.com\/uk\/debit-cards-for-kids#report3\" class=\"fin-text-navy\"><strong>this page<\/strong><\/a><br>\n<a class=\"text-x-small fin-text-navy\" href=\"https:\/\/www.finder.com\/uk\/media\">Press enquiries<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article><\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Kids' banking: Can traditional banks catch up with the fintechs?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><div id=\"report2\"><article id=\"report\" class=\"luna-card luna-card--alt\">\n<div class=\"luna-card__block has-margin-xsmall\">\n<div class=\"u-grid u-grid--alignMiddle\">\n<div class=\"u-grid__col u-1\/3@s text-center u-grid__col--orderLast@s\"><img decoding=\"async\" class=\"has-padding-top-xsmall has-padding-bottom-xsmall\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/11\/kids_banking_cover_2022.png\" width=\"250\" alt=\"Finder whitepaper cover\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/11\/kids_banking_cover_2022.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/11\/kids_banking_cover_2022.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/11\/kids_banking_cover_2022.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2022\/11\/kids_banking_cover_2022.png?fit=750 750w\" sizes=\"(max-width: 750px) 100vw, 750px\" loading=\"lazy\"><\/div>\n<div class=\"u-grid__col u-2\/3@s u-grid__col--orderFirst@s\">\n<h3 data-toc=\"false\">Kids' banking: Can traditional banks catch up with the fintechs?<\/h3>\nFinder published a paper in November 2022 exploring how both pocket money apps and traditional banks are adapting and innovating to meet the demands of parents and the younger generation. The report includes the findings of our survey of 2,004 UK adults, and insights from experts at GoHenry, Canvas8, Hyperjar, Revolut, Nationwide Building Society and Lloyds Bank.\n<div class=\"has-padding-top-xsmall\">\n<a href=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/11\/kids_banking_2022.pdf\" class=\"luna-button luna-button--primary luna-button--large luna-button--fluid has-margin-bottom-xsmall\" target=\"_blank\" rel=\"noopener noreferrer\">Download your free copy<\/a>\n<div class=\"text-center\">\n<div class=\"js-socialShareModal__button socialShareModal socialShareModal--primary socialShareModal--withText\" style=\"margin: 0px auto 10px; display: inline-block;\">\n<button type=\"button\" class=\"luna-button js-modal-trigger\" data-modal-id=\"modal-5fdb53c41311e\" style=\"background-color: #232230; border: 1px solid #232320; border-radius: 12px;\"><span style=\"display: block;\">Share<\/span><\/button>\n<div class=\"modal-root\">\n<link rel=\"stylesheet\" 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class=\"luna-list__prefix\">\n<svg class=\"luna-icon footer__socialIconF1 no-padding-right\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" width=\"24\" style=\"fill: #232320;\"><use xlink:href=\"#icon-facebook\"><\/use><\/svg>\n<\/span>\n<span class=\"luna-list__content\" data-social-channel=\"\">Facebook<\/span>\n<\/a>\n<\/li>\n<li class=\"luna-list__item\">\n<a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/www.finder.com\/uk\/debit-cards-for-kids#report2\" data-sharebutton=\"\" target=\"_blank\" rel=\"noopener noreferrer\">\n<span class=\"luna-list__prefix\">\n<svg class=\"luna-icon footer__socialIconF1 no-padding-right\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" width=\"24\" style=\"fill: #232320;\"><use xlink:href=\"#icon-linkedin\"><\/use><\/svg>\n<\/span>\n<span class=\"luna-list__content\" data-social-channel=\"\">LinkedIn<\/span>\n<\/a>\n<\/li>\n<li class=\"luna-list__item\">\n<div class=\"socialShareModal__copy\" data-children-count=\"2\">\n<div class=\"luna-inset luna-inset--small\" data-sharebutton=\"\" data-children-count=\"1\">\n<input readonly class=\"luna-input\" type=\"text\" value=\"https:\/\/www.finder.com\/uk\/debit-cards-for-kids#report2\" data-social-link=\"\"><button class=\"luna-inset__action\" type=\"button\" data-social-channel=\"\" data-children-count=\"0\">Copy<\/button>\n<\/div>\n<input readonly class=\"luna-input\" type=\"text\" value=\"https:\/\/www.finder.com\/uk\/debit-cards-for-kids#report2\" data-sharebutton-copy-link=\"\">\n<span class=\"luna-form__feedback\">Copied to clipboard<\/span>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<script src=\"https:\/\/cdn.finder.com.au\/parent-theme\/shortcodes\/modal\/42fea\/bundle.js\" defer><\/script>\n<\/div>\n<\/div>\n<p>All the content may be republished with a link to <a href=\"https:\/\/www.finder.com\/uk\/debit-cards-for-kids#report2\" class=\"fin-text-navy\"><strong>this page<\/strong><\/a><br>\n<a class=\"text-x-small fin-text-navy\" href=\"https:\/\/www.finder.com\/uk\/media\">Press enquiries<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article><\/div><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">When pocket money goes digital: How the children's account sector is evolving<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><div id=\"apps-report\"><article id=\"report\" class=\"luna-card luna-card--alt\">\n<div class=\"luna-card__block has-margin-xsmall\">\n<div class=\"u-grid u-grid--alignMiddle\">\n<div class=\"u-grid__col u-1\/3@s text-center u-grid__col--orderLast@s\"><img decoding=\"async\" class=\"has-padding-top-xsmall has-padding-bottom-xsmall\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2021\/08\/kids_banking_wp_froncover_600x848.png\" width=\"250\" alt=\"Finder whitepaper cover\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2021\/08\/kids_banking_wp_froncover_600x848.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2021\/08\/kids_banking_wp_froncover_600x848.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2021\/08\/kids_banking_wp_froncover_600x848.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2021\/08\/kids_banking_wp_froncover_600x848.png?fit=750 750w\" sizes=\"(max-width: 750px) 100vw, 750px\" loading=\"lazy\"><\/div>\n<div class=\"u-grid__col u-2\/3@s u-grid__col--orderFirst@s\">\n<h3 data-toc=\"false\">When pocket money goes digital: How the children's account sector is evolving<\/h3>\nFinder published a paper in August 2021 exploring how kids are using banking and pocket money apps to manage their money and learn about personal finance. The report includes the findings of our survey of 1,000 children aged 10 to 15, and insights from experts at Canvas8, gohenry, Manchester Metropolitan University, Nationwide Building Society, nimbl and Starling.\n<div class=\"has-padding-top-xsmall\">\n<a href=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/11\/kids_banking_2021.pdf\" class=\"luna-button luna-button--primary luna-button--large luna-button--fluid has-margin-bottom-xsmall\" target=\"_blank\" rel=\"noopener noreferrer\">Download your free copy<\/a>\n<div class=\"text-center\">\n<div class=\"js-socialShareModal__button socialShareModal socialShareModal--primary socialShareModal--withText\" style=\"margin: 0px auto 10px; display: inline-block;\">\n<button type=\"button\" class=\"luna-button js-modal-trigger\" data-modal-id=\"modal-5fdb53c41311e\" style=\"background-color: #232230; border: 1px solid #232320; border-radius: 12px;\"><span style=\"display: block;\">Share<\/span><\/button>\n<div class=\"modal-root\">\n<link rel=\"stylesheet\" href=\"https:\/\/cdn.finder.com.au\/parent-theme\/shortcodes\/modal\/42fea\/bundle.css\">\n<link rel=\"stylesheet\" href=\"https:\/\/cdn.finder.com.au\/parent-theme\/shortcodes\/social-share-modal\/social-share-modal.9800677a31f3bf38e782.css?ver=5.4.4\">\n<section class=\"js-modal luna-modal--animated\" aria-hidden=\"true\" role=\"dialog\" id=\"modal-5fdb53c41311e\" aria-labelledby=\"modal-5fdb53c41311e-heading\" aria-describedby=\"modal-5fdb53c41311e-content\" tabindex=\"-1\" data-should-animate=\"true\">\n<div class=\"luna-modal__content\">\n<button class=\"luna-modal__close js-modal-close\" type=\"button\" aria-label=\"Close modal\">\n<svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#close\"><\/use><\/svg><\/button>\n<div class=\"luna-modal__body\" id=\"modal-5fdb53c41311e-content\">\n<div class=\"luna-modal__wrapper\">\n<span id=\"modal-5fdb53c41311e-heading\" class=\"modal-heading\"><\/span>\n<h4 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class=\"luna-list__prefix\">\n<svg class=\"luna-icon footer__socialIconF1 no-padding-right\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" width=\"24\" style=\"fill: #232320;\"><use xlink:href=\"#icon-facebook\"><\/use><\/svg>\n<\/span>\n<span class=\"luna-list__content\" data-social-channel=\"\">Facebook<\/span>\n<\/a>\n<\/li>\n<li class=\"luna-list__item\">\n<a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/www.finder.com\/uk\/debit-cards-for-kids#apps-report\" data-sharebutton=\"\" target=\"_blank\" rel=\"noopener noreferrer\">\n<span class=\"luna-list__prefix\">\n<svg class=\"luna-icon footer__socialIconF1 no-padding-right\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" width=\"24\" style=\"fill: #232320;\"><use xlink:href=\"#icon-linkedin\"><\/use><\/svg>\n<\/span>\n<span class=\"luna-list__content\" data-social-channel=\"\">LinkedIn<\/span>\n<\/a>\n<\/li>\n<li class=\"luna-list__item\">\n<div class=\"socialShareModal__copy\" data-children-count=\"2\">\n<div class=\"luna-inset luna-inset--small\" data-sharebutton=\"\" data-children-count=\"1\">\n<input readonly class=\"luna-input\" type=\"text\" value=\"https:\/\/www.finder.com\/uk\/debit-cards-for-kids#apps-report\" data-social-link=\"\"><button class=\"luna-inset__action\" type=\"button\" data-social-channel=\"\" data-children-count=\"0\">Copy<\/button>\n<\/div>\n<input readonly class=\"luna-input\" type=\"text\" value=\"https:\/\/www.finder.com\/uk\/debit-cards-for-kids#apps-report\" data-sharebutton-copy-link=\"\">\n<span class=\"luna-form__feedback\">Copied to clipboard<\/span>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<script src=\"https:\/\/cdn.finder.com.au\/parent-theme\/shortcodes\/modal\/42fea\/bundle.js\" defer><\/script>\n<\/div>\n<\/div>\n<p>All the content may be republished with a link to <a href=\"https:\/\/www.finder.com\/uk\/debit-cards-for-kids#apps-report\" class=\"fin-text-navy\"><strong>this page<\/strong><\/a><br>\n<a class=\"text-x-small fin-text-navy\" href=\"https:\/\/www.finder.com\/uk\/media\">Press enquiries<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article><\/div><\/div>\n  <\/div>\n<\/li><\/ul><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">When should I give my child a debit card?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>This is completely up to you and your individual experience. You might consider giving your child a debit card when:<\/p><ul><li>They start going out with their friends without adults around.<\/li><li>They start secondary school, or if they take public transport to get to school.<\/li><li>They start wanting or needing to buy things when you\u2019re not with them.<\/li><\/ul><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Can I reverse a transaction?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Fraudulent transactions, including those where a thief stole and used the card or where the seller didn\u2019t deliver what they promised, can often be reversed by contacting the card company.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">What if my child makes a transaction I'm not happy with?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You can\u2019t request that the card company reverses a transaction unless you can prove the transaction was fraudulent. But you can keep an eye on your child\u2019s spending via the card\u2019s accompanying mobile app. And in many cases, cards can be frozen from the app so that your child can\u2019t continue to spend if you aren\u2019t happy with their purchases.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000006\" data-toggle=\"collapse\" data-target=\"#accordion0000000006\">\n        <span class=\"luna-accordion__title\">What happens if the debit card is lost or stolen?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000006\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>If your child\u2019s debit card is definitely lost or stolen you need to contact the account provider to cancel the existing card and order a replacement. Some of the app-based accounts will also let you freeze the card via the app if it\u2019s lost, and then you can unfreeze it if you find it again.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000007\" data-toggle=\"collapse\" data-target=\"#accordion0000000007\">\n        <span class=\"luna-accordion__title\">What happens when my child turns 18?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000007\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>If the kids\u2019 account and debit card you\u2019ve signed up to has an age limit of 18, then your child will no longer qualify to use it when they reach adulthood. But rather than a blunt cut-off point on their birthday, they\u2019ll usually be able to use the debit card until it reaches its expiry date (and then it won\u2019t be renewed). At that point you\u2019ll also need to contact the provider to cancel the account, especially if you\u2019re paying a subscription fee for it.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000008\" data-toggle=\"collapse\" data-target=\"#accordion0000000008\">\n        <span class=\"luna-accordion__title\">Is a credit check needed?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000008\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You won\u2019t need a credit check for most of these app-based kids\u2019 accounts and prepaid debit cards. However, providers are likely to do an ID check to verify your identity and address, in order to issue and send you the payment card.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000009\" data-toggle=\"collapse\" data-target=\"#accordion0000000009\">\n        <span class=\"luna-accordion__title\">Are these accounts safe?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000009\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>These types of app-based kids\u2019 accounts and prepaid debit cards are often operated by financial providers that are not licensed banks, so they are not specifically covered by the <a href=\"https:\/\/www.finder.com\/uk\/banking\/what-is-the-fscs\">Financial Services Compensation Scheme<\/a>.<\/p><p>However, in order to offer these types of financial products the providers will need to be registered and regulated in the UK, which means they are obligated to ring-fence and safeguard customer funds (usually by holding them on trust at a licensed bank).<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000010\" data-toggle=\"collapse\" data-target=\"#accordion0000000010\">\n        <span class=\"luna-accordion__title\">Do children pay tax on savings interest?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000010\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>No, although if they earn more than \u00a3100 in interest from money given to them by a parent, the parent will need to pay tax on it if it\u2019s above their personal savings allowance.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000011\" data-toggle=\"collapse\" data-target=\"#accordion0000000011\">\n        <span class=\"luna-accordion__title\">Which are the best options for paying pocket money into?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000011\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>As prepaid kids\u2019 debit cards can be taken out for children from the age of six, these are the only options for children this young. They need to be at least 11 to get a child\u2019s current account. Santander\u2019s 123 Mini current account can be taken out for children younger than this but they can only get a cash or debit card once they\u2019re 13.<\/p><\/div>\n  <\/div>\n<\/li><\/ul>\n\n\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000006\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000006\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Support your child&#8217;s financial knowledge and teach them important real-life money skills in a safe and controlled way with a kids&#8217; debit card.<\/p>\n","protected":false},"author":1329,"featured_media":345435,"parent":17093,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-nb-table-with-filters.php","meta":{"footnotes":""},"tags":[2565,50939],"class_list":["post-344959","page","type-page","status-publish","has-post-thumbnail","hentry","tag-latest-3","tag-uk-money-email"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best bank cards for kids: Debit and prepaid cards<\/title>\n<meta name=\"description\" content=\"In this children&#039;s banking guide, you&#039;ll discover the best banking options available to under-18s in the UK.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Compare bank cards for kids\" \/>\n<meta property=\"og:description\" content=\"In this children&#039;s banking guide, you&#039;ll discover the best banking options available to under-18s in the UK.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/uk\/banking\/childrens-banking\" \/>\n<meta property=\"og:site_name\" content=\"Finder UK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/findercomuk\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2020\/10\/ChildrensBankng_YoungGirl_onlineshopping_GettyImages_450x250.png\" \/>\n\t<meta property=\"og:image:width\" content=\"450\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" 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