{"id":20227,"date":"2017-06-06T14:17:37","date_gmt":"2017-06-06T13:17:37","guid":{"rendered":"http:\/\/www.finder.com\/uk\/?page_id=20227"},"modified":"2026-05-11T05:42:05","modified_gmt":"2026-05-11T04:42:05","slug":"buy-to-let-mortgages","status":"publish","type":"page","link":"https:\/\/www.finder.com\/uk\/mortgages\/buy-to-let-mortgages","title":{"rendered":"Compare the best buy-to-let mortgage rates UK 2026"},"content":{"rendered":"
We compare brands including:<\/div>\n\n
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\n\"Post\n<\/div>\n<\/div>\n
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\n\"NatWest\n<\/div>\n<\/div>\n
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\n\"Barclays\n<\/div>\n<\/div>\n
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\n\"Halifax\n<\/div>\n<\/div>\n
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\n\"HSBC\n<\/div>\n<\/div>\n
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\n\"Molo\n<\/div>\n<\/div>\n
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\n\"Skipton\n<\/div>\n<\/div>\n
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\n\"TSB\n<\/div>\n<\/div>\n<\/div>\n\n
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.<\/div><\/article>

How do buy-to-let mortgages work?<\/h3>

Buy-to-let mortgages work in a similar way to a standard mortgage. However, lenders tend to view them as higher risk, so you might need to meet stricter criteria to qualify. When deciding how much you can borrow, lenders will look at how much rent the property can generate rather than just what you can afford in repayments. Most lenders will also require you to have a minimum annual income.<\/p>

Buy-to-let mortgages usually require a higher minimum deposit \u2013 typically around 20% \u2013 and the fees and interest rates are typically higher than on conventional residential mortgages.<\/p>

How to compare deals<\/h3>

It is important to take your time and research different mortgage lenders and different mortgage deals to make sure you get the best deal for your circumstances. Here are some common ways to compare buy-to-let mortgages.<\/p>