{"id":131196,"date":"2018-10-08T11:28:23","date_gmt":"2018-10-08T10:28:23","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=131196"},"modified":"2026-02-18T03:54:36","modified_gmt":"2026-02-18T03:54:36","slug":"mini","status":"publish","type":"page","link":"https:\/\/www.finder.com\/uk\/car-insurance\/mini","title":{"rendered":"MINI car insurance rates"},"content":{"rendered":"<p>It\u2019s a legendary car that swept Britain off its dancing feet in the swinging \u201960s and today remains as popular as ever. So if you\u2019re after one of these iconic cars, then read on to see how much it could cost to insure.<\/p><h3 id=\"what_s_the_average_insurance_cost_for_a_mini\">What\u2019s the average insurance cost for a MINI?<\/h3><p>The average cost of popular MINI models are:<\/p><ul><li><strong>MINI Cooper:<\/strong> \u00a3600 per year.<\/li><li><strong>MINI Countryman:<\/strong> \u00a3430 per year.<\/li><li><strong>MINI One:<\/strong> \u00a3715 per year.<\/li><\/ul><p>However, the cost of insurance for a MINI varies depending on the model you choose, your location, your driving history and many other factors. You may expect to pay a higher premium for one of MINI\u2019s more stylish and luxurious models.<\/p><p>Using a specific profile, we ran quotes to find the average insurance cost of a MINI One, one of the UK\u2019s most popular models, and found it to be \u00a3715 a year or \u00a365 a month. This is for fully comprehensive cover and no optional extras. Your actual cost could be more or less depending on the model you choose, your age, driving record and location, the number of miles you drive in a year as well as other factors.<\/p><p>Some of the other variables that affect the price of insurance include your the year, model and trim package of your MINI, how likely it is of being stolen and how costly it is to repair or replace.<\/p><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">How we got this rate<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>To determine our example insurance cost, we aggregated quotes from insurance companies using this profile:<\/p><ul class=\"list-1\"><li>2018 MINI One<\/li><li>The driver is a 30-year-old teacher<\/li><li>The driver is single and owns a home in Greater London<\/li><li>Manual transmission<\/li><li>Petrol<\/li><li>An average of 10,000 mileage per year<\/li><li>Factory-fitted Thatcham-approved alarm system<\/li><li>The car is used for social, domestic and commuting purposes<\/li><li>The car is not modified<\/li><li>The car is parked in a car park during the day<\/li><li>The car is parked on a driveway at night<\/li><li>Five years\u2019 no-claims discount<\/li><li>No driving or other convictions for the past 5 years<\/li><\/ul><\/div>\n  <\/div>\n<\/li><\/ul><h3 id=\"what_insurance_group_is_a_mini\">What insurance group is a MINI?<\/h3><p>The general insurance groups of popular MINI models are:<\/p><ul><li><strong>MINI Hatchback:<\/strong> Insurance groups 11 to 33.<\/li><li><strong>MINI Clubman:<\/strong> Insurance groups 12 to 40.<\/li><li><strong>MINI One:<\/strong> Insurance group 13.<\/li><li><strong>MINI Convertible:<\/strong> Insurance groups 16 to 33.<\/li><li><strong>MINI Cooper S:<\/strong> Insurance groups 18 to 36.<\/li><\/ul><p>However, the insurance group of your MINI will depend on its specific make and model with <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/insurance-groups\/car-insurance-group-1\">one generally being the cheapest<\/a> and fifty the most expensive.<\/p><h3>Find your MINI model<\/h3><div class=\"az-listing js-az-listing\">\n    <div class=\"hide-mobile\">\n        <div class=\"az-listing__nav\">\n                    <div class=\"az-listing__nav-letter\">\n                                   #\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   A\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   B\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#C\"> C <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   D\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   E\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   F\n                            <\/div>\n                  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                     N\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   <a class=\"az-listing__nav-letter--active\" href=\"#O\"> O <\/a>\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   P\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   Q\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   R\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   S\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   T\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   U\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   V\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   W\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   X\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   Y\n                            <\/div>\n                    <div class=\"az-listing__nav-letter\">\n                                   Z\n                            <\/div>\n                <\/div>\n        <hr>\n    <\/div>\n        <div class=\"az-listing__items\">\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"C\" class=\"az-listing__header\">\n                C\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/mini\/mini-clubman-insurance-group\"> Clubman <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/mini\/mini-cooper-insurance-group\"> Cooper <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/mini\/mini-cooper-s-insurance-group\"> Cooper S <\/a>\n                <\/li>\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/mini\/mini-countryman-insurance-group\"> Countryman <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n                <div class=\"az-listing__group az-listing__group--vertical\">\n            <div id=\"O\" class=\"az-listing__header\">\n                O\n            <\/div>\n            <ul class=\"az-listing__list\">\n                                <li class=\"az-listing__item\">\n                    <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/mini\/mini-one-insurance-group\"> One <\/a>\n                <\/li>\n                            <\/ul>\n        <\/div>\n            <\/div>\n        <\/div>\n\n\n \n\n\n<style>\n#newsletter-signup { overflow-x: clip; }\n.newsletter-signupImageHolder { width: 20%; flex-basis: 20%; flex-grow: inherit; min-width: 70px; max-width: 80px !important; position: relative; }\n.newsletter-signupImage { width: 74px; min-width: 74px; position: absolute; bottom: 0; right: 0; padding-right: 8px; }\n.newsletter-signupGrid { padding-bottom: 0 !important; }\n.newsletter-signupHeader { color: #232320; font-size: 1.2em; margin-bottom: 0; line-height: 24px; 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class=\"u-grid u-grid--noWrap u-grid--alignMiddle u-grid--gutterSmall\">\n\n<div class=\"u-grid__col u-grid__col--alignBottom no-padding-bottom newsletter-signupImageHolder\"><img decoding=\"async\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/08\/george4.png\" alt=\"George Sweeney\" class=\"newsletter-signupImage\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/08\/george4.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/08\/george4.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/08\/george4.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/08\/george4.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/08\/george4.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/div>\n\n<div class=\"u-grid__col has-margin-bottom-xsmall\">\n\n<div class=\"u-grid u-grid--alignMiddle\">\n<div class=\"u-grid__col u-3\/5@l\">\n\n<p class=\"newsletter-signupHeader u-italic has-padding-top-xsmall has-padding-bottom-xxsmall is-hidden is-visible@s\">Sign up for a chance to win \u00a3400 towards your insurance!<\/p>\n<p class=\"newsletter-signupHeader u-italic has-padding-top-xxsmall has-padding-bottom-xxsmall is-hidden@s\">Win \u00a3400 towards your cover!<\/p><p class=\"newsletter-signupText no-margin-bottom has-padding-bottom-xsmall\">Sign up to receive the latest deals, expert tips, and a chance to <strong>win \u00a3400!<\/strong> (<a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" style=\"text-decoration: none; color: #232320\">T&amp;Cs<\/a>)<\/p>\n\n<\/div>\n<div class=\"u-grid__col u-2\/5@l\">\n\n<form class=\"form js-ns-newsletter\" data-validation=\"\" data-niche=\"FIN\" novalidate=\"\" data-form=\"subscriptionBox\">\n<div class=\"u-grid u-grid--gutterCollapse has-margin-bottom-xxsmall\">\n<div class=\"u-grid__col u-2\/3 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Thanks for signing up.\";\nb.setAttribute(\"disabled\", \"\");\nreturn true;\n\n};\n\nfunction sendJoinWaitlistGAEvent() {\nif (window.ga === undefined) {\nreturn;\n}\n\nwindow.ga('send', 'event', 'ukfin email signup', 'signed up', null, undefined, { nonInteraction: false });\n}\n<\/script>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n<h3 id=\"how_a_vehicle_from_mini_affects_insurance_costs\">How a vehicle from MINI affects insurance costs<\/h3><p>Insurance companies look at a car\u2019s safety ratings, its likelihood of being stolen and how costly it is to replace or repair, among other factors, when determining the cost of insurance.<\/p><p>Despite a MINI\u2019s diminutive size, it does surprising well in safety tests, which helps to bring down the cost of insuring one. It\u2019s also not too costly to repair or replace, another positive for the cost of insurance. However, there are less expensive cars of the same size out there.<\/p><h3 id=\"are_there_any_standout_models\">Are there any standout models?<\/h3><p>The MINI John Cooper Works GP Concept model is all about the fun of extreme driving, and has been designed with MINI\u2019s motorsport heritage in mind. The current model has a four-cylinder 2.0-litre turbo petrol engine with 227bhp, which reaches 0-62mph in just over six seconds. It boasts 19-inch alloy wheels and there\u2019s a cheerful nod to the car\u2019s British origins with the LED rear lights displaying part of the Union Jack.<\/p><h3 id=\"pros_and_cons_of_a_mini\">Pros and cons of a MINI<\/h3><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Good safety features<\/li>\n                                    <li>Reasonable to repair<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>Some models are targeted more by criminals<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<h3>MINI car facts<\/h3><ul class=\"list-9\"><li>The first version of the MINI stayed almost unchanged for four decades. Production of this Mini stopped in 2000.<\/li><li>Although production of the classical MINI Copper ended, the new generation of MINI cars has retained some of the traditional styling and much of its charm.<\/li><li>In 2012, the record amount of people that could fit in a MINI car was set at 28, according to Guinness World Records.<\/li><li>As a division of BMW, MINI has its own model range, including the MINI Convertible, starting at around \u00a320,000, the MINI Clubman, priced around the same figure, and the MINI Countryman, for around \u00a324,000.<\/li><\/ul><h3 id=\"what_is_mini_connected\">What is MINI Connected?<\/h3><p>MINI Connected is an infotainment system and free app that bring together navigation, security and connectivity. Features include remotely locking your window or doors, or finding petrol stations or car parks on a journey.<\/p><h3 id=\"bottom_line\">Bottom line<\/h3><p>Insuring your MINI won\u2019t be too costly, especially because of its better-than-average safety ratings. But be sure to shop around to <a href=\"https:\/\/www.finder.com\/uk\/car-insurance\">find the best car insurance<\/a> for you.<\/p><h3 id=\"other_car_brands_you_might_want_to_see_rates_for_include\"><b>Other car brands you might want to see rates for include:<\/b><\/h3><ul style=\"column-count: 2;\"><li><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/alfa-romeo\">Alfa Romeo<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/audi\">Audi<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/bmw\">BMW<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/chevrolet\">Chevrolet<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/chrysler\">Chrysler<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/citroen\">Citroen<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/ford\">Ford<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/lexus-car-insurance-rates\">Lexus<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/mazda\">Mazda<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/mercedes-benz\">Mercedes-Benz<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/mitsubishi\">Mitsubishi<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/nissan\">Nissan<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/toyota-car-insurance-rates\">Toyota<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/volkswagen\">Volkswagen<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/car-insurance\/volvo\">Volvo<\/a><\/li><\/ul><h3 id=\"frequently_asked_questions_about_mini\">Frequently asked questions about MINI<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Where are MINIs made?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>MINIs are made in the UK. The Cowley, Oxfordshire, factory can make up to 800 cars every day.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Which company owns MINI?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>MINI is part of the BMW Group.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">What car-related factors affect the cost of insurance?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>A car\u2019s safety record, the cost to repair and maintain the car and the car\u2019s likelihood of being stolen can all affect the cost of car insurance.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Are MINIs safe?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes, MINIs do well in safety tests with many receiving four and 5-star ratings from the European New Car Assessment Programme (Euro NCAP).<\/p><\/div>\n  <\/div>\n<\/li><\/ul><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms \"best\", \"top\", \"cheap\" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">subject to our terms of use<\/a>. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\">*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (January \u201926). 51% of Confused.com car insurance customers could save \u00a3529.15.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>What to expect when insuring a MINI, and what you&#8217;re likely to pay.<\/p>\n","protected":false},"author":577,"featured_media":107772,"parent":76886,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"page-masthead-two-column.php","meta":{"footnotes":""},"tags":[],"class_list":["post-131196","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>MINI insurance rates and quotes | finder UK<\/title>\n<meta name=\"description\" content=\"Compare MINI insurance rates and quotes. 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