Ford cars are a common sight on UK roads, and it\u2019s no wonder. For many years Ford was the top-selling new car brand in the UK. While in 2021 its crown was taken by Volkswagen, you\u2019d still be hard-pressed to walk far down an urban road without spotting a Fiesta or Mondeo. If you\u2019re one of the many Ford owners in the UK \u2013 or are thinking about becoming one \u2013 read on to find out how to get the best Ford car insurance rate.<\/p>
Both a vehicle\u2019s car insurance group<\/a> and how much car tax<\/a> you\u2019ll need to pay will depend on the specific make and model of your Ford. Popular models will generally fall into the following groups and bands. There may be a few outliers (such as more powerful, less widely made cars) that fall into a higher insurance group or tax band.<\/p>
| Ford model<\/th> | Car insurance groups<\/th> | Car tax bands<\/th><\/tr><\/thead> |
|---|---|---|
| Ford Focus<\/a><\/th> | 7\u201340<\/td> | E\u2013J<\/td><\/tr> |
| Ford Fiesta<\/a><\/th> | 2\u201316<\/td> | D\u2013H<\/td><\/tr> |
| Ford Mondeo<\/a><\/th> | 12\u201329<\/td> | A\u2013J<\/td><\/tr> |
| Ford Mustang<\/a><\/th> | 39\u201345<\/td> | I\u2013M<\/td><\/tr> |
| Ford Ka<\/a><\/th> | 1\u20136<\/td> | B\u2013G<\/td><\/tr> |
| Ford Kuga<\/a><\/th> | 14\u201327<\/td> | B\u2013J<\/td><\/tr><\/tbody><\/table> Generally, the higher the insurance group, the more expensive a car will be to insure. And the higher the tax band, the more you\u2019ll pay in annual vehicle tax.<\/p> How much does insurance for Ford cars cost?<\/h3>The insurance cost for a Ford varies greatly depending on the model you select and your own circumstances.<\/p> For example, typically you\u2019ll pay more to insure a powerful and pricey Ford Mustang than a more modest Ford Fiesta.<\/p> We ran quotes for a 2019 Ford Fiesta Zetec on a price comparison site. From the top 5 results, the average quote was around \u00a3810 a year for fully comprehensive cover with no optional extras. Your actual premium will depend on where you live, your driving record and the number of miles you drive in a year, plus other factors.<\/p>
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