{"id":101829,"date":"2018-04-19T17:21:54","date_gmt":"2018-04-19T16:21:54","guid":{"rendered":"https:\/\/www.finder.com\/uk\/?page_id=101829"},"modified":"2026-02-23T15:23:13","modified_gmt":"2026-02-23T15:23:13","slug":"business-loans","status":"publish","type":"page","link":"https:\/\/www.finder.com\/uk\/business-loans","title":{"rendered":"Compare business loans"},"content":{"rendered":"<a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/business-loans\">\n\n\n<style>.ukfin-product-nav-item-link { text-decoration: none !important; } .ukfin-product-nav-item-name { line-height: 44px; font-size: 18px; white-space: nowrap; letter-spacing: -0.1px; } .ukfin-product-nav-item-name span { font-weight: normal; color: #232320; font-size: 14px; letter-spacing: -0.06px; } .ukfin-product-nav-item-arrow { fill: #002ebf; }<\/style>\n\n<div class=\"u-grid u-grid--alignMiddle u-grid--gutterSmall has-margin-bottom-large\">\n<div class=\"u-grid__col u-1\/2@s u-1\/3@m has-margin-bottom-xxsmall ukfin-product-nav-item\">\n<a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/business-loans#unsecured\" onclick=\"ga('send', 'event', 'control:button', 'controlClicked', 'Unsecured');dataLayer.push({'event': 'controlClicked', 'control:button': 'Unsecured'});\">\n<article class=\"no-margin-bottom u-bg--sky-subtle u-rounded--xl\">\n<div class=\"has-padding-left-small has-padding-right-small\">\n<div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\n<div class=\"u-grid__col u-11\/12\">\n<div class=\"ukfin-product-nav-item-name no-margin-bottom u-color--blue-700 weight-semi-bold\">Unsecured business loans<span class=\"has-padding-left-xsmall\"><\/span><\/div>\n<\/div>\n<div class=\"u-grid__col u-1\/12\">\n<svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/a>\n<\/div>\n\n<div class=\"u-grid__col u-1\/2@s u-1\/3@m has-margin-bottom-xxsmall ukfin-product-nav-item\">\n<a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/business-loans#secured\" onclick=\"ga('send', 'event', 'control:button', 'controlClicked', 'Secured');dataLayer.push({'event': 'controlClicked', 'control:button': 'Secured'});\">\n<article class=\"no-margin-bottom u-bg--sky-subtle u-rounded--xl\">\n<div class=\"has-padding-left-small has-padding-right-small\">\n<div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\n<div class=\"u-grid__col u-11\/12\">\n<div class=\"ukfin-product-nav-item-name no-margin-bottom u-color--blue-700 weight-semi-bold\">Secured business loans<span class=\"has-padding-left-xsmall\"><\/span><\/div>\n<\/div>\n<div class=\"u-grid__col u-1\/12\">\n<svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/a>\n<\/div>\n\n<div class=\"u-grid__col u-1\/2@s u-1\/3@m has-margin-bottom-xxsmall ukfin-product-nav-item\">\n<a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/business-loans#assetfinance\" onclick=\"ga('send', 'event', 'control:button', 'controlClicked', 'Asset');dataLayer.push({'event': 'controlClicked', 'control:button': 'Asset'});\">\n<article class=\"no-margin-bottom u-bg--sky-subtle u-rounded--xl\">\n<div class=\"has-padding-left-small has-padding-right-small\">\n<div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\n<div class=\"u-grid__col u-11\/12\">\n<div class=\"ukfin-product-nav-item-name no-margin-bottom u-color--blue-700 weight-semi-bold\">Asset based loans<span class=\"has-padding-left-xsmall\"><\/span><\/div>\n<\/div>\n<div class=\"u-grid__col u-1\/12\">\n<svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/a>\n<\/div>\n\n<div class=\"u-grid__col u-1\/2@s u-1\/3@m has-margin-bottom-xxsmall ukfin-product-nav-item\">\n<a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/business-loans#small\" onclick=\"ga('send', 'event', 'control:button', 'controlClicked', 'Small');dataLayer.push({'event': 'controlClicked', 'control:button': 'Merchant'});\">\n<article class=\"no-margin-bottom u-bg--sky-subtle u-rounded--xl\">\n<div class=\"has-padding-left-small has-padding-right-small\">\n<div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\n<div class=\"u-grid__col u-11\/12\">\n<div class=\"ukfin-product-nav-item-name no-margin-bottom u-color--blue-700 weight-semi-bold\">Small business loans<span class=\"has-padding-left-xsmall\"><\/span><\/div>\n<\/div>\n<div class=\"u-grid__col u-1\/12\">\n<svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/a>\n<\/div>\n\n<div class=\"u-grid__col u-1\/2@s u-1\/3@m has-margin-bottom-xxsmall ukfin-product-nav-item\">\n<a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/business-loans#new\" onclick=\"ga('send', 'event', 'control:button', 'controlClicked', 'Startups');dataLayer.push({'event': 'controlClicked', 'control:button': 'Startups'});\">\n<article class=\"no-margin-bottom u-bg--sky-subtle u-rounded--xl\">\n<div class=\"has-padding-left-small has-padding-right-small\">\n<div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\n<div class=\"u-grid__col u-11\/12\">\n<div class=\"ukfin-product-nav-item-name no-margin-bottom u-color--blue-700 weight-semi-bold\">Startup business loans<span class=\"has-padding-left-xsmall\"><\/span><\/div>\n<\/div>\n<div class=\"u-grid__col u-1\/12\">\n<svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/a>\n<\/div>\n\n<div class=\"u-grid__col u-1\/2@s u-1\/3@m has-margin-bottom-xxsmall ukfin-product-nav-item\">\n<a class=\"ukfin-product-nav-item-link\" href=\"https:\/\/www.finder.com\/uk\/business-loans#fastfunding\" onclick=\"ga('send', 'event', 'control:button', 'controlClicked', 'Credit cards');dataLayer.push({'event': 'controlClicked', 'control:button': 'Credit cards'});\">\n<article class=\"no-margin-bottom u-bg--sky-subtle u-rounded--xl\">\n<div class=\"has-padding-left-small has-padding-right-small\">\n<div class=\"u-grid u-grid--alignMiddle u-grid--gutterCollapse\">\n<div class=\"u-grid__col u-11\/12\">\n<div class=\"ukfin-product-nav-item-name no-margin-bottom u-color--blue-700 weight-semi-bold\">Fast funding<span class=\"has-padding-left-xsmall\"><\/span><\/div>\n<\/div>\n<div class=\"u-grid__col u-1\/12\">\n<svg class=\"luna-icon luna-icon--secondary has-margin-left-xsmall ukfin-product-nav-item-arrow\" aria-hidden=\"true\"><use xlink:href=\"#chevron-right\"><\/use><\/svg>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/a>\n<\/div>\n\n<\/div><p>Our experts put the full UK business loan market to the test and picked out the best credit cards and charge cards available for May 2026 listed below.<\/p><h3 id=\"unsecured\">Our best pick for unsecured business loans<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n    \n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n.best-hero .hotstats .product_infobox tr { display: flex; flex-direction: column; flex-basis: 0; flex-grow: 1; }\n.best-hero .hotstats .product_infobox th { border-bottom: 0px; width: 100%; padding-left: 0px; padding-bottom: 4px; font-size: 14px; }\n.best-hero .hotstats .product_infobox td { border-bottom: 0px; width: 100%; padding-left: 0px; padding-top: 0px;  }\n.best-hero .hotstats .product_infobox td svg.luna-icon--medium { height: 24px; width: 24px; }\n.best-hero .luna-button--success { white-space: normal; line-height: 1.2; }\n@media only screen and (max-width: 600px) {\n.best-hero .hotstats .product_infobox tbody { display: flex; }\n.best-hero .hotstats .product_infobox th { text-align: center; line-height: 16px !important; padding-left: 3px; padding-right: 3px; }\n.best-hero .hotstats .product_infobox td { flex-grow: 1; align-content: center; text-align: center; line-height: 20px !important; padding-left: 3px; padding-right: 3px; font-size: 18px !important; letter-spacing: -0.1px; }\n.best-hero .hotstats .product_infobox tr:first-of-type td, .best-hero .hotstats .product_infobox tr:first-of-type th { padding-left: 0px !important; }\n.best-hero .hotstats .product_infobox tr:last-of-type td, .best-hero .hotstats .product_infobox tr:last-of-type th { padding-right: 0px !important; }\n}\n<\/style><div class=\"best-hero\" id=\"best-hero-3fbf914e9bec4506b70415d6f58af415\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6311fc35bb2a1.png\" width=\"140\" height=\"88\" alt=\"Tide Business Loan\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6311fc35bb2a1.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6311fc35bb2a1.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6311fc35bb2a1.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\"><\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent persist\" style=\"display: flex;\">\nExcellent\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Loan rate type<\/th><td class=\"i_infobox_data product_infobox_data\">Fixed or variable<\/td><\/tr><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a31,000 to \u00a320,000,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">1 to 72 months<\/td><\/tr><\/tbody><\/table><\/div>\n\n\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/tide-business-loans\">Read review<\/a><\/div><div class=\"u-color--blue-700 weight-semi-bold u-rounded--sm has-margin-bottom-small\" style=\"font-size: 16px; padding: 0.425em 0.6em 0.5em 0.6em; line-height: 22px; background-color: rgb(240 247 255);\"><svg class=\"luna-icon refreshedMasthead__icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" preserveaspectratio=\"none\" viewbox=\"0 0 24 24\" style=\"height: 18px; width: 18px; margin-top: 2px;\"><path d=\"M0 0h24v24H0z\" fill=\"none\"><\/path><path d=\"M21.41 11.58l-9-9C12.05 2.22 11.55 2 11 2H4c-1.1 0-2 .9-2 2v7c0 .55.22 1.05.59 1.42l9 9c.36.36.86.58 1.41.58.55 0 1.05-.22 1.41-.59l7-7c.37-.36.59-.86.59-1.41 0-.55-.23-1.06-.59-1.42zM5.5 7C4.67 7 4 6.33 4 5.5S4.67 4 5.5 4 7 4.67 7 5.5 6.33 7 5.5 7z\" fill=\"#002ebf\"><\/path><\/svg> Connect your business bank account and gain access to business loans (Terms &amp; Conditions apply).<\/div><p>An <b>unsecured business loan<\/b> doesn\u2019t require you to provide any asset as security for your loan, which can be useful if your business is starting out and doesn\u2019t have any collateral to secure a loan against. Tide is our top pick for unsecured business loans, as it works with the largest range of business loans providers, with a network of more than 120, offering loans of up to \u00a320 million.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>Cashflow insights tool<\/li><li>Fixed or variable rates<\/li><li>24 hour funding facility<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>Does not offer loans for charities<\/li><li>Larger businesses must be registered<\/li><li>You might need to use an asset as collateral<\/li><li>Subject to credit checks<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"heroeligibility\" class=\"UKFBL heroeligibility \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Minimum turnover<\/th><td class=\"i_infobox_data product_infobox_data\">N\/A<\/td><\/tr><tr><th>Minimum trading requirement<\/th><td class=\"i_infobox_data product_infobox_data\">N\/A<\/td><\/tr><tr><th>Security<\/th><td class=\"i_infobox_data product_infobox_data\">Security may be required<\/td><\/tr><tr><th>Personal guarantee<\/th><td class=\"i_infobox_data product_infobox_data\">A personal guarantee may be required<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\n\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Loan rate type<\/th><td class=\"i_infobox_data product_infobox_data\">Fixed or variable<\/td><\/tr><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a31,000 to \u00a320,000,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">1 to 72 months<\/td><\/tr><\/tbody><\/table><\/div><\/div><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/tide-business-loans\">Read review<\/a><\/div><\/div><\/div><\/div><\/article><\/div><h3 id=\"small\">Our best pick for small business loans<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n    \n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n.best-hero .hotstats .product_infobox tr { display: flex; flex-direction: column; flex-basis: 0; flex-grow: 1; }\n.best-hero .hotstats .product_infobox th { border-bottom: 0px; width: 100%; padding-left: 0px; padding-bottom: 4px; font-size: 14px; }\n.best-hero .hotstats .product_infobox td { border-bottom: 0px; width: 100%; padding-left: 0px; padding-top: 0px;  }\n.best-hero .hotstats .product_infobox td svg.luna-icon--medium { height: 24px; width: 24px; }\n.best-hero .luna-button--success { white-space: normal; line-height: 1.2; }\n@media only screen and (max-width: 600px) {\n.best-hero .hotstats .product_infobox tbody { display: flex; }\n.best-hero .hotstats .product_infobox th { text-align: center; line-height: 16px !important; padding-left: 3px; padding-right: 3px; }\n.best-hero .hotstats .product_infobox td { flex-grow: 1; align-content: center; text-align: center; line-height: 20px !important; padding-left: 3px; padding-right: 3px; font-size: 18px !important; letter-spacing: -0.1px; }\n.best-hero .hotstats .product_infobox tr:first-of-type td, .best-hero .hotstats .product_infobox tr:first-of-type th { padding-left: 0px !important; }\n.best-hero .hotstats .product_infobox tr:last-of-type td, .best-hero .hotstats .product_infobox tr:last-of-type th { padding-right: 0px !important; }\n}\n<\/style><div class=\"best-hero\" id=\"best-hero-1da0319b191b48e988b29b3963f3e5e2\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/64be6d1a53437.png\" width=\"140\" height=\"88\" alt=\"Funding Options Unsecured Loan\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64be6d1a53437.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64be6d1a53437.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64be6d1a53437.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\"><\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent persist\" style=\"display: flex;\">\nExcellent\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a31,000 to \u00a320,000,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">12 to 72 months<\/td><\/tr><\/tbody><\/table><\/div>\n\n\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-options\">Read review<\/a>\n    \nRepresentative example: Borrow \u00a350,000 over 24 months at a rate of 7.63% APR. Monthly repayment of \u00a32,252.94 and the total amount payable is \u00a354,070.56.\n<\/div><p>Our top pick for <b>small businesses<\/b> is Funding Options, which is a broker that matches business loan applications with one of its approved lenders. Secured business loans range from \u00a31,000 to \u00a320 million and are repayable over 1 year to 5 years, while unsecured business loans also range from \u00a31,000 to \u00a320 million, but are repayable over terms of between 1 month and 30 years. Your business must be profitable and have at least 24 months of trading history to apply.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>120+ lenders<\/li><li>High loan amounts<\/li><li>Connect with Tide<\/li><li>Various lending products are available<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>Your company must have been trading for less than 3 years to qualify for startup loan<\/li><li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"heroeligibility\" class=\"UKFBL heroeligibility \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Minimum turnover<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a35,000 per month<\/td><\/tr><tr><th>Minimum trading requirement<\/th><td class=\"i_infobox_data product_infobox_data\">6 months<\/td><\/tr><tr><th>Security<\/th><td class=\"i_infobox_data product_infobox_data\">No security required<\/td><\/tr><tr><th>Personal guarantee<\/th><td class=\"i_infobox_data product_infobox_data\">A personal guarantee may be required<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\nRepresentative example: Borrow \u00a350,000 over 24 months at a rate of 7.63% APR. Monthly repayment of \u00a32,252.94 and the total amount payable is \u00a354,070.56.\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a31,000 to \u00a320,000,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">12 to 72 months<\/td><\/tr><\/tbody><\/table><\/div><\/div><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-options\">Read review<\/a><center class=\"has-padding-top-small\">7.63% APR representative variable<\/center><\/div><\/div><\/div><\/div><\/article><\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Learn more about small loans<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Unlike a start-up loan, <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/small-business-loans\">small business loan<\/a> eligibility doesn\u2019t necessarily depend on how long a company has been trading. The company does have to be \u201csmall\u201d however, and exactly how small varies from lender to lender. Many require a minimum annual turnover. Small business loans can be secured or unsecured, and more often than not charge interest at a fixed rate over terms up to around 60 months (5 years).<\/div>\n  <\/div>\n<\/li><\/ul><h3 id=\"secured\">Our best pick for secured business loans<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n    \n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n.best-hero .hotstats .product_infobox tr { display: flex; flex-direction: column; flex-basis: 0; flex-grow: 1; }\n.best-hero .hotstats .product_infobox th { border-bottom: 0px; width: 100%; padding-left: 0px; padding-bottom: 4px; font-size: 14px; }\n.best-hero .hotstats .product_infobox td { border-bottom: 0px; width: 100%; padding-left: 0px; padding-top: 0px;  }\n.best-hero .hotstats .product_infobox td svg.luna-icon--medium { height: 24px; width: 24px; }\n.best-hero .luna-button--success { white-space: normal; line-height: 1.2; }\n@media only screen and (max-width: 600px) {\n.best-hero .hotstats .product_infobox tbody { display: flex; }\n.best-hero .hotstats .product_infobox th { text-align: center; line-height: 16px !important; padding-left: 3px; padding-right: 3px; }\n.best-hero .hotstats .product_infobox td { flex-grow: 1; align-content: center; text-align: center; line-height: 20px !important; padding-left: 3px; padding-right: 3px; font-size: 18px !important; letter-spacing: -0.1px; }\n.best-hero .hotstats .product_infobox tr:first-of-type td, .best-hero .hotstats .product_infobox tr:first-of-type th { padding-left: 0px !important; }\n.best-hero .hotstats .product_infobox tr:last-of-type td, .best-hero .hotstats .product_infobox tr:last-of-type th { padding-right: 0px !important; }\n}\n<\/style><div class=\"best-hero\" id=\"best-hero-bbf7de135ca54899ae83e3b440e9dda7\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/682718813aca3.png\" width=\"140\" height=\"88\" alt=\"Portman Finance Business Loan\" srcset=\"https:\/\/www.finder.com\/niche-builder\/682718813aca3.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/682718813aca3.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/682718813aca3.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\"><\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.7<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great persist\" style=\"display: flex;\">\nGreat\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Loan rate type<\/th><td class=\"i_infobox_data product_infobox_data\">Fixed or variable<\/td><\/tr><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a310,000 to \u00a32,000,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">3 to 72 months<\/td><\/tr><\/tbody><\/table><\/div>\n\n\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/portman-finance\">Read review<\/a><\/div><p><b>Why we like it:<\/b> Secured business loans require a business to put up an asset - such as machinery, property or vehicles - as collateral against the loan. Portman Finance is both a direct lender and a broker and is our top pick for secured business loans. Businesses can access many different types of finance through Portman, including secured loans, and can apply to borrow between \u00a310,000 and \u00a32 million, with interest rates tailored to each business that is approved for a loan.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>Both a lender and a broker<\/li><li>High borrowing amounts<\/li><li>Specialises in SMEs<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>High turnover needed<\/li><li>Limited loan amount compared to competitors<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000006\" data-toggle=\"collapse\" data-target=\"#accordion0000000006\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000006\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"heroeligibility\" class=\"UKFBL heroeligibility \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Minimum turnover<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a3100,000<\/td><\/tr><tr><th>Minimum trading requirement<\/th><td class=\"i_infobox_data product_infobox_data\">1 year<\/td><\/tr><tr><th>Security<\/th><td class=\"i_infobox_data product_infobox_data\">Security may be required<\/td><\/tr><tr><th>Personal guarantee<\/th><td class=\"i_infobox_data product_infobox_data\">A personal guarantee is required<\/td><\/tr><tr><th>Country<\/th><td class=\"i_infobox_data product_infobox_data\">UK-based<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\n\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Loan rate type<\/th><td class=\"i_infobox_data product_infobox_data\">Fixed or variable<\/td><\/tr><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a310,000 to \u00a32,000,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">3 to 72 months<\/td><\/tr><\/tbody><\/table><\/div><\/div><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/portman-finance\">Read review<\/a><center class=\"has-padding-top-small\">6.9% APR representative variable<\/center><\/div><\/div><\/div><\/div><\/article><\/div><h3 id=\"fastfunding\">Our best pick for fast funding<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n    \n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n.best-hero .hotstats .product_infobox tr { display: flex; flex-direction: column; flex-basis: 0; flex-grow: 1; }\n.best-hero .hotstats .product_infobox th { border-bottom: 0px; width: 100%; padding-left: 0px; padding-bottom: 4px; font-size: 14px; }\n.best-hero .hotstats .product_infobox td { border-bottom: 0px; width: 100%; padding-left: 0px; padding-top: 0px;  }\n.best-hero .hotstats .product_infobox td svg.luna-icon--medium { height: 24px; width: 24px; }\n.best-hero .luna-button--success { white-space: normal; line-height: 1.2; }\n@media only screen and (max-width: 600px) {\n.best-hero .hotstats .product_infobox tbody { display: flex; }\n.best-hero .hotstats .product_infobox th { text-align: center; line-height: 16px !important; padding-left: 3px; padding-right: 3px; }\n.best-hero .hotstats .product_infobox td { flex-grow: 1; align-content: center; text-align: center; line-height: 20px !important; padding-left: 3px; padding-right: 3px; font-size: 18px !important; letter-spacing: -0.1px; }\n.best-hero .hotstats .product_infobox tr:first-of-type td, .best-hero .hotstats .product_infobox tr:first-of-type th { padding-left: 0px !important; }\n.best-hero .hotstats .product_infobox tr:last-of-type td, .best-hero .hotstats .product_infobox tr:last-of-type th { padding-right: 0px !important; }\n}\n<\/style><div class=\"best-hero\" id=\"best-hero-2ba9b12bfbd74368adf024e11049404e\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/63ea6406ec5f1.jpg\" width=\"140\" height=\"88\" alt=\"Nest Unsecured Business Loan\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63ea6406ec5f1.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/63ea6406ec5f1.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/63ea6406ec5f1.jpg?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\"><\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great persist\" style=\"display: flex;\">\nGreat\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Loan rate type<\/th><td class=\"i_infobox_data product_infobox_data\">Fixed<\/td><\/tr><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a310,000 to \u00a35,000,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">No specified loan terms<\/td><\/tr><\/tbody><\/table><\/div>\n\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/business-loans\/nest-unsecured-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKFBL%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-xsmall%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2223024%22%2C%22niche_code%22%3A%22UKFBL%22%2C%22product_id%22%3A%222ba9b12b-fbd7-4368-adf0-24e11049404e%22%2C%22product_name%22%3A%22Nest%2BUnsecured%2BBusiness%2BLoan%22%2C%22provider_id%22%3A%2296d74c22-a6a1-40ba-9c8e-0f8743b91b65%22%2C%22provider_name%22%3A%22Nest%2BBusiness%2BLoans%22%2C%22post_id%22%3A%22101829%22%2C%22post_path%22%3A%22business-loans%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\">Go to site<\/a>\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/nest\">Read review<\/a><\/div><p><b>Why we like it:<\/b> Nest Business Loans is our top pick for a fast business loan. If you need quick funds for your small business, it can take as little as 60 seconds to apply for a business loan with Nest. Provided your company has a turnover of at least \u00a3200,000 p.a., you can apply to borrow from \u00a310,000 up to \u00a35 million, and if approved, you could have the money within 24 hours.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000007\" data-toggle=\"collapse\" data-target=\"#accordion0000000007\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000007\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>High borrowing amounts<\/li><li>Wide range of lenders<\/li><li>Expert assistance<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>High annual turnover required<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000008\" data-toggle=\"collapse\" data-target=\"#accordion0000000008\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000008\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"heroeligibility\" class=\"UKFBL heroeligibility \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Minimum turnover<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a3200,000<\/td><\/tr><tr><th>Minimum trading requirement<\/th><td class=\"i_infobox_data product_infobox_data\">1 year<\/td><\/tr><tr><th>Security<\/th><td class=\"i_infobox_data product_infobox_data\">No security required<\/td><\/tr><tr><th>Personal guarantee<\/th><td class=\"i_infobox_data product_infobox_data\">A personal guarantee may be required<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\n\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Loan rate type<\/th><td class=\"i_infobox_data product_infobox_data\">Fixed<\/td><\/tr><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a310,000 to \u00a35,000,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">No specified loan terms<\/td><\/tr><\/tbody><\/table><\/div><\/div>\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/business-loans\/nest-unsecured-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKFBL%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2223024%22%2C%22niche_code%22%3A%22UKFBL%22%2C%22product_id%22%3A%222ba9b12b-fbd7-4368-adf0-24e11049404e%22%2C%22product_name%22%3A%22Nest%2BUnsecured%2BBusiness%2BLoan%22%2C%22provider_id%22%3A%2296d74c22-a6a1-40ba-9c8e-0f8743b91b65%22%2C%22provider_name%22%3A%22Nest%2BBusiness%2BLoans%22%2C%22post_id%22%3A%22101829%22%2C%22post_path%22%3A%22business-loans%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-bottom-xsmall\">Go to site<\/a>\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/nest\">Read review<\/a><\/div><\/div><\/div><\/div><\/article><\/div><h3 id=\"shortterm\">Our best pick for short term business loans<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n    \n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n.best-hero .hotstats .product_infobox tr { display: flex; flex-direction: column; flex-basis: 0; flex-grow: 1; }\n.best-hero .hotstats .product_infobox th { border-bottom: 0px; width: 100%; padding-left: 0px; padding-bottom: 4px; font-size: 14px; }\n.best-hero .hotstats .product_infobox td { border-bottom: 0px; width: 100%; padding-left: 0px; padding-top: 0px;  }\n.best-hero .hotstats .product_infobox td svg.luna-icon--medium { height: 24px; width: 24px; }\n.best-hero .luna-button--success { white-space: normal; line-height: 1.2; }\n@media only screen and (max-width: 600px) {\n.best-hero .hotstats .product_infobox tbody { display: flex; }\n.best-hero .hotstats .product_infobox th { text-align: center; line-height: 16px !important; padding-left: 3px; padding-right: 3px; }\n.best-hero .hotstats .product_infobox td { flex-grow: 1; align-content: center; text-align: center; line-height: 20px !important; padding-left: 3px; padding-right: 3px; font-size: 18px !important; letter-spacing: -0.1px; }\n.best-hero .hotstats .product_infobox tr:first-of-type td, .best-hero .hotstats .product_infobox tr:first-of-type th { padding-left: 0px !important; }\n.best-hero .hotstats .product_infobox tr:last-of-type td, .best-hero .hotstats .product_infobox tr:last-of-type th { padding-right: 0px !important; }\n}\n<\/style><div class=\"best-hero\" id=\"best-hero-da9537d36ddc4aafad8bc4b1b901a443\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5cc0ba4da4db9.png\" width=\"140\" height=\"88\" alt=\"iwoca Flexi-Loan\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5cc0ba4da4db9.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5cc0ba4da4db9.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5cc0ba4da4db9.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\"><\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great persist\" style=\"display: flex;\">\nGreat\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Loan rate type<\/th><td class=\"i_infobox_data product_infobox_data\">Variable<\/td><\/tr><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a31,000 to \u00a3500,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">1 to 24 months<\/td><\/tr><\/tbody><\/table><\/div>\n\n\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/iwoca\">Read review<\/a>\n    \nRepresentative example: Borrow \u00a310,000 over 12 months at a rate of 40% p.a. (variable). Representative APR 49% and total payable \u00a312,294.\n<\/div><div class=\"u-color--blue-700 weight-semi-bold u-rounded--sm has-margin-bottom-small\" style=\"font-size: 16px; padding: 0.425em 0.6em 0.5em 0.6em; line-height: 22px; background-color: rgb(240 247 255);\"><svg class=\"luna-icon refreshedMasthead__icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" preserveaspectratio=\"none\" viewbox=\"0 0 24 24\" style=\"height: 18px; width: 18px; margin-top: 2px;\"><path d=\"M0 0h24v24H0z\" fill=\"none\"><\/path><path d=\"M21.41 11.58l-9-9C12.05 2.22 11.55 2 11 2H4c-1.1 0-2 .9-2 2v7c0 .55.22 1.05.59 1.42l9 9c.36.36.86.58 1.41.58.55 0 1.05-.22 1.41-.59l7-7c.37-.36.59-.86.59-1.41 0-.55-.23-1.06-.59-1.42zM5.5 7C4.67 7 4 6.33 4 5.5S4.67 4 5.5 4 7 4.67 7 5.5 6.33 7 5.5 7z\" fill=\"#002ebf\"><\/path><\/svg> Your business loan rate varies based on your circumstances.<\/div><p><b>Why we like it:<\/b> The iwoca Flexi-Loan is our top pick for short term business loans. Direct lender iwoca specialises in providing finance to small business, and its Flexi-Loan is designed to have a straightforward application process and quick funding decision. It takes 5 minutes to apply, with approvals based on business performance. Businesses can apply to borrow short term loans of between \u00a31,000 to \u00a31 million, over a time period starting from just 1 day, going up to 2 years.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000009\" data-toggle=\"collapse\" data-target=\"#accordion0000000009\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000009\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>Borrow from \u00a31,000<\/li><li>24 hour approval facility<\/li><li>No early repayment fee<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>Limited loan amounts<\/li><li>Limited loan terms<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000010\" data-toggle=\"collapse\" data-target=\"#accordion0000000010\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000010\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"heroeligibility\" class=\"UKFBL heroeligibility \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Minimum turnover<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a325,000<\/td><\/tr><tr><th>Minimum trading requirement<\/th><td class=\"i_infobox_data product_infobox_data\">6 months<\/td><\/tr><tr><th>Security<\/th><td class=\"i_infobox_data product_infobox_data\">No security required<\/td><\/tr><tr><th>Personal guarantee<\/th><td class=\"i_infobox_data product_infobox_data\">A personal guarantee is required<\/td><\/tr><tr><th>Early repayment fee<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Country<\/th><td class=\"i_infobox_data product_infobox_data\">UK-based<\/td><\/tr><tr><th>Arrangement fee<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\nRepresentative example: Borrow \u00a310,000 over 12 months at a rate of 40% p.a. (variable). Representative APR 49% and total payable \u00a312,294.\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Loan rate type<\/th><td class=\"i_infobox_data product_infobox_data\">Variable<\/td><\/tr><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a31,000 to \u00a3500,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">1 to 24 months<\/td><\/tr><\/tbody><\/table><\/div><\/div><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/iwoca\">Read review<\/a><center class=\"has-padding-top-small\">49% APR representative variable<\/center><\/div><\/div><\/div><\/div><\/article><\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000011\" data-toggle=\"collapse\" data-target=\"#accordion0000000011\">\n        <span class=\"luna-accordion__title\">Learn more about short term loans<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000011\" data-accordion=\"details\">\n    <div class=\"accordionContent\">If your industry is prone to seasonal variations, this is one scenario that could lead you to consider a <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/short-term-business-loans\">short term business loan<\/a>. As you might imagine, these loans come with higher rates than, say, a five-year loan, as lenders will need to make the process worth their while. Alternatives to short term business loans include a revolving line of credit such as a 0% purchase business credit card, or a decent overdraft facility on a business account, although these options typically come with lower credit limits.<\/div>\n  <\/div>\n<\/li><\/ul><h3 id=\"longterm\">Our best pick for long term business loans<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n    \n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n.best-hero .hotstats .product_infobox tr { display: flex; flex-direction: column; flex-basis: 0; flex-grow: 1; }\n.best-hero .hotstats .product_infobox th { border-bottom: 0px; width: 100%; padding-left: 0px; padding-bottom: 4px; font-size: 14px; }\n.best-hero .hotstats .product_infobox td { border-bottom: 0px; width: 100%; padding-left: 0px; padding-top: 0px;  }\n.best-hero .hotstats .product_infobox td svg.luna-icon--medium { height: 24px; width: 24px; }\n.best-hero .luna-button--success { white-space: normal; line-height: 1.2; }\n@media only screen and (max-width: 600px) {\n.best-hero .hotstats .product_infobox tbody { display: flex; }\n.best-hero .hotstats .product_infobox th { text-align: center; line-height: 16px !important; padding-left: 3px; padding-right: 3px; }\n.best-hero .hotstats .product_infobox td { flex-grow: 1; align-content: center; text-align: center; line-height: 20px !important; padding-left: 3px; padding-right: 3px; font-size: 18px !important; letter-spacing: -0.1px; }\n.best-hero .hotstats .product_infobox tr:first-of-type td, .best-hero .hotstats .product_infobox tr:first-of-type th { padding-left: 0px !important; }\n.best-hero .hotstats .product_infobox tr:last-of-type td, .best-hero .hotstats .product_infobox tr:last-of-type th { padding-right: 0px !important; }\n}\n<\/style><div class=\"best-hero\" id=\"best-hero-0a8d6722ed0d42399dd5be8df7770a54\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/66fac190db0a0.jpg\" width=\"140\" height=\"88\" alt=\"NatWest Fixed and Variable Rate Business Loan\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66fac190db0a0.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66fac190db0a0.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66fac190db0a0.jpg?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\"><\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">10<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent persist\" style=\"display: flex;\">\nExcellent\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Loan rate type<\/th><td class=\"i_infobox_data product_infobox_data\">Fixed or variable<\/td><\/tr><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a325,001 to \u00a310,000,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">3 to 300 months<\/td><\/tr><\/tbody><\/table><\/div>\n\n\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/natwest\">Read review<\/a><\/div><p><b>Why we like it:<\/b> NatWest is our top pick for long term business loans, as it offers loan terms of up to 25 years. Businesses of any size, that have been trading for at least 12 months, can apply for different types of business loans, such as secured loans and asset financing. The value of these loans can be between \u00a31,000 and \u00a310 million, repayable over terms ranging from 3 months to 25 years.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000012\" data-toggle=\"collapse\" data-target=\"#accordion0000000012\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000012\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>Available to both existing and new customers<\/li><li>Wide range of finance products available<\/li><li>High borrowing limits<\/li><li>High street presence<\/li><li>Repayment holiday facility on certain products<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>A personal guarantee or security will usually be required<\/li><li>During any capital repayment holidays you\u2019ll still need to keep up interest repayments<\/li><li>A product fee may apply<\/li><li>Variable rate loans could become more expensive as interest rates rise<\/li><li>The best deals are reserved for businesses with a good credit history<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000013\" data-toggle=\"collapse\" data-target=\"#accordion0000000013\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000013\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"heroeligibility\" class=\"UKFBL heroeligibility \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Security<\/th><td class=\"i_infobox_data product_infobox_data\">Security may be required<\/td><\/tr><tr><th>Personal guarantee<\/th><td class=\"i_infobox_data product_infobox_data\">A personal guarantee may be required<\/td><\/tr><tr><th>Early repayment fee<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Availability<\/th><td class=\"i_infobox_data product_infobox_data\">Available to new and existing customers<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\n\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Loan rate type<\/th><td class=\"i_infobox_data product_infobox_data\">Fixed or variable<\/td><\/tr><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a325,001 to \u00a310,000,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">3 to 300 months<\/td><\/tr><\/tbody><\/table><\/div><\/div><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/natwest\">Read review<\/a><\/div><\/div><\/div><\/div><\/article><\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000014\" data-toggle=\"collapse\" data-target=\"#accordion0000000014\">\n        <span class=\"luna-accordion__title\">Learn more about medium to long term loans<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000014\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Typically spanning over 5 years or more, <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/medium-long-term-business-loans\">long term loans<\/a> are designed to fund substantial projects that drive company growth. They may involve larger amounts of money to support ambitious ventures. Expect close scrutiny of your business plan, loan security requirements and a longer, more thorough application process.<\/div>\n  <\/div>\n<\/li><\/ul><h3 id=\"invoicefinancing\">Our best pick for invoice financing<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n    \n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n.best-hero .hotstats .product_infobox tr { display: flex; flex-direction: column; flex-basis: 0; flex-grow: 1; }\n.best-hero .hotstats .product_infobox th { border-bottom: 0px; width: 100%; padding-left: 0px; padding-bottom: 4px; font-size: 14px; }\n.best-hero .hotstats .product_infobox td { border-bottom: 0px; width: 100%; padding-left: 0px; padding-top: 0px;  }\n.best-hero .hotstats .product_infobox td svg.luna-icon--medium { height: 24px; width: 24px; }\n.best-hero .luna-button--success { white-space: normal; line-height: 1.2; }\n@media only screen and (max-width: 600px) {\n.best-hero .hotstats .product_infobox tbody { display: flex; }\n.best-hero .hotstats .product_infobox th { text-align: center; line-height: 16px !important; padding-left: 3px; padding-right: 3px; }\n.best-hero .hotstats .product_infobox td { flex-grow: 1; align-content: center; text-align: center; line-height: 20px !important; padding-left: 3px; padding-right: 3px; font-size: 18px !important; letter-spacing: -0.1px; }\n.best-hero .hotstats .product_infobox tr:first-of-type td, .best-hero .hotstats .product_infobox tr:first-of-type th { padding-left: 0px !important; }\n.best-hero .hotstats .product_infobox tr:last-of-type td, .best-hero .hotstats .product_infobox tr:last-of-type th { padding-right: 0px !important; }\n}\n<\/style><div class=\"best-hero\" id=\"best-hero-a3fb497aeae34bcca8bab3b2de742671\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/63ea63f04b4a1.jpg\" width=\"140\" height=\"88\" alt=\"Nest Invoice Financing\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63ea63f04b4a1.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/63ea63f04b4a1.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/63ea63f04b4a1.jpg?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\"><\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great persist\" style=\"display: flex;\">\nGreat\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Loan rate type<\/th><td class=\"i_infobox_data product_infobox_data\">Fixed<\/td><\/tr><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a310,000 to \u00a35,000,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">6 to 120 months<\/td><\/tr><\/tbody><\/table><\/div>\n\n\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/nest\">Read review<\/a><\/div><p><b>Why we like it:<\/b> Invoice financing uses your outstanding invoices as security to borrow a percentage of your total invoice amount. Nest Business Loans is our top pick for invoice financing, with the option to borrow up to 90% of your total invoice amount. Businesses can apply for invoice financing loans ranging from \u00a310,000 to \u00a35 million, repayable over 6 months to 10 years. Nest says that it only takes 60 seconds to apply for its loans, with funds potentially available within 24 hours.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000015\" data-toggle=\"collapse\" data-target=\"#accordion0000000015\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000015\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>High borrowing amounts<\/li><li>Wide range of lenders<\/li><li>Expert assistance<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>High annual turnover required<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000016\" data-toggle=\"collapse\" data-target=\"#accordion0000000016\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000016\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"heroeligibility\" class=\"UKFBL heroeligibility \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Security<\/th><td class=\"i_infobox_data product_infobox_data\">No security required<\/td><\/tr><tr><th>Personal guarantee<\/th><td class=\"i_infobox_data product_infobox_data\">A personal guarantee may be required<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\n\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Loan rate type<\/th><td class=\"i_infobox_data product_infobox_data\">Fixed<\/td><\/tr><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a310,000 to \u00a35,000,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">6 to 120 months<\/td><\/tr><\/tbody><\/table><\/div><\/div><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/nest\">Read review<\/a><\/div><\/div><\/div><\/div><\/article><\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000017\" data-toggle=\"collapse\" data-target=\"#accordion0000000017\">\n        <span class=\"luna-accordion__title\">Learn more about invoice financing<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000017\" data-accordion=\"details\">\n    <div class=\"accordionContent\">There are two main types of <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/invoice-financing\">invoice finance<\/a>: factoring and discounting. Both offer support to businesses with fluctuating turnover due to relying on client invoices for turnover. Invoice finance lets you borrow funds against the value of your unpaid invoices, minus a small fee.<\/div>\n  <\/div>\n<\/li><\/ul><h3 id=\"creditlines\">Our best pick for credit lines<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n    \n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n.best-hero .hotstats .product_infobox tr { display: flex; flex-direction: column; flex-basis: 0; flex-grow: 1; }\n.best-hero .hotstats .product_infobox th { border-bottom: 0px; width: 100%; padding-left: 0px; padding-bottom: 4px; font-size: 14px; }\n.best-hero .hotstats .product_infobox td { border-bottom: 0px; width: 100%; padding-left: 0px; padding-top: 0px;  }\n.best-hero .hotstats .product_infobox td svg.luna-icon--medium { height: 24px; width: 24px; }\n.best-hero .luna-button--success { white-space: normal; line-height: 1.2; }\n@media only screen and (max-width: 600px) {\n.best-hero .hotstats .product_infobox tbody { display: flex; }\n.best-hero .hotstats .product_infobox th { text-align: center; line-height: 16px !important; padding-left: 3px; padding-right: 3px; }\n.best-hero .hotstats .product_infobox td { flex-grow: 1; align-content: center; text-align: center; line-height: 20px !important; padding-left: 3px; padding-right: 3px; font-size: 18px !important; letter-spacing: -0.1px; }\n.best-hero .hotstats .product_infobox tr:first-of-type td, .best-hero .hotstats .product_infobox tr:first-of-type th { padding-left: 0px !important; }\n.best-hero .hotstats .product_infobox tr:last-of-type td, .best-hero .hotstats .product_infobox tr:last-of-type th { padding-right: 0px !important; }\n}\n<\/style><div class=\"best-hero\" id=\"best-hero-6595c5f53ba44cf4aa438e019bf36e13\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/68c2f308943cc.png\" width=\"140\" height=\"88\" alt=\"Funding Circle Small Business Loan\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68c2f308943cc.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68c2f308943cc.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68c2f308943cc.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\"><\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent persist\" style=\"display: flex;\">\nExcellent\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Loan rate type<\/th><td class=\"i_infobox_data product_infobox_data\">Fixed<\/td><\/tr><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a310,000 to \u00a3750,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">6 to 72 months<\/td><\/tr><\/tbody><\/table><\/div>\n\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/business-loans\/fundingcirclesmallbusinessloan-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKFBL%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-xsmall%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2226551%22%2C%22niche_code%22%3A%22UKFBL%22%2C%22product_id%22%3A%226595c5f5-3ba4-4cf4-aa43-8e019bf36e13%22%2C%22product_name%22%3A%22Funding%2BCircle%2BSmall%2BBusiness%2BLoan%22%2C%22provider_id%22%3A%222945a5de-f571-4ba7-8dce-efa4df7fb96e%22%2C%22provider_name%22%3A%22Funding%2BCircle%22%2C%22post_id%22%3A%22101829%22%2C%22post_path%22%3A%22business-loans%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\">Go to site<\/a>\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-circle\">Read review<\/a><\/div><p><b>Why we like it:<\/b> Funding Circle is our top pick for credit lines, offering fixed rate, unsecured line of credit loans of between \u00a310,00 and \u00a3500,000, repayable across terms of 6 months to 6 years. Funding Circle is an online lending platform that links businesses seeking funding with investors looking for new businesses to invest in, so it essentially acts as a broker. Funding Circle says it takes 7 minutes to apply for a business loan online, with a decision back in as little as 1 hour.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000018\" data-toggle=\"collapse\" data-target=\"#accordion0000000018\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000018\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>High loan terms<\/li><li>High loan amounts<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>Need to be trading for a minimum of 2 years<\/li><li>Personal guarantee required<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000019\" data-toggle=\"collapse\" data-target=\"#accordion0000000019\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000019\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"heroeligibility\" class=\"UKFBL heroeligibility \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Minimum trading requirement<\/th><td class=\"i_infobox_data product_infobox_data\">1 year<\/td><\/tr><tr><th>Security<\/th><td class=\"i_infobox_data product_infobox_data\">Security may be required<\/td><\/tr><tr><th>Personal guarantee<\/th><td class=\"i_infobox_data product_infobox_data\">A personal guarantee is required<\/td><\/tr><tr><th>Early repayment fee<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--error luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#close\"><\/use><\/svg><\/td><\/tr><tr><th>Availability<\/th><td class=\"i_infobox_data product_infobox_data\">Available to new and existing customers.<\/td><\/tr><tr><th>Country<\/th><td class=\"i_infobox_data product_infobox_data\">UK-based<\/td><\/tr><tr><th>Arrangement fee<\/th><td class=\"i_infobox_data product_infobox_data\"><svg class=\"luna-icon luna-icon--success luna-icon--small\"><use xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xlink:href=\"#check\"><\/use><\/svg><\/td><\/tr><tr><th>Existing customers only<\/th><td class=\"i_infobox_data product_infobox_data\">No<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\n\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Loan rate type<\/th><td class=\"i_infobox_data product_infobox_data\">Fixed<\/td><\/tr><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a310,000 to \u00a3750,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">6 to 72 months<\/td><\/tr><\/tbody><\/table><\/div><\/div>\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/business-loans\/fundingcirclesmallbusinessloan-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKFBL%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2226551%22%2C%22niche_code%22%3A%22UKFBL%22%2C%22product_id%22%3A%226595c5f5-3ba4-4cf4-aa43-8e019bf36e13%22%2C%22product_name%22%3A%22Funding%2BCircle%2BSmall%2BBusiness%2BLoan%22%2C%22provider_id%22%3A%222945a5de-f571-4ba7-8dce-efa4df7fb96e%22%2C%22provider_name%22%3A%22Funding%2BCircle%22%2C%22post_id%22%3A%22101829%22%2C%22post_path%22%3A%22business-loans%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-bottom-xsmall\">Go to site<\/a>\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-circle\">Read review<\/a><\/div><\/div><\/div><\/div><\/article><\/div><h3 id=\"assetfinance\">Our best pick for asset finance<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n    \n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n.best-hero .hotstats .product_infobox tr { display: flex; flex-direction: column; flex-basis: 0; flex-grow: 1; }\n.best-hero .hotstats .product_infobox th { border-bottom: 0px; width: 100%; padding-left: 0px; padding-bottom: 4px; font-size: 14px; }\n.best-hero .hotstats .product_infobox td { border-bottom: 0px; width: 100%; padding-left: 0px; padding-top: 0px;  }\n.best-hero .hotstats .product_infobox td svg.luna-icon--medium { height: 24px; width: 24px; }\n.best-hero .luna-button--success { white-space: normal; line-height: 1.2; }\n@media only screen and (max-width: 600px) {\n.best-hero .hotstats .product_infobox tbody { display: flex; }\n.best-hero .hotstats .product_infobox th { text-align: center; line-height: 16px !important; padding-left: 3px; padding-right: 3px; }\n.best-hero .hotstats .product_infobox td { flex-grow: 1; align-content: center; text-align: center; line-height: 20px !important; padding-left: 3px; padding-right: 3px; font-size: 18px !important; letter-spacing: -0.1px; }\n.best-hero .hotstats .product_infobox tr:first-of-type td, .best-hero .hotstats .product_infobox tr:first-of-type th { padding-left: 0px !important; }\n.best-hero .hotstats .product_infobox tr:last-of-type td, .best-hero .hotstats .product_infobox tr:last-of-type th { padding-right: 0px !important; }\n}\n<\/style><div class=\"best-hero\" id=\"best-hero-3fbf914e9bec4506b70415d6f58af415\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6311fc35bb2a1.png\" width=\"140\" height=\"88\" alt=\"Tide Business Loan\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6311fc35bb2a1.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6311fc35bb2a1.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6311fc35bb2a1.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\"><\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent persist\" style=\"display: flex;\">\nExcellent\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Loan rate type<\/th><td class=\"i_infobox_data product_infobox_data\">Fixed or variable<\/td><\/tr><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a31,000 to \u00a320,000,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">1 to 72 months<\/td><\/tr><\/tbody><\/table><\/div>\n\n\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/tide-business-loans\">Read review<\/a><\/div><div class=\"u-color--blue-700 weight-semi-bold u-rounded--sm has-margin-bottom-small\" style=\"font-size: 16px; padding: 0.425em 0.6em 0.5em 0.6em; line-height: 22px; background-color: rgb(240 247 255);\"><svg class=\"luna-icon refreshedMasthead__icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"18\" preserveaspectratio=\"none\" viewbox=\"0 0 24 24\" style=\"height: 18px; width: 18px; margin-top: 2px;\"><path d=\"M0 0h24v24H0z\" fill=\"none\"><\/path><path d=\"M21.41 11.58l-9-9C12.05 2.22 11.55 2 11 2H4c-1.1 0-2 .9-2 2v7c0 .55.22 1.05.59 1.42l9 9c.36.36.86.58 1.41.58.55 0 1.05-.22 1.41-.59l7-7c.37-.36.59-.86.59-1.41 0-.55-.23-1.06-.59-1.42zM5.5 7C4.67 7 4 6.33 4 5.5S4.67 4 5.5 4 7 4.67 7 5.5 6.33 7 5.5 7z\" fill=\"#002ebf\"><\/path><\/svg> Connect your business bank account and gain access to business loans (Terms &amp; Conditions apply).<\/div><p><b>Why we like it:<\/b> Asset finance is a form of business loan that is used to cover the cost of a business asset, and which is secured against the asset itself. Tide is our top pick for asset finance, with businesses able to access a wide range of loans values between \u00a31,000 and \u00a320 million, which can be repaid over terms of 1 month to 5 years.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000020\" data-toggle=\"collapse\" data-target=\"#accordion0000000020\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000020\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>Cashflow insights tool<\/li><li>Fixed or variable rates<\/li><li>24 hour funding facility<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>Does not offer loans for charities<\/li><li>Larger businesses must be registered<\/li><li>You might need to use an asset as collateral<\/li><li>Subject to credit checks<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000021\" data-toggle=\"collapse\" data-target=\"#accordion0000000021\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000021\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"heroeligibility\" class=\"UKFBL heroeligibility \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Minimum turnover<\/th><td class=\"i_infobox_data product_infobox_data\">N\/A<\/td><\/tr><tr><th>Minimum trading requirement<\/th><td class=\"i_infobox_data product_infobox_data\">N\/A<\/td><\/tr><tr><th>Security<\/th><td class=\"i_infobox_data product_infobox_data\">Security may be required<\/td><\/tr><tr><th>Personal guarantee<\/th><td class=\"i_infobox_data product_infobox_data\">A personal guarantee may be required<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\n\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKFBL\" data-fieldset=\"jumbohero\" class=\"UKFBL jumbohero \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Loan rate type<\/th><td class=\"i_infobox_data product_infobox_data\">Fixed or variable<\/td><\/tr><tr><th>Credit limits<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a31,000 to \u00a320,000,000<\/td><\/tr><tr><th>Loan terms<\/th><td class=\"i_infobox_data product_infobox_data\">1 to 72 months<\/td><\/tr><\/tbody><\/table><\/div><\/div><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/tide-business-loans\">Read review<\/a><\/div><\/div><\/div><\/div><\/article><\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000022\" data-toggle=\"collapse\" data-target=\"#accordion0000000022\">\n        <span class=\"luna-accordion__title\">Learn more about asset finance<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000022\" data-accordion=\"details\">\n    <div class=\"accordionContent\">If your business is in need of acquiring an expensive piece of equipment, like a vehicle, machinery, or computer system, asset finance could be an option worth considering. Instead of having to cover the cost upfront, you can pay it off in smaller instalments. Unlike a regular business loan, <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/asset-based-loans\">asset finance<\/a> is secured against the cost of the asset itself. If you fail to repay the loan, the lender has the ability to take ownership of the asset.<\/div>\n  <\/div>\n<\/li><\/ul><h3 id=\"assetfinance\">Our best pick for line of credit<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n    \n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n<style>\n.best-hero .hotstats .product_infobox tr { display: flex; flex-direction: column; flex-basis: 0; flex-grow: 1; }\n.best-hero .hotstats .product_infobox th { border-bottom: 0px; width: 100%; padding-left: 0px; padding-bottom: 4px; font-size: 14px; }\n.best-hero .hotstats .product_infobox td { border-bottom: 0px; width: 100%; padding-left: 0px; padding-top: 0px;  }\n.best-hero .hotstats .product_infobox td svg.luna-icon--medium { height: 24px; width: 24px; }\n.best-hero .luna-button--success { white-space: normal; line-height: 1.2; }\n@media only screen and (max-width: 600px) {\n.best-hero .hotstats .product_infobox tbody { display: flex; }\n.best-hero .hotstats .product_infobox th { text-align: center; line-height: 16px !important; padding-left: 3px; padding-right: 3px; }\n.best-hero .hotstats .product_infobox td { flex-grow: 1; align-content: center; text-align: center; line-height: 20px !important; padding-left: 3px; padding-right: 3px; font-size: 18px !important; letter-spacing: -0.1px; }\n.best-hero .hotstats .product_infobox tr:first-of-type td, .best-hero .hotstats .product_infobox tr:first-of-type th { padding-left: 0px !important; }\n.best-hero .hotstats .product_infobox tr:last-of-type td, .best-hero .hotstats .product_infobox tr:last-of-type th { padding-right: 0px !important; }\n}\n<\/style><div class=\"best-hero\" id=\"best-hero-ff954c31f5414e2497d62785e365b40e\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block no-padding-top no-padding-right no-padding-bottom no-padding-left\"><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-3\/4@m u-2\/3@s\"><div class=\"has-padding-small\"><div class=\"u-grid u-grid--alignMiddle has-padding-bottom-xsmall\"><div class=\"u-grid__col u-1\/3 u-1\/4@m u-1\/5@l\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/62bea7441cd88.png\" width=\"140\" height=\"88\" alt=\"Capital on Tap Business Credit Card\" srcset=\"https:\/\/www.finder.com\/niche-builder\/62bea7441cd88.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/62bea7441cd88.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/62bea7441cd88.png?fit=420 420w\" sizes=\"(max-width: 420px) 28vw, 420px\" loading=\"lazy\"><\/div><div class=\"u-grid__col u-3\/4@m u-2\/3\"><p class=\"no-margin-bottom u-font--bold\" style=\"font-size: 22px; line-height: 27px;\"><\/p><span class=\"alignleft\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><span class=\"scoreCombined score__container finder-score\" style=\"justify-content: center;\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.5<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great persist\" style=\"display: flex;\">\nGreat\n<\/span><\/span><\/span><\/div><\/div><div class=\"is-hidden@s has-margin-bottom-small hotstats\"><div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"hero_hotstats\" class=\"UKCCF hero_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">34.65%<\/td><\/tr><tr><th>Rewards earn rate<\/th><td class=\"i_infobox_data product_infobox_data\">1 point per \u00a31 spent<\/td><\/tr><\/tbody><\/table><\/div>\n\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/capital-on-tap-business-credit-card-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKCCF%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-xsmall%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2222030%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%22ff954c31-f541-4e24-97d6-2785e365b40e%22%2C%22product_name%22%3A%22Capital%2Bon%2BTap%2BBusiness%2BCredit%2BCard%22%2C%22provider_id%22%3A%2266d2f49f-0d55-4138-bf09-e5b4cf4d449f%22%2C%22provider_name%22%3A%22Capital%2Bon%2BTap%22%2C%22post_id%22%3A%22101829%22%2C%22post_path%22%3A%22business-loans%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\">Go to site<\/a>\n    \n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid has-margin-top-xsmall has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/capital-on-tap-business-credit-card\">Read review<\/a>\n    \nRepresentative example: When you spend \u00a31,200 at a purchase rate of 34.65% (variable) p.a., your representative rate is 34.65% APR (variable).\n<\/div><p><b>Why we like it:<\/b> Capital on Tap is our top pick for a business line of credit, offering line of credit loans for small and medium-sized businesses, up to the value of \u00a3250,000. Your loan funds can be accessed via your bank account or via your Capital on Tap business card, where you can also earn cashback and rewards on your business spending if you\u2019re signed up to the Capital on Tap premium card plan (which costs \u00a399 per year). The Capital on Tap business card also has a feature called \u201cPreloading\u201d. Preloading allows you to top-up your credit limit with your own funds, while still getting cashback on the full price of your purchases.<\/p>\n\n\n\n\n\n  <ul class=\"luna-accordionGroup accordionGroup\">    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000023\" data-toggle=\"collapse\" data-target=\"#accordion0000000023\">\n        <span class=\"luna-accordion__title\">Pros and cons<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000023\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Pros<\/p><ul class=\"list-4\"><li>Out-of-the-box integrations with Xero, Quickbooks, FreeAgent and Sage.<\/li><li>42 days to spread the cost of purchases provided you pay off your balance in full each month. This even applies to non-sterling transactions (which isn't always the case).<\/li><li>Top-notch Android\/iPhone app for both the main account holder and supplementary cardholders (main account holder can access more features).<\/li><li>Unlimited additional cards at no additional cost.<\/li><li>No currency conversion charges when you use your card overseas.<\/li><li>Applicants with low credit scores may be eligible.<\/li><li>Earn unlimited cashback on business spending.<\/li><li>Top up your account with additional funds to use alongside your credit limit and earn even more cashback!<\/li><li>Fee-free transfers out to your linked business account.<\/li><li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><p class=\"u-font--bold\">Cons<\/p><ul class=\"list-13\"><li>Although there are no fees for cash withdrawals, you will be charged interest from the moment you get your cash. <\/li><li>Transfers to your business bank account always incur interest from the day of the transaction (so your usual \"up to 42 days\" interest-free won't apply to this part of your balance).<\/li><li>The fee-free transfers out from your Capital on Tap account can only be to your linked business account (this will be the account that your direct debit for repayments is taken from).<\/li><\/ul><\/div><\/div>    <\/div>\n  <\/div>\n<\/li>    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000024\" data-toggle=\"collapse\" data-target=\"#accordion0000000024\">\n        <span class=\"luna-accordion__title\">More details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000024\" data-accordion=\"details\">\n    <div class=\"accordionContent\">    <div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"bestpage\" class=\"UKCCF bestpage \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Issuer<\/th><td class=\"i_infobox_data product_infobox_data\">Capital on Tap<\/td><\/tr><tr><th>Network<\/th><td class=\"i_infobox_data product_infobox_data\">Visa<\/td><\/tr><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">34.65%<\/td><\/tr><tr><th>Purchases interest-free period<\/th><td class=\"i_infobox_data product_infobox_data\">Up to 42 days<\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n  <\/div>\n<\/li>  <\/ul>\n\nRepresentative example: When you spend \u00a31,200 at a purchase rate of 34.65% (variable) p.a., your representative rate is 34.65% APR (variable).\n\n<\/div><\/div><div class=\"u-grid__col u-1\/4@m u-1\/3@s box no-margin-bottom is-hidden is-visible@s\"><div class=\"has-padding-small\"><div class=\"hotstats has-margin-bottom-small\"><div data-category=\"\" data-niche=\"UKCCF\" data-fieldset=\"hero_hotstats\" class=\"UKCCF hero_hotstats \"><table class=\"i_infobox product_infobox\"><tbody><tr><th>Annual\/monthly fees<\/th><td class=\"i_infobox_data product_infobox_data\">\u00a30<\/td><\/tr><tr><th>Purchases<\/th><td class=\"i_infobox_data product_infobox_data\">34.65%<\/td><\/tr><tr><th>Rewards earn rate<\/th><td class=\"i_infobox_data product_infobox_data\">1 point per \u00a31 spent<\/td><\/tr><\/tbody><\/table><\/div><\/div>\n<a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/credit-cards\/capital-on-tap-business-credit-card-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22UKCCF%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-bottom-xsmall%22%2C%22offer_id%22%3A%2222030%22%2C%22niche_code%22%3A%22UKCCF%22%2C%22product_id%22%3A%22ff954c31-f541-4e24-97d6-2785e365b40e%22%2C%22product_name%22%3A%22Capital%2Bon%2BTap%2BBusiness%2BCredit%2BCard%22%2C%22provider_id%22%3A%2266d2f49f-0d55-4138-bf09-e5b4cf4d449f%22%2C%22provider_name%22%3A%22Capital%2Bon%2BTap%22%2C%22post_id%22%3A%22101829%22%2C%22post_path%22%3A%22business-loans%22%2C%22post_country%22%3A%22uk%22%2C%22partial%22%3A%7B%22id%22%3A543031%2C%22name%22%3A%22ukfin_best_hero%22%2C%22country%22%3A%22uk%22%7D%7D\" class=\"luna-button luna-button--success luna-button--fluid has-margin-bottom-xsmall\">Go to site<\/a>\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\/capital-on-tap-business-credit-card\">Read review<\/a><center class=\"has-padding-top-small\">34.65% APR representative variable<\/center><\/div><\/div><\/div><\/div><\/article><\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000025\" data-toggle=\"collapse\" data-target=\"#accordion0000000025\">\n        <span class=\"luna-accordion__title\">Learn more about line of credit<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000025\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Regular cash flow can be a big concern for many businesses, and that is one of the advantages of a <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/business-line-of-credit\">business line of credit<\/a>. Instead of receiving a lump sum upfront like you would on a normal business loan, a line of credit gives you ongoing access to funds to use as you wish. You only pay interest on the amount of credit you use, but will need to repay what you\u2019ve used in order to access the full limit again.<\/div>\n  <\/div>\n<\/li><\/ul><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000026\" data-toggle=\"collapse\" data-target=\"#accordion0000000026\">\n        <span class=\"luna-accordion__title\">Learn more about business credit cards<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000026\" data-accordion=\"details\">\n    <div class=\"accordionContent\">With a <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\">business credit card<\/a>, you can borrow what you want (subject to a credit limit), when you want, so you\u2019ll only pay interest for the days on which you borrow. Subject to a monthly minimum repayment, you can also pay back funds on terms that suit you. Unlike a fixed-term loan, which closes when all the money has been repaid, a credit card is a \u201crevolving line of credit\u201d, which means that the facility is effectively always open (which can be a mixed blessing).<\/div>\n  <\/div>\n<\/li><\/ul><div itemscope itemtype=\"https:\/\/schema.org\/FAQPage\"><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\" class=\"has-margin-top-xsmall\">How to get the best business loan<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>A business loan can give a company the money it needs to get started or take its growth to the next level. Whether you need a few thousand pounds or hundreds of thousands, for a little while or a long time, there are plenty of lenders that can help. <\/p><p>So finding the best business loan means first understanding what your business needs and can afford, and then finding the loan or finance option that\u2019s the best fit. Our team have picked the list of lenders below from among the brands we work with directly, but there are plenty more. <\/p><\/div><\/div><\/div><div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"><\/circle>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">Business loans jargon explained<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n            <ul><li><strong>APR.<\/strong> The annual percentage rate (APR) represents an annual summary of the cost of a loan. As well as reflecting the interest, the APR takes into account any compulsory charges \u2013 like an \u201cadmin\u201d or \u201cset-up\u201d fee (if there is one) so you can compare costs side by side. However, crucially, lenders only have to award the advertised APR to 51% of those who take out the loan \u2013 the other 49% could be offered a different (higher) rate, at the lender\u2019s discretion. That\u2019s why it\u2019s often referred to as the <u>representative<\/u> APR.<\/li><li id=\"fixed\"><strong>Fixed rate.<\/strong> A fixed rate means that the interest rate will stay the same for a set period of time, no matter what\u2019s happening with bank rates. A fixed rate can be a popular option for some borrowers, and it allows them to budget with more certainty \u2013 knowing in advance the exact cost of a loan and the exact figure for each instalment.<\/li><li><strong>Variable rate.<\/strong> A variable rate is the opposite of a fixed rate, and can increase or decrease over time at the lender\u2019s discretion. Typically, variations occur as market conditions generally shift \u2013 for example an increase or decrease in the Bank of England base rate.<\/li><\/ul>\n        <\/div>\n    <\/div>\n<\/div>\n<div class=\"fin-text-grey text-x-small has-margin-bottom\">Table: sorted by Finder Score with promoted deals first<\/div><div class=\"content tableWithFilters\n         topFiltersEnabled\n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div id=\"portal-table-top-filters-modal\"><\/div>\n\n<div class=\"contentWrapper tableWithFilters__contentWrapper\">\n    <div class=\"tableWithFilters__table content\">\n        <div class=\"content tableWithFilters\n         topFiltersEnabled\n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div id=\"portal-table-top-filters-modal\"><\/div>\n\n<div class=\"contentWrapper tableWithFilters__contentWrapper\">\n    <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\nvar getEventToListenTo = () => {\n  if (window.matchMedia('(any-hover:none)').matches) {\n    if (window.matchMedia('(max-width: 450px)').matches) {\n      return \"scroll\";\n    }\n  }\n  return \"DOMContentLoaded\";\n};\nvar eventToWatch = getEventToListenTo();\nconst loadFinderScoreModalukfbl = () => {\n  setTimeout(function(){\n   window.loadOnTheFly.html(\n      'partial', {\n          id: 'finder-score-ukfbl-modal-optimized',\n      },\n      function (response) {\n          document.getElementsByTagName(\"body\")[0].appendChild(response);\n          var modal = document.getElementById('finderScoreModal-ukfbl');\n          var closeButton = modal.querySelector(\"#closeButton\");\n          closeButton.onclick = function (event) {\n            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id=\"portal-table-top-filters\" class=\"comparison-actions__topFilters\"><\/div><div class=\"comparison-actions__filterAndSort\"><div id=\"portal-table-sort-button-mobile\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile\" class=\"comparison-actions__filter\"><\/div><\/div><div id=\"portal-tableWithFilters__table\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-fadde399-0edb-4121-a5b1-b6bf1de72de3\">5 of 15 results<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated\n\t\t\t\t\tregularly<\/span><\/a><\/span><span class=\"templateTable__shareMyFilters is-hidden@xs is-hidden@sm\"><a class=\"share-filters-link\"><svg class=\"luna-icon luna-icon--small\"><use xlink:href=\"#share-fat\"><\/use><\/svg><span class=\"u-pl--1\">Share<\/span><\/a><\/span><\/div><\/div><div class=\"comparison-actions__filterAndSort--sticky\"><div id=\"portal-table-sort-button-mobile-sticky\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile-sticky\" class=\"comparison-actions__filter\"><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-mobile-compare=\"true\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"UKFBL\" data-site=\"UKFBL\" data-table-id=\"1763\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-leadform-modal=\"\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"UKFBL\",\"fieldset\":\"newdefault\",\"template\":\"comparison\",\"category_id\":\"fadde399-0edb-4121-a5b1-b6bf1de72de3\",\"category_name\":\"default\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778325315}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"ukfbl\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"5\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"5\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"15\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-user-filters data-table-filter-presets=\"3ab8a68c1c85ec3284fb0918a0f8e8b5c12b5dfc90ebc2e4865c5a1174f9664c\" data-table-record-type=\"product\" data-table-record-ids='[\"07d91e4c-a50f-4ac1-93c9-0ebdb0dbf700\",\"2ba9b12b-fbd7-4368-adf0-24e11049404e\",\"6595c5f5-3ba4-4cf4-aa43-8e019bf36e13\",\"880b4039-e8bf-4e02-9d80-9d6da0351bff\",\"d282735b-4f12-4055-b8b8-ad6fb2d690fe\"]' data-total-data=\"5\" data-enable-top-filters=\"true\" data-total-product-count=\"15\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-5\"><th data-mobile=\"hide\" data-ajax-table-sorter-column=\"UKFBL.PRODUCT.DATAPOINT_FINDER_SCORE_V2_M\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"finder_score\" data-ajax-table-sorter-default-direction=\"DESCENDING\">\n                                                        Finder Score\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKFBL.PRODUCT.UKFBL_LOAN_TYPE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"loan_type\">\n                                                        Loan type\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKFBL.PRODUCT.UKFBL_LOAN_AMOUNTS\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"loan_amounts\">\n                                                        Loan amounts\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKFBL.PRODUCT.DATAPOINT_LOAN_TERMS\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"loan_terms\">\n                                                        Loan terms\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"UKFBL.PRODUCT.UKFBL_BASIC_REQUIREMENTS\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"minimum_turnover\/trading_criteria\">\n                                                        Minimum turnover\/trading criteria\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.DESCRIPTIONS.BENEFITS\" class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"key_benefit\">\n                                                        Key benefit\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><\/tr><\/thead><tbody><style>\n\t.rewards-infobox .deals-banner { display:flex; flex-direction: row; border-radius: 16px; border:1px solid #000; overflow: hidden; }\n\t.rewards-infobox .deals-left { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); display:flex; flex-direction: column; align-items:center; justify-content:space-between; position: relative; width: 110px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-left { width: 110px; } }\n\t.rewards-infobox .deals-right { background:#1a50ff; color:#fff; padding: 8px; display:flex; flex-direction: column; gap:2px; justify-content:center; flex: 1; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-right { padding: 8px; } }\n\t.rewards-infobox .deals-phone { position: absolute; top: 8px; left: 12px; }\n\t.rewards-infobox .deals-ends { color:#000; font-weight:800; font-size:12px; line-height:12px; padding:6px 10px; font-style: italic; border-radius: 9999px; display:inline-flex; align-items:center; text-transform: uppercase; display: none; }\n\t.rewards-infobox .deals-ends-text { padding-top: 2px; }\n\t.rewards-infobox .deals-header { display:flex; align-items:center; flex-wrap: nowrap; gap:4px; cursor:pointer; }\n\t.rewards-infobox .deals-amount { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); color:#232320; font-size:32px; line-height:28px; letter-spacing: -0.75px; text-transform: uppercase; padding: 2px 4px 0 2px; border-radius: 4px; font-style: italic; font-weight: bold; font-size: 30px; }\n\t.rewards-infobox .deals-title { color: white; text-transform: uppercase; font-style:italic; font-weight:bold; font-size:16px; flex: 1; }\n\t.rewards-infobox .deals-list { display:flex; flex-direction: column; flex-wrap: wrap; gap:2px; margin: 4px 0 2px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-list { flex-direction: row; row-gap: 4px; column-gap: 20px; } }\n\t.rewards-infobox .deals-step { display:flex; align-items: baseline; gap:4px; }\n\t.rewards-infobox .deals-step-num { background:#FFD23B; color:#000; display:inline-flex; align-items:center; justify-content:center; font-weight:bold; font-style: italic; border-radius:2px; font-size:12px; margin-top:2px; line-height: 12px; padding-top: 2px; min-width: 11px; }\n\t.rewards-infobox .deals-step-text { color:#fff; font-size:12px; line-height:16px; font-weight: bold; }\n\t.rewards-infobox .deals-disclaimer { color:#E8EEFF; font-size:12px; margin-top: 4px; width: fit-content; }\n\t.rewards-infobox .deals-disclaimer a { color:#BFD0FF; text-decoration: underline; font-size: 12px; }\n\t.rewards-infobox .rewards-end-date { font-size: 12px; }\n\t\n\t\t.rewards-infobox .deals-countdown {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tmargin-top: 8px;\n\t\tflex-wrap: wrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__label {\n\t\tcolor: #fff;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\tpadding-right: 6px;\n\t\twhite-space: nowrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__timer {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tgap: 4px;\n\t}\n\n\t.rewards-infobox .deals-countdown__unit {\n\t\tdisplay: inline-flex;\n\t\talign-items: center;\n\t}\n\n\t.rewards-infobox .deals-countdown__value {\n\t\tbackground: #FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; }\n\n\t\t@media (max-width: 600px) {\n\t\t.reward-col-order-3 { grid-row: 3 !important; }\n\t\t.reward-col-order-4 { grid-row: 4 !important; }\n\t\t.reward-col-order-5 { grid-row: 5 !important; }\n\t\t.reward-col-order-6 { grid-row: 6 !important; }\n\t\t.reward-col-order-7 { grid-row: 7 !important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: unset;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr data-product-id=\"07d91e4c-a50f-4ac1-93c9-0ebdb0dbf700\" data-provider-id=\"b5fe2689-5046-46c9-8213-cfb995ededa5\" data-product-name=\"Capify Unsecured Business Loan\" data-provider-name=\"Capify\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/67cabf01427fe.png\" alt=\"Capify logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67cabf01427fe.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67cabf01427fe.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67cabf01427fe.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67cabf01427fe.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67cabf01427fe.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>Capify Unsecured Business Loan<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfbl.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfbl.product.ukfbl_loan_type\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan type\">\n                        Unsecured   loan\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfbl.product.ukfbl_loan_amounts\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan amounts\">\n                        \u00a35,000 to \u00a31,000,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfbl.product.datapoint_loan_terms\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan terms\">\n                        3 to 60 months\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfbl.product.ukfbl_basic_requirements\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum turnover\/trading criteria\">\n                        \u00a3120,000 annual turnover,<br>1 year trading\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"07d91e4c-a50f-4ac1-93c9-0ebdb0dbf700\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/business-loans\/capify-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFBL%22%2C%22fieldset%22%3A%22newdefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22fadde399-0edb-4121-a5b1-b6bf1de72de3%22%2C%22category_name%22%3A%22default%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778325315%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2225961%22%2C%22niche_code%22%3A%22UKFBL%22%2C%22product_id%22%3A%2207d91e4c-a50f-4ac1-93c9-0ebdb0dbf700%22%2C%22product_name%22%3A%22Capify%2BUnsecured%2BBusiness%2BLoan%22%2C%22post_id%22%3A%22101829%22%2C%22post_path%22%3A%22business-loans%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Capify's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Capify Unsecured Business Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"07d91e4c-a50f-4ac1-93c9-0ebdb0dbf700\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-07d91e4c-a50f-4ac1-93c9-0ebdb0dbf700\" value=\"07d91e4c-a50f-4ac1-93c9-0ebdb0dbf700\" name=\"productID\" _productname=\"Finder score 9Excellent                            Capify Unsecured Business Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"07d91e4c-a50f-4ac1-93c9-0ebdb0dbf700\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-07d91e4c-a50f-4ac1-93c9-0ebdb0dbf700\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"2ba9b12b-fbd7-4368-adf0-24e11049404e\" data-provider-id=\"96d74c22-a6a1-40ba-9c8e-0f8743b91b65\" data-product-name=\"Nest Unsecured Business Loan\" data-provider-name=\"Nest Business Loans\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/nest\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/63ea640712fd5.jpg\" alt=\"Nest Business Loans logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63ea640712fd5.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/63ea640712fd5.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/63ea640712fd5.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/63ea640712fd5.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/63ea640712fd5.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/nest\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Nest Unsecured Business Loan<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfbl.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">Great<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfbl.product.ukfbl_loan_type\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan type\">\n                        Fixed rate Unsecured   loan\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfbl.product.ukfbl_loan_amounts\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan amounts\">\n                        \u00a310,000 to \u00a35,000,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfbl.product.datapoint_loan_terms\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan terms\">\n                        No specified loan terms\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfbl.product.ukfbl_basic_requirements\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum turnover\/trading criteria\">\n                        \u00a3200,000  annual turnover,<br>1 year trading\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"2ba9b12b-fbd7-4368-adf0-24e11049404e\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/business-loans\/nest-unsecured-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFBL%22%2C%22fieldset%22%3A%22newdefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22fadde399-0edb-4121-a5b1-b6bf1de72de3%22%2C%22category_name%22%3A%22default%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778325315%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2223024%22%2C%22niche_code%22%3A%22UKFBL%22%2C%22product_id%22%3A%222ba9b12b-fbd7-4368-adf0-24e11049404e%22%2C%22product_name%22%3A%22Nest%2BUnsecured%2BBusiness%2BLoan%22%2C%22post_id%22%3A%22101829%22%2C%22post_path%22%3A%22business-loans%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Nest Business Loans's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Nest Unsecured Business Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"2ba9b12b-fbd7-4368-adf0-24e11049404e\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-2ba9b12b-fbd7-4368-adf0-24e11049404e\" value=\"2ba9b12b-fbd7-4368-adf0-24e11049404e\" name=\"productID\" _productname=\"Finder score 8.8Great                            Nest Unsecured Business Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"2ba9b12b-fbd7-4368-adf0-24e11049404e\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-2ba9b12b-fbd7-4368-adf0-24e11049404e\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"6595c5f5-3ba4-4cf4-aa43-8e019bf36e13\" data-provider-id=\"2945a5de-f571-4ba7-8dce-efa4df7fb96e\" data-product-name=\"Funding Circle Small Business Loan\" data-provider-name=\"Funding Circle\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-circle\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/68c2f308e1d95.png\" alt=\"Funding Circle logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68c2f308e1d95.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68c2f308e1d95.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68c2f308e1d95.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/68c2f308e1d95.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/68c2f308e1d95.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-circle\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Funding Circle Small Business Loan<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfbl.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfbl.product.ukfbl_loan_type\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan type\">\n                        Fixed rate   loan\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfbl.product.ukfbl_loan_amounts\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan amounts\">\n                        \u00a310,000 to \u00a3750,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfbl.product.datapoint_loan_terms\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan terms\">\n                        6 to 72 months\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfbl.product.ukfbl_basic_requirements\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum turnover\/trading criteria\">\n                        No specified minimum turnover,<br>1 year trading\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":9.2,\"badges\":[],\"productId\":\"6595c5f5-3ba4-4cf4-aa43-8e019bf36e13\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/business-loans\/fundingcirclesmallbusinessloan-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFBL%22%2C%22fieldset%22%3A%22newdefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22fadde399-0edb-4121-a5b1-b6bf1de72de3%22%2C%22category_name%22%3A%22default%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778325315%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2226551%22%2C%22niche_code%22%3A%22UKFBL%22%2C%22product_id%22%3A%226595c5f5-3ba4-4cf4-aa43-8e019bf36e13%22%2C%22product_name%22%3A%22Funding%2BCircle%2BSmall%2BBusiness%2BLoan%22%2C%22post_id%22%3A%22101829%22%2C%22post_path%22%3A%22business-loans%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Funding Circle's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Funding Circle Small Business Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.2,\"badges\":[],\"productId\":\"6595c5f5-3ba4-4cf4-aa43-8e019bf36e13\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-6595c5f5-3ba4-4cf4-aa43-8e019bf36e13\" value=\"6595c5f5-3ba4-4cf4-aa43-8e019bf36e13\" name=\"productID\" _productname=\"Finder score 9.2Excellent                            Funding Circle Small Business Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.2,\"badges\":[],\"productId\":\"6595c5f5-3ba4-4cf4-aa43-8e019bf36e13\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-6595c5f5-3ba4-4cf4-aa43-8e019bf36e13\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"880b4039-e8bf-4e02-9d80-9d6da0351bff\" data-provider-id=\"2945a5de-f571-4ba7-8dce-efa4df7fb96e\" data-product-name=\"Funding Circle Short Term Business Loan\" data-provider-name=\"Funding Circle\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-circle\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/68c2f43c230b3.png\" alt=\"Funding Circle logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68c2f43c230b3.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68c2f43c230b3.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68c2f43c230b3.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/68c2f43c230b3.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/68c2f43c230b3.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-circle\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Funding Circle Short Term Business Loan<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfbl.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9.2<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfbl.product.ukfbl_loan_type\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan type\">\n                        Fixed rate   loan\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfbl.product.ukfbl_loan_amounts\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan amounts\">\n                        \u00a310,000 to \u00a3250,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfbl.product.datapoint_loan_terms\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan terms\">\n                        6 or 12 months\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfbl.product.ukfbl_basic_requirements\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum turnover\/trading criteria\">\n                        No specified minimum turnover,<br>1 year trading\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":9.2,\"badges\":[],\"productId\":\"880b4039-e8bf-4e02-9d80-9d6da0351bff\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/business-loans\/fundingcircleshorttermbusinessloan-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22UKFBL%22%2C%22fieldset%22%3A%22newdefault%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22fadde399-0edb-4121-a5b1-b6bf1de72de3%22%2C%22category_name%22%3A%22default%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778325315%22%2C%22position%22%3A%224%22%2C%22offer_id%22%3A%2226552%22%2C%22niche_code%22%3A%22UKFBL%22%2C%22product_id%22%3A%22880b4039-e8bf-4e02-9d80-9d6da0351bff%22%2C%22product_name%22%3A%22Funding%2BCircle%2BShort%2BTerm%2BBusiness%2BLoan%22%2C%22post_id%22%3A%22101829%22%2C%22post_path%22%3A%22business-loans%22%2C%22post_country%22%3A%22uk%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Funding Circle's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Funding Circle Short Term Business Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.2,\"badges\":[],\"productId\":\"880b4039-e8bf-4e02-9d80-9d6da0351bff\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-880b4039-e8bf-4e02-9d80-9d6da0351bff\" value=\"880b4039-e8bf-4e02-9d80-9d6da0351bff\" name=\"productID\" _productname=\"Finder score 9.2Excellent                            Funding Circle Short Term Business Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9.2,\"badges\":[],\"productId\":\"880b4039-e8bf-4e02-9d80-9d6da0351bff\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-880b4039-e8bf-4e02-9d80-9d6da0351bff\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"d282735b-4f12-4055-b8b8-ad6fb2d690fe\" data-provider-id=\"fcbe1cd8-a123-4c91-8086-224a9128a33b\" data-product-name=\"NatWest Fixed Rate Small Business Loan\" data-provider-name=\"NatWest\" class=\"grid-column-count-5  mobile-column-count-4 mobile-row-count-9  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/natwest\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5e53ae732fe78.png\" alt=\"NatWest logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5e53ae732fe78.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5e53ae732fe78.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5e53ae732fe78.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5e53ae732fe78.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5e53ae732fe78.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/natwest\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">NatWest Fixed Rate Small Business Loan<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,ukfbl.product.datapoint_finder_score_v2_m\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><div class=\"finder-score-detail-heading\">Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('ukfbl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">Excellent<\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,ukfbl.product.ukfbl_loan_type\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan type\">\n                        Fixed rate Unsecured   loan\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,ukfbl.product.ukfbl_loan_amounts\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan amounts\">\n                        \u00a31,000 to \u00a350,000\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,ukfbl.product.datapoint_loan_terms\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan terms\">\n                        12 to 84 months\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"5\" data-decorator=\"text,ukfbl.product.ukfbl_basic_requirements\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Minimum turnover\/trading criteria\">\n                        No specified minimum turnover,<br>12 months trading\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\">\n                      Borrow \u00a310,000 over 5 years at a rate of 11.7% pa (fixed). Representative APR 12.35% and total payable \u00a313,255.89 in monthly repayments of \u00a3220.93 Other amounts available at alternative rates. Rates depend on your circumstances and loan amount and may differ from the Representative APR.\n                  <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-5 \"><div class=\"comparison-table__cellWrapper\"><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about NatWest Fixed Rate Small Business Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"d282735b-4f12-4055-b8b8-ad6fb2d690fe\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-d282735b-4f12-4055-b8b8-ad6fb2d690fe\" value=\"d282735b-4f12-4055-b8b8-ad6fb2d690fe\" name=\"productID\" _productname=\"Finder score 9Excellent                            NatWest Fixed Rate Small Business Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"d282735b-4f12-4055-b8b8-ad6fb2d690fe\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-d282735b-4f12-4055-b8b8-ad6fb2d690fe\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - now;\n\n        if (distance < 0) {\n          \/\/ Countdown finished\n          if (daysEl) daysEl.textContent = \"00d\";\n          if (hoursEl) hoursEl.textContent = \"00h\";\n          if (minutesEl) minutesEl.textContent = \"00m\";\n          if (secondsEl) secondsEl.textContent = \"00s\";\n          if (countdownInterval) {\n            clearInterval(countdownInterval);\n          }\n          return;\n        }\n\n        const days = Math.floor(distance \/ (1000 * 60 * 60 * 24));\n        const hours = Math.floor((distance % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n        const minutes = Math.floor((distance % (1000 * 60 * 60)) \/ (1000 * 60));\n        const seconds = Math.floor((distance % (1000 * 60)) \/ 1000);\n\n        if (daysEl) daysEl.textContent = days.toString().padStart(2, \"0\") + \"d\";\n        if (hoursEl) hoursEl.textContent = hours.toString().padStart(2, \"0\") + \"h\";\n        if (minutesEl) minutesEl.textContent = minutes.toString().padStart(2, \"0\") + \"m\";\n        if (secondsEl) secondsEl.textContent = seconds.toString().padStart(2, \"0\") + \"s\";\n      };\n\n      \/\/ Update immediately\n      updateCountdown();\n\n      \/\/ Update every second\n      countdownInterval = setInterval(updateCountdown, 1000);\n\n      \/\/ Store interval ID to clear it later if needed\n      rewardsProduct.dataset.countdownInterval = countdownInterval;\n    }\n\n    const initRewards = (table) => {\n      if (!table) return;\n\n      const recordIdsAttr = table.getAttribute(\"data-table-record-ids\");\n      if (!recordIdsAttr) return;\n\n      let productIds = [];\n      try {\n        const decoded = recordIdsAttr.replace(\/&quot;\/g, '\"');\n        productIds = JSON.parse(decoded);\n      } catch (e) {\n        return;\n      }\n\n      if (!productIds.length) return;\n\n      productIds.forEach((productId) => {\n        \/\/ Handle pill clicks (minimal UX variant) - independent of infobox\n        const pill = table.querySelector(\n          `tr[data-product-id=\"${productId}\"] .rewards-pill`\n        );\n        if (pill && !pill.dataset.bound) {\n          pill.dataset.bound = \"true\";\n          pill.addEventListener(\"click\", () => {\n            const row = pill.closest(\"tr\");\n            if (!row) return;\n\n            const cta = row.querySelector(\".rewards--cta\");\n            if (!cta) return;\n\n            const linkParams = getLinkParams(cta);\n            if (!linkParams) return;\n\n            const pillModalParams = {\n              productId: linkParams.productId,\n              campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n              redirectUrl: linkParams.redirectUrl,\n              productName: linkParams.productName,\n              providerName: row.getAttribute(\"data-provider-name\") || \"\",\n              niche: linkParams.niche,\n              offerId: linkParams.offerId,\n              component: \"infobox\",\n            };\n\n            if (\n              window.rewards &&\n              typeof window.rewards.displayModal === \"function\"\n            ) {\n              window.rewards.displayModal(pillModalParams, false, cta);\n            }\n          });\n        }\n\n        const rewardsProduct = table.querySelector(\n          `div[data-rewards-product-id=\"${productId}\"]:not([data-rewards-banner-attached])`\n        );\n        if (!rewardsProduct) return;\n\n        const endDateStr = rewardsProduct.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        \/\/ Format date for Australian locale (dd MMM yyyy)\n        const formattedDate = new Intl.DateTimeFormat(\"en-AU\", {\n          day: \"2-digit\",\n          month: \"short\",\n          year: \"numeric\",\n        }).format(new Date(endDateStr));\n\n        const endDateEl = rewardsProduct.querySelector(\".rewards-end-date\");\n        if (endDateEl && endDateEl.textContent !== formattedDate) {\n          endDateEl.textContent = ` ${formattedDate}`;\n        }\n\n        \/\/ Calculate days remaining\n        const days = Math.ceil((new Date(endDateStr) - new Date()) \/ 86400000);\n\n        \/\/ Show \"Ends Soon\" badge if campaign ends within 7 days\n        if (days <= 7 && days > 0) {\n          const dealsEndsEl = rewardsProduct.querySelector(\".deals-ends\");\n          const dealsPhoneEl = rewardsProduct.querySelector(\".deals-phone\");\n\n          if (dealsEndsEl && dealsEndsEl.style.display !== \"inline-flex\") {\n            dealsEndsEl.style.display = \"inline-flex\";\n          }\n          if (dealsPhoneEl && dealsPhoneEl.style.top !== \"23px\") {\n            dealsPhoneEl.style.top = \"23px\";\n          }\n        }\n\n        \/\/ Initialize countdown timer\n        initCountdownTimer(rewardsProduct, endDateStr);\n\n        const dealsLeftEl = rewardsProduct.querySelector(\".deals-left\");\n        const dealsList = rewardsProduct.querySelector(\".deals-list\");\n        const dealsHeader = rewardsProduct.querySelector(\".deals-header\");\n\n        const handleClick = (triggerEl) => {\n          const row = triggerEl.closest(\"tr\");\n\n          if (!row) return;\n\n          const cta = row.querySelector(\".rewards--cta\");\n\n          if (!cta) return;\n\n          const linkParams = getLinkParams(cta);\n          if (!linkParams) return;\n\n          const { productId, redirectUrl, productName, niche, offerId } = linkParams;\n\n          const modalParams = {\n            productId,\n            campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n            redirectUrl,\n            productName,\n            providerName: row.getAttribute(\"data-provider-name\") || \"\",\n            niche,\n            offerId,\n            component: \"infobox\",\n          };\n\n          if (\n            window.rewards &&\n            typeof window.rewards.displayModal === \"function\"\n          ) {\n            window.rewards.displayModal(modalParams, false, cta);\n          }\n        };\n\n        if (dealsLeftEl && !dealsLeftEl.dataset.bound) {\n          dealsLeftEl.dataset.bound = \"true\";\n          dealsLeftEl.addEventListener(\"click\", () => handleClick(dealsLeftEl));\n        }\n\n        if (dealsList && !dealsList.dataset.bound) {\n          dealsList.dataset.bound = \"true\";\n          dealsList.addEventListener(\"click\", () => handleClick(dealsList));\n        }\n\n        if (dealsHeader && !dealsHeader.dataset.bound) {\n          dealsHeader.dataset.bound = \"true\";\n          dealsHeader.addEventListener(\"click\", () => handleClick(dealsHeader));\n        }\n\n        rewardsProduct.dataset.rewardsBannerAttached = \"true\";\n      });\n    };\n\n    const tables = document.querySelectorAll(\n      \"table.rewards--container[data-table-record-ids]\"\n    );\n\n    tables.forEach((table) => {\n      const tableObserver = new MutationObserver(() => {\n        setTimeout(() => initRewards(table), 0);\n      });\n\n      tableObserver.observe(table, {\n        childList: true,\n        subtree: true,\n      });\n\n      initRewards(table);\n    });\n\n    \/\/ Pill countdown timers (minimal UX)\n    function initPillCountdowns() {\n      const countdowns = document.querySelectorAll(\"[data-rewards-pill-countdown]:not([data-pill-countdown-bound])\");\n\n      countdowns.forEach((el) => {\n        el.dataset.pillCountdownBound = \"true\";\n        const endDateStr = el.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        const endTime = new Date(endDateStr).getTime();\n        if (Number.isNaN(endTime)) return;\n        const now = new Date().getTime();\n        const distance = endTime - now;\n        const sevenDaysMs = 7 * 24 * 60 * 60 * 1000;\n\n        if (distance <= 0) {\n          const wrapper = el.closest(\".rewards-pill-wrapper\");\n          if (wrapper) wrapper.style.display = \"none\";\n          return;\n        }\n\n        if (distance > sevenDaysMs) {\n          return;\n        }\n\n        el.removeAttribute(\"hidden\");\n\n        const daysEl = el.querySelector(\"[data-pill-countdown-days]\");\n        const hoursEl = el.querySelector(\"[data-pill-countdown-hours]\");\n        const minutesEl = el.querySelector(\"[data-pill-countdown-minutes]\");\n        const secondsEl = el.querySelector(\"[data-pill-countdown-seconds]\");\n\n        let interval;\n        const updatePillCountdown = () => {\n          if (!el.isConnected) {\n            if (interval) clearInterval(interval);\n            return;\n          }\n\n          const remaining = endTime - new Date().getTime();\n\n          if (remaining <= 0) {\n            if (daysEl) daysEl.textContent = \"0d\";\n            if (hoursEl) hoursEl.textContent = \"0h\";\n            if (minutesEl) minutesEl.textContent = \"0m\";\n            if (secondsEl) secondsEl.textContent = \"0s\";\n            if (interval) clearInterval(interval);\n            \/\/ Hide pill wrapper on expiry\n            const wrapper = el.closest(\".rewards-pill-wrapper\");\n            if (wrapper) wrapper.style.display = \"none\";\n            return;\n          }\n\n          const days = Math.floor(remaining \/ (1000 * 60 * 60 * 24));\n          const hours = Math.floor((remaining % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n          const minutes = Math.floor((remaining % (1000 * 60 * 60)) \/ (1000 * 60));\n          const seconds = Math.floor((remaining % (1000 * 60)) \/ 1000);\n\n          if (daysEl) daysEl.textContent = days + \"d\";\n          if (hoursEl) hoursEl.textContent = hours + \"h\";\n          if (minutesEl) minutesEl.textContent = minutes + \"m\";\n          if (secondsEl) secondsEl.textContent = seconds + \"s\";\n        };\n\n        updatePillCountdown();\n        interval = setInterval(updatePillCountdown, 1000);\n      });\n    }\n\n    initPillCountdowns();\n\n    const allTables = document.querySelectorAll(\"table\");\n    allTables.forEach((table) => {\n      const observer = new MutationObserver(() => {\n        setTimeout(initPillCountdowns, 0);\n      });\n      observer.observe(table, { childList: true, subtree: true });\n    });\n  });\n})();\n<\/script><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer \"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"5\">Load More<\/button><div class=\"js-show-more-data_count-fadde399-0edb-4121-a5b1-b6bf1de72de3 comparison-table__dataCount\">Showing\n\t\t\t5\n\t\t\tof\n\t\t\t15\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"UKFBL\" data-rewards-component=\"compare-products\"><\/div><div class=\"finder-score-methodology\"><h3 data-toc=\"false\" id=\"finder-score-methodology\">Finder Score for business loans<\/h3>\n\n<p>To make comparing even easier we came up with the <a href=\"https:\/\/www.finder.com\/uk\/finder-score\">Finder Score<\/a>. Costs, speeds and features across 50+ lenders are all weighted and scaled to produce a score out of 10. The higher the score the better the lender \u2013 simple.<\/p>\n\n<a class=\"luna-button luna-button--primary has-margin-bottom\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/methodology-for-rating-business-loans\">Read the full methodology<\/a><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n\n    <\/div>\n<\/div>\n    <\/div>\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><h3>Which bank has the best business loans in the UK?<\/h3><p>This will depend on several factors such as the size of your business and the <a href=\"https:\/\/www.finder.com\/uk\/business-loans#typesoffinance\">type and size of the loan you need<\/a>. Some businesses may want to get a loan with the bank that they already have their business current account with, while others may prefer to get a loan through a specialist business lender.<\/p><p>Some of the banks that offer business loans in the UK include:<\/p><ul class=\"list-1\"><li><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/barclays\">Barclays<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/hsbc\">HSBC<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/lloyds\">Lloyds<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/natwest\">NatWest<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/santander\">Santander<\/a><\/li><\/ul><\/div><\/article><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\" class=\"has-margin-top-xsmall\">How do business loans work?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>There are different types of business loans that work in different ways. What type you opt for can depend, among other things, on what stage your business is at.<\/p><p>Much like an individual, a company has a credit record and credit score. The healthier these are, the easier it will be to secure finance. A new business is obviously not going to have much in the way of a credit history, so a lender will either want to start small or will need some form of security. Loans for launching a new business or for a business which has just launched are often referred to as \u201cstart-up\u201d loans. These are typically available over terms of one to five years, and can be government-backed.<\/p><p>More mature businesses have a variety of loan options, thanks to a credit history, a few years of accounts and an established turnover. These are in addition to other types of credit available such as business credit cards or factoring. Let\u2019s take a look at some of the main loan options available in a little more detail.<\/p><\/div><\/div><\/div><div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\" class=\"has-margin-top-xsmall\">Pros and cons of business loans<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Business loans can be a good option if you\u2019re looking to borrow a large amount of money over a longer period and at a lower cost than a business credit card. However, this isn\u2019t the most flexible option and it can sometimes be hard to meet the eligibility criteria.<\/p><div class=\"fin-pros-cons\">\n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Pros<\/h4>\n            <ul class=\"icon-list icon-list--check-circle\">\n                                    <li>Large borrowing amounts are available and you\u2019ll typically receive the money upfront, great for a big or one-off project, like expanding your business or hiring new staff.<\/li>\n                                    <li>You\u2019ll know how much you\u2019ll pay in interest and how much your monthly repayments will be from the get-go.<\/li>\n                                    <li>Lower rates than a business credit card (subject to status).<\/li>\n                                    <li>Good option for borrowing long term. Some lenders may allow you to borrow over up to 25 years.<\/li>\n                            <\/ul>\n        <\/div>\n    \n            <div class=\"fin-pros-cons__section\">\n            <h4 class=\"fin-pros-cons__heading\">Cons<\/h4>\n            <ul class=\"icon-list icon-list--x-circle\">\n                                    <li>Not very flexible \u2013 you need to know how much you\u2019ll need to borrow when you apply.<\/li>\n                                    <li>The minimum loan amount may be more than you need to borrow.<\/li>\n                                    <li>Potential early repayment charges.<\/li>\n                                    <li>Some lenders have strict eligibility criteria based on revenue, credit score and the type of business.<\/li>\n                                    <li>Lenders may require collateral and a personal guarantee.<\/li>\n                                    <li>There are better solutions for cash flow issues.<\/li>\n                                    <li>Not all lenders are transparent with their rates upfront.<\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<\/div><\/div><\/div><div class=\"importantText importantText__quote\">\n  <blockquote>\n    <div class=\"importantText__quoteIcon\"><\/div>\n    <p>There will be heightened competition and innovation as lenders \u2013 in particular non-banks whose traditional markets were disrupted by the pandemic \u2013 look to carve out new customer niches in order to remain viable. The competition will be the most fierce for the highest quality businesses, so those customers can expect to have a wider choice of products.\u201d<\/p>\n    <footer class=\"importantText__quoteAuthor\">\u2013 <cite>Katrin Herrling, CEO and Co-Founder of business loans marketplace Funding Xchange<\/cite><\/footer>\n  <\/blockquote>\n<\/div>\n<div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">What are my other business finance options?<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>So what happens if your business is too young or small to qualify for a loan with decent terms? Or maybe it\u2019s just a bad time to take on debt? You still have financing options.<\/p><ul class=\"has-margin-bottom\"><li><strong>Get funding from investors.<\/strong> Small or young businesses could stand to benefit the most from selling a share of their enterprise in exchange for financing.<\/li><li><strong>Start a crowdfunding campaign.<\/strong> Set a fundraising goal, invest a little in marketing and collect small donations from family, friends, your community, fans or just random interested individuals!<\/li><li><strong>Apply to a government scheme.<\/strong> Various government schemes exist to encourage small businesses (often called \u201cthe backbone of the UK economy\u201d). Learn more about <a href=\"https:\/\/www.gov.uk\/business-support-helpline\" target=\"_blank\" rel=\"noopener noreferrer\">government support for businesses.<\/a><\/li><li><strong>Take out a personal loan.<\/strong> Another option would be to consider a <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/personal-loan-for-business-use\">personal loan for business use<\/a>, but there are some important implications to consider, and many lenders simply prohibit this use.<\/li><\/ul><\/div><\/div><\/div><article class=\"luna-card luna-card--primary\"><div class=\"luna-card__block\"><h4>Business loan cost comparison<\/h4><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><h5>Loan amount: \u00a350,000<\/h5><ul><li>Loan term: 1 year<\/li><li>Interest rate: 22%<\/li><li>Monthly repayment: \u00a34,633<\/li><li>Total interest: \u00a35,595<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><h5>Loan amount: \u00a350,000<\/h5><ul><li>Loan term: 1 year<\/li><li>Interest rate: 36%<\/li><li>Monthly repayment: \u00a34,903<\/li><li>Total interest: \u00a38,831<\/li><\/ul><\/div><\/div><\/div><\/article><h3>Should you get a business credit card?<\/h3><p>If your business requires additional credit, you also might want to consider taking out a <a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\">business credit card<\/a>. Whether you\u2019re running a startup or a large established company, business credit cards offer a range of benefits that can help you better manage your finances.<\/p><p>Business credit cards offer greater control over your cash flow, enabling you to address revenue gaps and freeing up additional capital for reinvestment in your business.You can also use a business card to increase your company\u2019s spending power, better manage your expenses, and even earn business-focused rewards.<\/p><div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"><\/circle>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">Does your business depend on invoices?<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n            <ul><li><strong>Invoice discounting. <\/strong>You might want to consider invoice discounting if your business sometimes has gaps in revenue due to outstanding accounts. Invoice financing lets you borrow against your outstanding invoices and repay the lender once the client pays you. It is an ongoing service with loans that you can pay back in an agreed period.<\/li><li><strong>Invoice factoring. <\/strong>Alternatively, look into invoice factoring. Here, you sell your invoices to a third-party for a percentage of the invoiced amount. You don\u2019t get the full value of your invoices \u2013 this is the more expensive of the two options explained here \u2013 but you won\u2019t have to worry about credit control (chasing-up repayments). Don\u2019t forget that with this option, the factoring company will have contact with your clients, so you\u2019ll need to be OK with that.<\/li><\/ul>\n        <\/div>\n    <\/div>\n<\/div>\n<div itemscope=\"\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><h3 itemprop=\"name\">How to choose the best business loan<\/h3><div itemscope=\"\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\"><div itemprop=\"text\"><p>Here are some of the key features to consider when comparing business loans:<\/p><ol class=\"has-margin-bottom\"><li><strong>Amounts available.<\/strong> Having set out your business plan, you should know how much you need to borrow, and one of the first things to look at when evaluating a loan is whether or not it can offer you the sum that you need.<\/li><li><strong>Terms available.<\/strong> You may have a fairly clear idea of the length of time you need to borrow for, or this factor may be dictated by the size of the monthly instalments.<\/li><li><strong>Eligibility.<\/strong> Never apply for a loan without checking that the business is eligible for it. It\u2019s a waste of time and demoralising \u2013 and the rejection could be visible to future prospective lenders.<\/li><li><strong>Security required.<\/strong> It\u2019s not unusual for lenders to ask for a personal guarantee \u2013 meaning an individual will be personally responsible for the loan if the business can\u2019t repay it. Security can also take the form of a company\u2019s realisable assets, such as a property, vehicles or equipment. Where no assets are available, it may be necessary to secure the loan on a director\u2019s own property.<\/li><li><strong>Total costs.<\/strong> It can be easy to obsess over APRs (rates), but perhaps more importantly, how much is this loan going to cost overall? When you\u2019re trying to identify the best business loan, the loans that are cheapest overall are naturally a good place to start.<\/li><li><strong>Interest rates.<\/strong> Is the rate offered variable or fixed? Is it competitive?<\/li><li><strong>Fees.<\/strong> Look out for \u201cproduct\u201d or \u201cset-up\u201d fees as well as any annual\/monthly account charges. Lenders sometimes offset an attention-grabbing low rate with product fees, so it\u2019s crucial to also keep an eye on the total amount payable.<\/li><li><strong>Repayment holidays.<\/strong> Repayment holidays are set periods when you don\u2019t have to make any repayments. This might be, say, the first three months of a loan. This can give your company an opportunity to get back on its feet financially, but will usually extend the term of the loan by the same number of months, pushing up the overall cost of the loan.<\/li><li><strong>Early repayment terms.<\/strong> It\u2019s hard to predict what\u2019s around the corner, let alone three or four years down the line. If the option to repay early is important to you, you\u2019ll need to check the early repayment (or overpayment) terms of the specific product or products you\u2019re considering. It\u2019s important to note that \u201cNo early repayment fees!\u201d does not necessarily mean that repaying early will save you money on interest.<\/li><\/ol><\/div><\/div><\/div><\/div><div class=\"importantText importantText__quote\">\n  <blockquote>\n    <div class=\"importantText__quoteIcon\"><\/div>\n    <p>Choosing a longer repayment term for your business loan can help to reduce your monthly repayments. But lengthening the term also means you\u2019ll pay more in interest overall, so be sure to consider this when picking a loan. \u201d<\/p>\n    <footer class=\"importantText__quoteAuthor\">\u2013 <cite>Rachel Wait, personal finance expert<\/cite><\/footer>\n  <\/blockquote>\n<\/div>\n<h3>Who is eligible for a business loan?<\/h3><p>Each lender will have its own eligibility criteria. Some common things that are usually on the list include:<\/p><ul><li><strong>Years trading.<\/strong> For a small business loan, a lender will typically want to see at least 6 months trading history to assess financial stability and creditworthiness.<\/li><li><strong>Where your business is based.<\/strong> Typically lenders like your business to be UK-based, though some might be more specific.<\/li><li><strong>Annual turnover.<\/strong> Ensures that your company can generate revenue, manage cash flow and meet financial obligations, lowering the risk of loan default.<\/li><li><strong>Company structure.<\/strong> Some lenders might be hesitate to lend to specific business structures, such as limited companies or sole traders, due to their limited turnover or trading history.<\/li><li><strong>Credit history.<\/strong> Both personal and business credit scores are crucial for loan eligibility and getting favourable terms. Improving both scores enhances the chance of getting better financing.<\/li><\/ul><h3>Best business loan providers for customer satisfaction in 2025<\/h3><p>We asked the customers of buisness loans providers featured in this table whether they\u2019d recommend it to a friend and we\u2019ve ordered the table by the percentage score. Our independent survey was carried out in January 2025. You can <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/finder-business-loans-customer-satisfaction-awards-2025\">learn more about the research here<\/a>.<\/p><\/a><table id=\"league-table\" class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th scope=\"col\" class=\"u-1\/6@s\">Brand<\/th><th scope=\"col\" class=\"u-1\/5@s\">Logo<\/th><th scope=\"col\" class=\"u-1\/6@s\">Customers who\u2019d recommend<\/th><th scope=\"col\" class=\"u-2\/5@s\">Review<\/th><th scope=\"col\"><\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td style=\"vertical-align: middle;\" data-title=\"Brand\"><strong>Portman Finance<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Logo\"><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/portman-content.png\" class=\"alignnone\" alt=\"Portman Finance logo\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/portman-content.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/portman-content.png?fit=300 300w\" sizes=\"(max-width: 300px) 100vw, 300px\" loading=\"lazy\"><\/td><td style=\"vertical-align: middle;\" data-title=\"Customers who'd recommend\"><strong>100%<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Review\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/portman-finance\">Portman Finance<\/a> is both a direct lender and a broker. It offers a range of finance options for businesses under one roof.<\/td><td style=\"vertical-align: middle;\" data-title=\"Link\"><a class=\"luna-button luna-button--primary luna-button\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/portman-finance\" type=\"button\">Read our review<\/a><\/td><\/tr><tr><td style=\"vertical-align: middle;\" data-title=\"Brand\"><strong>Love Finance<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Logo\"><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/love-finance-small-table.png\" class=\"alignnone\" alt=\"Love Finance logo\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/love-finance-small-table.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/love-finance-small-table.png?fit=300 300w\" sizes=\"(max-width: 300px) 100vw, 300px\" loading=\"lazy\"><\/td><td style=\"vertical-align: middle;\" data-title=\"Customers who'd recommend\"><strong>100%<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Review\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/love-finance\">Love Finance<\/a> works with a range of lenders with the aim of helping UK businesses find the right type of loan or finance option.<\/td><td style=\"vertical-align: middle;\" data-title=\"Link\"><a class=\"luna-button luna-button--primary luna-button\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/love-finance\">Read our review<\/a><\/td><\/tr><tr><td style=\"vertical-align: middle;\" data-title=\"Brand\"><strong>Rise Funding<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Logo\"><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/06\/rise_funding_450.png\" class=\"alignnone\" alt=\"Rise Funding logo\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/06\/rise_funding_450.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2023\/06\/rise_funding_450.png?fit=300 300w\" sizes=\"(max-width: 300px) 100vw, 300px\" loading=\"lazy\"><\/td><td style=\"vertical-align: middle;\" data-title=\"Customers who'd recommend\"><strong>97%<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Review\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/rise-funding\">Rise Funding<\/a> is a credit broker that provides a wide range of funding options to businesses across the UK.<\/td><td style=\"vertical-align: middle;\" data-title=\"Link\"><a class=\"luna-button luna-button--primary luna-button\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/rise-funding\">Read our review<\/a><\/td><\/tr><tr><td style=\"vertical-align: middle;\" data-title=\"Brand\"><strong>Cubefunder<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Logo\"><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/cubefunder-small-table-2.png\" alt=\"Cubefunder logo\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/cubefunder-small-table-2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/cubefunder-small-table-2.png?fit=300 300w\" sizes=\"(max-width: 300px) 100vw, 300px\" loading=\"lazy\"><\/td><td style=\"vertical-align: middle;\" data-title=\"Customers who'd recommend\"><strong>93%<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Review\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/cubefunder\">Cubefunder<\/a> provides fixed-cost business loans and can design a flexible repayment plan to match your company\u2019s cashflow.<\/td><td style=\"vertical-align: middle;\" data-title=\"Link\"><a class=\"luna-button luna-button--primary luna-button\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/cubefunder\">Read our review<\/a><\/td><\/tr><tr><td style=\"vertical-align: middle;\" data-title=\"Brand\"><strong>Lombard<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Logo\"><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/lombard-small-table-2.png\" class=\"alignnone\" alt=\"Lombard logo\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/lombard-small-table-2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/lombard-small-table-2.png?fit=300 300w\" sizes=\"(max-width: 300px) 100vw, 300px\" loading=\"lazy\"><\/td><td style=\"vertical-align: middle;\" data-title=\"Customers who'd recommend\"><strong>93%<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Review\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/lombard\">Lombard<\/a> is a direct lender, not a broker, specialising in asset finance. This allows businesses to access new equipment or unlock the value in existing assets.<\/td><td style=\"vertical-align: middle;\" data-title=\"Link\"><a class=\"luna-button luna-button--primary luna-button\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/lombard\" type=\"button\">Read our review<\/a><\/td><\/tr><tr><td style=\"vertical-align: middle;\" data-title=\"Brand\"><strong>Nest<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Logo\"><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/nest-small-table.png\" alt=\"Nest logo\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/nest-small-table.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/nest-small-table.png?fit=300 300w\" sizes=\"(max-width: 300px) 100vw, 300px\" loading=\"lazy\"><\/td><td style=\"vertical-align: middle;\" data-title=\"Customers who'd recommend\"><strong>93%<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Review\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/nest\">Nest<\/a> provides a multi-lender platform to help businesses across the UK find the right loan through its panel.<\/td><td style=\"vertical-align: middle;\" data-title=\"Link\"><a class=\"luna-button luna-button--primary luna-button\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/nest\" type=\"button\">Read our review<\/a><\/td><\/tr><tr><td style=\"vertical-align: middle;\" data-title=\"Brand\"><strong>Tide<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Logo\"><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/tide-small-table-2.png\" alt=\"Tide logo\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/tide-small-table-2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/tide-small-table-2.png?fit=300 300w\" sizes=\"(max-width: 300px) 100vw, 300px\" loading=\"lazy\"><\/td><td style=\"vertical-align: middle;\" data-title=\"Customers who'd recommend\"><strong>90%<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Review\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/tide-business-loans\">Tide<\/a> uses Open Banking to offer business loans aimed at small to medium sized businesses.<\/td><td style=\"vertical-align: middle;\" data-title=\"Link\"><a class=\"luna-button luna-button--primary luna-button\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/tide-business-loans\">Read our review<\/a><\/td><\/tr><tr><td style=\"vertical-align: middle;\" data-title=\"Brand\"><strong>iwoca<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Logo\"><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/iwoca-small-table-2.png\" alt=\"Iwoca logo\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/iwoca-small-table-2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/iwoca-small-table-2.png?fit=300 300w\" sizes=\"(max-width: 300px) 100vw, 300px\" loading=\"lazy\"><\/td><td style=\"vertical-align: middle;\" data-title=\"Customers who'd recommend\"><strong>87%<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Review\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/iwoca\">iwoca<\/a> is a direct lender offering fast and flexible credit to small businesses and uses technology to eliminate cost and complexity.<\/td><td style=\"vertical-align: middle;\" data-title=\"Link\"><a class=\"luna-button luna-button--primary luna-button\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/iwoca\">Read our review<\/a><\/td><\/tr><tr><td style=\"vertical-align: middle;\" data-title=\"Brand\"><strong>mcl finance (formerly mycashline)<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Logo\"><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/05\/mcl-finance-100x100-1.png\" alt=\"mycashline logo\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/05\/mcl-finance-100x100-1.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/05\/mcl-finance-100x100-1.png?fit=300 300w\" sizes=\"(max-width: 300px) 100vw, 300px\" loading=\"lazy\"><\/td><td style=\"vertical-align: middle;\" data-title=\"Customers who'd recommend\"><strong>87%<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Review\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/mycashline\">mcl finance (formerly mycashline)<\/a> is a direct lender, not a broker, offering flexible and tailored unsecured loans.<\/td><td style=\"vertical-align: middle;\" data-title=\"Link\"><a class=\"luna-button luna-button--primary luna-button\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/mycashline\" type=\"button\">Read our review<\/a><\/td><\/tr><tr><td style=\"vertical-align: middle;\" data-title=\"Brand\"><strong>NatWest<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Logo\"><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/natwest-small-table.png\" alt=\"NatWest logo\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/natwest-small-table.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/natwest-small-table.png?fit=300 300w\" sizes=\"(max-width: 300px) 100vw, 300px\" loading=\"lazy\"><\/td><td style=\"vertical-align: middle;\" data-title=\"Customers who'd recommend\"><strong>83%<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Review\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/natwest\">NatWest<\/a>, the established high street bank, offers a wide range of secured and unsecured loans to cater to businesses of all shapes and sizes.<\/td><td style=\"vertical-align: middle;\" data-title=\"Link\"><a class=\"luna-button luna-button--primary luna-button\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/natwest\" type=\"button\">Read our review<\/a><\/td><\/tr><tr><td style=\"vertical-align: middle;\" data-title=\"Brand\"><strong>Funding Options<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Logo\"><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/funding-options-small-table.png\" alt=\"Natwest logo\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/funding-options-small-table.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/funding-options-small-table.png?fit=300 300w\" sizes=\"(max-width: 300px) 100vw, 300px\" loading=\"lazy\"><\/td><td style=\"vertical-align: middle;\" data-title=\"Customers who'd recommend\"><strong>80%<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Review\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-options\">Funding Options<\/a> is a broker that uses innovative technology to match a business\u2019s needs with one of its approved lenders.<\/td><td style=\"vertical-align: middle;\" data-title=\"Link\"><a class=\"luna-button luna-button--primary luna-button\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-options\" type=\"button\">Read our review<\/a><\/td><\/tr><tr><td style=\"vertical-align: middle;\" data-title=\"Brand\"><strong>Barclays<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Logo\"><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/barclays-small-table-2.png\" class=\"alignnone\" alt=\"Barclays logo\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/barclays-small-table-2.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/barclays-small-table-2.png?fit=300 300w\" sizes=\"(max-width: 300px) 100vw, 300px\" loading=\"lazy\"><\/td><td style=\"vertical-align: middle;\" data-title=\"Customers who'd recommend\"><strong>80%<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Review\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/barclays\">Barclays<\/a>, the well-known bank, offers a range of business finance products, from unsecured loans through to asset finance and commercial mortgages.<\/td><td style=\"vertical-align: middle;\" data-title=\"Link\"><a class=\"luna-button luna-button--primary luna-button\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/barclays\" type=\"button\">Read our review<\/a><\/td><\/tr><tr><td style=\"vertical-align: middle;\" data-title=\"Brand\"><strong>HSBC<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Logo\"><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/hsbc-small-table.png\" alt=\"HSBC logo\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/hsbc-small-table.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/hsbc-small-table.png?fit=300 300w\" sizes=\"(max-width: 300px) 100vw, 300px\" loading=\"lazy\"><\/td><td style=\"vertical-align: middle;\" data-title=\"Customers who'd recommend\"><strong>73%<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Review\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/hsbc\">HSBC<\/a>, the global banking giant, offers a wide range of business financing opportunities for companies of all sizes.<\/td><td style=\"vertical-align: middle;\" data-title=\"Link\"><a class=\"luna-button luna-button--primary luna-button\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/hsbc\" type=\"button\">Read our review<\/a><\/td><\/tr><tr><td style=\"vertical-align: middle;\" data-title=\"Brand\"><strong>Funding Circle<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Logo\"><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/funding-circle-small-table.png\" alt=\"Funding Circle logo\" width=\"100\" height=\"100\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/funding-circle-small-table.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/01\/funding-circle-small-table.png?fit=300 300w\" sizes=\"(max-width: 300px) 100vw, 300px\" loading=\"lazy\"><\/td><td style=\"vertical-align: middle;\" data-title=\"Customers who'd recommend\"><strong>33%<\/strong><\/td><td style=\"vertical-align: middle;\" data-title=\"Review\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-circle\">Funding Circle<\/a> is a business lending service bringing together investors with businesses seeking investment.<\/td><td style=\"vertical-align: middle;\" data-title=\"Link\"><a class=\"luna-button luna-button--primary luna-button\" href=\"https:\/\/www.finder.com\/uk\/business-loans\/funding-circle\" type=\"button\">Read our review<\/a><\/td><\/tr><\/tbody><\/table><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000027\" data-toggle=\"collapse\" data-target=\"#accordion0000000027\">\n        <span class=\"luna-accordion__title\">Customer satisfaction scores methodology<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000027\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>We asked people who\u2019d used a business loan provider within the previous 12 months to rate their satisfaction with the service they received and whether they\u2019d recommend the provider to a friend. Our independent survey of 420 business loan customers was carried out in January 2025.<\/p><p>We have shown the percentage recommended score in the table above and used these ratings to decide the winners of our awards. Where there was a draw on the \u201cwould recommend percentage\u201d, we used the overall rating out of 5 as a tie-breaker.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><style type=\"text\/css\">\n    .survey-response {\n        overflow-x: auto;\n        max-width: 800px;\n    }\n\n    .survey-response .luna-table th,\n    .survey-response .luna-table td {\n        padding: 0.3rem 1rem calc(0.20rem + 1px);\n        font-size: 12px;\n        color: rgb(117, 117, 117);\n        text-align: left;\n    }\n\n    .survey-response .luna-table {\n        border: none;\n    }\n\n    .survey-response .row-color-icon {\n        width: 10px;\n        height: 10px;\n        display: inline-block;\n        margin-right: 4px;\n        border-radius: 2px;\n    }\n\n    .survey-response .source-container {\n        top: -12px !important;\n        position: relative;\n    }\n\n    .survey-response .source {\n        color: rgb(108, 120, 129);\n        font-size: 11px;\n    }\n\n    .survey-response .source-link {\n        color: rgb(2, 113, 225);\n        font-size: 11px;\n        text-decoration: underline;\n    }\n\n    @media (min-width: 600px) {\n        .survey-response .border-fix {\n            border-radius: 12px;\n            border: 1px solid var(--light-divider-normal, #E5E7EB);\n            background: var(--light-background-main, #FFF);\n            padding: 0px\n        }\n    }\n\n    .survey-response .chart-container {\n        min-height: 250px;\n        border-radius: 12px;\n        border: 1px solid var(--light-divider-normal, #E5E7EB);\n        background: var(--light-background-main, #FFF);\n        padding: 15px;\n    }\n\n    .google-visualization-tooltip {\n        pointer-events: none;\n    }\n\n    @media screen and (min-width: 960px) {\n        .survey-response.u-grid {\n            margin-left: auto;\n            display: flex;\n            justify-content: space-between;\n            margin-right: auto;\n        }\n\n        .u-grid__col.chart-container {\n            margin-left: 0 !important;\n            margin-right: 0 !important;\n        }\n    }\n\n    .survey-response .table-container {\n        overflow-x: auto;\n        max-width: 800px;\n        display: block;\n    }\n\n    @media screen and (max-width: 959px) {\n        .survey-response .table-container {\n            display: block;\n        }\n\n        .source-container {\n            margin-left: 2rem;\n            margin-right: 2rem;\n        }\n    }\n\n<\/style><h4>How satisfied are borrowers overall with their business loan provider?<\/h4><div id=\"scale-surveys-10037-1\" class=\"survey-response u-grid u-grid--gutterLarge\"><div id=\"view-how-satisfied-are-borrowers-overall-with-their-business-loan-provider\" class=\"u-grid__col u-1\/2@s u-1\/1 aligncenter size-full chart-container\" style=\"max-width: 330px;\"><\/div><script type=\"text\/javascript\">\n\t\t\t\t(function() {\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\tvar packageToLoad = 'corechart';\n\t\t\t\t\tvar eventName = 'GoogleChartsLoaded-' + packageToLoad;\n\t\t\t\t\tvar event = new Event(eventName);\n\t\t\t\t\n\t\t\t\t\tdocument.addEventListener(eventName, function() {\n\t\t\t\t\tconsole.log('called event!', eventName);\n\t\t\t\t\n\t\t\t\t\tfunction drawChart() {\n\t\t\t\t\t\tvar chartType = 'pie';\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvar data = google.visualization.arrayToDataTable([\n\t\t\t\t\t\t\t['Response', ''],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t['Very satisfied', 53.25],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t['Reasonably satisfied', 37.50],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t['Neither satisfied nor dissatisfied', 7.50],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t['Moderately dissatisfied', 1.25],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t['Highly dissatisfied', 0.50],\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t]);\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\tvar options = {\n\t\t\t\t\t\t\tlegend: { \n\t\t\t\t\t\t\t\tposition: 'none'\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\tcolors: ['#1a69e8', '#3178ea', '#4887ed', '#5f96ef', '#76a5f1', '#8db4f4', '#a3c3f6', '#bad2f8', '#1a69e8', '#3178ea', '#4887ed', '#5f96ef', '#76a5f1', '#8db4f4', '#a3c3f6', '#bad2f8']\n\t\t\t\t\t\t};\n\t\t\t\t\n\t\t\t\t\t\tvar chart;\n\t\t\t\t\t\t\t\t\t\t\t\tchart = new google.visualization.PieChart(document.getElementById('view-how-satisfied-are-borrowers-overall-with-their-business-loan-provider'));\n\t\t\t\t\t\t\/\/ Pie chart specific options can go here\n\t\t\t\t\t\toptions.chartArea = {width:'100%',height:'100%'};\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\tchart.draw(data, (chartType == 'pie') ? options : google.charts.Bar.convertOptions(options));\n\t\t\t\t\t}\n\t\t\t\t\t\tdrawChart();\n\t\t\t\t\t});\n\t\t\t\t\n\t\t\t\t\tfunction init() {\n\t\t\t\t\t\tconsole.log('calling init', eventName);\n\t\t\t\t\t\tif (typeof google !== 'undefined' && google.charts) {\n\t\t\t\t\t\t\tconsole.log('found charts', google, packageToLoad);\n\t\t\t\t\t\t\tgoogle.charts.load('current', {'packages':[packageToLoad]});\n\t\t\t\t\t\t\tgoogle.charts.setOnLoadCallback(function() {\n\t\t\t\t\t\t\t\tdocument.dispatchEvent(event);\n\t\t\t\t\t\t\t});\n\t\t\t\t\t\t} else {\n\t\t\t\t\t\t\tconsole.log('retrying');\n\t\t\t\t\t\t\tsetTimeout(init, 100);\n\t\t\t\t\t\t}\n\t\t\t\t\t}\n\t\t\t\t\tinit();\n\t\t\t\t})()\n\t\t\t<\/script><div class=\"u-grid__col u-1\/2@s  u-1\/1 aligncenter size-full border-fix table-container\"><table class=\"luna-table js-tablesorter tablesorter tablesorter-default\" role=\"grid\"><thead class=\"luna-table__header\"><tr><th>Response<\/th><th>% of respondents<\/th><\/tr><\/thead><tbody class=\"luna-table__body\" aria-live=\"polite\" aria-relevant=\"all\"><tr><td><span class=\"row-color-icon\" style=\"background-color: #1a69e8;\"><\/span>Very satisfied<\/td><td>53.25%<\/td><\/tr><tr><td><span class=\"row-color-icon\" style=\"background-color: #3178ea;\"><\/span>Reasonably satisfied<\/td><td>37.50%<\/td><\/tr><tr><td><span class=\"row-color-icon\" style=\"background-color: #4887ed;\"><\/span>Neither satisfied nor dissatisfied<\/td><td>7.50%<\/td><\/tr><tr><td><span class=\"row-color-icon\" style=\"background-color: #5f96ef;\"><\/span>Moderately dissatisfied<\/td><td>1.25%<\/td><\/tr><tr><td><span class=\"row-color-icon\" style=\"background-color: #76a5f1;\"><\/span>Highly dissatisfied<\/td><td>0.50%<\/td><\/tr><\/tbody><\/table><\/div><div class=\"source-container\"><span class=\"source\">Source: Finder survey by OnePoll of 400 Brits    \t\t<\/span><\/div><\/div><div id=\"smereport\"><article id=\"report\" class=\"luna-card luna-card--alt\">\n<div class=\"luna-card__block has-margin-xsmall\">\n<div class=\"u-grid u-grid--alignMiddle\">\n<div class=\"u-grid__col u-1\/3@s text-center u-grid__col--orderLast@s\"><img decoding=\"async\" class=\"has-padding-top-xsmall has-padding-bottom-xsmall\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/04\/female-entrepreneurs-front-cover.png\" width=\"250\" alt=\"Finder whitepaper cover\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/04\/female-entrepreneurs-front-cover.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/04\/female-entrepreneurs-front-cover.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/04\/female-entrepreneurs-front-cover.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2024\/04\/female-entrepreneurs-front-cover.png?fit=750 750w\" sizes=\"(max-width: 750px) 100vw, 750px\" loading=\"lazy\"><\/div>\n<div class=\"u-grid__col u-2\/3@s u-grid__col--orderFirst@s\">\n<h3 data-toc=\"false\">Problems in the growth pipeline? The female startup funding gap<\/h3>\nFinder published a report in April 2024 exploring whether female entrepreneurs are getting as much funding for startups as their male counterparts. We shine a spotlight on the gap in Start Up Loans funding for female- vs male-led businesses which has widened since 2019 - when the Rose Review called for progress. This report includes the findings of our analysis plus expert insights from Olenka Kacperczyk of London Business School, Julian Dowling of Launch Club Capital, Lucy Cohen of Mazuma Money, Natasha Guerra of Runway East, Kimberley Waldron of SkyParlour, and Sharon Cook of Choice Business Loans.\n<div class=\"has-padding-top-xsmall\">\n<a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/3\/2024\/11\/female_entrepreneurs_2024.pdf\" class=\"luna-button luna-button--primary luna-button--large luna-button--fluid has-margin-bottom-xsmall\" target=\"_blank\" rel=\"noopener noreferrer\">Download your free copy<\/a>\n<div class=\"text-center\">\n<div class=\"js-socialShareModal__button socialShareModal socialShareModal--primary socialShareModal--withText\" style=\"margin: 0px auto 10px; display: inline-block;\">\n<button type=\"button\" class=\"luna-button js-modal-trigger\" data-modal-id=\"modal-5fdb53c41311e\" style=\"background-color: #232230; border: 1px solid #232320; 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href=\"https:\/\/www.finder.com\/uk\/media\">Press enquiries<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article><\/div><h3>How else can we help?<\/h3><div class=\"u-grid u-grid--alignStretch\"><div class=\"u-grid__col u-1\/3@s\"><article class=\"luna-card luna-card--border luna-card--stretch\">\n<figure class=\"luna-card__figure\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/uk\/business-loans\/tide-business-loan-uk-secure.html?nb=1&amp;src_country=uk&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22site%22%3A%22UKFBL%22%2C%22title%22%3A%22Get%2Bquick%2Bquotes%22%2C%22class%22%3A%22luna-image%22%2C%22image%22%3A%22https%253A%252F%252Fdvh1deh6tagwk.cloudfront.net%252Ffinder-us%252Fwp-uploads%252Fsites%252F3%252F2019%252F04%252Fsmall_business_studio.png%22%2C%22offer_id%22%3A%2222432%22%2C%22niche_code%22%3A%22UKFBL%22%2C%22product_id%22%3A%223fbf914e-9bec-4506-b704-15d6f58af415%22%2C%22product_name%22%3A%22Tide%2BBusiness%2BLoan%22%2C%22provider_id%22%3A%22ca59e3ec-8b04-4c25-bd84-f85e6c1ecba9%22%2C%22provider_name%22%3A%22Tide%22%2C%22post_id%22%3A%22101829%22%2C%22post_path%22%3A%22business-loans%22%2C%22post_country%22%3A%22uk%22%7D\"><img decoding=\"async\" src=\"https:\/\/dvh1deh6tagwk.cloudfront.net\/finder-us\/wp-uploads\/sites\/3\/2019\/04\/small_business_studio.png\" alt=\"Textile studio in a small business\" class=\"luna-image\" loading=\"lazy\"><\/a><\/figure>\n<div class=\"luna-card__block\">  \n<h4>Compare loan rates<\/h4>\n<div>Compare business loans without impacting your credit score with Tide.<\/div>\n\n<\/div>\n<\/article> <\/div><div class=\"u-grid__col u-1\/3@s\"><article class=\"luna-card luna-card--border luna-card--stretch\"><figure class=\"luna-card__figure\"><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/merchant-cash-advance\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/small_business_owner_taking_card_payment.png\" alt=\"Restaurant worker taking card payment from a customer over counter\" class=\"luna-image\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/small_business_owner_taking_card_payment.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/small_business_owner_taking_card_payment.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/small_business_owner_taking_card_payment.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/small_business_owner_taking_card_payment.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/small_business_owner_taking_card_payment.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/figure><div class=\"luna-card__block\"><h4>Merchant cash advance<\/h4><p>Access a lump-sum of funding upfront for a fixed cost and then repay when your customers pay you.<\/p><div><a href=\"https:\/\/www.finder.com\/uk\/business-loans\/merchant-cash-advance\" class=\"luna-button luna-button--success\">Learn more<\/a><\/div><\/div><\/article><\/div><div class=\"u-grid__col u-1\/3@s\"><article class=\"luna-card luna-card--border luna-card--stretch\"><figure class=\"luna-card__figure\"><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\"><img decoding=\"async\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/businessman_in_airport_using_credit_card.png\" alt=\"Businessman using a credit card in an airport lounge\" class=\"luna-image\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/businessman_in_airport_using_credit_card.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/businessman_in_airport_using_credit_card.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/businessman_in_airport_using_credit_card.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/businessman_in_airport_using_credit_card.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2019\/05\/businessman_in_airport_using_credit_card.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><\/figure><div class=\"luna-card__block\"><h4>Business credit cards<\/h4><p>Boost your spending power, track employee spending and enjoy perks and rewards with a business credit card.<\/p><div><a href=\"https:\/\/www.finder.com\/uk\/business-credit-cards\" class=\"luna-button luna-button--success\">Compare now<\/a><\/div><\/div><\/article><\/div><\/div><h3>Frequently asked questions about business loans<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000028\" data-toggle=\"collapse\" data-target=\"#accordion0000000028\">\n        <span class=\"luna-accordion__title\">What is a business loan?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000028\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>A business loan is a type of loan that is offered to a commercial entity rather than for an individual person. <\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000029\" data-toggle=\"collapse\" data-target=\"#accordion0000000029\">\n        <span class=\"luna-accordion__title\">How quickly can I get a business loan?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000029\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>This really depends on the loan you opt for, and the efficiency of the lender\u2019s systems and processes. Some lenders claim to be able to issue a small business loan in a matter of hours, but more commonly the minimum turnaround time is likely to be a couple of working days. If quick access to funds is crucial for your situation, factor this into your comparison.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000030\" data-toggle=\"collapse\" data-target=\"#accordion0000000030\">\n        <span class=\"luna-accordion__title\">If I don't spend the money, will I still have to pay interest on the loan?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000030\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes, as far as the lender is concerned, they have given you the full amount for an agreed period. In contrast, a revolving line of credit, like a business credit card or an overdraft on your business account, will only charge interest on the outstanding balance.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000031\" data-toggle=\"collapse\" data-target=\"#accordion0000000031\">\n        <span class=\"luna-accordion__title\">How do I know what business loan rate I\u2019ll get?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000031\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Once you have applied for a loan, the lender will assess your business finances including:<\/p><ul class=\"list-4\"><li>Credit rating<\/li><li>Profitability<\/li><li>Desired loan<\/li><li>Loan risk<\/li><\/ul><p>The lender will use these assessments to determine how much they\u2019re willing to loan and at what interest rate. The representative APR you see before you apply is offered to at least 51% of all applicants. This means that there is a chance that you may not be offered the representative APR or desired terms.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000032\" data-toggle=\"collapse\" data-target=\"#accordion0000000032\">\n        <span class=\"luna-accordion__title\">Can I get a business loan with a poor credit rating?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000032\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Having a poor credit rating may make it difficult to get a business loan, but not impossible. Here are some things you can do in this situation:<\/p><ul><li><strong>Consider a specialist lender.<\/strong> There are some lenders who specialise in business loans for bad credit. Typically, they will request to see that your company is growing and can afford to repay the loan.<\/li><li><strong>Improve your credit score.<\/strong> Giving your credit score a boost could make it easier to receive a business loan. However, keep in mind that lenders will look at more than just your credit score when considering your application. Read our <a href=\"https:\/\/www.finder.com\/uk\/credit-score\/improve-your-credit-score\">full guide<\/a> on how to achieve this.<\/li><li><strong>Consider a secured loan.<\/strong> Using an asset or a personal guarantee as security can lessen some of the risk for a lender. If you\u2019re considering a secured business loan, use <a href=\"https:\/\/www.finder.com\/uk\/secured-loans\/secured-business-loans\">our guide<\/a> to see if it\u2019s the right option for your business and compare a range of secured business loans available.<\/li><\/ul><p>To learn more about getting a business loan with a bad credit rating, read <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/bad-credit-business-loans\">our guide.<\/a><\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000033\" data-toggle=\"collapse\" data-target=\"#accordion0000000033\">\n        <span class=\"luna-accordion__title\">What are medium to long-term business loans?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000033\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Medium to long-term business loans allow your business to pay back a loan over a longer period of time compared to short term loans. These loans offer more flexibility and control since you can spread the repayments over a term that suits the needs of you and your business. <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/medium-long-term-business-loans\">Compare medium to long-term business loans<\/a>.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000034\" data-toggle=\"collapse\" data-target=\"#accordion0000000034\">\n        <span class=\"luna-accordion__title\">Can I get a medium to long-term loan for a startup?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000034\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Medium to long-term loans often require a history of positive cashflow and responsible borrowing to be approved. Many lenders will require that your business has been active for at least 6 months before considering your application. However, there are some lenders who have designed loans specifically for start-ups. <a href=\"https:\/\/www.finder.com\/uk\/business-loans\/business-loans-for-startups\">Compare<\/a> business loans for startups on Finder.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000035\" data-toggle=\"collapse\" data-target=\"#accordion0000000035\">\n        <span class=\"luna-accordion__title\">How much can you borrow with a business loan?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000035\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>How much you can borrow will depend on the lender\u2019s assessment of your business. You could borrow from as little as \u00a31,000 to \u00a320,000,000, if you meet the requirements of the lender. Use our comparison table to see loans with a range of amounts and terms.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000003\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000003\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div><article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block has-padding-small\">We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms \"best\", \"top\", \"cheap\" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our <a href=\"https:\/\/www.finder.com\/uk\/terms-of-use\" class=\"fin-text-navy\">terms of use<\/a>. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.<\/div><\/article>","protected":false},"excerpt":{"rendered":"<p>Secure the finance you need to get your company off the ground or get it to the next stage of its evolution with a small business loan.<\/p>\n","protected":false},"author":1231,"featured_media":484062,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-masthead-one-column.php","meta":{"footnotes":""},"tags":[3807],"class_list":["post-101829","page","type-page","status-publish","has-post-thumbnail","hentry","tag-business-latest-1"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Compare the best business loans in the UK for May 2026 | Finder.com<\/title>\n<meta name=\"description\" content=\"Give your business the funds it needs to get off the ground or accelerate growth with a small business loan. Compare lenders and apply online now.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/uk\/business-loans\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Compare business loans\" \/>\n<meta property=\"og:description\" content=\"Give your business the funds it needs to get off the ground or accelerate growth with a small business loan. 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