Log in Join

Compare Visa business credit cards

A Visa business credit card can help you manage your business. Compare them now.

Avatar

By

Chris Lilly

Updated

Fact checked

Compare Visa business credit cards

Use arrow to sort table. Default is promoted/partner brands first, sorted by rep APR
Updated daily
1 - 8 of 8
Updated daily
Name Product Purchases Annual/monthly fees Initial credit limits Representative APR Incentive Link
Capital on Tap Business Credit Card
Finder Award
Capital on Tap Business Credit Card
34.3%
£0
Min. limit £1,000, max. limit £250,000.
34.3% APR (variable)
Earn 1 point for every £1 of card spend. Redeem 1 point for 1p (1% cashback)
Representative example: When you spend £1,200 at a purchase rate of 34.3% (variable) p.a., your representative rate is 34.3% APR (variable).
Go to site
Read review
Capital on Tap Business Credit Card (+optional Business Rewards)
Finder Award
Capital on Tap Business Credit Card (+optional Business Rewards)
35.15
£99
Min. limit £1,000, max. limit £250,000.
35.15% APR (variable)
Earn points on all card spend. Points can be redeemed for Avios or 1% cashback. 10,000 bonus points when £5,000 is spent on card in first 3 months.
Representative example: When you spend £1,200 at a purchase rate of 35.15% (variable) p.a., your representative rate is 35.15% APR (variable). Optional upgrade to Business Rewards (£99 per year).
Go to site
Read review
Payhawk Corporate Visa Card
Payhawk Corporate Visa Card
N/A (this product is a charge card).
Subject to subscription
Min. limit not specified, max. limit £250,000.
N/A (this product is a charge card).
Earn up to 1% cashback on all eligible card spend up to the amount of your subscription.

Read review
Debite corporate card
Finder Award
Debite corporate card
N/A (this product is a charge card).
£0
Min. limit not specified, max. limit £250,000.
N/A (this product is a charge card).
Earn 4% cashback for the first 3 months on card spending. Cashback is credited to your account after 30 days. Cashback is capped at £1,000 a month.

Read review
Allstar Plus ‘All-in-one’ Business Fuel Card
Allstar Plus ‘All-in-one’ Business Fuel Card
N/A (this product is a charge card).
£3.99 per card per month
Min. limit not specified, max. limit not specified.
N/A (this product is a charge card).
Up to 44 days interest free on purchases (subject to status), savings on fuel at 1,600 discount diesel sites plus a 10% saving on Service, Maintenance & Repair at selected merchants (Arnold Clark, IMO Car Wash, National Tyres, Halfords).

Read review
Juni Business Card (only for ecommerce companies)
Juni Business Card (only for ecommerce companies)
N/A (this product is a charge card).
£0
Min. limit £10,000, max. limit £2,000,000.
N/A (this product is a charge card).
Made for ecommerce companies only. Earn up to 1% cashback on all eligible Juni card spend.

Read review
Jeeves Business card
Jeeves Business card
N/A (this product is a charge card).
£0
Min. limit £1,000, max. limit not specified.
N/A (this product is a charge card).
Enjoy 1–2% cashback on all card spend and 3% cashback on all Facebook, Google, and AWS spend. Eligible customers can earn up to 4% cashback on all card spend with the Jeeves card. Terms apply.

Read review
HSBC Commercial Credit Card Visa
HSBC Commercial Credit Card Visa
15.9%
Year 1 - £0, Year 2 onwards - £32 per annum
Min. limit £500, max. limit not specified.
22% APR (variable)
Identity Theft Assistance helpline and online tool.
Representative example: When you spend £1,200 at a purchase rate of 15.9% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £32 per annum, your representative rate is 22% APR (variable).
Read review
loading

Cards from

Start comparing

You can use a business credit card to improve your cash flow, manage and track expenses or even earn business rewards. See if a Visa business card is right for you and compare your options.

What are the benefits of using Visa business credit cards?

Visa business credit cards offer the same benefits as regular credit cards, but they also offer a range of additional features:

  • Multiple cards. If you have multiple employees who need to claim expenses, you can apply for additional Visa credit cards to issue to relevant staff. You can then track the spending on each card and even set individual spending limits.
  • Cash flow management. If your business has an irregular cash flow or is often waiting on invoices to be paid, a business credit card can smooth over any gaps in your cash flow.
  • Expense tracking. Along with multiple cards to track individual employee spending, a Visa business card may also come with additional expense-tracking and budgeting tools.
  • Keep your business spending separate. If you use your personal credit card to cover business expenses, you may find it more difficult to track your business’s expenditures, which can complicate your tax reporting. A Visa business credit card allows you to keep your business expenses separate, making it easier to track spending.

How should I compare Visa business credit cards?

  • Fees and charges. Many business credit cards charge an annual fee, and cards that offer a large number of features generally have a higher fee. Some Visa business cards may have a fee-free period or waive the fee if you meet certain conditions.
  • Interest rate. This can vary dramatically between different Visa credit cards and is charged on both purchases and cash advances. However, Visa business cards may offer interest-free periods, which can help your business save money provided you always pay off your card in full.
  • Rewards. Like regular cards, Visa business credit cards may also have rewards programs or frequent flyer programs. These programs let you earn points for every pound you spend using the card, which you can then put toward business-specific rewards. You should consider the earn rate, possible rewards and your likely card spend when deciding if a rewards program will benefit your business.
  • Introductory offers. Keep an eye out for cards that offer benefits to new customers, such as 0% balance transfers, reward points bonuses or even interest-free or fee-free periods.
  • Security. While all Visa business cards will be covered by the “Verified by Visa” security service, specific cards may offer additional security features, such as 24-hour customer support and fraud protection as well as an identity theft helpline, transaction limits and the ability to lock your card.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

More guides on Finder

Go to site