Compare Visa business credit cards

A Visa business credit card can help you manage your business. Compare them now.

Compare Visa business credit cards

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1 - 6 of 6
Name Product Purchases Annual/monthly fees Initial credit limits Representative APR Incentive Link
Juni Business Card
N/A (this product is a charge card).
£0
Min. limit not specified, max. limit £1,000,000.
N/A (this product is a charge card).
Made for ecommerce companies only. Earn 1% cashback on all virtual Juni card spend.

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Allstar Plus ‘All-in-one’ Business Fuel Card
N/A (this product is a charge card).
£3.99 per card per month
Min. limit not specified, max. limit not specified.
N/A (this product is a charge card).
Up to 44 days interest free on purchases (subject to status), savings on fuel at 1,600 discount diesel sites plus a 10% saving on vehicle servicing, repair, tyres and car washes at venues nationwide.

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Capital on Tap Business Credit Card
26.4%
£0
Min. limit £1,000, max. limit £150,000.
29.9% APR (variable)
Earn 1% cashback for every £1 spent. Upgrade to Capital on Tap Business Rewards Card for £99 pa to choose between earning cashback or Avios and receive 10,000 bonus points when you spend £5,000 on your card in your first 3 months.
Representative example: When you spend £1,200 at a purchase rate of 26.4% (variable) p.a., your representative rate is 29.9% APR (variable).
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Capital on Tap Business Rewards Credit Card
26.4%
£99 p.a.
Min. limit £1,000, max. limit £150,000.
29.9% APR (variable)
Earn 1 point for every £1 spent. 1 points can be redeemed for either 1 Avios or 1p in cashback. 10,000 bonus points when £5,000 spent in first 3 months.
Representative example: When you spend £1,200 at a purchase rate of 26.4% (variable) p.a., your representative rate is 29.9% APR (variable).
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Jeeves Business card
N/A (this product is a charge card).
£0
Min. limit £1,000, max. limit not specified.
N/A (this product is a charge card).
Enjoy 1–2% cashback on all card spend and 3% cashback on all Facebook, Google, and AWS spend. Eligible customers can earn up to 4% cashback on all card spend with the Jeeves card. Terms apply.

HSBC Commercial Credit Card Visa
15.9%
Year 1 - £0, Year 2 onwards - £32 per annum
Min. limit £500, max. limit not specified.
22% APR (variable)
Identity Theft Assistance helpline and online tool.
Representative example: When you spend £1,200 at a purchase rate of 15.9% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £32 per annum, your representative rate is 22% APR (variable).
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You can use a business credit card to improve your cash flow, manage and track expenses or even earn business rewards. See if a Visa business card is right for you and compare your options.

What are the benefits of using Visa business credit cards?

Visa business credit cards offer the same benefits as regular credit cards, but they also offer a range of additional features:

  • Multiple cards. If you have multiple employees who need to claim expenses, you can apply for additional Visa credit cards to issue to relevant staff. You can then track the spending on each card and even set individual spending limits.
  • Cash flow management. If your business has an irregular cash flow or is often waiting on invoices to be paid, a business credit card can smooth over any gaps in your cash flow.
  • Expense tracking. Along with multiple cards to track individual employee spending, a Visa business card may also come with additional expense-tracking and budgeting tools.
  • Keep your business spending separate. If you use your personal credit card to cover business expenses, you may find it more difficult to track your business’s expenditures, which can complicate your tax reporting. A Visa business credit card allows you to keep your business expenses separate, making it easier to track spending.

How should I compare Visa business credit cards?

  • Fees and charges. Many business credit cards charge an annual fee, and cards that offer a large number of features generally have a higher fee. Some Visa business cards may have a fee-free period or waive the fee if you meet certain conditions.
  • Interest rate. This can vary dramatically between different Visa credit cards and is charged on both purchases and cash advances. However, Visa business cards may offer interest-free periods, which can help your business save money provided you always pay off your card in full.
  • Rewards. Like regular cards, Visa business credit cards may also have rewards programs or frequent flyer programs. These programs let you earn points for every pound you spend using the card, which you can then put toward business-specific rewards. You should consider the earn rate, possible rewards and your likely card spend when deciding if a rewards program will benefit your business.
  • Introductory offers. Keep an eye out for cards that offer benefits to new customers, such as 0% balance transfers, reward points bonuses or even interest-free or fee-free periods.
  • Security. While all Visa business cards will be covered by the “Verified by Visa” security service, specific cards may offer additional security features, such as 24-hour customer support and fraud protection as well as an identity theft helpline, transaction limits and the ability to lock your card.

Frequently asked questions

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