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|
0% for 20 months reverting to 19.9%
|
0% for 20 months
(2.9% fee)
|
£0
|
19.9% (variable)
|
Earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year. Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
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|
0% for 18 months reverting to 22.9%
|
0% for 18 months
(2.9% fee)
|
£0
|
22.9% (variable)
|
Discounts and exclusive offers for dining experiences, leisure activities and shopping available through HSBC Home and Away. Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).
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0% for 6 months reverting to 19.9%
|
0% for 28 months
(2.85% fee)
|
£0
|
19.9% (variable)
|
Earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year. Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
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|
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|
0% for 6 months reverting to 19.9%
|
0% for 6 months
(2.9% fee)
|
£0
|
19.9% (variable)
|
Double points on spend in M&S for first 12 months (2 points per £1). Then earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year. Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
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|
0% for 26 months reverting to 15.9%
|
0% for 26 months
(0% fee)
|
£3 per month
|
21.7% (variable)
|
0.5% after £1 of monthly spend. Cashback paid Monthly into Card Account. Maximum spend for cashback purposes is limited to credit limit. Representative example: When you spend £1,200 at a purchase rate of 15.9% (variable) p.a. with a fee of £3 per month, your representative rate is 21.7% APR (variable).
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|
0% for 24 months reverting to 19.944%
|
21.814%
(3.99% fee)
|
£7.99 per month
|
37.7% (variable)
|
1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco, must have available credit to earn points. Card can also be used as a Clubcard to collect standard points at 1 point per £1 spent on shopping and 1 point per £2 spent on fuel. Points are converted to Tesco vouchers which can be used towards shopping or exchanged for Partner Rewards. Representative example: When you spend £1,200 at a purchase rate of 19.944% (variable) p.a. with a fee of £7.99 per month, your representative rate is 37.7% APR (variable).
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|
|
|
|
0% for 20 months reverting to 19.95%
|
0% for 20 months
(2.95% fee)
|
£0
|
19.9% (variable)
|
Representative example: When you spend £1,200 at a rate of 19.95% (variable) per annum, your representative APR is 19.9% APR (variable).
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|
|
|
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|
|
0% for 20 months reverting to 21.95%
|
0% for 20 months
(3% fee)
|
£0
|
21.9% (variable)
|
Earn 750 bonus Nectar points each time £35 or more spent on Sainsbury's shopping, up to ten times in your first 2 months, up to a total of 7,500 points, offer available for new customers. Earn 3 Nectar points per £1 spent in Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere. Representative example: When you spend £1,200 at a purchase rate of 21.95% (variable) p.a., your representative rate is 21.9% APR (variable).
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|
|
|
|
|
0% for 18 months reverting to 19.944%
|
0% for 3 months
(2.9% fee)
|
£0
|
19.9% (variable)
|
1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points. Representative example: When you spend £1,200 at a purchase rate of 19.944% (variable) p.a., your representative rate is 19.9% APR (variable).
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|
|
|
|
|
|
0% for 18 months reverting to 18.9%
|
0% for 18 months
(0% fee)
|
£15 per month
|
49.8% (variable)
|
0.5% on £1 to £3000 of monthly spend. Maximum of £15 cashback paid per month. Cashback paid Monthly into Card Account. Maximum spend for cashback purposes is limited to credit limit. Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a. with a fee of £15 per month, your representative rate is 49.8% APR (variable).
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|
|
|
|
|
|
0% for 18 months reverting to 20.93%
|
0% for 18 months
(2.75% fee)
|
£0
|
20.9% (variable)
|
Introductory 0% purchase offer only applies to purchases made within 60 days of opening. Representative example: When you spend £1,200 at a purchase rate of 20.93% (variable) p.a., your representative rate is 20.9% APR (variable).
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|
|
|
|
|
|
0% for 18 months reverting to 21.9%
|
0% for 18 months
(2.9% fee)
|
£0
|
21.9% (variable)
|
Buy tickets for up to 3500 selected live events through Barclaycard entertainment and get 5% off tickets per year and exclusive presale tickets on selected festivals with 10% off ticket prices. Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).
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|
|
|
Sainsbury's Bank Nectar Reward Credit Card
|
|
0% for 17 months reverting to 20.95%
|
0% for 17 months
(3% fee)
|
£0
|
20.9% (variable)
|
Earn 10,000 Nectar points if £400 spent at Sainsbury's, Argos or Tu Clothing during first two months of opening. Earn up to 3 Nectar points per £1 spent at Sainsbury's and Argos. Earn 1 Nectar point for every £5 spent elsewhere. Representative example: When you spend £1,200 at a purchase rate of 20.95% (variable) p.a., your representative rate is 20.9% APR (variable).
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|
|
|
|
|
|
0% for 17 months reverting to 19.94%
|
0% for 17 months
(2.99% fee)
|
£0
|
19.9% (variable)
|
Representative example: When you spend £1,200 at a purchase rate of 19.94% (variable) p.a., your representative rate is 19.9% APR (variable).
|
|
|
|
|
|
|
0% for 17 months reverting to 19.95%
|
0% for 17 months
(2.99% fee)
|
£0
|
19.9% (variable)
|
Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable).
|
|
|
|
|
|
|
0% for 17 months reverting to 16.9%
|
16.9%
(2.9% fee)
|
£0
|
16.9% (variable)
|
Representative example: When you spend £1,200 at a purchase rate of 16.9% (variable) p.a., your representative rate is 16.9% APR (variable).
|
|
|
|
|
|
|
0% for 17 months reverting to 19.95%
|
0% for 17 months
(2.99% fee)
|
£0
|
19.9% (variable)
|
Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable).
|
|
|
|
|
|
|
0% for 15 months reverting to 21.9%
|
0% for 18 months
(2.9% fee)
|
£0
|
21.9% (variable)
|
Earn cashback when you shop online with over 500 top brands with Virgin Money Back. Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).
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|
|
|
|
|
|
0% for 15 months reverting to 19.944%
|
0% for 15 months
(1.99% fee)
|
£0
|
19.9% (variable)
|
1 point per £4 spent (£4 minimum) in Tesco and 1 point per £8 spent (£8 minimum) outside Tesco. Must have available credit to earn points. Points are converted to Tesco vouchers or can be exchanged for Partner rewards to receive money off a variety of restaurants, entertainment or Avios points. Representative example: When you spend £1,200 at a purchase rate of 19.944% (variable) p.a., your representative rate is 19.9% APR (variable).
|
|
|
|
|
|
|
0% for 15 months reverting to 19.9%
|
0% for 15 months
(1.5% fee)
|
£0
|
19.9% (variable)
|
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
|
|
|
|
|
|
|
0% for 12 months reverting to 27.9%
|
0% for 12 months
(2.9% fee)
|
£0
|
27.9% (variable)
|
Earn cashback when you shop online with over 500 top brands with Virgin Money Back. Representative example: When you spend £1,200 at a purchase rate of 27.9% (variable) p.a., your representative rate is 27.9% APR (variable).
|
|
|
|
|
|
|
0% for 12 months reverting to 18.9%
|
0% for 1 months
(3% fee)
|
£0
|
18.9% (variable)
|
Retailer offers - 5 Welcome offers of up to 25% cashback at well-known retailers (must switch on Retailer Offers within 60 days of activating card). Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).
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|
|
|
|
|
|
0% for 10 months reverting to 26.95%
|
0% for 10 months
(2.95% fee)
|
£0
|
26.9% (variable)
|
Representative example: When you spend £1,200 at a purchase rate of 26.95% (variable) p.a., your representative rate is 26.9% APR (variable).
|
|
|
|
|
|
|
0% for 9 months reverting to 19.94%
|
0% for 22 months
(1.99% fee)
|
£0
|
19.9% (variable)
|
Representative example: When you spend £1,200 at a purchase rate of 19.94% (variable) p.a., your representative rate is 19.9% APR (variable).
|
|
|
|
|
|
|
0% for 9 months reverting to 18.9%
|
0% for 18 months
(2.9% fee)
|
£0
|
18.9% (variable)
|
Earn 1.25 points for every £1 spent in store or online at John Lewis, Waitrose and John Lewis Insurance. Earn 1 Point for every £4 spent elsewhere. Vouchers issued once customer reaches 500 points in Feb, Jun or Oct when vouchers are automatically issued to customers. Every 500 points is worth £5. Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).
|
|
|
|
|
|
|
0% for 9 months reverting to 18.9%
|
0% for 18 months
(1.4% fee)
|
£0
|
18.9% (variable)
|
A selection of rewards from a range of partners. Earn 1 point for every £1 spent within the UK and earn 2 points for every £1 spent outside the UK. Points can be redeemed for shopping vouchers and frequent flyer miles. Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).
|
|
|
|
|
|
|
0% for 9 months reverting to 19.95%
|
0% for 23 months
(1.5% fee)
|
£0
|
19.9% (variable)
|
Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable).
|
|
|
|
|
|
|
0% for 9 months reverting to 19.95%
|
0% for 22 months
(1.99% fee)
|
£0
|
19.9% (variable)
|
Representative example: When you spend £1,200 at a purchase rate of 19.95% (variable) p.a., your representative rate is 19.9% APR (variable).
|
|
|
|
|
|
|
0% for 6 months reverting to 21.9%
|
0% for 6 months
(2% fee)
|
£0
|
21.9% (variable)
|
Earn 1 point for every £5 spent on purchases. Bonus 2,500 reward points on anniversary if £10,000 spent in previous year for first 5 years. Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a., your representative rate is 21.9% APR (variable).
|
|
|
|
|
|
|
0% for 6 months reverting to 14.9%
|
N/A
|
£150 per annum
|
49.4% (variable)
|
0.5% after £1 of yearly spend. Maximum of £400 cashback paid per year. Cashback paid Anniversary into Card Account. If less than £10 Cashback earned in any Cashback Year, it will not be credited to the account and will not be carried forward to the following year. Representative example: When you spend £1,200 at a purchase rate of 14.9% (variable) p.a. with a fee of £150 per annum, your representative rate is 49.4% APR (variable).
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|
