Virgin Money 23 Month All Round Credit Card Mastercard review September 2019
Enjoy 0% interest on purchases and balance transfers for 23 months with Virgin Money.
0% interest on balance transfers
0% interest on purchases
0% interest on money transfers
|Balance transfers||0% for 23 months reverting to 21.9%|
|Balance transfer fee||2.9% for 2 months reverting to 5%|
|Purchases||0% for 20 months reverting to 21.9%|
|Purchases interest-free period||Up to 50 days|
|Money transfers||0% for 23 months reverting to 23.9%|
|Min. credit limit||£0|
|Max credit limit||Not specified|
|Additional cards available||3|
|Incentive||Earn cashback when you shop online with over 500 top brands with Virgin Money Back.|
Here’s everything you need to know about the Virgin Money 23 Month All Round Credit Card Mastercard – from rates and fees through to eligibility criteria. And if you’re not sure if it’s the right card for you, you can compare similar cards from other providers.
How does this card compare with similar products on the market?
When it comes to repayments, you can make manual repayments online or over the phone (0800 389 2875), or alternatively set up a direct debit. A direct debit is a great idea because it protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee or losing any promotional rates as a result. You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.
Choose from the following direct debit options for your monthly repayments:
|Minimum amount||Fixed amount||Fixed percentage||Full amount|
How to apply for the Virgin Money 23 Month All Round Credit Card Mastercard
You can apply for this card online in around 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you’ll need to make the process as straightforward as possible. Don’t forget to include the details of any other people you’d like to be cardholders.