Tui Credit Card review

Last updated:  

This card is no longer available, but you can use this page to compare alternatives.

As of August 2020, this card has been discontinued and is no longer available. However, this information has been kept for historical purposes. You can use this page to browse the range of similar cards from other issuers.

Finder rating: ★★★★★

Representative example: When you spend £1,200 at a purchase rate of 24.95% (variable) p.a., your representative rate is 24.9% APR (variable).

Earn 1 point

per £1 spent with select partners

Earn 1 point

per £2 spent elsewhere

Up to 2,500 points

Intro bonus

24.9%

Representative APR

Details

IssuerNewDay Ltd
NetworkMastercard
Rep. APR24.9% (variable)
Annual/monthly fees£0
Loyalty schemePoints
IncentiveEarn points towards your next holiday every time you spend. Earn 1 point per £1 when spending on Tui/First Choice. Earn 1 point per £2 for spend elsewhere. For every 100 points you get £1 to redeem
Incentive on opening£25 of reward points to spend on next purchase with TUI
Purchases0% for 3 months reverting to 24.95%
Purchases interest-free period (days)56
Balance transfers24.95%

Expert review

Chris Lilly

Review by


Chris Lilly is a publisher at finder.com. He's a specialist in credit-based products including business and personal loans, mortgages and credit cards, and is passionate about helping UK consumers make informed decisions about their borrowing. In his spare time Chris likes forcing his kids to exercise more.

Expert review

The Tui Credit Card earns you loyalty points wherever you shop, even for everyday purchases like groceries or petrol. Once you’ve accrued at least 2,500 points, you can redeem them when you make your next purchase from the holiday company TUI (formerly Thomson) using your TUI Credit Card.

The card offers a few other perks to tempt new customers, including a welcome bonus, an enhanced rewards earn-rate on spending with Tui, fee-free travel money when you buy through Tui and a 0% interest period of 3 months – perhaps allowing you to spread the cost of your next getaway.

Downsides? You may prefer a more versatile rewards scheme, unless you’re truly attached to Tui. Additionally, if you’re likely to carry a balance from month to month, what you’ll pay in interest is likely to outweigh what you’ll earn in rewards. Finally, if you’re planning to take a credit card with you on holiday, I’d advise getting another card either to compliment this one or instead of it, in order to avoid non-sterling transaction fees.

The Tui Credit Card earns you loyalty points wherever you shop, even for everyday purchases like groceries or petrol. Once you’ve accrued at least 2,500 points, you can redeem them when you make your next purchase from the holiday company TUI (formerly Thomson) using your TUI Credit Card.

Here’s everything you need to know about the Tui Credit Card – from exclusive rewards through to eligibility, rates and fees. And if you’re still not sure if it’s the right card for you, you can compare similar cards from other providers.

Pros and cons

Pros

  • Earn TUI reward points on all purchases.
  • Introductory voucher offer for new cardholders who spend in TUI.
  • Increased reward points earn rate for TUI or First Choice bookings.
  • No fees if you change your travel money at a TUI shop.
  • 0% introductory offer on purchases.
  • No annual fee.

Cons

  • Foreign transaction fees.
  • Balance transfer fee.
  • Minimum 2,500 points required to redeem

Compare popular rewards credit cards

Table: sorted by representative APR, promoted deals first
Data indicated here is updated daily
Name Product Max. intro bonus Earn-rate with brand Default earn-rate Annual/monthly fees Rep. APR Incentive Link
M&S Bank Transfer Plus Mastercard
500 points
1 point per £1 spent
1 point per £5 spent
£0
19.9% (variable)
Earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year.
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
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M&S Bank Reward Plus Mastercard
2,500 points
2 points per £1 spent
1 point per £5 spent
£0
19.9% (variable)
Double points on spend in M&S for first 12 months (2 points per £1). Then earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year.
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
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M&S Bank Shopping Plus Mastercard
500 points
1 point per £1 spent
1 point per £5 spent
£0
19.9% (variable)
Earn 1 point for every £1 spent at Marks and Spencer's and 1 point for every £5 spent elsewhere. 100 points = £1 reward voucher. Points will be converted into reward vouchers 4 times a year.
Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a., your representative rate is 19.9% APR (variable).
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American Express Platinum Cashback Everyday Card
£100
1% cashback
1% cashback
£0
22.2% (variable)
New Cardmember offer: Get 5% cashback on your purchases (up to £100) for the first 3 months of Cardmembership.
Representative example: When you spend £1,200 at a purchase rate of 22.2% (variable) p.a., your representative rate is 22.2% APR (variable).
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American Express Rewards Credit Card
5,000 points
1 point per £1 spent
1 point per £1 spent
£0
22.2% (variable)
As a new Cardmember, earn 5,000 Membership Rewards® points when you spend £2,000 in your first 3 months of Cardmembership.
Representative example: When you spend £1,200 at a purchase rate of 22.2% (variable) p.a., your representative rate is 22.2% APR (variable).
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British Airways American Express Card
5,000 points
1 point per £1 spent
1 point per £1 spent
£0
22.2% (variable)
New Cardmember offer: Earn 5,000 bonus Avios when you spend £1,000 in your first 3 months of Cardmembership.
Representative example: When you spend £1,200 at a purchase rate of 22.2% (variable) p.a., your representative rate is 22.2% APR (variable).
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American Express Platinum Cashback Card
£125
1.25% cashback
1.25% cashback
£25 per annum
27.3% (variable)
As a new Cardmember, get 5% cashback on your purchases (up to £125) for the first 3 months of Cardmembership.
Representative example: When you spend £1,200 at a purchase rate of 22.2% (variable) p.a. with a fee of £25 per annum, your representative rate is 27.3% APR (variable).
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The American Express Nectar Credit Card
20,000 points
2 points per £1 spent
2 points per £1 spent
Year 1 - £0, Year 2 onwards - £25 per annum
27.3% (variable)
As a new Cardmember, earn 20,000 bonus Nectar points when you spend £2,000 in your first 3 months of Cardmembership.
Representative example: When you spend £1,200 at a purchase rate of 22.2% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £25 per annum, your representative rate is 27.3% APR (variable).
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The Marriott Bonvoy American Express Card
20,000 points
10 points per £1 spent
2 points per £1 spent
£75 per annum
38.8% (variable)
As a new Cardmember earn 20,000 points bonus when you spend £3,000 in the first 3 months of Cardmembership.
Representative example: When you spend £1,200 at a purchase rate of 22.2% (variable) p.a. with a fee of £75 per annum, your representative rate is 38.8% APR (variable).
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American Express Preferred Rewards Gold Credit Card
20,000 points
2 points per £1 spent
1 point per £1 spent
Year 1 - £0, Year 2 onwards - £140 per annum
56.6% (variable)
New Cardmember offer: Earn 20,000 Membership Rewards® points when you spend £3,000 in your first three months of Cardmembership.
Representative example: When you spend £1,200 at a purchase rate of 22.2% (variable) p.a. with an annual fee of £140 (£0 in first year), your representative APR is 56.6% APR (variable).
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Approval for any credit card will depend on your status. The APR shown represents the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow.

Repayment options

When it comes to repayments, you can make manual repayments online or over the phone (0333 220 2670), or alternatively set up a direct debit. A direct debit is a great idea because it protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee or losing any promotional rates as a result. You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.

Choose from the following direct debit options for your monthly repayments:

Minimum amount Fixed amount Fixed percentage Full amount

How to apply for the Tui Credit Card

It’s straightforward to apply for the Tui Credit Card online, and it typically takes around 10-15 minutes. As part of the application process, NewDay (who issues the card) will run a credit search. In most cases, whether your application is rejected or approved, you’ll get an instant decision.

Following approval, your TUI Credit Card will be sent to you within 7-10 working days. When it arrives you’ll need to call TUI on 0800 915 2205 to activate it.

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One Comment

  1. Avatarfinder Customer Care
    Tom
    January 10, 2020

    Hi Shelley,

    Thanks for your question. With the Tui credit card, you have up to 56 days to pay for your purchases before you’ll be charged interest. However, this would only apply to purchases made on the first day of your billing cycle. For purchases made on the last day of your billing cycle, you’ll have 26 days to pay for them before you are charged interest.

    You’ll also get 3 months interest-free on purchases when you first get the card.

    I hope this helps, but please get in touch if you have any other questions.

    Regards,

    Tom

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