Saving up for your next holiday? Would be nice, right? Well, you could at least get a head start with the Tui Credit Card.
The Tui Credit Card earns you loyalty points wherever you shop, even for everyday purchases like groceries or petrol. Once you’ve accrued at least 2,500 points, you can redeem them when you make your next purchase from the holiday company TUI (formerly Thomson) using your TUI Credit Card.
Here’s everything you need to know about the Tui Credit Card – from exclusive rewards through to eligibility, rates and fees. And if you’re still not sure if it’s the right card for you, you can compare similar cards from other providers.
|Incentive||Earn points towards your next holiday every time you spend. Earn 1 point per £1 when spending on Tui/First Choice. Earn 1 point per £2 for spend elsewhere. For every 100 points you get £1 to redeem|
|Incentive on opening||£25 of reward points to spend on next purchase with TUI|
|Additional Rewards Info||No credit card fees when you use your Tui Credit Card to purchase a holiday in a Tui travel shop or on tui.co.uk or firstchoice.co.uk. Fee free travel money when you use your Tui credit card in a Tui shop or at money4travel.|
|Purchases||0% for 3 months reverting to 19.94%|
|Purchases interest-free period (days)||56|
|Balance transfer fee||5%|
|Foreign usage charge (EU)||2.75%|
|Foreign usage charge (rest of world)||2.75%|
|Cash advance fee||3% (min. £3)|
|Late payment fee||£12|
|Exceeding limit fee||£12|
|Additional card fee||£0|
|Residency||UK resident, lived in the UK for last 12 mths, current UK bank account, a home or mobile phone number and regular income|
|Availability||Available to new customers|
Pros and cons
- Earn TUI reward points on all purchases.
- Introductory voucher offer for new cardholders who spend in TUI.
- Increased reward points earn rate for TUI or First Choice bookings.
- No fees if you change your travel money at a TUI shop.
- 0% introductory offer on purchases.
- No annual fee.
- Foreign transaction fees.
- Balance transfer fee.
- Minimum 2,500 points required to redeem
Compare popular rewards credit cards
When it comes to repayments, you can make manual repayments online or over the phone (0333 220 2670), or alternatively set up a direct debit. A direct debit is a great idea because it protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee or losing any promotional rates as a result. You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.
Choose from the following direct debit options for your monthly repayments:
|Minimum amount||Fixed amount||Fixed percentage||Full amount|
How to apply for the Tui Credit Card
It’s straightforward to apply for the Tui Credit Card online, and it typically takes around 10-15 minutes. As part of the application process, NewDay (who issues the card) will run a credit search. In most cases, whether your application is rejected or approved, you’ll get an instant decision.
Following approval, your TUI Credit Card will be sent to you within 7-10 working days. When it arrives you’ll need to call TUI on 0800 915 2205 to activate it.