Big Blue Cover

Big Blue Cover travel insurance review

Find out if Big Blue Cover can provide you with the right level of cover for your next getaway.

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By

Esther Wolffowitz

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Going on holiday can be one of the most magical things you can do, but sometimes it doesn’t quite go to plan, so you’ll want to make sure you have the right cover in place.

We’ve analysed the cover from Big Blue travel insurance to help you decide if it offers what you need.

Who is Big Blue Cover?

Big Blue Cover is part of ROCK Insurance Group. The group has provided insurance to over a million customers, and specialises in providing cheap travel insurance with a range of benefits.

What are my cover options?

Big Blue Cover provides a range of travel insurance policies, as well as optional extras, so you can tailor your policy if you need to.

The single-trip policy is intended for a one-off trip.

Features of the policy include:

  • Cover from 2 days to 12 months
  • Wide range of sporting activities covered as standard
  • Trips to UK, Europe and Worldwide covered
The Annual Multi-trip policy is a way to insure more than one trip within a year. It saves you the hassle of getting separate insurance for each trip and is also cheaper if you take several trips a year.

Features of the policy include:

  • Cover for as many trips up to 31 days long in a year as you like
  • Redundancy cover as standard
  • Wide range of sporting activities covered
Big Blue Cover offers a range of optional extras to help you tailor your policy, including:
  • Excess waiver
  • Cruise cover
  • Special sports cover
  • Winter sports cover
  • Golf cover
  • Business cover
  • Terrorism cover
  • Gadget cover

What’s covered under my policy?

Big Blue offers three levels of cover: Economy, Standard and Premier. Below we have listed what’s covered as standard under a single trip policy. As you would expect, policy payout amounts tend to increase as you move from Economy to Premier cover.

  • Cancellation and curtailment
  • Emergency medical and repatriation expenses
  • Dental emergency
  • Hospital benefit
  • Personal possessions and baggage
  • Personal money
  • Travel delay on the outward journey
  • Loss of passport
  • Missed departure on the outward journey
  • Personal accident
  • Personal liability
  • Legal expenses

What is my excess?

An excess is the amount of money you contribute to each claim you make before Big Blue will pay out.

The amount of excess you have to pay will depend on which level of cover you have, and the nature of your claim. Check your policy schedule, where your excess details will be shown in detail.

What is the claims process?

If you require emergency medical assistance while on holiday, call Global Response on +44(0)343 658 0342 or +44(0)1293 652 842 and quote your policy number. You must contact Global Response before incurring costs above £500. The lines are open every day, around the clock.

To make a claim on return from your holiday, contact Global Response by calling +44(0)343 658 0345, or email travelclaims@global-response.co.uk

For contact information to claim on your optional gadget or vehicle excess cover, see your policy document.

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