Is Barrhead the right travel insurance provider for your next getaway?
Going away on holiday is the perfect time to relax, but unforeseen events can cause unnecessary stress and spoil your time. That’s why it’s best to make sure you’re insured when you’re away, giving you the peace of mind that you’re covered if something should go wrong.
Continue reading to find out about Barrhead and its travel insurance policies.
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Who is Barrhead?
The Barrhead Travel Group was founded in 1975, and has since grown from a single high street shop to over 900 employees. The company offers a variety of different travel insurance options and cover levels, see if they have the right policy for you below.
What are my policy options?
Barrhead offer a range of insurance policies which cover all types of holidays and activities, and they even give you the choice to customise your policy with optional extras.
Features of the policy include:
- Cruise cover as standard
- Trips up to a year long
Features of the policy include:
- As many trips of 31 (or 62) days as you like within a year
- Cruise cover included as standard
- Gadget cover
- Winter sports
- Wedding cover
- Cruise pack
- Special sports cover
- Golf cover
- Business cover
- Excess waiver
- Travel disruption
What’s covered under my policy?
Barrhead offer three levels of cover on their travel insurance policies: Standard, Premier and Premier Plus. Below we have listed what’s covered under each policy level for a standard single trip with no extras. As you might expect, policy payout amounts increase as you move from Standard to Premier cover.
|If you are unable to go on your trip||✓||✓||✓|
|If your plans are disrupted||✓||✓||✓|
|If your departure is delayed by 12 hours or more||✓||✓||✓|
|If you chose to cancel after a 24 hour delay||✓||✓||✓|
|If you need emergency medical attention||✓||✓||✓|
|Emergency dental treatment||✓||✓||✓|
|Public hospital inconvenience benefit||✓||✓||✓|
|If you need to come home early||✓||✓||✓|
|If your possessions are lost, stolen or damaged||✓||✓||✓|
|If your possessions are delayed by 24 hours||✓||✓||✓|
|If your cash is lost or stolen||✓||✓||✓|
|If your passport is lost or stolen||✓||✓||✓|
|If you are hijacked||✓||✓||✓|
|If you are mugged||✓||✓||✓|
|Accidental death and disability benefit||✓||✓||✓|
|If you need legal advice||✓||✓||✓|
|If a natural disaster occurs||✓|
|Withdrawal of services||✓||✓||✓|
What is my excess?
An excess is the amount of money you contribute to each claim you make before Barrhead will pay out.
The amount of your excess you have to pay will depend on which level of cover you have, if you decided to waiver your excess and the nature of your claim. Make sure to check your policy schedule where your excess details will be shown in detail.
What is the claims process?
Please notify Emergency Asssitance Facilities on 00 44 (0) 203 829 6745 about any serious illness or accident abroad where you have to go into hospital or you may have to return home early or extend your stay (you should first check that the circumstances are covered by your policy). Please provide your name and policy number.
To make a claim, phone Travel Claims Facilities on 0203 829 6761 quoting your name and policy number
*Disclaimer: Please take reasonable care to answer all the questions honestly and to the best of your knowledge. If you don’t answer the questions correctly, your policy may be cancelled, or your claim rejected or not fully paid.
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