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Toyota is one of the world’s largest car manufacturers with a huge presence across the UK.
Its large range of finance options certainly contributes to its popularity. The Japanese manufacturer offers several finance packages, making it easy for motorists to pay back their loan in a way that suits their desires and financial circumstances. There are several third-party options worth considering as well.
Below, we explore all of the financing options available, so you can decide which is most suitable for you.
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You can either arrange a finance deal directly through Toyota or take out a loan from a bank, credit union or online lender.
When considering the best option for your needs, ask yourself whether speed or low interest is your biggest priority. A third-party loan may be cheaper than the deals offered by Toyota, but arranging these can be more time consuming. After all, you’ll need to compare lenders, then research to find out what rates and terms you may be eligible for.
If you’re looking for the fastest way to get on the road in your new car, financing through an authorised Toyota dealer might be your best bet. This can be especially useful if you already know what model and accessories you want, as you’ll then be able to negotiate your car price and loan interest rate at the same time.
Toyota offers four financing options, so there’s plenty of flexibility to arrange the best deal for your needs. For each, the term of your deal could last between 12 and 60 months depending on your circumstances.
The Hire Purchase package allows you to keep the car at the end of the agreement. There are several leasing deals which have you return the vehicle. Meanwhile, the Access Toyota package lets you choose between owning or returning the car as your agreement is ending.
Read on to discover how each package works.
Every new Toyota sold in the UK comes with a mechanical warranty for 5 years or 100,000 miles, whichever comes first. This warranty covers any mechanical fault caused by a manufacturing defect, and there are no mileage limitations for the first year.
You’ll also get a 12-year anti-corrosion and perforation warranty, plus a 3-year paintwork and surface rust warranty. Extended warranties are available. Terms apply.
Approved Used Toyota vehicles come with a 12-month comprehensive warranty, including Toyota Roadside Assistance.
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