Staysure travel insurance review

Going away more than just the once this year? Maybe you’re going skiing and heading abroad in the summer too? Taking out a multi-trip (otherwise known as annual) policy could save you time and money. You’ll only have to sort your insurance out once, and it could be cheaper than getting multiple single-trip policies. Here’s what Staysure’s deal will offer:

• No upper age limit.
• Get unlimited protection for medical expenses abroad.
• Pay extra for certain regions, for instance, the Far East and North America.
• Maximum 50 consecutive days away if under 70.
• Maximum 35 consecutive days away if over 70.
• 24/7 medical emergency helpline.

Heading off on a golfing holiday? Don’t let any unexpected hiccups get in the way of you and the green. With Staysure you don’t need to buy golf insurance, as a basic policy will cover personal liability and person accident while playing golf. However getting an additional golf insurance deal will mean:

• Cover for your clubs, bags and trolley against theft.
• Compensation if you need to hire golf equipment because yours was stolen or lost.
• Hole-in-one cover so you can celebrate properly on the 19th hole.
• Protection if you can’t play because of injury, illness or poor weather.

Going on a long-awaited cruise this year? Staysure cruise cover will make sure you and your possessions are protected, even if it isn’t all plain sailing. While it is an additional policy and you’ll have to pay more, it could be worth it. The key features of this policy include:

• Can only get as an add-on to a comprehensive travel insurance policy.
• Cover if circumstances beyond your control mean you miss your port departure, the itinerary changes, or you’re confined to your cabin for medical reasons.
• Replacement for any personal items or important documents (such as a passport) that are lost or taken.

Going skiing or snowboarding? You’ll want to fully enjoy the slopes without fretting about losing your gear or having a serious accident. With winter sports cover you’ll be fully protected and get financial help should anything happen. Here are the key features of Staysure’s deal.

• Upper age limit of 71.
• Policy pays for hire equipment if yours is lost or stolen.
• Cover for your ski pass being lost, stolen or damaged.
• Cover for unused part of ski pack if you fall ill or are injured.
• Policy pays for you to travel to different slopes if piste is closed.
• Cover pays for extra accommodation and travel in the event of an avalanche or landslide.
• Medical assistance 24/7.

Whether you’re going around the world in 80 days or heading to Australia in your gap year, you will probably have to pay extra to get worldwide cover. Here’s what you’ll get with Staysure:

• Emergency repatriation should you need to be flown home quickly.
• Financial protection should you need medical treatment abroad.
• A medical emergency helpline you can use 24/7.
• Get important documents such as your passport or travel tickets replaced if they are lost or stolen.

Staysure specialises in insurance for over 50s, so it will try to cater insurance for anyone with pre-existing health issues. Staysure will decide whether it will cover you following a health screening and should you be approved the policy will include:

• Payment towards any medical expenses if you are taken ill whilst you’re away.
• Quick and easy repatriation if and when you need it.
• Cover should you need to cancel your holiday due to health problems.

If you’re travelling as a family you’ll want to protect every single one of you. Taking out a family policy will save you considerable amounts of time, as you won’t need to take out insurance for each member of your clan, and the policy will include:

• Cover for any children under the age of 18 with a family or single parent family policy.
• Get unlimited emergency medical cover if someone in the family falls ill or gets injured abroad.
• A medical emergency helpline that is in operation 24/7.
• You can receive help if you miss a departure, your car breaks down once you’ve left home or public transport is delayed.