Seat Mii insurance group

The Seat Mii provides a greater choice of trims and designs than its electric rivals. This includes collaborations with fashion brands like Mango and Cosmopolitan. As such, you can consider a Seat Mii to be the stylish choice for electric car drivers. In this guide, you’ll find out how much you could expect to pay to insure this car based on the driver’s demographics.

What insurance group does the Seat Mii fall under?

Every vehicle you see on the road has been assigned a specific insurance group based on how expensive it is likely to be for insurance companies to cover. These groups range from 1 (cheapest) to 50 (most expensive) and help insurers determine a suitable premium to offer their customers. Seat Mii models can be found in insurance groups 1 to 4, meaning this vehicle is one of the cheapest for drivers to insure.

The costs may vary a tiny bit between different Seat Mii insurance groups. As an example, a 30-year-old driver in an average postcode could pay around £556 for cover on a Seat Mii 1.0 S 3d that is in insurance group 1 or around £631 for a Seat Mii by Cosmopolitan 1.0 75PS 3d that is in insurance group 4. This difference is based on the different aspects of the car that appear on different trims and models.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone).

Seat Mii insurance cost by location

Your home address plays a key role when it comes to the cost of your car insurance. You will be charged more if you live in an area where motorists are more likely to make a claim. Here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Seat Mii First Edition 1.0 TSI Ecomotive 115PS 5d.

• Expensive: £715 (London SE1)
• Average: £607 (Newcastle NE1)
• Cheap: £417 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: March 2021 (source: Quotezone).

Which factors affect my Seat Mii insurance rate?

Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:

• Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. However, in this case, the Seat Mii models all have a 1.0-litre engine, meaning this won’t be a factor that needs comparing.
• Driver location. Where you live helps determine the level of risk that you may make a claim on your car insurance, and this affects the size of the premium offered to you. For example, a 30-year-old in central London may pay £715 for insurance for a Seat Mii SE 1.0 I TECH 5d, while the same 30-year-old in Newcastle may only pay £607. The £108 difference comes because Londoners are more likely to make a claim on their insurance than those living in Newcastle.
• Driver age. The youngest drivers will pay more for insurance because they are statistically more likely to make a claim than older, more experienced motorists. As an example, the average 20-year-old driver in London may pay £1,178 for the Seat Mii 1.0 Ecomotive SE Technology 3d, while the average 40-year-old Londoner will only pay £617. As you can see, in this example, the average 20-year-old would have to pay almost double to insure a Seat Mii.

Other factors that influence the cost of your insurance include the following:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• Your car usage
• No claims discount
• The age and model of your car
• Your car’s security and any extra anti-theft precautions
• Your annual mileage

How can I save on my Seat Mii premiums?

Although the Seat Mii is one of the cheaper vehicles to insure, we’re sure you’ll still want to do what you can to reduce your costs as much as possible. There are some ideas to help you do that below.

• Limit your car usage (where possible). Occasionally deciding to walk or get public transport rather than using your car can help to save on your premiums.
• Pay annually rather than monthly. When you pay annually for car insurance, you eliminate the possibility of paying interest on your annual payments.
• Install extra safety precautions. The safer you make your car, the less of a risk it will be for companies to insure. As such, you’re quite likely to lower your premium by adding extra safety measures.
• Use price comparison sites to find the best deal. Don’t blindly settle for the renewal price offered by your existing insurer. There may be cheaper options out there!

Bottom line

This is a small city car and it’s one of the cheapest cars on the road to insure. Even so, the tips in this guide will help you cut your premiums even further.

Frequently asked questions

• Is the Seat Mii safe?

  The 2019 Seat Mii scored just 3 stars out of 5 in its Euro NCAP crash tests. This included an 81% rating for protecting adult occupants and 83% for protecting child occupants.

• How much car tax do I have to pay for the Seat Mii?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Seat Mii?

  You can buy a Seat Mii from any dealership or online seller as well as second-hand from a current owner.

• What engine size is the Seat Mii?

  All petrol-powered Seat Mii vehicles have a 1.0-litre engine.

• Where can I find car insurance for the Seat Mii?

  You can compare the costs of car insurance using any price comparison website.

• Is a Seat Mii expensive to insure?

  No, a Seat Mii can be found in insurance groups ranging from 1 to 4, meaning it’s among the cheapest vehicles to insure.