CardOneBanking Savings Accounts

Could CardOneBanking be the right provider to help you save your money?

Cardonebanking is an independent, FCA authorised company that has been providing current accounts and payment services since 2007. The company claims to have opened over 80,000 accounts and processed over £3 billion of customer’s money.

The company allows you to fill the application form online without even visiting a branch. Most of the accounts are opened within 3 hours, and there is no credit checks for opening an account. You will be able to access your account online, by text or phone. Also, CardOneBanking doesn’t charge for any bounced payments or overdraft fees.

What savings accounts does CardOneBanking offer?

CardOneBanking only offer one type of account: The CardOneBanking account.

The CardOneBanking account is a unique bank account that can help you save money. The Account Management Team will set aside some of the cash you pay into your account to pay for your regular outgoings. Whatever’s left after accounting for your outgoings will be transferred into your “Spends” account, which you can spend using the Prepaid Debit MasterCard®.

This account is ideal for those who often find themselves in their overdraft, and need help managing their finances.

Is it easy to switch to CardOneBanking?

Yes, CardOneBanking have made it very easy to switch your account to them. CardOneBanking will not even credit check you or charge an account opening fee, so the process couldn’t be easier. All you need to open an account with CardOneBanking is to be able to confirm your full name, date of birth and address.

How do I decide which account is for me?

You need to work out what it is you need from your bank account. Are you looking to put a bit of money away each month? Do you want to put some money away and restrict access to it? Are you after rewards or hoping to maximise interest?

You need to work out what you need before comparing the different offers available for certain types of bank account. Once you’ve done that, useful guidelines to compare include:

  • Interest rates
  • Fees (if there are any)
  • Access to cash (if you need quick access for instance)
  • Rewards and loyalty schemes (if you’re into the add-ons or switching bonuses)

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