Pug Pet Insurance

Read our guide to the best pet insurance for pugs and how you can best care for your little flat-faced pooch.

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Data indicated here is updated regularly
Name Product Age cover starts from Annual vet fees covered Benefits
4Paws Pet Insurance
6 weeks
£12,000
Lifetime Contribution Policies available
Animal Friends pet insurance
8 weeks
NA
Free vet video consultants
Agria Pet Insurance
8 weeks
£12,500
£50 Healthcare voucher with every dog and cat policy
Bought By Many Pet Insurance
4 weeks
£15,000
15% multi-pet discount
petGuard
petGuard
8 weeks
£12,000
20% discount off specialist pet insurance
LV= pet insurance
8 weeks
Up to £10,000
Choose from 5 levels of cover
Vet bills can be paid directly
Pay monthly at no extra cost
10% discount when you buy online
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What is the best pet insurance for pugs?

Pugs are a severely brachycephalic breed (flat faced), and are therefore prone to a lot of serious illnesses. A lifetime insurance policy is possibly the most the ideal type of cover for your Pug. With this policy, you can claim more than once for the same condition, and the financial limit for each condition resets each year with the renewal of your policy.

This is a great fit for pugs, as it is likely that they will develop long term health issues throughout their life. Whilst this policy is often the most expensive, it is a worthwhile investment in your Pug’s future and yours as it limits the likelihood that you will have to fund treatments yourself.

Average cost of pug insurance

We wanted to provide you with an average figure of how much it may cost to insure your Pug, so we ran a number of quotes from a selection of reliable pet insurance companies. Our results estimated that, on average, you could insure your Pug with a lifetime insurance policy for £19.98 a month, or if you prefer, a single annual payment of £223.76. To run these quotes, we used the following pet information:

  • Female
  • 3-years-old
  • Chipped
  • Bought for £650
  • Neutered
  • No pre-existing conditions
  • Up to date vaccinations
  • Non aggressive

Common health problems for pugs

Unfortunately, there are a number of serious health conditions that your precious Pug is prone to. Several of these illnesses stem from their physicality, and are therefore completely unavoidable. But whilst it is upsetting to think of your gorgeous Pug unwell, having the right pet insurance plan can ease the pressure and worry of the future, and knowing these conditions in advance will help make sure that your insurance plan is appropriate should your Pug’s health deteriorate.

Common illnesses for Pugs include:

  • Brachycephalic syndrome
  • Degenerative joint disorder
  • Corneal ulcers
  • Tracheal collapse
  • Intervertebral disc disease

Average treatments cost for pugs

It can be useful to be aware of the average cost of treatments for some of the health conditions your Pug is prone to. This information will help you make sure that the policy you pick is the right one for your dog’s health, and will be a guide when examining the financial limits for different cover.

Below is a list of the average cost of treatments for common illnesses:

Health ProblemAverage treatment cost
Brachycephalic syndrome£850
Degenerative joint disorder£250
Corneal ulcers£350
Tracheal collapse£600
Intervertebral disc disease£600

Fun facts about pugs

  • The pug lineage stretches as far back as before 400 BCE, where the breed originated from China, were called ‘Lo-sze’ and were kept by Buddhist monks as pets in their Tibetan monasteries.
  • A group of pugs is called a ‘Grumble’.
  • The perfect pug tail has two curls.
  • It is believed that Emperors of China kept pugs as lapdogs.

Bottom line

While you might think their flat faces are just adorable, pugs, unfortunately, can suffer from several severe health conditions as a result.

If your pug requires more medical treatment then you are likely to see your insurance premiums increase. A lifetime insurance policy might be suitable for you as you’ll be able to make a claim for the same condition more than once. Your insurance limit will also reset every year.

Dog insurance doesn’t need to leave you out of pocket so shop around and compare the deals on offer to find the right protection for you and your pug. Check out our pet insurance provider reviews and our guides on other dog breeds.


The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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