Principality Building Society mortgage calculators

Learn what the Principality Building Society mortgage calculator can do for you.

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Principality Building Society is the sixth biggest building society in the UK and the largest based in Wales.

It offers mortgages for people looking to buy their first home, move house or remortgage in the UK. It offers buy-to-let mortgages too.

Its website has a mortgage calculator, which indicates how much you may be able to borrow for a Principality Building Society mortgage and what your monthly repayments could be.

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How much can I borrow?

Estimate the size of mortgage that will be available to you based on factors like your income and deposit.

How much will it cost?

Estimate your monthly repayments in seconds from your mortgage amount, interest rate and duration.

How much stamp duty will I pay?

Buying a property over £125,000? Calculate how much you will pay in stamp duty with our handy calculator.

How much could you borrow for a Principality Building Society mortgage?

This calculator comes in two parts.

In the first part, you’ll learn how much you may be able to borrow for a Principality Building Society mortgage.

In order to do this, you’ll first enter whether you’re applying solo or jointly, and in which part of the UK you’re hoping to buy a property.

You’ll then enter the number of residents living in the property, and details of your annual income. This will be split into basic salary (from your main job) and additional income (from bonuses, pension, government benefits, etc).

Finally, you’ll enter details of your outgoings. This is split into basic expenditure (food, utility bills), monthly living cost (clothes, socialising), student loan payments and additional outgoings (loan payments).

You will then be given an estimate of how much Principality could lend you. This shouldn’t be taken as a formal offer. The actual amount you’ll be offered is based on the result of a detailed financial assessment during your formal mortgage application.

What will a Principality Building Society mortgage cost you?

The second stage of the calculator will show what your monthly mortgage repayments are likely to be.

You’ll first enter the amount you’re borrowing and the value of the home you want to buy. You’ll then enter your desired mortgage type (fixed or variable, repayment or interest only).

A list of suitable mortgages will then appear, including the rate, one-off fees and monthly repayment. The cheapest mortgages appear at the top of the list and it’s possible to click through to apply for any of them.

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