Earn higher returns with peer-to-peer lending firms. Read our guide to find out more.
What is peer-to-peer lending?
Sometimes referred to as “crowd lending”, these P2P firms match up people who need money with those who can afford to put money aside. The idea behind this is to cut out the middle man (banks) and give borrowers lower rates, and give lenders higher rates. It’s often packaged as a better alternative to saving, but there’s a big caveat to that. There is no savings guarantee, so in reality, if you’re looking to lend money, this is more like an investment.
What are the risks of peer-to-peer lending?
The biggest one we’ve already mentioned. Returns and capital aren’t guaranteed. While each P2P site will manage risk in its own way, there are still other things to consider:
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Crowdstacker: Peer-to-peer lending and borrowing
Crowdstacker is a peer-to-peer lending platform with a difference. The focus is on established UK businesses, and is a viable option for income investments.
Crowd2Fund: Peer to peer lending and borrowing
Can Crowd2Fund, the crowd funding platform, provide you with the right investment and funding opportunities? Find out more here.
Assetz Capital: peer-to-peer lending and borrowing
Find out more about Assetz Capital and see if it might be the right P2P solution right for you.
FundingSecure: peer-to-peer asset based loans
FundingSecure offer a unique platform for peer-to-peer asset based loans. Find out more with our handy guide.
Lendy: peer-to-peer lending and borrowing
The crowdfunding marketplace allows for secure loans and competitive interest rates for savers and investors. See if it looks like the solution for you.
Relendex: peer-to-peer lending and borrowing
Find out if Relendex’s peer-to-peer lending platform for your lending or borrowing needs.